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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

We’re looking for a highly motivated Applied Machine Learning Scientist to join our AI2 team. In this role, you’ll drive the development and deployment of ML solutions that power data-driven decision-making across our Canadian Personal Banking division. You’ll work closely with various teams to bring AI capabilities to life and deliver measurable business impact.

This role offers an excellent opportunity to apply your technical skills to real world challenges and see your work positively impact colleague and customer experience. You will be expected to work with multiple business partners to advance the use of Machine Learning and AI TD.

Key Accountabilities

• Develop, deploy, and maintain Predictive and Generative AI models for use cases such as: Agentic AI, LLM-based models, Pricing, Anomaly Detection.
• Translate business problems into analytical frameworks and collaborate with cross-functional teams to define success metrics and solution approaches
• Conduct rigorous model evaluation, documentation, A/B testing, and monitoring to ensure model performance, fairness, and stability in production
• Communicate complex technical results to non-technical stakeholders and provide actionable insights
• Stay current with ML research and industry trends to bring innovative approaches into production
• Take a lead role in scoping of new models – translate business needs into analytical solution.

Job Requirements

Communication & relationship skills:

• Excellent written and verbal communication.
• Comfortable and effective when interacting with wide range of business partners and stakeholders.
• Ability to develop and maintain strong internal relationships with several stakeholders.
• Ability to translate complex/technical terms and concepts into easy-to-understand business language.

Strategic Thinking & Judgment:

• Creative, out-of-the-box thinker, with strong conceptual and problem-solving skills.
• Motivated to constantly strive to find innovative ways to enhance processes and analytical solutions.
• Capable of quickly uncovering potential drivers for model performance variation to inform life-cycle management decisions.

Technical Competencies:

• Proficiency in Python and key ML libraries
• Experience with structured and unstructured data, feature engineering, and model interpretability techniques
• Exposure to GenAI or large language models and their practical applications
• Hands-on experience with model deployment and monitoring in a production environment
• Experience with SQL, Azure Cloud and Azure ML Services is an asset

Education & Experience

• Undergraduate degree in Science, Technology, Engineering, Math, or modeling related discipline such as Economics or Finance.
• Graduate degree is considered an asset.
• 5+ years of relevant experience preferred.

Nice to Have

• Experience working in financial services or regulated environments
• Familiarity with causal inference, anomaly detection or agents.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):