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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

CUSTOMER

• Responsible for overseeing FCRM Testing members in the execution of testing reviews and validation of action plans in accordance with established standards
• Conduct analytical research and analysis as part of testing engagement and initiatives
• Stemming from testing findings, present objective and independent opinion on the adequacy of processes and controls in accordance with regulatory and internal requirements
• Execute follow-up on findings raised from testing reviews in accordance with established standards
• Understand risk identification, risk analysis, and risk mitigation according to regulatory requirements and best business practices to assist in evaluation of FCRM controls and processes
• Develop strong relationships and work collaboratively with key stakeholders
• Own the review of the testing engagement, including all steps of the end-to-end testing process, which encompasses the communication and reporting of results.
• Proactively identify matters which require additional attention, further escalation, or review, and liaise with the appropriate staff to resolve

SHAREHOLDER

• Contribute to the development of the operational plan and operationalize the plan and deliver on assigned service or functionality
• Effectively lead a team of FCRM practitioners to deliver quality results and meet assigned timelines
• Monitor and communicate the effectiveness of strategies, programs, and practices related to own area of expertise
• Align the team to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions/activities as necessary
• Contribute to the review of internal processes and activities and provide subject matter expertise to assist in identifying potential opportunities to improve operational efficiencies for area of responsibility
• Actively manage relationships and work closely with management to provide guidance, expertise direction on FCRM requirements to drive consistent compliant outcomes
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts to the Bank
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Cultivate and model the Colleague Promise to support colleague growth, and a culture of care; make an impact at work and in our communities by leading with authenticity and supporting well being to represent TD's brand
• Connect the alignment of colleague's contributions with the TD Shared Commitments 
• Build and retain an engaged and diverse team where every colleague and customer are valued, respected, and listened to; committed to a common goal and collaborate to move with speed and get things done
• Demonstrate inclusive leadership by taking meaningful action with intention to support colleagues and customers across all dimensions of diversity, including those from underrepresented communities, being actively anti-racist, attracting and retaining diverse slate of candidates, nurturing mutual respect, inclusivity of thought and collaboration to drive successful results
• Recruit, identify strong talent and develop a diverse talent pipeline of qualified workforce to innovate and maximize individual strengths to lead to a better business outcome
• Enable colleague growth by encouraging colleague development to achieve career and business objectives, ensuring timely motivating appreciation and recognition to all colleagues
• Enable a continuous learning culture by proactively seeking, listening to and actioning feedback from peers and from colleague listening opportunities to continuously improve the colleague experience and grow your personal leadership
• Model sharing of knowledge, information, skills, and subject matter expertise among the team; ensure timely management and escalation of issues, and lead collaboration with other functions and teams
• Lead your team through change and create an environment where teams feel psychologically safe to challenge current practices by modeling resiliency and flexibility, providing direction on changing priorities and empowering colleagues to drive innovation
• Enable a high-performance culture by setting team targets and objectives, facilitating on-going and proactive feedback/coaching and conducting Quarterly Check-Ins for all colleagues to drive accountability and business results
• Manage employees in compliance with all human resources policies, procedures and guidelines of conduct

BREADTH & DEPTH

• Lead, execute and manages testing activities in accordance with established standards and strategic direction to achieve completion within targeted timelines
• Conducts skilled analytical research and analysis as part of the testing engagement and initiatives
• Presents objective and independent opinion on the adequacy of processes and controls in accordance with regulatory and internal requirements
• Understands risk identification, risk analysis, and risk mitigation according to regulatory requirements and best business practices to assist in evaluation of FCRM controls and processes
• Develop strong relationships and work collaboratively with key stakeholders
• Owns the review of the testing engagement, including all steps of the end-to-end testing process, which encompasses the communication and reporting of results
• Proactively identifies matters which require additional attention, further escalation, or review, and liaise with the appropriate staff to resolve
• Typically, a subject matter expert for a functional area, on financial crimes topics, and on the execution of testing activities
• Generally, reports to a Senior Manager role

 EXPERIENCE AND / OR EDUCATION

• Undergraduate degree or equivalent work experience
• 7+ years of experience in audit, AML or Financial Crimes testing

PREFERRED SKILLS AND QUALIFICATIONS

• Strong knowledge of Anti-Money Laundering (AML) processes
• Strong communication and written skills and the ability to work with and influence Senior Stakeholders
• Ability to multi-task and work on more than one review at a time
• Dedicated audit or testing experience ideally in a Financial Crimes/AML capacity
• Heavy critical thinking expectations
• ACAMs certification preferred

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):