Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview:

The TDS Payments & Technology Finance team delivers end-to-end financial management, decision support, and strategic advisory to TD Securities (TDS) and Payments Technology, driving disciplined expense management, transparent reporting, and high-quality insights that enable senior leadership to make informed investment decisions across the technology portfolio.

TDS Payments & Technology supports TD Securities’ global capital markets business through innovative, scalable, and resilient technology solutions across trading, client experience, risk management, and regulatory compliance. The organization builds and operates critical platforms across Global Markets, Investment Banking, Transaction Banking, and Research, while enabling enterprise payment capabilities across all payment rails.

Job Description / Accountabilities

The Senior Financial Analyst will report to the Senior Finance Manager, Technology Finance, and will be a key partner to Wholesale Technology leadership.

This role requires a highly analytical, curious, and proactive individual who can work with large, complex data sets and translate financial results into clear, actionable insights.

Key Responsibilities

• Act as a trusted Finance partner to Wholesale Technology stakeholders, providing financial insights and strategic guidance

• Lead expense management and forecasting activities, including annual planning and quarterly forecasts

• Analyze large and complex data sets to identify key drivers of financial performance, trends, and risks

• Deliver clear, concise, and executive-ready storytelling on financial results, variances, and outlook

• Build and enhance financial models, reporting tools, and dashboards to improve decision-making

• Support development of cost transparency frameworks, linking financials to technology drivers (e.g., applications, infrastructure, projects)

• Provide value-added analysis on vendor spend, labor mix, and investment initiatives

• Partner with business and technology leaders to evaluate strategic initiatives and investment cases

• Prepare monthly and quarterly reporting packages, including commentary for senior leadership

• Identify opportunities to optimize costs and improve financial processes, with well-supported recommendations

• Proactively flag risks, issues, and opportunities with actionable recommendations

Qualifications/ Competencies Accreditation

• Undergraduate degree in Finance, Accounting, Economics, or related field

• Professional designation (CPA, CFA) or in progress is an asset

• 5+ years of experience in financial analysis, management reporting, or planning roles

• Experience in Technology Finance or supporting complex, matrixed organizations is an asset

• Advanced proficiency in Excel and PowerPoint

• Strong experience with Power BI (dashboarding, visualization), Power Query (data transformation and automation), Hyperion SmartView, Oracle Analytics Cloud (OAC)

• Ability to work with and synthesize large, complex data sets into meaningful insights

• Strong financial modeling and analytical capabilities

Core Capabilities:

• Business Acumen:
  Understands how Wholesale Technology investments translate into business outcomes; connects financial results to operational drivers

• Storytelling & Communication:
  Translates complex financial data into clear, concise narratives tailored to executive audiences

• Curiosity & Problem Solving:
  Proactively investigates variances, asks the right questions, and identifies underlying drivers

• Expense Management Focus:
  Strong understanding of cost structures (labor, vendors, infrastructure) with a focus on transparency and optimization

• Data & Digital Mindset:

• Financial analytics, business intelligence, and experience designing data visualization - Leverages tools (Power BI, Power Query, Tableau, SQL, emerging AI tools such as copilot) to automate, streamline, and enhance reporting

• Collaboration & Influence:
  Builds strong partnerships across Finance and Technology; able to influence without direct authority

• Execution Excellence:
  Highly organized, able to manage competing priorities in a fast-paced, deadline-driven environment

Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line. 

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):