Actuary – Model Development

Please note that we do not offer visa sponsorship for this position.

JOB SUMMARY:

The Actuary will be responsible for building, testing, and validating MG-ALFA models and will report to the Model Steward.  The model is used for Asset Adequacy Testing, Asset/Liability Management, Statutory Forecasting, ORSA, VNB, and to support various special project initiatives.  The individual will streamline our modeling functionality to enable efficient and reliable projection capabilities.  The Actuary is expected to have detailed knowledge of MG-ALFA, Statutory accounting, and GAAP accounting.

RESPONSIBILITIES:

• Ownership of all aspects of the technical functionality of MG-ALFA models
• Develop and maintain model inputs, model interface, model reports, and database
• Participate and provide thought leadership in model governance, assumption maintenance, and model change management, including User Acceptance Testing
• Lead projects to implement new products, riders, and model functionality
• Provide a validated and locked-down production model to end users on a quarterly basis
• Partner with the IT department to identify and implement areas for automation and efficiency
• Lead development of functionality related to ad-hoc projects and one-off requests, working closely with business partners to ensure appropriate usage of models for new contexts

REQUIRED QUALIFICATIONS

• Bachelor’s degree in Actuarial Science, Mathematics, Computer Science, Statistics, Economics, or related field
• FSA or Career ASA professional designation
• 8+ years of actuarial experience with 5+ years of modeling experience
• MG-ALFA expertise or any modeling software
• Advanced knowledge of Statutory and GAAP accounting preferred
• Significant experience with Annuities, including Fixed-Indexed Annuities or Life Insurance, including Indexed Universal Life

In office (VT or TX) 4 days a week preferred, but will consider remote for well-qualified candidates.

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Please note that we do not offer visa sponsorship for this position.

Role Summary

The Associate Actuary reports to the Actuary of Capital Management & Deal Team and will be responsible for leading and collaborating on multiple transactions. This role supports strategic financial initiatives by developing, validating, and interpreting actuarial models used to evaluate capital deployment, reinsurance transactions, and other corporate financing solutions. This role partners closely with MCOE, Finance, Pricing and senior actuarial leadership to provide analytical insights that optimize the company’s capital position and drive informed decision-making.

The successful candidate will contribute to the pricing and structuring of reinsurance deals, assess the capital impact of strategic transactions, and help manage NLG’s economic, regulatory capital frameworks. This position requires strong technical modeling ability, sound actuarial judgment, and the ability to communicate complex results to both actuarial and non-actuarial audiences.

• This position currently offers an onsite hybrid work schedule, with the expectation that you are in the office four (4) days per week during onsite core days. Our current onsite core days are Monday, Tuesday, Wednesday, and Thursday.  The work schedule type and core days are subject to change with advance notification and manager discretion.
• Can be based on Vermont or Dallas Campus.

Essential Duties and Responsibilities

• Co-lead or support reinsurance and capital transactions with internal and external stakeholders. Optimizing pricing, capital and financial impacts, risk management and assist operations teams with closing efforts.
• Quantify the impact of deals and capital actions across multiple frameworks (e.g., statutory, GAAP, economic capital, RBC).
• Support the development of pricing analyses and scenario testing for prospective reinsurance or financing structures, including legal entity modeling, cash-flow projections, sensitivities, and stress tests.
• Collaborate with MCOE, Finance, Pricing and related business areas to align modeling assumptions, capital methodologies, and reinsurance transaction structures.
• Build and enhance actuarial models to assess capital usage, return on capital, and value creation for reinsurance transactions, M&A opportunities, and other capital or risk-transfer strategies.
• Prepare presentation materials and clearly communicate findings, recommendations, and key risks to senior management.
• Assist in identifying opportunities to improve capital efficiency through reinsurance, capital market solutions, or balance-sheet optimization.
• Stay current on emerging capital methodologies, regulatory changes, and actuarial modeling best practices.

Minimum Qualifications

• Associate of the Society of Actuaries (ASA) or Fellow of the Society of Actuaries (FSA) preferred.
• 6+ years of experience in actuarial modeling, corporate development, reinsurance or related actuarial roles, preferably within a life insurance or reinsurance company.
• Proficiency with actuarial projection systems (e.g., MG-ALFA) and strong Excel/Databricks skills.
• Ability to interpret complex financial models, reconcile results, and explain key drivers to technical and non-technical stakeholders.
• Familiarity with a wide range of actuarial models, including liability projections, asset modeling, and capital models. Assess modeling assumptions, methodologies, and controls for appropriateness and reliability.
• Experience presenting findings and influencing senior stakeholders in actuarial, finance, or investment functions.
• Detail-oriented, deadline-driven, and able to manage multiple priorities in a fast-paced environment.
• Demonstrated ability or willingness to adopt and apply emerging technologies, including generative AI and automation tools, to improve reporting efficiency, effectiveness, and control quality.

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Please note that we do not offer visa sponsorship for this position.

Role Summary

• This position is part of the Life & Annuity Solutions team, which is responsible for designing, implementing, and managing our life and annuity products. The team is at the forefront of delivering innovative solutions that enhance customer experience and drive business growth.
• This role leads a team of actuarial systems analysts and serves as an enterprise leader in the design, implementation, and support of life insurance and annuity products. The role bridges deep technical expertise with strategic leadership by overseeing the design and execution of actuarial components within policy administration systems, illustration tools, and ancillary platforms.
• A successful candidate will guide operational problem-solving, production support, and product implementation by applying advanced business knowledge, a strong regulatory mindset, and technical excellence to ensure seamless system integration and inforce policy management, while thriving in a fast-paced environment.
• As a people leader, this role is accountable for setting direction, establishing short-term goals (1years or less) aligned to departmental objectives, managing performance, developing talent, and fostering a high-performing, resilient team.
• This position will report to Actuary, L&A Delivery Solutions.
• This is more than just a managing business analyst role—it’s an opportunity to influence organization objectives, lead innovation, and represent the team across the enterprise. If you're looking for a role where you can innovate, grow, and make a difference, we’d love to hear from you!

Essential Duties and Responsibilities

Serve as a subject matter expert and people leader in product set up, policy mechanics and calculations across multiple systems utilized in the sale and administration of life insurance and annuity contracts.  Apply advanced business and technical knowledge to solve complex implementation challenges and guide cross-functional problem-solving.

• Define and clarify product implementation and production challenges. Recommend solutions, within and beyond the business unit.
• Lead creation and modification of test tools and test plans to validate product rates and values on impacted systems. Oversee team project and product documentation and assign tasks across multiple projects. Optimize daily operations within the team by leveraging advanced technical expertise. 

• Estimate resourcing requirements for both projects and ongoing operations, balancing individual team member development goals with project timelines, ensuring both delivery and growth.
• Own the design and delivery of robust training and knowledge transfer processes. Coordinate the creation of training modules, maintain a centralized training library, and actively develop the technical and business acumen of staff.

• Research, develop, and implement new testing capabilities and tools to improve work quality and accelerate project delivery, fostering stretch performance and innovation
• Lead teams in the delivery of projects

• Build broader partnerships with other business units and teams throughout the organization. Clearly communicate complex calculations and product mechanics to a wide range of stakeholders, including senior leadership.
• Own critical decisions that impact team operations, project prioritization, and long-term goals. Set and manage team schedules. Coordinate with peer leaders to balance delivery timelines with strategic development opportunities for staff.
• Lead performance management for direct reports. Set clear expectations, provide timely feedback, and hold team members accountable for results. Coach and mentor team members to strengthen technical depth, grow leadership capabilities, and deliver consistent stretch performance.
• Identify and cultivate high potential talent. Build a sustainable leadership pipeline through succession planning and experiential learning opportunities.

• Represent the team in enterprise forums. Advocate team priorities and clarify goals in alignment with broader business strategy. Ensure visibility and inclusion of the team’s perspectives in organizational planning.

• Monitor team dynamics, and proactively diffuse and resolve team conflicts.  Continually seek ways to improve team culture, cohesion, and performance.

Minimum Qualifications

• Bachelor’s degree in mathematics, finance, computer science or related field Required
• Minimum of 11 years of related work experience, OR   minimum of 8 years of related work experience with advanced degree
• Demonstrated leadership skills, including team development, performance management, and cross-functional engagement required.
• Demonstrated strong understanding of life and annuity product mechanics required 
• Proven ability to read and interpret policy forms, product specifications, and insurance regulations. Ability to assess regulatory impacts on system design and business operations.
• Experience working with Policy Administration and/or Illustration Systems for Life Insurance & Annuities products
• Understanding of MS Office suite of applications including very robust Excel capabilities.
• Ability to work independently and collaboratively. Proven ability to influence across organizational levels and functions.
• Strong analytical, problem-solving, and organizational skills. Exceptional verbal and written communication.

Preferred Qualifications

• Mastery level understanding of product mechanics and calculations, including development of UL, IUL, whole life cash value and death benefit calculations, definition of life insurance and modified endowment calculations, interest theory, and other related actuarial product benefit calculations.
• Proficiency in SQL and Alteryx strongly preferred

Work Arrangements: 

Hybrid

• This position currently offers an onsite hybrid work schedule, with the expectation that you are in the office four days per week during onsite core days. Our current onsite core days are Monday, Tuesday, Wednesday, and Thursday.  The work schedule type and core days are subject to change with advance notification and manager discretion.

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Role Summary

The Senior Actuary – Modeling will report directly to the Head of Modeling COE and will be accountable for executing the strategic vision and operational excellence of our modeling initiatives. This role will provide thought leadership and mentorship to the team, interfacing with senior management and external stakeholders to deliver robust and innovative modeling solutions across key areas including ALM, Asset Adequacy Testing, ORSA, Risk Based Capital, VNB, as well as various special project initiatives.  

KEY RESPONSIBILITIES 

• Work with a team of highly skilled modeling actuaries to ensure robust modeled balance sheet integrity and deep understanding of actuarial modeled results 

• Analyze and interpret complex modeling results, providing actionable insights to senior leadership. 

• Establish, review, and continuously improve best practices for model development, production, and validation. 

• Mentor and develop the MCOE team through targeted training programs and development initiatives, elevating overall modeling proficiency. 

• Partner and maintain strong relationships with key stakeholders to meet increasing business needs. 

• Support special projects and implementation of sound modeling methodologies and solutions. 

• Support production actuaries and help resolve issues and drive ongoing continuous improvements. 

• Help ensure compliance and consistency in methods across all lines of business. 

• Help develop deeper analytics across all lines of business. 

• Assist with new product implementation and ongoing validation work. 

JOB REQUIREMENTS 

• 10+ years of actuarial modeling experience with deep understanding of advanced modeling techniques, risk management, and regulatory frameworks.  

• 3+ years of influencing senior management/critical stakeholders experience. 

• Proven history of modeling enterprise balance sheets, including both assets and liabilities, under various economic scenarios. 

• Demonstrated ability to lead cross-functional teams and mentor less experienced professionals. 

• Strong communication skills with the ability to translate technical details into strategic business insights for senior management. 

• Exceptional problem-solving skills and the ability to think strategically about the integration of modeling processes across the organization. 

• Expert level knowledge of GAAP and Statutory regulations for Life and Annuity products with a preference for indexed products and reinsurance concepts. 
• Demonstrated ability or willingness to adopt and apply emerging technologies, including generative AI and automation tools, to improve reporting efficiency, effectiveness, and control quality.
• Prior experience with Economic Scenario Generation preferred. 

• Fellow or Associate of the Society of Actuaries (FSA or ASA) 

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Role Summary

Sponsorship is not available for this role.

This individual will support and may lead initiatives related to design and pricing of indexed and fixed annuity products. This includes product design, actuarial modeling, pricing, actuarial support of regulatory filings and support of sales ideas. This position will work closely with the broader Life & Annuity Solutions team, Distribution/Field Leaders, and Marketing to ensure new products and features are aligned with the company’s strategic goals.

This position currently offers an onsite work schedule, with the expectation that you are in the office four (4) days per week during onsite core days.  Our current onsite core days are Monday, Tuesday, Wednesday, and Thursday.  The work schedule type and core days are subject to change with advance notification and manager discretion. 

Essential Duties and Responsibilities

• Provide and discuss pricing results as well as sensitivity-analysis to senior Actuaries of the Company, including Product Risk Management Committee and Investments Risk Management committee.
• Present product features and/or actuarial results to Distribution Leadership, Product Risk Committee, Project Teams, Senior Management, and other stakeholders.
• Reviews experience studies and sets pricing assumptions.
• Prepare or review actuarial materials required to secure state approvals.
• Prepare or review product specifications and actuarial reports.
• Partner with the policy forms team to review forms as needed.
• Understands pricing practices, and develops as well as oversees modeling to set appropriate rates, understand profitability, and analyze sensitivities.
• Understands and can reverse engineer key features of competitor products.
• Reviews product marketing materials as appropriate.
• Partner with the policy forms team to review forms as needed.
• Coordinates and reviews work of outside actuarial consultants.
• Train and mentor actuarial students/analysts as needed.
• Provide support to other business areas
• Consult or advise on broader matters that may or may not be actuarial in nature
• Proactively identifies and ensures compliance with legal and regulatory requirements

Minimum Qualifications

• FSA or career ASA designation from the Society of Actuaries
•  A minimum of 6 years of actuarial experience with in-depth knowledge of annuity products and benefits
• Solid financial modeling experience using actuarial software, preferably MG-ALFA.
• Working knowledge of applicable Valuation, Nonforfeiture, tax, risk-based-capital and other relevant regulations and standards.
• Ability to work with Distribution Leadership and multiple stakeholders to design and develop new annuity products and features.
• Self-motivated and result-focused
• Exceptional analytical acumen and advanced problem-solving skills
• Excellent written and verbal communication skills 
• Must be able to successfully complete a background check that may include fingerprinting

Preferred Qualifications

• Member of the American Academy of Actuaries
• Indexed Annuity Pricing experience a major plus

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

 Please note that we do not offer visa sponsorship for this position.

Role Summary

This individual will play a key role in leading and supporting initiatives related to the design and pricing of indexed and fixed/traditional life products, both as an individual contributor and through oversight and direction of supporting resources.  Job responsibilities primarily center around product design, actuarial modeling, pricing, actuarial support of regulatory filings and evaluation of sales and design concepts.  The individual will work closely with the broader L&A Solutions team, Business Innovation Group and Distribution/Field Leaders to ensure new products and features are aligned with the company’s strategic goals, financial objectives, and risk appetite. 

This position currently offers an onsite work schedule, with the expectation that you are in the office four (4) days per week during onsite core days.  Our current onsite core days are Monday, Tuesday, Wednesday, and Thursday.  The work schedule type and core days are subject to change with advance notification and manager discretion. 

Essential Duties and Responsibilities

• Develop and oversee models to set appropriate rates, understand profitability, and analyze sensitivities.
• Provide analysis to aid in the development of pricing assumptions.
• Strategically solve unique and complex problems.
• Help provide detailed analysis on key competitive features in the marketplace.
• Present product features and/or actuarial results to Distribution Leadership, Product Risk Committee, Project Teams, Senior Management, and other stakeholders.
• Train, mentor, and oversee / direct the work of actuarial students / analysts.
• Provide ad-hoc support to other business areas as needed
• Effectively coordinate and review the work of outside consultants.
• Partner with the policy forms team to review forms and prepare / review actuarial materials required to secure state approvals.
• Prepare / review product specifications and actuarial reports.
• Proactively identify and ensure compliance with legal and regulatory requirements.
• Review marketing materials as appropriate. 

Minimum Qualifications

• At least 6+ years of relevant experience, with experience in pricing Individual Life products (and especially Indexed UL) strongly preferred
• Active actuarial credentials-FSA or Career ASA required
• In-depth knowledge of Life products and benefits, including applicable valuation, nonforfeiture, 7702/7702A, illustration, and other relevant standards.
• Excellent oral and written communication skills, including the ability to communicate effectively with less technical audiences
• Highly effective teamwork and collaboration skills
• Extensive experience with Microsoft Office suite.
• The candidate must be able to successfully complete a background check that may include fingerprinting. 

Preferred Qualifications

• Solid financial modeling experience using actuarial software, preferably MG-ALFA. 
• MAAA preferred

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Role Summary

The Associate Actuary will be responsible for calculating, analyzing, reporting, and explaining reserves and other actuarial financial statement items for the Indexed Universal Life. The individual will monitor policyholder behavior and profitability of the business and will also provide actuarial support to recurring and special projects. The Associate Actuary is expected to have a detailed knowledge of statutory valuation requirements and advanced GAAP accounting issues for life insurance products. 

This position currently offers an onsite work schedule, with the expectation that you are in the office four (4) days per week during onsite core days.  Our current onsite core days are Monday, Tuesday, Wednesday, and Thursday.  The work schedule type and core days are subject to change with advance notification and manager discretion. 

Essential Duties and Responsibilities

• Perform valuation on Life blocks with the focus on Principle-Based Reserves (PBR)
• Perform experience studies, recommend assumption updates, and quantify impacts for PBR business
• Conduct analysis of business trends and reserve movements
• Update annual PBR report and communicate with external auditors and regulators regarding the PBR model
• Support the production and oversight of reporting for reserves and other actuarial items – Statutory, GAAP, and Tax
• Familiar with GAAP accounting such as FAS97 and FAS133 and clearly communicate analysis to financial reporting stakeholders
• Proactively share analysis and provide insight into our business with Pricing, FP&A, Inforce Management, Modeling Center of Excellence, and Tax areas

Minimum Qualifications

• FSA designation from the Society of Actuaries with a minimum 7 years of actuarial experience within the Life Insurance sector, or Career ASA with a minimum 10 years of experience within the Life Insurance sector
• Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field
• At least 5 years of actuarial experience within actuarial modeling or actuarial valuation & financial reporting
• Proficiency in actuarial modeling software (such as PolySystems, MG-ALFA, GGY-AXIS)
• Skilled in database tools like SQL, DataBricks, Microsoft Access, etc.
• Comprehensive understanding of actuarial valuation requirements and techniques
• Proven analytical prowess and problem-solving capabilities
• A proactive attitude towards continuous improvement and challenging established norms 

Preferred Qualifications

• Comprehensive understanding of actuarial governance and control frameworks
• Demonstrated collaborative spirit and organizational synergy
• Excellent written and verbal communication skills 

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

The Vice President, Life Pricing Actuary Manager is an experienced professional with demonstrated ability to price and manage a large pipeline of life and annuity reinsurance transactions.

What You Will Do:

• Project Support: Support various pricing projects by managing timelines, coordinating tasks, and ensuring deliverables are met.
• Process Improvement: Identify opportunities for process improvements in pricing activities and implement enhancements.
• Pricing Analysis Data Analysis: Oversee the collection and analysis of data to support pricing decisions.
• Pricing Models: Develop and maintain pricing models, ensuring they are accurate and up to date.
• Risk Assessment: Consider general as well as transaction specific risks in the pricing analyses.
• Team Management Team Supervision: Supervise and mentor Assistant Vice Presidents, Senior Associates and Associates, fostering a collaborative and high-performance environment.
• Talent Development: Assist in recruiting, training, and developing pricing team members, ensuring they have the necessary skills and knowledge.
• Collaboration and Communication Cross-functional Collaboration: Work closely with investments, strategic finance, tax, and other teams to ensure the pricing analysis aligns with Fortitude's overall business goals.
• Stakeholder Communication: Prepare and present the results of the pricing analyses to senior management and other key stakeholders.
• Client Interaction: Occasionally engage with cedants or other clients to explain pricing methodologies and address any concerns.
• Standards and Governance Pricing Standards: Provide support in developing and refining pricing standards.
• Governance: Assist with governance and ERM policies related to the pricing function.
• Innovation and Continuous Improvement Process Improvement: Assist the Senior Vice Presidents in identifying and implementing opportunities to improve pricing processes and models.
• Innovation: Support the Senior Vice Presidents in identifying innovative approaches to pricing and transaction structuring.

What You Will Have:

• Associate or Fellow of the Society of Actuaries or Institute of Actuaries.
• At least 7 years of pricing experience in/supporting the (re) insurance industry, with emphasis on life (re) insurance.
• Strong communication and interpersonal skills with the ability to work effectively with various stakeholders, including senior management, internal functional partners and counterparties.
• Organized, reliable, detail-orientated, and motivate to support teams in delivering timely results and quality work products.
• Mergers and acquisition experience preferred.

#LI-Hybrid

Clover is building a next-generation financial intelligence capability that combines deep healthcare domain expertise with advanced AI/ML. We are seeking a high-level technical leader to serve as a strategic bridge across the enterprise—partnering with Actuarial, Payment Integrity, Product, Finance, and Medical Economics to optimize enterprise performance.
We are looking for a practitioner with a strong foundation in health insurance economics and government programs (Medicare Advantage, Medicaid, or ACA), who can apply AI/ML to the complex financial and operational levers that drive payer success.

The Role: Strategic Cross-Functional Leadership
In this role, you will act as a technical engine for Clover’s financial strategy. Rather than working in a silo, you will serve as a high-level lead, providing the AI/ML direction and technical support necessary to empower various disciplines across the organization. You will be the connective tissue between raw data and enterprise-level strategy, helping diverse teams identify financial risks, improve revenue accuracy, and build the analytical frameworks required to forecast and intervene with precision.

• Lead AI Strategy for Financial Performance: Design and deploy high-impact AI/ML models that identify financial risks and opportunities across payer operations.
• Support Payment Integrity & FWA: Partner with the PI team to enhance in-house pre- and post-payment claims detection. Use ML, anomaly detection, and graph-based approaches to help teams identify billing irregularities and automate FWA detection.
• Advance Revenue Integrity: Create predictive solutions to improve revenue accuracy and integrity, including models for encounter quality and related financial data streams.
• Support Medical Cost Analysis: Build the tooling and models that help Actuarial and Medical Economics teams identify anomalies, unusual utilization patterns, or provider behavior shifts, providing the analytical backbone for precise intervention.
• Bridge Domain & Production: Operate as a hands-on leader who can frame ambiguous business questions from various stakeholders, connect them to underlying payer economics, and turn them into production-ready solutions.

• You have 5+ years of experience in a highly quantitative, hands-on role (Actuarial Science, Healthcare Data Science, or ML Engineering) with a track record of shipping production-grade analytical or AI solutions.
• You possess Government Programs Exposure: Direct experience or exposure to health insurance economics, claims, and risk adjustment within Medicare Advantage, Medicaid, or ACA/Marketplace environments.
• You have Modern AI Experience: Experience with LLMs or Generative AI in healthcare or insurance workflows, particularly where explainability, auditability, and operational adoption are critical.
• You are Technically Fluent: High proficiency in Python and SQL, with practical experience developing, deploying, and maintaining AI models in an operational environment.
• You possess Business Intuition: You understand the "why" behind the numbers—you can connect a data anomaly to its underlying financial or actuarial impact without needing a translator.

Benefits Overview: 

• Financial Well-Being: Our commitment to attracting and retaining top talent begins with a competitive base salary and equity opportunities. Additionally, we offer a performance-based bonus program, 401k matching, and regular compensation reviews to recognize and reward exceptional contributions.
• Physical Well-Being: We prioritize the health and well-being of our employees and their families by providing comprehensive medical, dental, and vision coverage. Your health matters to us, and we invest in ensuring you have access to quality healthcare.
• Mental Well-Being: We understand the importance of mental health in fostering productivity and maintaining work-life balance. To support this, we offer initiatives such as No-Meeting Fridays, monthly company holidays, access to mental health resources, and a generous flexible time-off policy. Additionally, we embrace a remote-first culture that supports collaboration and flexibility, allowing our team members to thrive from any location. 
• Professional Development: Developing internal talent is a priority for Clover. We offer learning programs, mentorship, professional development funding, and regular performance feedback and reviews.

Additional Perks:

• Employee Stock Purchase Plan (ESPP) offering discounted equity opportunities
• Reimbursement for office setup expenses
• Monthly cell phone & internet stipend
• Remote-first culture, enabling collaboration with global teams
• Paid parental leave for all new parents
• And much more!

About Clover: We are reinventing health insurance by combining the power of data with human empathy to keep our members healthier. We believe the healthcare system is broken, so we've created custom software and analytics to empower our clinical staff to intervene and provide personalized care to the people who need it most.

We always put our members first, and our success as a team is measured by the quality of life of the people we serve. Those who work at Clover are passionate and mission-driven individuals with diverse areas of expertise, working together to solve the most complicated problem in the world: healthcare.

From Clover’s inception, Diversity & Inclusion have always been key to our success. We are an Equal Opportunity Employer and our employees are people with different strengths, experiences, perspectives, opinions, and backgrounds, who share a passion for improving people's lives. Diversity not only includes race and gender identity, but also age, disability status, veteran status, sexual orientation, religion and many other parts of one’s identity. All of our employee’s points of view are key to our success, and inclusion is everyone's responsibility.

#LI-REMOTE

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. We are an E-Verify company.

#LI-Remote

Director, Underwriting 

About Ladder

We saw a problem within the life insurance industry: getting covered took too long, involved too much paperwork, and required too many in-person meetings with sales agents. Having lost his father at a young age, our CEO, Jamie, was determined to make it easier for people to get the coverage they needed to provide for their families. So, we got to work. We developed a method of real-time underwriting leveraging AI and, in doing so, reduced the months-long process of applying for life insurance to minutes. Our digital experience is quick (instant decisions!), loved by users (check out our Trustpilot or Google reviews) and prolific ($74 billion+ in coverage provided).

About the role  

This is a remote role based in one of the 23 States Ladder is currently hiring in - AZ, CA, CO, FL, GA, IA, KS, MA, MD, MN, NC, NE, NH, NJ, NV, NY, OH, OR, PA, TX, VA, WA, WI.  Please note, Ladder is not currently sponsoring or transferring OPT or H1-B visas.

We believe life insurance innovation must happen in the context of sound underwriting decisions. The Director, Underwriting will lead Ladder’s underwriting team.

• Manage 3 UW teams and develop their skill sets in line with our underwriting philosophy and guidelines
• Production UW  (Analyze medical, non-medical, and financial data to accept, modify, or decline risks on applications referred to manual underwriting)
• Auditing UW (both requirements from our carriers - and also small special audits we need to run to improve the product)
• Projects UW (subject matter experts providing input into any changes to our digital instant UW to improve the business while being wise on the risk)
• Maintain relationships and stay on the cutting edge of new third party data offerings. Identify, pilot, and engage new tools to improve underwriting
• Communicate with our insurance partners in concert with Ladder’s business development director who leads the relationship management of our reinsurers and carriers
• Partner with actuary to present mortality slippage each month to Ladder’s mortality team
• Serve as a subject matter expert to engineering and product teams as we build new insurance offerings

Who You Are

• An outstanding manager of people
• A strategic thinker and builder.  Someone who wants to apply their life insurance underwriting expertise to help drive Ladder’s success
• A data-driven and structured thinker. Someone who is comfortable with data and will look to translate findings into actionable insights
• An optimist, committed to continuous learning, iteration, and user-centered everything
• A great communicator who listens well, asks questions, and has a sense of humor.
• A thoughtful leader who empowers others, fosters accountability, and creates an environment where team members can do their best work

Experience Required

• 6 - 8 years of people leadership experience
• 10+ years of life insurance underwriting experience at a leading carrier or reinsurer
• Experience in developing underwriting guidelines and programs
• Demonstrated interest in innovation and better serving end users
• Experience with accelerated underwriting and third-party evidence providers is a plus

What we Offer 

Ladder is highly collaborative and fun. To support you in your role, we offer fantastic perks and benefits that reflect our mission of care and support, including:

• Excellent medical, dental, and vision coverage | We offer competitive healthcare,dental and vision plans for you and your family.
• Flexible paid time off | Take the time that you need to rest and recharge, including our week-long winter holiday closure. 
• Stock options | We offer competitive stock option packages to participate in the success of building Ladder
• A rewarding 401k match program | We'll match up to 4% of your contributions as you save for your retirement goals.
• Ladder Fit Program | Your health matters. That’s why Ladder provides a monthly reimbursement for wellness-related expenses.
• Commuter benefits | When you work from the office, you will receive pre-tax 
• benefits for your commute and free parking.
• A stocked, beautiful new office | Located in downtown Palo Alto, our office was specifically designed to accommodate all working styles. We've invested in technology to support our hybrid team, plus we provide office snacks and daily catered lunches so that team members can work well and have fun together.
• Paid parental leave | We think it's crucial that new parents have time to adjust to their new lives without worrying about work, so we provide all parents inclusive of birthing, adoption, or fostering ten weeks of paid baby bonding.
• Work-from-home flexibility and support | We recognize that everyone's homelife is different and support remote and hybrid work. Upon joining, we provide a one-time remote office stipend for all team members and then a monthly stipend to cover WFH costs such as the internet.
• Fun company-wide events | Whether we work locally or remotely, we genuinely enjoy spending time together. That’s why we plan fun virtual and in-person events to let loose and laugh.

 The base pay range targeted for this position is $100,000 to $230,000. This role is eligible for equity and benefits as shared above. Base pay is determined by market location and may vary depending on job-related knowledge, skills, and experience.

Ladder is building a diverse team of talented and enthusiastic people. We are an equal opportunity workplace. At Ladder, differences are celebrated and supported to benefit our people, product, and community. Let us know why you're interested in this position and what unique contributions you can make to the Ladder team. We look forward to hearing from you.

Research shows that candidates from underrepresented backgrounds often don't apply for roles if they don't meet all the criteria – unlike majority candidates meeting significantly fewer requirements. We strongly encourage you to apply if you’re interested: we'd love to know how you can elevate our team with your unique experience!

Role: Pricing Actuary   

Location:  San Francisco Bay Area, CA / Austin, TX / Dallas, TX / Morristown, NJ (Hybrid) 

Reports To: Senior Manager, Pricing Actuary 

Open to Relocation? We’ve Got You Covered: 

This role is open to candidates willing to relocate to one of our hub locations. Hippo offers relocation assistance to support your move, so you can focus on doing impactful work—not the logistics of getting here. 

About Hippo:  

Hippo exists to protect the joy of homeownership. We believe that insurance should protect the things you treasure through an intuitive, modern experience. We provide tailored insurance coverage and preventative maintenance plans that keep you protected throughout your homeowner journey. We’ll also help you find coverage for everything life brings—from auto to flood—reimagining how you care for your home.  

About the Role:   

We are seeking a detail-oriented, analytical actuary to help scale our actuarial toolkit and drive pricing and product analytics for a fast-changing book of business. You’ll apply core actuarial principles in creative, forward-looking ways as part of a small, high-impact pricing team with broad organizational visibility and regular interaction with senior leaders and executives.

About You:  

You are creative, collaborative, and self-motivated, with a passion for innovation. You thrive in a fast-paced startup environment, leveraging abundant growth opportunities and accessible self-service data to develop innovative pricing solutions. Your technical approach and comfort with Python and other coding languages will enable you to contribute to and enhance our actuarial data pipelines and toolkit. You excel in navigating uncertainty and change, making informed decisions even when data is imperfect. Your ability to communicate complex technical concepts to non-technical stakeholders is a key strength.  

What You’ll Do:  

• Lead the analysis and execution of state-level rate changes and new program launches from end-to-end
• Collaborate with Underwriting & Product Management to influence business decisions around profit and growth levers 
• Conduct regular actuarial indications and profitability studies to evaluate rate adequacy, identify growth opportunities, and inform pricing strategy 
• Provide support for loss cost model selection, scoring, calibration, and reporting
• Build raters and rate proposals in Python to ensure technical rate and model delivery 
• Develop new tools for the pricing team, contributing to the continuous improvement of our product development lifecycle 
• Cultivate proactive relationships with underwriting, legal, finance, risk and reinsurance, and agency to translate analytics into visible and actionable work 

Must Haves:  

• Minimum of 5 years of actuarial pricing experience in Homeowners or related P&C insurance lines
• Actuarial credentials: FCAS or near-FCAS 
• Strong knowledge of actuarial and insurance concepts such as loss cost trends, rate indications, loss cost modeling, reserving, and other key metrics 
• Professional coding experience using SQL and Python (or other language) for data manipulation and analysis, with opportunities to further develop these skills on the job 
• Experience using output of predictive models 
• Strong business acumen, linking analysis to business impact 
• Excellent communication and project management skills  

Nice to Haves:   

• Homeowners-specific pricing experience with predictive modeling and catastrophe modeling
• Experience designing new program launches and rating plans
• Comfort reading and writing Python packages and working with user-defined class structures 
• Experience with git or version control tools   
• Awareness of industry trends in Homeowners insurance and pricing ethics 

Benefits and Perks

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with:

• Relocation Assistance – Support available for qualified candidates relocating to one of our hub locations 
• Healthy Hippos Benefits - Multiple medical plan options, 100% covered dental and vision for you and your family, and a wellness program that rewards healthy habits. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
• Equity - This position is eligible for equity compensation 
• Training and Career Growth - Training and internal career growth opportunities
• Flexible Time Off - You know when and how you should recharge
• Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
• Hippo Habitat - Snacks and drinks available for onsite employees 

The Morristown, NJ and San Francisco Bay Area base pay range for this role is $155,000 - $195,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands.

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. 

Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known. 

Job Summary

This position contributes to regulatory projection and reporting efforts, including Cash Flow Testing, C3 Phase I, and related reserve adequacy analyses.  They run projection models, assist with model enhancements, perform detailed analyses, and support process improvement initiatives. This position is a part of the Actuarial Education Program and provides exam support and rotation opportunities for the candidate.

Organization

This position reports to the Actuary, Cash Flow Testing.

Duties and Responsibilities

• Generate actuarial projections using AXIS modeling software.
• Design and maintain appropriate controls for AXIS models and reports.
• Analyze model output, identify key drivers, and communicate results.
• Provide review and sign off for AXIS model changes and perform change management testing.
• Create and maintain process documentation.
• Collaborate with external partners and internal teams to align efforts and drive successful outcomes.
• Actively engage in continuous improvements for both process and reporting

Experience and Education Requirements

• Bachelor’s Degree in Actuarial Science, Mathematics, Statistics, or other related area.
• Minimum ASA with progress towards FSA and MAAA preferred.
• 4+ years of related individual life and annuity actuarial experience.
• Experience with general account insurance products, indexed products, life insurance accounting, and asset modeling. Knowledge of pension risk transfer a plus.

Knowledge, Skills and Abilities

• Intermediate knowledge and experience with actuarial modeling system – AXIS preferred.
• Sound knowledge of business and technical operations preferred.
• Knowledge of Statutory, GAAP, and Tax accounting
• Knowledge of general account insurance products
• Good communication and conflict resolution skills
• Self-starter who can develop policies, procedures and processes
• Ability to organize and manage multiple priorities required
• Intermediate knowledge of Microsoft Office applications (Word, Excel, PowerPoint, Access)
• Demonstrates initiative and a strong desire to understand and solve problems.

Willingness to ask questions and propose improvements.

• High degree of ownership for their areas of responsibility.
• Strong problem-solving skills that include advanced analytical and reasoning abilities. Demonstrate ability to apply actuarial principles to complex situations.

Other Requirements

• Perform other functions, duties and projects as assigned
• Regular and punctual attendance
• Some travel may be required (less than 10%)

#LI-JB1

#LI-Remote

Job Summary

Actuary, Model Validation develops and maintains our Microsoft Excel based model validation tools for various use cases and product lines.  The tools are essential to our governance process and need to be maintained in an efficient manner.  This role will also ensure that we look for ways to continue to gain efficiencies in the process, possibly utilizing additional applications.

This position reports to the AVP, Model Validation and will manage 2 actuarial resource, including responsibilities for developing the actuarial staff.

Duties and Responsibilities

• Collaborating with various teams to understand required changes to Corporate AXIS models used for pricing, inforce management, ALM, and valuation purposes
• Independently updating the Microsoft Excel validation tools to incorporate the necessary changes using model change management controls and efficient programming algorithms
• Ensure validation tools are developed and maintained using efficient methods
• Serving as the F&G expert on the Corporate AXIS model validation tools by providing technical support and relevant training to other actuarial users that are internal and/or external to the team
• Developing and driving enhancements to create repeatable and scalable processes
• Maintaining comprehensive documentation
• Fostering a risk aware culture within the team
• Lead and manage actuarial staff, ensuring team goals are met while developing and implementing development initiatives to enhance the skills and knowledge of actuarial staff. Fostering a collaborative and growth-oriented environment.

Experience and Education Requirements

• Bachelor’s degree in mathematics, statistics, actuarial science or related field
• FSA preferred
• 5+ years of related actuarial experience
• Experience with and knowledge of reporting and modeling of US Statutory and US GAAP reporting preferred
• Experience with Fixed Indexed Annuity, Registered Index-Linked Annuity, or reinsurance thereon, preferred
• Experience with and knowledge of AXIS or similar actuarial modeling software preferred

Knowledge, Skills & Abilities

• Extensive experience with Microsoft Excel
• Experience with VBA, Python, R, or other programming languages preferred
• Strong problem-solving skills that include advanced analytical and reasoning abilities
• Demonstrate ability to apply actuarial principles to complex situations
• Unconditional integrity and commitment to delivering accurate information on schedule
• Team player with demonstrated ability to proactively identify issues and to influence key project decisions to achieve desired outcomes
• Self-starter who demonstrates strong initiative and is able to operate efficiently in unpredictable and challenging project environments
• Excellent verbal, written, interpersonal, and presentation skills (including communicating with and presenting to all levels of management)

Physical Demands and Work Environment

• Regular and punctual attendance
• Some travel required (less than 10%)

#LI-JB1

#LI-Remote

This AVP, Modeling role reports to the VP, FACET Modeling Actuary. The Fortitude Analytics and Computational Evaluation Tool (FACET) is an in-house build actuarial modeling platform supporting statutory, GAAP, capital, hedging, embedded value, and long-range projection use cases. The platform is in a rapid-moving phase to standup and expand. The AVP, Modeling Actuary will play a critical role to ensure the timely delivery of modeling capacities with operation integrity, and ensure FACET remains stable, auditable, scalable, and aligned with enterprise financial and risk objectives. 

This role will be based in our Jersey City, NJ office on a hybrid basis.

What You Will Do: 

• Support FACET actuarial modeling platform standup and expansion.
• Work closely with model developers and end users to ensure timely delivery of functionalities. 
• Ensure proper design and change management of data, actuarial code, interface and pipeline automation.
• Test and validate cross-module model changes.
• Ensure FACET supports enterprise ALM use cases including:  
  • Long-Range Projections (LRP) 
  • Embedded Value (EV)
  • Pricing (challenger and production applications) 
  • Capital / BSCR 
  • AIL / SBA / CFT 
• Assist for proper documentation of modeling and methodology changes to the Governance Committee where required.
• Ensure proper model development life cycle.

What You Will Have:

• Bachelor's degree in finance, mathematics, statistics, computer science or related field.
• 7+ years of progressively more responsible actuarial experience with Life Insurance, Annuity products or ALM equivalent environment.
• Proficient in Python, Julia, SQL, GitHub and standard modeling tools and technology.
• Demonstrated analytical ability to analyze large and complex data sets and deliver insights to drive business decisions.
• Ability to work in a dynamic professional environment and handle multiple projects and deadlines.
• Ability to build relationships and communicate effectively across multiple levels and functions.
• Experience transitioning from vendor modeling platforms to internally developed solutions, preferred. 
• Ability to use/review/validate AI-generated code, preferred.
• Familiarity with open-source development practices, version control, CI/CD, and testing frameworks, preferred.

#LI-Hybrid

The AVP, VA Financial Reporting Actuary Manager role is a key role that leads, delivers and directly participates in the key deliverables of the Variable Annuity financial reporting team. The role is responsible for executing all aspects of US statutory / tax and US GAAP reserves and financial reporting for the VA block, as well as Cash Flow Testing, stress testing and EV/Strategic Plan projections. The role includes delivery and communication of results to outside stakeholders and it is generally expected that ownership of key reporting projects within the VA financial reporting team will be split amongst the AVP positions. The AVP, VA Financial Reporting Actuary Manager is also responsible for managing a team, leading and developing a high-performing team while ensuring alignment with organizational strategy through proactive coaching, succession planning, and cross-functional collaboration.

This role will be based in our Nashville, TN office on a hybrid basis.

What You Will Do:

• Prepare timely and accurate reporting of US GAAP reserves.
• Prepare timely and accurate reporting of US statutory reserves, tax reserves and all required statutory filings.
• Support the CFT process and analysis.
• Prepare timely and accurate reporting of RBC Stress Testing sensitivities, as well as EV and Strategic Plan projections.
• Develop and enhance results analysis and attribution for each reporting basis.
• Execute controls and governance processes.
• Support Finance by providing information and exhibits needed for financial reporting.
• Support other functional areas and management on information requests and initiatives as needed.
• Support the evaluation and potential integration of future acquisitions.
• Own the growth, performance, and future readiness of team members through structured development planning, coaching, and succession management.

What You Will Have:

• An undergraduate degree is required with preference for mathematic, actuarial sciences, and other quantitative fields.
• This individual will be a Fellow of the Society of Actuaries (FSA) or an Associate of the Society of Actuaries (ASA) with 7+ years of experience.
• 7+ years of actuarial experience in the Life and Annuity insurance industry with a minimum of 3 years in variable annuity valuation and financial reporting.
• Experience and proficient knowledge in US Statutory or US GAAP accounting frameworks for variable annuities.
• Proficient knowledge with VA products and familiarity with VA modeling.
• Proven track record of successfully owning financial reporting deliverables and improving process efficiency.
• Demonstrated success working in collaborative teams and in working with cross-functional teams and senior management.
• Demonstrated leadership, with the ability to direct and lead members of the team.

#LI-Hybrid

The AVP, VA Financial Reporting Actuary Manager role is a key role that leads, delivers and directly participates in the key deliverables of the Variable Annuity financial reporting team. The role is responsible for executing all aspects of US statutory / tax and US GAAP reserves and financial reporting for the VA block, as well as Cash Flow Testing, stress testing and EV/Strategic Plan projections. The role includes delivery and communication of results to outside stakeholders and it is generally expected that ownership of key reporting projects within the VA financial reporting team will be split amongst the AVP positions. The AVP, VA Financial Reporting Actuary Manager is also responsible for managing a team, leading and developing a high-performing team while ensuring alignment with organizational strategy through proactive coaching, succession planning, and cross-functional collaboration.

This role will be based inremotely.

What You Will Do:

• Prepare timely and accurate reporting of US GAAP reserves.
• Prepare timely and accurate reporting of US statutory reserves, tax reserves and all required statutory filings.
• Support the CFT process and analysis.
• Prepare timely and accurate reporting of RBC Stress Testing sensitivities, as well as EV and Strategic Plan projections.
• Develop and enhance results analysis and attribution for each reporting basis.
• Execute controls and governance processes.
• Support Finance by providing information and exhibits needed for financial reporting.
• Support other functional areas and management on information requests and initiatives as needed.
• Support the evaluation and potential integration of future acquisitions.
• Own the growth, performance, and future readiness of team members through structured development planning, coaching, and succession management.

What You Will Have:

• An undergraduate degree is required with preference for mathematic, actuarial sciences, and other quantitative fields.
• This individual will be a Fellow of the Society of Actuaries (FSA) or an Associate of the Society of Actuaries (ASA) with 7+ years of experience.
• 7+ years of actuarial experience in the Life and Annuity insurance industry with a minimum of 3 years in variable annuity valuation and financial reporting.
• Experience and proficient knowledge in US Statutory or US GAAP accounting frameworks for variable annuities.
• Proficient knowledge with VA products and familiarity with VA modeling.
• Proven track record of successfully owning financial reporting deliverables and improving process efficiency.
• Demonstrated success working in collaborative teams and in working with cross-functional teams and senior management.
• Demonstrated leadership, with the ability to direct and lead members of the team.

#LI-Remote

This AVP, Modeling role reports to the VP, FACET Modeling Actuary. The Fortitude Analytics and Computational Evaluation Tool (FACET) is an in-house build actuarial modeling platform supporting statutory, GAAP, capital, hedging, embedded value, and long-range projection use cases. The platform is in a rapid-moving phase to standup and expand. The AVP, Modeling Actuary will play a critical role to ensure the timely delivery of modeling capacities with operation integrity, and ensure FACET remains stable, auditable, scalable, and aligned with enterprise financial and risk objectives. 

This role will be based in our Nashville, TN office on a hybrid basis.

What You Will Do: 

• Support FACET actuarial modeling platform standup and expansion.
• Work closely with model developers and end users to ensure timely delivery of functionalities. 
• Ensure proper design and change management of data, actuarial code, interface and pipeline automation.
• Test and validate cross-module model changes.
• Ensure FACET supports enterprise ALM use cases including:  
  • Long-Range Projections (LRP) 
  • Embedded Value (EV)
  • Pricing (challenger and production applications) 
  • Capital / BSCR 
  • AIL / SBA / CFT 
• Assist for proper documentation of modeling and methodology changes to the Governance Committee where required.
• Ensure proper model development life cycle.

What You Will Have:

• Bachelor's degree in finance, mathematics, statistics, computer science or related field.
• 7+ years of progressively more responsible actuarial experience with Life Insurance, Annuity products or ALM equivalent environment.
• Proficient in Python, Julia, SQL, GitHub and standard modeling tools and technology.
• Demonstrated analytical ability to analyze large and complex data sets and deliver insights to drive business decisions.
• Ability to work in a dynamic professional environment and handle multiple projects and deadlines.
• Ability to build relationships and communicate effectively across multiple levels and functions.
• Experience transitioning from vendor modeling platforms to internally developed solutions, preferred. 
• Ability to use/review/validate AI-generated code, preferred.
• Familiarity with open-source development practices, version control, CI/CD, and testing frameworks, preferred.

#LI-Hybrid

This AVP, Modeling role reports to the VP, FACET Modeling Actuary. The Fortitude Analytics and Computational Evaluation Tool (FACET) is an in-house build actuarial modeling platform supporting statutory, GAAP, capital, hedging, embedded value, and long-range projection use cases. The platform is in a rapid-moving phase to standup and expand. The AVP, Modeling Actuary will play a critical role to ensure the timely delivery of modeling capacities with operation integrity, and ensure FACET remains stable, auditable, scalable, and aligned with enterprise financial and risk objectives. 

This role will be based remotely.

What You Will Do: 

• Support FACET actuarial modeling platform standup and expansion.
• Work closely with model developers and end users to ensure timely delivery of functionalities. 
• Ensure proper design and change management of data, actuarial code, interface and pipeline automation.
• Test and validate cross-module model changes.
• Ensure FACET supports enterprise ALM use cases including:  
  • Long-Range Projections (LRP) 
  • Embedded Value (EV)
  • Pricing (challenger and production applications) 
  • Capital / BSCR 
  • AIL / SBA / CFT 
• Assist for proper documentation of modeling and methodology changes to the Governance Committee where required.
• Ensure proper model development life cycle.

What You Will Have:

• Bachelor's degree in finance, mathematics, statistics, computer science or related field.
• 7+ years of progressively more responsible actuarial experience with Life Insurance, Annuity products or ALM equivalent environment.
• Proficient in Python, Julia, SQL, GitHub and standard modeling tools and technology.
• Demonstrated analytical ability to analyze large and complex data sets and deliver insights to drive business decisions.
• Ability to work in a dynamic professional environment and handle multiple projects and deadlines.
• Ability to build relationships and communicate effectively across multiple levels and functions.
• Experience transitioning from vendor modeling platforms to internally developed solutions, preferred. 
• Ability to use/review/validate AI-generated code, preferred.
• Familiarity with open-source development practices, version control, CI/CD, and testing frameworks, preferred.

#LI-Remote

Job Title: Director, Actuarial Pricing (FSA)
Location: Remote

Position Summary

Horace Mann is seeking a Director of Actuarial Pricing to lead pricing strategy and execution for our Group and Supplemental Benefits portfolio, with a focus on products serving educators and public service employees. This role will play a critical part in driving profitable growth through innovative pricing, data-driven insights, and strong cross-functional leadership.

The ideal candidate is an FSA with deep experience in Group and/or Supplemental Benefits pricing, a strategic mindset, and the ability to translate complex actuarial concepts into actionable business decisions. 

Key Responsibilities

• Lead the development and execution of pricing strategies for Group and Supplemental Benefits products (e.g., group life, disability, and voluntary/worksite benefits)
• Own pricing assumptions, methodologies, and governance to ensure alignment with profitability and risk objectives
• Partner closely with Product, Underwriting, Finance, Distribution, and Claims to support new product development, rate actions, and in-market strategy
• Evaluate product performance, emerging experience, and competitive positioning to recommend pricing and product adjustments
• Oversee the development, enhancement, and governance of actuarial pricing models
• Provide actuarial leadership for rate filings, regulatory compliance, and internal review processes
• Present pricing recommendations and business insights to senior leadership and key stakeholders
• Lead, mentor, and develop actuarial talent, fostering a high-performing and collaborative team environment
• Drive process improvements, automation, and the adoption of advanced analytics in pricing 

Qualifications

• Bachelor’s degree
• Fellow of the Society of Actuaries (FSA) designation required
• 6+ years of actuarial experience, with significant experience in Group and/or Supplemental Benefits pricing
• Strong understanding of pricing frameworks, risk management, and insurance product design
• Knowledge of regulatory environments and rate filing processes for group and supplemental insurance products
• Experience developing and managing actuarial models; familiarity with modeling tools such as MG-ALFA is a plus
• Advanced proficiency in Excel; experience with SQL, R, Python, or similar tools preferred
• Excellent communication and presentation skills, with the ability to influence senior stakeholders
• Strong business acumen and ability to balance technical rigor with practical decision-making

Preferred Qualifications

• Experience with educator-focused or affinity group insurance markets
• Demonstrated leadership experience, including managing or mentoring actuarial staff
• Experience leading cross-functional initiatives or strategic projects 

Why Horace Mann

• Mission-driven organization focused on serving educators and those who serve our communities
• Opportunity to shape pricing strategy and product innovation at a leadership level
• Collaborative culture with strong actuarial and business partnerships
• Competitive compensation, benefits, and flexible work arrangements

Salary Range: $124,200.00 - $175,800.00 

• Salary is commensurate to experience, location, etc.

JOB DESCRIPTION

Claims Manager  - Professional Liability (Dental)

Counterpart is a management and professional liability insurance platform for the 21st century workplace. We offer products and services to help companies align the risks and incentives of creating great organizations. Our platform is designed to measure risk more efficiently using the most advanced rating system in the industry, while also proactively mitigating the risks of our insureds. Ultimately, we provide businesses and professionals with frameworks to be the best versions of themselves. That’s where you come in.

As member of the Claims team, you will be one of the initial users of, and key feedback providers for, our active claims management processes and systems. Your input will help to shape and improve how we fulfill our mission of providing world-class service through tightly managing legal costs, making data-driven decisions when analyzing a claim’s value, and ensuring that other potentially responsible parties pay their fair share. This will necessitate close collaboration with Claims leadership, our internal Data and Engineering teams, and our carrier partners.

YOU WILL

• Complete accurate and timely investigations into the coverage, liability, and damages for each claim assigned to you.
• Actively manage each claim assigned to you in a way that produces the most timely and cost-effective resolution.
• Build and maintain positive and productive working relationships with internal and external customers, including policyholders, brokers, carrier partners, and Risk Engineers (underwriters).
• Direct and monitor assignments to experts and outside counsel, and hold those vendors accountable for meeting or exceeding our service standards. 
• Support our data collection efforts and models by effectively using the Counterpart claim system to fully and accurately capture critical details about each claim assigned to you.

• Identify and escalate insights into emerging claims trends across industries, geographies, and key business segments.
• Offer user-level feedback and insights to support the continuous improvement of our claim handling processes, guidelines, and systems.
• Ensure that every touchpoint with our insureds and brokers is representative of our brand, mission, and vision.

YOU HAVE

• At least 10 years of professional experience, with at least 5 years of experience litigating or managing dental professional liability claims. Previous carrier experience is a plus.
• Bachelor’s degree required; law degree (J.D.) and professional designations (RPLU, AIC, etc.) highly preferred.
• Must possess all required state claim adjuster licenses, or be able to obtain them within 90 days of hire.
• Proven ability to work both independently on complex matters and collaboratively as a team player to assist others as needed.
• High level of personal initiative and leadership skills.
• Exceptional time management, problem solving and organizational skills.
• Comfort and skill operating in a paperless claims environment and using Microsoft Office products (Word, Excel, etc.). Additional familiarity with Google Docs Editors suite is a plus.
• Willingness to use creative thinking and data-driven insights to overcome obstacles to resolution.
• Strong communication skills, both verbal and written.
• Ability to succeed in a full remote workplace environment, and travel as necessary (approximately 10-15%).

WHO YOU WILL WORK WITH:

• Eric Marler, Head of Claims: An industry veteran, Eric has more than 20 years of experience working with or for insurers offering management liability solutions. He is a licensed attorney who began his career in private practice before transitioning in-house. Prior to joining Counterpart, Eric held leadership roles at Great American Insurance Group and The Hanover Insurance Group.
• Dan Dubick, Claims Manager: Dan has worked across the insurance claims industry, including medical professional liability with MAG Mutual and Fortress Insurance and automobile liability with State Farm. A licensed attorney and mediator, he has held roles spanning legal practice and claims management.
• Tobias Schuler, Head of Data Analytics: After becoming a Fellow of the Casualty Actuarial Society and working as a consultant actuary at EY for several years, Tobias went on to drive the actuarial data & systems teams at QBE. He further leveraged his deep insurance and technical expertise at Munich Re Digital Partners in North America, where he headed data and analytics and oversaw the data infrastructure behind some of their largest programs.
• Chris Shafer, Chief of Staff: Chris is a published scientific author, having studied the neural correlates of gratitude at the lauded Brain and Creativity Institute. He has since helped to launch numerous businesses in which he held a variety of critical roles from product management to business operations to strategic partnerships. Chris received his bachelor’s degree in Biological Sciences from the University of Southern California.
• Tanner Hackett, CEO & Founder: Having founded two other major startups, including Button and Lazada, Tanner now spends his time focused on mental health through his philanthropy, Openminded.org, in addition to reading, surfing, yoga, and enjoying the outdoors. 

WHAT WE OFFER

• Stock Options: Every employee is able to participate in the value that they create at Counterpart through our employee stock option plan. 
• Health, Dental, and Vision Coverage: We care about your health and that of your loved ones. We cover up to 100% of your monthly contributions for health, dental, and vision insurance and up to 80% coverage for family members.
• 401(k) Retirement Plan: We value your financial health and offer a 401(k) option to help you save for retirement.
• Parental Leave: Birthing parents may take up to 12 weeks of parental leave at 100% of their regular pay following the birth of the employee’s child, and can choose to take an additional 4 unpaid weeks. Non-birthing parents will receive 8 weeks of parental leave at 100% of their regular pay.
• Unlimited Vacation: We offer flexible time off, allowing you to take time when you need it.
• Work from Anywhere: Counterpart is a fully distributed company, meaning there is no office. We allow employees to work from wherever they do their best work, and invite the team to meet in person a couple times per year.
• Home Office Allowance: As a new employee, you will receive a $300 allowance to set up your home office with the necessary equipment and accessories.
• Wellness stipend: $100 per month to spend toward an item or service that supports your wellness (i.e. massage or gym membership, meditation app subscription, etc.)
• Book stipend: To support your intellectual development, we offer a book stipend that allows you to purchase books, e-books, or educational materials relevant to your role or professional interests.
• Professional Development Reimbursement: We provide up to $500 annually for you to invest in relevant courses, workshops, conferences, or certifications that will enhance your skills and expertise.
• No working birthdays: Take your birthday off, giving you the opportunity to relax, enjoy your special day, and spend time with loved ones.
• Charitable Contribution Matching: For every charitable donation you make, we will match it dollar for dollar, up to a maximum of $150 per year. This allows you to amplify your charitable efforts and support causes close to your heart.

COUNTERPART'S VALUES

• Conjoin Expectations - it is the cornerstone of autonomy. Ensure you are aware of what is expected of you and clearly articulate what you expect of others. 
• Speak Boldly & Honestly - the only failure is not learning from mistakes. Don’t cheat yourself and your colleagues of the feedback needed when  expectations aren’t being met. 
• Be Entrepreneurial - control your own destiny.  Embrace action over perfection while navigating any obstacles that stand in the way of your ultimate goal. 
• Practice Omotenashi (“selfless hospitality”) - trust will follow.  Consider every interaction with internal and external partners an opportunity to develop trust by going above and beyond what is expected. 
• Hold Nothing As Sacred - create routines but modify them routinely.  Take the time to reflect on where the business is today, where it needs to  go, and what you have to change in order to get there.
• Prioritize Wellness - some things should never be sacrificed. We create an environment that stretches everyone to grow and improve, which is fulfilling, but is only one part of a meaningful life.

Our estimated pay range for this role is $150,000 to $180,000. Base salary is determined by a variety of factors, including but not limited to, market data, location, internal equitability, and experience. 

We are committed to being a welcoming and inclusive workplace for everyone, and we are intentional about making sure people feel respected, supported and connected at work—regardless of who you are or where you come from. We value and celebrate our differences and we believe being open about who we are allows us to do the best work of our lives.

We are an Equal Opportunity Employer. We do not discriminate against qualified applicants or employees on the basis of race, color, religion, gender identity, sex, sexual preference, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by federal, state, or local law, rule, or regulation.

Job Summary

This position’s primary responsibility is to support the development and implementation of VM-22 into a production environment for Fidelity & Guaranty Life.  This position will be a subject matter expert on the VM-22 regulation as well as company processes related to VM-22 for all affected lines of business including fixed indexed annuities, multi-year guarantee annuities and pension risk transfer annuities.

Duties and Responsibilities

Specific duties of the position will include:

• Identifying key drivers affecting VM-22 reserves and assisting with recommendations on assumptions or methods that optimize reserve balances while maintaining compliance with the regulation
• Working with the Reinsurance team to analyze the impact reinsurance has on the VM-22 results
• Working with the Asset Liability Management (ALM) and Investment team on strategic asset selection initiatives
• Working with the Retail and PRT Pricing teams to analyze the impact VM-22 has on pricing of new products or deals
• Presenting to leaders on analysis and key aspects of the results
• Completing user acceptance testing of the VM-22 reserve results
• Execution of controls around the reserves in a complete and accurate fashion.
• Manage an actuarial student
• Stay abreast of new regulations/requirements, etc.

Experience and Education Requirements

• Bachelor's degree in mathematics, actuarial science or related technical field.
• FSA and MAAA certifications are strongly preferred; may consider ASA designation with increased levels of experience.
• Minimum of five years of related actuarial experience.

Knowledge, Skills & Abilities

• Strong technical, analytical, organizational, computer, and team skills.
• Solid understanding of insurance company income statements and balance sheets.
• Solid understanding of maintaining a strong control environment.
• Proactive individual who can provide strong technical support to Actuarial Valuation team with solid analytical skills.
• Self-starter who demonstrates strong initiative and displays a high energy level.
• Strong problem-solving skills that include advanced analytical and reasoning abilities; demonstrated ability to apply actuarial principles to complex situations.
• Ability to establish and maintain strong internal relationships within the company.
• Team player who has the ability to function as a key member of a small group in which members of the team work with great autonomy; take a high degree of ownership for their areas of responsibility (subject matter expert).
• Knowledge of Microsoft Office applications (Word, Excel, PowerPoint, Access).
• Ability to learn and utilize actuarial software systems.
• Effective verbal and written communication skills; strong presentation skills a plus.

Other Requirements

• Perform other functions, duties and projects, as assigned.
• Regular and punctual attendance.
• Some travel may be required (less than 10%).

#LI-JB1

#LI-Remote

What You’ll Do 

As an Associate Actuary at Imagine Pediatrics, you will leverage your actuarial expertise to conduct and present analytics on several fronts. Key projects will include forecasting, budgeting, and analyzing the financial and clinical value proposition that Imagine Pediatrics brings to its current and prospective member base and payor clients. Primary functions and responsibilities of this role will include: 

• Develop tools and internal capabilities to measure the performance of value-based / shared-savings arrangements and communicate valuable insights to key stakeholders 

• Apply knowledge of Medicaid reimbursement components and healthcare claims data to assist with the development and ongoing execution of cost and revenue forecasting models 

• Execute strategies in a dynamic environment while maintaining operational excellence and complete work with a sense of urgency, detail-orientation and enthusiasm 

• Apply the knowledge of procedures and guidelines to initiate, organize, carry out and oversee new initiatives or changes implemented within various projects 

• Partner with the Healthcare Economics team to demonstrate value our clients achieve with Imagine through the reporting of revenue / risk score trends, healthcare utilization trends, IBNR, and financial savings 

• Analyze profitability by duration, acuity, and resource allocation to inform strategic recommendations to senior leadership 

• Work closely with other finance teams to monitor performance against forecasts, analyzing and explaining drivers of variances from revenue, cost, and membership 

• Collaborate with the Business Development team to evaluate new business opportunities 

What You Bring & How You Qualify 

First and foremost, you’re passionate and committed to reimagining pediatric health care and creating a world where every child with complex medical conditions gets the care and support they deserve. In this role, you will need:

• Associate of the Society of Actuaries or Fellow of the Society of Actuaries 

• Bachelor’s degree 

• Minimum of 3 years of actuarial experience within a healthcare, managed care, or a consulting organization 

• Medicaid managed care rate development or rate advocacy experience strongly preferred 

• Experience with value-based reimbursement strategies and affordability initiatives preferred 

• SQL and/or SAS skills 

• Prior project management experience preferred 

• Ability to work both independently and collaboratively in a dynamic and fast-paced environment 

• Strong communicator (both written and verbal) with an ability to break down complex and technical concepts in an easy to understand way 

• Strong organizational, documentation and problem-solving skills 

• Strong business acumen and interpersonal skills 

What We Offer (Benefits + Perks) 
 
The role offers a base salary range of $110,000 - $135,000 in addition to an annual bonus incentive, competitive company benefits package and eligibility to participate in an employee equity purchase program (as applicable). When determining compensation, we analyze and carefully consider several factors including job-related knowledge, skills and experience. These considerations may cause your compensation to vary. 
 
We provide these additional benefits and perks:

• Competitive medical, dental, and vision insurance 
• Healthcare and Dependent Care FSA; Company-funded HSA
• 401(k) with 4% match, vested 100% from day one
• Employer-paid short and long-term disability 
• Life insurance at 1x annual salary 
• 20 days PTO + 10 Company Holidays & 2 Floating Holidays 
• Paid new parent leave
• Additional benefits to be detailed in offer 

What You’ll Do 

As an Actuarial Analyst at Imagine Pediatrics, you will leverage your actuarial expertise to conduct and present analytics on several fronts. Key projects will include forecasting, budgeting, and analyzing the financial and clinical value proposition that Imagine Pediatrics brings to its current and prospective member base and payor clients. Primary functions and responsibilities of this role will include:

• Develop tools and internal capabilities to measure the performance of value-based / shared-savings arrangements and communicate valuable insights to key stakeholders
• Apply knowledge of Medicaid reimbursement components and healthcare claims data to assist with the development and ongoing execution of cost and revenue forecasting models
• Partner with the Healthcare Economics team to demonstrate value our clients achieve with Imagine through the reporting of revenue / risk score trends, healthcare utilization trends, IBNR, and financial savings
• Analyze profitability by duration, acuity, and resource allocation to inform strategic recommendations to senior leadership
• Work closely with other finance teams to monitor performance against forecasts, analyzing and explaining drivers of variances from revenue, cost, and membership
• Collaborate with the Business Development team to evaluate new business opportunities

What You Bring & How You Qualify 

First and foremost, you’re passionate and committed to reimagining pediatric health care and creating a world where every child with complex medical conditions gets the care and support they deserve.

• Associate or working towards Associate of the Society of Actuaries with 3+ completed exams
• Bachelor’s degree
• Minimum of 2-4 years of actuarial experience within a healthcare, managed care, or consulting organization
• Medicaid experience preferred
• Experience with value-based reimbursement strategies and affordability initiatives preferred
• SQL and/or SAS skills
• Ability to work both independently and collaboratively in a dynamic and fast-paced environment
• Strong communicator (both written and verbal) with an ability to break down complex and technical concepts in an easy to understand way
• Strong organizational, documentation and problem-solving skills
• Strong business acumen and interpersonal skills
  
  

What We Offer (Benefits + Perks) 

The role offers a base salary range of $90,000 - $110,000 in addition to an annual bonus incentive, competitive company benefits package and eligibility to participate in an employee equity purchase program (as applicable). When determining compensation, we analyze and carefully consider several factors including job-related knowledge, skills and experience. These considerations may cause your compensation to vary. 
 
We provide these additional benefits and perks:

• Competitive medical, dental, and vision insurance 
• Healthcare and Dependent Care FSA; Company-funded HSA
• 401(k) with 4% match, vested 100% from day one
• Employer-paid short and long-term disability 
• Life insurance at 1x annual salary 
• 20 days PTO + 10 Company Holidays & 2 Floating Holidays 
• Paid new parent leave
• Additional benefits to be detailed in offer 

🧰 Who We Are

🚀 About the Team

🎯 Your Mission

✏️ Your Responsibilities

Pricing Strategy

Portfolio Management & Analytics

Technical Pricing

Stakeholder & Partner Management

🧠 What You Bring

Essential

• Experience in pricing roles within the UK insurance market, covering Motor, Home and/or SME.
• Strong understanding of UK market dynamics and the regulatory framework.
• Demonstrable proficiency in actuarial techniques and pricing modelling.
• Experience with P&C pricing tools (e.g., AKUR8, RADAR, EARNIX or equivalent).
• Strong programming skills in SQL and/or Python.
• Experience with machine learning approaches and data visualisation tools (e.g., Power BI, Tableau).
• Proven track record of leading pricing projects and/or teams.
• Excellent communication skills and ability to influence stakeholders at all levels.
• Strong commercial acumen and strategic thinking.

Desirable

• Actuarial qualification (FIA/FFA) or progress toward qualification (ideal but not required).
• Experience working with MGAs or within a B2B2C insurance model.

✨ Who You Are

✨ 🤖 AI & Digital Mindset

🌟 Why Join Wakam?

🏆 Hiring Process

We aim for a fast and insightful process:

1. Introductory Interview with our Talent Acquisition Partner.

2. Manager Interview with our UK Chief Underwriting.

3. Technical Interview with the Team.

4. Culture Fit Interview in our London office with the Head of People and our Chief Underwriting. 

👉 Ready to build the future of pricing at Wakam?
Apply now and become part of our journey to redefine embedded insurance across Europe.

=> Welcome @Wakam 🙌

AI-Assisted Interview Process Policy | Notion

🧰 Who We Are

🚀 About the Team

You will join the Motor Pricing team, which supports Wakam’s partner portfolios by delivering technical pricing excellence and profitability steering.

The team works in close collaboration with stakeholders across Risk, Reinsurance, Data, Underwriting, and Partner Management, and plays a key role in ensuring our Motor business remains sustainable, competitive, and scalable across markets.

🎯 Your Mission

As a Motor Pricing Actuary, you will deliver pricing and portfolio analysis work across the UK & Rest of Europe scope (excluding France).

Your core objective is to secure profitability and strengthen technical portfolio management through robust pricing, performance monitoring, and actionable recommendations.

You will operate with a high level of autonomy, taking ownership of projects end-to-end — from analysis and recommendation to deliverables ready for committee review and implementation.

✏️ Your Responsibilities

End-to-End Pricing & Portfolio Projects

You will independently manage projects covering:

• New contract pricing: profitability analyses, scenario testing, and pricing recommendations tailored to partner needs and constraints.
• Optimisation of existing portfolios: performance diagnostics, identification of key drivers (mix effects, claims trends, inflation, drifts), pricing action proposals, and impact monitoring over time.
• Pricing tools & technical assets: maintenance and targeted improvements of datasets, models, scripts, and profitability reports, ensuring quality, consistency of definitions, and reproducibility.
• Partner reviews & committees: preparation of review packs and quantified analyses to support partner discussions and internal governance.

✅ Expected Deliverables

You will produce ready-to-use, auditable deliverables that can be used in governance settings and handed over smoothly, including:

• Pricing notes and recommendations
• Portfolio performance analyses and diagnostics
• Committee materials (slides + appendices)
• Quantified outputs (tables, scripts, queries) with light documentation enabling reuse and handover

🧠 What You Bring

You bring strong technical foundations and relevant market expertise, including:

• Proven expertise in Motor pricing, either in European markets and/or the UK
• Experience in Italy and/or Spain is a strong plus
• Experience with Akur8 is a strong plus
• Excellent actuarial and analytical skills, with the ability to produce robust, decision-grade analyses
• Ability to deliver committee-ready outputs, with structured narratives, clear assumptions, quantified impacts, and traceability
• Comfort working with stakeholders across Risk, Reinsurance, and Data, and translating technical work into actionable recommendations

✨ Who You Are

You are likely to thrive in this contractor role if you are:

• Highly autonomous, with a strong sense of ownership and delivery discipline
• Structured and rigorous, especially on auditability, consistency, and reproducibility
• Pragmatic and impact-oriented, focused on what truly drives profitability and can be implemented effectively
• Comfortable operating in a multi-stakeholder environment, and able to communicate clearly with both technical and non-technical audiences

🏆 Hiring Process

Our hiring process is designed to be selective, transparent, and respectful of your time:

1. Initial interview with our Talent Acquisition Partner
2. Interview with our Pricing Lead Motor UK & Europe
3. Technical Assessment (+presentation)
4. Chief Interview with our Chief Underwriting Officer - Motor and Mobility
5. Finale Interview with our People Partner

AI-Assisted Interview Process Policy | Notion

🧰 Who We Are

🧰 Who We Are

🚀 About the Team

You will join the Motor Pricing team, which supports Wakam’s partner portfolios by delivering technical pricing excellence and profitability steering.

The team works in close collaboration with stakeholders across Risk, Reinsurance, Data, Underwriting, and Partner Management, and plays a key role in ensuring our Motor business remains sustainable, competitive, and scalable across markets.

🎯 Your Mission

As a Motor Pricing Actuary, you will deliver pricing and portfolio analysis work across the UK & Rest of Europe scope (excluding France).

Your core objective is to secure profitability and strengthen technical portfolio management through robust pricing, performance monitoring, and actionable recommendations.

You will operate with a high level of autonomy, taking ownership of projects end-to-end — from analysis and recommendation to deliverables ready for committee review and implementation.

✏️ Your Responsibilities

End-to-End Pricing & Portfolio Projects

You will independently manage projects covering:

• New contract pricing: profitability analyses, scenario testing, and pricing recommendations tailored to partner needs and constraints.
• Optimisation of existing portfolios: performance diagnostics, identification of key drivers (mix effects, claims trends, inflation, drifts), pricing action proposals, and impact monitoring over time.
• Pricing tools & technical assets: maintenance and targeted improvements of datasets, models, scripts, and profitability reports, ensuring quality, consistency of definitions, and reproducibility.
• Partner reviews & committees: preparation of review packs and quantified analyses to support partner discussions and internal governance.

✅ Expected Deliverables

You will produce ready-to-use, auditable deliverables that can be used in governance settings and handed over smoothly, including:

• Pricing notes and recommendations
• Portfolio performance analyses and diagnostics
• Committee materials (slides + appendices)
• Quantified outputs (tables, scripts, queries) with light documentation enabling reuse and handover

🧠 What You Bring

You bring strong technical foundations and relevant market expertise, including:

• Proven expertise in Motor pricing, either in European markets and/or the UK
• Experience in Italy and/or Spain is a strong plus
• Experience with Akur8 is a strong plus
• Excellent actuarial and analytical skills, with the ability to produce robust, decision-grade analyses
• Ability to deliver committee-ready outputs, with structured narratives, clear assumptions, quantified impacts, and traceability
• Comfort working with stakeholders across Risk, Reinsurance, and Data, and translating technical work into actionable recommendations

✨ Who You Are

You are likely to thrive in this contractor role if you are:

• Highly autonomous, with a strong sense of ownership and delivery discipline
• Structured and rigorous, especially on auditability, consistency, and reproducibility
• Pragmatic and impact-oriented, focused on what truly drives profitability and can be implemented effectively
• Comfortable operating in a multi-stakeholder environment, and able to communicate clearly with both technical and non-technical audiences

🏆 Hiring Process

Our hiring process is designed to be selective, transparent, and respectful of your time:

1. Initial interview with our Talent Acquisition Partner
2. Interview with our Pricing Lead Motor UK & Europe
3. Technical Assessment (+presentation)
4. Chief Interview with our Chief Underwriting Officer - Motor and Mobility
5. Finale Interview with our People Partner

AI-Assisted Interview Process Policy | Notion

🧰 Who We Are

🧰 Who We Are

🚀 About the Team

You will join the Motor Pricing team, which supports Wakam’s partner portfolios by delivering technical pricing excellence and profitability steering.

The team works in close collaboration with stakeholders across Risk, Reinsurance, Data, Underwriting, and Partner Management, and plays a key role in ensuring our Motor business remains sustainable, competitive, and scalable across markets.

🎯 Your Mission

As a Motor Pricing Actuary, you will deliver pricing and portfolio analysis work across the UK & Rest of Europe scope (excluding France).

Your core objective is to secure profitability and strengthen technical portfolio management through robust pricing, performance monitoring, and actionable recommendations.

You will operate with a high level of autonomy, taking ownership of projects end-to-end — from analysis and recommendation to deliverables ready for committee review and implementation.

✏️ Your Responsibilities

End-to-End Pricing & Portfolio Projects

You will independently manage projects covering:

• New contract pricing: profitability analyses, scenario testing, and pricing recommendations tailored to partner needs and constraints.
• Optimisation of existing portfolios: performance diagnostics, identification of key drivers (mix effects, claims trends, inflation, drifts), pricing action proposals, and impact monitoring over time.
• Pricing tools & technical assets: maintenance and targeted improvements of datasets, models, scripts, and profitability reports, ensuring quality, consistency of definitions, and reproducibility.
• Partner reviews & committees: preparation of review packs and quantified analyses to support partner discussions and internal governance.

✅ Expected Deliverables

You will produce ready-to-use, auditable deliverables that can be used in governance settings and handed over smoothly, including:

• Pricing notes and recommendations
• Portfolio performance analyses and diagnostics
• Committee materials (slides + appendices)
• Quantified outputs (tables, scripts, queries) with light documentation enabling reuse and handover

🧠 What You Bring

You bring strong technical foundations and relevant market expertise, including:

• Proven expertise in Motor pricing, either in European markets and/or the UK
• Experience in Italy and/or Spain is a strong plus
• Experience with Akur8 is a strong plus
• Excellent actuarial and analytical skills, with the ability to produce robust, decision-grade analyses
• Ability to deliver committee-ready outputs, with structured narratives, clear assumptions, quantified impacts, and traceability
• Comfort working with stakeholders across Risk, Reinsurance, and Data, and translating technical work into actionable recommendations

✨ Who You Are

You are likely to thrive in this contractor role if you are:

• Highly autonomous, with a strong sense of ownership and delivery discipline
• Structured and rigorous, especially on auditability, consistency, and reproducibility
• Pragmatic and impact-oriented, focused on what truly drives profitability and can be implemented effectively
• Comfortable operating in a multi-stakeholder environment, and able to communicate clearly with both technical and non-technical audiences

🏆 Hiring Process

Our hiring process is designed to be selective, transparent, and respectful of your time:

1. Initial interview with our Talent Acquisition Partner
2. Interview with our Pricing Lead Motor UK & Europe
3. Technical Assessment (+presentation)
4. Chief Interview with our Chief Underwriting Officer - Motor and Mobility
5. Finale Interview with our People Partner

AI-Assisted Interview Process Policy | Notion

🧰 Who We Are

🧰 Who We Are

🚀 About the Team

You will join the Motor Pricing team, which supports Wakam’s partner portfolios by delivering technical pricing excellence and profitability steering.

The team works in close collaboration with stakeholders across Risk, Reinsurance, Data, Underwriting, and Partner Management, and plays a key role in ensuring our Motor business remains sustainable, competitive, and scalable across markets.

🎯 Your Mission

As a Motor Pricing Actuary, you will deliver pricing and portfolio analysis work across the UK & Rest of Europe scope (excluding France).

Your core objective is to secure profitability and strengthen technical portfolio management through robust pricing, performance monitoring, and actionable recommendations.

You will operate with a high level of autonomy, taking ownership of projects end-to-end — from analysis and recommendation to deliverables ready for committee review and implementation.

✏️ Your Responsibilities

End-to-End Pricing & Portfolio Projects

You will independently manage projects covering:

• New contract pricing: profitability analyses, scenario testing, and pricing recommendations tailored to partner needs and constraints.
• Optimisation of existing portfolios: performance diagnostics, identification of key drivers (mix effects, claims trends, inflation, drifts), pricing action proposals, and impact monitoring over time.
• Pricing tools & technical assets: maintenance and targeted improvements of datasets, models, scripts, and profitability reports, ensuring quality, consistency of definitions, and reproducibility.
• Partner reviews & committees: preparation of review packs and quantified analyses to support partner discussions and internal governance.

✅ Expected Deliverables

You will produce ready-to-use, auditable deliverables that can be used in governance settings and handed over smoothly, including:

• Pricing notes and recommendations
• Portfolio performance analyses and diagnostics
• Committee materials (slides + appendices)
• Quantified outputs (tables, scripts, queries) with light documentation enabling reuse and handover

🧠 What You Bring

You bring strong technical foundations and relevant market expertise, including:

• Proven expertise in Motor pricing, either in European markets and/or the UK
• Experience in Italy and/or Spain is a strong plus
• Experience with Akur8 is a strong plus
• Excellent actuarial and analytical skills, with the ability to produce robust, decision-grade analyses
• Ability to deliver committee-ready outputs, with structured narratives, clear assumptions, quantified impacts, and traceability
• Comfort working with stakeholders across Risk, Reinsurance, and Data, and translating technical work into actionable recommendations

✨ Who You Are

You are likely to thrive in this contractor role if you are:

• Highly autonomous, with a strong sense of ownership and delivery discipline
• Structured and rigorous, especially on auditability, consistency, and reproducibility
• Pragmatic and impact-oriented, focused on what truly drives profitability and can be implemented effectively
• Comfortable operating in a multi-stakeholder environment, and able to communicate clearly with both technical and non-technical audiences

🏆 Hiring Process

Our hiring process is designed to be selective, transparent, and respectful of your time:

1. Initial interview with our Talent Acquisition Partner
2. Interview with our Pricing Lead Motor UK & Europe
3. Technical Assessment (+presentation)
4. Chief Interview with our Chief Underwriting Officer - Motor and Mobility
5. Finale Interview with our People Partner

AI-Assisted Interview Process Policy | Notion

Job Summary

F&G is hiring for a Sr. Associate Actuary on the New Business Rate Setting team. This position is responsible for performing rate setting analysis, pricing, and risk analysis for F&G’s Annuity products, in accordance with established pricing guidelines and profitability targets to achieve F&G’s product strategy.

This position reports directly to the Director, New Business Rate Setting. The position is expected to interact with the inforce management, modeling, and finance teams as well as others across disciplines and functions.

Duties and Responsibilities

• Collaborate with distribution, competitive intelligence, investments, and company management to analyze pricing for annuity new business
• Perform analysis and contribute to rate decision recommendations for Annuity new business products by:
• Conducting pricing analysis to evaluate product profitability.
• Assessing and updating rate setting model inputs and assumptions.
• Performing analysis to understand reinsurance impacts of rate setting decisions.
• Creating demonstrations of Annuity new business profitability to support rate recommendations.
• Contribute to informed data-driven decisions based on a thorough understanding of product, profitability, capital utilization, and risk.
• Develop and update rate setting assumptions, maintain rate setting models, and create documentation to ensure appropriate governance procedures are followed.
• Support the integration of new products, reinsurance treaties, and other updates into recurring pricing analysis and rate setting processes.
• Develop and implement enhancements to create repeatable and scalable processes.

Experience and Education Requirements

• Bachelor's degree in mathematics, actuarial science or related degree or equivalent experience
• ASA required; FSA and MAAA Preferred
• 4+ years actuarial experience with progressively more responsibility
• Annuity product background preferred but not required, with preference for Fixed Annuity, Fixed Indexed Annuity, or Registered Indexed Linked Annuity experience
• Experience within various actuarial functions with an understanding of pricing, capital, and financial metrics
• Experience with and knowledge of GGY AXIS or similar actuarial modeling software

Knowledg, Skills & Abilities

• Demonstrated ability to apply actuarial principles to complex situations
• Strong problem-solving skills with analytical and reasoning abilities
• Unconditional integrity and commitment to delivering accurate information on schedule
• Demonstrated ability to proactively identify issues and to influence key project decisions to achieve desired outcomes
• Self-starter who demonstrates strong initiative and is able to operate efficiently in unpredictable and challenging environments, managing the delivery of projects in addition to individual tasks and processes
• Ability to collaborate with technical and non-technical audiences at all levels of leadership, either through verbal or written forms of communication

Other Requirements

• Perform other functions, duties and projects as assigned
• Regular and punctual attendance
• No travel is required for this position

#LI-JB1

#LI-Remote

Actuaries Unlimited (AUI), based in Los Angeles, California, is a leading provider of pension administration and retirement benefits consulting. The firm is comprised of a highly experienced team of actuaries and retirement professionals who work collaboratively to deliver thoughtful, accurate, and client-focused solutions.

AUI is an operating partner of Strongpoint Partners. Through this partnership, AUI combines deep actuarial expertise with the scale, resources, and innovation of a growing national platform.

Position Summary

Actuaries Unlimited (AUI) is seeking an experienced Enrolled Actuary with Defined Benefit and Defined Contribution (DB/DC) plan experience, particularly within the small business marketplace.

This individual will play a key role in delivering actuarial and consulting services to clients, including compliance testing, government reporting, and plan design guidance. You will partner closely with clients and internal teams to ensure accuracy, compliance, and strategic plan optimization.

This is an opportunity to join a collaborative and growing organization where your expertise will directly impact client outcomes and contribute to the continued evolution of the business.

Location: Fully remote (U.S.-based candidates only)

Key Responsibilities

• Interpret and communicate Defined Benefit and Cash Balance plan valuation results to clients and internal actuaries
• Prepare and file PBGC reports for applicable Defined Benefit plans
• Stay current on industry trends and legislative changes impacting retirement plans
• Review and interpret plan documents and amendments
• Advise clients on plan design strategies and contribution structures
• Review 401(k) valuations, trust accounting, and government reporting
• Perform and analyze nondiscrimination testing
• Support actuarial valuations, AFTAP certifications, and Schedule B filings
• Calculate participant benefits and provide ongoing client support
• Collaborate across teams to ensure accurate and timely plan administration

What You Bring

• 3–5+ years of retirement plan experience, with a focus on Defined Benefit and/or Cash Balance plans
• Enrolled Actuary (EA) designation required
• Strong knowledge of nondiscrimination testing and compliance requirements
• Experience with Defined Benefit/Cash Balance valuations and PBGC filings
• Familiarity with advanced cross-testing concepts
• Proficiency in Microsoft Office (Excel, Word, Outlook)
• Experience with Relius, FT William, or similar administration systems
• Strong project management skills and attention to detail
• Comfortable working in a fast-paced, evolving environment

Compensation & Benefits

The anticipated base salary for this position is $110,000+ annually, with final compensation based on experience, skills, and geographic location.

POSITION OVERVIEW 

We are seeking a seasoned actuarial modeling leader to serve as the enterprise Model Expert and Owner, responsible for overseeing the design, governance, maintenance, and strategic evolution of our MG-ALFA modeling framework. This role ensures that core actuarial models reliably support valuation, forecasting, capital, pricing, and risk analytics across the organization. 

The ideal candidate brings deep technical expertise, strong accounting acumen, and a demonstrated ability to partner across functions—including valuation, capital, risk, finance, product, and technology—to ensure the modeling environment remains accurate, well-governed, scalable, and positioned to meet evolving regulatory, reporting, and business requirements. 

RESPONSIBILITIES  

• Serve as the enterprise owner of the MG-ALFA modeling ecosystem, ensuring consistency, reliability, and adherence to governance standards. 

• Lead model development, enhancement, and maintenance efforts to support US GAAP, US statutory, capital, forecasting, and management reporting needs. 

• Oversee model change management processes, documentation standards, validation routines, and governance frameworks. 

• Evaluate model performance, identify areas for improvement, and drive modernization or re-architecture initiatives when appropriate. 

• Ensure models accurately reflect accounting bases, including US GAAP (LDTI), US statutory, tax, and economic frameworks; familiarity with BMA regulatory standards is a plus. 

• Work collaboratively with valuation, capital, FP&A, risk, and product teams to align modeling approaches and ensure timely delivery of required outputs. 

• Partner with technology and model infrastructure teams to advance automation, performance optimization, and integration with upstream and downstream systems. 

• Provide actuarial expertise, direction, and peer review on model assumptions, methodologies, and controls. 

• Mentor and guide actuarial staff on modeling best practices, coding standards, and actuarial software techniques. 

• Develop clear, comprehensive, audit-ready documentation and support internal/external audit, model validation, regulators, and rating agency inquiries. 

• Monitor emerging regulatory, industry, and modeling developments to maintain a forward-looking model strategy. 

 QUALIFICATIONS 

• Fellow of the Society of Actuaries (FSA) required. 

• 10+ years of actuarial experience, with a strong emphasis on financial modeling, model governance, and model infrastructure. 

• Deep hands-on expertise in MG-ALFA; experience architecting or owning enterprise model frameworks strongly preferred. 

• Extensive knowledge of US GAAP (including LDTI) and US statutory accounting; experience with BMA capital and reporting requirements considered a significant advantage. 

• Strong programming and scripting skills (e.g., Python, SQL, VBA, C++ or equivalent) with demonstrated ability to automate complex actuarial workflows. 

• Proven experience with model governance, change management, documentation standards, and validation frameworks. 

• Exceptional problem-solving skills, intellectual curiosity, and technical rigor. 

• Strong communication skills and the ability to explain complex modeling concepts to technical and non-technical stakeholders. 

• Demonstrated ability to lead cross-functional initiatives and influence modeling strategy across an organization. 

• Understand and interpret elements of Defined Benefit / Cash Balance Plan actuarial valuation & be able to communicate issues to in-house actuaries and clients.
• Prepare and facilitate PBGC filings for covered Defined Benefit Plans.
• Maintain industry knowledge and share information with client and team members.
• Keep up to date with changing 401(k) & Defined Benefit Plan legislative requirements.
• Discuss plan design changes and options with clients.
• Prepare 401(k) valuations/trust accounting/government reporting on an accrual basis.
• Perform benefit calculations, valuations, AFTAP and schedule SBs.

• 3-5+ years of small plan DB experience 
• Enrolled Actuary designation to sign documents is preferred. 
• Knowledge of Defined Benefit / Cash Balance actuarial valuation reports & PBGC filing requirements.
• Knowledge of advanced cross-testing concepts and ability to perform testing to determine the most cost-effective solutions to meet nondiscrimination requirements.

This is a fully remote position open to candidates across the United States. Preference will be given to candidates located in the Central and Eastern time zones.
The anticipated salary range for this position is $80,000-$150,000+, depending on experience, skill set, and geographic location.

JOB DESCRIPTION

PRICING AND SYSTEMS ACTUARY

Counterpart is an insurtech platform reimagining management and professional liability for the modern workplace. We believe that when businesses lead with clarity and confidence, they become more resilient, more innovative, and better prepared for what’s ahead. That’s why we built the first Agentic Insurance™ system — where advanced AI and deep insurance expertise come together to proactively assess, mitigate, and manage risk. Backed by A-rated carriers and trusted by brokers nationwide, our platform helps small businesses grow with confidence. Join us in shaping a smarter future, helping businesses Do More With Less Risk®.

As a Pricing and Systems Actuary, you will balance being a prolific individual contributor to initiatives at the intersection of data science and traditional actuarial work. You will help bridge the gap between the Data & Insurance teams by leveraging actuarial techniques such as pricing and risk modeling as well as new techniques such as machine learning and programming. In addition, you will contribute to the culture, rituals, and processes that underpin a high-functioning team and the organization more broadly. 

AS A PRICING AND SYSTEMS ACTUARY, YOU WILL: 

• Build and maintain new efficient/expansive rating systems and related models in Python and in Excel. Building a system ultimately allows the team to help steer the portfolio more effectively
• Build and maintain risk/simulation models to help analyze and steer the business
• Research ways to leverage industry data to enhance current rating, new/current admitted filings, and provide guidance to underwriting
• Develop complex analyses of our underwriting, operations, business development, product performance, and user experience
• Assist the data science, operations, and insurance teams with ad hoc analysis, data normalization, data cleansing and process improvement
• Support the integration and production of new data sources in a manner that minimizes development cycles while maximizing potential business applications
• Continuously challenge how we can improve our underwriting and operations
• Maintain a clean production environment such that the data models can be easily interpreted and built upon by other data science and engineering team members
• Present your work, findings, and opinions to both technical and non-technical stakeholders

WE LOOK FOR TEAMMATES WHO HAVE: 

• Minimum of 3 years of total work experience, including P&C insurance.
• Strongly preferred but not required: ACAS, FCAS (this a hybrid actuarial and analytics role)
• 2+ years experience with Python.
• Bachelor/Master in a quantitative discipline (computer science, actuarial science, mathematics, statistics, economics, physics, engineering, or related field).
• A passion for solving challenging mathematical problems and an interest in exploring new machine learning tools and technologies. 
• An entrepreneurial mindset with a bias for action over perfection, and are, interested in building the future Preferred: domain knowledge in management/professional liability
• Ability to balance competing priorities and focus on key initiatives, by estimating timelines and keeping team/documentation updated with the status of projects
• Experience and excitement using modern cloud computing and cloud databases (i.e. AWS, Snowflake, etc.)
• Communications skills for translating technical or statistical analysis results into business recommendations. 

WHO YOU WILL WORK WITH: 

• Tanner Hackett, CEO & Founder: Having founded two other major startups, including Button and Lazada, Tanner now spends his time focused on mental health through his philanthropy, Openminded.org, in addition to reading, surfing, yoga, and enjoying the outdoors. 
• Stanley Wang, Senior Director, Pricing Analytics: Before joining Counterpart, Stanley worked as an actuary within the pricing solutions and methods team at USAA to combine actuarial pricing with data science models. Before that, he was a leading data scientist for Digital Partners, a Munich Re Company where he specialized in building data science models and insights for leading insurtech companies. He has had many other relevant roles such as capital modeling, risk management etc. He lives in New York with his growing family.
• Tobias Schuler, Chief Underwriting Officer: Tobias was previously the Head of Data and Analytics at Digital Partners, a Munich Re company. Tobias led a team that built out data integrations, business intelligence and advanced analytics across all insurtech partners spanning various P&C lines of businesses. Tobias is also a FCAS and has built systems to enable leading class insights for underwriting, actuarial, claims and finance experts while focusing on democratizing data. He enjoys traveling internationally and spending time with his 2 young daughters.
• Elizabeth Barsalou, Senior Manager, Data Scientist: Before joining Counterpart, Elizabeth worked as a full stack data scientist in small business lending for Kabbage and BHG. She specialized in building data science models, infrastructure and strategies to extend credit to small businesses. She lives in San Francisco and spends her free time singing opera and playing with her dogs.

Our estimated pay range for this role is $165,000 to $190,000. Base salary is determined by a variety of factors, including but not limited to, market data, location, internal equitability, and experience.

We are committed to being a welcoming and inclusive workplace for everyone, and we are intentional about making sure people feel respected, supported and connected at work—regardless of who you are or where you come from. We value and celebrate our differences and we believe being open about who we are allows us to do the best work of our lives. 

We are an Equal Opportunity Employer. We do not discriminate against qualified applicants or employees on the basis of race, color, religion, gender identity, sex, sexual preference, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by federal, state, or local law, rule, or regulation.

The Role

We’re looking for an accomplished and well-rounded Actuary to revolutionize actuarial and risk solutions using Python, R, SQL or other cloud technology and advanced analytics tools. 

Your day-to-day

1. Independent Execution - Independently analyze ratemaking, competitive analysis and customer data using actuarial and data analytics solutions to provide high-level rating recommendations and drive results
2. Regulatory Leadership - Lead the preparation and review of complex regulatory filings:  this includes actuarial memo, rate indication, and modeling related supporting exhibits. 
3. Proficient Modeling - Utilize GLM expertise and machine learning expertise build, validate and interpret GLM models, provide expert feedback to Data Science partners
4. Process Automation and Improvement - Proactively identify and executive initiatives to automate pricing, reserving and risk workflows using Python or other cloud technologies
5. Tool Development - Design, develop and maintain actuarial, risk and forecasting tools using relevant actuarial, statistical and data science methodologies.
6. Stakeholder Management - Act as a key resource for the team, translating complex technical findings into actionable strategies for internal and external stakeholders
7. Cross Functional Collaboration - Lead cross-functional collaborative effort to curate and support delivery of actuarial products and services, ensuring exceptional performance and identifying opportunities for growth and product expansion.
8. Strategic Contribution - Significantly contribute to the ideation and development of new product feature offerings, with direct involvement and ownership of analysis, technical design, and output.

About You

• BS/BA in Math, Statistics, Economics, Actuarial Science or similar or equivalent relevant experience
• 6-8 years of hands-on experience in P&C ratemaking, with a strong track record of automating actuarial solutions 
• Deep programing experience in at least one of: Python (Pandas, NumPy, and Scikit-learn) or R (dplyr, ggplot2, caret)
• Solid understanding of statistical techniques including GLM, with the ability to build models and interpret results
• Progress towards ACAS/FCAS designation (expected to have passed 5+ exams)
• Expert knowledge of insurance fundamentals, including pricing methodologies, reserving techniques, and regulatory requirements
• Proficient SQL and modern data warehouses (Snowflake preferred). 
• Experience using data visualization tools (Matplotlib, Seaborn,Tableau, or similar)
• Excellent communication for cross-functional collaboration
• Entrepreneurial mindset with a passion for innovation and driving new product development

Bonus Points

• Multi-language programming experience (Python + R + SQL) with cloud platform knowledge (AWS, Azure or similar)
• Experience building models using GLMs or other machine learning techniques
• Understanding of telematics data and usage based insurance model development
• Non-traditional actuarial experience (ridesharing, InsurTech) or full product lifecycle experience from concept to market launch

Salary: $210,000 to $260,000*

*Please note that the final salary offered will be determined based on the selected candidate's skills, and experience, as well as the internal salary structure at Quanata. Our aim is to offer a competitive and equitable compensation package that reflects the candidate's expertise and contributions to our organization.

Additional Details: 

• Benefits: We provide a wide variety of health, wellness and other benefits.These include medical, dental, vision, life insurance and supplemental income plans for you and your dependents, a Headspace app subscription, monthly wellness allowance and a 401(k) Plan with a company match.
• Work from Home Equipment: Given our virtual environment— in order to set you up for success at home, a one-time payment of $2K will be provided to cover the purchase of in-home office equipment and furniture at your discretion. Also, our teams work with MacBook Pros, which we will deliver to you fully provisioned prior to your first day.
• Paid Time Off: All employees accrue four weeks of PTO in their first year of employment.  New parents receive twelve weeks of fully paid parental leave which may be taken within one year after the birth and/or adoption of a child. The twelve weeks is applicable to both birthing and non-birthing parent.
• Personal and Professional Development: We’re committed to investing in and helping our people grow personally and professionally.  All employees receive up to $5000 each year for professional learning, continuing education and career development.  All team members also receive LinkedIn Learning subscriptions and access to multiple different coaching opportunities through BetterUp.
• Location: We are a remote-first company for most positions so you may work from anywhere you like in the U.S, excluding U.S. territories. For most positions, occasional travel may be requested or encouraged but is not required. Some positions might require travel per the job description provided to the employee. Employees based in the San Francisco Bay Area or in Providence, Rhode Island may commute to one of our local offices as desired.  
• Hours: We maintain core meeting hours from 9AM - 2PM Pacific time for collaborating with team members across all time zones. 

Actuary / Senior Actuary, Pricing

DRIVE PROFITABLE GROWTH FOR THE BUSINESS

About At-Bay 

At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.

At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.

Why you should join our Actuarial Pricing team:

As an Senior Actuary on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth. 

You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Director, Pricing (Eric Murphy). You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk. 

Role overview:

Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep professional lines knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business.

You will lead the development of pricing models for new professional & general liability products and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for driving At-Bay’s professional lines product related initiatives and lead a wide variety of pricing projects, from inception to implementation, to understand the impacts and implications of pricing and underwriting initiatives on the business. As a Senior Actuary you will also be expected to manage up and cross functionally across various teams.

How you’ll make an impact: 

By 3 months…

• You’ll understand At-Bay’s internal data structure and develop key relationships across the business
• You’ll have utilized the existing Cyber and Tech E&O rate plans, rater, forecasting tools and related data sources to analyze product performance and recommended actions to leadership based on your findings
• You’ll have a strong understanding of internal KPIs, developed benchmarks, and reviewed existing pricing segmentation and the overall rate adequacy of all products
• You’ll identify areas of improvement in our systems and processes and suggested solutions

By 6 months...

• You’ll have proposed and implemented changes to the Cyber and Tech E&O rate plan, detailed rating rules and associated business logic for the new product and achieved alignment from key stakeholders
• You’ll have worked with the Insurance Product head and other Tech Product, Underwriting, Claims, and Decision Engine teams to develop new product(s), support new product implementation and developed new tools to measure performance
• You’ll have collaborated with our Cyber Research team to identify and analyze potential new features to be introduced to the rate plan, shared your research with key stakeholders and implemented it into our production risk model
• You’ll help coach individuals and managers to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business

What you’ve accomplished already:

• You have experience analyzing profitability of developing personal and/or commercial lines products
• You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and presented the results to senior leaders from multiple disciplines
• You’ve lead pricing projects from end to end, collaborating and communicating cross functionally to ensure success
• You’ve achieved your ACAS or FCAS
• You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R
• You’ve created and presented actuarial insights and recommendations to senior leadership, translating complex insurance analysis into clear, actionable strategies.

Our estimated base pay range for this role is $150,000-$185,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.

Actuary / Senior Actuary, Pricing

DRIVE PROFITABLE GROWTH FOR THE BUSINESS

About At-Bay 

At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.

At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.

Why you should join our Actuarial Pricing team:

As an Senior Actuary on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth. 

You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Director, Pricing (Eric Murphy). You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk. 

Role overview:

Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep professional lines knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business.

You will lead the development of pricing models for new professional & general liability products and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for driving At-Bay’s professional lines product related initiatives and lead a wide variety of pricing projects, from inception to implementation, to understand the impacts and implications of pricing and underwriting initiatives on the business. As a Senior Actuary you will also be expected to manage up and cross functionally across various teams.

How you’ll make an impact: 

By 3 months…

• You’ll understand At-Bay’s internal data structure and develop key relationships across the business
• You’ll have utilized the existing Cyber and Tech E&O rate plans, rater, forecasting tools and related data sources to analyze product performance and recommended actions to leadership based on your findings
• You’ll have a strong understanding of internal KPIs, developed benchmarks, and reviewed existing pricing segmentation and the overall rate adequacy of all products
• You’ll identify areas of improvement in our systems and processes and suggested solutions

By 6 months...

• You’ll have proposed and implemented changes to the Cyber and Tech E&O rate plan, detailed rating rules and associated business logic for the new product and achieved alignment from key stakeholders
• You’ll have worked with the Insurance Product head and other Tech Product, Underwriting, Claims, and Decision Engine teams to develop new product(s), support new product implementation and developed new tools to measure performance
• You’ll have collaborated with our Cyber Research team to identify and analyze potential new features to be introduced to the rate plan, shared your research with key stakeholders and implemented it into our production risk model
• You’ll help coach individuals and managers to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business

What you’ve accomplished already:

• You have experience analyzing profitability of developing personal and/or commercial lines products
• You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and presented the results to senior leaders from multiple disciplines
• You’ve lead pricing projects from end to end, collaborating and communicating cross functionally to ensure success
• You’ve achieved your ACAS or FCAS
• You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R
• You’ve created and presented actuarial insights and recommendations to senior leadership, translating complex insurance analysis into clear, actionable strategies.

Our estimated base pay range for this role is $150,000-$185,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.

Actuary / Senior Actuary, Pricing

DRIVE PROFITABLE GROWTH FOR THE BUSINESS

About At-Bay 

At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.

At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.

Why you should join our Actuarial Pricing team:

As an Senior Actuary on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth. 

You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Director, Pricing (Eric Murphy). You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk. 

Role overview:

Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep professional lines knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business.

You will lead the development of pricing models for new professional & general liability products and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for driving At-Bay’s professional lines product related initiatives and lead a wide variety of pricing projects, from inception to implementation, to understand the impacts and implications of pricing and underwriting initiatives on the business. As a Senior Actuary you will also be expected to manage up and cross functionally across various teams.

How you’ll make an impact: 

By 3 months…

• You’ll understand At-Bay’s internal data structure and develop key relationships across the business
• You’ll have utilized the existing Cyber and Tech E&O rate plans, rater, forecasting tools and related data sources to analyze product performance and recommended actions to leadership based on your findings
• You’ll have a strong understanding of internal KPIs, developed benchmarks, and reviewed existing pricing segmentation and the overall rate adequacy of all products
• You’ll identify areas of improvement in our systems and processes and suggested solutions

By 6 months...

• You’ll have proposed and implemented changes to the Cyber and Tech E&O rate plan, detailed rating rules and associated business logic for the new product and achieved alignment from key stakeholders
• You’ll have worked with the Insurance Product head and other Tech Product, Underwriting, Claims, and Decision Engine teams to develop new product(s), support new product implementation and developed new tools to measure performance
• You’ll have collaborated with our Cyber Research team to identify and analyze potential new features to be introduced to the rate plan, shared your research with key stakeholders and implemented it into our production risk model
• You’ll help coach individuals and managers to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business

What you’ve accomplished already:

• You have experience analyzing profitability of developing personal and/or commercial lines products
• You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and presented the results to senior leaders from multiple disciplines
• You’ve lead pricing projects from end to end, collaborating and communicating cross functionally to ensure success
• You’ve achieved your ACAS or FCAS
• You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R
• You’ve created and presented actuarial insights and recommendations to senior leadership, translating complex insurance analysis into clear, actionable strategies.

Our estimated base pay range for this role is $150,000-$185,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.

Actuary / Senior Actuary, Pricing

DRIVE PROFITABLE GROWTH FOR THE BUSINESS

About At-Bay 

At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.

At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.

Why you should join our Actuarial Pricing team:

As an Senior Actuary on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth. 

You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Director, Pricing (Eric Murphy). You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk. 

Role overview:

Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep professional lines knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business.

You will lead the development of pricing models for new professional & general liability products and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for driving At-Bay’s professional lines product related initiatives and lead a wide variety of pricing projects, from inception to implementation, to understand the impacts and implications of pricing and underwriting initiatives on the business. As a Senior Actuary you will also be expected to manage up and cross functionally across various teams.

How you’ll make an impact: 

By 3 months…

• You’ll understand At-Bay’s internal data structure and develop key relationships across the business
• You’ll have utilized the existing Cyber and Tech E&O rate plans, rater, forecasting tools and related data sources to analyze product performance and recommended actions to leadership based on your findings
• You’ll have a strong understanding of internal KPIs, developed benchmarks, and reviewed existing pricing segmentation and the overall rate adequacy of all products
• You’ll identify areas of improvement in our systems and processes and suggested solutions

By 6 months...

• You’ll have proposed and implemented changes to the Cyber and Tech E&O rate plan, detailed rating rules and associated business logic for the new product and achieved alignment from key stakeholders
• You’ll have worked with the Insurance Product head and other Tech Product, Underwriting, Claims, and Decision Engine teams to develop new product(s), support new product implementation and developed new tools to measure performance
• You’ll have collaborated with our Cyber Research team to identify and analyze potential new features to be introduced to the rate plan, shared your research with key stakeholders and implemented it into our production risk model
• You’ll help coach individuals and managers to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business

What you’ve accomplished already:

• You have experience analyzing profitability of developing personal and/or commercial lines products
• You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and presented the results to senior leaders from multiple disciplines
• You’ve lead pricing projects from end to end, collaborating and communicating cross functionally to ensure success
• You’ve achieved your ACAS or FCAS
• You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R
• You’ve created and presented actuarial insights and recommendations to senior leadership, translating complex insurance analysis into clear, actionable strategies.

Our estimated base pay range for this role is $150,000-$185,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.

Actuary / Senior Actuary, Pricing

DRIVE PROFITABLE GROWTH FOR THE BUSINESS

About At-Bay 

At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.

At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.

Why you should join our Actuarial Pricing team:

As an Senior Actuary on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth. 

You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Director, Pricing (Eric Murphy). You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk. 

Role overview:

Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep professional lines knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business.

You will lead the development of pricing models for new professional & general liability products and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for driving At-Bay’s professional lines product related initiatives and lead a wide variety of pricing projects, from inception to implementation, to understand the impacts and implications of pricing and underwriting initiatives on the business. As a Senior Actuary you will also be expected to manage up and cross functionally across various teams.

How you’ll make an impact: 

By 3 months…

• You’ll understand At-Bay’s internal data structure and develop key relationships across the business
• You’ll have utilized the existing Cyber and Tech E&O rate plans, rater, forecasting tools and related data sources to analyze product performance and recommended actions to leadership based on your findings
• You’ll have a strong understanding of internal KPIs, developed benchmarks, and reviewed existing pricing segmentation and the overall rate adequacy of all products
• You’ll identify areas of improvement in our systems and processes and suggested solutions

By 6 months...

• You’ll have proposed and implemented changes to the Cyber and Tech E&O rate plan, detailed rating rules and associated business logic for the new product and achieved alignment from key stakeholders
• You’ll have worked with the Insurance Product head and other Tech Product, Underwriting, Claims, and Decision Engine teams to develop new product(s), support new product implementation and developed new tools to measure performance
• You’ll have collaborated with our Cyber Research team to identify and analyze potential new features to be introduced to the rate plan, shared your research with key stakeholders and implemented it into our production risk model
• You’ll help coach individuals and managers to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business

What you’ve accomplished already:

• You have experience analyzing profitability of developing personal and/or commercial lines products
• You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and presented the results to senior leaders from multiple disciplines
• You’ve lead pricing projects from end to end, collaborating and communicating cross functionally to ensure success
• You’ve achieved your ACAS or FCAS
• You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R
• You’ve created and presented actuarial insights and recommendations to senior leadership, translating complex insurance analysis into clear, actionable strategies.

Our estimated base pay range for this role is $150,000-$185,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.