The role:

As a Staff Full Stack Engineer, you will serve as a cornerstone of technical leadership, driving the ideation, architectural design, and optimization of enterprise-scale, full-stack ecosystems. We are seeking a visionary with 8+ years of engineering depth and a proven track record of delivering complex, end-to-end solutions. In this role, you will bridge the gap between high-level business strategy and technical execution, championing engineering excellence while serving as a pivotal mentor and subject matter expert to the broader engineering organization.

What you’ll do: 

Engineering & AI Architecture

• Architectural Leadership: Architect and deploy sophisticated, end-to-end applications, leveraging deep expertise in interactive interfaces and complex data integration—including the orchestration of AI-native database functions like Snowflake Cortex.
• Agentic AI Integration: Partner with AI specialists to architect multi-agentic systems, implementing autonomous, stateful workflows designed to solve high-consequence, real-world business challenges.
• Data Orchestration: Design and automate high-performance real-time and batch data pipelines using enterprise orchestration tools such as Apache Airflow, ensuring seamless data liquidity across the stack.

DevOps & Operational Excellence

• Infrastructure as Code (IaC): Standardize deployment lifecycles and cloud infrastructure by implementing GitOps methodologies via ArgoCD, GitLab CI/CD, and AWS best practices.
• Workflow Optimization: Deploy and tune complex business process engines within enterprise frameworks, ensuring maximum reliability, scalability, and observability.

Product Ownership & Strategy

• Technical Decomposition: Lead the translation of ambiguous product requirements into rigorous technical specifications, overseeing the entire execution lifecycle from initial ideation to post-deployment optimization.
• Strategic Collaboration: Act as a technical bridge between Product, Design, and Engineering to deliver member-centric solutions while fostering a culture of continuous learning and growth.

Governance & Innovation

• Technical Stewardship: Drive engineering rigor through comprehensive code and design reviews, serving as a final decision-maker for critical architectural choices and software standards.
• Innovation Advocacy: Maintain a cutting-edge pulse on GenAI, LLM infrastructure, and emerging tooling; proactively translating industry trends into actionable product roadmaps and enhanced technical capabilities.

What you’ll need:

Education & Experience

• Academic Foundation: Bachelor’s or Master’s degree in Computer Science, Engineering, or a strictly related technical discipline.
• Professional Tenure: 8+ years of robust software engineering experience, with a specialized focus on architecting full-stack AI-driven product ecosystems.
• Proven Reliability: A distinguished track record of delivering production-grade, highly available cloud services that operate reliably at enterprise scale.

Technical Mastery

• Full-Stack Command: Advanced proficiency in the React and Node.js ecosystems, with a mastery of seamless front-to-back-end integration for bespoke enterprise applications.
• Data & AI Infrastructure: Extensive hands-on experience with modern database platforms—Snowflake preferred—including the utilization of Snowflake Cortex and advanced AI/ML integration patterns.
• Pipeline Orchestration: Deep expertise in designing and managing complex real-time and scheduled data pipelines using Apache Airflow.
• DevOps & GitOps: Comprehensive experience in Infrastructure as Code (IaC) and environment management, utilizing ArgoCD and GitLab CI/CD to drive automated, resilient deployment strategies.

Leadership & Influence

• Strategic Mentorship: Committed to the growth of the engineering organization through active mentorship, fostering a high-performance culture, and elevating the technical caliber of the team.
• Operational Excellence: A relentless advocate for engineering rigor, consistently challenging the status quo to drive continuous improvement in code quality and architectural standards.
• Cross-Functional Diplomacy: Exceptional communication skills with the ability to bridge technical and non-technical domains, driving consensus and decision-making among diverse stakeholders.
• Organizational Catalyst: A proactive leader who takes end-to-end ownership, champions a culture of innovation, and builds influential partnerships across the broader engineering community.

Nice to have:

• Advanced AI & LLM Implementation: Direct experience deploying and scaling production-level Generative AI solutions, specifically LLM-powered agents or Retrieval-Augmented Generation (RAG) architectures.
• Sector Expertise: Previous background in Fintech or high-throughput consumer-facing environments, with an understanding of the unique security and regulatory nuances involved.
• Cloud Proficiency: Advanced experience with AWS ecosystem services and a broad familiarity with modern cloud-native orchestration platforms.
• Architectural Rigor: A sophisticated understanding of latency, throughput, and scalability trade-offs, with the ability to optimize complex distributed systems for performance.
• Computer Science Depth: Strong conceptual mastery of diverse programming paradigms, including Object-Oriented (OOP) and Functional Programming, to ensure clean, maintainable, and modular codebases.
• Evolving AI Ecosystems: Experience navigating and integrating emerging AI workflow orchestration tools and third-party AI research platforms.

The role:

As a Senior Full Stack Engineer, you will serve as a primary contributor in the development, deployment, and optimization of enterprise-grade, full-stack custom applications at scale. The ideal candidate brings 5+ years of robust engineering experience, a distinguished history of end-to-end delivery, and comprehensive mastery of software design—ranging from intricate user interfaces and business workflows to foundational back-end data architecture. You will collaborate with cross-functional teams to define technical strategy, advocate for engineering excellence, and deliver high-impact solutions directly to our member community.

What you’ll do: 

• Architect, design, and build end-to-end user-facing software applications using rich interactive user-interfaces with your expertise working with information extracted from databases and APIs (including leveraging native database functions such as Snowflake Cortex for advanced AI workloads).
• Manage deployment pipelines and infrastructure as code using ArgoCD, GitLab CI/CD, and AWS best practices.
• Collaborate with the AI engineers on the team to implement multi-agentic AI applications, enabling autonomous, stateful, and collaborative agent workflows for complex, real-world problem solving
• Own technical decompositions of new product requirements; lead delivery from ideation to deployment and continual improvement.
• Deploy, optimize, and monitor complex business process workflows on enterprise frameworks 
• Automate real-time and batch data flows using orchestration tools such as Apache Airflow.
• Participate in code and design reviews, and make technical decisions for design and architecture of software solutions.
• Collaborate with Product, Design, and Engineering to deliver high-impact solutions and foster a growth-mindset environment.
• Stay current with the latest trends in software engineering, GenAI, LLM infrastructure, and the evolving tooling ecosystem; generate ideas to expand product capabilities and technical reach.

What you’ll need:

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical field.
• 5+ years of professional software engineering experience, with a focus on full-stack frameworks and engineering to develop custom product delivery specializing in AI
• Solid devops and infrastructure-as-code experience using ArgoCD and GitLab for deployment, CI/CD, and environment management.
• Advanced proficiency in React, Node.js, and front-end–to–back-end custom app development.
• Extensive hands-on experience with database platforms - Snowflake strongly preferred, including advanced features, AI/ML integrations, and Snowflake Cortex.
• Deep expertise in orchestrating real-time and scheduled pipelines with Airflow.
• Track record of delivering high-quality, production-grade, scalable, and highly available cloud-based services.
• Strong communicator; able to collaborate and drive decision-making with cross-functional stakeholders.
• Willingness to take ownership, and champion learning and innovation within the organization.

Nice to have:

• Exposure to other cloud-native or AI workflow orchestration platforms.
• Experience with AWS
• Prior fintech or high-throughput consumer product experience.
• Experience deploying and scaling LLM-powered chatbots or retrieval-augmented generation (RAG) platforms.

The role:

SoFi’s Staff AI Engineer is a highly experienced, hands-on individual contributor within SoFi’s growing independent risk organization, focused on owning the design, development, and evolution of agentic AI systems to solve real-world, high-impact problems.

This role will be instrumental in architecting, building, and scaling AI systems that enhance risk management and internal workflows, with a focus on creating reliable, reusable, and production-grade solutions.

This role operates at the intersection of the intelligence layer, including LLMs, agents, and orchestration, and the experience layer, which defines how users interact with and derive value from AI systems. You will shape how these systems are designed and integrated into critical workflows, ensuring they are intuitive, reliable, and effective in high-stakes risk environments.

You will work closely with the Senior Manager of AI Engineering as well as business stakeholders, to translate complex, ambiguous problems into scalable, production-grade AI systems with measurable impact.

What you’ll do: 

• Architect and Develop Agentic AI Systems: Lead the design and development of AI systems that leverage multi-step reasoning, tool use, and structured workflows, using frameworks such as LangGraph or similar approaches. Incorporate planning, memory, tool integration, and adaptive control flow to enable automated decisioning, risk insights, and internal platforms.
• Design the Experience Layer: Define how users interact with AI systems by designing workflows, interfaces, and feedback loops that drive adoption, usability, and trust. THis will involve close coordination with users / stakeholders. Ensure alignment between system behavior and user expectations.
• Context Engineering and System Design: Define and implement approaches for structuring inputs, outputs, and system context to improve reliability and performance of LLM systems, including prompt design, retrieval strategies, and workflow composition.
• Productionize AI Systems: Develop production-grade services and APIs, integrate agents into real systems, and ensure scalability, reliability, and maintainability.
• AI Observability and Evaluation: Build tracing, debugging, and evaluation frameworks to understand system behavior and continuously improve agent performance.
• Cross-Functional Collaboration: Partner with risk, engineering, and business teams to translate ambiguous problems into working AI systems and deliver measurable outcomes.
• Proof of Concepts and Innovation: Innovation and Prototyping: Identify high-impact opportunities to apply AI, rapidly prototype solutions, and evaluate emerging tools and approaches to inform long-term system design aligned with latest trends in AI.

What you’ll need:

• Bachelor’s or Master’s degree in Computer Science, Data Science, Artificial Intelligence, Machine Learning, or a related field.
• 7+ years of software engineering experience, with significant experience building and scaling AI-powered systems in production.
• Strong experience working with LLMs and building applications using prompting, APIs, and/or agent frameworks.
• Experience designing and implementing agentic systems, including patterns such as tool use, multi-step reasoning, and workflow orchestration.
• Deep experience in context engineering for LLM systems, including structuring inputs and outputs, prompt design, and retrieval-based approaches.
• Strong backend engineering experience, including building scalable services and APIs (Python preferred).
• Experience designing systems on cloud platforms such as AWS, Azure, or GCP, with an understanding of modern development and deployment practices.
• Experience working with structured and unstructured data, including building pipelines to support downstream AI applications.
• Experience defining and implementing evaluation frameworks for AI systems, including metrics, experimentation, and performance iteration.
• Strong system design skills, with the ability to architect scalable, reliable solutions.
• Ability to operate effectively in ambiguous problem spaces and translate them into well-defined systems.
• Strong communication and collaboration skills, with the ability to work cross-functionally and influence technical decisions.
• Demonstrated ownership mindset, with a track record of delivering high-impact systems end-to-end.

Nice to have:

• Experience designing and building user-facing workflows or internal tools powered by AI.
• Familiarity with observability and evaluation tools for AI systems such as Langfuse, LangSmith, or similar.
• Experience working in financial services or building systems for risk-related use cases.
• Experience with frontend technologies such as React for building AI-powered interfaces.
• Experience contributing to shared platforms, libraries, or internal tooling that enable reuse across teams.
• Experience building systems that require explainability, auditability, or operate in regulated environments.

SoFi’s Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics. The team designs data-driven strategies to ensure the growth in lending is consistent with the company’s risk appetite and helps create the products and experiences that put our members’ interests first.

The Credit Strategy Lead will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi’s lending products, including Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card.

The Credit Strategy Lead will collaborate with cross-functional teams such as Business Units, Capital Markets, Product and Engineering, and use business knowledge and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers.

The ideal candidate will possess a data-driven analytics background and the strategic acumen to direct a function that draws strategic insights from data using database and statistical analysis tools to inform decisions and support SoFi’s overarching strategic goals relative to loss prevention and profit optimization. They bring new ways of thinking, data sources, technologies, and capabilities to SoFi.

What you’ll do:

• Innovate… Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies.
• Data Driven… Your deep analysis will power the future of lending with an optimal real-time data ecosystem – including multi-product internal, bureau, third-party, and alternative data sources and uses.
• Iterate, learn, innovate… We are all responsible for innovation and must embrace data-driven decisions.
• Control the Risk and Drive Performance Outcomes … Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions.
• Grow, Grow, Grow!… Be inspired by dynamic leaders and our rapidly growing business. We want YOU to be an inspired leader of tomorrow, so we are recruiting the best, brightest, and passionately quantitative team members.

What you’ll need:

• 4+ years of related experience
• Business acumen and work experience in the consumer lending business (loans or credit cards)
• Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, presentation, implementation validation, and post-implementation monitoring
• Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems
• Proficient skills in Excel, SQL and Python
• A demonstrated ability to synthesize and communicate analysis to business partners and senior management
• High motivation to drive results, eager to learn, and able to work collaboratively in a fluid environment
• Knowledge/skills in analytical and modeling techniques such as Decision Trees, regression, logistic regression, A/B Testing, and Tableau
• Preferred: 4+ years of consumer lending credit strategy work experience
• Preferred: Experience in analyzing and testing credit strategies or models to meet the fair lending requirements
• Preferred: Advanced degree (Master’s or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science

The Role 

We are looking for a Manager of Capital Management to join our Corporate Treasury team. You will lead the development and execution of our end-to-end Capital Stress Testing framework, a critical process for how SoFi Bank and the consolidated entity manage and forecast capital adequacy. 

Critical to success in this role is the ability to independently drive complex projects forward and exercise strong problem-solving skills in an evolving environment. 

What you’ll do:

• Design and build a multi-year capital stress testing framework (e.g., CCAR/DFAST-style) to evaluate the firm's capital adequacy under adverse economic scenarios
• Drive the end-to-end capital planning and stress testing lifecycle, integrating baseline forecasting, stress testing and scenario analysis
• Partner cross-functionally with risk, strategic finance, and business units to drive capital planning and stress testing results, including the integration of new products
• Develop methodologies for translating macroeconomic scenarios into financial impacts on the balance sheet and P&L
• Execute strategic projects related to capital management, including evaluating capital actions and supporting potential capital markets activity or debt issuances
• Prepare high-visibility reporting and materials for senior management and the Board of Directors

What you’ll need:

• 5+ years of related experience, ideally in Capital Management, Treasury, or Financial Risk Management within a bank or fintech
• Deep understanding of regulatory capital frameworks and balance sheet dynamics
• Experience building and owning complex financial models from scratch
• Advanced proficiency in Excel, PowerPoint, and Google Docs/Sheets/Slides. Experience with Empyrean ALM is a plus
• Proven ability to prepare and present complex quantitative information to senior decision-makers
• Collaborative working style and demonstrated ability to build strong cross-functional relationships
• Inquisitive nature, attention to detail, diligence, and a missionary attitude
• Bachelor's degree in Economics, Finance, Mathematics, or a related quantitative field; CFA or FRM preferred

SoFi is seeking a Manager to join our Capital Markets team. In this role, you will be the structuring point person working with a cross-functional internal team of capital markets, treasury, investor relations, legal and IT team members together with external constituencies including broker-dealers, investors and rating agencies to establish the most efficient structures for proposed Capital Markets’ transactions.

What you’ll do:

• Manage the structuring process for all Securitizations and Loan Sales, including Intex file set up and iteration and Cash Flow model analysis. 
• Analyze and understand the economic impact of using different avenues of funding available through the capital markets (execution related to ABS transactions, whole loan sales, warehouse financing, and bulk sales).
• Validate and utilize third-party valuation agent credit assumptions and analytics to run internal analyses related to fair market value of SoFi’s managed pool of loans.
• Monitor dashboards and spreadsheets that track ongoing performance of our securitizations and other transactions.
• In partnership with internal and external counsel, review and negotiate transactional terms through to execution.
• Collaborate and provide strategic support to internal stakeholders such as credit, legal, engineering, product, treasury, accounting, servicing and finance.
• Assist with the content preparation, communication, correspondence, and due diligence processes for external stakeholders including investors, lenders, rating agencies, data systems providers, law firms, trustees, custodians, and accounting firms.
• Other ad hoc support as needed requested relating to whole loan sales, asset backed securitizations, new products, securities financing, unsecured lines of credit, and any other future financing initiatives of the company.

What you’ll need:

• 8+ years of relevant experience desired, primarily in capital markets and ABS execution
• BS/BA in business, finance, accounting, economics or similar technical field
• Excellent work ethic and willingness to contribute broadly to achieve team and company objectives   
• Strong verbal and written communication as well as technical and organizational skills
• Strong analytical skills with attention to detail and deep knowledge of Intex Dealmaker and Bloomberg
• Clear understanding of Rating Agency criteria and how they translate into transactional structures
• Strong ability to read and interpret financial contracts and knowledge of core documents and industry standard/best practices in transactional terms
• High level of proficiency with Microsoft Office suite (particularly in Excel, PowerPoint)
• Previous experience with lending or consumer credit products a plus: mortgages, student loans, credit cards, personal loans, etc.
• Previous experience with asset-backed securitization data sets a plus:  Bloomberg, Intex, DV01, etc.

The role:

As a Staff within the IT Internal Audit function, you will support the 3rd Line of Defense by evaluating the design and operating effectiveness of technology and information security controls established to mitigate key risks. This includes assisting with audits over cybersecurity, data protection, system access, change management, among other processes, while gaining exposure to risk assessment, control testing, and reporting practices.

What you’ll do:

• Assist the Internal Audit team in accomplishing audit department objectives in a team environment.
• Assist the Internal Audit team in identifying and analyzing risks, prioritizing audit work, and conducting interviews; observe the operation of technology processes and controls, document and analyze procedures and controls, perform audit tests, document audit work papers, timely identify and discuss potential audit issues and findings with the Internal Audit team.
• Conduct internal technology audits and assist in performing individual audit risk assessments. 
• Continuously seek opportunities for audit process improvement.
• Use knowledge of the current technology environment and financial services industry technology trends to proactively identify potential risks, issues, and findings; and communicate this information to the audit team.
• Demonstrate and apply strong project management skills to work on multiple priorities/projects simultaneously while meeting deadlines.
• Consider the use of data analytics and tools to efficiently execute audit procedures.
• Continue to develop and expand knowledge of the audit profession, financial and technology industry, and products through self-study, research, and continuing education efforts.
• Support special assignments and other duties as assigned.
• Some travel may be required.

What you’ll need:

• Bachelor's degree or equivalent in business, accounting, finance, information systems, cybersecurity, computer science or related fields.
• Minimum of 1+ years of experience working as an IT auditor (external or internal audit), or related experience working in a financial institution with knowledge of general and technology internal controls, risk management, and regulatory compliance. 
• Possessing or striving for professional certification(s) or related licensure (CIA, CISA, CPA, CISSP, or equivalent).
• Understanding of internal control concepts, internal auditing standards, risk assessment practices, COSO three lines of defense, etc. 
• Understanding of IT, cybersecurity, engineering processes, architecture, resiliency, automation, data, and cloud computing.
• Highly motivated self-starter who works well individually and in teams while meeting deadlines. 
• Inquisitive, curious, and proactive in identifying underlying technology risks.
• Strong written and verbal communication as well as presentation skills. 
• Ability to develop audit work papers, and write meaningful reports and presentations. 
• Strong written and verbal communication skills, and experience preparing audit workpapers, reports, and presentations.
• Minimum 1 professional certification or certification obtained within 12 months of hire date (e.g., CISA, CISM, CRISC, CIA).

The role

As a Project Manager within our Capital Markets team, you will be the connective tissue that drives our most critical initiatives from conception to execution. This is a high-visibility, manager-level role designed for a strategic operator who excels at navigating complex financial landscapes and cross-functional environments. You will be responsible for orchestrating large-scale projects that involve internal and external stakeholders.

The ideal candidate is a self-driven leader who doesn’t just track tasks, but takes full ownership of the project lifecycle. You are someone who can synthesize high-level strategic concepts into actionable project plans, ensuring that no detail is missed and every deadline is met. If you are a master of documentation, an expert communicator, and thrive in a fast-paced environment where accountability is paramount, this role is for you.

What you’ll do:

• Support the end-to-end planning and execution of large-scale Capital Markets projects, ensuring all workstreams are aligned with broader business objectives and organizational goals.
• Provide comprehensive project management support to the Capital Markets team, acting as a key coordinator for project workflows, facilitating seamless collaboration and proactively resolving bottlenecks across departments.
• Synthesize high-level strategic concepts and complex financial data into cohesive project frameworks, actionable roadmaps, and execution strategies.
• Maintain rigorous project documentation and governance standards, including the creation of detailed meeting minutes, project charters, decision logs, and status reports.
• Develop and manage comprehensive project timelines and schedules, holding all stakeholders accountable to critical deliverables and milestones.
• Design high-quality presentation decks and visual materials to communicate progress, educate stakeholders on new initiatives, and present findings to senior leadership.
• Drive departmental efficiency by identifying opportunities to optimize workflows and implementing standardized project management toolkits and best practices.
• Take full ownership and leadership of project outcomes, anticipating potential risks and developing robust mitigation plans to ensure deadlines are consistently met.

What you’ll need:

• 5-8 years of experience in project management or operations, preferably within Capital Markets, Investment Banking, or a high-growth Fintech environment.
• Proven track record of successfully leading multi-stakeholder initiatives and managing large-scale projects from ideation through to completion.
• Strong strategic thinking skills with the ability to "connect the dots" across multiple complex concepts while maintaining an extreme attention to detail.
• Exceptional verbal and written communication skills, with a demonstrated ability to distill technical information into clear, educational, and persuasive content.
• Advanced proficiency in project management tools (e.g., Asana, Jira, Monday.com) and G-Suite/Microsoft Office, with expert-level skills in building professional presentation materials.
• A self-driven work ethic and a "no task too small" attitude, paired with the leadership presence required to drive accountability across diverse teams.
• Mastery of organization and scheduling, with a disciplined approach to managing calendars, documentation, and digital filing systems.
• Resilience and the ability to work effectively under pressure, managing tight timelines and shifting priorities without compromising on quality or accuracy.
• Bachelor’s degree in Finance, Economics, Business Administration, or a related field; PMP or similar project management certification is preferred.

The role:

SoFi is seeking a Transactions Manager to join our Capital Markets team. In this role, you will be the point person working with a cross-functional internal team of capital markets, treasury, investor relations, legal and IT team members together with external constituencies including broker-dealers, investors and rating agencies to execute Capital Markets’ transactions.

What you’ll do:

• Manage the broadly syndicated asset-backed securitization transaction program across SoFi Products, including (but not limited to) selecting and optimizing loan pools, optimization of structures, preparing and reviewing marketing materials, managing internal reporting needs,coordinating with multiple counterparts, and additional quantitative and qualitative analyses and content delivery for a variety of audiences.
• In partnership with internal and external counsel, review and negotiate transactional terms through to execution.
• Collaborate and provide strategic support to internal stakeholders such as credit, legal, engineering, product, treasury, accounting, servicing and finance.
• Assist with the content preparation, communication, correspondence, and due diligence processes for external stakeholders including investors, lenders, rating agencies, data systems providers, law firms, trustees, custodians, and accounting firms.
• Other ad hoc support as needed requested relating to whole loan sales, asset backed securitizations, new products, securities financing, unsecured lines of credit, and any other future financing initiatives of the company.

What you’ll need:

• 8+ years of relevant experience desired, primarily in capital markets and ABS execution
• Experience with retail tokenization, a plus
• BS/BA in business, finance, accounting, economics or similar technical field
• Excellent work ethic and willingness to contribute broadly to achieve team and company objectives   
• Strong verbal and written communication as well as technical and organizational skills
• Strong analytical skills with attention to detail
• Strong ability to read and interpret financial contracts and knowledge of core documents and industry standard/best practices in transactional terms
• High level of proficiency with Microsoft Office suite (particularly in Excel, PowerPoint)
• Previous experience with lending or consumer credit products a plus: mortgages, student loans, credit cards, personal loans, etc.
• Previous experience with asset-backed securitization data sets a plus:  Bloomberg, Intex, DV01, etc.

The role:

We are seeking an experienced and highly organized Litigation Paralegal to play a critical role within our Legal Department. This position will support SoFi’s in-house litigation counsel on litigation and arbitration efforts, including intake of new matters; placement of litigation holds; matter tracking; communications with SoFi’s external legal counsel; coordination with cross-functional teams on litigation matters; and, other litigation- and arbitration-related tasks as directed by the Senior Paralegal or in-house attorneys.

The ideal candidate has experience working in a paralegal role with a demonstrated track record of supporting law firm and in-house litigation, has a knowledge of the litigation and arbitration processes, and is detail-oriented, proactive, and comfortable partnering with attorneys and cross-functional stakeholders on adversarial legal matters. 

What you’ll do: 

• Intake new litigation matters and log them in SoFi’s systems of record

• Maintain accurate and up-to-date litigation-related data in SoFi’s systems of record

• Facilitate the gathering of internal discovery; shepherd and complete litigation research requests; conduct internal investigations in response to complaint allegations; answer questions from outside and in-house counsel with regards to allegations made against SoFi

• Assist in the generation of litigation-related reports, including financial reporting for delivery to in-house counsel and SoFi’s General Counsel

• Support continuous improvement of litigation workflows, tracking tools, and reporting processes.

What you’ll need:

• Bachelor’s degree or equivalent professional experience; paralegal certification is a plus.

• 2 - 4+ years of experience as a litigation paralegal, in either a law firm or in-house legal department. At least 2 years experience as a paralegal in a law firm is strongly preferred.

• Strong experience with litigation tracking and case management platforms (e.g., Legal Tracker, CounselLink, or similar).

• Strong knowledge of the litigation and arbitration processes

• Excellent organizational skills and attention to detail, with the ability to manage multiple priorities simultaneously while meeting multiple, and often short, deadlines.

• Strong written and verbal communication skills.

• Comfort working cross-functionally with attorneys, cross-functional partners, and external service providers.

• Ability to exercise sound judgment, maintain confidentiality, and operate with minimal supervision.

• Experience in fintech, financial services, or a regulated environment is a plus.

Nice to have:

• Experience working for a financial services company and/or in-house legal department.

• Proficiency with Legal Tracker, LexisNexis, and Relativity/other e-discovery platforms.

• Experience e-filing via PACER and state court online filing systems.

Role Summary

The Associate Manager, Workplace Experience is responsible for leading and developing a regional high-performing workplace West team while ensuring operational excellence, compliance, and consistency across offices. This is a fully in-office role (five days per week).

This role serves as both a strategic partner and hands-on leader — overseeing budgets, safety and compliance standards, team performance, and cross-functional alignment. The Associate Manager is accountable for elevating the employee experience at scale across regional offices while developing talent and driving operational rigor.

Key Responsibilities

Team Leadership & Talent Management

• Conduct weekly 1:1s with direct reports to provide coaching, accountability, and support.
• Provide day-to-day oversight of team performance, including problem-solving support.
• Drive team development through structured growth planning and upskilling initiatives.
• Own performance management processes including reviews, recognition, feedback cycles, and bonus planning.
• Lead hiring processes for the team, including interviewing, selection, and in-person onboarding (with travel as needed).
• Step in to provide onsite coverage when team members are out of the office, ensuring business continuity.

Budget & Financial Oversight

• Conduct monthly budget audits (actuals vs. forecast) to ensure financial discipline.
• Serve as primary owner of quarterly budget re-forecasting in partnership with leadership.
• Approve payroll weekly and expense reports monthly.
• Ensure responsible spending practices and financial transparency across offices.

Safety, Compliance & Risk Management

• Serve as Crisis Management point of contact for the People team. 
• Ensure compliance with Emergency Action Plans (EAP) across all offices, including annual updates and site-level accountability.
• Act as the primary point of contact for licensing requirements and regulatory compliance.
• Ensure office playbooks are reviewed and formally audited annually and updated during major changes (expansions, relocations, etc.).

Operational Excellence & Cross-Functional Partnership

• Act as liaison between Workplace Leads and key partners including Physical Security, EAs, Employee Experience, Finance, and Facilities.
• Collaborate cross-functionally on changes to policies, processes, and operational standards, ensuring clear communication and execution across sites.
• Maintain deep knowledge of each office’s operations, challenges, and culture.
• Identify and implement process improvements that increase efficiency and consistency across locations.

Leadership Expectations

• Leads through influence, clarity, and operational discipline.
• Thinks regionally and strategically — not just site-by-site.
• Develops others while maintaining high performance standards.
• Balances employee experience excellence with fiscal responsibility.
• Communicates proactively and ensures alignment between leadership and frontline teams.
• Demonstrates maturity, sound judgment, and strong decision-making in high-pressure situations.

Qualifications

• 5+ years of experience in workplace operations, office management, hospitality, or related field.
• 2+ years of direct people management experience.
• Experience managing budgets and financial reporting.
• Strong knowledge of operational and safety best practices.
• Proven ability to coach and develop team members.
• Excellent communication, organizational, and cross-functional partnership skills.
• Ability to travel as needed to support multi-site operations.

What Success Looks Like

• Offices operate consistently and compliantly across locations.
• Budgets are managed accurately with minimal surprises.
• The team demonstrates growth, engagement, and high performance.
• Cross-functional partners view Workplace Experience as proactive and reliable.
• Risks are identified early and managed effectively.

Employees experience a well-run, safe, and welcoming workplace environment.

SoFi is seeking an Associate to join our Capital Markets team. In this role, you will be deeply involved in a broad range of business and capital markets functions, launching SoFi products, developing capital markets execution, and investor education. You will have the opportunity to collaborate closely with senior managers across the firm, gaining full visibility into SoFi’s diverse business activities. Additionally, you will work alongside the Capital Markets team and engage with key external partners, such as institutional investors, rating agencies, and lenders, to drive strategic initiatives and ensure seamless execution of transactions.

What you’ll do:

• Proactively work with lines of business, credit, operations, and finance teams to develop new SoFi Products. Analyze portfolio/collateral characteristics, economic analysis, and any other information to support capital markets execution.

• Lead diligence process to prepare investor education materials, marketing materials incorporating qualitative and quantitative analysis for various audiences and drive investor engagement. Research industry best practices and peer group analysis to drive product innovation and structuring collaborating with finance credit and accounting teams.   

• Support content preparation, communication, and due diligence processes for external stakeholders such as investors, lenders, rating agencies, data systems providers, law firms, trustees, custodians, and accounting firms.

• Provide support to investor development and deal execution teams to ensure seamless progression from sourcing to capital markets execution. 

• Collaborate with internal teams including credit, legal, engineering, product, treasury, accounting, servicing, and finance to provide strategic support and align on goals. 

What you’ll need:

• 2+ years of relevant experience desired

• BS/BA in business, finance, accounting, economics or similar technical field

• Excellent analytical skills attention to detail organization and project management skills 

• Ability to thrive in fast-paced, ambiguous environments with a bias toward action

• Strong ownership and proactive problem-solving mindset

• Effective story telling and expertise in presentation skills (Microsoft Google Suites) leveraging AI tools 

• Ability to manage multiple priorities and clear communication and cross-functional collaboration

• Intellectual curiosity and strong interest in fintech, products, and capital markets

• Strong verbal and written communication as well as technical and organizational skills

• Excellent work ethic and willingness to contribute broadly to achieve team and company objectives   

• Previous experience with lending or consumer credit products a plus: mortgages, student loans, credit cards, personal loans, etc.

The role

SoFi is looking for an enthusiastic and experienced editor to help produce On the Money, our flagship personal finance newsletter, as well as future newsletters. On the Money cuts through the noise of day-to-day financial news to bring readers a more thoughtful point of view on what’s important to their bottom line. 

Reporting to the Deputy Newsletter Editor, the Senior Newsletter Editor will be responsible for editing and writing high quality stories that educate, inform, and inspire our audience. We are a mission-driven team that cares deeply about financial literacy and helping people fulfill their ambitions. 

The ideal candidate is a skilled journalist and savvy wordsmith with a nose for news and experience covering the economy, investing, and financial products. You should have top-notch editorial judgment and be able to lead the newsletter team when needed. You should be a resourceful, detail-oriented multi-tasker capable of handling anything from top editing to embracing the technical aspects of assembling a newsletter. 

Candidates with at least three years of experience editing for a top-tier news outlet or personal finance newsletter are preferred. This is an FTE position.

What you’ll do

You will help ensure that everything our newsletters publish is well-written, thoughtful, 100% factual, objective, and compelling (with bonus points for funny).  

• Edit stories: Support our small but mighty team of writers at every stage (i.e. fact-checking, making structural suggestions, getting into the weeds of a line edit). 
• Assign stories: Help identify newsworthy trends and topics, creating assignment briefs and keeping track of the editorial calendar.
• Write stories: Develop expertise on the fly, researching a topic to deliver accurate, polished copy. You will have an opportunity to leverage AI responsibly and creatively to drive story development and accelerate and enhance our workflow.
• Collaborate and cooperate: Putting out a newsletter is a team sport, and you will need to cultivate great relationships with writers, other editors, our compliance team, and cross-functional partners from across the organization. Good news: They’re all great!

Who you are

• A journalist with experience covering personal finance news. 
• Passionate about financial literacy and committed to producing excellent work.
• Versed in financial products and services.
• Capable of managing every stage of the editorial process, including collaboration with legal and compliance functions. 
• Organized enough to keep multiple projects moving forward simultaneously.
• Comfortable giving and receiving candid, constructive feedback.
• Committed to bringing positivity, empathy, and respect to every interaction. 

A note to applicants: If possible, please provide a sample of your best clips in the ‘Website’ application field.

The role:

We are seeking a Market Risk Execution Associate in the Treasury team to support the management of market risk across the company’s balance sheet, with a primary focus on mortgage-related assets and associated hedging activities. This role will help execute Treasury’s risk management strategy by monitoring exposures, supporting hedge implementation, analyzing hedge effectiveness, and assisting with daily risk reporting tied to retained mortgage positions.

The ideal candidate is analytically strong, detail-oriented, and interested in fixed income markets, mortgage products, and balance sheet risk management. This person will work closely with Treasury, Capital Markets, Finance, Accounting, and Risk teams to help manage interest rate, spread, convexity, and pipeline-related risks arising from on-balance sheet mortgages.

What you’ll do: 

• Assist in the design, implementation, and rebalancing of hedging strategies using approved instruments, including derivatives and cash market hedges.
• Prepare daily and weekly risk reports covering hedge positions, sensitivities, exposure changes, P&L attribution, and hedge effectiveness.
• Track asset and liability duration, convexity, and key rate exposures across mortgage-related positions.
• Partner with senior Treasury team members to evaluate hedge needs driven by origination flows, retained production, portfolio runoff, prepayment behavior, and market moves.
• Help execute hedge transactions within approved policies, limits, and governance frameworks.
• Support scenario analysis and stress testing for mortgage portfolios under different rate, spread, and prepayment environments.
• Assist in developing and maintaining risk models, dashboards, and reporting tools used to manage mortgage balance sheet exposure.
• Work with Finance and Accounting to support hedge documentation, valuation review, and reporting requirements.
• Maintain awareness of mortgage market trends, rate volatility, Federal Reserve activity, and macro developments relevant to balance sheet hedging.

What you’ll need:

Responsibilities include helping measure the risk profile of retained mortgage assets, supporting hedging activity, and ensuring Treasury maintains appropriate protection against adverse market movements. The associate will play a key role in translating portfolio exposure into actionable hedging strategy under the direction of senior Treasury leadership.

• Bachelor’s degree in Finance, Economics, Mathematics, Accounting, Engineering, or a related quantitative field.
• 1–3 years of experience in Treasury, Capital Markets, market risk, fixed income, mortgage finance, ALM, or a related field; strong internships may be considered.
• Foundational understanding of interest rates, fixed income instruments, and mortgage products.
• Familiarity with concepts such as duration, convexity, DV01, key rate risk, spread risk, and hedge effectiveness.
• Strong analytical and quantitative skills with the ability to interpret market data and portfolio sensitivities.
• Advanced Excel skills; experience with SQL, Python, VBA, or risk/reporting tools is a plus.
• Strong attention to detail and ability to manage recurring processes with a high degree of accuracy.
• Effective communication skills and comfort working cross-functionally in a fast-paced environment.
• Strong organizational skills and ability to prioritize multiple deadlines.

Nice to have:

• Exposure to agency/non-agency mortgages, mortgage servicing rights, pipeline hedging, or mortgage-backed securities.
• Experience supporting hedging activity with swaps, Treasury futures, TBA securities, options, or other interest rate hedging instruments.
• Familiarity with asset-liability management, funds transfer pricing, or Treasury risk governance.
• Understanding of hedge accounting and valuation concepts is a plus.

The Role

We are seeking an Associate, Insurance Senior Business Analyst  to help lead the charge in launching and scaling SoFi’s insurance platform. In this "0 to 1" role, you will be responsible for laying the foundation of our Insurance products, driving cross-functional priorities, and ensuring the business’ long-term health.

This is a truly cross-functional position for a builder who loves to "run after problems". You will work across our suite of insurance products (home, auto, life) and enable the team to drive meaningful growth. You will work cross-functionally with Product, Engineering, Design, Sales, Operations, Compliance, and Legal to ensure we deliver a best-in-class experience.

What You’ll Do

• Support the Business Lead in all facets of the insurance business
• Partner with cross-functional leaders from across Product, Engineering, Sales, Marketing, Legal, Compliance and more to ensure we are helping our members Get Their Money Right
• Drive external partnership conversations with insurance counterparts
• Own the "source of truth" for the Insurance portfolio. Design and maintain rigorous reporting dashboards to track KPIs such as origination volume, cost of acquisition (CAC), delinquency rates, and net promoter score (NPS)
• Monitor portfolio performance daily; identify trends and "get to the truth" behind the data to help arrive at strategic decisions
• Drive the daily operations of the insurance funnel, identifying friction points and working with product & operations to implement iterative improvements
• Identify insurance growth opportunities to drive member penetration 

What You’ll Need

• Experience: 2+ years of experience in insurance, consulting or investment banking roles with specific exposure to insurance (property & casualty or life insurance preferred).
• Relationship Management: Demonstrated capabilities to manage third-party vendors or complex partnerships, driving value and accountability.
• Analytical Skills: Strong data fluency. You are comfortable using SQL, Tableau, or Excel/Google Sheets to manipulate large datasets and derive business insights.
• Cross-Functional Leadership: Ability to influence without authority and work effectively with technical and non-technical teams (Engineering, Legal, Compliance).
• Product Development: Have an experience developing product or partnering with product organization managing to launch consumer and small business lending 

Nice to Have

• Experience working in a high-growth, agile Fintech environment.
• Experience working at a highly regulated institution (i.e. a Bank)

The role

SoFi is seeking a manager to join our Capital Markets focused on Secondary Markets in the Home Loans team. In this role, to you will be the point person working with a cross-functional internal team of capital markets, treasury, margin management members together with external constituencies including broker-dealers, investors, the GSE’s and third party vendors to execute home loan sales, securitizations transactions.

What you’ll do:

• Manage rate-sheet generation via MBS pricing and coordination into the Product and Pricing Engine.  Emphasis on TBA pricing and Spec Pool pricing for rate-sheet generation.
• Understanding of MSR and BU-BD/XS Servicing pricing
• Work with margin management to determine best margin based on secondary pricing, region, and/or current program, or marketing campaign.
• Familiar with Lock Desk procedures and policies.
• MBS pooling and loan delivery
• Pipeline hedging, trading and understanding of the roll market

What you’ll need:

• 6+ years of relevant experience desired, primarily in home loan secondary markets.
• BS/BA in business, finance, accounting, economics or similar technical field
• Excellent work ethic and willingness to contribute broadly to achieve team and company objectives   
• Strong verbal and written communication as well as technical and organizational skills
• Strong analytical skills with attention to detail
• Strong ability to read and interpret financial contracts and knowledge of core documents and industry standard/best practices in transactional terms
• High level of proficiency with Microsoft Office suite (particularly in Excel, PowerPoint)
• Previous experience with lending or consumer credit products a plus: mortgages, student loans, credit cards, personal loans, etc.
• Previous experience with asset-backed securitization data sets a plus:  Bloomberg, Intex, DV01, etc.

A Plus:

• Familiarity with Encompass LOS and OB pricing engine.
• Post Close experience.
• Resi Private Label Securities, structuring and securitization.
• Understanding of fixed income/MBS risk metrics and bond math.

The role:
The Compliance Senior Data Scientist will be responsible for assisting the Anti-Money
Laundering Compliance program with model development, model optimization, model
validation, management information reporting, AML system integration, AML data
infrastructure and AML data architecture to effectively fight financial crime. Additionally,
this role will also support AML governance initiatives including risk assessments and
internal/external inquiries.

What you’ll do:
- Facilitate AML model development, implementation, optimization, assessment
and validation of risk-based customer screening, transaction screening,
transaction monitoring and AML customer risk rating covering multiple product
lines, including banking, brokerage and lending to ensure sound risk coverage
across the enterprise.

- Maintain, test and configure AML vendor solutions to ensure conceptually sound
design, proper implementation, and acceptable model performance.
- Research, compile and evaluate large sets of data to assess quality, integrity and
completeness to determine suitability for AML model development.
- Architect and lead the design of advanced AML models utilizing machine learning
and statistical modeling methods for supervised and unsupervised learning.
- Exercise flexibility in selecting model architectures, algorithms, third-party
libraries, and development workflows, provided they align with project objectives
and organizational requirements.
- Ensure AML compliance and regulatory requirements are embedded in the
model design.
- Document modeling methodology, data sources, assumptions, and validation
results.
- Lead governance and quality control across the full AML model lifecycle including
code reviews, validation of methodology, input data integrity, and performance
metrics.
- Ensure adherence to the organization’s established ML framework, coding
conventions, documentation standards, and model risk management policies,
embedding AML compliance and regulatory requirements into design and
deployment.

- Oversee documentation and review processes for internal model validation,
external regulatory examinations, and cross-functional approvals, while
supporting resolution of development blockers and coordinating with key
stakeholders.
- Develop governance documentation related to tuning efforts, parameter changes
and data validation for AML transaction monitoring to ensure a comprehensive
audit trail is maintained.
- Track and report results of tuning and optimization activities and model
performance to senior management.
- Develop robust management information dashboards displaying real-time or near
real-time AML metrics.
- Partner with and advise the AML Governance Unit by providing necessary data
for AML Risk Assessments, internal/external audit examinations and other
regulatory requirements.

What you’ll need:
- Bachelor’s Degree or Master’s Degree in Statistics, Computer Science,
Mathematics, Finance, Computer Science, Engineering or other relevant areas.
- 3+ years of experience in the finance industry focusing on BSA/AML, OFAC, or
fraud modeling/analytics.
- Statistical/data analytical skills, including data quality validation, and predictive
modeling experience in SQL and Python.
- Knowledge of and ability to leverage traditional databases, cloud-based
computing, and distributed computing.
- Track record of leading AML governance-related initiatives, such as risk
assessments, internal/external audits and other regulatory requirements. 
- Demonstrated ability to communicate effectively with all levels of the organization
and across different business lines.

Nice to Have:
- Knowledge of AML regulations and the USA PATRIOT Act.
- Familiarity with regulatory guidance on Model Risk Management (Federal
Reserve SR Letter 11-7, OCC Bulletin 2011-12, FDIC FIL 22-2017, DFS504)
- Experience with data visualization (e.g., Tableau)

- Experience with data monitoring systems (e.g., DataDog, Monte Carlo)
- Experience with cloud data infrastructure (e.g., Snowflake)
- Experience with automated transaction monitoring (e.g., Verafin)
- Experience with customer/transaction screening (e.g., LexisNexis)
- Experience with infrastructure automation software (e.g., Terraform)
- Familiarity with virtualization and containerization (e.g., Docker)
- Familiarity with container orchestration (e.g., Kubernetes)
- CAMS certification preferred

The Role: 

We're hiring a Group Product Manager to lead our award winning Invest product. In this role, you will own the product vision, strategy, and execution across our brokerage platform, from self-directed trading and account-level experiences to new investing capabilities that expand how members trade, manage, and grow their investments.

As a Group Product Manager, you will lead and have full ownership of significant parts of the SoFi Invest product suite. While hands-on product management will be part of your day-to-day responsibilities, you will spend a significant amount of time coaching and developing Product Managers on your team. You will guide them in devising strategies, honing their craft, and executing with both excellence and speed.

This role requires a product leader who combines strong product sense with deep brokerage expertise and proven people leadership, and who thrives in complex, highly regulated environments. You will partner closely with engineering, design, risk, compliance, legal, operations, and analytics leadership to bring complex trading products to market at scale.

Previous experience building world-class investing and brokerage products is a must.

What you'll do:

• Own and drive the product vision and roadmap for your Invest brokerage teams, spanning squads such as Trading, Account Experience, and Growth.
• Hire, coach, and develop a team of Product Managers, raising the bar on craft, customer empathy, and execution across the group.
• Translate company objectives into actionable team goals and OKRs, ensuring strategic alignment between Invest priorities and broader SoFi business outcomes.
• Lead customer-focused product development from ideation to execution, ensuring the customer's voice guides scope and priorities across all squads.
• Partner deeply with engineering leadership to navigate architectural decisions and technical trade-offs in high-throughput, low-latency, and highly regulated environments.
• Advocate for robust technical roadmaps by understanding engineering perspectives, balancing technical debt, and collaborating on future-flexible architectures.
• Improve product performance by analyzing launch results and metrics, gathering feedback from customer-facing teams, sharing insights, and planning iterative enhancements that align with business goals.
• Ensure products and features are delivered on time, within scope, and with high quality across the teams you lead.
• Communicate effectively with stakeholders and leadership, providing regular updates on product status, timelines, and blockers.
• Proactively contribute beyond your team's scope by developing and improving PM processes, frameworks, and standards that benefit the broader product organization.

How you work:

As a Group Product Manager, how results are achieved is just as important as what you deliver. In this role, your foundational knowledge, skills, and personal attributes are anchored in the following:

• Customer focus — You build strong customer relationships and deliver customer-centric solutions. You ensure your teams stay grounded in member needs, especially when navigating complex regulatory and technical constraints.
• Teamwork and communication — You put the collective best together through documentation, collaboration, relationship-building, listening, and empathy. You recruit and develop talent that raises the bar for the whole org.
• Nimble learning — You actively learn through experimentation when tackling new problems, using both successes and failures as learning opportunities  and you instill this mindset in your team.
• Planning and alignment — You break down objectives into appropriate initiatives and actions, stage activities with relevant milestones, and keep multiple squads moving in the same direction.
• Business insight — You apply knowledge of financial services, brokerage operations, and the competitive landscape to advance SoFi Invest's goals.

What you'll need:

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
• 10+ years of product management experience, including 3+ years directly leading and managing Product Managers.
• Proven track record leading the development of advanced brokerage or trading capabilities that require deep integration with execution systems, risk engines, and account-level controls.
• Track record of hiring, developing, and retaining high-performing PM talent.
• Experience defining and driving product strategy across multiple concurrent product areas.
• Demonstrated ability to coach PMs on craft, stakeholder management, and career development.
• Strong cross-functional collaboration skills, especially with engineering, risk, compliance, legal, operations, and analytics, to bring complex trading products to market.
• Comfort working with systems involving real-time decisioning, account state, permissions, limits, and suitability controls, and understanding how these systems surface in customer-facing trading experiences.
• Demonstrated ability to balance durable technical foundations with near-term product delivery, particularly when building capabilities that must scale safely over time.
• Excellent written and verbal communication skills, with the ability to translate technical and regulatory complexity into clear product direction for diverse stakeholders.

Preferred qualifications:

• Strong technical fluency with APIs, distributed systems, event-driven architectures, and data-intensive services, with the ability to reason about performance, scalability, and failure modes.
• Experience with brokerage clearing, self-directed trading, or wealth management products.
• Experience with SQL, data exploration, product analytics tooling (e.g., Amplitude), and feature flagging / experimentation.
• Experience at high-growth fintech companies, in a founder or GM capacity is a plus.
• Experience building products in a highly regulated domain (e.g., fintech).
• Experience leading complex, cross-team initiatives from ideation to execution at scale.

The role:

SoFi is looking for a Senior Manager, Data Engineering to join our IRM Analytics team. This is a hands-on leadership role (50% individual contributor, 50% people manager) for a seasoned data engineering leader with deep roots in US banking and financial risk data.

You will own the data models, data pipelines, and data infrastructure that underpin our risk and AI applications - spanning critical domains like lending, credit, fraud, AML, and compliance. You will lead a focussed team of data engineers, set technical direction, and be an integral contributor to every data and AI initiative we build.

This role is for someone who has spent most of their career inside US banks and understands not just the technology, but the data - the domains, the regulatory context, the critical datasets, and why they matter.

What you’ll do: 

• Own the data model - design, build, and maintain integrated data models for lending, credit, fraud, AML, KYC, and related risk domains; ensure models reflect banking semantics and regulatory requirements
• Own the data pipeline and infrastructure - architect and manage end-to-end data pipelines using dbt, Airflow, Snowflake, MongoDB, and Terraform; ensure reliability, performance, and scalability
• Lead data and AI projects - serve as the data engineering anchor for all data and AI initiatives; partner with full stack engineers, AI/ML engineers, and product managers to deliver production-grade applications; own the data infrastructure for AI use cases including RAG pipeline data management and evaluation dataset / ground truth curation
• Lead a team of data engineers - manage and develop the team; set standards for code quality, code review, testing, documentation, and CI/CD practices for data pipelines
• Drive data quality and governance - establish data definitions, lineage, and quality standards aligned to regulatory expectations (BCBS 239, SR 11-7, etc.); implement data observability practices including dbt tests, data contracts, freshness SLAs, and anomaly detection to ensure reliability across all pipelines
• Stay 50% hands-on - write and review production code, own critical pipelines, and lead by example

What you’ll need:

• 15+ years of experience in data engineering, with the majority of that tenure inside US banks or financial institutions
• Deep knowledge of banking risk data domains - lending, credit risk, deposits, AML, KYC, fraud, banking regulations, and the critical datasets that support them
• Expert-level Snowflake, dbt, and Python - proven ability to design and own complex analytical data models; Python fluency for Airflow DAGs, pipeline logic, and data quality scripting
• Strong pipeline and infrastructure skills - hands-on experience with Airflow, MongoDB, and Terraform in production environments
• People leadership - experience managing and mentoring data engineers; strong code review culture
• Banking regulatory awareness - familiarity with BCBS 239, BSA/AML regulations, OCC/Fed/FDIC data expectations
• Communication - able to translate complex data concepts for risk, compliance, and executive stakeholders

Nice to have:

• Experience at a US bank in Model Risk, Integrated Risk, ERM, or Compliance Analytics
• Familiarity with GRC platforms (ServiceNow) and risk data warehouses
• Experience with LLM/AI application data pipelines and observability tooling

The role

We are seeking a dedicated professional within Capital Markets to lead the expansion and optimization of our Loan Platform Business and Private Credit transactions. This role will serve as the central connection point between institutional investors and internal partners across Finance, Operations, Product, and Legal. The successful candidate will drive investor engagement and education, coordinate loan sale execution, and align program economics with financial and strategic objectives. This position plays a key role in scaling the platform by deepening investor relationships, enhancing transaction efficiency, and supporting the continued growth of our capital markets initiatives.

What you’ll do:

• Cultivate high-level institutional partnerships  with investors across the Loan Platform Business and Private Credit programs.
• Lead investor education and diligence processes, including preparation of marketing materials, performance updates, transaction summaries, and structural considerations.
• Lead complex negotiations and finalize deal structures that align with SoFi’s long-term capital strategy.
• Serve as a key point of contact for investor communications and coordinate timely responses across internal teams.
• Partner with the Transaction Execution team to plan and manage quarterly loan sale schedules, ensuring alignment between investor demand and available loan supply.
• Collaborate with Finance and Accounting teams to forecast sales activity, track performance against plan, and analyze key revenue drivers.
• Evaluate transaction economics to inform pricing, volume, and investor participation strategies.
• Maintain visibility into product structures, pricing frameworks, and yield impacts across the Loan Platform Business and Private Credit programs.
• Support design and launch of new program structures through modeling, scenario analysis, and go-to-market planning.
• Design and implement scalable frameworks to improve platform-wide efficiency and investor support..
• Provide guidance, mentorship and professional development to team members within Capital Markets.

What you’ll need:

• 10+ years of relevant experience desired, predominantly in capital markets and structured finance
• BS/BA in business, finance, accounting, economics or similar technical field
• Excellent work ethic and willingness to contribute broadly to achieve team and company objectives   
• Strong verbal and written communication as well as technical and organizational skills - demonstrated experience presenting to internal and external stakeholders.
• Advanced capital markets modeling expertise, with a deep understanding of complex securitization structures.
• Strong business acumen with the ability to translate complex market trends into actionable strategies.
• Strong ability to read and interpret financial contracts and knowledge of core documents and industry standard/best practices in transactional terms
• High level of proficiency with Microsoft Office and Google suites (particularly in Excel, PowerPoint, Sheets)
• Previous experience with lending or consumer credit products a plus: mortgages, student loans, credit cards, personal loans, etc.
• Previous experience with asset-backed securitization data sets a plus:  Bloomberg, Intex, DV01, etc.

The role
SoFi is seeking an energetic, analytic, and intellectually curious Independent Assessment & Review Analyst to join our Fraud Risk team. This role - as part of the 2nd Line of Defense - will conduct assessments of the fraud program design and operational effectiveness, evaluating prevention, detection, and response capabilities, including processes, tools, skills and staffing. Additionally, the person in this role will look to ensure alignment with industry best practices and compliance with regulatory standards as well as identifying exposure to fraud across business units, products, and channels making sure vulnerabilities are recognized and understood. The ideal candidate will have experience in risk management and/or analytic strategy and will be an agile learner, think strategically, and possess strong communication and problem-solving skills.
By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry leading leadership team.

What you’ll do:
·  Conduct fraud 1st line program assessments, in part querying against large relational databases
·  Improve fraud program resilience by delivering data-driven actionable feedback and recommendations
·  Monitor the implementation of recommended improvements and the ongoing evolution of the program to meet dynamic fraud landscapes and regulatory changes
·  Record discrepancies between existing controls and the level of risk protection required, highlighting areas where enhancements are needed
·  Assess the impact of new products and initiatives to the fraud risk appetite, conducting reviews and providing effective challenge
·  Review and assess fraud forecasts and forecasting methodologies, providing strategic insights and recommendations to further enhance accuracy

What you’ll need:
·  Bachelor’s degree with 2+ years experience in risk management or analytic strategy within the financial services industry preferred
·  Exceptional interpersonal, verbal and written communication skills
·  Strong collaboration, organizational skills, and attention to detail
·  Must be self-motivated with the ability to work independently or within a group
·  Intellectually curious. You adapt to change, embrace bold ideas, ask questions, test assumptions, and challenge conventional thinking
·  Strong analytical and problem-solving skills, the ability to analyze complex issues, develop innovative solutions, and make data-driven decisions
·  Proficiency in data analysis and deriving meaningful insights for decision-making
·  Ability to work under tight deadlines
·  Ability to manage multiple initiatives and competing priorities, meet deadlines, and adapt to change
·  Proficiency with Google Suite and/or Microsoft Office products
·  Strong team player