The next part of your journey is right around the corner — with The Standard.

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?

Job Summary:

The Senior Compliance Analyst serves as the subject matter expert and point of contact for individual disability income product compliance across the organization. Secondary responsibilities include supporting product compliance for voluntary supplemental health products. This role monitors and interprets evolving legal requirements and translates regulatory obligations into practical business processes, guidance, and controls.

This role partners with product, legal, actuarial, operations, claims, implementation, and service teams to ensure compliant product design, implementation, and administration of individual disability insurance products and other supplemental health products.

Key Responsibilities:

• Regulatory Monitoring & Interpretation: Monitor, analyze, and interpret complex federal and state statutes and regulations. Assess business impact and communicate implications to stakeholders. Partner with affected business units to develop compliant solutions.
• Risk Assessment & Compliance Oversight: Perform compliance monitoring, testing, and control assessments. Identify risks, conduct root cause analysis, and recommend remediation strategies aligned with regulatory requirements.
• Policy & Documentation Development: Draft, update, and maintain policies, procedures, job aids, training materials, and compliance guidance to support consistent and compliant operations.

• Business Partnership & Advisory: Provide subject matter expertise and consultative guidance to business units on compliance initiatives, including product design, implementation, and ongoing administration. Research complex questions using internal and external resources. Support development and review of advertising pieces and customer-facing materials as well as new business acquisitions and entry into new markets. 

• Product Filings: Assist in drafting of contract language for new products, enhancements, and single-case filings, lead complex multi-state filings, and negotiate complex and/or sensitive approvals with state departments of insurance. 

• Industry Interaction: Participate in trade association calls and attend industry meetings to monitor trends and provide appropriate feedback in the development of new laws and product standards. Develop and maintain positive and productive working relationships with industry contacts.
• Audit & Regulatory Support: Support internal audits and regulatory examinations by organizing documentation, responding to inquiries, and assisting with corrective action plans. Deliver training, presentations, and guidance on compliance requirements and emerging regulatory trends.

Skills and Background You’ll Need:

Education: Bachelor’s degree or equivalent experience (business, legal, or related field preferred)

Certification: Professional certifications in compliance or insurance (e.g., AIRC, FLMI, or similar) (preferred)

Experience: 

• 4–6+ years of compliance, regulatory, or related experience.
• Demonstrated experience interpreting regulatory requirements and applying them to business operations with the ability to translate complex regulations into practical guidance.
• Proven ability to manage complex work, assess risk, and meet deadlines in a detail-oriented environment.
• Advanced knowledge of individual disability insurance and/or other supplemental health regulatory compliance environments.
• Experience with individual disability insurance or supplemental health product filings, including filing through the Interstate Insurance Compact. (preferred)
• Prior experience developing training materials and compliance guidance. (preferred)

Key Behaviors of a Successful Candidate:

Winning Together: Excellent verbal and written communication skills with the ability to build trust and effective partnerships with both internal and external stakeholders. Fosters teamwork, maximizes efficiencies, and works to promote collaboration and delivery of exceptional customer experiences.

Driving success: Ability to manage competing priorities, work autonomously, and exercise judgement and discretion in making decisions to meet deadlines and stakeholder expectations. Strong analytical, critical thinking, and problem-solving capabilities that bring ideas to life and drive continuous improvement to take us “next level”.

Customer Focus: Partner cross-functionally to provide creative solutions to meet customer objectives while maintaining compliant processes and controls.

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Why Join The Standard?

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

• A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions

• An annual incentive bonus plan

• Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure

• A supportive, responsive management approach and opportunities for career growth and advancement 

• Paid parental leave and adoption/surrogacy assistance

• An employee giving program that double matches your donations to eligible nonprofits and schools

In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.

• Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.

The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.

Salary Range:

Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug- and alcohol-free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant’s specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.