Relay is a digital banking platform that gives self-made business owners the tools and know-how to be great with money—bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses.

Our Engineering team is at the heart of building banking products that help millions of small businesses succeed. We're on a journey to reinvent banking, and we're looking for Senior Software Engineer II to help set the technical direction for how we get there. You'll take on our highest-risk, most ambiguous work, spot the problems that matter before anyone assigns them, and bring teams together around solutions that move the business forward.

This is a unique opportunity to shape architecture across interconnected systems, raise the engineering bar beyond your own team, and grow the next generation of technical leaders at Relay. If you're excited about building best-in-class fintech products and multiplying your impact through others, this is the role for you.

What You'll Be Doing

• Technical Direction: Lead architecture and the highest-risk work across interconnected systems, and set practical standards for quality, reliability, security, and maintainability

• Cross-Team Delivery: Own ambiguous, cross-team initiatives from problem definition through measurable outcomes by setting priorities, resolving dependencies, and keeping execution moving

• Product Judgment: Find important problems before they're assigned, and tie technical decisions to customer needs, business priorities, cost, and risk

• Cross-Team Influence: Align teams with different priorities using context, evidence, and sound judgment rather than formal authority

• Organizational Improvement: Create practices, tooling, documentation, and guardrails that improve delivery and operational effectiveness across Engineering

• Developing Others: Coach engineers and delegate meaningful ownership so you create more technical leaders instead of becoming a bottleneck

Who You Are

• You have led architecture for complex, interconnected systems and owned the highest-risk technical decisions

• You have driven cross-team initiatives from an ambiguous problem to measurable results

• You connect technical trade-offs to customer impact, business priorities, cost, and risk

• You influence without authority, aligning teams and stakeholders through context and evidence

• You have created standards, tooling, or processes that improved how teams beyond your own deliver and operate

• You grow engineers by coaching and delegating real ownership, and you measure your success by the leaders you develop

• You thrive in fast-paced, dynamic environments and are comfortable navigating ambiguity and change

It's a bonus (but not required) if you

• Have worked in startups or high-growth tech companies

• Have experience with JavaScript (we primarily use TypeScript, React, and Node.js)

• Have working knowledge of AWS services (ECS, S3, RDS, Dynamo, Lambda) and continuous deployment pipelines

• Have experience in fintech, banking, or other regulated environments

Our Tech Stack

• Front-end: React, TypeScript, React Native

• Back-end: Node.js, TypeScript, Terraform, AWS (DynamoDB, RDS Postgres, Lambda, S3, SQS, SNS, SES, ElasticSearch, ECS)

• Tools: Cursor, Claude, GitHub, GitHub Actions, Datadog, Jira, Metabase

The Interview Process

• Stage 1: A 45-minute Google Meet video call with a member of the Talent team

• Stage 2: A 60-minute live coding exercise with two members of the Engineering team

• Stage 3: A 60-minute Google Meet video call with two Engineering Leaders

• Stage 4: A take-home system design challenge, followed by a 60-minute Google Meet video call review with two members of the Engineering team

• Stage 5: A 45-minute in-person interview with a member of the Leadership team

Our Compensation Approach

We believe Relayers should feel rewarded for the impact they have on our mission and growth. Compensation follows impact. As impact increases, compensation grows, and we do not limit compensation changes to a once-a-year review cycle.

The annual salary range for this role is $175,500 CAD to $214,500 CAD.

For candidates who demonstrate full readiness for the defined scope of the role, the typical starting salary is $195,000 CAD. Offers below this point reflect candidates we believe can grow into the full scope of the role with support and development. Offers above this point reflect impact that meaningfully exceeds the role’s defined expectations or an expanded scope from day one.

We encourage you to have a conversation with your recruiter and ask questions about compensation throughout the hiring process. For more information on our compensation philosophy and perks and benefits, visit our Candidate Hub.

Why Relay Might Be the Perfect Fit For You

• You push relentlessly for reinvention: You're always asking "how can this be better?" -- in your work, in your craft, in yourself. Comfort is a signal to push harder, not coast. You'd rather build something better than defend something familiar.

• You crave autonomy: We trust our team with big challenges and the freedom to solve them. If you’re someone who takes initiative, is comfortable taking risks, and seeks input when needed, you’ll find the freedom here empowering.

• You own your work: You take pride in your work, follow through on commitments, and feel a deep sense of responsibility for outcomes, not just tasks.

• You build with AI, not just use it: You're actively embedding AI into how you work, pushing what's possible, and bringing your team along with you.

• You care about impact, not noise: You care deeply about the substance of your work. You measure success by results, not recognition, and you let your work speak for itself. 

• You’re energized by complexity and ambiguity: You enjoy tackling problems that don’t come with a playbook. You’re comfortable building from scratch, iterating as you go, and collaborating to shape the best path forward.

• You seek out feedback: You see directness as respect, not criticism. You actively seek input, sit with hard truths, and use feedback as fuel for improvement.

• Small businesses are why we're here: Relay exists to help them thrive -- and that mission has to resonate with you.

Join Us

We're looking for people who are relentless, curious, and care deeply about the work. You're encouraged to apply even if your experience doesn't perfectly match the job description -- your perspective and drive matter more. We welcome diverse backgrounds and people who think critically, challenge the status quo, and want to help small businesses thrive.

If you require accommodations at any stage of the hiring process, please reach out to your Talent Partner.

Disclaimer: For compliance reasons, all offers of employment at Relay are conditional upon a successful background check and employment verification through Certn.

Important Notice: Relay’s recruitment team only contacts candidates and corresponds from official corporate email addresses ending in @relayfi.com. We will never ask for sensitive personal data (such as bank account details, credit card numbers, or social security/insurance numbers) during the initial application or interview stages.