Actuary – Model Development

Please note that we do not offer visa sponsorship for this position.

JOB SUMMARY:

The Actuary will be responsible for building, testing, and validating MG-ALFA models and will report to the Model Steward.  The model is used for Asset Adequacy Testing, Asset/Liability Management, Statutory Forecasting, ORSA, VNB, and to support various special project initiatives.  The individual will streamline our modeling functionality to enable efficient and reliable projection capabilities.  The Actuary is expected to have detailed knowledge of MG-ALFA, Statutory accounting, and GAAP accounting.

RESPONSIBILITIES:

• Ownership of all aspects of the technical functionality of MG-ALFA models
• Develop and maintain model inputs, model interface, model reports, and database
• Participate and provide thought leadership in model governance, assumption maintenance, and model change management, including User Acceptance Testing
• Lead projects to implement new products, riders, and model functionality
• Provide a validated and locked-down production model to end users on a quarterly basis
• Partner with the IT department to identify and implement areas for automation and efficiency
• Lead development of functionality related to ad-hoc projects and one-off requests, working closely with business partners to ensure appropriate usage of models for new contexts

REQUIRED QUALIFICATIONS

• Bachelor’s degree in Actuarial Science, Mathematics, Computer Science, Statistics, Economics, or related field
• FSA or Career ASA professional designation
• 8+ years of actuarial experience with 5+ years of modeling experience
• MG-ALFA expertise or any modeling software
• Advanced knowledge of Statutory and GAAP accounting preferred
• Significant experience with Annuities, including Fixed-Indexed Annuities or Life Insurance, including Indexed Universal Life

In office (VT or TX) 4 days a week preferred, but will consider remote for well-qualified candidates.

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Please note that we do not offer visa sponsorship for this position.

Role Summary

The Associate Actuary reports to the Actuary of Capital Management & Deal Team and will be responsible for leading and collaborating on multiple transactions. This role supports strategic financial initiatives by developing, validating, and interpreting actuarial models used to evaluate capital deployment, reinsurance transactions, and other corporate financing solutions. This role partners closely with MCOE, Finance, Pricing and senior actuarial leadership to provide analytical insights that optimize the company’s capital position and drive informed decision-making.

The successful candidate will contribute to the pricing and structuring of reinsurance deals, assess the capital impact of strategic transactions, and help manage NLG’s economic, regulatory capital frameworks. This position requires strong technical modeling ability, sound actuarial judgment, and the ability to communicate complex results to both actuarial and non-actuarial audiences.

• This position currently offers an onsite hybrid work schedule, with the expectation that you are in the office four (4) days per week during onsite core days. Our current onsite core days are Monday, Tuesday, Wednesday, and Thursday.  The work schedule type and core days are subject to change with advance notification and manager discretion.
• Can be based on Vermont or Dallas Campus.

Essential Duties and Responsibilities

• Co-lead or support reinsurance and capital transactions with internal and external stakeholders. Optimizing pricing, capital and financial impacts, risk management and assist operations teams with closing efforts.
• Quantify the impact of deals and capital actions across multiple frameworks (e.g., statutory, GAAP, economic capital, RBC).
• Support the development of pricing analyses and scenario testing for prospective reinsurance or financing structures, including legal entity modeling, cash-flow projections, sensitivities, and stress tests.
• Collaborate with MCOE, Finance, Pricing and related business areas to align modeling assumptions, capital methodologies, and reinsurance transaction structures.
• Build and enhance actuarial models to assess capital usage, return on capital, and value creation for reinsurance transactions, M&A opportunities, and other capital or risk-transfer strategies.
• Prepare presentation materials and clearly communicate findings, recommendations, and key risks to senior management.
• Assist in identifying opportunities to improve capital efficiency through reinsurance, capital market solutions, or balance-sheet optimization.
• Stay current on emerging capital methodologies, regulatory changes, and actuarial modeling best practices.

Minimum Qualifications

• Associate of the Society of Actuaries (ASA) or Fellow of the Society of Actuaries (FSA) preferred.
• 6+ years of experience in actuarial modeling, corporate development, reinsurance or related actuarial roles, preferably within a life insurance or reinsurance company.
• Proficiency with actuarial projection systems (e.g., MG-ALFA) and strong Excel/Databricks skills.
• Ability to interpret complex financial models, reconcile results, and explain key drivers to technical and non-technical stakeholders.
• Familiarity with a wide range of actuarial models, including liability projections, asset modeling, and capital models. Assess modeling assumptions, methodologies, and controls for appropriateness and reliability.
• Experience presenting findings and influencing senior stakeholders in actuarial, finance, or investment functions.
• Detail-oriented, deadline-driven, and able to manage multiple priorities in a fast-paced environment.
• Demonstrated ability or willingness to adopt and apply emerging technologies, including generative AI and automation tools, to improve reporting efficiency, effectiveness, and control quality.

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Role Summary

Sponsorship is not available for this role.

This individual will support and may lead initiatives related to design and pricing of indexed and fixed annuity products. This includes product design, actuarial modeling, pricing, actuarial support of regulatory filings and support of sales ideas. This position will work closely with the broader Life & Annuity Solutions team, Distribution/Field Leaders, and Marketing to ensure new products and features are aligned with the company’s strategic goals.

This position currently offers an onsite work schedule, with the expectation that you are in the office four (4) days per week during onsite core days.  Our current onsite core days are Monday, Tuesday, Wednesday, and Thursday.  The work schedule type and core days are subject to change with advance notification and manager discretion. 

Essential Duties and Responsibilities

• Provide and discuss pricing results as well as sensitivity-analysis to senior Actuaries of the Company, including Product Risk Management Committee and Investments Risk Management committee.
• Present product features and/or actuarial results to Distribution Leadership, Product Risk Committee, Project Teams, Senior Management, and other stakeholders.
• Reviews experience studies and sets pricing assumptions.
• Prepare or review actuarial materials required to secure state approvals.
• Prepare or review product specifications and actuarial reports.
• Partner with the policy forms team to review forms as needed.
• Understands pricing practices, and develops as well as oversees modeling to set appropriate rates, understand profitability, and analyze sensitivities.
• Understands and can reverse engineer key features of competitor products.
• Reviews product marketing materials as appropriate.
• Partner with the policy forms team to review forms as needed.
• Coordinates and reviews work of outside actuarial consultants.
• Train and mentor actuarial students/analysts as needed.
• Provide support to other business areas
• Consult or advise on broader matters that may or may not be actuarial in nature
• Proactively identifies and ensures compliance with legal and regulatory requirements

Minimum Qualifications

• FSA or career ASA designation from the Society of Actuaries
•  A minimum of 6 years of actuarial experience with in-depth knowledge of annuity products and benefits
• Solid financial modeling experience using actuarial software, preferably MG-ALFA.
• Working knowledge of applicable Valuation, Nonforfeiture, tax, risk-based-capital and other relevant regulations and standards.
• Ability to work with Distribution Leadership and multiple stakeholders to design and develop new annuity products and features.
• Self-motivated and result-focused
• Exceptional analytical acumen and advanced problem-solving skills
• Excellent written and verbal communication skills 
• Must be able to successfully complete a background check that may include fingerprinting

Preferred Qualifications

• Member of the American Academy of Actuaries
• Indexed Annuity Pricing experience a major plus

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

 Please note that we do not offer visa sponsorship for this position.

Role Summary

This individual will play a key role in leading and supporting initiatives related to the design and pricing of indexed and fixed/traditional life products, both as an individual contributor and through oversight and direction of supporting resources.  Job responsibilities primarily center around product design, actuarial modeling, pricing, actuarial support of regulatory filings and evaluation of sales and design concepts.  The individual will work closely with the broader L&A Solutions team, Business Innovation Group and Distribution/Field Leaders to ensure new products and features are aligned with the company’s strategic goals, financial objectives, and risk appetite. 

This position currently offers an onsite work schedule, with the expectation that you are in the office four (4) days per week during onsite core days.  Our current onsite core days are Monday, Tuesday, Wednesday, and Thursday.  The work schedule type and core days are subject to change with advance notification and manager discretion. 

Essential Duties and Responsibilities

• Develop and oversee models to set appropriate rates, understand profitability, and analyze sensitivities.
• Provide analysis to aid in the development of pricing assumptions.
• Strategically solve unique and complex problems.
• Help provide detailed analysis on key competitive features in the marketplace.
• Present product features and/or actuarial results to Distribution Leadership, Product Risk Committee, Project Teams, Senior Management, and other stakeholders.
• Train, mentor, and oversee / direct the work of actuarial students / analysts.
• Provide ad-hoc support to other business areas as needed
• Effectively coordinate and review the work of outside consultants.
• Partner with the policy forms team to review forms and prepare / review actuarial materials required to secure state approvals.
• Prepare / review product specifications and actuarial reports.
• Proactively identify and ensure compliance with legal and regulatory requirements.
• Review marketing materials as appropriate. 

Minimum Qualifications

• At least 6+ years of relevant experience, with experience in pricing Individual Life products (and especially Indexed UL) strongly preferred
• Active actuarial credentials-FSA or Career ASA required
• In-depth knowledge of Life products and benefits, including applicable valuation, nonforfeiture, 7702/7702A, illustration, and other relevant standards.
• Excellent oral and written communication skills, including the ability to communicate effectively with less technical audiences
• Highly effective teamwork and collaboration skills
• Extensive experience with Microsoft Office suite.
• The candidate must be able to successfully complete a background check that may include fingerprinting. 

Preferred Qualifications

• Solid financial modeling experience using actuarial software, preferably MG-ALFA. 
• MAAA preferred

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Role Summary

The Associate Actuary will be responsible for calculating, analyzing, reporting, and explaining reserves and other actuarial financial statement items for the Indexed Universal Life. The individual will monitor policyholder behavior and profitability of the business and will also provide actuarial support to recurring and special projects. The Associate Actuary is expected to have a detailed knowledge of statutory valuation requirements and advanced GAAP accounting issues for life insurance products. 

This position currently offers an onsite work schedule, with the expectation that you are in the office four (4) days per week during onsite core days.  Our current onsite core days are Monday, Tuesday, Wednesday, and Thursday.  The work schedule type and core days are subject to change with advance notification and manager discretion. 

Essential Duties and Responsibilities

• Perform valuation on Life blocks with the focus on Principle-Based Reserves (PBR)
• Perform experience studies, recommend assumption updates, and quantify impacts for PBR business
• Conduct analysis of business trends and reserve movements
• Update annual PBR report and communicate with external auditors and regulators regarding the PBR model
• Support the production and oversight of reporting for reserves and other actuarial items – Statutory, GAAP, and Tax
• Familiar with GAAP accounting such as FAS97 and FAS133 and clearly communicate analysis to financial reporting stakeholders
• Proactively share analysis and provide insight into our business with Pricing, FP&A, Inforce Management, Modeling Center of Excellence, and Tax areas

Minimum Qualifications

• FSA designation from the Society of Actuaries with a minimum 7 years of actuarial experience within the Life Insurance sector, or Career ASA with a minimum 10 years of experience within the Life Insurance sector
• Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field
• At least 5 years of actuarial experience within actuarial modeling or actuarial valuation & financial reporting
• Proficiency in actuarial modeling software (such as PolySystems, MG-ALFA, GGY-AXIS)
• Skilled in database tools like SQL, DataBricks, Microsoft Access, etc.
• Comprehensive understanding of actuarial valuation requirements and techniques
• Proven analytical prowess and problem-solving capabilities
• A proactive attitude towards continuous improvement and challenging established norms 

Preferred Qualifications

• Comprehensive understanding of actuarial governance and control frameworks
• Demonstrated collaborative spirit and organizational synergy
• Excellent written and verbal communication skills 

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Horace Mann is seeking a dedicated and detail-oriented Group Claims Examiner to join our team. In this role, you’ll be responsible for reviewing, analyzing, and managing claims across multiple lines of Group Insurance, including Short-Term Disability, Long-Term Disability, Waiver of Premium, and Life claims.

The ideal candidate brings a strong understanding of group insurance products, exceptional analytical skills, and a commitment to accuracy, customer service, and regulatory compliance. This is an exciting opportunity to make a meaningful impact by ensuring fair, efficient, and high-quality claims outcomes for our clients and policyholders while supporting Horace Mann’s mission to serve educators.

Key Responsibilities

Claims Review & Processing

• Review and manage Life, Disability, and Waiver of Premium claims, ensuring compliance with company policies and regulatory standards.
• Evaluate waiting periods, verify medical providers and treatment institutions, and assess the reasonableness of fees.
• Determine claim applicability, conduct investigations, and evaluate allowable benefits under policies or certificates.
• Approve claims within assigned authority limits, escalating complex or high value claims as necessary.
• Accurately enter and maintain claims data within the claims management system.
• Gather and verify documentation to ensure timely and accurate claim processing.
• Conduct detailed reviews to validate claim accuracy and identify discrepancies or potentially fraudulent activity.

Customer Service & Communication

• Provide prompt, courteous, and professional service to clients, employers, broker partners, and internal stakeholders.
• Communicate effectively with claimants and beneficiaries to resolve inquiries and ensure clarity throughout the claims process.
• Maintain organized, audit-ready claim files that support transparency and compliance.

Collaboration & Compliance

• Partner with legal, compliance, underwriting, and SIU teams on complex, disputed, or potentially fraudulent claims.
• Ensure adherence to all regulatory requirements, company policies, and service standards.
• Support a consistent and compliant claims handling approach across all lines of business.

Data Analysis & Continuous Improvement

• Analyze claims data to identify trends, patterns, and opportunities for improvement.
• Prepare reports and summaries for leadership to support data-driven decision-making.
• Partner with internal teams to improve workflows, reduce cycle times, and enhance claim outcomes.
• Support implementation of new tools, systems, and best practices to improve efficiency and customer satisfaction.
• Stay current on industry regulations, product updates, and compliance requirements.

Qualifications & Experience

• High School Diploma or GED required
• Bachelor’s degree in a related field or equivalent experience preferred
• 2–4 years of experience in group insurance claims processing or related financial services role
• Strong understanding of insurance policies, claims practices, and regulatory standards
• Proficiency with claims management systems and Microsoft Office applications
• Excellent analytical, problem-solving, and decision-making skills
• Strong attention to detail and ability to manage multiple priorities in a fast-paced environment
• Effective written and verbal communication skills
• Commitment to continuous learning and professional development

Additional Information

• Normal office environment
• Periodic travel may be required

Pay Range:

• $27.64 - $38.03/hr.

Salary is commensurate to experience, location, etc.

Job Title: Underwriter (Home Improvements Lending) 
Working Pattern: Given the requirements for this role, we are unable to consider any fully remote working requests. 36.25 hours per week, operating between the hours of 8am - 8pm. This will involve early, late and split shifts on a rotating basis. Weekend work will typically be required one in every four weekends, however this may change due to business needs.
Salary: up to £28,000 dependent on experience and up to 20% bonus and benefits
Location: Cardiff - office based

💚 Shaping the future of sustainable digital banking

Launched in 2014 as one of the UK’s original challenger banks, Tandem is proudly headquartered in the Northwest, with over 500 people working across the UK. 

People join Tandem because they want to shape something meaningful. Here, you’ll use your skills to create products that empower people to make better financial choices and lower their environmental impact. We’re big enough to drive real change, small enough for every voice to be heard, and united by a shared purpose that inspires us to move forward - together. 

Recognised in The Sunday Times Best Places to Work for 2024 and 2025, Tandem has also been named in The Sunday Times 100 Tech list for two consecutive years in 2025 and 2026 – a list of the fastest growing tech companies in Britain, reflective of our growing industry presence. Tandem was also awarded Investor in Customers’ Gold Standard based on customer and employee feedback and is a Certified™ Great Place to Work®. 

Tandem is growing fast and helping to shape the future of sustainable banking.

Your team: Collaborators in change 

Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.

The main purpose of the role is to support the Underwriting Manager to achieve departmental service levels whilst upholding company standards and complying with all relevant Company and regulatory obligations (including adherence to FCA rules (including FCA CONC rules, and delivering fair customer outcomes TCF, FCA, CCA, DPA).   

This is a key role in ensuring that the fair treatment of customers is embedded within the Underwriting team whilst ensuring that fair customer outcomes are consistently delivered. You will support Underwriters by processing applications and speaking with our customers over the phone.

 
Your Impact: Building a sustainable tomorrow

As an Undewriter at Tandem your focus will be on:

• Reviewing and assessing all new finance applications received, to an expected and timely deadline and to within agreed mandate
• Ensure that applications are worked compliantly and efficiently to company policies
• Review applications with an analytical eye to ensure every customer is treated as an individual
• Ensure that Individual, Department and Company set KPI targets are achieved
• Attend and implement all training and coaching to ensure full compliance to policies and procedures
• To work on any additional tasks as set out by the Senior Underwriter/Manager
• To ensure company policy regarding behaviours and conduct is always adhered to
• Ability to adapt to potential shift changes based on business demands
• Proactively manage all underwriting-related inbound communication (via telephone, correspondence, email, portal) from customers and third parties
• Identify situations that may require specialist handling (e.g. Knowledge and practical application of handling customer complaints, to include identifying complaints, logging and investigating with an aim to putting a resolution in place
• Ensure that all customer contact both written and verbal is conducted within Company standards, FCA regulations, Customer Complaint procedures and that the principles of TCF are upheld consistently with all customers
• Attain and maintain own competence to Training and Competence Scheme demonstrated by ongoing adherence
• Actively contribute to the achievement of the Underwriting and Company objectives and demonstrating Company values in everything you do
• Adherence to and promotion of a culture of treating our customers fairly to deliver fair outcomes

We’d love to hear from you if you have:

• Evidenced Underwriting experience
• Previous experience within UK based financial services (with relevant regulatory appreciation) is desirable
• Based in the UK, within a commutable distance to Cardiff
• A working and demonstrative knowledge of practical experience of administrative tasks and call handling is required
• Demonstrable knowledge of FCA rules delivering fair outcomes to customers, CCA and GDPR regulations 
• Demonstrable knowledge of how own performance affects wider Company objectives  

Rewards that reflect your value, what’s in it for you?
 
At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer from your very first day with us:

• 25 days annual leave plus 8 days Bank Holiday
• An additional day off for a ‘celebration day’ including, but not limited to, birthdays, weddings, religious holidays, graduations etc
• Buy or sell up to 5 days holiday a year
• Healthcare cash plan through Westfield Health
• Life Assurance at 3 x salary
• Electric Vehicle salary sacrifice scheme
• Cycle to Work salary sacrifice scheme and a free helmet
• Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)
• Smart Tech scheme (buy goods with 0% interest)
• 10% discount on solar panels
• Tandem Hub for treats, cash back and discounts on UK retailers
• 2 days per year paid volunteering
• Free cereal, snacks and drinks in all offices
• Quarterly team social budgets

Our Green Deal: Your Impact Amplified

A little welcome gift from us to you, we’ll plant a tree in the Tandem Grove and you can enter into our “Green Deal” below:

• Volunteer 2 days a year for charity > receive an early Friday finish
• Raise £200 per annum for charity > Tandem provide PR and marketing support
• Have renewable energy at home > receive an additional 1 day annual leave
• Drive an electric car > receive £500 towards a home charger

Ready to make your mark?

Apply now and let's pave the way to a greener world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We will close adverts once we have received enough applications so please apply asap if you’re interested in the role.

Sourcing Model

Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.
 
Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.

Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

#INDSJ

Come join our team!

There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.

Headquartered in New York City and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees. 

Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!

Senior Underwriter – Employee Benefits

Location: Periodic in-office presence in any of one of our Northern, CA offices (roughly one day a week) is required for internal events, carrier meetings, and client meetings, as needed.  Please refer to our EPIC office locations:https://www.epicbrokers.com/about/locations/

Department: Employee Benefits
Reporting To: Lead Underwriter
Travel: Travel may be required (approximately 5–15 trips per year; typically day trips or overnight)

SUMMARY

The Senior Underwriter is a senior-level role responsible for evaluating, analyzing, and managing complex employee benefits underwriting and financial analytics for EPIC clients. This position partners closely with consultants, producers, and client service teams to deliver strategic, data-driven solutions for level funded and self-funded benefit programs.

The Senior Underwriter leverages deep industry knowledge, advanced analytical skills, and strong carrier relationships to support client objectives. This role also provides mentorship and oversight to underwriting and analytical support staff and plays a key role in advancing EPIC’s value proposition.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Collaborate with consultants, producers, and account teams to prepare and deliver client-facing financial analyses and presentations
• Assess complex client risk by analyzing demographics, claims experience, utilization, and market conditions
• Apply underwriting judgment to develop sound recommendations
• Project client claims experience to develop budgets, funding strategies, benefit costs, and IBNR reserves
• Analyze and negotiate stop loss renewals and proposals for financial accuracy, contract terms, and competitiveness
• Submit coverage specifications and obtain, compare, and evaluate quotes from potential stop loss carriers
• Serve as the primary underwriting contact with carriers and vendors fostering and maintaining strong relationships
• Prepare executive summaries that clearly communicate observations, conclusions, recommendations, and next steps
• Utilize EPIC’s standard underwriting tools, templates, and analytical models to develop alternative strategies, plan modeling, and cost-saving opportunities
• Identify opportunities to expand client relationships through additional product or service solutions
• Support client retention by delivering high-quality underwriting support and consultative insights
• Manage and provide guidance to underwriting and analytical support staff; mentor junior team members
• Assist service teams in educating clients regarding utilization trends, experience reporting, carrier tools, and self-funding concepts
• Stay current on industry trends, legislation, funding arrangements, and carrier product developments
• Participate in internal initiatives, peer review processes, and special projects as assigned

KEY COMPETENCIES

• Advanced knowledge of employee benefits coverages and funding arrangements
• Strong underwriting, financial modeling, and analytical skills
• Ability to interpret and explain complex data to both technical and non-technical audiences
• Excellent written, verbal, and presentation skills
• Proven negotiation skills with carriers and vendors
• Strong project management, prioritization, and time management abilities
• Ability to work effectively both independently and collaboratively in a fast-paced environment
• High attention to detail and commitment to accuracy
• Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint
• Ability to navigate carrier portals, data analytics platforms, and EPIC analytical tools

EDUCATION AND EXPERIENCE

• Bachelor’s degree required
• Seven (7) or more years of experience in employee benefits underwriting, financial analysis, or a related role within a brokerage/consulting firm.
• Demonstrated experience underwriting both fully insured and self-funded benefit programs
• Experience supporting mid-sized to large, multi-state clients preferred
• Prior experience mentoring or leading junior underwriting or analytical staff strongly preferred

CERTIFICATES, LICENSES, REGISTRATIONS

• Active State Life and Health insurance license required (or ability to obtain within an agreed-upon timeframe)
• Valid driver’s license required (for client and carrier travel)

WORK LOCATION & FLEXIBILITY

This is a remote-first role. Daily job responsibilities may be performed from home. The Senior Underwriter is expected to attend in-person meetings and events as necessary, including but not limited to:

• Internal team or company events
• Carrier meetings
• Client meetings and presentations

The national average salary for this role is 135,000 to $150,000 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.

PHYSICAL DEMANDS

The physical demands described here are representative of those required to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform these functions.

While performing the duties of this job, the employee is regularly required to sit, stand, walk, use hands to handle or feel, reach with hands and arms, and communicate verbally. Vision requirements include close vision, color vision, and the ability to adjust focus. Ability to travel independently is required.

WORK ENVIRONMENT

The work environment is primarily a professional office or home-office setting. The noise level is typically moderate, and there is little to no exposure to physical risk.

WHY EPIC: 

EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:

• Generous Paid Time off
  • Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
• Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
• Generous employee referral bonus program of $1,500 per hired referral
• Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
• Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
• Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
• Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
• Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
• 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
• EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
• We’re in the top 10 of property/casualty agencies according to “Insurance Journal”

To learn more about EPIC, visit our Careers Page: https://www.epicbrokers.com/about/epic-careers/. 

EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients. 

California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf. 

Massachusetts G.L.c. 149 section 19B (b) requires the following statement: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. 

#LI-LL1 #LI-Hybrid

Come join our team!

There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.

Headquartered in New York City and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees. 

Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!

Senior Underwriter – Employee Benefits

Location: Periodic in-office presence in any of one of our Northern, CA offices (roughly one day a week) is required for internal events, carrier meetings, and client meetings, as needed.  Please refer to our EPIC office locations:https://www.epicbrokers.com/about/locations/

Department: Employee Benefits
Reporting To: Lead Underwriter
Travel: Travel may be required (approximately 5–15 trips per year; typically day trips or overnight)

SUMMARY

The Senior Underwriter is a senior-level role responsible for evaluating, analyzing, and managing complex employee benefits underwriting and financial analytics for EPIC clients. This position partners closely with consultants, producers, and client service teams to deliver strategic, data-driven solutions for level funded and self-funded benefit programs.

The Senior Underwriter leverages deep industry knowledge, advanced analytical skills, and strong carrier relationships to support client objectives. This role also provides mentorship and oversight to underwriting and analytical support staff and plays a key role in advancing EPIC’s value proposition.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Collaborate with consultants, producers, and account teams to prepare and deliver client-facing financial analyses and presentations
• Assess complex client risk by analyzing demographics, claims experience, utilization, and market conditions
• Apply underwriting judgment to develop sound recommendations
• Project client claims experience to develop budgets, funding strategies, benefit costs, and IBNR reserves
• Analyze and negotiate stop loss renewals and proposals for financial accuracy, contract terms, and competitiveness
• Submit coverage specifications and obtain, compare, and evaluate quotes from potential stop loss carriers
• Serve as the primary underwriting contact with carriers and vendors fostering and maintaining strong relationships
• Prepare executive summaries that clearly communicate observations, conclusions, recommendations, and next steps
• Utilize EPIC’s standard underwriting tools, templates, and analytical models to develop alternative strategies, plan modeling, and cost-saving opportunities
• Identify opportunities to expand client relationships through additional product or service solutions
• Support client retention by delivering high-quality underwriting support and consultative insights
• Manage and provide guidance to underwriting and analytical support staff; mentor junior team members
• Assist service teams in educating clients regarding utilization trends, experience reporting, carrier tools, and self-funding concepts
• Stay current on industry trends, legislation, funding arrangements, and carrier product developments
• Participate in internal initiatives, peer review processes, and special projects as assigned

KEY COMPETENCIES

• Advanced knowledge of employee benefits coverages and funding arrangements
• Strong underwriting, financial modeling, and analytical skills
• Ability to interpret and explain complex data to both technical and non-technical audiences
• Excellent written, verbal, and presentation skills
• Proven negotiation skills with carriers and vendors
• Strong project management, prioritization, and time management abilities
• Ability to work effectively both independently and collaboratively in a fast-paced environment
• High attention to detail and commitment to accuracy
• Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint
• Ability to navigate carrier portals, data analytics platforms, and EPIC analytical tools

EDUCATION AND EXPERIENCE

• Bachelor’s degree required
• Seven (7) or more years of experience in employee benefits underwriting, financial analysis, or a related role within a brokerage/consulting firm.
• Demonstrated experience underwriting both fully insured and self-funded benefit programs
• Experience supporting mid-sized to large, multi-state clients preferred
• Prior experience mentoring or leading junior underwriting or analytical staff strongly preferred

CERTIFICATES, LICENSES, REGISTRATIONS

• Active State Life and Health insurance license required (or ability to obtain within an agreed-upon timeframe)
• Valid driver’s license required (for client and carrier travel)

WORK LOCATION & FLEXIBILITY

This is a remote-first role. Daily job responsibilities may be performed from home. The Senior Underwriter is expected to attend in-person meetings and events as necessary, including but not limited to:

• Internal team or company events
• Carrier meetings
• Client meetings and presentations

The national average salary for this role is 135,000 to $150,000 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.

PHYSICAL DEMANDS

The physical demands described here are representative of those required to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform these functions.

While performing the duties of this job, the employee is regularly required to sit, stand, walk, use hands to handle or feel, reach with hands and arms, and communicate verbally. Vision requirements include close vision, color vision, and the ability to adjust focus. Ability to travel independently is required.

WORK ENVIRONMENT

The work environment is primarily a professional office or home-office setting. The noise level is typically moderate, and there is little to no exposure to physical risk.

WHY EPIC: 

EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:

• Generous Paid Time off
  • Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
• Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
• Generous employee referral bonus program of $1,500 per hired referral
• Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
• Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
• Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
• Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
• Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
• 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
• EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
• We’re in the top 10 of property/casualty agencies according to “Insurance Journal”

To learn more about EPIC, visit our Careers Page: https://www.epicbrokers.com/about/epic-careers/. 

EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients. 

California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf. 

Massachusetts G.L.c. 149 section 19B (b) requires the following statement: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. 

#LI-LL1 #LI-Hybrid

Come join our team!

There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.

Headquartered in New York City and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees. 

Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!

Senior Underwriter – Employee Benefits

Location: Periodic in-office presence in any of one of our Northern, CA offices (roughly one day a week) is required for internal events, carrier meetings, and client meetings, as needed.  Please refer to our EPIC office locations:https://www.epicbrokers.com/about/locations/

Department: Employee Benefits
Reporting To: Lead Underwriter
Travel: Travel may be required (approximately 5–15 trips per year; typically day trips or overnight)

SUMMARY

The Senior Underwriter is a senior-level role responsible for evaluating, analyzing, and managing complex employee benefits underwriting and financial analytics for EPIC clients. This position partners closely with consultants, producers, and client service teams to deliver strategic, data-driven solutions for level funded and self-funded benefit programs.

The Senior Underwriter leverages deep industry knowledge, advanced analytical skills, and strong carrier relationships to support client objectives. This role also provides mentorship and oversight to underwriting and analytical support staff and plays a key role in advancing EPIC’s value proposition.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Collaborate with consultants, producers, and account teams to prepare and deliver client-facing financial analyses and presentations
• Assess complex client risk by analyzing demographics, claims experience, utilization, and market conditions
• Apply underwriting judgment to develop sound recommendations
• Project client claims experience to develop budgets, funding strategies, benefit costs, and IBNR reserves
• Analyze and negotiate stop loss renewals and proposals for financial accuracy, contract terms, and competitiveness
• Submit coverage specifications and obtain, compare, and evaluate quotes from potential stop loss carriers
• Serve as the primary underwriting contact with carriers and vendors fostering and maintaining strong relationships
• Prepare executive summaries that clearly communicate observations, conclusions, recommendations, and next steps
• Utilize EPIC’s standard underwriting tools, templates, and analytical models to develop alternative strategies, plan modeling, and cost-saving opportunities
• Identify opportunities to expand client relationships through additional product or service solutions
• Support client retention by delivering high-quality underwriting support and consultative insights
• Manage and provide guidance to underwriting and analytical support staff; mentor junior team members
• Assist service teams in educating clients regarding utilization trends, experience reporting, carrier tools, and self-funding concepts
• Stay current on industry trends, legislation, funding arrangements, and carrier product developments
• Participate in internal initiatives, peer review processes, and special projects as assigned

KEY COMPETENCIES

• Advanced knowledge of employee benefits coverages and funding arrangements
• Strong underwriting, financial modeling, and analytical skills
• Ability to interpret and explain complex data to both technical and non-technical audiences
• Excellent written, verbal, and presentation skills
• Proven negotiation skills with carriers and vendors
• Strong project management, prioritization, and time management abilities
• Ability to work effectively both independently and collaboratively in a fast-paced environment
• High attention to detail and commitment to accuracy
• Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint
• Ability to navigate carrier portals, data analytics platforms, and EPIC analytical tools

EDUCATION AND EXPERIENCE

• Bachelor’s degree required
• Seven (7) or more years of experience in employee benefits underwriting, financial analysis, or a related role within a brokerage/consulting firm.
• Demonstrated experience underwriting both fully insured and self-funded benefit programs
• Experience supporting mid-sized to large, multi-state clients preferred
• Prior experience mentoring or leading junior underwriting or analytical staff strongly preferred

CERTIFICATES, LICENSES, REGISTRATIONS

• Active State Life and Health insurance license required (or ability to obtain within an agreed-upon timeframe)
• Valid driver’s license required (for client and carrier travel)

WORK LOCATION & FLEXIBILITY

This is a remote-first role. Daily job responsibilities may be performed from home. The Senior Underwriter is expected to attend in-person meetings and events as necessary, including but not limited to:

• Internal team or company events
• Carrier meetings
• Client meetings and presentations

The national average salary for this role is 135,000 to $150,000 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.

PHYSICAL DEMANDS

The physical demands described here are representative of those required to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform these functions.

While performing the duties of this job, the employee is regularly required to sit, stand, walk, use hands to handle or feel, reach with hands and arms, and communicate verbally. Vision requirements include close vision, color vision, and the ability to adjust focus. Ability to travel independently is required.

WORK ENVIRONMENT

The work environment is primarily a professional office or home-office setting. The noise level is typically moderate, and there is little to no exposure to physical risk.

WHY EPIC: 

EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:

• Generous Paid Time off
  • Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
• Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
• Generous employee referral bonus program of $1,500 per hired referral
• Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
• Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
• Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
• Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
• Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
• 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
• EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
• We’re in the top 10 of property/casualty agencies according to “Insurance Journal”

To learn more about EPIC, visit our Careers Page: https://www.epicbrokers.com/about/epic-careers/. 

EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients. 

California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf. 

Massachusetts G.L.c. 149 section 19B (b) requires the following statement: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. 

#LI-LL1 #LI-Hybrid

Come join our team!

There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.

Headquartered in New York City and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees. 

Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!

Senior Underwriter – Employee Benefits

Location: Periodic in-office presence in any of one of our Northern, CA offices (roughly one day a week) is required for internal events, carrier meetings, and client meetings, as needed.  Please refer to our EPIC office locations:https://www.epicbrokers.com/about/locations/

Department: Employee Benefits
Reporting To: Lead Underwriter
Travel: Travel may be required (approximately 5–15 trips per year; typically day trips or overnight)

SUMMARY

The Senior Underwriter is a senior-level role responsible for evaluating, analyzing, and managing complex employee benefits underwriting and financial analytics for EPIC clients. This position partners closely with consultants, producers, and client service teams to deliver strategic, data-driven solutions for level funded and self-funded benefit programs.

The Senior Underwriter leverages deep industry knowledge, advanced analytical skills, and strong carrier relationships to support client objectives. This role also provides mentorship and oversight to underwriting and analytical support staff and plays a key role in advancing EPIC’s value proposition.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Collaborate with consultants, producers, and account teams to prepare and deliver client-facing financial analyses and presentations
• Assess complex client risk by analyzing demographics, claims experience, utilization, and market conditions
• Apply underwriting judgment to develop sound recommendations
• Project client claims experience to develop budgets, funding strategies, benefit costs, and IBNR reserves
• Analyze and negotiate stop loss renewals and proposals for financial accuracy, contract terms, and competitiveness
• Submit coverage specifications and obtain, compare, and evaluate quotes from potential stop loss carriers
• Serve as the primary underwriting contact with carriers and vendors fostering and maintaining strong relationships
• Prepare executive summaries that clearly communicate observations, conclusions, recommendations, and next steps
• Utilize EPIC’s standard underwriting tools, templates, and analytical models to develop alternative strategies, plan modeling, and cost-saving opportunities
• Identify opportunities to expand client relationships through additional product or service solutions
• Support client retention by delivering high-quality underwriting support and consultative insights
• Manage and provide guidance to underwriting and analytical support staff; mentor junior team members
• Assist service teams in educating clients regarding utilization trends, experience reporting, carrier tools, and self-funding concepts
• Stay current on industry trends, legislation, funding arrangements, and carrier product developments
• Participate in internal initiatives, peer review processes, and special projects as assigned

KEY COMPETENCIES

• Advanced knowledge of employee benefits coverages and funding arrangements
• Strong underwriting, financial modeling, and analytical skills
• Ability to interpret and explain complex data to both technical and non-technical audiences
• Excellent written, verbal, and presentation skills
• Proven negotiation skills with carriers and vendors
• Strong project management, prioritization, and time management abilities
• Ability to work effectively both independently and collaboratively in a fast-paced environment
• High attention to detail and commitment to accuracy
• Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint
• Ability to navigate carrier portals, data analytics platforms, and EPIC analytical tools

EDUCATION AND EXPERIENCE

• Bachelor’s degree required
• Seven (7) or more years of experience in employee benefits underwriting, financial analysis, or a related role within a brokerage/consulting firm.
• Demonstrated experience underwriting both fully insured and self-funded benefit programs
• Experience supporting mid-sized to large, multi-state clients preferred
• Prior experience mentoring or leading junior underwriting or analytical staff strongly preferred

CERTIFICATES, LICENSES, REGISTRATIONS

• Active State Life and Health insurance license required (or ability to obtain within an agreed-upon timeframe)
• Valid driver’s license required (for client and carrier travel)

WORK LOCATION & FLEXIBILITY

This is a remote-first role. Daily job responsibilities may be performed from home. The Senior Underwriter is expected to attend in-person meetings and events as necessary, including but not limited to:

• Internal team or company events
• Carrier meetings
• Client meetings and presentations

The national average salary for this role is 135,000 to $150,000 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.

PHYSICAL DEMANDS

The physical demands described here are representative of those required to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform these functions.

While performing the duties of this job, the employee is regularly required to sit, stand, walk, use hands to handle or feel, reach with hands and arms, and communicate verbally. Vision requirements include close vision, color vision, and the ability to adjust focus. Ability to travel independently is required.

WORK ENVIRONMENT

The work environment is primarily a professional office or home-office setting. The noise level is typically moderate, and there is little to no exposure to physical risk.

WHY EPIC: 

EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:

• Generous Paid Time off
  • Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
• Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
• Generous employee referral bonus program of $1,500 per hired referral
• Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
• Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
• Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
• Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
• Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
• 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
• EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
• We’re in the top 10 of property/casualty agencies according to “Insurance Journal”

To learn more about EPIC, visit our Careers Page: https://www.epicbrokers.com/about/epic-careers/. 

EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients. 

California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf. 

Massachusetts G.L.c. 149 section 19B (b) requires the following statement: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. 

#LI-LL1 #LI-Hybrid

Come join our team!

There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.

Headquartered in New York City and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees. 

Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!

Senior Underwriter – Employee Benefits

Location: Periodic in-office presence in any of one of our Northern, CA offices (roughly one day a week) is required for internal events, carrier meetings, and client meetings, as needed.  Please refer to our EPIC office locations:https://www.epicbrokers.com/about/locations/

Department: Employee Benefits
Reporting To: Lead Underwriter
Travel: Travel may be required (approximately 5–15 trips per year; typically day trips or overnight)

SUMMARY

The Senior Underwriter is a senior-level role responsible for evaluating, analyzing, and managing complex employee benefits underwriting and financial analytics for EPIC clients. This position partners closely with consultants, producers, and client service teams to deliver strategic, data-driven solutions for level funded and self-funded benefit programs.

The Senior Underwriter leverages deep industry knowledge, advanced analytical skills, and strong carrier relationships to support client objectives. This role also provides mentorship and oversight to underwriting and analytical support staff and plays a key role in advancing EPIC’s value proposition.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Collaborate with consultants, producers, and account teams to prepare and deliver client-facing financial analyses and presentations
• Assess complex client risk by analyzing demographics, claims experience, utilization, and market conditions
• Apply underwriting judgment to develop sound recommendations
• Project client claims experience to develop budgets, funding strategies, benefit costs, and IBNR reserves
• Analyze and negotiate stop loss renewals and proposals for financial accuracy, contract terms, and competitiveness
• Submit coverage specifications and obtain, compare, and evaluate quotes from potential stop loss carriers
• Serve as the primary underwriting contact with carriers and vendors fostering and maintaining strong relationships
• Prepare executive summaries that clearly communicate observations, conclusions, recommendations, and next steps
• Utilize EPIC’s standard underwriting tools, templates, and analytical models to develop alternative strategies, plan modeling, and cost-saving opportunities
• Identify opportunities to expand client relationships through additional product or service solutions
• Support client retention by delivering high-quality underwriting support and consultative insights
• Manage and provide guidance to underwriting and analytical support staff; mentor junior team members
• Assist service teams in educating clients regarding utilization trends, experience reporting, carrier tools, and self-funding concepts
• Stay current on industry trends, legislation, funding arrangements, and carrier product developments
• Participate in internal initiatives, peer review processes, and special projects as assigned

KEY COMPETENCIES

• Advanced knowledge of employee benefits coverages and funding arrangements
• Strong underwriting, financial modeling, and analytical skills
• Ability to interpret and explain complex data to both technical and non-technical audiences
• Excellent written, verbal, and presentation skills
• Proven negotiation skills with carriers and vendors
• Strong project management, prioritization, and time management abilities
• Ability to work effectively both independently and collaboratively in a fast-paced environment
• High attention to detail and commitment to accuracy
• Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint
• Ability to navigate carrier portals, data analytics platforms, and EPIC analytical tools

EDUCATION AND EXPERIENCE

• Bachelor’s degree required
• Seven (7) or more years of experience in employee benefits underwriting, financial analysis, or a related role within a brokerage/consulting firm.
• Demonstrated experience underwriting both fully insured and self-funded benefit programs
• Experience supporting mid-sized to large, multi-state clients preferred
• Prior experience mentoring or leading junior underwriting or analytical staff strongly preferred

CERTIFICATES, LICENSES, REGISTRATIONS

• Active State Life and Health insurance license required (or ability to obtain within an agreed-upon timeframe)
• Valid driver’s license required (for client and carrier travel)

WORK LOCATION & FLEXIBILITY

This is a remote-first role. Daily job responsibilities may be performed from home. The Senior Underwriter is expected to attend in-person meetings and events as necessary, including but not limited to:

• Internal team or company events
• Carrier meetings
• Client meetings and presentations

The national average salary for this role is 135,000 to $150,000 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.

PHYSICAL DEMANDS

The physical demands described here are representative of those required to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform these functions.

While performing the duties of this job, the employee is regularly required to sit, stand, walk, use hands to handle or feel, reach with hands and arms, and communicate verbally. Vision requirements include close vision, color vision, and the ability to adjust focus. Ability to travel independently is required.

WORK ENVIRONMENT

The work environment is primarily a professional office or home-office setting. The noise level is typically moderate, and there is little to no exposure to physical risk.

WHY EPIC: 

EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:

• Generous Paid Time off
  • Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
• Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
• Generous employee referral bonus program of $1,500 per hired referral
• Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
• Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
• Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
• Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
• Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
• 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
• EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
• We’re in the top 10 of property/casualty agencies according to “Insurance Journal”

To learn more about EPIC, visit our Careers Page: https://www.epicbrokers.com/about/epic-careers/. 

EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients. 

California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf. 

Massachusetts G.L.c. 149 section 19B (b) requires the following statement: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. 

#LI-LL1 #LI-Hybrid

Who You Are

You are a strategic thinker who thrives on collaboration, execution, and driving results. With a strong customer-first mindset, you will work closely with the Sales, Payroll, Onboarding, and Operations teams to guide prospects and customers toward insurance solutions that align with their business needs. Your ability to balance strategic initiatives with hands-on problem-solving ensures a seamless experience from discovery to implementation.

As a Business Insurance Specialist, you play a critical role in the sales process, supporting both sales and onboarding efforts. You drive alignment across teams to maximize revenue growth, increase product adoption, and strengthen customer relationships. Your deep understanding of insurance, risk management, and relationship-building allows you to navigate complex scenarios, helping prospects and customers evaluate risk with confidence.

Your ability to think critically, execute department-level initiatives, and foster collaboration makes you an integral part of the company’s success. You anticipate challenges and provide proactive solutions that enhance the customer experience and drive business growth.

Your Success Profile

What You Will Work On

• Serve as a subject matter expert for prospective customers, clearly communicating Justworks' P&C offerings and PEO/ASO value propositions to drive stronger win rates
• Quote, issue, and analyze Property and Casualty insurance policies, then deliver tailored recommendations aligned to each prospect's business needs and risk profile
• Maintain accurate, up-to-date client records across internal systems to ensure seamless team visibility and continuity
• Build lasting client relationships by proactively managing policy renewals, adjusting coverage exposures, and anticipating evolving needs
• Handle inbound support inquiries and manage claims reporting with efficiency and care
• Collaborate with our technical team to surface customer feedback and contribute to ongoing platform improvements
• Stay current on Justworks' full suite of products and support offerings to best serve customers at every stage
• Take on additional responsibilities as the team and organization grow

How You Will Do Your Work

As a Business Insurance Specialist, how results are achieved is paramount for your success and ultimately result in our success as an organization. In this role, your foundational knowledge, skills, abilities and personal attributes are anchored in the following:

• Solution-oriented - identifies the source of a question or challenge and provides the right or a better, way of doing things.
• Consultative - takes an approach that focuses on building relationships with others, understanding their problems, and developing solutions to their challenges through open-ended questions and active listening.
• Adaptability - the ability to adjust your approach or actions in response to changes in your external environment.
• Customer focus - builds strong customer relationships and delivers customer-centric solutions.
• Teamwork and communication - putting our collective best together through documentation, collaboration, relationship-building, listening, empathy, recruiting, and evangelism.

In addition, all Justworkers focus on aligning their behaviors to our core values known as COGIS. It stands for:

• Camaraderie - Day to day you can be seen working together toward a higher purpose. You like to have fun. You’re an active listener, treat people respectfully, and have a strong desire to know and help others.
• Openness - Your default is to be open. You're willing to share information, understand other perspectives, and consider new possibilities. You’re curious, ask open questions, and are receptive to thoughts and feedback from others.
• Grit - You demonstrate grit by having the courage to commit and persevere. You’re committed, earnest, and dive in to get the job done well with a positive attitude.
• Integrity - Simply put, do what you say and say what you'll do. You’re honest and forthright, have a strong moral compass, and strive to match your words with your actions while leading by example.
• Simplicity - Be like Einstein: “Everything should be made as simple as possible, but no simpler.”

Qualifications

• 4+ years of experience in a commercial insurance sales or service role (such as Insurance Agent/Broker, Account Manager, or Account Executive) with direct, hands-on knowledge of P&C commercial product lines including Workers' Compensation, Business Owner's Policy (BOP), General Liability (GL), and Employment Practices Liability Insurance (EPLI).
• Active Resident P&C Producer license in good standing
• Demonstrated ability to assess a business's risk profile and recommend appropriate commercial coverage solutions across multiple product lines
• Strong interpersonal and communication skills, including active listening, targeted questioning, and the ability to translate complex insurance concepts into clear, accessible language for non-expert audiences
• Genuine passion for sales and a track record of building lasting, trust-based client relationships
• Energized by entrepreneurial settings and motivated by the chance to build something that matters

This position is paid a base wage plus incentive compensation. The base wage range for this position is targeted at $105,000 to $125,000 per year in our New York City office. Final offers may vary from those listed. *Incentive compensation is not guaranteed, and earning is subject to the terms and conditions of the applicable incentive compensation plan.

#LI-Hybrid #LI-CD1

Horace Mann is seeking a detail-oriented and experienced Claims Examiner to join our team in a hybrid work environment in Plano, TX office. This role is responsible for setting up and adjudicating claims efficiently while providing exceptional quality service to build customer satisfaction and loyalty. The ideal candidate will have experience in life/health claims, strong organizational skills, and the ability to communicate effectively with policyholders, healthcare providers, and internal teams. If you thrive in a fast-paced environment, have a keen eye for detail, and enjoy making a meaningful impact, this is the perfect opportunity for you!  This is not a fully remote position, and you must be able to commute to the Plano office.

Responsibilities:

• Link and set up Substantive, Group, Wellness, and Physician Consult claims in the work distribution and policy administration system.
• Evaluate submitted claims by reviewing policy provisions and applicable laws to accurately adjudicate claims.
• Provide claimants with necessary forms, instructions, and assistance to ensure a smooth claims process.
• Draft and send letters requesting medical or other necessary information relevant to claim analysis.
• Ensure timely requests, follow-ups, and closeouts on all submitted claims.
• Maintain claim files in compliance with Fair Claims Settlement Practice Regulations and company standards.
• Communicate with policyholders, beneficiaries, and healthcare providers regarding claim handling, denials, payments, and policy provisions in a caring, courteous, and professional manner.
• Process payment, denial, or requests for additional information for Wellness, Physician Consult benefits, group, and substantive products.
• Utilize existing knowledge of medical terminology, diseases, conditions, and treatments relevant to company product lines.
• Maintain satisfactory monthly performance rates for processing multiple substantive and group products.
• Perform other duties as assigned.

Requirements:

• 2+ years of experience in life/health claims or a related field.
• High School Diploma or GED required; Bachelor’s degree preferred.
• LOMA or AHIP coursework completed or willingness to enroll.
• Proficiency in Microsoft Outlook, Word, and Excel; ability to type 40+ WPM.
• Strong written/verbal communication, organizational, and analytical skills.
• Ability to interpret policy provisions, prioritize tasks, and manage workload efficiently.
• Maintain a service-oriented and professional environment while collaborating with other departments.

Pay Range:

                $19.66 - $29.04/hr. 

Salary is commensurate to experience, location, etc.

#APP

Overview: 

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Property Claims Adjuster II. A qualified candidate will have estimating skills, can comfortably and independently handle moderate severity losses, and distill complex information for customers. You’ll be able to effectively communicate and negotiate across multiple parties, including customers, contractors, and public adjusters. This is a desk-based adjusting position. If you're interested in joining our growing Claims team, we'd love to hear from you. 

What you’d be doing: 

• Investigate and document property claims, including policy review, recorded statements, assigning inspections, updating reserves, preparing or reviewing estimates, and negotiating settlements
• Communicate claim updates and decisions verbally and in writing
• Handle claims in compliance with all applicable regulations and internal processes
• Act as a resource for less experienced staff
• Support catastrophe response as needed, to include potential overtime and deployment
• Any other duties needed to help drive our purpose and fulfill our values 

We’re looking for someone who has: 

• 3+ years of property claims experience
• Estimating skills
• Excellent written and verbal communication skills
• Strong organizational abilities
• Empathetic interpersonal skills
• Adjuster licensed in home state or holds a non-resident license if license not required; meets requirements for licensing in additional states as needed 

Highly preferred candidates also have: 

• Field claims experience
• Experience in catastrophe-focused environments
• Professional designations 

About the Claims Team at SageSure:  

On SageSure's claims team, you will be engaged in more than just investigating and resolving losses. From the ground up, you will be spearheading a best-in-class claims handling approach that utilizes transformative technology to support our customers, agents, and employees. Within our rapidly expanding organization, you will embody a leadership commitment to launch a market-leading claims function that is unparalleled in the industry. With the necessary resources and autonomy to leverage your knowledge and experience, you will create a comprehensive experience that transforms the traditional claims process, elevating it from a mere transaction to a personal relationship. As a member of this customer-focused and process-oriented team, you will represent the face of SageSure, providing assistance to our policyholders during their most challenging times. Whether you hold a formal leadership role or play a key part as a team player, you will coach, mentor, and engage with those around you in ways that bring out the best in people and drive change.

#LI-Remote

Hi, we're Oscar. We're hiring a Serial Manager, Actuarial to join our Actuarial.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Senior Manager, Actuarial leads a team of analysts and is responsible for pricing of several ACA markets. The Senior Manager is a critical partner to Market P&L, Insurance Product, and other analytic support responsibilities for consultation of regional specific pricing, network and product strategy. You will also oversee the end-to-end regulatory submission, understand risks underlying their markets, and will ensure pricing is actuarially sound.

You will report into the Director, Actuarial.

Work Location: This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid

Pay Transparency: The base pay for this role is: $147,549 - $193,658 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities:

• Lead team programs to enhance pricing models and methodologies.
• Oversee the end-to-end rate development within a specific region for Oscar's ACA markets.
• Influence and collaborate with important partners to guide strategic decisions concerning rates.
• Have an in-depth understanding of key financial risks and opportunities within each of your markets and more broadly across ACA -- and apply those learnings to guide analytical pricing, prospective pricing strategy, SAE considerations, network strategy, and other unique mitigation strategies.
• Provide an actuarial viewpoint across teams for Oscar's ACA-compliant Individual and Small Group markets as we grow in our markets.
• Mentor, coach, and provide pricing analysts with regular feedback.
• Promote and shape Oscar actuarial best practices concerning automation and documentation.
• Maintain relationships, rapport, and lines of communication with all partners.
• Compliance with all applicable laws and regulations
• Other duties as assigned

Requirements:

• College degree in a STEM field.
• Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
• 7+ years of quantitative analysis experience.

Bonus points:

• Excellent communication, collaboration, and relationship-building skills.
• Strong understanding of health insurance concepts and nuances.

Hi, we're Oscar. We're hiring a Serial Manager, Actuarial to join our Actuarial.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Senior Manager, Actuarial leads a team of analysts and is responsible for pricing of several ACA markets. The Senior Manager is a critical partner to Market P&L, Insurance Product, and other analytic support responsibilities for consultation of regional specific pricing, network and product strategy. You will also oversee the end-to-end regulatory submission, understand risks underlying their markets, and will ensure pricing is actuarially sound.

You will report into the Director, Actuarial.

Work Location: This is a remote position, open to candidates who reside in: Dallas, TX. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote

Pay Transparency: The base pay for this role is: $147,549 - $193,658 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities:

• Lead team programs to enhance pricing models and methodologies.
• Oversee the end-to-end rate development within a specific region for Oscar's ACA markets.
• Influence and collaborate with important partners to guide strategic decisions concerning rates.
• Have an in-depth understanding of key financial risks and opportunities within each of your markets and more broadly across ACA -- and apply those learnings to guide analytical pricing, prospective pricing strategy, SAE considerations, network strategy, and other unique mitigation strategies.
• Provide an actuarial viewpoint across teams for Oscar's ACA-compliant Individual and Small Group markets as we grow in our markets.
• Mentor, coach, and provide pricing analysts with regular feedback.
• Promote and shape Oscar actuarial best practices concerning automation and documentation.
• Maintain relationships, rapport, and lines of communication with all partners.
• Compliance with all applicable laws and regulations
• Other duties as assigned

Requirements:

• College degree in a STEM field.
• Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
• 7+ years of quantitative analysis experience.

Bonus points:

• Excellent communication, collaboration, and relationship-building skills.
• Strong understanding of health insurance concepts and nuances.

Hi, we're Oscar. We're hiring a Serial Manager, Actuarial to join our Actuarial.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Senior Manager, Actuarial leads a team of analysts and is responsible for pricing of several ACA markets. The Senior Manager is a critical partner to Market P&L, Insurance Product, and other analytic support responsibilities for consultation of regional specific pricing, network and product strategy. You will also oversee the end-to-end regulatory submission, understand risks underlying their markets, and will ensure pricing is actuarially sound.

You will report into the Director, Actuarial.

Work Location: This position is based in our New York City office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid

Pay Transparency: The base pay for this role is: $163,944 - $215,176 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities:

• Lead team programs to enhance pricing models and methodologies.
• Oversee the end-to-end rate development within a specific region for Oscar's ACA markets.
• Influence and collaborate with important partners to guide strategic decisions concerning rates.
• Have an in-depth understanding of key financial risks and opportunities within each of your markets and more broadly across ACA -- and apply those learnings to guide analytical pricing, prospective pricing strategy, SAE considerations, network strategy, and other unique mitigation strategies.
• Provide an actuarial viewpoint across teams for Oscar's ACA-compliant Individual and Small Group markets as we grow in our markets.
• Mentor, coach, and provide pricing analysts with regular feedback.
• Promote and shape Oscar actuarial best practices concerning automation and documentation.
• Maintain relationships, rapport, and lines of communication with all partners.
• Compliance with all applicable laws and regulations
• Other duties as assigned

Requirements:

• College degree in a STEM field.
• Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
• 7+ years of quantitative analysis experience.

Bonus points:

• Excellent communication, collaboration, and relationship-building skills.
• Strong understanding of health insurance concepts and nuances.

Hi, we're Oscar. We're hiring a Serial Manager, Actuarial to join our Actuarial.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Senior Manager, Actuarial leads a team of analysts and is responsible for pricing of several ACA markets. The Senior Manager is a critical partner to Market P&L, Insurance Product, and other analytic support responsibilities for consultation of regional specific pricing, network and product strategy. You will also oversee the end-to-end regulatory submission, understand risks underlying their markets, and will ensure pricing is actuarially sound.

You will report into the Director, Actuarial.

Work Location: This is a remote position, open to candidates who reside in: Atlanta, GA. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote

Pay Transparency: The base pay for this role is: $147,549 - $193,658 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities:

• Lead team programs to enhance pricing models and methodologies.
• Oversee the end-to-end rate development within a specific region for Oscar's ACA markets.
• Influence and collaborate with important partners to guide strategic decisions concerning rates.
• Have an in-depth understanding of key financial risks and opportunities within each of your markets and more broadly across ACA -- and apply those learnings to guide analytical pricing, prospective pricing strategy, SAE considerations, network strategy, and other unique mitigation strategies.
• Provide an actuarial viewpoint across teams for Oscar's ACA-compliant Individual and Small Group markets as we grow in our markets.
• Mentor, coach, and provide pricing analysts with regular feedback.
• Promote and shape Oscar actuarial best practices concerning automation and documentation.
• Maintain relationships, rapport, and lines of communication with all partners.
• Compliance with all applicable laws and regulations
• Other duties as assigned

Requirements:

• College degree in a STEM field.
• Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
• 7+ years of quantitative analysis experience.

Bonus points:

• Excellent communication, collaboration, and relationship-building skills.
• Strong understanding of health insurance concepts and nuances.

Are you looking for the opportunity to make an impact?

The Senior Underwriter is responsible for analyzing and underwriting complex commercial real estate loan applications across a diverse range of assets. Additionally, the Senior Underwriter collaborates to establish operational processes that ensure efficient and timely execution of these transactions.

Berkadia’s mortgage banking platform is consistently ranked among Fannie Mae, Freddie Mac and HUD’s top lenders and is seamlessly integrated with our investment sales and servicing platforms to provide superior client service. Let the strongest research, technology, capital relationships, and a nationwide network of industry professionals propel you to the next stage of your commercial real estate career. Be Backed by the Best. Be Berkadia.

We Innovate to shape the future of CRE, so in this role you will:

Responsibilities:

• Provide training and mentoring to underwriters, analysts, processors, and other team members as needed.
• Collaborate with the Deputy Chief Underwriter to ensure compliance with the company's underwriting policies and procedures.
• Critically review borrower credit information, third-party reports, and property financial and physical data to assess whether the borrower and property meet program requirements.
• Draft and finalize the underwriting submission package, detailing the transaction’s strengths and weaknesses, discussing risks and mitigants, and requesting any necessary waivers.
• Offer support and guidance during the closing process to ensure alignment with the major credit terms of the transaction.
• Stay updated on programs, policies, and legislation, including participating in regular training with Freddie Mac, Fannie Mae, and other funding providers.
• Engage in process improvements and technological enhancements to facilitate smooth deal execution.
• Other duties as assigned.

We Stand for Excellence, so to achieve success in this role you should have:

Preferred Qualifications:

• Proven experience in affordable housing including LIHTC, Section 8, etc. 
• Demonstrate comprehensive knowledge of products, guidelines, policies, and procedures.
• Exhibit exceptional credit judgment and decision-making skills, with proven technical expertise in underwriting, structuring, and closing complex transactions.
• Requires the ability to work independently with strong project management skills, excellent accuracy and attention to detail, and adaptability to industry changes.
• Proficient in Microsoft Office Suite.

We believe People Matter, so we offer benefits that go beyond:

• Monthly paid volunteer hours and donation matching to benefit our communities 
• Employee Resource Groups that help you grow with us
• Fertility and family planning services  
• Up to 12-weeks of fully paid parental leave   
• Mental health care, including free counseling sessions:  
• We'll help you fund your learning journey with generous tuition reimbursement 
• Pet insurance discounts 
• And more! 

Be the Next Big Thing. Be Berkadia.

#LI-HG1 #LI-HYBRID

Join Horace Mann and Unlock Your Financial Potential

Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.

If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Insurance Agent. With Horace Mann’s expertise and your ambition, together, we can help you unlock your full potential.

What We Offer:

• Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive package
• Earning incentives tied to your activity and success during the first 48 months
• Quarterly production incentives for the first 48 months, rewarding consistent performance
• Dedicated Service Representative to handle client service work, allowing you to focus on building your business
• Exclusive territory in a niche market designed to increase your opportunities for success
• Cutting-edge technology and ongoing training to support and grow your operations
• A comprehensive multiline product portfolio to meet a variety of client needs
• Market and relationship-building programs to help you establish and grow your network
• No external office required for 2 years

Your Path to Success:

Several factors will contribute to your success in this role, including:

• A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security

• A focus on achieving market access and building strong relationships
• The ability to confidently present products to both groups and individuals
• Active engagement in networking, community, and industry events
• A dedication to investing time and resources to ensure the long-term success of your business

What We’re Looking For:

• Strong interpersonal and business management skills to build and manage your agency
• 2-5 years of experience in the insurance and financial services industry (preferred)
• Resident State General Lines Insurance Licenses:
• Life and Health Insurance License
• Property and Casualty Insurance License
• Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)

#LI-MH1

#VIZI#

As an Underwriter at Splitero, you will make risk assessment decisions on applications for our Home Equity Investment (HEI) product, a modern alternative to traditional financing with no income requirements or monthly payments. In this pivotal role, you will analyze risk factors against our underwriting guidelines, policies, and procedures, and partner closely with our Processing team and homeowners to bring files to closing with clarity and purpose.

About the Job

• Own your pipeline from initial review through final approval, maintaining a consistent daily review cadence and meeting quality standards measured through regular QA review of your files.
• Identify the right conditions for each file: purposeful, proportionate, and defensible, and communicate the reasoning clearly to processors and homeowners.
• Ensure title to the property is free of restrictions, leases, liens, and other encumbrances, and identify the specific conditions needed to cure any title issues.
• Conduct thorough appraisal reviews, identifying value concerns, property condition flags, and comparables that may affect the investment decision.
• Review and analyze loan modifications to assess their impact on lien position, product features, and eligibility.
• Review trust documentation to confirm vesting, trustee authority, and compliance with Splitero guidelines.
• Monitor and approve that all conditions are met prior to funding.

The salary for this position is $110,000 per year, paid on an hourly basis.

About You

• 3+ years of experience underwriting residential real estate or home equity products.
• Deep experience reviewing and analyzing credit reports, property title reports, appraisal reports, mortgage statements, deeds of trust, and recorded instruments such as loan modification agreements and UCC filings.
• Strong title curative knowledge: you understand what specific conditions are needed to resolve liens, encumbrances, and title exceptions, and you can explain the why clearly.
• Strong appraisal review skills, including the ability to identify value concerns, property condition issues, and unsupported comparables.
• Solid understanding of loan modifications, including their impact on lien position, product features, and how they factor into the underwriting decision.
• Trust review experience is a significant plus, with familiarity with trust vesting, trustee authority, and the documentation needed to confirm homeowner eligibility.
• A calibrated, purposeful approach to conditioning: you ask what each condition is curing, condition with precision, and can provide your reasoning to processors and sales in plain language.
• A collaborative communicator who sees processors and homeowners as partners and gives context with every condition, not just a list.
• A creative problem solver who approaches complex files with curiosity and finds ways to get homeowners across the finish line.
• Experience with loan processing systems or robust CRM systems such as Salesforce.
• Incredible attention to detail, ensuring accuracy and thoroughness in every aspect of your work.
• The ability to work efficiently and independently on your pipeline.
• Availability to work until 6pm PST strongly preferred
• Adaptability: Embraces change with resilience and positivity.
• Team Oriented: Prioritizes collaboration, inclusivity, and teammate support.

About Us

Millions of homeowners in today’s economy are sitting on substantial home equity they are unable to access due to rising interest rates and strict qualification requirements of traditional lenders. That means millions of homeowners can’t convert their hard-earned equity into cash to pay off debt, start a home renovation, or pad their retirement to better their lives.

Splitero co-founders Michael Gifford and David Zvaifler witnessed the problem firsthand throughout their real estate careers. They set out to create a win-win product that could help those homeowners access their home equity but not make monthly payments like traditional financing options. And thus, Splitero was born.

As part of our team, you will join our quest to revolutionize the real estate industry while helping families in need. We offer a suite of benefits designed to help you thrive in all areas of life.

• Fully Remote Team - Our remote-first culture allows us to hire the best people, regardless of location.
• OneTeam Culture - We foster a culture of transparency, innovation, and inclusivity, where every voice is heard and every team member is valued. We believe in celebrating our successes, doing the right thing, and helping each other so we grow as a team and as individuals.
• Generous Resources - We want to ensure you are set up to do your best work. In addition to a solid tech stack, and access to any WeWork location, you will receive a monthly cell and internet stipend.
• Premium Healthcare - We offer comprehensive healthcare plans for you and your family, which employees are eligible for on their first day.
• Flexible PTO and Parental Leave - We offer a generous PTO and encourage employees to take time off to recharge. We're proud to offer a parental leave policy that allows you to welcome your new addition without worry.

We are a workforce composed of individuals with diverse backgrounds, abilities, minds, and identities. In keeping with our commitment to inclusion, we will ensure that people with disabilities are provided reasonable accommodations. If reasonable accommodations are required when applying, interviewing, or performing the essential functions of this position, please contact People Operations, at peopleops@splitero.com.

Future Claims Representative Opportunities at EquipmentShare!

EquipmentShare is accepting applications for a future Claims Representative in the St. Louis, MO area.

At EquipmentShare, we’re not just filling a role — we’re assembling the best team on the planet to build something that’s never been built before. We’re on a mission to transform an industry that’s been stuck in the past by empowering contractors and communities through innovative technology, real-time support, and a team that truly cares.

We’re accepting applications for a future Claims Representative role at our rental facility in St. Louis, MO, and we’re looking for someone who’s ready to grow with us, bring energy and drive to their work, and help us build the future of construction. As a Claims Representative, you will be responsible for handling all aspects of insurance claims, including initial reporting, documentation, assessment, and resolution.

Schedule: Monday to Friday, 7:00 AM to 5:00 PM, and offers overtime pay after working 40 hours. (On call during the weekend only in special circumstances)

Primary Responsibilities

• Claims Processing: Efficiently process insurance claims from initiation to resolution. This includes verifying claim information, assessing damages, and determining claim validity.

• Customer Service: Provide empathetic and knowledgeable support to customers filing claims. Guide them through the claims process, keeping them informed of their claim status and next steps.

• Documentation and Record Keeping: Maintain accurate and detailed records of all claims, including customer interactions, assessments, and claim resolutions.

• Liaison with Insurance Companies: Act as the primary point of contact between the customer and insurance companies. Coordinate with insurance adjusters to facilitate claim assessments and settlements.

• Compliance and Reporting: Ensure all claims are processed in compliance with company policies and legal requirements. Prepare reports on claim trends, outcomes, and customer feedback for management review.

• Team Collaboration: Work closely with other departments, such as the legal team, customer service, and fleet management, to ensure a coordinated approach to claim handling.

Why EquipmentShare?

Because we do things differently — and we think you’ll feel it from day one. We’re a people-first company powered by cutting-edge technology. That means our proprietary T3 platform doesn’t just run our business — it also makes your job easier, safer, and more connected. Whether you’re behind the wheel, under the hood, leading a branch, or closing deals — tech supports you, and you drive us forward.

We’re a team of problem-solvers, go-getters, and builders. And we’re looking for teammates who take pride in doing meaningful work and want to be part of building something special.

Perks & Benefits

• Monthly Family Dinner Night — We treat you and your family to dinner every month, because family comes first. (An employee favorite!) *restrictions apply
  
  
• Competitive compensation
  
  
• Full medical, dental, and vision coverage for full-time employees
  
  
• Generous PTO + paid holidays
  
  
• 401(k) + company match
  
  
• Tool and boot reimbursements (role dependent)
  
  
• Gym membership stipend + wellness programs (earn PTO and prizes!)
  
  
• Company events, food truck nights, and monthly team dinners
  
  
• 16 hours of paid volunteer time per year — give back to the community you call home
  
  
• Career advancement, leadership training, and professional development opportunities

About You

You want to be part of a team that’s not just changing an industry for the sake of change — we’re transforming it to make it safer, more secure, and more productive. You bring grit, heart, and humility to your work, and you’re excited about the opportunity to grow within a fast-paced, mission-driven environment.

We’re looking for people who:

• See challenges as opportunities
  
  
• Embrace change and continuous improvement
  
  
• Bring energy, effort, and optimism every day

Skills & Qualifications 

• Education: High school diploma required; college degree or equivalent experience in insurance, customer service, or related field preferred.

• Experience: Minimum of 2 years' experience in a customer service role, with prior experience in claims processing or the car rental industry highly desirable.

• Skills: Excellent communication and interpersonal skills, with the ability to convey information clearly and empathetically. Strong organizational and multitasking abilities. Proficiency in MS Office and database software.

• Knowledge: Understanding of insurance policies and claims handling procedures. Familiarity with car rental operations and vehicle maintenance is a plus.

• Personal Attributes: High level of integrity, patience, and the ability to maintain confidentiality. Proactive problem-solver who can manage stressful situations with professionalism.

A Workplace For All

At EquipmentShare, we believe the best solutions come from a team that reflects the world around us. Our initiative — A Workplace For All — is rooted in the belief that we must work together to solve some of the toughest problems in construction. That means attracting, developing, and retaining great people from all walks of life.

We value different backgrounds, talents, and perspectives. We want you to feel like you belong here — because you do.

EquipmentShare is an EOE M/F/D/V.

About the Team

The Risk & Insurance team at DoorDash is responsible for all things corporate insurance at the company. We are a rapidly growing and exciting function that helps DoorDash manage risk and safety with a close lens on the company's bottom line. The team is divided into three separate subgroups: Actuarial, Claims Operations, and Risk Management & Mitigation. We are looking for forward thinkers excited to help build out this newly-formed team and match our ambitious cross-functional partners at DoorDash.

About the Role

We are seeking an experienced claims specialist who will be a member of DoorDash's Corporate Risk & Insurance function with the Finance & Strategy team. You will work with our insurance carrier partners and third-party claims administrators with a focus on auto insurance claims. You will help form a comprehensive strategy around claims handling at DoorDash. Prior insurance experience and an understanding of injury and property damage claims are required. 

You will report to the Insurance Claims Manager and work a hybrid schedule at our Tempe, AZ office.

During the onboarding period, which will last 4-6 weeks, you will work Monday to Friday and be required to come into the Tempe, AZ office 4-5 days a week.

Once you have completed the onboarding process, your regular work schedule will be Monday through Friday, with the possibility of working on a Saturday within our operating hours of 8 a.m. to 7 p.m. Additionally, you will be required to come into the Tempe, AZ office every Wednesday, with the potential of working in the office 2-3 days a week in the future, based on your performance.

You're excited about this opportunity because you will…

• Review loss reports and supporting materials for workers' compensation and occupational accidents.
• Addresses escalating incidents. This involves identifying potential issues, assessing the severity of the risk, and taking appropriate steps to mitigate the risk and prevent further escalation. It also means maintaining detailed records of the incident and following up with stakeholders to ensure that the issue has been resolved. 
• Contribute to process improvements and provide constructive input regularly.
• Partner with leadership to manage ongoing projects. This involves working closely with management to set project goals, establish timelines, and allocate resources.
• Enjoy a hybrid work schedule. 
• Enter accurate data in CRMs, G-Suite, and related tools.
• Manage multiple operating systems simultaneously.
• Maintain a high level of confidentiality and ensure that sensitive information is not disclosed to unauthorized parties. 

We're excited about you because…

• 1+ years of experience handling bodily injury claims 
• 2+ years of experience managing personal lines, commercial lines, or general liability claims.
• Experience working with or for a gig or sharing economy company
• Experience handling high-priority escalations and working promptly to provide resolutions
• Enthusiasm for Insurance
• Must be comfortable regularly exercising discretion and independent judgment in performing job duties, including evaluating options, making informed decisions, and determining appropriate courses of action within the scope of assigned responsibilities.

Notice to Applicants for Jobs Located in NYC or Remote Jobs Associated With Office in NYC Only

We use Covey as part of our hiring and/or promotional process for jobs in NYC and certain features may qualify it as an AEDT in NYC. As part of the hiring and/or promotion process, we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound from August 21, 2023, through December 21, 2023, and resumed using Covey Scout for Inbound again on June 29, 2024.

The Covey tool has been reviewed by an independent auditor. Results of the audit may be viewed here: Covey

Actuarial Manager, Reserving

We are seeking an Actuarial Manager to support financial oversight and analytics for value-based care programs, with a primary focus on CKCC populations. This role will lead monthly financial reporting, support IBNR reserving, and partner cross-functionally to evaluate performance drivers and inform key business decisions. The ideal candidate combines strong technical actuarial skills with the ability to communicate insights clearly to senior leadership. This is a hybrid position based in Denver, CO with an expectation to work onsite at our headquarters two days per week to collaborate, connect, and enjoy the energy of our office culture. Candidates should be located within a commutable distance to our Denver-based HQ.

Essential Functions

• Lead actuarial support for monthly close (ME), including medical expense (MedEx), revenue, and savings analysis
• Develop and maintain standardized financial exhibits to explain period-over-period changes
• Partner with Finance to support booking decisions and ensure alignment with accounting
• Own development and refinement of IBNR models using claims data and completion factors
• Perform reserve analysis, including sensitivity testing and range development
• Enhance reserving methodologies to improve accuracy and reduce volatility
• Serve as a subject matter expert on CKCC financial performance, including benchmarks, risk score, and utilization trends
• Monitor and update key assumptions (trend, risk score, RTA, etc.)
• Support internal and external stakeholders with CKCC-related financial insights
• Analyze claims, eligibility, and financial data to identify key drivers of performance
• Partner with Data Ops and Engineering to improve data quality, timeliness, and accessibility
• Support automation initiatives (e.g., standardized datasets, dashboards, and tools such as Power BI or SQL-based solutions)
• Work closely with Finance, Partner Analytics, Risk Strategy, and Data teams
• Support ad hoc analyses for leadership, including CFO-level summaries and board materials
• Translate complex actuarial concepts into clear, actionable insights

Minimum Qualifications

• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or related field
• 4+ years’ experience in actuarial services or related experience
• Progress toward ASA/FSA (or equivalent experience) preferred
• Strong communication skills
• Strong proficiency in Excel
• 4+ years’ experience with SQL and financial modeling capabilities
• Experience with healthcare data (claims, membership, value-based care) strongly preferred
• Experience with IBNR/reserving methodologies (e.g., completion factors, lag analysis)
• Internet Connectivity - Min Speeds: 3.8Mbps/3.0Mbps (up/down): Latency <60 ms.
• Ability to travel and be on-site to meet business needs.

Preferred Qualifications

• Familiarity with CKCC or similar value-based care models
• Experience with CMS shared savings programs
• Strong problem-solving skills and attention to detail
• Strong adaptability and capacity to work in fast-paced environments
• Excellent communication skills, especially for executive audiences
• Exceptional analytical and conceptual thinking skills
• Experience using Microsoft Power BI

Annual Salary Range: $99,000 - $149,000. This position is also eligible for a target annual bonus of 10%

Workers Compensation Claims Adjuster (California Experience Required)

Location: Work from Home (Must be located in California)

Who says you can't have it all? Cottingham & Butler Claims Services (CBCS) is offering the opportunity to work in a fast-paced and exciting position with NO commute! You will be working from home so previous workers compensation adjusting experience is required (i.e. taking statements, paying lost wage benefits, filing state forms, denying claims, subrogation, litigation, etc.).

As a Work Comp Adjuster, you will be responsible for investigating, evaluating, negotiating, and settling workers compensation claims on behalf of our clients. The ideal candidate will have excellent communication and negotiation skills, be detail-oriented, and possess a strong understanding of workers compensation laws and regulations. You will be communicating with a wide variety of individuals, to include CEO's, claimants, providers offices, and attorneys. Experience handling claims in multiple jurisdictions is vital for success in this role.

Qualifications:

• Minimum of 1 year experience as a workers compensation claims adjuster.
• License/state experience in California and your SIP.
• Demonstrated knowledge of workers compensation laws and regulations.
• Strong analytical and problem-solving skills.
• Excellent communication and negotiation skills.
• Ability to work independently and in a team environment.
• Strong organizational and time-management skills.
• Proficiency in computer programs, including Microsoft Office and claims management software.

If you are looking for a position that will allow you to stay in claims, continue to grow in your career, and also have the flexibility that working from home allows, this is the position for you. We will provide your office equipment and IT support, as well as training and support from our home office.

If this sounds like a good fit to your career and life goals, we'd love to talk!

The salary range is $50,000-$100,000. Pay is based on several factors including but not limited to location, education, work experience, certifications, etc.

Do you think this might be a fit for you? Send us your resume – we’d love to talk!

Cottingham & Butler

At Cottingham & Butler, we sell a promise to help our clients through life’s toughest moments. To deliver on that promise, we aim to hire, train, and grow the best professionals in the industry. We look for people with an insatiable desire to succeed, are committed to growing, and thrive on challenges. Our culture is guided by the theme of “better every day” constantly pushing ourselves to be better than yesterday – that’s who we are and what we believe in.

As an organization, we are tremendously optimistic about the future and have incredibly high expectations for our people and our performance. Our ability to grow as a company, fuels investments in new resources to better serve our clients and provide the amazing career opportunities our employees want and deserve. This is why we are a growth company and why we are committed to being better every day. 

Want to learn more? Follow us on www.CBCSclaims.com | LinkedIn

Policy Expert – Senior Motor Underwriter 

🚀Are you ready to transform the insurance industry?

Policy Expert is a forward-thinking business that loves to get things done. Leveraging proprietary technology and smart data, we offer reliable products and a wow customer experience.

Having achieved rapid growth since being founded in 2011, we’ve won over 1.5 million customers in Home, Motor, and Pet insurance and have been ranked the UK’s No.1-rated home insurer by Review Centre since 2013. 🏆

Hear from our team about what it's like working at Policy Expert ✨

What you’ll be doing:

You will play a key role in the profitable growth of Policy Expert’s motor portfolio by utilising your knowledge and experience, allied with internal and external data, to identify opportunities and mitigate threats.

Key Accountabilities

• Significant input into the personal motor risk selection criteria
• Responsibility for footprint management – identifying opportunities and strategies for profitable growth, and mitigating threats to performance
• Maintenance and development of core underwriting data, for example, the vehicle file
• Analysis of internal and external data to aid account performance
• Supporting the development and learning of less experienced team members
• Provide technical underwriting support to customer service, fraud, and claims teams by delivering training
• Operate as a key decision-maker for complex cases escalated to the Motor Underwriting team
• Support the underwriting governance and compliance framework by providing an audit function to ensure that devolved authority and decisions made by operational teams are technically accurate and appropriate.
• Provide technical expertise for the development of policy wordings and other documentation
• Support the Head of Underwriting and Motor Underwriting Manager, and deputise for them as appropriate

Role Dimensions

• Products: Policy Expert Motor portfolio
• New and renewal business
• Key relationships –
  • Pricing team
  • Product Management team
  • Counter Fraud team
  • Senior Claims team
  • Compliance Department
  • Analysis, Tech, Marketing, Finance teams
  • Operational/Customer Service team
  • External suppliers (e.g., data providers, capacity providers)

Authority Levels

• Extensive authority on risk selection & acceptance, policy interpretation, and voidance & indemnity (including ex gratia) decisions in line with your experience and knowledge

Key Performance Indicators

• Loss ratio and claim performance (to the overall portfolio and targeted segments)
• Segment/profile mix
• UW footprint optimisation metrics
• Internal (operational) SLAs

Who are you: 

• Min 3 years’ experience in technical underwriting of Personal Motor products.
• Detailed understanding of the personal lines motor market, risk trends, and products
• Strong appreciation and understanding of risk
• Fluency with data analysis tools such as PowerBI and Excel, and familiarity with Pricing tools such as Radar
• Strong communication and influencing skills – comfortable presenting to senior stakeholders
• Team player, but with the initiative to work alone on projects as required
• Excellent numeracy & literacy skills

Benefits:

📍 This role will be based in our London office in a 50/50 Hybrid mode.

💸 We match your pension contributions up to 7%

🏥 Private medical & Dental cover

📚 Learning budget of £1,000 a year + Study leave (with encouragement to use it)

😁 Enhanced maternity & paternity 

🚉 Travel season ticket loan

🎟️ Access to a wide selection of London O2 events and use of a Private Lounge

🌈 Employee Wellbeing Programme

🚪 Prayer room in Office

What We Stand for and Next Steps

 “We pride ourselves on being an equal opportunity employer. We treat all applications equally and recruit based solely on an individual’s skills, knowledge, and experience. The quality and growing diversity of our team is a testament to this commitment.” 

At Policy Expert, we are committed to fostering an inclusive and supportive environment for all candidates. If you require any reasonable adjustments during the interview process to accommodate your needs, please do not hesitate to let us know. We are dedicated to ensuring every candidate has an equal opportunity to succeed and will work with you to provide the necessary support.

We aim to be in touch within 14 working days of your application – you will be notified if successful or unsuccessful. Please be encouraged to apply even if you do not meet all the requirements.

Useful links:

Glassdoor | Trust Pilot  

About Us:

Piermont Bank is a boutique specialty commercial bank focused on serving modern businesses with a digital‑first approach. As the first cloud‑native bank launched in the United States, Piermont was built on modern infrastructure that allows us to operate with greater flexibility, efficiency, and scalability than traditional banks.

We combine disciplined commercial banking with innovative technology to deliver value‑added solutions for small and medium‑sized businesses, private funds, and our fintech partners. Our team is dedicated to thoughtful risk management, strong client relationships, and building a bank designed for the future of financial services.

The Role:

The Senior Commercial Credit Underwriter will support the Bank’s lending and deposit origination activities across multiple commercial verticals. This role will evaluate new lending opportunities, perform comprehensive credit analysis, and support portfolio management for commercial real estate, operating companies, and private investment funds.

Responsibilities:

• Perform detailed financial analysis of borrowers, sponsors, and collateral across CRE, C&I, and Fund Finance transactions, including:
• Historical and projected operating performance
• Cash flow modeling and stress testing
• Borrowing base, collateral coverage, and covenant sensitivity
• Fund capital call structures, liquidity profiles, and investor concentrations
• Evaluate project economics, business operations, and fund structures to determine creditworthiness and repayment capacity.

• Conduct market and industry research, including:
• CRE comparable rents/sales, supply‑demand trends, and submarket dynamics
• C&I sector‑specific risks, competitive positioning, and macroeconomic drivers
• Fund‑level benchmarking, investor quality, and asset class trends
• Perform property‑level research, including taxes, zoning, and regulatory considerations.

• Prepare internal memoranda, including full credit memos, discussion summaries, and risk assessments using standard bank templates.
• Order and review third‑party reports such as:
• Appraisals, environmental assessments, and property condition reports
• Field exams, quality of earnings reports, and collateral audits for C&I borrowers
• Fund documentation reviews, including LPAs, subscription agreements, and investor letters
• Procure flood certifications and ensure compliance with internal and regulatory requirements.

• Produce new and modified loan recommendation packages in coordination with Relationship Managers.
• Support annual reviews, ongoing monitoring, and covenant compliance for CRE, C&I, and Fund Finance portfolios.
• Assess and articulate key risk factors and mitigating circumstances across diverse borrower types.
• Evaluate guarantor and sponsor financial condition, liquidity, and global cash flow.

Qualifications:

• 7+ years of experience in commercial credit underwriting, including exposure to CRE, C&I, and/or Fund Finance.
• Formal credit training preferred.
• Strong understanding of AML/KYC requirements.
• Proficiency with Microsoft Office applications, especially Excel.
• Ability to analyze complex financial structures and communicate findings clearly.

The hiring range for this position is $120,000 to $150,000 per year. The base pay offered will consider internal equity and may vary based on job‑related knowledge, skills, and experience. A bonus and/or incentives may be included as part of the compensation package, along with medical, dental, vision, 401(k), and other benefits.

Piermont Bank is an equal‑opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based on race, religion, color, national origin, political affiliation, gender (including pregnancy or related conditions), sexual orientation, gender identity or expression, age, veteran status, disability, or other legally protected characteristics.

The role:

SoFi is seeking experienced Underwriters to review and decision home equity and mortgage loan applications. This role requires sound judgment, strong analytical ability, and a deep understanding of credit risk, collateral evaluation, and program guidelines. You’ll work closely with processors to ensure each file is complete, accurate, and ready for closing — while maintaining a positive, collaborative work environment.

What you’ll do: 

• Review loan applications, credit reports, appraisals, income, and other supporting documentation to determine risk and eligibility within program guidelines.
• Evaluate and clear stipulations and conditions promptly to maintain file momentum.
• Analyze complex loan packages to render accurate, defensible credit decisions.
• Ensure quality and compliance with company, investor, and GSE standards while meeting production targets.
• Communicate clearly with loan originators and processors to obtain any missing or clarifying documentation.
• Interpret and apply Fannie Mae, Freddie Mac, and investor-specific guidelines.
• Identify potential fraud indicators and escalate as appropriate.

What you’ll need:

• Minimum 2 years of conventional loan underwriting experience.
• Strong credit, risk analysis, and analytical skills.
• Experience analyzing self-employment income (Schedule C, K-1, corporate returns).
• Experience reviewing full appraisals and title reports.
• Thorough knowledge of credit policy, underwriting guidelines, and property evaluation.
• Ability to review loan documentation for accuracy and completeness.
• Excellent communication and collaboration skills; able to partner effectively with processors and production staff.
• Hybrid role with in-office collaboration in Charlotte, NC or Frisco, TX (approximately 1–2 days per week).

Are you looking for the opportunity to make an impact?

The Underwriter - FHA is the project manager on the deal during the underwriting stage of the deal. The Underwriter - FHA is responsible for leading the Underwriting Team and leading the underwriting, progress, communication and troubleshooting of the deal prior to receipt of the Firm Commitment from HUD. Mortgage Banking and the Underwriting Team relies on the Underwriter - FHA to navigate the deal through the underwriting process, submission to HUD and receipt of the Firm Commitment. The Underwriter - FHA is also required to be a mentor to other Underwriting team members. The Underwriter - FHA is responsible for analyzing and underwriting potential loans on complex commercial real estate loan applications across a broad spectrum of asset types. The main duty of the Underwriter - FHA is to determine whether the transaction and the potential borrower presents an acceptable level of risk.

Berkadia’s mortgage banking platform is consistently ranked among Fannie Mae, Freddie Mac and HUD’s top lenders and is seamlessly integrated with our investment sales and servicing platforms to provide superior client service. Let the strongest research, technology, capital relationships, and a nationwide network of industry professionals propel you to the next stage of your commercial real estate career. Be Backed by the Best. Be Berkadia.

We Innovate to shape the future of CRE, so in this role you will:

Responsibilities:

• Critically review all underwriting components – including narratives, mortgage credit, third-party report conclusions, financial and property information – to ensure program compliance and acceptable risk to HUD and Berkadia.
• Oversee the underwriting process, collaborating with the underwriting team. Guide and coach the underwriting team through all stages of the loan process, offering direction and actionable feedback.
• Manage project timelines and coordinate with stakeholders, as needed throughout underwriting process to ensure project milestones and deadlines are met.
• Delegate and review underwriting narratives and financial analyses, ensuring quality control. Collaborate with underwriting team to identify risks, provide a thorough description, develop suitable mitigants and conclusions.
• Evaluate market competitiveness and economic feasibility of proposed collateral and projected income streams.
• Present underwriting recommendations and supporting documentation to approval committee.
• Maintain effective communication with HUD, the underwriting team, clients and other stakeholders, including addressing challenging topics as needed.
• Oversee multiple loan transactions simultaneously, tracking progress, assigning tasks, and meeting project deadlines.
• Other duties as assigned.

We Stand for Excellence, so to achieve success in this role you should have:

Preferred Qualifications:

• Proven experience in affordable housing including LIHTC, Section 8, etc.  
• Excellent organizational, analytic and quantitative skills, detail oriented and possess a high level of initiative.
• Knowledge of cash flow analysis and exposure to commercial real estate preferred.
• Advanced technical proficiency with MS Office (especially Excel), prior experience with Salesforce preferred.
• Solid communication skills, both written and verbal.
• Ability to interface with team members, work independently and in a team environment.
• Ability to adapt to a rapidly changing environment.
• Bachelor's Degree or Equivalent 
• 3+ years of experience in a similar position 

We believe People Matter, so we offer benefits that go beyond:

• Monthly paid volunteer hours and donation matching to benefit our communities 
• Employee Resource Groups that help you grow with us
• Fertility and family planning services  
• Up to 12-weeks of fully paid parental leave   
• Mental health care, including free counseling sessions:  
• We'll help you fund your learning journey with generous tuition reimbursement 
• Pet insurance discounts 
• And more! 

Be the Next Big Thing. Be Berkadia.

#LI-HG1 #LI-REMOTE

About the Role:

We're looking for a Senior Merchant Underwriter that will ensure high risk reviews and merchant applications meet verification and program guidelines. We are looking for detailed-oriented individuals with a high level of integrity. In this position, you would spend your day reviewing merchant documentation, analyzing financials including balance sheets and income statements, reviewing trends and decisioning applications. This is a dynamic role partnering with our merchants to provide a best-in-class experience.

What You’ll Do:

• Verify merchant application information, coordinate the collection of missing data and documentation, analyze and underwrites new merchant applications, and re-evaluate existing merchant accounts as requested by the other internal stakeholders
• Ensure strict adherence  to company policies and procedures, Federal and State regulations, and laws.
• Comply with regulatory requirements, including the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Know Your Customer (KYC)  and OFAC guidelines, to support the identification, detection, and prevention of fraud, money laundering and other unlawful activities.
• Read and interpret commercial credit reports to assess merchant risk profiles 
• Analyze business financial statements including balance, income statement and cash flow.
• Contribute to regular staff meetings to discuss merchant accounts, trends, losses, etc.
• Recommend and help implement process improvements to enhance efficiency, consistency, and decision quality—including leveraging AI-driven strategies in the application review process.
• Bring a flexible mindset – you will be required to adapt to changing policy and procedures on a constant basis while maintaining high-quality work.

What We Look For:

• 4+ years of business or merchant underwriting experience 
• 2+ years experience in a payments, financial services or related industry
• Ability to proficiently analyze financial information and identify concerning trends 
• Team player mentality with a high level of integrity
• Ability to thrive in a changing and fast-paced environment 
• Detail-oriented with excellent verbal and written communication skills
• Proficiency with Google Sheets, Tableau

What We Offer You: 

• Competitive salary
• 100% paid coverage of medical, dental and vision insurance 
• Flexible PTO
• Competitive 401(k) 
• Opportunities for professional growth and development 
• Paid parental leave
• Health & wellness initiatives

#LI-Hybrid 

For California residents: Upgrade's California Notice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants.

Company Description 

Healthcare providers spend roughly $20B annually on premiums for medical professional liability  (“MPL”) insurance, $7B of which is spent by physicians. Primarily selling through brokers, insurance  carriers today often operate at an underwriting loss and employ outdated underwriting processes. The  current environment favors the entry of a new model featuring modern, data-driven underwriting with a  more efficient sales model targeting the best risks.  

Indigo Technologies, backed by leading investors Rubicon Founders and Oak HC/FT, aims to address this issue by utilizing alternative data and artificial intelligence to more accurately price medical malpractice insurance. By offering potential cost savings, Indigo Technologies will enable providers to reallocate resources to invest more directly in patient care. We at Indigo are committed to creating enduring value by making a measurable impact on the healthcare industry.

Position Description: 

The Underwriter will lead and support the Underwriting team in delivering exceptional customer service to policyholders, agents/brokers, and internal customers. Under minimal supervision, manage policy processing for new business, renewals, and ongoing account maintenance. This position should also demonstrate strong analytical and interpersonal skills in addition to outstanding customer service skills.

We are a remote distributed team who gathers with intention. You will thrive here if you find energy working from home and getting together to build relationships. At Indigo, you'll have the opportunity to contribute to a meaningful mission that makes a difference in the lives of healthcare providers and their patients. 

Roles & Responsibilities: 

• Brings a curious mindset and motivation to better understand and apply a new, data driven approach to Underwriting 
• Support the AVP of Underwriting in the production, selection, pricing, control, and servicing of insurance policies, 
• Assists in developing and maintaining a scalable and repeatable underwriting process using Indigo’s mode
• Support in the development and application of underwriting guidelines, policies, and procedures to select and control risk
• Analyze, evaluate, and make underwriting decisions in line with underwriting guidelines and recommendations, coordinating with other underwriting staff
• Manages and evaluates new business submissions, renewals, and policy change requests for the book of business
• Review, evaluate and report on loss activity
• Collaborates with Sales to build, strengthen, and manage relationships with agents/brokers 
• Responsible for providing the highest level of accuracy and support to the Underwriting Team throughout the new business lifecycle and ongoing renewal account maintenance.

Qualifications 

• 3+ Years as an Underwriter in Medical Professional Liability Insurance 
• Demonstrates an ability to operate with urgency and consistently meet processing deadlines per Underwriting Service Standards.
• Familiarity with regulatory requirements, Patient Compensation Fund (PCF) rules and unique requirements
• Production Underwriting experience will be considered an asset 
• Candidate location is preferred West Coast or able to work permanent West-Coast hours 

This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.

For the Sage Home Loans website click here. Curious how Sage Home Loans fits into Red Ventures? Click here. 

As an Underwriter on our Mortgage team, you’ll be a key decision-maker, applying your expertise to evaluate risk, ensure compliance, and protect both our clients and our company with every loan you touch. You’ll work across a broad range of loan types—from conventional and jumbo to FHA, VA, and USDA—using both manual judgment and AUS tools to assess borrower financials, validate documentation, and determine loan eligibility. You’ll partner closely with Loan Officers, Processors, Closers, and other internal stakeholders in a fast-paced, high-accountability environment that values accuracy, collaboration, and a client-first mindset. Our team believes in doing the right thing—every time—and you’ll play a crucial role in upholding that standard while helping us leave the woodpile higher with every deal we close. If you’re passionate about underwriting excellence, thrive in complexity, and bring a spirit of ownership and continuous improvement, we’d love to have you on the team. 

What You’ll Do:

•  Underwrite a variety of residential real estate loans, including Conventional (conforming and jumbo), FHA, VA, and USDA products 

• Utilize both manual and automated underwriting systems to evaluate risk, determine loan decisions, and apply investor-specific overlays 

• Complete detailed cash flow analysis and assess overall borrower financial condition through review of financial statements, credit reports, income documentation, and qualifying ratios 

• Review and validate complex loan files for accuracy, regulatory compliance, documentation requirements, and adherence to investor guidelines 

• Evaluate collateral by reviewing property appraisals to ensure they meet investor and agency requirements 

• Maintain expert-level knowledge of FHA, VA, Fannie Mae, and Freddie Mac underwriting guidelines and processing requirements 

• Serve as a subject matter expert in residential underwriting and home equity lending, staying current on industry trends and investor changes 

• Ensure strict compliance with all state and federal regulations, acting as a final line of defense for loan eligibility and regulatory integrity 

• Approve loans within lending authority, review and sign off on secondary market loan denials, and escalate complex scenarios for higher-level review 

• Contribute to the development, documentation, and improvement of departmental processes, policies, and benchmarks 

• Work in an Encompass-based lending environment and contribute to process efficiency through system fluency 

What We’re Looking For:

• Bachelor’s degree or college coursework in Business Administration or a related field 

• Current CHUMS ID and/or VA LAPP/SAR designation required 

• 5+ years of experience underwriting all loan types for both secondary market sale and portfolio use 

• Expertise in Conventional (conforming and jumbo), FHA, VA, and USDA loan programs 

• Strong knowledge of mortgage and home equity products, pricing, and regulatory/tax requirements 

• Proficient in evaluating residential mortgage and home equity lending applications 

• Skilled in resolving title, appraisal, and underwriting issues through sound judgment and negotiation 

• Experience with cash flow analysis and applying financial math concepts 

• Familiarity with FCRA, ECOA, and all applicable federal/state credit regulations 

• Proficient in Automated Underwriting Systems (e.g., DU/LP) and Encompass Loan Origination System 

• Highly organized, with the ability to analyze complex data, identify risk, and draw sound conclusions 

• Effective communicator who works collaboratively with borrowers, loan officers, vendors, and internal stakeholders 

• Contributes to continuous improvement by providing input into underwriting procedures and mentoring support staff 

Compensation: 

This range reflects total cash compensation, which may include base salary only or base salary plus target bonus, depending on the role. Where eligible, equity may also be offered separately and not included below. Actual compensation varies based on location, experience, and qualifications.

• Total Cash Compensation Range: $40.87 per hour 

Additionally, the following benefits are provided by Red Ventures, subject to eligibility requirements.

• Health Insurance Coverage (medical, dental, and vision)
• Life Insurance
• Short and Long-Term Disability Insurance
• Flexible Spending Accounts
• Holiday Pay
• 401(k) with match
• Employee Assistance Program
• Paid Parental Bonding Benefit Program
• Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential.  That’s why we offer a generous and flexible PTO policy.  Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.

Who We Are:

Sage Home Loans Corporation is a digital mortgage lender solution redefining the mortgage origination experience. By building new technology solutions, we're creating simple and clean customer experiences to simplify the mortgage application process. Our team has developed a fully digital online application that enables the user to complete their application and start looking for the right mortgage that matches their needs 24/7. We then marry the digital journey with exceptional human interaction from our expert Loan Officers to create the best possible borrower experience.  

Red Ventures is a global portfolio of high-growth companies — spanning several U.S. businesses, a joint venture in the health services industry, and strategic investments in Europe and Puerto Rico. Their businesses include The Points Guy, Lonely Planet, Bankrate, the Allconnect Platform, RV Home Client Growth, RV Growth & Transformation, Sage Home Loans Corporation, RV Education and more. Across the portfolio, Red Ventures businesses deliver seamless digital experiences for consumers, help Fortune 100 clients solve large-scale digital growth challenges, and create world-class experiences and opportunities for employees. Learn more at redventures.com and follow @RedVentures on LinkedIn and Instagram.

At Red Ventures, we believe diverse, inclusive teams are better. To help you better understand our core values and beliefs, we encourage you to watch this brief YouTube video: Our Belief Statements. This will give you insight into the principles that guide our work and our commitment to fostering an inclusive environment.

 We offer competitive salaries and a comprehensive benefits program for full-time employees, including medical, dental and vision coverage, paid time off, life insurance, disability coverage, employee assistance program, 401(k) plan and a paid parental leave program.

Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or any other basis protected by law. Employment at Red Ventures is based solely on a person's merit and qualifications. 

We are committed to providing equal employment opportunities to qualified individuals with disabilities. This includes providing reasonable accommodation where appropriate. Should you require a reasonable accommodation to apply or participate in the job application or interview process, please contact accommodation@redventures.com. 

If you are based in California, we encourage you to read this important information for California residents linked here.

At Red Ventures, we believe in real human connection. That’s why we do not hire someone through text, social media, or email only. As part of the hiring process, you should expect live conversations with RV teammates before any offer is made. Also, keep an eye on the sender: we only use official @redventures.com email addresses at the portfolio level or business specific email addresses (e.g., @thepointsguy.com), not ones like “redventurescareer.com.” We will never ask candidates to send money, buy equipment, or share financial account info during your journey with us. You can always find our open roles on redventures.com— if you receive a message that seems suspicious, please use redventures.com to verify the opportunity.

For more, the U.S. Federal Trade Commission has published helpful articles to help individuals learn more about protecting themselves from recruiter scams. If you think you’ve been targeted, feel free to report it to your local authorities. Stay safe out there!

This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.

For the Sage Home Loans website click here. Curious how Sage Home Loans fits into Red Ventures? Click here. 

As an Underwriter on our Mortgage team, you’ll be a key decision-maker, applying your expertise to evaluate risk, ensure compliance, and protect both our clients and our company with every loan you touch. You’ll work across a broad range of loan types—from conventional and jumbo to FHA, VA, and USDA—using both manual judgment and AUS tools to assess borrower financials, validate documentation, and determine loan eligibility. You’ll partner closely with Loan Officers, Processors, Closers, and other internal stakeholders in a fast-paced, high-accountability environment that values accuracy, collaboration, and a client-first mindset. Our team believes in doing the right thing—every time—and you’ll play a crucial role in upholding that standard while helping us leave the woodpile higher with every deal we close. If you’re passionate about underwriting excellence, thrive in complexity, and bring a spirit of ownership and continuous improvement, we’d love to have you on the team. 

What You’ll Do:

•  Underwrite a variety of residential real estate loans, including Conventional (conforming and jumbo), FHA, VA, and USDA products 

• Utilize both manual and automated underwriting systems to evaluate risk, determine loan decisions, and apply investor-specific overlays 

• Complete detailed cash flow analysis and assess overall borrower financial condition through review of financial statements, credit reports, income documentation, and qualifying ratios 

• Review and validate complex loan files for accuracy, regulatory compliance, documentation requirements, and adherence to investor guidelines 

• Evaluate collateral by reviewing property appraisals to ensure they meet investor and agency requirements 

• Maintain expert-level knowledge of FHA, VA, Fannie Mae, and Freddie Mac underwriting guidelines and processing requirements 

• Serve as a subject matter expert in residential underwriting and home equity lending, staying current on industry trends and investor changes 

• Ensure strict compliance with all state and federal regulations, acting as a final line of defense for loan eligibility and regulatory integrity 

• Approve loans within lending authority, review and sign off on secondary market loan denials, and escalate complex scenarios for higher-level review 

• Contribute to the development, documentation, and improvement of departmental processes, policies, and benchmarks 

• Work in an Encompass-based lending environment and contribute to process efficiency through system fluency 

What We’re Looking For:

• Bachelor’s degree or college coursework in Business Administration or a related field 

• Current CHUMS ID and/or VA LAPP/SAR designation required 

• 5+ years of experience underwriting all loan types for both secondary market sale and portfolio use 

• Expertise in Conventional (conforming and jumbo), FHA, VA, and USDA loan programs 

• Strong knowledge of mortgage and home equity products, pricing, and regulatory/tax requirements 

• Proficient in evaluating residential mortgage and home equity lending applications 

• Skilled in resolving title, appraisal, and underwriting issues through sound judgment and negotiation 

• Experience with cash flow analysis and applying financial math concepts 

• Familiarity with FCRA, ECOA, and all applicable federal/state credit regulations 

• Proficient in Automated Underwriting Systems (e.g., DU/LP) and Encompass Loan Origination System 

• Highly organized, with the ability to analyze complex data, identify risk, and draw sound conclusions 

• Effective communicator who works collaboratively with borrowers, loan officers, vendors, and internal stakeholders 

• Contributes to continuous improvement by providing input into underwriting procedures and mentoring support staff 

Compensation: 

This range reflects total cash compensation, which may include base salary only or base salary plus target bonus, depending on the role. Where eligible, equity may also be offered separately and not included below. Actual compensation varies based on location, experience, and qualifications.

• Total Cash Compensation Range: $40.87 per hour 

Additionally, the following benefits are provided by Red Ventures, subject to eligibility requirements.

• Health Insurance Coverage (medical, dental, and vision)
• Life Insurance
• Short and Long-Term Disability Insurance
• Flexible Spending Accounts
• Holiday Pay
• 401(k) with match
• Employee Assistance Program
• Paid Parental Bonding Benefit Program
• Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential.  That’s why we offer a generous and flexible PTO policy.  Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.

Who We Are:

Sage Home Loans Corporation is a digital mortgage lender solution redefining the mortgage origination experience. By building new technology solutions, we're creating simple and clean customer experiences to simplify the mortgage application process. Our team has developed a fully digital online application that enables the user to complete their application and start looking for the right mortgage that matches their needs 24/7. We then marry the digital journey with exceptional human interaction from our expert Loan Officers to create the best possible borrower experience.  

Red Ventures is a global portfolio of high-growth companies — spanning several U.S. businesses, a joint venture in the health services industry, and strategic investments in Europe and Puerto Rico. Their businesses include The Points Guy, Lonely Planet, Bankrate, the Allconnect Platform, RV Home Client Growth, RV Growth & Transformation, Sage Home Loans Corporation, RV Education and more. Across the portfolio, Red Ventures businesses deliver seamless digital experiences for consumers, help Fortune 100 clients solve large-scale digital growth challenges, and create world-class experiences and opportunities for employees. Learn more at redventures.com and follow @RedVentures on LinkedIn and Instagram.

At Red Ventures, we believe diverse, inclusive teams are better. To help you better understand our core values and beliefs, we encourage you to watch this brief YouTube video: Our Belief Statements. This will give you insight into the principles that guide our work and our commitment to fostering an inclusive environment.

 We offer competitive salaries and a comprehensive benefits program for full-time employees, including medical, dental and vision coverage, paid time off, life insurance, disability coverage, employee assistance program, 401(k) plan and a paid parental leave program.

Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or any other basis protected by law. Employment at Red Ventures is based solely on a person's merit and qualifications. 

We are committed to providing equal employment opportunities to qualified individuals with disabilities. This includes providing reasonable accommodation where appropriate. Should you require a reasonable accommodation to apply or participate in the job application or interview process, please contact accommodation@redventures.com. 

If you are based in California, we encourage you to read this important information for California residents linked here.

At Red Ventures, we believe in real human connection. That’s why we do not hire someone through text, social media, or email only. As part of the hiring process, you should expect live conversations with RV teammates before any offer is made. Also, keep an eye on the sender: we only use official @redventures.com email addresses at the portfolio level or business specific email addresses (e.g., @thepointsguy.com), not ones like “redventurescareer.com.” We will never ask candidates to send money, buy equipment, or share financial account info during your journey with us. You can always find our open roles on redventures.com— if you receive a message that seems suspicious, please use redventures.com to verify the opportunity.

For more, the U.S. Federal Trade Commission has published helpful articles to help individuals learn more about protecting themselves from recruiter scams. If you think you’ve been targeted, feel free to report it to your local authorities. Stay safe out there!

Join Horace Mann and Unlock Your Financial Potential

Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.

If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Insurance Agent. With Horace Mann’s expertise and your ambition, together, we can help you unlock your full potential.

What We Offer:

• Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive package
• Earning incentives tied to your activity and success during the first 48 months
• Quarterly production incentives for the first 48 months, rewarding consistent performance
• Dedicated Service Representative to handle client service work, allowing you to focus on building your business
• Exclusive territory in a niche market designed to increase your opportunities for success
• Cutting-edge technology and ongoing training to support and grow your operations
• A comprehensive multiline product portfolio to meet a variety of client needs
• Market and relationship-building programs to help you establish and grow your network
• No external office required for 2 years

Your Path to Success:

Several factors will contribute to your success in this role, including:

• A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security

• A focus on achieving market access and building strong relationships
• The ability to confidently present products to both groups and individuals
• Active engagement in networking, community, and industry events
• A dedication to investing time and resources to ensure the long-term success of your business

What We’re Looking For:

• Strong interpersonal and business management skills to build and manage your agency
• 2-5 years of experience in the insurance and financial services industry (preferred)
• Resident State General Lines Insurance Licenses:
• Life and Health Insurance License
• Property and Casualty Insurance License
• Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)

#LI-SJ1

#VIZI#

About Cash Balance Actuaries, (CBA):

With employees spread across 11 states, Cash Balance Actuaries (CBA) is an actuarial firm specializing in designing and administering flexible & easy-to-understand cash balance plans that meet the specific needs of each unique client. CBA is an operating partner of Strongpoint Partners, a leading tech-enabled financial services retirement platform backed by Shore Capital Partners (SCP).

Role Overview:

Cash Balance Actuaries, (CBA), a Strongpoint Partner, is seeking an experienced Reviewing Actuary with experience in the small business marketplace. To qualify for the position, candidates must be an Enrolled Actuary - enrolled by the Joint Board for the Enrollment of Actuaries to perform actuarial services under the Retirement Income Security Act of 1974 with at least five years of experience as an Enrolled Actuary. Responsibilities of this role include everything related to handling Cash Balance/Defined Benefit plans with fewer than 500 participants. Experience with and knowledge of ASC 715 and other FASB requirements is preferred. This is a great opportunity for a motivated candidate who wants to be an integral part of a growing financial services firm.

This is a virtual position where you would be expected to work from home. CBA provides extremely flexible work schedules, excellent benefits, and a laid-back, friendly environment. As part of a small company, you will have many responsibilities and will have to be flexible and friendly. Compensation will be commensurate with experience and ability. High performers will be rewarded as the pay structure will include a base salary plus quarterly and annual bonus structures. 

PLEASE NOTE: This is a fully remote position and can be performed from anywhere within the United States. We are committed to supporting a flexible work environment and welcome candidates from all U.S. time zones.

Key Responsibilities:

• Perform and review actuarial valuations for Defined Benefit / Cash Balance plans in accordance with IRS laws and regulations. 
• Prepare and review annual non-discrimination testing for qualified pension plans including Cash Balance, Defined Benefit, 401(k), Profit Sharing, and Money Purchase plans.
• Review PBGC filings and notices.
• Certify contribution and asset amounts for AFTAP.
• Prepare and review annual FASB reports.
• Prepare and review distribution packages and annual participant statements.
• Prepare, review, and deliver government form filings in a timely manner, (e.g., IRS & DOL form 5500, Schedule SB, etc.).
• Prepare preliminary design studies and projections that will meet all nondiscrimination requirements.
• Prepare, review, and consult regarding plan termination filings with IRS and PBGC.
• Represent clients in audits with IRS, PBGC and DOL, P/T Exemption and VCP Filings.
• Lead and/or participate in retirement plan consulting projects.
• Direct client contact and new business development is at your discretion and will be rewarded, but not required.
• Ability to work in energized, fast-paced environment.
• Other duties as assigned.

Qualifications:

• At least 5 years of relevant small plan actuarial experience.
• Knowledge of business entities as they relate to plan compensation and plan design.
• Excellent knowledge of 415 limit, 410(b), Top Heavy and 401(a)(4) non-discrimination testing.
• Thorough knowledge of Cash Balance Plans.
• Ability to understand client business issues how they affect the retirement plan.
• Organized individual able to set priorities, meet deadlines, and be detail-oriented.
• Team player, collaborative, able to work with and through others.
• Strong verbal and written communication skills internally and externally.
• Ability to work well under pressure with multiple priorities and deadlines.
• Ability to act with integrity, be proactive with client needs, seek to continuously improve service, constantly focus on professional growth and work collaboratively with the entire team.

Preferred Qualifications:

• Membership in at least one of the following: 

  1. The Society of Actuaries (SOA)
  2. The American Society of Enrolled Actuaries (ASEA)
  3. The American Academy of Actuaries (AAA)
  4. The National Institute of Pension Administrators (NIPA)

Join Horace Mann and Unlock Your Financial Potential

Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.

If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Insurance Agent. With Horace Mann’s expertise and your ambition, together, we can help you unlock your full potential.

What We Offer:

• Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive package
• Earning incentives tied to your activity and success during the first 48 months
• Quarterly production incentives for the first 48 months, rewarding consistent performance
• Dedicated Service Representative to handle client service work, allowing you to focus on building your business
• Exclusive territory in a niche market designed to increase your opportunities for success
• Cutting-edge technology and ongoing training to support and grow your operations
• A comprehensive multiline product portfolio to meet a variety of client needs
• Market and relationship-building programs to help you establish and grow your network
• No external office required for 2 years

Your Path to Success:

Several factors will contribute to your success in this role, including:

• A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security

• A focus on achieving market access and building strong relationships
• The ability to confidently present products to both groups and individuals
• Active engagement in networking, community, and industry events
• A dedication to investing time and resources to ensure the long-term success of your business

What We’re Looking For:

• Strong interpersonal and business management skills to build and manage your agency
• 2-5 years of experience in the insurance and financial services industry (preferred)
• Resident State General Lines Insurance Licenses:
• Life and Health Insurance License
• Property and Casualty Insurance License
• Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)

#LI-MN1

#VIZI#

Join Horace Mann and Unlock Your Financial Potential

Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.

If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Insurance Agent. With Horace Mann’s expertise and your ambition, together, we can help you unlock your full potential.

What We Offer:

• Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive package
• Earning incentives tied to your activity and success during the first 48 months
• Quarterly production incentives for the first 48 months, rewarding consistent performance
• Dedicated Service Representative to handle client service work, allowing you to focus on building your business
• Exclusive territory in a niche market designed to increase your opportunities for success
• Cutting-edge technology and ongoing training to support and grow your operations
• A comprehensive multiline product portfolio to meet a variety of client needs
• Market and relationship-building programs to help you establish and grow your network
• No external office required for 2 years

Your Path to Success:

Several factors will contribute to your success in this role, including:

• A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security

• A focus on achieving market access and building strong relationships
• The ability to confidently present products to both groups and individuals
• Active engagement in networking, community, and industry events
• A dedication to investing time and resources to ensure the long-term success of your business

What We’re Looking For:

• Strong interpersonal and business management skills to build and manage your agency
• 2-5 years of experience in the insurance and financial services industry (preferred)
• Resident State General Lines Insurance Licenses:
• Life and Health Insurance License
• Property and Casualty Insurance License
• Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)

#LI-

#VIZI#

About Fetch

At Fetch, we’re dedicated to helping pets live their healthiest and happiest lives. Our comprehensive insurance coverage is designed with modern pet parents in mind, and we’re proud to support the veterinary, shelter, and breeder communities. We believe in ensuring pets receive the best care possible and are committed to making that vision a reality every day.

Fetch is a high-growth Warburg Pincus portfolio company with an expanding team of over 350 pet-loving employees working together to shape the future of pet health and wellness.

About the Industry

The pet insurance industry is more important than ever, offering peace of mind and financial protection for pet owners. The sector is expanding quickly, fueled by growing awareness of the need for accessible, high-quality veterinary care. With advances in veterinary medicine, pets now have access to the most effective treatments available, making pet insurance an essential component of modern pet care.

Job Overview

Fetch Pet Insurance is seeking a detail-oriented and compassionate Claims Adjuster (Veterinary) to join our growing remote team. In this role, you will be responsible for reviewing and adjudicating pet insurance claims in accordance with policy terms and company guidelines, ensuring accurate, fair, and timely determinations for our pet parents.

This position plays a critical role in supporting Fetch’s mission to make veterinary care more accessible and affordable. The ideal candidate brings strong veterinary medical knowledge, excellent analytical skills, and a commitment to delivering high-quality service in a fast-paced, remote environment.

Responsibilities:

• Adjudicate assigned claims in accordance with the Terms & Conditions of the individual pet’s policy
• Review medical records, lab results, invoices, and claims forms for complete and thorough assessment
• Process claims determinations to include assessment and payment for submitted claims
• Verify claims coverage through in-depth knowledge of policy Terms & Conditions
• Consult with treating veterinary practices regarding medical records evaluation and necessary documentation
• Maintain an average quality assurance score above department minimums
• Complete assigned tasks within compliance deadlines
• Maintain an average productivity rate above department minimums
• Provide feedback on process opportunities to further strengthen SOPs

Required Skills:

• Comprehensive understanding of disease processes and veterinary medical terminology
• Ability to read and interpret veterinary medical records and invoices
• Ability to identify chronic and acute medical conditions
• Adapt quickly in a fast-paced, ever-changing environment and operate multiple computer systems simultaneously
• Work independently in a remote capacity, while also fostering teamwork and collaborating with others
• Superior communication skills for collaboration with team members and support from managers
• Demonstrated problem solving skills and ability to work through complex medical/vet-related scenarios affecting a pet’s diagnosis and/or treatment plan

Qualifications:

• Minimum of five years experience as a veterinary technician
• Bachelor's degree in veterinary science OR CVT or equivalent preferred
• Property and Casualty Adjuster license in good standing preferred
• Complete and pass state adjuster licensing
• Be reliable with good attendance
• Able to work a minimum of 42 hours per week, with occasional weekends and extra hours as needed

Compensation

• The pay range for this position is $21.63 - $26.44 a full-time basis
• Along with base salary, your position may qualify for additional bonuses
• This position is eligible for the Company’s bonus plan(s)

Work-From-Home- Set-Up:

• Subscription to reliable high-speed internet connection (minimum of 100 Mbps download and 30 Mbps
  upload speed)
• A quiet, dedicated place to work in your home that is not easily disrupted by background noises or
  distractions
• Office workspace must be large enough to accommodate two 19” dual monitors, laptop, mouse, keyboard,
  and headset
• Ability to set up and connect (with instructions and remote IT team assistance) equipment that is shipped
  to your home

Benefits & Perks

At Fetch, we recognize the importance of work-life balance and prioritize our employees' mental health and well-being, ensuring everyone can flourish both professionally and personally. Not just pets, we want our employees to live their best lives too — here at Fetch, you have access to the valuable benefits listed below. 

• Comprehensive Medical, dental, and vision plan for you and your family
• Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are available 
• Highly competitive 401(k) matching 
• Generous 20-day PTO Policy, with rollover options. Earn an additional day of PTO each year on your anniversary with Fetch, for a maximum of 30 days
• Paid company (9) holidays, including (1) floating holiday
• Fetch Pet Insurance discount - up to 50% off, up to $1,000 savings/year
• Educational Assistance Program
• Fetch Discount Perks Program
• Volunteering - earn up to 8 hours per calendar year at nonprofit organizations
• NYC Office Amenities: Pet-friendly environment, free lunch, snacks, and additional amenities; transit accessible
• Employee Referral Incentive
• Tuition Assistance
• Commuter Benefits
• Employee Assistance Program (EAP)

Recruiting Fraud Alert

At Fetch, your personal information and online safety are paramount. Please be aware that only Fetch Recruiters and Hiring Managers will contact you regarding your application or background. All official communications from Fetch employees will originate from a fetchpet.com email address. You will never be asked for payments, financial details, or sensitive information like social security numbers by our Recruiters or Hiring Managers.

EEO Statement

Fetch is proud to be an equal opportunity employer.

We’re committed to building a workplace that reflects the diversity of pet parents everywhere—hiring and developing individuals from all backgrounds and experiences to strengthen our inclusive, collaborative culture. We welcome applications from all qualified candidates regardless of race, color, religion, national origin, sex, gender, age, marital status, appearance, sexual orientation, gender identity or expression, family responsibilities, disability, medical condition, student status, political affiliation, military or veteran status, citizenship, genetic information, or any other status protected by law. Fetch will provide reasonable accommodations for individuals with disabilities throughout the hiring process. 

If you need assistance or an accommodation to apply, please contact us at people@fetchpet.com

Read our Privacy Notice for California Residents

Customer Care - Fully Remote position in Property & Casualty. 

Start Date:  May 4, 2026

Schedule:  Must be able to work any shift that falls between the hours of 7:00 am - 8:00 pm CST Monday-Friday - some Saturday's required (10 am - 2 pm CST). 

In this role, you will primarily support educators by addressing inquiries about their auto and property insurance policies. Through phone calls, emails, and live chats, you will provide exceptional customer service, helping our clients protect their valuable assets.

No license or experience in Insurance? No problem! Horace Mann will provide the necessary training and support to help you obtain your Property & Casualty License if you do not already have one.

If you have a passion for supporting educators and making a meaningful impact, this role could be a great fit for you.

Key Responsibilities

• Develop strong knowledge of Horace Mann Property and Casualty insurance products, services and policies.
• Handle and problem solve customers' inquiries via phone, email, and chats.
• Responsible for ensuring a great customer experience in both written and verbal communications.
• Maintain quality and compliance within every interaction by adhering to all applicable company and state rules and regulations.
• Responsible for proactive up-sell and cross-sell of insurance solutions to existing customer base.

* Duties, responsibilities, and activities may be assigned or changed *

Requirements

• Education and Experience:
  • H.S. diploma or GED required (Bachelor’s degree preferred).
  • 2+ years of customer service/business/sales experience preferred.
  • Insurance or Finance industry experience helpful.
• Licensing and Training:
  • Successfully complete the Service Representative Trainee Program
  • Obtain and maintain Insurance Producers License and Non-Residence License within 12 months of hire and maintain after that
• Skills and Abilities:
  • Basic math skills and billing interpretation skills.
  • Effective communication, both written and verbally – ability to identify unmet customer needs and provide solutions.
  • Demonstrate active listening, system navigation, research, problem-solving, critical thinking, organization and time management skills.
• Work Environment and Schedule:
  • Internet speed of at least 10 mb/s download 1mb/s upload – Verification required.
  • Employee must have a private, organized location removed from daily household distractions.

Work location is flexible if approved by the Company except that the position may not be performed remotely in New York, California, Colorado, Washington, New Jersey, Maryland, Alaska, Hawaii, Massachusetts, Minnesota, New Mexico, Oregon, or Rhode Island. 

Pay Range: $16.20 - $25.43 per hr. 

Salary is commensurate to experience, location, etc.

#APP

The Vice President, Life Pricing Actuary Manager is an experienced professional with demonstrated ability to price and manage a large pipeline of life and annuity reinsurance transactions.

What You Will Do:

• Project Support: Support various pricing projects by managing timelines, coordinating tasks, and ensuring deliverables are met.
• Process Improvement: Identify opportunities for process improvements in pricing activities and implement enhancements.
• Pricing Analysis Data Analysis: Oversee the collection and analysis of data to support pricing decisions.
• Pricing Models: Develop and maintain pricing models, ensuring they are accurate and up to date.
• Risk Assessment: Consider general as well as transaction specific risks in the pricing analyses.
• Team Management Team Supervision: Supervise and mentor Assistant Vice Presidents, Senior Associates and Associates, fostering a collaborative and high-performance environment.
• Talent Development: Assist in recruiting, training, and developing pricing team members, ensuring they have the necessary skills and knowledge.
• Collaboration and Communication Cross-functional Collaboration: Work closely with investments, strategic finance, tax, and other teams to ensure the pricing analysis aligns with Fortitude's overall business goals.
• Stakeholder Communication: Prepare and present the results of the pricing analyses to senior management and other key stakeholders.
• Client Interaction: Occasionally engage with cedants or other clients to explain pricing methodologies and address any concerns.
• Standards and Governance Pricing Standards: Provide support in developing and refining pricing standards.
• Governance: Assist with governance and ERM policies related to the pricing function.
• Innovation and Continuous Improvement Process Improvement: Assist the Senior Vice Presidents in identifying and implementing opportunities to improve pricing processes and models.
• Innovation: Support the Senior Vice Presidents in identifying innovative approaches to pricing and transaction structuring.

What You Will Have:

• Associate or Fellow of the Society of Actuaries or Institute of Actuaries.
• At least 7 years of pricing experience in/supporting the (re) insurance industry, with emphasis on life (re) insurance.
• Strong communication and interpersonal skills with the ability to work effectively with various stakeholders, including senior management, internal functional partners and counterparties.
• Organized, reliable, detail-orientated, and motivate to support teams in delivering timely results and quality work products.
• Mergers and acquisition experience preferred.

#LI-Hybrid

Come join our team!

There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.

Headquartered in New York City and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees. 

Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!

JOB OVERVIEW:

We’re seeking a senior Business Applications Subject Matter Expert (SME) to serve as a cross-functional technology partner to business stakeholders and internal IT teams. This role is responsible for end-to-end oversight across a portfolio of business applications—anchored by Agency Management System (AMS) expertise in commercial P&C—while also driving process optimization, workflow automation, and platform change leadership. You’ll evaluate operational needs, recommend and guide technical solutions, and help ensure high-quality delivery through development, testing, implementation, documentation, and advanced support.

WORK LOCATION: Hybrid - 3 days a week in-office in Summit, NJ

WHAT WE’RE LOOKING FOR:

• Experience working for an insurance agency or broker with a strong understanding of AMS systems, workflows, and scenarios typical in commercial property & casualty operations.
• Highly proficient in improving processes and efficiencies using AMS platforms; strong preference for candidates who have automated workflows and partnered across other business applications and AI-enabled tools.
• High attention to detail and the ability to learn and understand software systems quickly.
• Strong professional communication, problem-solving, and relationship-building skills; enjoys providing top-notch service in a fast-paced environment.
• Positive, outgoing disposition; team-oriented while also effective working independently.

WHAT YOU’LL DO:

A detailed list of job duties includes (but is not limited to):

• Applying subject expertise in evaluating business operations and processes.
• Identifying areas where technical solutions would improve business performance.
• Providing subject expertise and guidance to IT team members and the business.
• Facilitation of change management for respective platforms.
• Overseeing the development, testing, and implementation of technical solutions.
• Determining whether technical solutions meet defined requirements.
• Verifying technical reference information, including user guides, training manuals, and system requirements.
• Ensuring accurate representation of expertise prior to the distribution of technical solutions to end-users.
• Documenting processes and disseminating information to all relevant stakeholders.
• Providing level 3 to 4 advanced support to our internal and external teams.
• Providing mentorship and contributing specialized knowledge.
• Recommending technical solutions and determining requirements.
• Commitment to relevancy: As an SME, it is important to remain up to date on any changes in industry practices or protocols to maintain reputation and continue achieving workplace success. SMEs stay ahead of industry trends and advances by reading professional journals, furthering education, and networking with other professionals.

WHAT YOU’LL BRING:

• 10+ years of experience working in the relevant area of expertise.
• Advanced knowledge of business operations and project management.
• Advanced ability to recommend and implement technical solutions for cross-functional projects.
• Knowledge of systems and software engineering to optimally integrate subject expertise in solution designs.
• Exceptional leadership and mentorship abilities to introduce and implement technical solutions.
• Excellent written and verbal communication skills.

COMPENSATION: 

The national average salary for this role is $120,000 - $150,000 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.

WHY EPIC:

EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:

• Generous Paid Time off
  • Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
• Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
• Generous employee referral bonus program of $1,500 per hired referral
• Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
• Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
• Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
• Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
• Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
• 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
• EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
• We’re in the top 10 of property/casualty agencies according to “Insurance Journal”

To learn more about EPIC, visit our Careers Page: https://www.epicbrokers.com/about/epic-careers/. 

EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients. 

California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf. 

Massachusetts G.L.c. 149 section 19B (b) requires the following statement: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. 

#LI-AT1

#LI-Hybrid

(3663)

At Horace Mann, we are motivated by educators taking care of our children's futures, and we believe they deserve someone to look after theirs. We are passionate about providing solutions to safeguard what they have today and help them achieve financial success to live better and retire happier.

As an Insurance Producer with Horace Mann, you dictate your earnings with unlimited income potential. Our insurance products are designed specifically for educators, and we provide exceptional training, competitive rates, and flexible work arrangements. Our compensation, incentives, and bonus potential are unparalleled in the industry, and you can even earn trips to incredible destinations.

Join our team today and take the first step towards achieving your career aspirations.

You Will Enjoy the Following

• A performance-based compensation package includes a 36-month incentive and "enhanced" commissions.
  • Monthly incentives for new agents based on months 1-36 sales volume.
  • Earning quarterly production incentives for the first 36 months.
• No External Office Requirement.
• The ability to prospect and work within established books of business while building your practice.
• A niche market to increase your opportunity for success.
• Value-Added Services will get you in front of our ideal client base.
• Simple, streamlined product offerings and sales processes allow early production results.
• Networking, community, sales, and industry events.
• Market and relationship-building programs.
• A 'One-Stop Shop' multi-line product portfolio.

Responsibilities

• Dedication to solving the financial challenges educators face.
• Exude confidence and enthusiasm while presenting to potential customers, one-on-one and in large groups.
• Participate in various events such as networking events, community events, sales events, and industry events to expand your professional connections.
• Engage with the local community and learn about new products and services.
• Stay up to date with the latest industry trends.
• Achieve success in acquiring market entry and cultivating strong connections.
• Be willing to invest time and resources to ensure business success; and
• Possess or the ability to obtain resident state General Lines licenses:
  • Life & Health
  • Property & Casualty

Pay Structure

• Sign-on Bonus
• Uncapped Earnings/Commission
• Structured Incentive/Bonus Pay

Work Setting

• In-Person
• In the Field
• Office

Insurance producers are accountable to the Regional Field Leader, who also acts as the Agency Consultant.

Horace Mann Educators Corporation - Founded by Educators for Educators

Educators founded the Horace Mann Educator Corporation in 1945. We are the most comprehensive national multi-line insurance and financial services company dedicated to serving America's educators and families. We are an equal-opportunity employer.

#LI-WW1

#VIZI#

Join Horace Mann: Empower Educators, Achieve Financial Success

Ready to Make a Difference?

Join Horace Mann today and take the first step toward achieving your career and financial goals while making a meaningful impact on the educators you serve. Together, we can help educators secure their future while empowering you to achieve your own.

As an Insurance Producer at Horace Mann, you’ll receive mentorship from an experienced agent while gaining hands-on experience in the industry. Our insurance products are tailored to meet the unique needs of educators, and we provide outstanding training, competitive rates, and flexible work options. With an unparalleled compensation structure, exciting incentives, and bonus opportunities, top performers have the chance to earn all-expenses-paid trips to amazing destinations.

Why Join Us?

• Performance-Based Compensation [1099] with a 36-month incentive plan and enhanced commissions
• Monthly incentives based on sales volume for the first 36 months
• Quarterly production bonuses for the first 36 months
• No external office requirement—work from anywhere
• Leverage established books of business while building your own practice
• Access to a niche market that increases your potential for success
• Value-added services to connect you with ideal clients
• Simple, streamlined products and sales processes for quick success
• Networking, community, and industry events to expand your connections
• A comprehensive, multi-line product portfolio in a ‘One-Stop Shop’ model

What You Will Do:

• Solve financial challenges faced by educators through tailored solutions
• Present with confidence—one-on-one or in large groups—to educate potential clients on products
• Engage in community and networking events, expanding your professional connections
• Stay current with industry trends and apply new knowledge to help clients
• Cultivate strong market relationships and build a solid client base
• Invest time and resources in ensuring the success and growth of your business

What We’re Looking For:

• A commitment to helping educators achieve financial prosperity
• Strong interpersonal and presentation skills
• Self-motivation and the ability to manage your own business
• The ability to obtain or currently hold state licenses in Life & Health and Property & Casualty

Compensation and Benefits:

• Sign-On Bonus
• Uncapped Earnings/Commission
• Structured Incentive & Bonus Pay to reward your hard work
• Work Environment—work in-person, in the field, and/or from an office setting

Support and Accountability:

As an Insurance Producer, you'll be guided by a mentor agent who will support you every step of the way to ensure your success.

We make a difference!

At Horace Mann, we are driven by our mission to support the educators who shape the future of our children. We believe that educators deserve someone who looks after their financial well-being just as they do for their students. Our passion lies in providing tailored solutions that protect what educators have today and help them achieve long-term financial security and happiness.

#LI-WW1

#VIZI#

At Horace Mann, we are motivated by educators taking care of our children's futures, and we believe they deserve someone to look after theirs. We are passionate about providing solutions to safeguard what they have today and help them achieve financial success to live better and retire happier.

As an Insurance Producer with Horace Mann, you dictate your earnings with unlimited income potential. Our insurance products are designed specifically for educators, and we provide exceptional training, competitive rates, and flexible work arrangements. Our compensation, incentives, and bonus potential are unparalleled in the industry, and you can even earn trips to incredible destinations.

Join our team today and take the first step towards achieving your career aspirations.

You Will Enjoy the Following

• A performance-based compensation package includes a 36-month incentive and "enhanced" commissions.
  • Monthly incentives for new agents based on months 1-36 sales volume.
  • Earning quarterly production incentives for the first 36 months.
• No External Office Requirement.
• The ability to prospect and work within established books of business while building your practice.
• A niche market to increase your opportunity for success.
• Value-Added Services will get you in front of our ideal client base.
• Simple, streamlined product offerings and sales processes allow early production results.
• Networking, community, sales, and industry events.
• Market and relationship-building programs.
• A 'One-Stop Shop' multi-line product portfolio.

Responsibilities

• Dedication to solving the financial challenges educators face.
• Exude confidence and enthusiasm while presenting to potential customers, one-on-one and in large groups.
• Participate in various events such as networking events, community events, sales events, and industry events to expand your professional connections.
• Engage with the local community and learn about new products and services.
• Stay up to date with the latest industry trends.
• Achieve success in acquiring market entry and cultivating strong connections.
• Be willing to invest time and resources to ensure business success; and
• Possess or the ability to obtain resident state General Lines licenses:
  • Life & Health
  • Property & Casualty

Pay Structure

• Sign-on Bonus
• Uncapped Earnings/Commission
• Structured Incentive/Bonus Pay

Work Setting

• In-Person
• In the Field
• Office

Insurance producers are accountable to the Regional Field Leader, who also acts as the Agency Consultant.

Horace Mann Educators Corporation - Founded by Educators for Educators

Educators founded the Horace Mann Educator Corporation in 1945. We are the most comprehensive national multi-line insurance and financial services company dedicated to serving America's educators and families. We are an equal-opportunity employer.

#LI-WW1

#VIZI#

At WelbeHealth, we are transforming the reality of senior care by providing an all-inclusive healthcare option to the most vulnerable senior population, while serving as a care provider and care plan to those individuals we serve.

Our Health Plan Services team helps ensure excellent care delivery for our participants, and the Claims Examiner plays a pivotal role in ensuring timely and efficient processing of claims for our contracted specialty provider partners.

Essential Job Duties:

• Examine, review and process claims according to contractual obligations, federal and state regulations, organizational policies and procedures, or other established quality standards
• Assess appropriateness of returned, denied, or paid claims by reviewing and following contractual obligations, federal and state regulations, organizational policies and procedures, or other established quality standards
• Ensure claim timeliness processing standards are being met
• Work alongside manager to establish and maintain claims processing rules that meet all regulatory and business requirements
• Assist internal and external partners with questions related to claims decisions or claims statuses
• Maintain a comprehensive understanding of claim processing guidelines at both the federal and state level

Job Requirements:

• High School Diploma or Equivalency, professional experience may be substituted
• Minimum of three (3) years of experience with processing, researching, and adjudicating claims in a complex managed care environment
• Working knowledge of the health plan insurance industry and CPT/HCPCS procedure codes, and relevant federal and state regulations
• Understanding of Industry pricing methodologies, such as Medicare/Medi-Cal fee  schedule, Diagnosis Related Groups (DRG), Multiple Procedure Payment Reduction (MPPR) and benefit interpretation and administration 
• In depth experience with Medicare and Medicaid claims processing
• Demonstrated skills within Microsoft Office Applications & electronic claims processing systems
• Strong organizational, analytical, communication, and time management skills

Benefits of Working at WelbeHealth: Apply your claims expertise in meaningful ways as we rapidly expand. You will have the opportunity to design the way we work in the context of an encouraging and loving environment where every person feels uniquely cared for.

• Medical insurance coverage (Medical, Dental, Vision)
• Work/life balance – we mean it! 17 days of personal time off (PTO), 12 holidays observed annually, sick time
• Advancement opportunities - We’ve got a track record of hiring and promoting from within, meaning you can create your own path!
• And additional benefits