Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Product Manager - B2B Payments

Overview: As a Product Manager on the SME team, you will play a pivotal role in supporting our mission to empower Small Businesses and Lower Mid-Market (LMM) businesses. This role focuses on partnering with the Director and SME leadership in crafting the product strategy while owning the ideation, research, and creation of enabling capabilities to unlock usage and spend for our customers, and ultimately bringing them to market, globally. You will work closely with cross-functional teams to develop and enhance tools that drive business growth and efficiency.

Responsibilities:

Support the Director and stakeholders in shaping product strategy by providing insights and contributing to decision-making processes

Own ideation, research, and the development of enabling capabilities that drive increased usage by businesses and uptick in revenue for us and our Distribution Partners

Collaborate with internal stakeholders, including engineering, design, marketing, legal and others to deliver innovative and user-friendly products.

Using the Working Backwards method, decomposes business requirements and customer experiences into features and functions that drive the platform/product roadmap.

Partner with third-party service providers and technology vendors to ensure seamless integrations and value addition to the platform

Support go-to-market initiatives, including market research, product positioning, launch planning and product operations

Leverage data-driven insights to guide product development and enhance customer experience

Work closely with development teams to ensure timely and high-quality delivery of product features

Design and conduct market research and competitive analysis to inform product decisions

Develop and maintain product documentation, including user stories, use cases, and acceptance criteria

Monitor and analyze product performance, using data to drive continuous improvement

Communicate effectively with stakeholders and provide regular updates on product progress and performance

Skills/Abilities/Experience:

5–7 years of product management experience, with a proven track record of building launching, and scaling successful SaaS-based financial products and solutions.

Deep understanding of B2B commercial payments, including AP, AR, Virtual Cards, preferably have some experience with ERP systems, payment gateways, and payment automation solutions.

Focus on Small and/or Medium Business related software solutions

Strong ability to empathize with customer needs and develop customer-centric products

Experience in working with third-party vendors and technology partners

Demonstrated success in working effectively across cross-functional teams (engineering, design, marketing, etc.) in fast-paced, growth-oriented environments

Excellent research and analytical skills, with a focus on turning insights into actionable product improvements

Proficiency in product management tools such as Aha, JIRA, Confluence, or similar

Experience working with product development teams including Agile/Scrum planning, elaboration, retrospective and similar ceremonies

Experience working in partnership with technical project management teams to define and execute a plan, and to track success metrics closely.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 11/04/2026. If the fill date has passed, Mastercard intends to fill this position as soon as possible.

Pay Ranges

New York City, New York: $156,000 - $265,000 USD