Your Responsibilities

Vendor Lifecycle & Operational Relationship Management

• Own the end-to-end third-party operational lifecycle, from initial onboarding and technical integration to continuous monitoring and eventual offboarding.
• Build and maintain strong, strategic relationships with key external partners, acting as the primary point of escalation for operational bottlenecks and service disruptions.
• Collaborate closely with Compliance, Procurement and Legal teams to ensure operational readiness and compliance requirements are met during the vendor selection and renewal phases.

Digital Operational Resilience & DORA Compliance

• Lead the implementation and ongoing management of ICT third-party risk management controls in strict alignment with DORA requirements.
• Maintain an accurate and up-to-date Register of Information detailing all ICT third-party service dependencies.
• Partner with InfoSec, Compliance, and Risk teams to conduct regular vendor risk assessments, evaluate concentration risks, and ensure third parties participate in required operational resilience testing (e.g., TLPT).
• Develop and maintain joint business continuity plans, robust vendor escalation matrices, and incident management protocols, ensuring alignment with DORA’s incident reporting mandates.

Performance & SLA Monitoring

• Define, implement, and track rigorous KPIs and SLAs for all third-party providers.
• Conduct regular Quarterly Business Reviews (QBRs) and performance audits with key vendors to ensure continuous improvement and strict adherence to service availability targets.
• Design and maintain operational dashboards (e.g., via Looker, Tableau) to monitor vendor performance, dependency health, and risk metrics in real-time.

Process Optimization & Integration

• Design seamless operational workflows that integrate third-party services into our internal value chain without friction.
• Transition reactive, detective vendor controls into automated, preventive systems to build stronger system-based safeguarding mechanisms.
• Map and document product setups and process dependencies, ensuring the exact impact of third-party outages on customer orders is clearly understood and mitigated.

Your Profile

• Experience: 5+ years of experience in Operations, Vendor Management, or Third-Party Risk Management (TPRM), specifically within a regulated financial, FinTech, or SaaS environment.
• Regulatory knowledge (DORA): particularly its pillars relating to ICT third-party risk management, incident reporting, and resilience testing.
• Risk & Controls: Deep understanding of vendor due diligence, SLA formulation, and transitioning operational controls from detective to preventive models.
• Analytical Skills: Highly data-driven with the ability to build performance metrics and utilize data visualization tools [e.g., Looker, Snowflake, Excel/Google Sheets] to monitor vendor health.
• Stakeholder Management: Exceptional communication skills with the ability to collaborate effectively with technical teams, compliance officers, C-level executives, and external partners.
• AI: Early adopter of AI productivity tools with a keen interest in how emerging AI governance impacts third-party risk and ICT resilience.
• Language: Fluent in English and a good command of German (B2).

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. 
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

Team

As Product Manager for the Deposit Payments and Bank Integrations team at Raisin, you will own the end-to-end movement, reconciliation, and reporting of customer funds, as well as the interfaces between Raisin and partner banks.

This includes enabling reliable, scalable integrations for:

• Payment flows between customers, Raisin, and partner banks
• Ongoing synchronisation of accounts, balances, and transactions
• Daily position, customer, and deposit reporting to partner banks

A core part of the team’s mission is to ensure that partner banks have a clear, accurate, and timely view of their Raisin-related business—including customers, deposits, balances, and transaction activity— via well-defined APIs, file-based integrations, and operational reporting.

Your Responsibilities

• Reliable and scalable payment and settlement flows.
• Clear and auditable reporting of fund movements for customers, internal teams, and partner banks.
• Bank-facing integration standards covering APIs, reporting formats, reconciliation processes, and operational SLAs.
• Reducing manual effort and operational risk as the partner bank network scales.

You will collaborate closely with Business Development, Partner Bank Onboarding, Relationship Management, Deposits Operations, and Engineering leadership, often acting as the product authority on how banks should integrate with Raisin’s various interfaces.

Your Profile

What You’ll Do

• Lead discovery and delivery for initiatives across backend services, internal UIs, APIs, and reporting.
• Your immediate team comprises you as the Product Manager, your counterpart Engineering Lead and a team of engineers. With this team on a daily basis: You will lead the iterative refinement of major customer- or business- product problems in your product using data, customer insights, and input from stakeholders.
• You define the WHAT and WHEN. You express clearly their value and success criteria, and you call out risks, dependencies and assumptions to qualify.  You exhibit accountability for outcomes, not just output.
• You communicate clearly across disciplines - from technical flows to user outcomes.
• You collaborate with engineering, operations, data, and compliance teams to drive improvements in our integration flows and financial reliability.
• You write quarterly OKRs with your engineering lead and drive delivery against them.
• You contribute to the team’s long-term vision and roadmap, balancing speed, risk, and scale.

Must-Haves

• A degree in an analytical or technical discipline (e.g. math, engineering, computer science, finance).
• 3+ years of product management experience.
• 6+ years total working in/with tech-powered products (product, ops, engineering, or design).
• You will use AI to 10x the quality and pace of product discovery and delivery. Far beyond just chatbots, hands-on agentic product development experience is a plus; while curiosity, adaptability, and sound judgment is non‑negotiable.
• Experience working in an agile, cross-functional engineering team.
• Comfortable using tools like Jira, Confluence, or similar to drive clarity and delivery.
• Strong communication and collaboration skills across disciplines.
• Familiarity with how web products are built: backend/frontend interaction, APIs, events, etc.
• Interest in developing deep domain expertise in fintech and deposit systems.
• Analytical mindset and attention to detail.
• Ability to work through edge cases.

Nice-to-Haves

• Exposure to event-driven architecture, micro-services, or asynchronous systems.
• Experience working on reporting, data models, or system integrations.
• Familiarity with concepts like ETL, data warehouse, reporting views, or reconciliation.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. 
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

Team

As Product Manager for the Deposit Payments and Bank Integrations team at Raisin, you will own the end-to-end movement, reconciliation, and reporting of customer funds, as well as the interfaces between Raisin and partner banks.

This includes enabling reliable, scalable integrations for:

• Payment flows between customers, Raisin, and partner banks
• Ongoing synchronisation of accounts, balances, and transactions
• Daily position, customer, and deposit reporting to partner banks

A core part of the team’s mission is to ensure that partner banks have a clear, accurate, and timely view of their Raisin-related business—including customers, deposits, balances, and transaction activity— via well-defined APIs, file-based integrations, and operational reporting.

Your Responsibilities

Join our Deposit Payments & Bank Integrations team and help shape how money moves across Raisin’s platform. You’ll work closely with engineering, operations, and business teams to support reliable payment flows, integrations with partner banks, and accurate financial reporting.
This role is ideal for someone early in their product career who is curious about how complex systems work and wants to build deep expertise in fintech.

• Plan, draft and track quarterly OKRs, ensuring the team stays on path toward its milestones.
• Lead discovery and delivery of products/ features that cut across backend services, APIs, and internal tools.
• Act as a bridge between disciplines, translating requirements and technical flows into understandable user outcomes.
• Work within a cross-functional squad (Engineering Lead and developers) to refine product requirements and turn customer problems into actionable user stories.
• Improve reporting accuracy and payment reliability.
• Document integration standards and reconciliation processes.

Your Profile

• A degree in an analytical or technical discipline (e.g., Math, Engineering, CS, Finance).
• Overall 3+ years experience with 1–2 years of experience in product, operations, business analysis, or similar (internships count).
• You will use AI to 10x the quality and pace of product discovery and delivery. Far beyond just chatbots, hands-on agentic product development experience is a plus; while curiosity, adaptability, and sound judgment is non‑negotiable.
• Strong understanding of how web and software products are built (APIs, backend/frontend interaction).
• Familiarity with Agile and tools like Jira.
• Detail-oriented and eager to learn.

• Exposure to SQL or data analysis.
• Understanding of integrations or how systems communicate.
• Interest in payments, reconciliation, or fintech.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. 
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

Team

Become part of the Anti-Financial Crime (AFC) department at Raisin Bank AG. Our mission is to protect the bank and its customers from money laundering, terrorist financing, and fraud. Our team is responsible for the methodological, regulatory, and conceptual foundations of AML prevention, including policies, risk analysis, methods, controls, and internal instructions. In this position, you will take responsibility for one of the central pillars of our framework: the methodology, calibration, and validation of IT-based transaction monitoring in accordance with § 25h KWG (German Banking Act) and § 15 GwG (German Money Laundering Act).

Your Responsibilities

• Methodological Development: Responsible for the methodological further development of the indicator model for EDV-supported transaction monitoring, with traceable derivation from the bank's money laundering risk analysis and full coverage of money laundering, terrorist financing, criminal acts according to § 25h KWG, as well as channel- and product-specific risk factors.
• Threshold Framework: Establishing and maintaining a reproducible, quantitative threshold framework (population statistics, percentile/Z-score/typology-based methods) with clearly anchored KPIs, as well as managing the annual recalibration cycle.
• Validation Regime: Designing and implementing the validation regime for the entire rule set: backtesting, look-backs, sample tests according to BaFin AuA standards, and validation KPIs (True Positive Rate, False Positive Rate, alert rate, processing latency).
• Standardization: Defining and maintaining the minimum content requirements for alerts and cases (source of funds, plausibility checks against customer profiles, four-eyes principle evidence, justification of decisions, and deadline monitoring).
• Change Governance: Responsibility for the rule change logbook and the associated change governance process as audit-proof evidence for the bank's monitoring framework.
• Regulatory Intelligence: Translating evolving regulatory requirements and typologies (BaFin, EBA, FIU, FATF, AMLA) into rule set requirements and ongoing derivation of "Re-calibrate/Retire/Replace" decisions per rule family.
• External Management: Technical steering of external consultants and transaction monitoring providers regarding methodology and validation; ensuring versioned change governance, parameter access, and SLAs.
• Audit & Supervision: Preparing, supporting, and defending the methodology and validation results during internal and external audits as well as regulatory inspections.
• Interface Management: Managing the interface with AFC Operations regarding rule configuration and case processing; contributing to internal guidelines, including procedural instructions, validation policies, and escalation paths.

Your Profile

• Experience: At least 5–7 years of relevant professional experience in transaction monitoring methodology, AML model validation, or comparable quantitative AFC roles, at a bank, an audit/consulting firm (FS Risk & Regulation), or a transaction monitoring provider.
• Regulatory Expertise: Deep understanding of relevant regulations: § 25h KWG, § 15 GwG, BaFin AuA, AML-VO, EBA Guidelines on ML/TF Risk Factors, FATF recommendations/typologies, and MaRisk AT 4.3.4 as a model validation analogy.
• Technical Knowledge: Proven experience in indicator modeling, threshold derivation, backtesting, and look-back methodology within an AML, Sanctions, or Fraud context.
• Quantitative Skills: Strong analytical skills (statistics, data analysis; SQL is mandatory; Python or R is an advantage); comfortable handling large transaction datasets.
• Tooling & Governance: Practical setup and implementation experience with at least one established transaction monitoring or sanctions screening tool; experience with vendor and outsourcing governance (§ 25b KWG / MaRisk AT 9) is desirable.
• Audit Exposure: Experience defending methodology and validation results to auditors and regulators; knowledge of § 44 KWG audits is a plus.
• Mindset: Conceptual depth paired with a hands-on mentality and willing to calculate thresholds and validations yourself, not just commission them.
• Soft Skills: High degree of integrity, responsibility, and quality standards; ability to represent technical positions independently of daily operations.
• Communication: A team player with excellent communication skills in German and English (at least C1 level); ability to explain complex methodology clearly to quants, the Board of Directors, and regulators alike.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. 
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

Team

The Risk Controlling department is responsible for establishing and maintaining a robust, group-wide risk management framework aligned with Basel principles and guidelines. This involves implementing policies and controls to identify, measure, monitor, and manage the bank's risks, including credit, market, operational, and liquidity risk. The team's primary functions are ongoing risk profile monitoring, preparing accurate risk reports for stakeholders and regulators, and assessing capital and liquidity adequacy according to regulatory frameworks like CRR.

Your Responsibilities

In this role, your core responsibilities includes the following:

• Lead Normative ICAAP Management: Oversee the normative perspective of the Internal Capital Adequacy Assessment Process (ICAAP), ensuring continuous regulatory capital compliance for the bank and the group across a multi-year planning horizon, including adverse and stress scenarios.
• Develop and Maintain the Recovery Plan: Own the bank's Recovery Plan, including the monitoring and monthly reporting of recovery indicators to the Management Board for early detection of financial or operational crises.
• Manage New Product & Process Oversight (NPP / AT 8.2): Drive Risk Controlling's involvement in New Product Processes (NPP) and significant process/IT changes (MaRisk AT 8.2), providing independent risk assessments and sign-offs for new business models, products, or organizational restructuring.
• Prepare Risk Reporting & Governance: Contribute to and prepare risk reports for senior management, governance bodies, and regulatory authorities (BaFin/Bundesbank), providing deep-dive analyses into risk concentrations and capital adequacy.
• Coordinate the Annual Risk Inventory: Support the annual risk inventory process to identify all material risks including credit, market, operational, and ESG factors and establish a comprehensive, uniform risk profile.
• Execute and Oversee the Biennial LSI Stress Test: Manage the end-to-end execution of the LSI Stress Test, coordinating data collection across departments, performing sensitive results analysis, and ensuring the timely submission of high-quality results to supervisory authorities (BaFin/Bundesbank).

Your Profile

To succeed in this role, you will need the following skills and professional experiences:

• Degree in Business Administration, Finance, Risk Management, Economics, or a related field.
• Minimum of 7 years of professional experience in risk management or risk consulting within the banking or financial services sector.
• Hands-on experience with core regulatory processes, specifically ICAAP, Recovery Planning, and New Product/Process Oversight (NPP/AT 8.2).
• Solid knowledge of regulatory requirements, including MaRisk and Basel III.
• Experience with risk management systems and tools.
• Professional certifications are a plus.
• Strong analytical capability, sound judgment, and a structured approach to risk management in a regulated banking environment.
• Strong communication skills to effectively work across functions and present complex risk topics to senior management.
• A proactive, independent working style demonstrating strong ownership and meticulous attention to detail.
• Ability to balance operational execution with a comprehensive, enterprise-wide risk perspective.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. 
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

Team

The RegTech Engineering team sits at the intersection of security, innovation, and regulatory excellence. We build automated infrastructure that powers Identity and Access Management and ensures resilience against evolving global regulations.

Our mission is to translate complex compliance requirements such as DORA, FCA, SOC2, and ISO 27001 into scalable, engineering-led solutions. We focus on automation, AI-driven systems, and proactive risk management to replace manual compliance with secure, intelligent infrastructure. We work collaboratively, challenge constructively, and operate with a strong security-first mindset.

Your Responsibilities

• Lead and mentor a lean, high-performing team of RegTech Engineers, balancing people leadership with hands-on technical contribution.
• Define the technical roadmap for regulatory engineering, ensuring our focused efforts create an outsized impact on business goals, compliance mandates, and Information Security.
• Actively architect and build secure, scalable systems focused on Identity and Access Management and regulatory automation.
• Drive the design, integration, and maintenance of governance and compliance tooling including GRC platforms, CMDB systems, and automated reporting pipelines
• Champion engineering best practices including secure coding, infrastructure as code, and automated deployment pipelines
• Collaborate closely with Legal, Compliance, Audit, Security, and Engineering teams to translate regulatory complexity into robust technical solutions
• Advance automation and AI-driven approaches to replace manual workflows with reliable, scalable systems

Your Profile

• Experience: 7+ years of engineering experience with at least 3+ years in a technical leadership role, ideally within a regulated FinTech, Banking, or high-security environment.
• Technical Mastery: Deep expertise in designing scalable, secure architectures and microservices. Strong hands-on proficiency in Python (Go/Java is a plus), AWS, Terraform, and CI/CD pipelines. You are still comfortable getting your hands dirty in the code.
• Optional Regulatory Knowledge: Working knowledge of financial and security regulations such as DORA, FCA, SOC2, and ISO 27001, with the ability to translate regulatory requirements into scalable engineering solutions.
• Automation & AI Focus: Demonstrated experience leveraging AI, machine learning, or advanced automation to solve complex operational and compliance challenges. Passionate about replacing manual workflows with reliable, code-based systems.
• Tooling Expertise: Experience building, integrating, or maintaining governance, risk, and compliance tooling including IAM systems, GRC platforms, CMDB environments, and automated audit and reporting pipelines, ensuring continuous audit readiness.
• Leadership: Excellent communication and mentoring skills, with the ability to influence stakeholders across Security, Legal, Compliance, and Engineering, and to foster a culture of security-first, high-performance engineering.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. 
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

Team

Join the Anti-Financial Crime (AFC) department as our MLRO/GwB. You will lead our mission to prevent, detect, and combat money laundering, terrorism financing, and fraud. As the primary contact for BaFin and the FIU, you ensure Raisin Bank meets Geldwäschegesetz (GwG) and Kreditwesengesetz (KWG) requirements. In this role, you collaborate with a team of experts to develop internal guidelines, oversee control mechanisms, and manage training programs to ensure group-wide AFC compliance and integrity.

Your Responsibilities

• Regulatory Liaison: Act as the primary interface with the BaFin and the Financial Intelligence Unit (FIU).
• Policy Development: Design, implement, and maintain internal AFC policies, ensuring they reflect the latest updates to the GwG and AuA.
• Risk Management: Conduct and regularly update the group’s annual risk analysis to identify institutional risks related to money laundering and fraud.
• Monitoring & Investigation: Oversee the transaction monitoring systems and conduct manual investigations into high-risk accounts or complex structures.
• Advisory: Provide expert guidance to the Board and business units on high-risk client onboarding (PEP, High-Risk Jurisdictions) and the compliance implications of new products.
• Training: Develop and deliver mandatory AML/CTF training programs for all employees to foster a robust culture of compliance.
• Auditing: Coordinate with internal and external auditors during annual § 25h KWG audits.

Your Profile

• Minimum 5-7 years of relevant professional experience as an MLRO or Deputy MLRO within a bank.
• Expert knowledge of statutory requirements, particularly the German Money Laundering Act (GwG), BaFin AuA, AML Regulation, EBA Guidelines, and the German Banking Act (KWG).
• Deep expertise in the areas of KYC, customer identification, and complex risk rating methodologies.
• Proven experience in defending risk analyses before boards of management and supervisory authorities.
• Hands-on mentality and independent, proactive action paired with high entrepreneurial drive
• Strong analytical and conceptual skills combined with high decision making authority regarding technological innovations.
• Highest degree of integrity, a sense of responsibility, and the personal reliability required for a key function.
• Excellent communication and negotiation skills in both German and English.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. 
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

Team

The Payments team at Raisin Bank ensures the secure, compliant, and efficient execution of all money movements across Europe. As part of a fully licensed bank, the team manages the end-to-end payment lifecycle, from customer transactions to partner settlements, supporting Raisin’s retail platform and B2B Banking-as-a-Service offerings.

By combining experienced payments experts with ambitious professionals, the team drives operational excellence while working closely with Product and Engineering to automate and continuously improve payment processes.

Your Responsibilities

• Lead and own payment-related projects independently, including discovery, implementation, and coordination with Product and Engineering teams.
  Work hands on with core payment systems and schemes, including TARGET, SWIFT, SEPA, and SEPA Instant.
• Develop test concepts and execute user acceptance testing (UAT) for payment-related changes and initiatives.
• Monitor, investigate payment incidents, ensuring timely root-cause analysis and remediation.
• Conduct technical and regulatory research and monitoring on e.g., SWIFT, Bundesbank, EPC and communicate relevant changes and impacts to internal stakeholders.
• Represent the scope of Payment Operations in  internal and external working groups, technical showcases, and annual industry tests (e.g., Bundesbank, SWIFT).
• Act as a subject matter expert for special services (e.g., SWIFT or Bundesbank), including maintaining and owning Payments-related Confluence documentation.
• Drive continuous process optimization and automation (e.g., reporting, ticket creation) to improve operational efficiency and scalability.

Your Profile

• Bachelor’s or Master’s degree in Business Administration, Engineering, Finance, Economics, or a related field.
• 5+ years of experience in payments, operations, business analysis, or project management, ideally within fintech, banking, or a fast-paced technology environment.
• Deep understanding of European payment infrastructures and schemes
• Strong hands-on experience with SQL and data analytics tools (e.g., Looker).
• Proven track record in process optimization, project delivery, and stakeholder management.
• Structured, solution-oriented approach to incident management and process improvement
• Professional English speaking skills and at least B2 German speaking skills

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. 
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

Located in the financial heart of Frankfurt, WPP Deutschland Holding GmbH & Co. KG serves as the central hub for critical functions like finance, legal, and especially tax, supporting a prestigious network of renowned advertising agencies within the German WPP group. You'll be part of the WPP Group, a true global powerhouse and the world's leading force in media, communications, experience, commerce, and technology.

As a multi-billion Euro enterprise with a significant global footprint, WPP's operations span across 110 countries, generating substantial annual turnover. This immense scale translates directly into a dynamic and highly complex international tax landscape.

For a Tax professional in Frankfurt, this means a unique opportunity: to apply your expertise within a strategically vital corporate environment, managing high-value and intricate tax matters. You will act as a key strategic partner to our agencies, directly contributing to the financial health and success of leading global brands and navigating the sophisticated tax challenges inherent in a global market leader.

Why we're hiring:

As a Tax Manager, you will support the Tax Director Germany in all tax matters of the German holding companies and the operating agencies. As part of the global tax team, you will form an important interface between the tax department and our group companies in Germany. You will work closely with the local and global finance teams and external consultants to identify and address local tax issues.

You will report to the Tax Director Germany and work closely with the International Tax Director (Europe) based in London to support the Group's financial and strategic objectives from a tax perspective. This role gives you the opportunity to gain interesting experience by being involved in a wide range of tax projects, from tax compliance to strategic planning, allowing you to continuously develop and expand your tax expertise.

You will have the opportunity to work with experienced professionals in finance or through cross-departmental work and develop your skills in a global environment.

What You'll Be Doing:

Tax compliance and reporting in the area of corporate taxes, in particular income taxes, withholding taxes, transfer pricing and indirect taxes.

• Establish and maintain close working relationships with internal stakeholders, external tax advisors and the tax authorities.
• Management of the annual tax return cycle for the German income tax group, including coordination with the local finance teams and external tax advisors to ensure the timely submission of returns.
• Management and reconciliation of tax assessments and tax payments, review of tax calculations.
• Ensuring timely reporting of financial information for tax reporting purposes (e.g., for tax provisions and external annual audits).
• Support of group companies in tax audits.
• Processing of enquiries from the group companies and the tax authorities.
• Cooperation with the Transfer Pricing Team in the preparation of transfer pricing documentation.

M&A / Reorganisations

• Close cooperation with external advisors and WPP's internal M&A and legal teams to structure transactions.
• Monitoring of post-acquisition integration and structuring.
• Tax support and cooperation with the group companies in connection with the simplification of the group structure.

Controls & Risk Management

• Supporting Group companies in identifying and managing/avoiding tax risks by driving initiatives to continuously improve tax processes, controls and systems.
• Creation of guidelines.
• Training of finance teams.

What you'll need:

• Experience as a tax professional in business taxes and the ability to work in an organised and independent manner.
• Strong economic understanding as well as strategic and analytical thinking.
• Very good interpersonal skills as well as the ability to work as part of a cross-functional global team.
• Very good knowledge of German and English, both written and spoken.
• Successfully completed business administration or law studies (ideally with a focus on taxes), alternatively a successfully completed degree in finance or many years of experience in corporate tax law.
• Tax advisor exam (CTA qualified) ideally.

Who you are:

• You’re open: We are inclusive and collaborative; we encourage the free exchange of ideas; we respect and celebrate diverse views. We are open-minded: to new ideas, new partnerships, new ways of working.
• You’re optimistic: We believe in the power of creativity, technology and talent to create brighter futures or our people, our clients and our communities. We approach all that we do with confidence: to try the new and to seek the unexpected.
• You’re extraordinary: we are stronger together: through collaboration we achieve the amazing. We are creative leaders and pioneers of our industry; we deliver extraordinary every day.

What we'll give you:

• Passionate, driven people – We champion a culture of people that do extraordinary work.
• Scale and opportunity – We offer the opportunity to create, influence and deliver projects at a scale that is unparalleled in the industry.
• Challenging and stimulating work – Unique work and the opportunity to join a group of creative problem solvers. Are you up for the challenge? 

#LI-Onsite

Wir bei Capgemini Invent glauben, dass unterschiedliche Perspektiven den Wandel vorantreiben. Als innovative Transformationsberater vereinen wir unsere strategischen, kreativen und wissenschaftlichen Fähigkeiten und arbeiten eng mit unseren Kunden zusammen, um zukunftsweisende Lösungen zu entwickeln. Hilf uns dabei, den Wandel voranzutreiben, der auf die Herausforderungen unserer Kunden von heute und morgen zugeschnitten ist. Informiert und validiert durch Wissenschaft und Daten. Verstärkt durch Kreativität und Design. Und das alles auf der Grundlage von Technologien.

Deine Rolle

Als (Senior) Manager arbeitest du mit interdisziplinären Teams an der Lösung komplexer Kundenherausforderungen und Umsetzung großer Digitalisierungsprojekte, insbesondere im Kontext des Digitalen Euro.

• In deiner Funktion verantwortest du das Projektmanagement für Executive-Level-Kunden, führst eigene Teams und entwickelst strategische Beratungsangebote für zentrale Institutionen wie Zentralbanken, das Finanzministerium, die BaFin oder den Zoll.
• In deiner Leitungsfunktion begleitest du digitale Transformationsprojekte in den Bereichen Digital Finance und Public Sector und führst diese durch innovative Use Cases und fundierte Marktkenntnis zum Erfolg.
• Mithilfe deiner Expertise werden unsere Produkte und Services kontinuierlich marktorientiert weiterentwickelt, neue Kundensegmente im öffentlichen Sektor erschlossen und Kompetenzen im Bereich des Digitalen Euro nachhaltig ausgebaut.
• Gewinne, entwickle und binde nachhaltig Best-In-Class-Talente, um dein Team und deinen Bereich auszubauen

Dein Profil

• Du bringst mindestens 6 Jahre Erfahrung in der Strategie-/Managementberatung und der Finanzverwaltung oder (Zentral-)Banken mit
• Du hast fachliche Kenntnisse des öffentlichen Sektors, der Finanzverwaltung und des Zentralbankwesens, sowie von Technologien wie Blockchain und Kryptowährungen
• Du bringst eine ausgeprägte Go-to-Market-DNA mit einem etablierten Netzwerk aus Partnerschaften auf C-Level
• Du bist eine dynamische Führungskraft mit einem ausgeprägten Wachstumsfokus, die sowohl unternehmerisch denkt als auch charismatisch als Vorbild für Kolleginnen und Kollegen agiert
• Du hast einen hervorragenden Hochschulabschluss in den Rechts- und Wirtschaftswissenschaften, idealerweise mit einem ergänzenden MBA oder ergänzender Promotion und exzellente Deutsch- und Englischkenntnisse

Was du bei uns schätzen wirst

• Werde Teil einer international führenden Beratung, die durch innovative und wegweisende Projekte, globale Teams und digitales Know-How die Zukunft gestaltet
• Entwickle als Schlüsselmitglied unseres internationalen Netzwerks strategische Transformationsprojekte der öffentlichen Verwaltung und setze dich für visionäre Entwicklungen ein
• Übernimm Leadership-Verantwortung in unserem wissensorientierten Umfeld, das durch unsere auf Mitarbeiter ausgerichtete Unternehmenskultur geprägt ist

Über Capgemini

Unternehmen unterstützt diese bei ihrer dualen Transformation für eine stärker digitale und nachhaltige Welt – stets auf greifbare Fortschritte für die Gesellschaft bedacht. Capgemini ist eine verantwortungsbewusste, diverse Unternehmensgruppe mit einer über 55-jährigen Geschichte und 340.000 Mitarbeitenden in mehr als 50 Ländern. Kunden vertrauen auf Capgemini, um das Potenzial von Technologie für die ganze Breite ihrer Geschäftsanforderungen zu erschließen. Capgemini entwickelt mit seiner starken Strategie, Design- und Engineering-Expertise umfassende Services und End-to-End-Lösungen. Dabei nutzt das Unternehmen seine führende Kompetenz in den Bereichen KI, generative KI, Cloud und Daten sowie profunde Branchenexpertise und sein Partner-Ökosystem. Die Gruppe erzielte 2024 einen Umsatz von 22,1 Milliarden Euro.

Wir freuen uns über deine vollstän­dige Be­wer­bung ausschließlich über unser Bewerbungsportal und unter Angabe 

deiner Ge­halts­vor­stel­lung, des frühest­mög­lichen Ein­tritts­zeit­punkts sowie deiner Standortpräferenz.

Hier findest du weitere Informationen zu unserem Bewerbungsprozess. Wende dich bei Fragen bitte an margarita.korobkina@capgemini.com.

Wir bei Capgemini Invent glauben, dass unterschiedliche Perspektiven den Wandel vorantreiben. Als innovative Transformationsberater vereinen wir unsere strategischen, kreativen und wissenschaftlichen Fähigkeiten und arbeiten eng mit unseren Kunden zusammen, um zukunftsweisende Lösungen zu entwickeln. Hilf uns dabei, den Wandel voranzutreiben, der auf die Herausforderungen unserer Kunden von heute und morgen zugeschnitten ist. Informiert und validiert durch Wissenschaft und Daten. Verstärkt durch Kreativität und Design. Und das alles auf der Grundlage von Technologien. 

Deine Rolle

Du wirst zur treibenden Kraft für die digitale Transformation im öffentlichen Sektor – mit Fokus auf Steuer- und Finanzverwaltungen:

• Zukunft denken: In interdisziplinären Projektteams entwickelst Du Konzepte, mit denen unsere Kunden die öffentliche Finanzverwaltung von morgen aktiv gestalten können.
• Beraten & Umsetzen: Du berätst Entscheidungsträger*innen in Ministerien und Behörden zu Zukunftsfragen wie Vereinfachungen, Automatisierung und (IT-)Strategien – und setzt erste (Teil-)Projekte eigenverantwortlich um.
• Gestalten & Verbessern: Im Team analysierst Du Organisationsstrukturen und Prozesse und entwickelst innovative Lösungen für eine effiziente, gerechte und krisenfeste Verwaltung.
• Wirkung durch Technologie: Du bewertest den Einsatz neuer Technologien – etwa Künstliche Intelligenz – und unterstützt bei ihrer strategischen Einführung.

Dein Profil

• Du hast ein Hochschulstudium der Fachrichtungen Sozialwissenschaften, Wirtschafts- oder Verwaltungswissenschaften, Informatik oder einen vergleichbaren Studiengang erfolgreich abgeschlossen
• Du bringst praktische Berufserfahrung mit, idealerweise aus dem Umfeld von Finanzaufsicht, Steuerverwaltung oder Zoll sowie erste Führungserfahrung eines Teilprojektes/Streams im Beratungsumfeld oder aus Unternehmen mit
• Du interessierst dich für die digitale Transformation, neue Technologien und hast Freude an strategischer Analyse und der Lösung komplexer Herausforderungen
• Du arbeitest hoch strukturiert und denkst analytisch, bist kommunikationsstark, überzeugst durch Teamgeist, ein hohes Engagement und selbstbewusstes Auftreten
• Du besitzt sehr gute Deutsch- und Englischkenntnisse und zeigst Flexibilität und Reisebereitschaft

Was Du bei uns schätzen wirst

• Werde Teil einer international führenden Unternehmensberatung, die durch innovative und wegweisende Projekte, globale Teams und digitales Know-How die Zukunft gestaltet
• Bekomme klare Perspektiven für deine Karriere und Freiraum für Eigeninitiative
• Erhalte individuelle Entwicklungsmöglichkeiten
• Erlebe unser kontinuierliches Engagement für Chancengleichheit, Vielfalt und Inklusion
• Profitiere von unseren Benefits zur optimalen Work-Life-Balance mit attraktiven Angeboten rund um Gesundheit & Wellbeing, Zusatzpaketen rund um Mobilität sowie modernen Offices

Über Capgemini

Capgemini ist ein globaler Business- und Technologie-Transformationspartner für Organisationen. Das Unternehmen unterstützt diese bei ihrer dualen Transformation für eine stärker digitale und nachhaltige Welt – stets auf greifbare Fortschritte für die Gesellschaft bedacht. Capgemini ist eine verantwortungsbewusste, diverse Unternehmensgruppe mit einer über 55-jährigen Geschichte und 340.000 Mitarbeitenden in mehr als 50 Ländern. Kunden vertrauen auf Capgemini, um das Potenzial von Technologie für die ganze Breite ihrer Geschäftsanforderungen zu erschließen. Capgemini entwickelt mit seiner starken Strategie, Design- und Engineering-Expertise umfassende Services und End-to-End-Lösungen. Dabei nutzt das Unternehmen seine führende Kompetenz in den Bereichen KI, generative KI, Cloud und Daten sowie profunde Branchenexpertise und sein Partner-Ökosystem. Die Gruppe erzielte 2024 einen Umsatz von 22,1 Milliarden Euro.

Wir freuen uns über deine vollstän­dige Be­wer­bung ausschließlich über unser Bewerbungsportal und unter Angabe 

deiner Ge­halts­vor­stel­lung, des frühest­mög­lichen Ein­tritts­zeit­punkts sowie deiner Standortpräferenz.

Hier findest du weitere Informationen zu unserem Bewerbungsprozess. Wende dich bei Fragen bitte an margarita.korobkina@capgemini.com.