At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Are you detail-oriented, analytical, and energized by work where accuracy matters? Join our Structured Finance team as a Structured Finance Analyst, where you'll play an important role in supporting complex financial relationships and ensuring high-volume payment activity is completed accurately and on time.

What you'll do

In this role, you'll manage responsibilities associated with an assigned portfolio of Structured Finance accounts. Your day-to-day work may include:

• Preparing and processing high-volume wire payments and other financial transactions
• Reviewing information for accuracy and ensuring payments are completed correctly and on schedule
• Using Excel-based processes that include formulas, macros, and manual data entry
• Researching exceptions and troubleshooting issues before escalating them
• Communicating with clients, calculation agents, and internal partners to address questions or issues
• Analyzing requests to ensure they align with established procedures before taking action
• Taking on additional account relationships and responsibilities as your knowledge develops
• Supporting projects and helping teammates as a knowledgeable Grade 10 team member

What will help you succeed

We're looking for someone who can stay organized and thoughtful in a fast-paced environment. You'll be well positioned for success if you bring:

• Strong attention to detail and the ability to double-check your work
• Working knowledge of Microsoft Excel. Advanced Excel expertise is a plus, but not required
• Strong analytical and problem-solving skills
• Clear, professional communication skills
• The ability to stay composed and make thoughtful decisions when priorities become urgent
• Curiosity and a willingness to understand the reasoning behind processes rather than simply completing individual steps
• Initiative to troubleshoot issues, ask good questions, and take ownership of your work

Candidates do not need to come directly from Structured Finance or banking operations. The hiring manager is open to a broad range of backgrounds when candidates can demonstrate transferable skills, including experience from banking, financial services, client-facing roles, retail, hospitality, or recent education

Basic Qualifications
- Associate's degree or technical education, or equivalent work experience
- Three or more years of related experience

Location

• St. Paul, MN- West Side Flats
• Monday- Friday: 8am-4:30pm

This role requires working from a U.S Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.