The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Senior Software Engineers who are ready to lead the development of key advancement to the next generation of our financial services platform. 

Data Foundations leads the path on building the central platform-level foundation and infrastructure that powers SoFi's entire data ecosystem. Their scope spans Infrastructure & Core Primitives and Platform Operations — essentially the backbone that enables all data capabilities across the organization. Key qualifications of this role include:

• Leading the technical evolution of one or more key platform subsystems.
• Resolving problems in the platform design and implementation that weren’t clearly anticipated, taking requirements with ambiguity and proposing durable technical solutions.
• Expertly leverage existing solution patterns and understand when to differentiate resulting in well-structured, maintainable code.
• Ability to understand data models, APIs, scaling concerns, and failure modes in order to make effective trade-offs between maintainability and performance.
• Creating stability by writing meaningful tests, considering observability, and leveraging your ability to debug complex issues across multiple system layers.
• The ability to create clear design and operational documentation.
• Contributes to code reviews, is a role model for more junior engineers, and contributes to team efficiency, beyond personal output.

What You’ll Do

As an emerging leader within our team, you will focus on building out the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to deployment. Key responsibilities include implementing new capabilities, ensuring code quality, and delivering highly-available, scalable services. Success requires close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be responsible for translating business requirements from these stakeholders into effective technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering
• 3+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Proficient working with GIT and related CI/CD systems.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with any data warehousing solution like Snowflake and IAC tools to provision platform infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of fundamental distributed systems concepts.

Nice To Have

• Full-Stack experience in both back-end (Kafka, Redis, Docker) and front-end (JavaScript, TypeScript, React).
• Experience with microservices design principles and architecture.
• Experience with workflow orchestration technology (AWS step function, Airflow, Temporal).

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

The Role

We’re excited to invite a Senior Staff Engineer to join our amazing team at SoFi! We are on a journey to build out a new team dedicated to developing innovative crypto products and services for our members. With recent developments paving the way for SoFi to re-enter the crypto space, we’re eager to expand our product offerings with intuitive, secure, and fully-featured solutions across crypto Investing, Transfers, Payments, Custody, and beyond.

As a member of our team, you’ll be right in the heart of the action—implementing functionality, architecting our systems, squashing bugs, maintaining the health of our code, and continuously growing as an engineer. We’re looking for someone who is both forward-thinking and hands-on, with a strong sense of ownership and a passion for delivering results. You’ll also be a great mentor and co-worker! At SoFi, we take pride in the collaboration between Product, Design, and Engineering, and you’ll be involved in the entire product lifecycle—from ideation through building, deploying, and ongoing improvement and evolution.

Joining SoFi means becoming part of a new kind of finance company with a mission to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, helping everyone get their money right. We started with student loan refinancing, tackling the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Since then, we’ve expanded our products and services across loans, wealth management, and insurance. SoFi has seen significant growth and has ambitious plans ahead, but to continue this journey, we need talented individuals like you!

Key responsibilities:

• Write production-grade, scalable backend code using Java, Kotlin, Spring Boot, and modern frameworks.
• Debug and resolve complex systems issues in high-scale, real-time services.
• Build high-quality, scalable systems with a focus on performance, security, and reliability in crypto products.
• Shape the technical architecture across SoFi’s crypto stack—wallets, custody, trading, and beyond.
• Drive new ideas and technical strategies that push our crypto offerings forward.
• Raise the bar on engineering through code quality, mentorship, and setting strong technical standards.
• Apply deep knowledge of crypto protocols, smart contracts, and blockchain infrastructure.
• Collaborate across teams to deliver reusable crypto services and integrate with SoFi’s broader platform.
• Mentor engineers and contribute to a culture of technical growth and curiosity.
• Lead discussions, reviews, and decisions across teams and with senior technical leadership.
• Make smart, pragmatic decisions that balance speed and quality.
• Stay curious—constantly learning new tools, protocols, and patterns in the evolving crypto space.
• Ask hard questions, give and take feedback well, and thrive in a collaborative, fast-moving environment.

What you'll need:

• 10+ years of programming experience, with significant experience in modern languages and familiarity with AI tools.
• BS Degree or equivalent from a fully-accredited college or university preferred.
• Expert understanding and hands-on experience building and operating large-scale fault-tolerant distributed systems, workflows, databases, and mobile/web applications.
• Expertise with Java / Spring / Kotlin / PostgreSQL / AWS, and any modern Java frameworks, REST APIs, and relational databases.
• Deep understanding of code release, deployment orchestration/rollout mechanisms, logging, instrumentation, monitoring, and alerting in a microservices environment.
• Experience with public cloud infrastructure.
• Excellent verbal and written communication skills and ability to work with stakeholders across disciplines.
• Understanding of blockchain fundamentals and distributed ledger technologies.
• Familiarity with digital assets across major chains (Bitcoin, Ethereum, etc.).
• Hands-on experience with smart contracts is a plus.
• Familiarity with custody, settlement, and clearing of crypto transactions.
• Experience with security and best practices for wallet management.
• Exposure to crypto trading platforms, market data, and DeFi protocols.
• Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage).
• Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions.
• Prior work in or collaboration with crypto-native companies or fintechs.
• Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services.

Position Summary

We’re looking for an entrepreneurial communications pro to support SoFi’s wide-ranging efforts across crypto, digital assets, and financial technology. The [Senior] Manager, Communications will drive programs that raise awareness for and deepen trust in SoFi’s products that serve consumers and businesses alike. 

More than just “crypto PR,” this role is a perfect fit for someone who loves rolling up their sleeves with product and business teams, demystifying complex topics for people and businesses who are new to crypto, collaborating with companies that partner with SoFi, and finding creative ways to break through the noise – all in the same week.

Key Responsibilities

Build programs that drive awareness of SoFi’s crypto products and services: Conceive and execute communications campaigns that engage a wide range of media, influencers, analysts, and other influential audiences surrounding SoFi’s expanding crypto product offeringsSupport distribution of SoFi crypto offerings through enterprise partnerships: Collaborate with SoFi partners and clients to facilitate the adoption of our crypto services and digital asset infrastructureCraft messaging and other assets that engage both crypto-curious and crypto-native audiences: Develop communications materials that educate and inspire audiences to action, reflecting deep empathy for the varying levels of understanding of – and confidence in – digital assets

• Navigate a fast-moving media environment: Maintain an extensive, up-to-date knowledge of the media ecosystem and how to maximize investments across owned, earned, and paid
• Serve as a trusted advisor: Support business, product, and marketing leaders as SoFi with insights and recommendations on communication strategies and risk mitigation

Drive measurement and optimization: Track performance metrics and gather feedback to continuously improve our team’s impactHarness technology to extend our impact: Ensure we maximize the value of existing AI tools and evaluate new ones to expand our impact

Qualifications

• 7+ years of diverse communications experience, with strong preference given to candidates who have worked in crypto-native and traditional finance settings
• Excellent messaging development, writing, presentation, and project management skills
• Proven track record of generating earned media and enhancing brand reach in crowded environments
• Strong relationships with relevant reporters, podcasters, influencers, editors, and/or producers
• Strong understanding of data and analytics in communications, from storytelling to impact measurement
• Experience in working within complex, matrixed organizations and managing cross-functional teams
• Bachelor’s degree

The role:

We’re looking for a Senior Manager, Workday HCM to lead the execution and continuous improvement of our Workday HCM platform. This role is responsible for delivering against the Workday roadmap, driving operational excellence, and ensuring the platform effectively supports business needs at scale.

At SoFi, Workday is a shared enterprise platform across HR and Finance, making this a highly cross-functional role. We’ve deployed a broad footprint across HCM (core HR, onboarding, performance, advanced compensation, benefits) as well as Finance (financials, payroll, time tracking, time off, and expenses). You’ll partner closely with IT, Finance, and People teams to drive aligned, scalable solutions across this ecosystem, balancing the needs of multiple functions on a shared platform.

This is a hands-on leadership role—you’ll drive priorities, while staying close enough to the platform and team to actively guide execution, unblock work, and ensure high-quality delivery with a strong focus on creating simple, intuitive experiences for employees and managers.

You’ll lead the Workday team and partner directly with senior HR and business leaders as a thought partner—bringing a deep understanding of HR functions, shaping solutions, and proactively identifying how technology can better support the business.

What you’ll do:

Roadmap Execution & Platform Evolution

• Contribute to and help shape the Workday HCM roadmap in partnership with senior leadership
• Drive prioritization and execution of roadmap initiatives, balancing enhancements, technical debt, compliance, and innovation
• Evaluate Workday releases, vendor roadmap, and industry trends to proactively evolve our platform
• Support system enhancements and continuous improvement efforts to ensure scalability and usability

Stakeholder Partnership & Influence

• Partner with HR, Finance, and IT stakeholders to translate business needs into effective system solutions
• Provide recommendations and influence decisions across stakeholders, navigating competing priorities
• Build strong, trusted relationships through consistent communication, transparency, and delivery
• Partner closely with HR and business leaders, understanding their functional priorities and proactively recommending how Workday can enable better outcomes
• Serve as a key point of contact for Workday HCM, ensuring stakeholders have clear visibility, alignment, and confidence in delivery

Delivery & Operations

• Own end-to-end delivery of Workday initiatives across HCM modules, including core HR, talent, compensation, benefits, and integrations
• Drive solutions that prioritize employee and manager experience—focusing on simplicity, usability, and clear design over complexity
• Lead backlog management, intake, and prioritization processes to ensure aligned and efficient delivery
• Ensure strong operational rigor across system performance, data integrity, security, and compliance
• Establish and maintain governance, release management, and change control processes
• Identify risks and dependencies early and drive resolution to ensure successful delivery
• Support audit and compliance activities, ensuring readiness and adherence to requirements
• Drive change management and adoption efforts to support successful rollout of new capabilities
• Provide clear reporting on roadmap, delivery progress, risks, and outcomes

Team Leadership

• Lead and develop a high-performing Workday team, fostering strong ownership, accountability, and continuous improvement
• Provide coaching, performance management, and career development for team members
• Create a collaborative, inclusive team environment aligned with SoFi’s values
• Ensure the team is structured and prioritized effectively to meet business needs

What You'll Bring:

Workday & Technical Expertise

• Strong, hands-on expertise across Workday HCM 
• Experience operating at both functional and technical levels, including guiding configuration and solution design
• Experience supporting Workday releases, enhancements, and ongoing platform optimization

Product, Delivery & Leadership Experience

• Proven track record of driving execution and delivering complex, cross-functional initiatives
• Experience managing and prioritizing a backlog tied to business outcomes
• Ability to influence and align senior stakeholders across HR, Finance, and IT, including navigating competing priorities
• Strong product mindset with a focus on outcomes, not just delivery

Leadership Style & Operating Mindset

• High standards for quality, with a strong sense of ownership and accountability
• You bring a point of view, combining deep functional knowledge with Workday expertise to challenge assumptions and steer toward better solutions—not just execute on requests
• Strong executive presence, with the ability to confidently lead discussions, influence decisions, and clearly articulate recommendations and trade-offs
• Comfortable operating across levels—from understanding strategic context to diving into details when needed to move work forward

What You'll Need:

• 7-10+ years of experience with Workday HCM, including hands-on configuration across core modules
• 3-5+ years of people leadership experience, including leading high-performing, techno-functional teams
• Experience supporting multiple Workday modules (e.g., Core HCM, Compensation, Benefits, Talent) in a complex environment
• Proven experience operating in a cross-functional, enterprise environment, partnering across HR, Finance, and IT
• Experience leading or supporting large-scale implementations, enhancements, or platform transformations
• Strong understanding of HR processes and systems, with the ability to connect business needs to system capabilities
• Experience supporting SOX, audit, or regulated environments
• Experience influencing senior-level stakeholders

The team

SoFi’s Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics. The team designs data-driven strategies to ensure the growth in lending is consistent with the company’s risk appetite and helps create the products and experiences that put our members’ interests first.

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi’s lending products, including Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card. The initial focus of the role will be on Personal Loan but the candidate may get opportunities to work on other lending products in the future. 

The candidate will be responsible for independently developing and implementing Personal Loan underwriting strategies that meet our risk appetite, monitoring and analyzing the risk trends within the portfolio to provide insights and recommendations for strategy enhancement opportunities. She/he will be part of the Credit team with 1LOD responsibilities.

The Senior Credit Manager will collaborate with cross-functional teams such as Business Units, Operations, Marketing, Finance, Capital Markets, Product, Engineering, Legal and Compliance. Use business acumen, credit experience and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers.

The ideal candidate will possess a data-driven analytics background and the strategic acumen to direct a function that draws strategic insights from data using database and statistical analysis tools to inform decisions and support SoFi’s overarching strategic goals relative to loss prevention and profit optimization. They bring new ways of thinking, data sources, technologies, and capabilities to SoFi. 

What you’ll do:

• Innovate… Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier assignment.
• Data Driven… Your deep analysis will power the future of lending with an optimal real-time data ecosystem – including multi-product internal, bureau, third-party, and alternative data sources and uses.  
• Iterate, learn, innovate… We are all responsible for innovation and must embrace a test-and-learn mentality and data-driven decision making.
• Collaborate… Work collaboratively with business partners such as Business Units, Operations, Marketing, Finance, Legal and Compliance to deliver successful business results. Partner closely with implementation teams to accurately drive new strategies to production. 
• Control the Risk and Drive Performance Outcomes … Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions.  
• Challenge the Status Quo … Challenge others, continuously raise the bar, build better processes and attack hard problems to help us build the best products in the industry. 
• Grow, Grow, Grow!… Be inspired by dynamic leaders and our rapidly growing business.  We want YOU to be an inspired leader of tomorrow, so we are recruiting the best, brightest, and passionately quantitative team members.  

What you’ll need:

• 7+ years of unsecured credit risk and data science experience
• Business acumen and work experience in the consumer lending business (loans or credit cards)

• Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, P&L, presentation, implementation validation, and post-implementation monitoring

• Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems
• Advanced SQL and Python skills for segmentation and vintage analysis, PD/LGD/EAD risk modeling (e.g. decision trees, logistic regression) and back-testing, rapid prototyping, feature engineering and pipeline development/operationalization
• A demonstrated ability to synthesize and communicate analysis to business partners and senior management
• Results-driven analytical approach, eagerness to learn, and ability to work collaboratively in a fluid environment
• Statistically rigorous experiment design and inferential evaluation
• Experience in developing custom credit features using data sources such as internal cross-product data, bank transaction, and other alternative data
• Advanced degree (Master’s or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science

The Role

SoFi is looking for a data-driven and user-centric Senior Product Manager to help shape the future of digital home lending. In this role, you will own and evolve the end-to-end home loan experience across our digital funnel, defining product strategy and delivering differentiated member experiences that drive growth and set SoFi apart in the market.

This role is pivotal in transforming how members discover, apply for, and complete their home loan journey with SoFi. You will pair strong product instincts with rigorous experimentation to remove friction, unlock conversion, and bring innovative functionality to market that raises the bar for modern home lending.

The ideal candidate is a growth-minded builder who thrives at the intersection of user experience, product strategy, and disruptive innovation. You will work closely with engineering, design, data science, user research, marketing, operations, finance, risk, legal, compliance, and executive teams to define and prioritize the roadmap, while bridging technical and business worlds to deliver meaningful customer and business impact.

You will be expected to set ambitious goals, sweat the details, and deliver with urgency.

What you’ll do

• Define and execute a product vision that brings differentiated innovation to market and helps set a new standard for digital home lending.
• Own and prioritize the product backlog for your engineering squad, writing detailed requirements and partnering closely with developers to deliver iteratively against both near-term opportunities and long-term strategy.
• Own instrumentation and data for your products to drive deep understanding, sharper product decisions, and new growth opportunities.
• Lead experimentation to accelerate learning, uncover member insights, and drive measurable customer and business impact.
• Identify and launch new functionality that reduces friction, improves application completion, and further differentiates SoFi’s home loan offering from competitors.
• Collaborate cross-functionally across engineering, design, data science, marketing, operations, legal, compliance, capital markets, and executive leadership to translate customer needs and market opportunities into product strategy and execution.
• Operate in a fast-paced agile environment, making clear trade-offs and decisions to move quickly while maintaining focus on bigger strategic outcomes.
• Be a champion of SoFi’s values.

What you’ll need

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field
• 3+ years of product management experience
• Experience developing and launching features across both 1st and 3rd party platforms, while consistently prioritizing a high-quality user experience
• Superior communication skills, written and verbal. Experience presenting to executive leadership
• Experience delivering quality software that solves business and user needs
• Strong analytical and data-driven mindset; able to dive into financial and operational metrics
• Experience owning end-to-end product delivery, from discovery through launch and iteration
• High bias for action, strong ownership, and comfort operating in ambiguous, fast-moving cross-functional environments
• Passion for your users! You do right by them, always
• Ability to work with remote teams

Nice to have

• Experience with hypothesis-based product experimentation
• Experience speaking to actual users, empathizing with them and gathering insights, and translating those insights into meaningful product enhancements
• Experience in the Fintech space

The Role:

We are seeking an experienced, strategic, and highly collaborative product leader to work on Marketing and Ads Technology at SoFi.  This team owns the platforms that power our ads and marketing measurement.  The role is central to the success of SoFi’s goals of driving member acquisition, engagement, and retention, towards the overall mission of SoFi to help our members get their money right.  

You will be responsible for setting the vision, identifying opportunities and key inputs, setting goals, defining the member/marketer experiences and delivering features. As a product leader in our organization, we look to you to set big, ambitious goals, be gritty, and hold yourself and your cross-functional teams accountable to deliver results on behalf of our members. You will be a vocal and empathetic customer advocate, influencing and building cross-functional experiences with stakeholders across all business units.  

This role is inherently cross-functional—you will work closely with engineering, marketing, data science, design, operations, finance, risk, legal, compliance and executive teams to set business objectives, define product strategy, prioritize features and execute on them. You’ll play the critical role of driving the business while bridging the technical and business worlds to drive profitable business growth while managing risk. 

What you’ll do:

• Own and define the vision, strategy and product roadmap for ad tech and ads measurement platforms at SoFi
• Identify leapfrog product features, leveraging forward thinking technology, data, tools (including ML or AI) and industry best practices that will provide a significantly differentiated value and best-in-class experience to our members, to help them get their money right
• Create and evangelize a product vision and own a multi-year product roadmap, including prioritizing and driving backlogs for launch with your dedicated engineering teams 
• Communicate the vision, strategy, execution plan and customer impact/learnings to all stakeholders including the highest levels of leadership in the company 
• Collaborate closely with the full cross-functional team (e.g., marketing, product, design, engineering, platform, data, compliance, risk, finance and operations) for your line of business & initiatives, to help execute on the strategic vision

What you’ll need:

• Bachelor’s degree or higher with a technical discipline
• 8+ years of product management experience
• Previous experience leading Platform and/or MarTech cross functional teams
• Technical savvy with marketing systems and ability to partner closely with marketing leadership
• Full stack “operator”: ability to both create and execute the business and product strategy; with clear objectives, but limited, ambiguous, or varied direction
• Ability to operate cross-functionally, leading and influencing colleagues, and ultimately leading to timely tactical decision making to advance our objectives
• Flexible and collaborative approach to problem solving and ideation in a highly ambiguous environment
• Superior communication skills, both written and verbal, along with experience presenting to C-level leadership!
• Data-driven approach and excellent analytical skills
• Passion for your customers! You do right by them, always

The Role

SoFi is looking for a Principal Product Manager to lead Membership/Rewards and loyalty initiatives, including SoFi Plus. In this high-impact role, you will be responsible for defining the "why" and "how" of our premium membership programs and ensuring that SoFi Plus becomes a primary driver of value for SoFi Members.

You will own the strategy for how we package, communicate, and deliver incremental value across the SoFi ecosystem. This is not just about managing a feature; it is about crafting a world-class membership experience that drives deep loyalty and multi-product adoption. You will collaborate across all levels of the organization to bridge the gap between ambitious business goals and delightful member experiences. As a senior leader, you will be expected to inspire with a bold vision, set the standard for product excellence, and be the primary advocate for the member journey within SoFi Plus.

What You’ll Do

• Lead the multi-year product vision for SoFi Plus, including identifying new benefits that inspire Members to adopt and utilize Plus.
• Own the end-to-end membership journey, from initial discovery and enrollment to long-term retention and "wow" moments.
• Collaborate with leaders across Money, Invest, Credit Card, and Lending to curate a unified suite of benefits that feels like a cohesive, premium ecosystem rather than a collection of offers.
• Create, communicate, and socialize a high-fidelity product roadmap that aligns executive stakeholders and cross-functional teams around the future of membership.
• Work closely with Design and Research to understand member needs and translate those insights into innovative solutions that solve real financial pain-points.
• Oversee the documentation and processes that ensure that every launch meets our high bar for product quality and member impact.
• Define the North Star metrics for Membership success; monitor performance and iterate rapidly based on data-driven insights.
• Partner with Marketing, Legal, Compliance, and Finance to navigate complex regulatory landscapes while delivering a seamless, "no-brainer" value proposition to our Members.

What You’ll Need

• 10+ years of product management experience, with a proven track record of scaling membership, subscription, or loyalty programs at a significant scale.
• The ability to see the "big picture" and understand how various financial products can be woven together to create a 1+1=3 value proposition.
• Exceptional communication skills with the ability to influence C-suite stakeholders and lead through ambiguity.
• An analytical mindset with the ability to model the impact of membership benefits on a variety of metrics (e.g., long-term value, acquisition costs).
• A passion for building products that don't just work, but genuinely improve the financial lives of our members.

The role:
The Technology and Cybersecurity risk and controls team handles a wide range of cross-functional activities, from security compliance certifications and audits, to risk management, inbound and outbound due diligence, third party risk management, security awareness, policy and procedures, and more.

Each of these ongoing parallel activities entails interpreting and setting requirements, assessing the effectiveness of security controls, risk-based decision making, cross-functional collaboration and communication, and staying up-to-date on security best practices and how changes in the evolving threat landscape need to inform our strategy.

We are seeking an experienced Security Compliance Manager responsible for monitoring and governing security controls in the cloud based on regulatory/compliance requirements and industry standards for our core Banking platform. Candidate must be able to assimilate knowledge quickly, understand stakeholder’s business challenges/risks, and act as a trusted advisor to lead change, policy adoption and monitor compliance against policies and standards.

What you'll do:

• Own bank compliance and controls testing, monitoring and issue management

• Manage ongoing investor audits like SOC2, PCI DSS, SOX ITGC, GLBA and security due diligence questionnaires

• Serve as the primary liaison between internal stakeholders (i.e. Cybersecurity,

• Technology, Product, Risk, Privacy, Internal Audit, HR, Legal, Sales etc…) and external auditors, regulators, and third-party assessors

• Monitor compliance with cybersecurity policies and standards and assess security compliance risks for bank scoped products, processes and technologies in a cloud environment

• Partner with stakeholders to conduct walkthroughs and create process maps for critical cybersecurity processes, facilitating in risk and control identification and ensure the environment is operating safely and in control

• Translate technical controls and requirements into audit-ready evidence, and work with technical teams to align implementations with compliance expectations

• Support regulatory, third party attestation, and Internal Audit, audit readiness activities, ensuring control design and execution meet internal policy and external regulatory standards

• Communicate clearly and effectively with both technical and non-technical audiences, including executives, control owners, and external assessors.

What you'll need:

• BS degree in Computer Information Systems or related field

• 7+ years of experience with security GRC initiatives Experience with regulatory cybersecurity compliance examinations

• Substantive and current knowledge of transaction banking compliance, consumer and commercial lending, deposit, wires, cards and privacy regulations applicable to banks

• Experience with onboarding and monitoring cybersecurity controls in cloud environments specifically AWS

• Experience with AI governance and risk assessments using frameworks like NIST AI RMF, ISO42001, ISO 38507 and other privacy regulations like CCPA, GDPR etc

• Strong knowledge of security risk management and running audits/certification programs

• Self-starter with strong interpersonal and communication skills

• Demonstrate ability to assimilate new knowledge quickly

• Comfortable working in a fast-paced, dynamic environment, and managing multiple projects concurrently

• Experience with managing programs in GRC tools

Preferred qualifications:

• Banking/Fintech, Big 4, or management/IT consulting experience

• Strong risk management and governance experience KRI’s/KPI’s reporting

• Familiarity with CSPM, AWS security, CI/CD, SAST/DAST, SIEM and vulnerability

• management tools

• Strong JIRA and workflow management and agile project management experience

• Direct experience with regulatory cybersecurity compliance examinations

• Relevant certification (e.g. CISA, CISSP, PCI QSA, AWS certifications) or equivalent expertise

• Have risk assessment expertise with PCI DSS 4.0.1, SOX, NIST 800-53/800-37, NIST CSF, SOC 2, PCI, NYDFS NYCRR PART 500 and/or ISO 27001 standards, integrated controls framework, and evaluating design and effectiveness of IT controls working directly with auditors, regulators, investors

• Experience in building successful compliance programs for banks or fintech

• Experience defining compliance roadmaps based on customer requirements,

• compliance documentation, and ensuring that committed assessments are delivered on schedule

• Technical fluency; comfortable understanding and discussing technology concepts, experience evaluating tradeoffs and new opportunities with technical team members

The role:

The Marketing Data Science (MDS) team is seeking an experienced Machine Learning professional to join the group. This team is essential for supporting SoFi's Marketing organization by providing data-driven decision-making through rigorous analytics, modeling, experimentation, and measurement.

The primary responsibility of this role is to build and scale machine learning models that drive marketing and growth across SoFi's product suite. The focus will be on developing predictive models for key areas: acquisition, conversion, retention, and customer lifetime value (LTV), utilizing behavioral, transactional, and credit data. This role requires strong collaboration across teams to identify the business needs, manage the end-to-end model development cycle, implement the model in production, and monitor performance, while maintaining strict compliance with all regulatory standards.

What you’ll do: 

• Design, develop, and deploy machine learning models to optimize customer acquisition, onboarding, and lifecycle engagement across financial products (e.g., loans, credit cards, money, invest, crypto and etc).
• Build predictive models for critical business outcomes, including Customer Lifetime Value (LTV), conversion propensity, cross-sell/upsell effectiveness, and retention across various channels (e.g., direct mail, email, in-app, Operations).
• Leverage structured and unstructured data (e.g., behavioral signals, transaction data, credit attributes) to drive audience segmentation and personalization at scale. Develop and maintain a robust feature store to accelerate the end-to-end model development lifecycle.
• Build experimentation frameworks to support A/B testing and measure the incremental business impact of the models. Work with the other team members to incorporate the models in marketing/campaign strategies.
• Collaborate with Fair Lending (FL) and Model Risk Management (MRM) to ensure the models and targeting strategies adhere to fair lending laws, privacy regulations, and responsible marketing practices.
• Support the efficient scoring and implementation of models through both real-time and batch processes, ensuring the timely availability of scores for marketing execution and deep analytics.
• Monitor model performance with a focus on business outcomes (conversion, retention, revenue, risk-adjusted returns) and continuously iterate based on insights.
• Partner closely with team members within MDS and key business stakeholders on defining business requirements, prioritizing the model pipeline, providing development updates, and monitoring performance.
• Stay at the forefront of modeling, data, and AI innovations to support scalable marketing growth in financial services.

What you’ll need:

• Bachelor's degree in Computer Science, Math, Physics, Engineering, or a quantitative field required; Master's degree preferred.
• 8+ years of experience in machine learning, data science or applied AI, ideally in marketing, fintech, or consumer tech.
• Strong proficiency in Python, SQL, and ML frameworks (scikit-learn, PyTorch, TensorFlow).
• Familiarity with ML governance, model monitoring, and compliance frameworks (MRM, Fair Lending, etc.) is a plus.
• Experience with LLMs, prompt engineering, and AI application development preferred.
• Demonstrated experience with experimentation and hypothesis testing.
• High intellectual curiosity and a quick learner of new technical skills.
• Ability to initiate and drive projects independently to completion, and ability to clearly communicate technical information to diverse audiences.
• Strong relationship-building and collaborative skills.
• Ability to thrive in a dynamic, cross-functional environment with keen attention to detail.

Role Overview

The Security Product Lead – Enterprise & Identity Security is responsible for defining the strategic direction, roadmap, and measurable outcomes for securing the organization's enterprise infrastructure, critical internal systems, and user identities. This role sits within the Security Strategy & Delivery team and partners closely with the Identity & Access Management (IAM), Infrastructure Security, and Engineering functional leaders and operational teams.

This position ensures that Enterprise Security and Identity Security capabilities are treated as internal security products—aligned to enterprise risk priorities, supported by a clear roadmap, measured through defined KPIs, and delivered through structured program governance.

The role requires strong cross-functional collaboration, strategic thinking, and the ability to influence without direct authority. By ensuring robust identity governance and securing enterprise infrastructure, this role directly supports the organization's overarching goal of protecting member trust, safeguarding corporate assets, and ensuring the continued stability and growth of the business.

Key Responsibilities

Strategy & Roadmap Stewardship

• Develop and maintain a multi-year strategy and roadmap for Enterprise Security, Identity Security (IAM, PAM, Authentication), and AI Security capabilities.
• Align roadmap priorities with enterprise risk objectives, regulatory requirements (e.g., access controls, data governance, AI governance), and evolving threat landscape.
• Identify capability gaps (e.g., zero-trust adoption, privileged access maturity, AI model integrity) and define strategic investment opportunities.
• Translate strategic objectives into structured, sequenced initiatives.

Product & Capability Management

• Enterprise Security

• Define the value proposition and service model for Enterprise Security capabilities (e.g., infrastructure hardening, cloud security posture).
• Add aspects of data security under enterprise security: Establish product requirements and roadmaps for Data Security capabilities, including data loss prevention (DLP), data classification, data encryption, and ensuring compliance with data privacy regulations.

• Identity Management
• Define the value proposition and service model for Identity Management capabilities (e.g., self-service access, least privilege principle, lifecycle management).
• Establish clear capability maturity targets (e.g., IAM coverage, access certification completeness) and continuous improvement plans.
• Maintain and prioritize a strategic backlog across all areas aligned to measurable risk reduction outcomes (e.g., reduction in over-privileged accounts, faster access revocation, secure-by-design adoption in AI).
• Ensure capabilities are treated as ongoing products with lifecycle ownership, not one-time projects.
• Define and track outcome-based metrics (risk reduction, adoption, efficiency) for core security platforms and identity controls.

Portfolio & Program Management

• Own the portfolio view of Enterprise, Identity, and AI Security initiatives within the broader security strategy.
• Structure and manage strategic programs required to deliver roadmap objectives (e.g., rollout of new PAM solution, AI Model SecOps integration).
• Define milestones, delivery plans, and success metrics for major initiatives.
• Track progress against portfolio commitments and escalate risks proactively.
• Manage cross-functional dependencies across Engineering, IT, HR, Legal, and other stakeholders.
• Ensure predictable execution through structured governance and reporting cadence.

Cross-Functional Collaboration

• Partner closely with the Identity & Access Management, Infrastructure Security, and AI/ML functional leaders to align on priorities and execution sequencing.
• Collaborate with Product Management, Engineering, Data Science, Legal, Risk, and Compliance stakeholders.
• Facilitate stakeholder alignment, trade-off decisions, and expectation management.
• Influence without direct authority to drive security principles across enterprise systems.

Continuous Improvement & Innovation

• Monitor industry trends in enterprise architecture security, identity threats (e.g., phishing, credential stuffing), and AI-specific threats (e.g., model poisoning, prompt injection).
• Identify opportunities for automation, analytics enhancement, and process optimization within identity lifecycles and infrastructure monitoring.
• Incorporate lessons learned from security audits and penetration tests into roadmap evolution.

Qualifications

• Bachelor’s degree in Computer Science, Cybersecurity, or related discipline.
• 7+ years of experience in cybersecurity, risk management, or technology strategy roles.
• Demonstrated experience in Identity & Access Management (IAM), Privileged Access Management (PAM), Enterprise Security, Data Security, or AI/ML Security domains.
• Demonstrated experience building and managing strategic roadmaps tied to measurable outcomes.
• Strong understanding of security frameworks, identity protocols (e.g., OAuth, SAML, SCIM), and enterprise risk.
• Understanding of AI/ML concepts and associated security risks, including data provenance, model integrity, and adversarial machine learning.
• Strong product mindset with ability to translate strategy into execution.
• Experience working in matrixed organizations with cross-functional stakeholders.
• Strong analytical, communication, and executive presentation skills.

Role

The Security Product Lead – Threat Intelligence & Insider Risk is responsible for defining the strategic direction, roadmap, and measurable outcomes of the organization’s Threat Intelligence and Insider Risk capabilities. This role sits within the Security Strategy & Delivery team and partners closely with the Threat Intelligence & Insider Risk functional leader and operational teams.

This position ensures that Threat Intelligence & Insider Risk capabilities are treated as internal security products—aligned to enterprise risk priorities, supported by a clear roadmap, measured through defined KPIs, and delivered through structured program governance.

The role requires strong cross-functional collaboration, strategic thinking, and the ability to influence without direct authority. By proactively identifying, assessing, and mitigating advanced threats and insider risks, this role directly supports the organization's overarching goal of protecting member trust, safeguarding corporate assets, and ensuring the continued stability and growth of the business.

Key Responsibilities

Strategy & Roadmap Stewardship

• Develop and maintain a multi-year strategy and roadmap for Threat Intelligence and Insider Risk capabilities.

• Align roadmap priorities with enterprise risk objectives, regulatory requirements, and evolving threat landscape.

• Identify capability gaps and define strategic investment opportunities.

• Translate strategic objectives into structured, sequenced initiatives.

Product & Capability Management

• Define the value proposition and service model for Threat Intelligence & Insider Risk capabilities.

• Establish clear capability maturity targets and continuous improvement plans.

• Maintain and prioritize a strategic backlog aligned to measurable risk reduction outcomes.

• Ensure capabilities are treated as ongoing products with lifecycle ownership, not one-time projects.

• Define and track key performance indicators (KPIs) to measure effectiveness, including intelligence relevance, dissemination timeliness, detection coverage, and insider risk metrics.

• Provide executive-level reporting on capability performance, maturity progress, and risk impact.

• Ensure transparency into roadmap progress and value realization.

Portfolio & Program Management

• Own the portfolio view of Threat Intelligence & Insider Risk initiatives within the broader security strategy.

• Structure and manage strategic programs required to deliver roadmap objectives.

• Define milestones, delivery plans, and success metrics for major initiatives.

• Track progress against portfolio commitments and escalate risks proactively.

• Manage cross-functional dependencies across Security, Engineering, HR, Legal, and other stakeholders.

• Support quarterly and annual planning cycles, including investment prioritization and capacity alignment.

• Ensure predictable execution through structured governance and reporting cadence.

Cross-Functional Collaboration

• Partner closely with the Threat Intelligence & Insider Risk functional leader and team to align on priorities and execution sequencing.

• Collaborate with SOC, Incident Response, HR, Legal, Engineering, and Risk stakeholders.

• Facilitate stakeholder alignment, trade-off decisions, and expectation management.

• Influence without direct authority to drive delivery outcomes and manage cross functional projects to ensure the delivery

Continuous Improvement & Innovation

• Monitor industry trends, adversary tactics, and insider risk developments.

• Identify opportunities for automation, analytics enhancement, and process optimization.

• Incorporate lessons learned from incidents and audits into roadmap evolution.

Qualifications

• Bachelor’s degree in Computer Science, Cybersecurity, or related discipline.

• 7+ years of experience in cybersecurity, risk management, or technology strategy roles.

• Experience in Threat Intelligence, Insider Risk, SOC, or related security domains.

• Demonstrated experience building and managing strategic roadmaps tied to measurable outcomes.

• Strong understanding of adversary tactics (e.g., MITRE ATT&CK), intelligence lifecycle, and insider risk considerations.

• Strong product mindset with ability to translate strategy into execution

• Experience working in matrixed organizations with cross-functional stakeholders.

• Strong analytical, communication, and executive presentation skills.

Role Overview

The Security Product Lead – Product Security & AI Security is responsible for defining the strategic direction, roadmap, and measurable outcomes for securing the organization's product lifecycle and emerging AI/ML initiatives. This role sits within the Security Strategy & Delivery team and partners closely with the Product Security, Engineering, and Data Science/AI functional leaders and operational teams.

This position ensures that Product Security and AI Security capabilities are treated as internal security products—aligned to enterprise risk priorities, supported by a clear roadmap, measured through defined KPIs, and delivered through structured program governance.

The role requires strong cross-functional collaboration, strategic thinking, and the ability to influence without direct authority. By proactively embedding security controls into the product development lifecycle (SDLC) and addressing unique risks associated with AI/ML systems, this role directly supports the organization's overarching goal of protecting member trust, safeguarding corporate assets, and ensuring the continued stability and growth of the business.

Key Responsibilities

Strategy & Roadmap Stewardship

• Develop and maintain a multi-year strategy and roadmap for Product Security and AI Security capabilities.

• Align roadmap priorities with enterprise risk objectives, regulatory requirements (e.g., data privacy, AI governance), and evolving attack surface.

• Identify capability gaps (e.g., secure coding practices, AI model integrity) and define strategic investment opportunities.

• Translate strategic objectives into structured, sequenced initiatives.

• Lead Security Due Diligence: Own the end-to-end security assessment process for M&A targets, including technical architecture reviews, vulnerability assessments, security program maturity evaluations, and risk quantification

• Develop M&A Security Strategy: Define and continuously improve SoFi's M&A security playbook, methodologies, and standards to enable rapid, consistent, and thorough security evaluations

• Drive Integration Planning: Partner with target companies and internal teams to design secure integration roadmaps that balance speed-to-value with security requirements

• Manage M&A security assessments and integration roadmaps to design secure integration roadmaps, balancing speed and security

Product & Capability Management

• Define the value proposition and service model for Product Security and AI Security capabilities, including security requirements for all new product features.

• Establish clear capability maturity targets (e.g., DevSecOps integration level, AI risk mitigation completeness) and continuous improvement plans.

• Maintain and prioritize a strategic backlog aligned to measurable risk reduction outcomes (e.g., reduction in critical vulnerabilities, secure-by-design adoption).

• Ensure capabilities are treated as ongoing products with lifecycle ownership, not one-time projects.

• Translate business priorities, AI adoption strategy, and risk signals into a prioritized portfolio

• Partner with engineering and product teams to reduce friction and improve predictability

• Mature Secure SDLC practices and embed automation into CI/CD pipelines

• Define and track outcome-based metrics (risk reduction, adoption, efficiency)

Portfolio & Program Management

• Own the portfolio view of Product Security & AI Security initiatives within the broader security strategy.

• Structure and manage strategic programs required to deliver roadmap objectives (e.g., implementing an AI Red Team program, rolling out a new static analysis tool).

• Define milestones, delivery plans, and success metrics for major initiatives.

• Track progress against portfolio commitments and escalate risks proactively.

• Manage cross-functional dependencies across Engineering, Product Management, Data Science, Legal, and other stakeholders.

• Support quarterly and annual planning cycles, including investment

• Ensure predictable execution through structured governance and reporting cadence.

Cross-Functional Collaboration

• Partner closely with the Product Security and AI/ML functional leaders and teams to align on priorities and execution sequencing.

• Collaborate with Engineering, Product Management, Legal, Risk, and Compliance stakeholders.

• Facilitate stakeholder alignment, trade-off decisions (e.g., security vs. speed), and expectation management.

• Influence without direct authority to drive secure design principles and manage cross-functional projects to ensure delivery

Continuous Improvement & Innovation

• Monitor industry trends in software supply chain attacks, emerging vulnerabilities (e.g., OWASP Top 10), and AI-specific threats (e.g., model poisoning, prompt injection).

• Identify opportunities for automation, analytics enhancement, and process optimization within DevSecOps pipelines.

• Incorporate lessons learned from penetration tests, bug bounty programs, and security audits into roadmap evolution.

Qualifications

• Bachelor’s degree in Computer Science, Cybersecurity, or related discipline.

• 7+ years of experience in cybersecurity, risk management, or technology strategy roles.

• Demonstrated experience in Product Security (AppSec), DevSecOps, or AI/ML Security domains.

• Demonstrated experience building and managing strategic roadmaps tied to measurable outcomes.

• Experience providing strategic security due diligence and executing cyber security integration for M&A activities.

• Strong understanding of secure development practices, vulnerability management, and common software security frameworks.

• Understanding of AI/ML concepts and associated security risks, including data provenance, model integrity, and adversarial machine learning.

• Strong product mindset with ability to translate strategy into execution.

• Experience working in matrixed organizations with cross-functional stakeholders.

• Strong analytical, communication, and executive presentation skills.

The Role:

We’re seeking an experienced internal communications leader to help take SoFi, its culture, and its mission to new heights. The Director, Internal Communications will lead our internal comms team and partner closely with executives and a wide range of business unit and functional leaders to inform, inspire, and connect employees across our global organization. We’re looking for an innovation-minded leader who sweats the details, brings a steady hand in a crisis, and stays ruthlessly focused on business impact. 

As a leader on our Communications & Policy team, you’ll play a key role in helping SoFi successfully navigate its next chapter of growth through even stronger employee engagement and a world-class culture. 

Key Responsibilities:

• Drive core company-wide internal communications programs: Direct and identify opportunities to optimize company-wide communications programs including: hands meetings, product roadmap reviews, annual priority setting, and product/initiative launches
• Provide strategic counsel and hands-on support for critical initiatives:  Advise leaders and orchestrate employee engagement surrounding high stakes moments, including organizational changes, leadership transitions, corporate integrations, and more
• Identify opportunities to strengthen employee engagement and culture: Partner with our People team and other leaders to champion our culture, diagnose opportunities to improve engagement, and bring fresh perspectives that inform and inspire our employees
• Champion communications best practices that enable organizational agility and alignment: Advocate for excellence across employee-facing communications and ensure our content is compelling and actionable
• Refine measurement and optimization capabilities:  Track engagement metrics and gather feedback to continuously improve our team’s impact
• Harness technology to extend our impact: Ensure we maximize the value of existing tools, whether it’s a channel like Slack or Zoom, or generative AI methods like ChatGPT, and evaluate new ones as needed

Qualifications:

• 10+ years of experience in internal communications, with strong preference given to candidates who have worked in technology or product-driven financial services companies
• Strong portfolio of creative, visually engaging internal communications content
• Demonstrated record of successfully navigating large-scale organizational changes, leadership transitions, employee engagement initiatives, and corporate integrations
• Strong business acumen and ability to translate complex or abstract concepts into engaging, creative communications that break through with employees
• Comfortable operating under fast-changing, competing, or abstract priorities, often in direct partnership with company executives
• Skilled at navigating complex, matrixed organizations
• Direct people management experience
• Bachelor’s degree

The role:

We’re looking for a highly experienced Senior Frontend Engineer to join Web Core, a new web platform team at SoFi. This team will be central to scaling our 80+ consumer-facing and internal web applications. In this role, you’ll drive the design, architecture, and development of platform-level tools, libraries, documentation, and frontend patterns that power our web ecosystem.

As a hands-on platform engineer, you’ll shape the future of SoFi’s web platform infrastructure—enabling consistency, performance, and scalability across products. You’ll collaborate closely with engineering, product, design, infrastructure, and executive leadership to define and execute a strategic vision that supports company-wide goals.

The team will be an AI-first team, adopting LLM/agentic-powered technologies to accelerate and scale our web platform. An engineer should ideally be excited about learning and integrating with these new tools. 

What you’ll do: 

• Execute the architecture and development of reusable frontend platform tools, SDKs, and shared libraries.
• Design and maintain systems that improve developer experience across CI/CD, testing, and deployment pipelines.
• Define standards and best practices for performance, accessibility, and design system adoption.
• Partner with cross-functional teams to drive adoption and alignment of core platform capabilities.
• Tackle complex technical and organizational challenges that span teams and products.
• Mentor engineers across the org, championing engineering excellence and knowledge-sharing.

What you’ll need:

• Deep expertise in frontend web engineering (3+ years), with a strong focus on scalable web platforms.
• Proven experience designing and building reusable SDKs, UI libraries, and platform APIs.
• Expertise in modern frontend frameworks (React preferred), build tooling, and testing frameworks.
• Strong knowledge of CI/CD pipelines, web performance optimization, and accessibility standards.
• Excellent cross-functional communication and leadership skills.
• Experience with mobile-web and responsive web frameworks.

Nice to have:

• Experience with monorepos and frontend infrastructure tooling.
• Familiarity with micro-frontend patterns and federated module systems.
• Strong instincts for developer experience and system design at scale.
• Experience building GraphQL infrastructure and models. 

The Role:

We are looking for an experienced Senior Staff Software Engineer to join our Builder Tools engineering organization with a mission to enable SoFi engineers to elegantly solve problems. In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our AI-powered software testing experience, and elevate product reliability through testing infrastructure innovations and practices. You will get the chance to lead, define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery. 

What You’ll Do:

• Technical leadership - Provide thought leadership for the technical strategy, design, implementation, delivery and operations for AI powered agentic testing (autonomous test generation, execution, failure remediation), and foundational test infrastructure (environment, data generation, multi tenancy). 
• Innovate - Collaborate with cross-functional teams to drive innovation in testing enablement infrastructure, experience and tooling.
• Exemplary Practitioner  - Be a subject matter expert in the testing domain, including outcome KPIs and metrics, and operational excellence. 
• Mentor - Collaborate with engineers in the team, provide mentorship, and domain expertise to enhance the overall technical capabilities of the team..
• Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactively identify and manage risks.
• Collaborate – Build strong working relationships with coworkers and cross-organizational teams.
• Influence - Influence and scale the adoption of platforms, tools and best practices across the engineering organization.

What You’ll Need:

• Experience - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.
• 8+ years software development experience.
• Experience developing in a cloud environment (e.g., AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies, service meshes (e.g., Istio, Envoy), CI/CD pipelines and automated testing.
• Expertise  -  Deep knowledge of testing practices for micro-services (e.g., multi tenancy, ephemeral test environment, test user and data generation techniques). Deep awareness of testing tools (e.g., Locust, Artillery), frameworks (e.g., Kotest, Mockito) and techniques (e.g., fuzz, property)
• 2+ years of experience using or developing AI tools (e.g., Claude Code, Prompts, Cursor), AI infrastructure (e.g., MCP, RAGs, Vector dbs), agent frameworks (e.g.  Agent SDK, Langchain, Langfuse). 
• Design - Strong understanding of software design principles, and distributed systems architecture.
• Problem solving - Strong problem solving and programming fundamentals (algorithms, data structures).
• Coding Skills - Proven coding skills (e.g., Java, Kotlin, Python) delivering large scale systems with infrastructure automation (e.g., Terraform).
• Project Ownership - Ability to own, manage and deliver projects from scoping through launch. Experience working with Agile development processes. 
• Strong Interpersonal skills - Excellent written and verbal communication skills. Demonstrated ability to collaborate well with technical and non-technical members, and proven skills to operate effectively in a cross-functional team. 

Preferred Qualifications:

• Experience with security, compliance, and risk management in cloud environments.
• Experience with monitoring and logging (e.g. Datadog, Elastic, Coralogix).

• Experience with container orchestration (e.g., Docker, Kubernetes) and networking  

The Role:

We are looking for an experienced Senior Staff Software Engineer to join our Builder Tools engineering organization with a mission to enable SoFi engineers to elegantly solve problems. In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our next gen AI-powered SDLC, and elevate developer experience through AI enabled workflows, tooling and practices. You will get the chance to lead, define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery. 

What You’ll Do:

• Technical leadership - Provide thought leadership for technical architecture and design, implementation, delivery and operations of AI enabled tools, agents, and workflows across the SDLC including plan, code, test, build, deploy, observe and remediate.
• Innovate - Collaborate with cross-functional teams to drive innovation in developer tooling, and advancements including AI assisted developer productivity flows.
• Exemplary Practitioner  - Be a subject matter expert for one or more developer tooling domains,  including operational excellence. 
• Mentor - Collaborate with engineers in the team, provide mentorship, and domain expertise to enhance the overall technical capabilities of the team..
• Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactively identify and manage risks.
• Collaborate –Build strong working relationships with coworkers and cross-organizational teams.
• Influence - Influence and scale the adoption of AI powered SDLC tooling, workflows and best practices across the engineering organization.

What You’ll Need:

• Experience - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.
• 8+ years software development experience.
• Experience developing in a cloud environment (ex: AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies, service meshes (e.g., Istio, Envoy), CI/CD and automated testing.
• Expertise -  2+ years of experience in AI tools (e.g., Claude Code, Agent SDK, Prompts, Skills, Cursor), infrastructure (e.g., MCP, AWS Bedrock, RAGs, vector dbs) and agent frameworks (e.g. Langchain, Langgraph, CrewAI)
• Design - Strong understanding of software design principles, and distributed systems architecture.
• Problem solving - Strong problem solving and programming fundamentals (algorithms, data structures).

• Coding Skills - Proven coding skills (e.g., Java, Kotlin, Python) delivering large scale systems with infrastructure automation (e.g., Terraform).
• Project Ownership - Ability to own, manage and deliver projects from scoping through launch. Experience working with Agile development processes. 
• Strong Interpersonal skills - Excellent written and verbal communication skills. Demonstrated ability to collaborate well with technical and non-technical members, and proven skills to operate effectively in a cross-functional team. 

Preferred Qualifications:

• Experience with security, compliance, and risk management in cloud environments.
• Experience with monitoring and logging (e.g. Datadog, Elastic, Splunk).
• Experience with container orchestration (e.g., Docker, Kubernetes) and networking 

The Role

We are looking for an innovative and entrepreneurial Principal Software Engineer to join our Builder Tools engineering organization.  In this role, you will have the opportunity to directly influence, impact and lead the technical strategy and architecture of our next generation internal developer platform in an AI-first SDLC. Your work will elevate developer experience by enabling SoFi engineers with AI enabled development practices and tooling. You will have the opportunity to define and solve challenging problems in a fast-paced, highly collaborative and innovative organization. The ideal candidate will be a thought leader in the Developer Tooling domain, mentor, and team player who is hands-on in driving solutions from inception to implementation, and enabling organizational change and adoption with a strong drive for customer success. 

What You’ll Do:

• Technical leadership - Provide thought leadership for the technical architecture, design, and delivery for AI enabled tools across the SDLC including plan, code, test, build, deploy, observe and remediate.
• Strategic Partnership  - Serve as a key strategic technical advisor to leadership, influencing roadmap, participating in planning sessions, and ensuring alignment with business objectives.
• Innovate - Collaborate with cross-functional teams to drive innovation and advancements in AI assisted developer productivity flows.
• Operational Excellence - Be a subject matter expert, role model practitioner across the developer tooling domain including operational excellence. Drive observability strategy and practices, including SLOs, and guiding teams on critical incident resolution, root-cause analysis and remediation.
• Mentor - Collaborate with engineers across the Platform organization, provide mentorship, and expertise to enhance the overall technical capabilities of teams.
• Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactively identify and manage risks.
• Collaborate – Build strong working relationships with coworkers, cross-organizational leaders, including engineering managers and product managers.
• Influence - Be a change agent influencing and scaling the adoption of AI-enabled developer tooling and best practices across the engineering organization.

What You’ll Need:

• Education - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.
• Experience - 10+ years of professional software development experience, including 2+ years in a technical leadership role. 
• Domain  Expertise -  Expertise in AI tools (e.g., Claude Code, Windsurf, Cursor), infrastructure (e.g., MCP, AWS Bedrock, RAGs, vector dbs) and agent frameworks (e.g. Langchain, Langgraph, CrewAI)
• Technical Expertise - Experience developing in a cloud environment (AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies and service meshes (e.g., Istio, Envoy). 
• Innovation - Proven track record devising and launching creative solutions to developer experience challenges.
• Design and Problem solving - Strong understanding of software design principles, and distributed systems architecture.
• Coding Skills - Proven proficiency shipping enterprise applications in one or more programming languages (Go, Python, Java, Kotlin, etc.)
• Communication and Collaboration - Exceptional verbal and written communication, with the ability to articulate complex technical concepts to diverse audiences at varying levels, including executives, cross-functional managers, and engineers.
• Project Leadership - Ability to own, manage and deliver complex projects from scoping through launch. Experience leading Agile development practices.
• Security and Compliance (Preferred) - Familiarity with security standards, compliance (SOC2, PCI, HIPAA) and risk management frameworks relevant to financial and regulated industries.

The Role

SoFi's Loan Servicing team owns the post-loan funding experience for millions of members across SoFi's lending products. We are looking for a Senior Product Manager to build and scale our multi-product servicing platform to meet the needs of our members and business.

In this role, you will partner closely with engineering, research, data science, design, legal, operations and business stakeholders to bring new capabilities to life and ensure they deliver measurable results. You will also drive member engagement, cross-sell, and ultimately increase member lifetime value as SoFi expands its product offerings.

This is a highly cross-functional and high-impact role for a product leader who thrives in ambiguity, can set clear direction in evolving spaces, and is equally comfortable defining strategy and driving execution.

What you'll need:

• 3+ years of product management experience, preferably in fintech, financial services, or a similarly regulated, data-intensive environment
• Demonstrated ability to own a feature or product area end-to-end
• Strong customer instincts: you can identify the right problems to solve, prioritize confidently, and articulate what "done" looks like for our members
• Enough technical fluency to have credible conversations with engineers about system architecture, trade-offs, and feasibility
• Clear written and oral communication: you write quality documents, run focused meetings, and know how to tailor the message for engineers vs. leadership
• Experience using data to drive decisions by pulling metrics, reading results, and iterating based on evidence
• Ability to manage cross-functional stakeholders (engineering, ops, compliance, legal, finance) and keep execution on track within a multi-team environment

Nice to Have:

• Experience in lending, loan servicing, payments, or financial services operations
• Familiarity with third-party servicer integrations or complex vendor relationships alongside product work
• Exposure to compliance adjacent product work: fair lending, regulatory reporting, or audit readiness
• Comfort with SQL or self-serve data analysis tools to diagnose borrower behavior and product outcomes
• Experience working on legacy system modernization or platform migration initiatives

The Role

SoFi is looking for a Senior Product Manager to lead our Originations Core platform within the Borrow business unit. In this role, you will define and drive the strategy, roadmap, and execution for the systems and experiences that power how members discover, apply for, and manage loans across SoFi.

You will operate at the center of our lending ecosystem, owning both foundational platform capabilities and critical member-facing experiences. This includes the Borrow experience across web and mobile, reusable UI systems, entry points into the application funnel, and core originations infrastructure such as application data models and credit decisioning.

This role requires a product leader who can think holistically across systems, teams, and user journeys. You will partner closely with multiple product teams, engineering squads, and business stakeholders to drive alignment, scale platform capabilities, and deliver measurable improvements to conversion, efficiency, and member experience.

What you’ll do

• Define and drive the product vision, strategy, and multi-quarter roadmap for Originations Core, spanning platform capabilities and member-facing experiences
• Own and evolve the Borrow experience across web and mobile, including application entry points, flows, and supporting UI systems
• Lead the development of reusable UI components and shared capabilities that enable consistency and velocity across multiple product teams
• Drive strategy and execution for core originations infrastructure, including application data models and credit decisioning systems
• Act as the central product partner for cross-functional domains such as servicing, collections, and settlements, ensuring seamless end-to-end member journeys
• Partner with multiple PMs and engineering teams to align roadmaps, manage dependencies, and drive cohesive product outcomes across the Borrow ecosystem
• Identify and lead high-impact technical initiatives, building alignment and buy-in across teams to execute against a broader platform roadmap
• Define success metrics and use data to evaluate performance, identify opportunities, and guide prioritization
• Balance short-term delivery with long-term platform investments, making thoughtful trade-offs to support scalability, reliability, and business growth
• Communicate product strategy, progress, and insights effectively to senior leadership and cross-functional stakeholders

What you’ll need

• Bachelor’s degree or equivalent experience
• 5+ years of product management experience, ideally in fintech, lending, or platform-focused roles
• Proven track record of owning complex product areas or platforms and delivering measurable business impact
• Experience defining product strategy and driving execution across multiple teams or squads
• Strong systems thinking, with the ability to connect user experiences, platform capabilities, and business outcomes
• Experience working on technically complex systems, with the ability to partner deeply with engineering on architecture and trade-offs
• Data-driven mindset with experience defining metrics, running experiments, and using insights to inform decisions
• Exceptional communication and stakeholder management skills, including experience influencing across teams and presenting to senior leadership
• Ability to operate with a high degree of ownership and autonomy in ambiguous, fast-paced environments

Nice to have

• Experience with lending or financial services products, particularly originations or underwriting flows
• Familiarity with credit decisioning systems or risk models
• Experience building platform capabilities or shared infrastructure used across multiple teams
• Experience optimizing application funnels, conversion, and user flows
• Background working with servicing, collections, or post-origination systems
• Experience driving large-scale technical initiatives requiring cross-team alignment

The role

We’re hiring a Lifecycle Marketing leader to own the strategy for one of SoFi’s newest and most ambitious ventures: Home Equity products. Embedded deeply with Product teams, you will drive incremental business growth by optimizing funnel conversion across the customer journey. This high-impact role transforms rich member data into effective campaigns at scale while steering cross-functional partners across Product, Creative, and Data Science. This is a critical opportunity to navigate ambiguity and deliver outsized results in a high-growth vertical.

What you’ll do:

• Lead the development of automated multi-channel workflows (email, push, in-app, SMS) based on member behaviors and lifecycle stages.
• Drive campaign automation and personalization, leveraging performance insights to build and optimize high-performing evergreen and ad-hoc programs.
• Own a rigorous, full-funnel experimentation roadmap to optimize conversion and revenue, leveraging our new experimentation suite. 
• Partner with Product Marketing, Data, and Design to develop marketing strategies that align with broader Home Equity business goals.
• Collaborate with Marketing Tech Ops to oversee technical execution and champion the use of AI-driven insights for hyper-personalization. 
• Design educational content and personalized strategies to help members navigate the complexities of the lending market.
• Analyze trends and develop reporting frameworks to socialize actionable insights and learnings across the organization.

What you’ll need:

• 8+ years of D2C lifecycle management, with a track record of optimizing for down-funnel conversion and revenue.
• A structured approach to problem-solving and the ability to derive strategic conclusions from large amounts of data.
• Hands-on experience with comprehensive CRM/marketing automation tools like Braze, Mailchimp, or similar systems.
• Deep knowledge of A/B testing methodologies and experience managing a high-velocity testing roadmap.
• Experience leveraging AI-driven insights or machine learning models to enhance audience segmentation.
• The ability to operate independently and thrive in a fast-paced, dynamic environment where priorities may shift.
• Excellent written and oral communication skills, with the ability to communicate channel strategy and insights crisply to various stakeholders.
• Experience in a regulated industry such as FinTech or banking is highly preferred.

Nice to have:

• Genuine interest in the lending and home equity space.
• MBA or other advanced degrees.
• Previous experience in finance, tech, or banking.
• Experience with Excel & SQL is a plus.

The role:

SoFi’s Affiliate Marketing Team is seeking a Senior Affiliates Manager to join us as we continue to rapidly expand our affiliate partnerships across multiple verticals.  This role’s primary focus is the “Relay Credit Score Monitoring and Financial Insights” product, Small Business Loans product, and Protect (Life and Auto Insurance) product. In this role, you’ll work closely with the x-functional team to build and maintain the affiliate program, manage internal processes (including compliance, reporting & analytics, forecasting, etc.), and lead internal stakeholder and partner engagement.

What you’ll do: 

• Maintain a deep understanding of lead generation and the day-to-day operations of managing our affiliate partners and relationships
• Optimize and develop affiliate programs and strategically growing affiliate accounts
• Passionate about developing, closing and growing affiliate partnerships. Has the ability to optimize from lead to revenue through negotiations and is able to translate that data into actions
• Highly self-motivated and success-driven professional, capable of generating relationships through own initiative
• Uses data to drive optimization decisions on performance campaign strategies, placements and creative
• Responsible for scaling volume efficiently using the data and forecasted goals within the affiliate channel
• Analyzes data, optimizes performance, identifies areas of improvement, and recommends ways to increase affiliate-generated revenues
• Develops affiliate contact management strategy and recruit new affiliates through research, referrals, and other avenues
• Works with Business Unit, Growth Engineering, Data Science, Marketing to achieve goals
• Collaborate with senior leadership to develop internal strategy and structure for the Affiliate department that will support growth and long-term success

What you’ll need:

• 3+ years in Affiliate Marketing
• 7+ years of experience
• Bachelor’s degree
• Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position.
• Data driven mindset and experience in optimizing and scaling partnerships and/or performance campaigns
• Experience with data reporting & affiliate marketing platforms (Tableau, Impact, Snowflake etc.)
• Ability to thrive in a fast paced performance driven environment
• Effective organizational and time management skills
• Exceptional verbal, written and interpersonal communication skills
• Experience in the Finance industry a plus

The role:

SoFi is building a next-generation, high-impact growth channel focused on referrals and virality—and we’re looking for a Growth Marketing Manager to help shape and scale it.

This role sits at the center of a highly strategic initiative to drive exponential, organic member growth through referrals and peer-to-peer engagement. You’ll help define how millions of members discover, share, and advocate for SoFi across our ecosystem—including Checking & Savings, Invest, Crypto, Personal Loans, Student Loans, and more.

You’ll operate at the intersection of marketing, product, and data—partnering closely with Product, Engineering, Product & Lifecycle Marketing, and Business Unit teams to bring new referral experiences to life. From launching new referral constructs and integrating into major marketing moments, to influencing the roadmap of our referral platform, you’ll play a key role in scaling channel growth over the coming years.

This is a unique opportunity to build in a high-visibility space, navigate ambiguity, and help define the future of growth at SoFi.

What you’ll do: 

• Drive execution and performance of SoFi’s referrals and virality marketing initiatives, helping scale the channel into a major driver of member growth
• Partner closely with Product and Engineering to define requirements and influence the roadmap of our AI-enabled referral platform
• Lead end-to-end project management of key initiatives, including launching new referral program structures (e.g., incentives, gamification, sharing mechanics) and scaling existing ones
• Collaborate with Business Unit Marketing, Lifecycle Marketing, and Communications teams to develop and execute strategies that maximize referral-driven growth across all SoFi products
• Integrate referral and virality strategies into marketing tentpoles (e.g., sponsorships, events, and brand campaigns) and Social & Community teams to amplify reach and engagement
• Develop and optimize audience strategies for key segments (e.g., students, military, and other affinity groups) to increase referral rate and participation
• Analyze performance data to identify opportunities across the referral funnel, including referral rate, referrals per member, and conversion rates
• Use testing and experimentation to continuously improve user experience, messaging, and program effectiveness
• Conduct market research and competitive analysis to ensure SoFi’s referral program remains best-in-class
• Communicate insights, performance, and opportunities to cross-functional partners and senior leadership

What you’ll need:

• 5+ years of experience in marketing, growth marketing, product marketing, or related fields
• Proven ability to execute and scale marketing programs in a fast-paced, performance-driven environment
• Strong analytical mindset with experience using data to drive decisions and optimize performance
• Experience working cross-functionally with Product, Engineering, and Marketing teams
• Ability to manage complex projects and drive initiatives forward in ambiguous, evolving environments
• Strong communication skills, with the ability to influence stakeholders and contribute to strategic discussions
• Customer-first mindset with an understanding of user behavior, engagement, and conversion dynamics
• Demonstrates knowledge of, adherence to, and responsibility for compliance with applicable regulations and laws
• Experience in the Finance industry a plus

Nice to have:

• Experience with referral marketing, viral growth loops, or lifecycle marketing programs
• Familiarity with experimentation frameworks (A/B testing, funnel optimization, segmentation)
• Experience in fintech or other consumer-facing, high-growth industries
• Exposure to data tools or platforms (e.g., Tableau, Amplitude, Snowflake, or similar)

The Role:

As Director, AI Platforms, you will build and lead the team responsible for multiple AI-enabling platform services, automation, and SDLC-enabling agents for SoFi and our affiliates. This shared foundation enables teams across the company to build, deploy, and operate AI capabilities through self-service workflows, standard tooling, and clear operational contracts. You will partner closely with Engineering, Security, Risk, Legal, Compliance, and Data to ensure AI development and runtime practices meet regulatory and governance requirements by default. You will also align the AI platform roadmap with our broader internal developer platform strategy, including infrastructure automation, CI/CD, observability, and reliability standards. You’re a builder first: someone who has shipped production platforms that engineering teams actually chose to adopt, who can operate with influence across organizational boundaries, and who thrives when the roadmap is theirs to define. The idea of building an in-house variant of Open Claw that is both powerful, safe, and auditable is an appealing challenge to you.

What You’ll Do:

• Build and run a multi-tenant AI and SDLC platform that provides standardized primitives, including model access, inference serving, prompt and workflow orchestration, feature and retrieval integration, and evaluation tooling.
• Establish golden paths for AI development and deployment, including templates, reference architectures, and developer experience workflows that reduce time to first production and increase reuse across teams.
• Drive AI-accelerated developer productivity across the engineering organization - embedding AI capabilities into an AI native SDLC to transform how all SoFi engineers plan, code, test, build, deploy, observe, and remediate.
• Partner with product and engineering leaders to drive adoption, measure outcomes, and continually refine the platform based on developer feedback and business impact. Teams use your platform because it's the fastest path to production, not because they're required to.
• Define and deliver the AI and SDLC platform strategy, roadmap, and operating model, including productization, intake, prioritization, lifecycle management, and deprecation policies.
• Lead vendor and ecosystem strategy for AI platform components, including build-versus-buy decisions, model provider evaluation, contracting partnership, and total cost of ownership optimization.
• Build governance into the platform, including access controls, data handling controls, auditability, model and prompt change management, and approved usage patterns for regulated workloads. This isn't an approval gate — it's infrastructure that makes the right thing the easy thing.
• Own platform reliability and operability, including SLOs, on-call readiness, runbooks, incident response posture, and continuous improvement through post-incident learning.
• Implement platform observability for AI systems, including telemetry, tracing, and monitoring for model performance, drift, latency, safety signals, and cost drivers.
• Drive automation and standardization across infrastructure provisioning and delivery pipelines, including infrastructure as code, CI/CD patterns, environment management, and policy-as-code guardrails.
• Hire, develop, and retain 2-3 high-performing teams of AI and DevEx platform engineers, while setting technical standards and mentoring platform engineering practices across the organization.

What You’ll Need:

• 10+ years of engineering experience with 5+ years leading teams delivering platform or infrastructure products used by other engineering teams at scale.
• Proven experience building and operating internal platforms, including multi-tenant services with clear operational contracts, reliability targets, and measurable adoption outcomes.
• Experience delivering production AI platform capabilities, such as inference serving, orchestration, evaluation, and model observability, with enough depth to set architecture decisions and quality bars.
• Strong technical depth in cloud and distributed systems, including AWS, Kubernetes, networking, and service reliability practices.
• Hands-on experience with infrastructure automation and delivery, including infrastructure as code, CI/CD systems, and policy-as-code approaches.
• Fluency in observability and operational excellence, including metrics, logging, tracing, capacity planning, and incident management.
• Strong cross-functional leadership skills, including the ability to partner with Security, Risk, Legal, Compliance, and Data to translate governance requirements into developer-friendly platform guardrails.
• Experience shaping vendor strategy, evaluating platforms and model providers, and balancing speed, risk, cost, and flexibility through build-versus-buy decisions.
• Excellent written and verbal communication, with the ability to align executives and engineering teams on strategy, tradeoffs, and execution plans.
• Experience in regulated industries such as financial services or healthcare (preferred). Familiarity with compliance frameworks (SOC2, PCI) and building security and compliance into platform defaults.

The role:

SoFi’s Affiliate Marketing Team is seeking an Affiliate Operations Specialist to join us as we continue to rapidly expand our affiliate partnerships across multiple verticals. This role’s primary focus is across our SIPS and Member verticals including Deposits, Investments, Financial Insights, and may support other products such as Credit Card, Crypto, SoFi Plus, Small Business Loans + Insurance (Protect). In this role, you’ll work closely with the Affiliate Managers &  x-functional team to provide operational support and overlap, manage internal processes (including reporting & analytics, campaign troubleshooting, ownership of long tail partnerships, etc.), and support internal stakeholder and strategic partner engagement.

What you’ll do: 

• Maintain daily, weekly, monthly and quarterly reporting across multiple product verticals, completing analysis to identify trends in performance, areas of improvement and opportunities, and recommended ways to increase performance
• Work the Affiliate Managers to support the optimization and development of affiliate programs balancing growth, cost, and LTV
• Highly self-motivated and success-driven professional, capable of generating internal and external relationships through own initiative
• Uses data to drive optimization decisions on performance campaign strategies, placements and creative
• Support enhancement of foundational affiliate capabilities and processes including invoicing, compliance and operations
• Responsible for identifying new partners opportunities and working with Affiliate Managers to onboard and  scale volume efficiently using the data and forecasted goals within the channel
• Support the collaboration with the x-functional business team inclusive of Business Unit, Product Marketing, Data Science, and Engineering to achieve goals.

What you’ll need:

• 1+ year in Affiliate Marketing, with 3+ years of experience overall
• Bachelor’s degree
• Data driven mindset and experience in optimizing and scaling partnerships and/or performance campaigns
• Ability to thrive in a fast paced performance driven environment
• Effective organizational and time management skills.
• Exceptional verbal, written and interpersonal communication skills
• Familiarity with data reporting & affiliate marketing platforms (Tableau, Impact, Snowflake etc.) a plus
• Experience in the Finance industry a plus

The role:

We are seeking a Senior Financial Systems Analyst who will support Workday on a day-to-day basis focusing on unlocking its vast reporting possibilities. This is an exciting role for someone to make a direct impact at SoFi by shaping our processes and providing reporting solutions to help drive visibility, while also playing a key role in our implementation of Workday Financials.

Success in this role hinges on your technical aptitude, quantitative abilities, and business acumen: You are an expert in Workday Financials and also understand data flows/SQL/Tableau, while also having the ability to step back and understand the business needs. You treat stakeholders as a partnership – you are there at each step of the way and you know that we only succeed if we succeed together.

This position will be part of the Business Intelligence and Systems team within Accounting Controllership.

What you’ll do: 

• Support Workday Financials through configuration of business process, condition rules, validations
• Create and maintain complex Workday financial reports
• Participate in bi-annual Workday release regression testing and uptake of new features.
• Stay updated on the Workday roadmap and propose changes and solutions in areas of focus.
• Act as a technical expert and support the broader finance team in Workday reporting
• Develop strong collaborative relationships with the Finance, Engineering, People orgs and across the company, with a specific focus on our Workday integrations
• Leverage Workday and other tools and systems to design, develop & deliver robust and scalable reporting
• Perform daily administrative and production support tasks as required
• Develop and deliver training on SoFi’s financial business processes and use of Workday
• Be part of a great team, but capable of operating independently - managing relationships, deliverables and expectations with your business partners
• Be personable, approachable and able to connect with each and every person on the team and throughout the business
• Remain detail-oriented while working across a variety of projects

Who are you:

• Demonstrated ability to work collaboratively across different functions and effectively influence senior business partners
• Expert in Financial Management Systems, with an understanding/vision of how to architect the perfect solution
• Experience with Database Management systems (SQL) who enjoys solving complex problems
• Experience with front-end reporting tools (Tableau)
• Strong ability to project manage and to remain detail-oriented while working with numerous stakeholders
• Strong analytical, problem solving and critical thinking skills
• High EQ with ability to influence outcomes and communicate technical content to general audiences
• Knowledge of the banking space a strong plus

What you’ll need:

• Bachelor's degree required, preferably in Mathematics, Computer Science, Statistics or a Business related degree (Masters a plus)
• 5+ years of work experience
• 2 + years of experience configuring and supporting a combination of at least 2 of the following modules: Supplier accounts, Customers, Projects and Billing, Business Assets, Expenses,  Banking and Settlement, Financial Accounting and Accounting Center
• Subject matter expert on:
• Workday Financial Reporting (Advanced, Matrix)
• At least one of the modules: Supplier Accounts, Customers
• Experience required:
• Multiple subsidiary structure and working with different functional currencies
• ETLs/ELTs related to Workday integrations
• SOX Compliance
• Experience preferred:
• Workday Pro Certifications
• Workday Financial Reporting (Composite, Discovery Boards, Prism, Office Connect)
• Consolidations
• FDM design, deployment, and maintenance
• SQL (Snowflake)
• Tableau
• Finance planning tools (ex: Planning analytics (TM1))
• Alteryx
• Integration platforms such as Fivetran or Mulesoft
• Jira / Confluence  or other Scrum Management tools
• Strong verbal and written communication skills
• Spanish fluency a plus
• Demonstrated ability to work collaboratively across different functions and effectively influence senior business partners

The role

We are searching for a passionate Staff Fraud Risk Analyst who is highly self-motivated, analytical, with a decent understanding of debit card fraud transactions and account takeover fraud strategies. This role will work on fraud strategies at banking transactional stages during customer journey, implement effective fraud strategies to help our platform to realize a safer, more transparent and secure environment. This role will work collaboratively with various stakeholders to ensure strategy performances while maintaining a smooth customer experience. 

By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry leading leadership team.

What you’ll do:

The fraud prevention analyst will help SoFi develop better data driven fraud decisioning by:

• Architect and scale robust table structures and analytics using expert-level SQL and Python to serve as the foundation for global risk detection and real-time reporting.
• Design sophisticated fraud decisioning strategies by synthesizing login, entity, and tokenization signals to neutralize complex threats like Account Takeover (ATO) and high-risk transactions.
• Lead cross-functional initiatives by translating intricate technical risks into high-level business logic, socialize proposals with stakeholders to align on the optimal balance between security and user friction.
• Optimize detection precision through rigorous statistical analysis, specifically leveraging False Positive Rate (FPR) modeling to protect the "Golden Path" of the customer experience.
• Execute end-to-end risk-decisioning procedures for debit card transactions and authentication frameworks (MFA/3DS), ensuring defense mechanisms are both proactive and scalable.

What you’ll need:

• BA/BS in Statistics, Information Systems, Mathematics, Data Science, or related fields,  or equivalent work experience 
• Expertise in Fraud: 5+ years of work experience in Fraud Analytics. Experience managing risk-decisioning strategies and mitigating losses in debit card fraud transaction flows (ATO, 3DS, CNP, Tokenization) and understanding of sophisticated authentication frameworks, plus with exposure on authentication flows including MFA/IDV
• Balance Friction and Growth: Deep mastery of the trade-off between fraud mitigation and UX, ensuring security strategies protect the business without compromising key conversion and retention metrics.
• Architect Scalable Data Systems: Expert-level SQL/Python skills used to build automated, high-volume data architectures and statistical models that serve as the foundation for global risk detection.
• Drive Strategic Influence: A proactive leader who uses cross-functional persuasion to align stakeholders and own the end-to-end execution of complex initiatives in fluid environments.

The Role: 

At SoFi, we're on a mission to help our members get their money right and become a Top 10 Financial Institution. Beyond that, we're building the "AWS of Banking" — modern, scalable platforms that power financial services across every SoFi product.

We're looking for a Principal Product Manager to own SoFi's real-time payments platform — the infrastructure that enables instant, 24/7/365 money movement for our members and commercial clients. You'll define the vision and strategy for how SoFi sends and receives money in real time, and build the platform capabilities that make fast, transparent, and reliable transfers the default experience.

This role sits within Bank Platform, SoFi's shared financial infrastructure team. Your platform serves every line of business — from Consumer to Commercial Banking, Invest and Lending and everything in between — enabling them to move money faster, compliantly and more cost effectively without each building their own rails. 

What you'll do: 

• Own the vision, strategy, and roadmap for SoFi's real-time payments platform, including FedNow, Fedwire, instant debit (Visa Direct, Mastercard Send), and future real-time rails.
• Scale real-time capabilities to new business lines — champion the real-time payments services internally, evangelize the value of Bank Platform adoption to other business units, and build a roadmap to onboard new use cases so that all relevant SoFi products benefit from real-time money movement capabilities
• Partner with Risk and Compliance and Operations to ensure real-time payments are secure, compliant, and resilient and every penny is accounted for
• Manage vendor and partner relationships — including Galileo (Payment Hub), the Federal Reserve (FedNow, Fedwire), The Clearing House (RTP), and card network partners — to influence roadmaps, negotiate terms, and ensure SoFi's needs are met.
• Drive operational excellence — define SLAs, monitor platform health, reduce failure rates, and build operational tooling that enables support teams to resolve issues quickly.
• Instrument and measure — define the metrics that matter (transaction success rate, speed, funds availability, cost per transaction, fraud rates, complaints per rail) and build the data infrastructure to track them.

What you'll need: 

Must-Have

• 8+ years of product management experience, with significant time in payments, financial infrastructure, or money movement platforms.
• Deep understanding of payment rails — you can explain the difference between FedNow, Fedwire, RTP, ACH, and card-based instant payments in your sleep. You understand message formats, settlement mechanics, cutoff times, and regulatory requirements for each.
• Platform product management experience — you've built infrastructure or platform products that serve multiple internal or external customers, not just a single consumer surface. You think in APIs, contracts, and capabilities, not just screens.
• Experience with payment orchestration — routing logic, fallback strategies, rail selection, transaction lifecycle management. Ideally you've worked with or built a payment hub or gateway.
• Vendor and partner management chops — you've managed relationships with processors, networks, or infrastructure vendors. You know how to influence a partner's roadmap when you're not their biggest customer.
• Comfort with compliance and risk — you understand AML/KYC/OFAC requirements for real-time payments, Reg E implications, and how to design for compliance without killing the user experience.
• Strong analytical skills — you use data to identify problems, size opportunities, and make decisions. You can define and instrument metrics from scratch when the data doesn't exist yet.
• Excellent communication — you can translate complex technical infrastructure into clear narratives for executive leadership, business partners, and operations teams.

Nice-to-Have

• Experience at a bank, neobank, or bank-as-a-service provider (not just a fintech that rides on someone else's charter).
• Familiarity with Galileo's platform (Payment Hub, Cyberbank Core) or similar core banking processors.
• Experience building for both consumer and commercial (B2B) use cases on the same platform.
• Background in real-time gross settlement (RTGS) systems, cross-border payments, or correspondent banking.
• Technical depth — you can read an API spec, review an architecture diagram, or write a SQL query to investigate an issue. You don't need to code, but you're credible with engineers.

The Role

At SoFi, we're on a mission to help our members get their money right and become a Top 10 Financial Institution. We're seeking a Senior Product Manager to own the payments product experience and API/developer platform for Big Business Banking (BBB) - SoFi's zero-to-one commercial banking platform for institutional clients, backed by our national bank charter.

You'll define how commercial clients move money - via portal or programmatically through APIs - across wires, SEN, FedNow, RTP, ACH, and potentially tokenized deposit settlement (SoFiUSD). 

As a key cross-functional player, you will collaborate closely with Engineering, Design, Business, Operations, Compliance, Risk, Treasury, and others to set a vision, define priorities, manage trade-offs, execute an ambitious agenda, and be accountable to results reported at the executive level.

What You'll Do:

• Define payment product strategy for Big Business Banking - sequence the roadmap across various payments capabilities. Translate market and client needs into a prioritized backlog.
• Own the client-facing payment experience - design end-to-end UX for how treasury teams initiate, approve, track, and reconcile payments across portal and API. Design for commercial complexity: batch payments, multi-approver workflows, scheduled transfers, beneficiary management.
• Own the API product and developer experience - define payment and webhook API contracts, error handling, idempotency, and versioning. Build a sandbox and documentation experience that gets a client from signed contract to first successful API payment with minimal friction.
• Write PRDs and requirements for Bank Platform - serve as the "customer voice" to the Bank Platform team that builds rail infrastructure. Define acceptance criteria and own UAT. Ensure BBB's needs are prioritized alongside other internal consumers (Money, Credit Card, Crypto).
• Define payment operations and exception handling - design what happens when payments fail, get returned, or need manual intervention. Define ops workflows and tooling requirements so operations teams can resolve issues quickly.
• Partner with Risk and Compliance on payment-level controls - transaction limits, sanctions screening flows, fraud rules, and regulatory requirements (Reg E, BSA). Treat compliance as a product feature.
• Own go-to-market for new payment capabilities - define readiness criteria for each new rail launch, coordinate across eng/ops/compliance/business, and drive adoption with clients.

What You'll Need:

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
• 5+ years of product management experience, with meaningful time in payments, commercial/B2B fintech, or financial infrastructure.
• Deep understanding of how money moves - wires, ACH, real-time rails, stablecoins - and what's different about commercial payments: higher stakes, multi-party authorization, beneficiary management, batch operations.
• Experience shipping APIs that external developers integrate against. You think in contracts, error codes, idempotency keys, and developer experience.
• Ability to cut through swirl and define the requirements. You can take ambiguous client needs and translate them into clear, testable requirements that an engineering team can execute without constant clarification.
• Proven cross-functional partnership skills and ability to work in matrixed environment 
• Experience working in regulated environments - you know how to partner with compliance, legal, and risk teams while keeping the product experience usable.
• Technical credibility - you can read an API spec, review a sequence diagram, and discuss system design with engineers. You self-service data.
• Strong communication, forward lean and AI-fluency

Nice to Have:

• Experience at a bank, neobank, or banking-as-a-service provider - particularly on the commercial or treasury side.
• Familiarity with real-time payment rails (FedNow, RTP) and/or stablecoin settlement infrastructure.
• Experience with developer-facing products at companies like Stripe, Plaid, Marqeta, Unit, Treasury Prime, Modern Treasury, or similar.

The Role

The Borrow Data Science team is seeking a Senior Data Scientist who will help drive growth in our Lending businesses by transforming raw data into a compelling narrative for success. This is an exciting role for a proactive data scientist who is naturally curious and possesses a deep-seated drive to uncover insights before they are even requested.

Success in this role hinges on your ability to act as a strategic partner; you are not just a technical executor but an analytical storyteller who can bridge the gap between complex data and business strategy. While you have the technical aptitude to leverage tools like SQL, Python, dbt, and Airflow to build robust pipelines in Snowflake, your true impact lies in your ability to lead cross-functional initiatives and influence the product roadmap through data-driven advocacy.

What You’ll Do

• Drive Proactive Insights: Use your curiosity to dig deep into data, identifying trends and opportunities that others might miss, and proactively presenting these findings to leadership.
• Champion AI Productivity: Act as a pioneer for AI integration within the team. Identify and implement AI tools and workflows that streamline data engineering tasks, accelerate analysis, and drive outsized business impact.
• Analytical Storytelling: Translate complex quantitative analyses into simple, persuasive narratives that enable business leaders to make informed, high-stakes decisions.
• Strategic Leadership: Partner with cross-functional teams to lead the optimization of core product decisions, including funnel conversion, experimentation, and unit economics.
• Build Technical Foundations: Design and maintain scalable reporting pipelines in Snowflake using dbt and Airflow, ensuring business logic is efficiently encapsulated for company-wide use.
• Champion KPI Consistency: Create frameworks that ensure a "single source of truth" for KPIs across various platforms and BI tools.
• Mentor and Innovate: Stay ahead of industry trends and technical features to continuously improve our data stack, while mentoring peers on best practices in analytical rigor.

What You’ll Need

• Education: B.S., M.S., or M.B.A. in a quantitative field (Statistics, Economics, Engineering, CS, Mathematics, etc.).
• Experience: 5+ years of experience in an Analytics, Data Science, or Engineering role, preferably within Finance or Tech.
• Communication & Influence: Exceptional communication skills with a proven track record of influencing stakeholders and leading projects from conception to completion.
• Innate Curiosity: A self-starter mindset with a passion for problem-solving and an ability to thrive in dynamic, ambiguous environments.
• Technical Proficiency: Strong programming skills in SQL and Python, with hands-on experience using dbt and Airflow to build data pipelines in Snowflake.
• Data Visualization: Experience building intuitive and impactful dashboards in tools like Tableau to support your storytelling.
• Collaboration: Strong relationship-building skills and the ability to work seamlessly across diverse, cross-functional teams

The Role:

We are seeking a Senior Software Engineer to join the Coach engineering team at SoFi. This team will play a pivotal role in supporting our members' financial journeys by developing an intelligent, conversational AI-powered chat interface. This system will help streamline support queries from members and provide personalized financial insights and guidance. Chat is a critical component of how members interact with SoFi and building it will require a thoughtful approach to UI and product experience.  

The ideal candidate is collaborative, product-minded, and pragmatic, with a strong sense of ownership and accountability for the quality of both the code and finished product. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.  We also pride ourselves on a philosophy of continuous learning, and you should likewise be committed to furthering your own career growth as well as to providing mentorship for your fellow team members. 

What you’ll do:

• Lead the design, development and testing of software services 
• Lead code and system design reviews
• Help translate product requirements into user stories and technical solutions
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with project leads, product managers and other software developers
• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment

What you’ll need:

• Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
• 4+ years programming experience, ideally on a modern stack
• Our core stack is Kotlin / Spring / PostgreSQL, and we run on Kubernetes in a service oriented architecture with over 100 services in production. 
• You should have 2+ years Java or Kotlin programming experience 
• You should have a strong understanding of relational databases and ORMs
• You should have worked on a SOA or microservice-based application
• Experience working with applications that leverage Large Language Models (LLMs), such as integrating LLMs, designing prompts, or exploring their practical applications.
• Strong sense of ownership; driving a project from inception to completion
• Pragmatic approach towards handling tech debt versus shipping new features
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Nice to have:

• Experience working with asynchronous systems and event based systems (queues, streams)
• Experience working with various emerging LLM technologies, including Retrieval-Augmented Generation (RAG), prompt engineering, or AI agents.
• Experience with Natural Language Processing (NLP) or conversational AI, including building chatbots, virtual assistants, or similar systems.
• Experience scaling highly available, mission critical systems
• Full-stack experience across Backend and Front-end (javascript/typescript, react)

The role

The Data Science team is seeking a Senior Manager who will help support growth in our SIPS businesses by improving SoFi’s ability to execute with data.  This is an exciting role for someone to leverage their Analytical, Engineering, and Management skills to lead a team of Data Scientists with high visibility and impact.

You will serve as a data leader, balancing urgent requests and delivering high quality projects to key stakeholders, through a clear and repeatable data informed approach.  You will create a culture of strong technical ownership, deliver impact with prioritization, support the growth of individual contributors, and hold the team accountable with high standards.

You are expected to work cross-functionally, including: engineering, product managers, lifecycle marketing, data science, design, operations, finance, risk, legal, compliance, and executive teams to set business objectives, define product strategy, prioritize features, and execute on them.

What you’ll do:

• Manage a team of Data Scientists supporting SoFi’s Checking and Savings, Invest, Credit Card, Protect, and Lantern businesses

• Collaborate with senior leaders and other stakeholders to identify and prioritize Data Science initiatives

• Set high standards for quality and on-time delivery.

• Recruit, grow, and retain top talent

• Ensure that the team is operating in an agile and efficient manner

• Stay up-to-date on the latest AI/ML technologies

• Identify high impact business opportunities to help members achieve their financial goals

• Mentor and guide data scientists in the team by promoting best practices, strong technical decisions, coding standards, and thorough documentation.

• Build strong relationships with stakeholders and present insights on a regular cadence communicating findings to both technical and non-technical stakeholders

• Collaborate with cross-functional teams and business leaders to understand needs and offer data-driven solutions

What you’ll need:

• Bachelor’s Degree in a technical field

• 7+ years of Data Science or Software Engineering experience

• 3+ years management experience

• Experience leveraging data-driven analysis to influence key decisions, preferably in a Tech or Finance company

• Experience with using Airflow and DBT to build Data Pipelines in Snowflake

• Strong programming skills in SQL and Python

• Experience with building data visualizations with Tableau, Looker or other BI tools

• Knowledge of varied ML algorithms, applicability to different business problems, and experience in deploying ML models at scale in production with monitoring metrics.

• Ability to work in a dynamic, cross-functional environment, with a strong attention to detail;

• Effective communication and presentation skills and ability to explain complex analyses in simple terms to business leaders;

• Strong relationship building and collaborative skills;

• Exceptional problem-solving 

The Role

SoFi is seeking a Principal Engineer to lead the technical and architectural evolution of our Member Growth platforms — the systems that power member acquisition and engagement for every product across the company. 

Key contributions of this role include:

• Architect agentic and AI-driven systems; define evaluation strategy and drive quality, safety, and compliance of AI workflows in a regulated environment.
• Define and drive long-term architectural direction across Member Growth platforms: campaign automations, communications, marketing data, and web/mobile acquisition.
• Lead cross-organizational platform convergence — building shared primitives that multiple product lines consume while preserving each team’s flexibility.
• Identify and resolve systemic technical problems across teams; drive alignment to deliver on business and strategic goals.
• Raise engineering maturity: design review rigor, operational standards, and mentorship loops that develop senior ICs into technical leaders.
• Collaborate with Product, Marketing, Data Science, Business, Legal, and Compliance to align technology strategy with short and long-term goals.

What You’ll Do

• Architect the next generation of Campaign Automations platform — AI-driven targeting, personalization, and customer journey orchestration at scale.
• Design the unified communications architecture for member engagement at scale with compliance-grade correctness.
• Define the evaluation strategy and drive quality, reliability, safety, and observability of AI-driven workflows in a regulated financial environment.
• Lead cross-organizational platform convergence — shared architectural primitives across organizations with different stacks and competing priorities.
• Establish operational integrity standards: automated verification, reconciliation mechanisms, and self-healing infrastructure that prove these platforms are correct.
• Prototype and ship using AI tools; push the team toward AI-native engineering practices.
• Build engineering culture: rigorous design reviews, clear standards, incident-to-prevention feedback loops, and mentoring senior engineers into technical leaders.

What You’ll Need

• Bachelor’s or Master’s in Computer Science, Software Engineering, or equivalent.
• 10+ years software engineering experience, including 8+ years in technical leadership driving cross-team strategy.
• Deep expertise in event-driven, high-scale distributed systems — failure modes, consistency tradeoffs, reconciliation, and compliance-grade audit trails.
• Proven cross-team technical leadership tied to business goals; exemplary communication and executive-level representation skills.
• Hands-on technical leadership who is willing to roll up your sleeves to design, prototype, and ship critical features in production.
• Proficient in Java, Kotlin, or Go; hands-on with Kafka, Docker, Kubernetes, and Spring Boot or similar.
• Experience with public cloud infrastructure (AWS preferred); strong fundamentals in relational and document databases, microservices, and high-availability design.

Nice To Have

• Experience building marketing, advertising, or communications platforms — multi-tenant or consumer-facing at scale.
• Experience handling data at scale: event processing, storage, and querying for hundreds of millions of events and attributes per day.
• Experience building production AI agents or LLM-powered platforms — orchestration, evals, retrieval/grounding (RAG), and guardrails for regulated environments.
• Experience in financial services or regulated industries where compliance and data integrity are architectural requirements.
• Track record of platform convergence: unifying infrastructure across acquisitions, subsidiaries, or organizations with different technical stacks.

About the Role

We’re looking for a strategic, hands-on product leader to define and scale the future of Marketing Technology at SoFi - powered by AI.

This is a high-impact role at the center of SoFi’s growth engine, responsible for driving member acquisition, engagement, and retention in support of our mission to help people get their money right. You won’t just build tools - you’ll reimagine how modern marketing works, using AI to automate, personalize, and scale experiences in ways that weren’t previously possible.

You’ll own the vision end-to-end: from defining the next generation of AI-driven marketing platforms to delivering best-in-class experiences for both members and marketers. This includes building intelligent systems that can autonomously create, optimize, and orchestrate campaigns at scale—unlocking step-function improvements in growth efficiency.

We’re looking for someone who sets bold direction, moves with urgency, and drives outcomes. You’ll act as a strong customer advocate, while influencing across the company to deliver cohesive, high-quality experiences.

This role is deeply cross-functional. You’ll partner closely with engineering, marketing, data science, design, operations, finance, risk, legal, and executive leadership to translate strategy into execution—bridging business goals with technical innovation to drive durable, profitable growth.

What You’ll Do

• Define and own the vision, strategy, and roadmap for SoFi’s next-generation Marketing Technology platform - deeply infused with AI
• Lead the shift to AI-powered marketing: automating campaign creation, optimizing decisioning, and delivering real-time personalization at scale
• Identify where to build vs. buy, shaping a modern, flexible, and cost-efficient MarTech stack
• Build “leapfrog” capabilities—AI-driven systems that dramatically improve speed, efficiency, and member experience
• Own and drive a multi-year roadmap, translating vision into shipped products with measurable business impact
• Partner cross-functionally to align on priorities, execute against goals, and deliver end-to-end experiences
• Communicate strategy, progress, and insights to stakeholders at all levels, including executive leadership

What You’ll Need

• Bachelor’s degree in a technical field or equivalent experience
• 7–10 years of product management experience, ideally in MarTech or AdTech
• Proven track record of building and scaling complex, cross-functional platforms
• Experience leveraging AI to drive product innovation and business outcomes
• Operator mindset: able to set strategy and execute in ambiguous, fast-moving environments
• Strong cross-functional leadership and influencing skills
• Excellent communication and executive presence
• Data-driven decision making and strong analytical instincts
• Deep customer empathy—you consistently advocate for what’s best for the user 

The role

At SoFi, our People Business Partners are strategic and trusted advisors to senior leaders, responsible for aligning people strategies with business objectives. In this role, you’ll lead and implement the people strategy for our Borrow, Credit, Regulatory Relations & Business Controls organizations, working directly with SoFi’s Group Business Unit Leader of our Borrow Businesses, and SVP of Regulatory Relations & Business Controls and their leadership teams. You'll also manage a team of People Business Partners who support their organizations. Your work will empower the business to make smart, data-driven decisions while fostering a high performing culture. This role balances strategic influence with hands-on execution, operating as a thought partner to executives and a coach to leaders.

What you’ll do:

• Lead, Enable, and Develop High-Performing HR Talent: Manage a team of People Business Partners, supporting their professional growth, capability development, and effectiveness as strategic advisors. 
• Be a Strategic Partner: Serve as a trusted advisor to your business leaders, shaping and executing people strategies that align with business goals to enable high performing and engaged teams.
• Design and Deliver Impactful People Solutions: Diagnose root cause organizational and talent challenges, develop scalable and innovative solutions, and lead execution to drive sustainable business outcomes.
• Coach and Advise: Provide executive-level coaching to leaders on leadership effectiveness, performance, team dynamics, and change management.
• Lead Change and Transformation Initiatives: Address highly ambiguous organizational challenges and drive large-scale initiatives to shape the future of the organization, ensuring clear communication and leader readiness.
• Leverages Data for Results: Use people analytics and business data to inform decision-making, anticipate future organizational needs, identify trends and risks, and proactively improve organizational health and performance. 
• Ensure Compliance and Support: Balance employee and business needs by providing expert guidance on employment practices, maintaining up-to-date knowledge of legal requirements and ensuring a fair, compliant, and supportive workplace.
• Execute with excellence: You make it easy for the business to work with the people team, simplifying programs, weaving the people strategy throughout multiple touchpoints to drive intended business outcomes through people programs with tailored business knowledge.
• Collaborate across the People Team: Work closely with People Team Centers of Excellence and HR Business Partners to design and deliver integrated people programs that drive measurable impact for the business.

What you’ll need:

• People Management Experience: Demonstrated experience directly managing and developing People Business Partner teams that deliver with excellence. 
• Strategic and Hands-On Expertise: Proven ability to balance big-picture thinking with hands-on execution, including progressive HR experience in dynamic environments.
• Influential Advisor: Trusted sounding board for executives, shaping leadership decisions through strong influence and executive presence, while also developing senior leaders.
• Data-Driven Decision-Making: Strong capability to leverage people analytics and business data to identify trends, assess risk, inform decisions, and drive meaningful organizational change.
• HR Knowledge and Expertise: Strong understanding of key HR domains such as compensation, performance management, employee engagement, employee relations, talent management, and inclusive culture.
• Influence and Relationship Management: Exceptional communication, executive presence, and stakeholder management skills, with the ability to build trusted relationships, adapt messaging to diverse audiences, and influence outcomes across the organization.
• Clarity in Ambiguity: Effectively navigates complexity to drive aligned, focused action. Adaptable and resilient, quickly adjusting priorities and recommendations based on new information.

Nice to have:

• Experience in a banking or tech company 
• Workday experience

The role

SoFi is seeking an analytical and highly effective operator to join the Marketing organization as the business operations lead for SIPS (Save, Invest, Protect, Spend), Member, and Crypto. This collection of products are designed to help our members spend less than they make and invest the rest, thereby achieving financial independence.  This role will be pivotal in driving the operating cadence of the team, improving planning and reporting rigor, and enabling decision-making.

The Manager, Marketing Business Operations will work across SIPS, Member, and Crypto to help run the growth, engagement & retention marketing strategies that are critical to the success of the business, drive the operating model for new innovation, and strengthen culture. The Manager will serve as a thought partner to the VP, Product Marketing & the broader leadership team, shape priorities, translate complex inputs into clear recommendations, move across strategy development & marketing execution, and create artefacts that support planning & meeting preparation.

This role reports to the Senior Director of Marketing Business Operations and is aligned to the VP, Product Marketing across each business unit. The ideal candidate has a strong track record of leading cross-functional work and solving complex, ambiguous problems across teams.

What you’ll do

• Structure complex problems, define hypothesis, and build business cases to support leadership decisions
• Product data-driven analyses, models, and leadership-ready communications that convey recommendations, summarize priorities, and celebrate achievements
• Standardize, track, and create executive-ready presentations on innovation, from concept through launch
• Own business reporting, budgeting, and forecast support for the VP, Product Marketing
• Standardize planning artifacts and create lightweight operating mechanisms to support prioritization, decision-making, and meeting preparation
• Run operating rhythms and culture-building initiatives, including team meetings, offsites, and other key moments 
• Manage ad hoc analyses and projects from Marketing Business Operations and marketing leadership

What you’ll need:

• A commitment to SoFi’s mission of helping people Get Their Money Right to achieve their financial ambitions
• A Bachelor’s degree
• 5+ years of work experience in a top-tier consulting firm, investment bank or high growth technology business
• Expertise building Board and Executive-ready presentations
• Proven ability to build strong relationships and lead cross-functional teams
• Strong analytical skills and attention to detail in building financial models and business cases
• Strategic and proactive approach to problem solving, particularly in ambiguous and dynamic environments
• Hands on operational capabilities with advanced proficiency in Google Suite, MS Office Apps, etc.
• Experience in financial services, consumer technology, and marketing
• Excellent time and project management skills with a track record of delivering on complex projects

The Role

People Operations at SoFi supports a growing, multi-region workforce across the U.S. and international markets. As we expand into new geographies and continue to mature as a public company, our systems, processes, and service model need to scale with us — without adding unnecessary complexity.

We’re moving from a largely transaction-driven support model to a more standardized, systems-enabled operating model. That means clearer ownership, smarter automation, stronger controls, and processes that actually make sense for the teams using them. We are hiring a Staff People Operations – Process Design to help lead this evolution.

This role reports to the Director of People Operations and operates horizontally across the People Operations function, partnering with our PBPs, COEs, and People Systems teams to design processes and workflows that are clear, scalable, and sustainable over time.

You will be a strong fit for this role if you are someone who thinks in systems, sees patterns across fragmented workflows and has experience building or redesigning processes in complex multi-region environments. 

What You’ll Do:

Process & Operating Model Design

• Design and maintain end-to-end People Operations processes (hire to retire and core lifecycle events)
• Define global standards while accounting for regional requirements
• Clarify handoffs between COEs, PBPs, and People Ops to eliminate ambiguity
• Separate design from execution while maintaining strong feedback loops from service delivery

Governance, Prioritization & Controls 

• Establish and govern the intake and prioritization model for People Ops system and process changes
• Design and maintain process controls to ensure audit readiness and regulatory compliance; lead remediation when gaps are identified
• Maintain alignment between approved service offerings and system/process configuration

Systems & Workflow Enablement

• Own the People Operations systems enhancement roadmap (Workday, ServiceNow, integrations)
• Translate service requirements into system configurations, workflow logic, and standardized global process flows
• Identify manual steps, workflow friction, and automation opportunities; implement system or process improvements to reduce risk and transactional work
• Drive self-service and AI-enabled solutions to reduce case volume

Change & Adoption

• Partner with COEs, PBPs, and regional People Ops Managers to operationalize changes through SOPs, documentation standards, and knowledge enablement
• Ensure changes are implemented consistently and sustainably across regions

What You’ll Need:

• 12+ years of experience in People Operations, HR Systems, HR Service Delivery, or similar roles
• Direct experience designing global HR processes at scale 
• Strong understanding of Workday business process framework and ServiceNow HRSD workflow design
• Experience supporting audit, compliance, or control environments (SOX exposure preferred)
• Demonstrated ability to simplify complex, multi-region operations
• Strong written and structural thinking skills
• Comfortable making decisions and driving alignment across senior stakeholders
  
  

The Role

SoFi is seeking an experienced, strategic, and highly collaborative product leader to build the future of AI-based financial insights for SoFi Members. As the Principal PM for SoFi’s AI Financial Guide, you will define how SoFi uses AI and personalization to guide Members to get their money right. You will be a vocal and empathetic customer advocate, influencing cross-functional experiences across all business units to deliver a conversational, intelligent mentor that feels indispensable to our members.

As a product leader, you will be expected to set big, ambitious goals, be gritty, and ideate beyond current solutions to deliver experiences that change how people think about and interact with their finances.

What You’ll Do

• Own the multi-year strategy for SoFi Coach to drive Member acquisition and engagement across the entire SoFi ecosystem.
• Identify and integrate new technologies to provide a significantly differentiated value proposition that helps members navigate complex financial decisions.
• Transition SoFI’s personalized insights from reactive reporting to proactive guidance, creating features that nudge members toward better financial habits in real-time.
• Clearly articulate the vision, strategy, and customer impact to stakeholders at the highest levels of leadership and ensure alignment on shared business objectives.
• Collaborate with engineering, data science, design, and marketing to translate customer needs into industry-leading experiences.
• Operate as a true builder by defining business strategy while driving the technical backlogs and execution plans necessary for launch.
• Use a data-driven approach to monitor performance and ensure measurable improvements in member financial health and multi-product adoption.

What You’ll Need

• 10+ years of product management experience, with demonstrated success in defining and delivering high-impact, customer-facing features.
• Familiarity or direct experience working with LLMs and AI tooling to build end-to-end user journeys.
• Ability to operate effectively in complex, ambiguous, and highly-regulated environments.
• Superior written and verbal skills; experience communicating complex technical concepts clearly to C-level leadership.
• Bachelor’s degree or higher in a technical discipline; able to hold your own with world-class engineers and data scientists.
• A genuine passion for the customer. You are committed to doing right by our members, always, and using technology to democratize financial advice.
• Excellent analytical skills with the ability to turn fragmented data into a cohesive story of member progress and business growth.

The Role

We’re looking for a strategic, member-obsessed Principal Product Manager to lead the evolution of the investing experience at SoFi. SoFi’s mission is to help members get their money right, and this role is central to shaping how millions of members build wealth with confidence.

In this role, you will define and drive the long-term vision for how members discover, engage with, and grow their investments. You will operate across the full investing journey, identifying high-impact opportunities, setting multi-year strategy, and delivering differentiated product experiences that position SoFi as the best place to invest.

You will lead large, cross-functional initiatives that span multiple product areas and organizations. This includes aligning engineering, design, data, marketing, risk, legal, and executive stakeholders around a shared strategy, while driving execution against critical business outcomes such as AUM growth, engagement, and retention.

You will be responsible for shaping product strategy beyond your immediate domain, connecting the dots across teams, and influencing platform-level capabilities that unlock new growth opportunities. You will raise the bar on product quality and innovation, delivering experiences that are intuitive, scalable, and meaningfully differentiated from competitors.

What you’ll do

• Define and drive product strategy: Own the long-term vision and strategy for the investing experience, identifying opportunities that unlock growth, improve member outcomes, and drive business impact across SoFi.
• Lead complex, cross-org initiatives: Drive large, multi-quarter initiatives that span multiple teams and product areas, aligning stakeholders and securing buy-in across engineering, design, business, and executive leadership.
• Own end-to-end product outcomes: Deliver measurable impact across key metrics such as funded accounts, net deposits, engagement, retention, and AUM growth.
• Elevate product quality and differentiation: Set a high bar for user experience, ensuring products are intuitive, cohesive, and competitive in the market.
• Drive data-informed decision making: Partner with data and research teams to define measurement frameworks, analyze performance, and continuously iterate based on insights.
• Influence platform and system design: Partner with engineering to shape scalable, extensible systems that support long-term product evolution and cross-product capabilities.
• Mentor and raise the bar: Act as a thought leader within the product organization, mentoring other PMs and elevating product thinking across teams.
• Fluency with modern AI tools for product development: Ability to leverage tools like Cursor and Claude to accelerate product workflows, prototyping, and execution.

What you’ll need

• 8+ years of B2C product management experience, with a track record of owning large, complex product areas
• Demonstrated ability to define and execute product strategy that drives measurable business impact
• Strong product sense with the ability to identify high-leverage opportunities and make principled tradeoffs
• Experience leading cross-functional teams and influencing stakeholders across multiple organizations
• Deep understanding of experimentation, analytics, and data-driven decision making
• Ability to operate with high ownership and autonomy in ambiguous, fast-paced environments
• Strong communication skills with the ability to influence and align at all levels, including executive leadership

The role:

SoFi is searching for an Accounting Policy Manager with strong technical accounting experience to support the Company’s accounting policy function.

The Accounting Policy Manager will be responsible for supporting the documentation of technical accounting conclusions as well as the development and maintenance of the company’s accounting policies. This individual will work closely with the finance and legal teams as well as with other teams within the controllership organization to ensure compliance with applicable technical accounting and regulatory standards.

Your deep understanding of accounting principles, regulatory requirements, and industry practices will be instrumental in providing timely guidance to the business in planning transactions, programs, and products.  You will also collaborate within the controllership organization to ensure accurate implementation and documentation of technical accounting decisions.

This position will report to the Accounting Director, Policy and M&A, and will be part of the SEC Reporting & Policy Controllership team.

The right candidate will have technical accounting experience across a range of topics, including loan sales, securitizations, consolidation, and revenue recognition, paired with a background in financial services and/or software & technology. The Accounting Policy Manager will also have strong communications skills, including drafting technical memos and presenting relevant accounting considerations to cross-functional audiences.

What you’ll do: 

• Research complex accounting issues at deal speed to support the Company’s development of new programs, including providing insight into accounting principles and conducting industry benchmarking.
• Document technical accounting conclusions for significant accounting matters as they arise, including large transactions and new/amended products or programs.
• Support the preparation and review of financial statements and disclosures, particularly with respect to significant accounting matters and changes in accounting standards.
• Develop, maintain, and update accounting policies.
• Monitor standard-setting and rule-making activities by the FASB, SEC, and other regulators. Support impact assessments and implementation of changes.
• Collaborate with internal and external auditors to facilitate smooth audits and procedures.
• Support special projects as needed, including mergers and acquisitions, process improvement and development, and systems implementations.

What you’ll need:

• 6+ years of relevant experience in public accounting or a combination of public and industry. Financial services and/or software & technology industry experience preferred.
• Bachelor's degree in Accounting, Finance, or related field.
• CPA certification.
• Strong knowledge of US GAAP and SEC regulations and research proficiency in the applicable literature required. IFRS and bank regulatory experience preferred.
• Excellent problem-solving skills and the ability to digest complex information quickly.
• Experience reading and analyzing legal agreements, such as sale agreements, revenue contracts, and financial instruments.
• Keen attention to detail and strong analytical skills.
• Exceptional written and verbal communication skills, including the ability to present accounting concepts and principles to non-accountants.
• Ability to manage multiple projects in a fast-moving environment.
• Experience with accounting and project management applications preferred (e.g., Microsoft Excel, Jira, Workday, Workiva)

The Team

Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals.

The industry is going through an unprecedented transformation, and we’re at the forefront. We are currently building SoFi Coach—our most ambitious initiative yet. SoFi Coach is an AI-native, agentic layer that will live across every SoFi product, transforming our platform from a set of financial tools into a proactive personal wealth manager. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, and we're looking for a pioneer to help us build the future of autonomous finance.

The Role

We’re looking for something new for SoFi: a Principal Product Designer (IC6) who makes agentic capabilities happen.

In one sentence — we want you to lead the design and execution of SoFi Coach, turning speculative AI capabilities into validated, agentic experiences that help our members get their money right. You will collaborate with Directors and VPs to influence cross-company strategy while staying deep in the weeds to prove what’s possible.

What You’ll Do

• Lead the SoFi Coach vision: Define the interaction patterns and UX strategy for a conversational interface that proactively manages debt, investments, and wealth optimization.
• Build to inspire: Create functional prototypes and MVPs using AI-native workflows (Claude Code, Cursor, etc.) to demonstrate "magic moments" to stakeholders and engineering partners.
• Act as an "un-invasive innovator": Partner with core engineering and product teams (Lending, Invest, Money) to accelerate their AI roadmaps without creating organizational friction.
• Push the possible: Use your technical savvy to challenge the status quo, pushing engineering teams to achieve higher craft and more ambitious execution in our AI implementations.
• Evolve the craft: Help lead the evolution of SoFi’s internal AI-enabled design workflow, creating skills and agents that benefit the entire design organization.
• Evangelize AI-native design: Contribute the frameworks and "vibe-coding" patterns that will drive AI product development company-wide.

Who You’ll Need

You are as much a technical founder as you are a product designer; at your core you are a problem solver, a craft virtuoso, and an AI-Native Builder. You move with a speed that defies traditional design lifecycles, collapsing the gap between a Figma mock and a functional prototype.

You thrive in high-velocity, high-impact teams, showcasing an entrepreneurial mindset and adaptability born from startup or high-growth environments. You are a power user of the modern AI development stack (Claude Code, Cursor, etc.), and you use these tools to build experiences that were impossible twelve months ago.

You are driven by impact that isn’t just tangible but meaningful. Helping everyday people build healthy money habits resonates with you; you believe that helping a family get out of debt, buy their first home, or optimize their tax strategy is a profound responsibility. That tension between rapid progress and high-stakes responsibility excites you.

• 10+ years of experience as a Product Designer, Technical Founder, and/or Design-Engineer, with a proven track record of driving 0-to-1 initiatives for high-scale consumer products.
• A "builder" portfolio: A public or private collection of functional projects you have personally built or contributed to using code and AI tools.
• Mastery of AI tooling: You are a power user of Claude Code, Cursor, and similar environments for rapid, iterative development.
• Strategic gravitas: Experience influencing cross-functional strategy at the executive level in a complex, fast-moving organization.
• Technical literacy: A strong understanding of software architecture, APIs, and agentic systems to ensure your contributions are both visionary and feasible.

Even Better

• Founded or grew a business or side hustle as a product/design thinker.
• Experience driving impact within a highly-regulated industry (Fintech, Healthtech, etc.).
• Deep experience with Agentic AI architectures, tool-calling logic, and RAG implementations.
• Professional background that blurs the lines between Design and Full-Stack Engineering.

The Role

We’re seeking a Principal Product Manager who will define and scale SoFi’s AI-powered SDLC platform. We’re on a mission to integrate AI into every facet of our product development process. Our ambition is bold, infusing AI as the engine of development velocity, powering product discovery, design, prototyping, coding, testing, release, operations, and continuous improvement.

This is not a feature PM role. This is a platform leadership role operating at the intersection of AI, developer experience, CI/CD, testing, observability, and governance. You will:

• Own the multi-year product strategy for AI across the Product and Software Development Lifecycle.

• Define standards for “Spec-to-Code-to-Deploy” workflows, where structured specifications can trigger AI agents to generate production-ready code, tests, and documentation.

• Define how AI agents integrate into specs, repositories, CI/CD pipelines, testing frameworks, and operational systems and the technologies required to enable it.

• Run fast build-measure-learn loops with internal developer users.

• Maintain a strong bias toward experimentation, clarity, and decisive prioritization.

• Establish measurable evaluation frameworks to ensure AI-driven workflows are reliable, safe, and continuously improving.

• Partner with Security, Legal, Architecture, and Infrastructure teams to define governance boundaries for AI autonomy.

• Drive cross-organizational adoption of AI-enabled development standards.

• Communicate clearly to senior leadership on strategy, trade-offs, and measurable impact.

You will operate like a startup founder inside the company — rapidly prototyping, validating hypotheses with internal engineers, and converting early experiments into scalable platform capabilities in partnership with our principal engineers, team leads, and customers.

This role requires strong technical fluency, enterprise influence, and demonstrated experience working with AI in an engineering or product management role, ideally in larger companies.

What You’ll Bring - Experience and Domain Expertise

• 10+ years of Product Management experience, with significant experience building developer platforms, CI/CD systems, testing/quality tooling, or internal engineering products.

• Demonstrated success shipping LLM-powered or agent-driven products into production.

• Deep familiarity with agentic patterns (tool use, planning/execution loops, structured prompting, evaluation strategies).

• Experience designing platform-scale products with APIs, extensibility, governance, and enterprise adoption in mind.

• Strong architectural intuition and the ability to read and reason about code.

• Comfort collaborating directly with senior engineers on implementation trade-offs.

• Experience defining telemetry requirements and AI evaluation metrics.

• Exceptional discovery skills: problem framing, hypothesis formation, prioritization, ROI analysis.

• Experience defining measurable success criteria and evaluation frameworks for AI systems.

• Ability to balance long-term platform investments with near-term demonstrable wins.

• Proven track record driving cross-team initiatives involving engineering, data science, infrastructure, security, and compliance.

• Ability to align diverse stakeholders around a bold but grounded vision.

• Strong storytelling and executive communication skills

The Role

We are seeking a Senior Staff Data Scientist, Invest who will help shape our Invest business strategy and product development decisions through high-impact, data-driven insights. The Senior Staff Data Scientist will work closely with cross-functional partners, including Invest business leaders, Product, and Finance partners, to build and grow SoFi Invest into the premier choice for anyone looking to "Get Their Money Right" in the markets.

This is a high-leverage role with a direct impact on the product strategy and revenue growth of SoFi’s investment ecosystem. Success in this role hinges on your technical aptitude, quantitative abilities, and deep business acumen: you know how to plow through data with SQL/Python/Tableau, surface insights using math/statistics/ML techniques, and measure the business impact using efficiency/conversion/profit metrics. You treat stakeholders as a partnership – you are there at each step of the way and you know that we only succeed if we succeed together.

What You’ll Do

• Work with amazing product and business managers to identify strategic opportunities, measure KPIs to craft compelling stories, make data-driven recommendations, and drive informed actions.
• Help drive customer engagement strategies including account funding, recurring deposits, trading activity, and retention.
• Craft, analyze, and present customer behavior metrics, such as funnel conversion, user churn, features engagement, product LTV, and cross-sell metrics. Work with product and marketing partners to design tests to improve these metrics.
• Drive the end-to-end product analytics strategy for Invest, from architecting the data instrumentation required to track the customer journey, to establishing the North Star metrics and analytical frameworks that guide our long-term roadmap.
• Own Invest’s end-to-end experimentation lifecycle, including hypothesis development, test design, and the translation of experimental results into actionable product recommendations.
• Discover and analyze trends in customer behavior to inform decision making with a high level of confidence.
• Present analyses to Invest business and product leaders. 

What You’ll Need

• M.B.A, B.S. or M.S. in Statistics, Economics, Engineering, Computer Science, Mathematics or a related quantitative field is required for this position.
• 8+ years of experience working in a data science, analytics, business strategy, or related role in the investment or brokerage industry.
• Strong programming skills in SQL, Python and proficiency in Tableau.
• Experience in the Wealth Management or Fintech industry, and deep understanding of brokerage and market data.
• Strong understanding of Invest P&L (profit and loss) drivers.
• Experience with product analytics, experimentation and hypothesis testing.
• Proven track record of end-to-end experience in building analytical frameworks to inform business strategy.
• Ability to work in a dynamic, cross-functional environment, with a strong attention to detail.
• Effective communication and presentation skills and ability to explain complex analyses in simple terms to business leaders.
• Exceptional problem-solving skills.
• Strong relationship building and collaborative skills.
• 2+ years of management experience

The Role:

One-Stop-Shop Financial Security.

At SoFi, our mission is to help our members achieve financial independence. Life insurance is a critical, yet often neglected, piece of that puzzle. We want to do more than protect our member’s hard earned money by "selling insurance"; we want to leverage our Member’s financial needs to provide instant, pre-approved protection to our 11M+ members based on their existing financial profiles.

As a Senior Product Manager, you will lead the "SoFi Protect - Life Insurance" roadmap, integrating life insurance deeply into our lending and banking ecosystems to create a seamless, high-conversion experience.

What You’ll Do: 

• Product Experience Master: Own the end-to-end "Quote-to-Purchase" Life Insurance journey and connect this benefit to the holistic SoFi “get your money right” mission. 
• Application UX: Work with data scientists to determine how to streamline the application experience. If we can get a data point from a third-party API (like MVR or Rx history) instead of asking the user, you make that happen.
• Rapid Experimentation: Run a high-velocity testing roadmap. You’ll test everything from "Life Milestones" UI components to different sequencing of application questions to drive the highest completion rate.
• Third-Party Orchestration: Manage the technical and business relationships with our carrier partners, to ensure that our API integrations are robust, low-latency, and highly scalable.
• Product-Led Growth (PLG): Build "viral loops" and referral mechanics. How do we drive awareness and adoption through the financial services productivity loop?
• Mobile-First, AI-First Innovation: Optimize the experience for mobile devices and leveraging AI to make the experience easier for members (e.g. ensure our document collection / verification experience is easy and best-in-class).

What You’ll Need: 

• Experience: 5 - 8 years in Product Management, with at least 4 years in a high-growth InsurTech or FinTech environment.
• Data & AI Fluency: Expert-level ability to use data (SQL, Snowflake, Amplitude) to identify drop-off points in the funnel and build personalized member journeys. Leverage AI tooling for prototyping 
• Regulatory Awareness: Familiarity with FINRA, SEC, and State Insurance Department regulations. You know how to innovate while staying "inside the lines."
• The "SoFi Way": A "Get It Done" attitude. You are comfortable in a fast-paced environment where priorities can shift based on market opportunities.

SoFi is seeking an experienced and motivated Senior Staff Data Engineer to be the technical leader of our Data Engineering group within the SoFi Data Platform(SDP) division. The mission of the SDP division is to activate data throughout SoFi, enabling the creation of personalized and delightful experiences for our members. 

The Role:

In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our next gen AI powered SoFi Data Platform(SDP), and elevate data reliability through AI enabled workflows, tooling and practices. You will get the chance to lead, define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery. 

What You’ll Do: 

• Technical Leadership & Strategy: As a technical leader, you will be at the heart of SoFi’s data platform providing primary technical authority and strategic guidance to the data engineering group. 
• Architectural Excellence: Lead the architecture and delivery of large-scale, high-performance data pipelines and processing frameworks. Design scalable data models that support analytics, AI/ML and real-time data needs.
• Platform Innovation: Drive the adoption of cloud-native technologies, automation frameworks and reusable components that improve development velocity and system reliability across SDP.
• System Optimization: Drive org-wide initiatives to improve data reliability, cost-efficiency, and latency. Design solutions that scale horizontally and vertically to handle ever-growing datasets.
• Cross-Functional Collaboration: Partner with business stakeholders, product and engineering leads to align the data roadmap with SoFi’s business objectives. 
• Governance & Security: Lead the implementation of sophisticated data privacy, security, and compliance frameworks. Enforce data governance policies and practices to maintain data integrity in a highly regulated environment.
• Mentorship: Provide deep technical coaching and mentorship to Staff and Senior data engineers, fostering a culture of continuous learning, rigorous testing, and engineering excellence.
• Workforce Development: Contribute to hiring and training efforts to build a skilled and motivated data engineering workforce. Lead the interview process for senior-level talent and design onboarding programs that accelerate engineering productivity.
• On-Call Support: Be part of an on-call support rotation to support the critical production systems.

What You'll Need: 

• Education: A bachelor’s degree in Computer Science, Data Science, Engineering, or a related field.
• Experience: Over 12 years of experience in data engineering and analytics, with at least 4 years in a staff-level or higher capacity. A proven track record of successfully leading enterprise-wide data modernization efforts.
• Tech Stack Mastery: Mastery of the modern data stack: Snowflake / Python / SQL / GitLab / AWS / Airflow/ AI tools like Claude code/Cursor. Understanding and implementation experience of AI agents is a plus.
• Cloud Architecture: Expert-level proficiency in relational and cloud database platforms (Snowflake, Redshift, or GCP) and distributed processing frameworks (Hadoop, Spark, or Kafka).
• Strategic Thinking: Thorough knowledge and passion for data modeling (Kimball/Data Vault), database design, and data architecture principles. Ability to simplify complex, ambiguous issues into actionable technical plans.
• Communication: Exceptional ability to communicate complex technical concepts and trade-offs to non-technical stakeholders and senior management.

Domain Knowledge: Deep experience in a highly regulated and governed sector; experience in the Fintech industry is highly advantageous.

The Role

SoFi is looking for a Senior Product Manager to lead a strategic portfolio of new initiatives within our Personal Loans business. In this role, you will define and drive a multi-quarter roadmap focused on unlocking new growth opportunities, expanding our product ecosystem, and delivering meaningful value to our members.

You will own and scale key cross-sell experiences, including systems that power intelligent product recommendations and ranking across SoFi surfaces. You’ll also evaluate and incubate new product opportunities, partnerships, and emerging bets that extend the reach of our Personal Loans platform.

This is a highly cross-functional and high-impact role for a product leader who thrives in ambiguity, can set clear direction in evolving spaces, and is equally comfortable defining strategy and driving execution. You will partner closely with engineering, data science, design, marketing, and business stakeholders to bring new capabilities to life and ensure they deliver measurable results.

What you’ll do

• Identify and define new product opportunities that drive growth for Personal Loans, with a focus on cross-sell, engagement, and member value
• Build and iterate on recommendation and ranking systems that surface the right products to the right members at the right time
• Lead 0→1 product development from problem definition through launch, including experimentation, iteration, and scaling
• Partner closely with Data Science to define models, inputs, and success metrics for personalization and optimization systems
• Collaborate cross-functionally with Engineering, Design, Marketing, Risk, and Operations to deliver high-quality experiences
• Define and track key metrics, using data to inform prioritization, evaluate performance, and drive continuous improvement
• Maintain a high-quality backlog and drive execution in a fast-paced, agile environment
• Communicate product strategy, progress, and insights clearly to stakeholders and leadership

What you’ll need

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
• 5+ years of product management experience
• Proven track record of owning product areas or initiatives and delivering measurable business impact
• Experience defining product strategy and driving execution across a multi-quarter roadmap
• Strong product intuition with the ability to identify high-impact opportunities and make sound prioritization decisions
• Data-driven mindset with experience using metrics, experimentation, and analysis to guide decisions
• Experience working cross-functionally with engineering, design, and data science teams
• Strong communication skills, including experience influencing stakeholders and presenting to senior leadership
• Ability to thrive in a fast-paced, ambiguous environment with high ownership

Nice to have

• Experience with growth, personalization, or recommendation systems
• Background in fintech, lending, or consumer financial products
• Experience working on 0→1 and scaling product initiatives
• Familiarity with experimentation frameworks and A/B testing
• Exposure to machine learning–driven products or ranking systems
• Experience building cross-sell or multi-product ecosystems

The Role

SoFi is looking for a Principal Product Manager to lead our Originations Core platform within the Borrow business unit. In this role, you will define and drive the strategy, roadmap, and execution for the systems and experiences that power how members discover, apply for, and manage loans across SoFi.

You will operate at the center of our lending ecosystem, owning both foundational platform capabilities and critical member-facing experiences. This includes the Borrow experience across web and mobile, reusable UI systems, entry points into the application funnel, and core originations infrastructure such as application data models and credit decisioning.

This role requires a product leader who can think holistically across systems, teams, and user journeys. You will partner closely with multiple product teams, engineering squads, and business stakeholders to drive alignment, scale platform capabilities, and deliver measurable improvements to conversion, efficiency, and member experience.

What you’ll do

• Define and drive the product vision, strategy, and multi-quarter roadmap for Originations Core, spanning platform capabilities and member-facing experiences
• Own and evolve the Borrow experience across web and mobile, including application entry points, flows, and supporting UI systems
• Lead the development of reusable UI components and shared capabilities that enable consistency and velocity across multiple product teams
• Drive strategy and execution for core originations infrastructure, including application data models and credit decisioning systems
• Act as the central product partner for cross-functional domains such as servicing, collections, and settlements, ensuring seamless end-to-end member journeys
• Partner with multiple PMs and engineering teams to align roadmaps, manage dependencies, and drive cohesive product outcomes across the Borrow ecosystem
• Identify and lead high-impact technical initiatives, building alignment and buy-in across teams to execute against a broader platform roadmap
• Define success metrics and use data to evaluate performance, identify opportunities, and guide prioritization
• Balance short-term delivery with long-term platform investments, making thoughtful trade-offs to support scalability, reliability, and business growth
• Communicate product strategy, progress, and insights effectively to senior leadership and cross-functional stakeholders

What you’ll need

• Bachelor’s degree or equivalent experience
• 7+ years of product management experience, ideally in fintech, lending, or platform-focused roles
• Proven track record of owning complex product areas or platforms and delivering measurable business impact
• Experience defining product strategy and driving execution across multiple teams or squads
• Strong systems thinking, with the ability to connect user experiences, platform capabilities, and business outcomes
• Experience working on technically complex systems, with the ability to partner deeply with engineering on architecture and trade-offs
• Data-driven mindset with experience defining metrics, running experiments, and using insights to inform decisions
• Exceptional communication and stakeholder management skills, including experience influencing across teams and presenting to senior leadership
• Ability to operate with a high degree of ownership and autonomy in ambiguous, fast-paced environments

Nice to have

• Experience with lending or financial services products, particularly originations or underwriting flows
• Familiarity with credit decisioning systems or risk models
• Experience building platform capabilities or shared infrastructure used across multiple teams
• Experience optimizing application funnels, conversion, and user flows
• Background working with servicing, collections, or post-origination systems
• Experience driving large-scale technical initiatives requiring cross-team alignment

The role 

SoFi is seeking an analytical Programmatic Buyer/Trader to join our fast paced in-house media team. This role is crucial for executing and optimizing complex programmatic campaigns, with a heavy emphasis on the digital video ecosystem (including Connected/Streaming TV and Digital Video). The ideal candidate has a proven track record of managing high volume campaigns across multiple DSPs, ensuring performance goals are met, and translating data into actionable strategies that drive member acquisition and brand growth. 

What you’ll do: 

Campaign Execution & Management

○ Own the end to end execution of programmatic campaigns across multiple channel types (CTV/OTT, Digital Video, Audio Streaming) ensuring campaigns deliver in full and hit aggressive performance KPIs (e.g., CPA, ROAS, VCR). 

○ Own the negotiation, setup, and performance monitoring of sophisticated programmatic deals (PMPs, Preferred Deals, Guaranteed) to secure premium inventory and unique audiences at favorable rates. 

○ Serve as the platform expert for our primary DSPs, staying ahead of new features, industry best practices, and troubleshooting complex setup issues. 

Data & Audience Strategy 

○ Drive strategy around audience application and testing. 

○ Gain hands-on experience with first party data ingestion, testing, and implementation within the programmatic ecosystem (e.g., CDP integration, DMP segment activation). 

○ Utilize advanced analytics tools (e.g., Tableau, Power BI, Excel) to analyze large datasets, identify performance drivers, and generate strategic, actionable optimization insights. 

Ad Operations & Tagging

○ Manage trafficking and ad serving functions, including extensive hands on experience with Campaign Manager 360 (CM360). 

○ Expertly handle creative rotation, verification, and site placement management. 

○ Own the process of tag building, implementation, and QA for various media vendors and campaign types to ensure accurate tracking and measurement. 

Reporting & Strategic Collaboration 

○ Partner closely with internal stakeholders (e.g., Media strategy, Analytics, Product) to align trading strategies with broader business objectives and ensure cohesive execution. 

○ Proactively monitor campaign pacing, deliverability, and performance, implementing adjustments in real time to maximize efficiency and scale.

○ Advance our internal measurement frameworks leading impact driven by campaigns to establish marketing KPIs and forecast long-term growth

○ Build reports and own communication with key internal stakeholders to keep the business apprised of marketing performance 

○ Contribute platform and product feedback to internal MDS/strategy teams to drive continuous improvement in our trading capabilities and proprietary tools. 

What you’ll need: 

Core Competencies 

• Experience: Possess 4+ years of hands-on programmatic trading experience, preferably gained within an agency or in-house team environment. 
• Track Record: Demonstrate a proven track record in constructing and executing successful programmatic video campaigns that achieve defined client Key Performance Indicators (KPIs). 
• DSP Proficiency: Exhibit deep working knowledge and demonstrable experience leveraging multiple Demand-Side Platforms (DSPs) (e.g., Yahoo, Amazon, DV360, The Trade Desk). 
• Ad Serving Expertise: Possess strong working knowledge of ad serving platforms, specifically Campaign Manager 360 (CM360), including competence in tag generation, trafficking, and reporting. 

Technical Skills 

• Data Analysis: Maintain advanced proficiency in Excel/Google Sheets for data analysis and campaign reporting (experience with Tableau and Amplitude is advantageous). 
• Analytical Acumen: Possess strong analytical and quantitative skills, including the ability to synthesize large data sets to derive actionable campaign insights. 
• Ad Operations Knowledge: Demonstrate a solid understanding of ad operations processes, encompassing tag building, implementation, troubleshooting, and media verification vendor management. 

Non-technical Skills 

• Organizational and Project Management: Exhibit strong organizational and project management capabilities, with the capacity to independently manage projects from inception to completion within a fast-paced environment. 
• Problem-Solving: Adopt a solutions-based mindset, demonstrating the ability to diagnose and resolve complex issues related to campaign setup or performance. 
• Communication: Function as an effective communicator with a proven ability to present key learnings and insights to non-technical stakeholders. 

The Role 

We’re building Commercial Banking from the ground up and are looking for a Director Product Management  to lead the strategy, architecture, and delivery of our next-generation business banking platform.

This is a 0→1, company-level role responsible for defining how businesses move and manage money across modern rails — including Wires, ACH, FedNow, and emerging real-time/stablecoin settlement. You will set the vision, drive the roadmap and deliver the experiences and infrastructure that commercial clients need to run their businesses. 

You’ll operate with high autonomy, influence executive strategy, and lead complex, regulated financial systems from concept through scale.

What you'll do:

• Define the multi-year product vision and roadmap for Commercial Banking
• Own and deliver client facing experiences and APIs and end-to-end platform: business accounts, payments rails (Wires, ACH, FedNow), treasury capabilities, and APIs
• Lead 0→1 product development from discovery through launch and scale
• Manage and grow a product team to drive roadmap and delivery as business scales
• Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations teams to bring product roadmap to life
• Translate regulatory and operational constraints into elegant product solutions
• Drive measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance
• Influence company strategy and mentor other PMs as a subject-matter expert in commercial banking

What you'll need:

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
• 10+ years of product management experience, with significant time in platform and B2B roles
• Experience building and growing teams of product managers
• Strong cross-functional collaboration and influence skills
• Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders. Experience presenting to C-level leadership
• Direct experience building commercial/business banking or payments products
• Deep knowledge of Wires and ACH systems and operations
• Experience launching regulated financial products at scale from within a Bank
• Entrepreneurial mindset, with proven track record leading ambiguous, cross-team 0→1 initiatives independently
• Strong technical fluency with APIs, ledgers, and payments architectures
  
  

Preferred Qualifications: 

• Experience with FedNow or real-time payments (RTP)
• Stablecoin, tokenized deposits, or blockchain-based settlement experience
• Sponsor bank or Banking-as-a-Service experience
• Treasury, cash management, or reconciliation platform exposure
• Experience building front-end b2b experiences 
• Experience building developer-first financial platforms or serving fintech/platform customers