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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

About the Role

We are looking for a highly motivated Applied Machine Learning Scientist II to join the Wealth AI / ML Practice, focused on Generative AI and Agentic Capabilities.

In this role, you will work at the intersection of problem discovery, solution design, and implementation, helping shape how agent‑based and traditional AI solutions are applied across Wealth use cases. You will partner closely with business, technology, and risk stakeholders to evaluate whether a given problem is best solved using Agentic AI, Generative AI, or traditional ML approaches, and then help build solutions in Gen AI / Agentic space either using Pro Code or Low Code tools. 

What You'll Do

• Develop, deploy, and maintain ML models for use cases such as customer segmentation, acquisition, pricing and lifetime value

• Translate business problems into analytical frameworks and collaborate with cross-functional teams to define success metrics and solution approaches

• Conduct rigorous model evaluation, A/B testing, and monitoring to ensure model performance, fairness, and stability in production

• Communicate complex technical results to non-technical stakeholders and provide actionable insights

• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements.

• Keep current on emerging trends and developments, and grow knowledge of the business, related tools, and techniques.

• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

What You Bring

• 5+ years of experience applying machine learning to real-world business problems

• Proficiency in Python and key ML libraries

• Experience with structured and unstructured data, feature engineering, and model interpretability techniques

• Hands-on experience with model deployment and monitoring in a production environment

• Strong problem-solving skills and a track record of delivering results in cross-functional teams

• Comfortable and effective when interacting with wide range of business partners and stakeholders.

• Ability to develop and maintain strong internal relationships with several stakeholders.

• Ability to translate complex/technical terms and concepts into easy-to-understand business language.

• Motivated to constantly strive to find innovative ways to enhance processes and analytical solutions.

• Undergraduate degree required, advanced technical degree in a STEM field preferred

• There is a possibility of people management responsibilities in this role

Nice to Have

• Experience working in financial services or regulated environments

• Exposure to GenAI or large language models and their practical applications

• Familiarity with causal inference or reinforcement learning

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):