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Define and manage the global website content to support brand, campaign, and product goals.
Oversee content updates, launches, and optimizations across global and local web pages.
Ensure SEO/AEO/ GEO best practices and user experience (UX) principles are applied globally.
Partner with creative and brand teams to maintain a cohesive look and tone of voice across all digital touchpoints.
Provide brand and creative guidelines to regional teams and agencies.
Collaborate with local marketing teams to adapt and localize global campaigns for regional websites.
Act as the main liaison between global and regional web managers to ensure alignment on priorities, content launches, and performance goals.
Gather insights and feedback from local markets to inform global web strategy.
Manage relationships with digital and creative agencies, including web developers, UX/UI designers, and content partners.
Define project briefs, timelines, and deliverables for agency-led website initiatives.
Monitor performance and quality of agency output against agreed KPIs
Work with analytics teams to track website KPIs, including traffic, engagement, and conversion rates.
Bachelor’s degree in Marketing, Communications, Digital Media, or related field.
5+ years of experience in web content management, digital marketing, or global brand management.
Strong understanding of CMS platforms (e.g., WordPress, AEM, Contentful).
Experience working with creative and digital agencies.
Excellent project management and cross-functional communication skills.
Fluency in English; additional languages are a plus.
Global or regional experience (multi-market coordination) strongly preferred.
Strategic thinker with a creative eye and operational discipline.
Strong collaborator who can balance global brand standards with local market needs.
Advance understanding of HTML and CSS for content editing or QA.
Familiarity with SQL and data analytics for performance reporting.
Exposure to A/B testing and personalization tools.
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The Operations Analyst – Credit Line is responsible for ensuring the successful rollout and scaling of Credit Line across sales channels, maintaining tight execution control, driving operational performance, and enabling cross-functional alignment to guarantee high adoption at scale.
Own the end-to-end execution tracking of the Credit Line rollout, ensuring visibility of progress by region, channel and partner.
Monitor the performance of the Credit Line funnel (offer → activation → first use), identifying drop-offs and driving corrective actions.
Coordinate with Sales, Operations and Logistics to ensure availability of tools, materials and conditions required for rollout success (e.g. cards, training readiness, systems).
Track and validate the correct execution of campaigns and commercial offers in the field, ensuring alignment with rollout phases.
Manage the incentive tracking and liquidation process, ensuring it drives the right behaviors during rollout.
Identify, prioritize and escalate critical operational issues affecting adoption or execution, ensuring fast resolution.
Act as a central coordination point across Sales, Marketing, Operations, Partners and Allies, ensuring alignment and speed in execution.
Support and validate the readiness of the sales force, ensuring training translates into correct execution at point of sale.
Build and maintain operational dashboards and reports to track rollout progress and performance, enhancing data-driven results.
Health and life insurance for the employee and immediate family members.
Permanent contract (Indefinite term).
20 days of vacation.
$2,000 USD annual benefit for co-working travel.
$2,000 USD annual benefit for professional development.
Funding for phone, headphones, home office equipment, and wellness benefits.
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The Fraud Analytics Analyst is responsible for leveraging data analytics to set a fraud strategy that serves as a competitive advantage, providing the right balance between a seamless user experience and great fraud controls.
Analyze large datasets to identify trends, patterns, and indicators of fraud, focusing on both broad fraud trends and specific areas such as credit card and transactional fraud.
Develop and refine fraud detection models and algorithms to improve detection rates and false positives.
Drive research projects through all its phases, from inception to deployment and impact assessment.
Prepare and present analytical reports on fraud trends, findings, and the effectiveness of fraud prevention strategies.
Write queries, design, build and maintain dashboards and visualizations to monitor randomized experiments and key metrics.
Continuously quantify the impact in gross margin of fraud initiatives, size the economic opportunity of product vulnerabilities and process inefficiencies.
Work cross functionally with stakeholders in Data Science, Fraud Operations, Product, and Go-to-market.
Bachelor’s degree in applied quantitative field, such as statistics, economics, mathematics, etc.
1-2 years of work experience with transactional fraud in credit lending and credit cards, working in the telecom industry and a fast-paced and rapidly changing environments.
Strong SQL competencies, and experience with statistical programming languages such as R or Python.
Excellent written and oral communication skills, summarize and communicate technical analysis to broad audiences.
Strong analytical skills and who are curious by nature.
Results-oriented and feels comfortable working both autonomously and in heavily cross-functional environments, taking full ownership of his/her own projects.
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Contribute to the design and execution of strategic initiatives, ensuring clear alignment with business goals and measurable progress over time.
Combine quantitative and qualitative analysis to identify opportunities for growth, support business case development (including for cross-functional stakeholders), and prioritize initiatives to grow the D2C channel globally.
Design and maintain dashboards and reports to support deeper analysis, standardize reporting processes, and ensure data accuracy.
Monitor and report on key KPIs, highlighting performance trends, execution gaps, and actionable insights to guide decisions.
Work with Finance and Risk teams to create financial projections used to measure and actively manage the performance of the channel and determine budget allocations.
Conduct strategic research, competitive benchmarking, and uncover customer insights (including surveys, analysis of digital behavioral data, etc.) to inform decision-making and uncover growth opportunities.
Assist in the preparation of materials for internal business reviews, planning cycles, and leadership updates.
Past experience in strategy, consulting, growth, or business ops roles.
Analytical skills with a data-driven approach - is able to quantitatively diagnose root causes and use data to formulate recommendations. Strong Excel/Google sheets skills are a must. SQL skills are strongly preferred. Familiarity with BI tools (e.g., Tableau, Power BI, Hex) is a plus.
Basic to intermediate financial modeling skills preferred.
Highly organized - can manage multiple workstreams with a variety of stakeholders simultaneously.
Strong oral and written communication skills (skill in PowerPoint is required)
Demonstrated ability to work cross-functionally and drive alignment across teams.
Self-driven and results-driven, willing to work in a dynamic, high-change environment.
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We are looking for a Telesales Manager to lead the evolution of our sales channel into a scalable, AI-driven model. In this role, I will define the channel strategy, optimize the customer journey, and drive growth through tools such as voice bots, automation, and API integrations. I will own both the telesales channel and the AI solutions that power it, leading their implementation and continuous improvement in close collaboration with Product, Marketing, Brand, and Operations teams across a global scope (Mexico and Brazil). This is an individual contributor role with high exposure to multiple stakeholders, ideal for someone with a strong analytics background (SQL is a must, along with dashboarding and performance monitoring), experience in commercial and martech environments, and a clear focus on results, conversion, and customer experience. Advanced English is required.
Own the telesales AI agent development process: identify new use cases, build and deploy agents, and continuously iterate to improve conversion and retention rates.
Lead the evaluation, integration, and deployment of new vendors and tools to enhance telesales capabilities.
Define and enforce best practices across the telesales channel, ensuring quality, consistency, and compliance in all customer interactions.
Collaborate with Marketing, Product, and Product Marketing teams to surface insights from customer conversations and translate them into improvements to customer-facing aspects of the product.
Partner with the Analytics team to establish measurement frameworks, track channel KPIs, and report on performance with accuracy and rigor.
Bachelor's degree in an analytical or technical field (e.g., Engineering, Mathematics, Computer Science, Economics) with demonstrated experience in marketing.
Strong understanding of AI tools and the technical aspects involved in their deployment and integration.
Experience managing external vendors and technology partners.
Proven track record of building AI-driven solutions that deliver measurable business results.
Excellent project management skills with the ability to communicate effectively across functions and levels of seniority.
Fluency in English (written and spoken).
Advanced level of SQL
Experience designing and interpreting A/B tests.
Nice to Have
Hands-on experience working within or alongside sales channels.
Ready to apply?
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Develop and execute global PR strategy: Craft a cohesive media and communications strategy that amplifies PayJoy’s mission and business momentum across key markets.
Media relations: Build and maintain strong relationships with top-tier business, technology, fintech, and social-impact journalists globally and regionally.
Storytelling and thought leadership: Partner with the executive team to develop compelling storylines, op-eds, and speaking opportunities that highlight PayJoy’s innovation and impact.
Crisis and reputation management: Anticipate potential issues, manage responses, and ensure timely, aligned communication during critical moments.
Press materials and content creation: Write press releases, Q&As, briefing docs, and backgrounders that clearly articulate PayJoy’s narrative and results.
Event and speaking support: Support media visibility and executive participation in major fintech, technology, and social-impact forums.
Agency management: Manage and collaborate with PR agencies across regions to ensure consistent quality and strategic alignment.
Measurement: Track, analyze, and report on PR performance metrics to continuously optimize communication effectiveness.
Bachelor's degree or studying in a field related to Social Marketing.
7+ years of experience in public relations, communications, or corporate affairs (preferably in fintech, financial services, or technology).
Proven track record of building positive media coverage in global and regional markets.
Exceptional writing, storytelling, and message-development skills in English (Spanish or Portuguese a plus).
Strategic thinker with a bias for execution and comfort in fast-paced, high-growth environments.
Experience working cross-functionally with senior leaders and external partners.
Strong understanding of the intersection of technology, financial inclusion, and emerging markets.
Ready to apply?
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Ready to apply?
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The Business Analyst Manager is responsible for developing reports on the performance of our operational processes based on data analysis, using BI and SQL tools, to collaborate with stakeholders to identify and define business opportunities, transforming data into actionable insights to guide business decisions.
Conduct deep-dive analyses to uncover root causes of operational or strategic challenges, translating complex issues into clear decision-making frameworks to leadership, partnering with cross-functional teams to frame problems and develop actionable solutions
Define, refine, and manage key performance indicators aligned with business goals, creating dashboards and reporting tools to monitor progress and surface insights regularly, in order to identify gaps between targets and actuals, flagging risks and opportunities early.
Translate strategic priorities into clear initiatives, timelines, and owners, following up rigorously with stakeholders to ensure timely progress and resolution of blockers.
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We are looking for an experienced, strategic, and hands-on leader to own PayJoy's global fraud operations function. You will lead a team of 20+ fraud operations analysts across 10 countries and will be responsible for both the strategy and day-to-day execution of fraud prevention across our consumer and SME products.
This is a rare opportunity to build a world-class fraud function from the ground up in one of the most dynamic and complex fraud environments in the world — serving populations that traditional financial institutions have left behind, through both physical retail and digital channels.
You will partner closely with Product, Engineering, Data Science, Compliance, and regional General Managers to ensure fraud operations scales with PayJoy's global growth.
Define and own PayJoy's global anti-fraud operations across all markets, products, and distribution channels — from physical retail to fully digital onboarding
Set the vision for how fraud operations becomes a measurable competitive advantage: higher approval rates, lower fraud losses, and a better user experience than our competitors
Translate strategy into executable roadmaps, working cross-functionally with Product, Engineering, Data Science, and regional GMs
Represent fraud risk at the leadership level, clearly communicating trade-offs between growth, user experience, and loss exposure
Own end-to-end fraud operations including user onboarding, KYC/identity verification, transaction monitoring, dispute resolution, and fraud investigations
Optimize fraud rules, models, and workflows across geographies, balancing fraud loss rates with onboarding pass rates and false positive rates
Lead, develop, and scale a team of 20+ fraud operations analysts and managers across 10 countries
Own and report on key fraud KPIs including fraud loss rate, false positive rate, onboarding pass rate, investigation SLAs, and chargeback rates
Build reporting infrastructure that gives leadership real-time visibility into fraud trends and emerging threats
Build a high-performance team culture grounded in data-driven decision making, operational rigor, and continuous improvement
Mentor and develop the next generation of fraud leaders within PayJoy
10+ years of experience in fraud, financial crime, or risk operations, with at least 5 years in a leadership role
Proven experience managing and developing teams of 20+ people, ideally across multiple geographies or time zones
Deep expertise in fraud patterns — including first-party fraud, synthetic identity, account takeover, bust-out fraud, and organized fraud rings
Experience building KYC and identity verification systems for underbanked or thin-file populations
Hands-on experience with fraud rules engines, device intelligence platforms, and fraud analytics tooling
Advanced SQL skills; ability to independently analyze data, build fraud monitoring dashboards, and derive actionable insights
Fluency in Spanish & English required; Portuguese a strong plus
Experience operating in at least one LatAm market (Mexico, Colombia, or Brazil strongly preferred)
Strong written and verbal communication skills; ability to influence senior stakeholders and cross-functional partners without direct authority
Experience at a high-growth fintech, lending platform, or marketplace operating in LatAm
Familiarity with device-based fraud vectors — IMEI fraud, point-of-sale collusion, device resale schemes — relevant to secured lending or device financing models
Experience working with Data Science teams to develop, evaluate, and deploy ML fraud models
Ability to work with Product and Engineering teams
Python or equivalent scripting for data analysis and fraud workflow automation
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Maximizing the use of APIs to automate customer support tickets.
Optimizing customer authentication methods across all channels to streamline customer journey mapping.
Organizing and structuring API optimization requests for the engineering team, clearly outlining the impact and use case design.
Collaborate with the Tools Global Manager to assess the company's tooling needs and requirements.
Collaborate with the Tools Global Manager to assess the company's tooling needs and requirements.
Assist in regular audits and assessments to ensure tools are functioning optimally and meeting user requirements.
Assist in the configuration, customization, and optimization of tools to align with business objectives and workflows.
Provide ongoing support and troubleshooting assistance to users experiencing issues with tools.
Document all changes made to the tools, as well as the inclusion and exclusion of access in order to provide track and control of these actions.
Proactively identify opportunities to enhance existing tools or implement new tools to drive efficiency and innovation and present implementation cases of said opportunities to the Global Tools Manager.
Undergraduate degree with 1-2 years experience in a customer experience or similarly high volume, highly structured environment.
Analytical skills in support of high impact initiatives.
Prioritization skills to direct your own efforts amid competing priorities.
Ability to communicate efficiently with stakeholders.
Proactive mindset.
Ready to apply?
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Lograr el cumplimiento de la meta mensual asignada de ventas, activación de tiendas y control de la tasa de morosidad en el territorio bajo su responsabilidad, aumentando la productividad, la participación de mercado y generando nuevas oportunidades no relacionadas con el punto de venta, incluyendo la venta a través de kioskos.
Asegurar la continuidad de ventas mes a mes con los clientes del territorio asignado.
Desarrollar una relación comercial de alto valor con los clientes, brindando una atención personalizada en cada etapa, siendo un consultor estratégico para el crecimiento de cada cliente con PayJoy.
Cumplimiento de plan de visitas en su territorio, asegurar la correcta implementación de materiales publicitarios y detectar oportunidades que ayuden al crecimiento del socio y activar campañas de incentivos.
Generar estrategias para incrementar las ventas en el territorio asignado, incluyendo el análisis del mercado y competencia para identificar tendencias y oportunidades de ventas.
Identificar y contactar nuevos socios comerciales, asegurándose de que cumplan con los requisitos y activándose una vez autorizados.
Mantener actualizada la base de datos de clientes y registrar todas las interacciones y ventas realizadas. Elaborar informes de ventas y análisis de desempeño para la gerencia.
Estudios técnicos o universitarios en áreas relacionadas como Administración de Empresas, Comunicaciones o afines.
Experiencia 1-2 años en Atención al Cliente, Ventas en Software, dispositivos móviles o de Campo, en industria de telecomunicaciones.
Fuertes habilidades interpersonales y de comunicación para establecer relaciones eficaces y capacitar al personal de los socios comerciales.
Orientación a los resultados, por lo que la proactividad, organización, perseverancia y la resiliencia son atributos esenciales.
Para garantizar el éxito, necesita tener habilidades analíticas y sólidas de negociación, ya que estará a cargo del desempeño y las ventas de la tienda.
Disponibilidad para viajar a visitar tiendas, deberá contar con transporte propio para cubrir zonas asignadas.( Auto o motocicleta).
Ready to apply?
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The Tools & Metrics Manager is a hands-on, technically focused role within Business Operations responsible for building, maintaining, and improving the tooling, automation, and overall systems that support PayJoy’s sales operational teams. This role reports directly to the Tools & Metrics Senior Manager and serves as an execution owner for the BizOps tooling roadmap.
This person will spend most of their time configuring systems, implementing workflows, supporting integrations, maintaining data quality, and producing reliable reporting used by SalesOps, FinOps, Merchant Ops, SDR, and Lock Operations teams. The role is ideal for someone who is highly technical, detail-oriented, and eager to grow into broader system ownership over time.
Configure, maintain, and improve BizOps tooling including CRM systems, automation platforms, compensation tools, and reporting frameworks
Implement and maintain workflow automations such as lead routing, approvals, task creation, scoring logic, and status transitions
Support integrations and data flows between systems using APIs, webhooks, and automation builders
Monitor data quality and system behavior, investigate discrepancies, and help identify root causes and permanent fixes
Build and maintain operational reports and dashboards used by SalesOps, FinOps, and country leadership
Execute tooling requests prioritized by the Tools & Metrics Senior Manager and provide clear status updates
Maintain clear documentation of workflows, system logic, and configuration changes to ensure auditability and continuity
Two to four years of experience in Business Operations, Sales Operations, Revenue Operations, Systems, or Analytics roles
Strong technical fluency with CRM systems, automation tools, and structured data
Hands-on experience with integrations, APIs, webhooks, or automation builders
Proven ability to translate clear requirements into system configurations and workflows
High attention to detail, strong execution discipline, and comfort operating in complex systems
Local benefits depending on the country of hire
Company-funded health insurance for employee and immediate family
Company-funded employee life and disability insurance
Paid vacation days, unlimited sick leave
$2,000 USD annual Co-working Travel perk
$2,000 USD annual Professional Development perk
Phone finance, headphone benefit, home office equipment allowance and wellness perks
Catered lunches
Ready to apply?
Apply to Payjoy
Ready to apply?
Apply to Payjoy
Ready to apply?
Apply to Payjoy
Ready to apply?
Apply to Payjoy
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