Department: Banking & Settlements

Reporting to: VP Settlements

Role Purpose

We’re seeking an experienced Payments Transformation Manager – AI & Automation who will play a key role in optimizing Boku’s operational framework across digital wallets, local payment methods, and carrier billing. You’ll work closely with Commercial, Finance, Tax, Product, and Engineering teams to understand the end-to-end payment setup, identify operational gaps, and drive automation or eliminate obsolete processes — ensuring Boku’s operations remain efficient, compliant, and scalable.

Key Responsibilities

• Lead Payment Operations Transformation: Own and drive transformation initiatives across Payment Operations, focusing on process redesign, automation, and AI-led optimization to improve scalability, efficiency, and control.
• Design and Implement Automation Solutions: Take a hands-on approach in identifying manual workflows and building solutions using automation tools, AI platforms, macros (e.g., Excel/VBA), and low-code/no-code technologies to eliminate inefficiencies and reduce operational overhead.
• Act as a Strategic Transformation Partner: Represent Payment Operations in cross-functional initiatives (Product, Engineering, Commercial, Finance), ensuring new implementations (networks, partners, merchants) are designed with scalable, automated, and future-ready operational models.
• Embed Scalable Operational Design: Ensure all new payment integrations and launches are operationally robust, minimizing manual intervention and enabling long-term scalability from day one.
• Leverage Data, Tooling, and AI for Continuous Improvement: Use data analysis, scripting, and AI-driven insights to proactively optimize transaction flows, reconciliation processes, exception handling, and reporting.
• Maintain Deep Payment Operations Expertise: Bring strong domain knowledge across digital wallets, local payment methods, and carrier billing to inform both transformation initiatives and operational decisions.
• Collaborate Cross-Functionally for End-to-End Optimization: Partner with Commercial, Finance, Tax, Product, and Engineering teams to improve settlement flows, reconciliation accuracy, cash flow management, and operational efficiency.
• Own Operational Processes and Outcomes: Oversee key processes including transaction processing, settlements, reconciliations, chargebacks, and exception management, ensuring stability while driving continuous improvement.
• Manage and Evolve Partner Operations: Build and maintain relationships with payment service providers, digital wallet partners, MNOs, and acquirers, while evolving operational processes in line with partner capabilities and business growth.
• Ensure Compliance and Operational Controls: Maintain adherence to regulatory and internal requirements (AML, PSD2, local regulations) while embedding controls into automated and transformed processes.
• Define and Track Performance Metrics: Establish and monitor KPIs (e.g., transaction success rates, reconciliation accuracy, settlement timeliness), using insights to drive measurable transformation outcomes.

Key Skills and Competencies

• Experience of at least 8-12 years in payment operations, treasury, or transaction management — ideally in fintech, digital payments, or telecom billing.
• Experience in using AI tools to transform and automate processes
• Strong understanding of digital wallets, local payment methods, and carrier billing ecosystems.
• Knowledge of cross-border payments, FX flows, and multi-currency settlements.
• Skilled in payment gateway operations, reconciliations, and ERP/ledger tools.
• Excellent problem-solving, analytical, and process improvement abilities.
• Proven ability to work cross-functionally with Commercial, Finance, and Tax teams.
• Strong stakeholder management and communication skills.
• Experience leading or mentoring teams in fast-paced environments.

Qualifications

• MBA preferred, particularly for candidates with experience applying structured business and operations frameworks in fintech or payments environments.
• AI-related certifications (e.g., machine learning, data science, AI product, or automation platforms) are preferred.

About the Role

We are building the next layer of India's cross-border payments infrastructure — and we need someone who understands how that infrastructure actually works. This role sits at the intersection of banking partnerships, global payment rails, and India's emerging GIFT City / IFSCA ecosystem.

You will be the primary relationship owner for our banking and financial institution partners — driving new corridors, deepening existing relationships, and translating complex regulatory and technical landscapes into actionable, revenue-generating solutions for our merchants and partners.

Key Responsibilities

Banking Partnerships & Corridor Development

• Identify, engage, and onboard global and Indian banking partners — with a focus on GIFT City / IFSCA-regulated entities, nostro/vostro relationships, and cross-border settlement capabilities.
• Drive structured dialogue with bank treasury, trade finance, compliance, and product teams to design partnership frameworks that meet our regulatory and commercial objectives.
• Own and grow existing bank relationships across key corridors — Middle East, South-East Asia, UK/EU, and the US — with a clear view on expanding settlement rails.
• Understanding of the PA CB regulations.

Payment Rail & Infrastructure Activation

• Leverage deep knowledge of global payment rails (SWIFT, SEPA, ACH, FedWire, Faster Payments, UPI linkages) and Alternative Payment Methods (APMs) to identify the right infrastructure fit for each corridor or use case.
• Work closely with product and technology teams to translate partner capabilities into live, integrated solutions — from onboarding to settlement reconciliation.
• Evaluate and recommend emerging rails — real-time gross settlement networks, stablecoin corridors, or bilateral bank-to-bank APIs — where commercially viable.

GIFT City / IFSCA Ecosystem Engagement

• Engage proactively with IBUs (International Banking Units), IFSC-regulated entities, and IFSCA as a liaison — staying ahead of regulatory circulars, licensing updates, and new permitted activities.
• Build and maintain relationships with GIFT City-based teams of banks, custodians, and fintech entities operating under the IFSCA framework.
• Represent the organization at IFSCA-related forums, banking conclaves, and corridor-specific industry events.

Cross-Functional Collaboration & Market Intelligence

• Feed structured market insights back to Product, Compliance, and Sales — including corridor-specific pricing benchmarks, regulatory shifts, and competitive partnership moves.
• Collaborate with internal compliance and legal teams to ensure all partner agreements adhere to FEMA, RBI cross-border regulations, AML/KYC norms, and IFSCA guidelines.
• Support merchant-facing teams by identifying and structuring compliant cross-border use cases — outward remittances, import/export settlements, forex hedging solutions, and escrow structures.

What We're Looking For

Experience & Background

• 4–5 years of experience in banking, payments, or fintech — with demonstrated focus on cross-border corridors, banking partnerships, or correspondent banking.
• Prior experience at a global bank managing GIFT City or IFSCA-related projects, OR at a licensed PSP / cross-border payments entity in India is strongly preferred.
• Familiarity with onboarding and managing IBU relationships, nostro arrangements, or IFSC-regulated payment infrastructure.

Domain Knowledge

• Strong working knowledge of global payment rails: SWIFT (MT/MX/ISO 20022), ACH, SEPA, Faster Payments, RTGS, and relevant APMs (PayNow, PromptPay, PIX, iDEAL, etc.).
• Understanding of FX flows, trade settlement, and treasury operations within a cross-border context.
• Knowledge of IFSCA regulations
• Knowledge of India's cross-border regulatory environment — RBI guidelines, FEMA, Liberalised Remittance Scheme (LRS), AD Category I/II structures, and IFSCA framework.
• Awareness of AML/KYC frameworks and their application in cross-border payment partnerships.

Skills & Competencies

• Proven ability to manage senior stakeholders — both internal and external — across multi-threaded, long-cycle partnership negotiations.
• Ability to craft compelling business cases.
• Strong analytical thinking — ability to evaluate corridor economics, partner pricing, and settlement structures independently.
• Self-driven, with a builder's mindset — comfortable operating in ambiguity and creating structure in evolving regulatory and commercial environments.

Good to Have

• Exposure to card network acquiring/issuing (Visa, Mastercard) in a cross-border context.
• Experience working with IBU banks at IFSCA, PSP licensed in gift or IFSCA-licensed fintech entities into payments or techfin.
• Familiarity with stablecoin or blockchain-based settlement pilots in regulated environments.
• Okay to travel between Ahmedabad & Mumbai.
• Professional fluency in a second language relevant to key corridors (Arabic, Mandarin, or Southeast Asian languages) would be a plus

Why This Role

• India's cross-border payments landscape is being redrawn — GIFT City is at the centre of that transformation. This role gives you a front-row seat, and an active hand, in shaping how global capital and commerce flows connect with India's digital payments backbone. You will work with some of the most progressive banking and fintech teams globally, with the full weight of a growing, ambitious organisation behind you..

The Role: WorldQuant is seeking a bright individual to join our Portfolio and Treasury Services team in Mumbai as an Analyst. The ideal candidate would be someone, who is self-driven and motivated and enjoys being immersed in the mechanics of the financial markets. The role will focus on the daily operations and related activities. The candidate will need to provide level 1 operational support to the front office teams, as well as portfolio managers. Level 1 support will include:

1. Start-of-day checks in each region
2. Managing exceptions and alerts triggered via standard operational workflows
3. Resolving trading outages quickly and ensuring minimum system downtime from an operations perspective
4. Escalating issues to team leads and engaging with stakeholders to refine the workflows

Additionally, the individual will be responsible for reconciling WorldQuant’s activity globally and handle breaks with counterparties.

The role will require flexibility to work in night shifts.

What You’ll Bring:

• Degree in finance or other business-related discipline.
• Prior work experience of 1-3 years.
• Reasonable proficiency in SQL and UNIX will be desirable, but not mandatory.
• Exposure to asset classes like Equity, Futures, FX and Derivatives, although not mandatory, would be viewed favourably.
• Strong communication skills in both verbal and written form.
• Excellent problem-solving abilities with strong attention to detail.
• Mature, thoughtful, with ability to operate in a collaborative, team-oriented culture.

Position based in Mumbai, India

The Role: WorldQuant is seeking a bright individual to join our Portfolio and Treasury Services team in Mumbai as an L1 Ops Shift Manager, managing the team’s L1 Operations during night shift. The ideal candidate would be someone who is self-driven, motivated and enjoys being immersed in the mechanics of the financial markets. The role will focus on the daily post trade operations and related activities. The candidate will oversee the support provided by a team of junior L1 operations analysts, which works closely with front office teams, as well as portfolio managers. They will serve as the first point of escalation for any outages and will triage daily BAU issues. Level 1 support will include:

1. Start-of-day checks prior to trading activation in each region
2. Managing exceptions and alerts triggered via standard operational workflows
3. Resolving trading outages quickly and ensuring minimum system downtime from an operations perspective
4. Liaison with other team leads and engage with stakeholders to refine the workflows
5. Reconciling WorldQuant’s trading activity globally and handle breaks with counterparties

The role will require flexibility to work night shifts.

What You’ll Bring:

• Degree in finance or other business-related discipline.
• Prior work experience of at least 10 years.
• Experience in managing a team of operations analysts, with direct supervision of their daily responsibilities.
• Ability to interact clearly with mid-level or senior stakeholders and escalate issues on time.
• Responsibility for meeting daily KPI targets, following up on KPI metric breaches and resolving governance issues.
• Reasonable proficiency in SQL and UNIX.
• Exposure to asset classes like Equity, Futures, FX and Derivatives
• Strong communication skills in both verbal and written form.
• Excellent problem-solving abilities with strong attention to detail.
• Mature, thoughtful, with ability to operate in a collaborative, team-oriented culture.

Position based in Mumbai, India

What we do

The Trade Desk is seeking an India country specialist at the Senior Accountant level based in Mumbai/ Gurgaon. A successful candidate will have a good understanding of accounting principles and India’s statutory compliances and tax requirements, be hands-on in resolving accounting reconciliation issues and able to provide solutions drawing on past experiences. This is an individual contributor role that will closely collaborate with other stakeholders (e.g., stakeholders within the organization, external third-party consultants, external auditors, etc.). This role will be reporting to the India Accounting Manager who is based in Singapore.

What you’ll do 

Perform India’s Statutory month-end close and year-end close tasks including but not limited to, fixed assets accounting, statutory adjustments postings, booking provisions and intercompany transactions, preparing accounting and tax reconciliations, and reporting under India GAAP.

Collect, compile, verify and analyze information required for the preparation of statutory and compliance reports, including maintaining statutory General Ledger and Fixed assets register, preparing financial statements, workings for tax filings, and reconciliation of amounts from tax portal.

Coordinate with third party external service providers for monthly/ quarterly/ half-yearly/ annual compliances including TDS, GST, corporate secretarial, equity, treasury, Statutory audit, Tax audit and Internal financial control.

Collaborate with accounting operations functions, including accounts payable, payroll and stock admin teams, to address any Statutory accounting, financial statements disclosures and compliance queries as a country-level specialist.

Participate in cross-functional projects that require local implementation and other improvement initiatives that require collaboration and problem solving at both individual and team level.

Take on duties in finance-related process and reporting enhancement projects with the goal of promoting efficiency.

Build network across a variety of functions and with third party finance vendors to exchange ideas know-hows to formulate solutions to accounting and compliance issues.

Support ad-hoc requests and tasks, as required.

Who you are

6+ years of progressive experience in accounting, tax and compliance at an Accounting Advisory firm, similar role at start-up and/ or technology, media company.

Knowledge and application of India GAAP/Indian Accounting Standards, local tax and compliance regulations.

US GAAP and Previous Big 4 work experience is a plus.

Professional qualification- Chartered Accountant/ CPA.

Skilled Oracle or ERP system user, proficient in excel, with experience in working with more technical/data driven tools.

Detail-oriented self-starter with a strong sense of ownership, ability to work independently and see tasks/projects through to completion, meet deadlines, with little to no supervision.

Able to take action under guidance, manage diverse and conflicting priorities, take feedback positively with willingness to improve.

Highly collaborative with good interpersonal skills and enjoy partnering with others to seek out opportunities to improve process and efficiencies across the organization.

Analytically driven with the ability to present information accurately through writing, presentations and spreadsheets.

Effective communicator who is able to adapt to different communication styles in a variety of settings with different stakeholders and provide timely and helpful information to others across the organization.

The Trade Desk does not accept unsolicited resumes from search firm recruiters. Fees will not be paid in the event a candidate submitted by a recruiter without an agreement in place is hired; such resumes will be deemed the sole property of The Trade Desk. The Trade Desk is an equal opportunity employer. All aspects of employment will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

EBANX is one of the most successful fintechs to emerge from Latin America — and today, we are building a truly global payments company. Our mission has remained constant from day one: to unlock access and enable companies and consumers to participate in the digital economy, no matter where they are.

What started as a bold vision has grown into a platform that connects some of the world’s largest digital businesses with customers across 21 of the fastest-growing markets. We operate where complexity exists — turning local challenges into global opportunities, and building the infrastructure that allows payments to move further, faster, and smarter.

We are a team of builders and problem-solvers. We think globally, act with curiosity, and believe diversity of thought is a competitive advantage.

As EBANX enters its next phase of hyper growth, we are looking for people who want to shape the future of payments, expand what’s possible, and help connect businesses and consumers across borders.
Let’s build what’s next — together.

At EBANX’s Commercial team, you don’t just close deals. You connect merchants who are transforming the most promising emerging markets in the world. Every negotiation and partnership built has a direct impact on our clients’ growth and on EBANX’s expansion, combining strategy, relationships, and collaboration to make our work truly Out Of The Ordinary.

If you’re looking to be part of a company that’s transforming the future of payments with clarity, ambition, and real-world impact — we’d love to meet you.

In the Treasury team, we build and manage the financial infrastructure that enables global businesses to operate seamlessly across emerging markets. As a Treasury Analyst based in India, you will play a key role in ensuring the efficiency, control, and scalability of our treasury operations across Southeast Asia, South Asia, and Africa.

What your day-to-day will look like:

• Oversee the end-to-end treasury operational lifecycle, including settlement processes and remittance execution with local partners.
• Manage FX documentation submission and support cross-border payment flows with banking partners.
• Act as the primary operational liaison with local banks and partners, ensuring smooth daily operations.
• Perform accurate and timely reconciliations of settlements and financial transactions.
• Identify, troubleshoot, and resolve operational issues, ensuring adherence to SLAs.
• Partner with regional leadership to support the launch and operationalization of new markets across Southeast Asia and South Asia.
• Provide operational support to treasury activities in Singapore.
• Act as backup support for African treasury operations, ensuring business continuity across time zones.
• Identify and drive process improvements, automation opportunities, and operational efficiencies.

Must-haves to shine in this role:

• Solid experience in Treasury, Payments, or Financial Operations.
• Strong understanding of cross-border payments, remittance flows, and emerging market dynamics.
• Experience with liquidity and cash management, including multi-currency environments.
• Knowledge of FX operations, currency exposure, and conversion mechanisms.
• Strong reconciliation and analytical skills, with the ability to handle large datasets.
• Advanced Excel skills; experience with TMS, ERP systems, or SQL is a plus.
• Understanding of financial regulations, including KYC/AML and central bank requirements.
• Advanced English skills for communication with global stakeholders.

Bonus points if you have:

• Experience working in fast-growing fintech or payments companies.
• Exposure to multiple regions such as Southeast Asia, South Asia, or Africa.
• Experience supporting market expansion or new country launches.
• Experience driving automation or process optimization initiatives.

EBANX offers:

• Performance Bonus: Annual bonus program based on company results.
• Meal Allowance: Monthly allowance to support your meals.
• EBANX Education: Financial assistance for undergraduate, graduate, and MBA programs to support your professional growth.
• EBANX Skills: Dedicated budget for courses, certifications, and workshops to encourage continuous learning.
• Language Classes: Language classes to support your personal and professional development.
• Health & Well-being: Medical and dental plans with extensive coverage, including support for dependents and wellness programs.
  Flexible Work Culture: Semi-flexible hours, additional day off on your birthday, and year-end break to support work-life balance.
• Well-being Program: Access to activities and resources that promote physical and mental health.

Learn more about our #ebanxlife on LinkedIn and Instagram, and see what it’s like to be part of a global team that breaks barriers, creates opportunities, and celebrates every achievement together.

✨ An Out Of The Ordinary career is waiting for you here!