Details of the Division and Team:

Risk Management is responsible for managing and controlling the risk profile of the bank. The profession path covers financial and non-financial risks. Examples of financial risks include client creditworthiness, market price fluctuations etc. Examples of non-financial risks are inadequate processes, controls, or systems etc. Risk Management roles may cover various aspects of the risk lifecycle including:

• Establishing risk governance •Setting risk frameworks, policies, and risk appetite

• Embedding sustainable performance culture

• Identifying existing and emerging risks

• Measuring and modelling risks

• Active transaction and portfolio risk decision making

• Determining mitigants and controls

• Reporting the aggregate risk profile and escalating risk events

• Driving scenario and downside analysis. Risk Management related roles exist in either the 1st line of defence or the 2nd line of defence as independent control functions

What we will offer you: 

A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

• Corporate Group Insurance – premium borne by company

• Medical Checkup – cost borne by company (annual/ biannual basis subject to the employee’s preference)

• Remote working arrangement called “Future of Work”

• EAP – free and confidential counseling, online work-life resources

Your key responsibilities:

• Research/ recommend/ approve of underwriting and credit limits and transactions covering Corporates and Financial Institutions on a timely basis.

• Working closely with Business and other Infrastructure functions to wholistically assess the risk of a credit exposure.

• Preparation of counterparty ratings and ongoing monitoring of evolving counterparty risk, including inputs on industry, financial and business risk, management and transparency, peer analysis and financial analysis; covenant monitoring tools

• Demonstrate an understanding of Loan products/ Structured Finance, but also Markets and Trade Finance products, in order to assess the Risk / Return equation in the Business proposals

• Demonstrate a sound judgement of Risk / Return in arriving at credit decisions / recommendation in order to achieve the overall portfolio strategy and objectives of the Bank

• Participate in discussions on structuring of transactions, with a view to achieving optimal risk and return metrics for the credit portfolio

• Effective resolution of conflicting views with Business in a constructive and professional manner, maintaining the Bank’s underwriting standards, at the same time supporting the Business to achieve agreed targets.

• Coordinate with internal / external / Regulatory audit & on-site inspections by providing documents & feedback.

• Prepare credit portfolios review / update materials to senior on regular basis.

• Assist direct manager on any ad hoc tasks, external and internal audits etc.

Your skills and experience:

• Post graduate level qualifications and business/finance major (e.g.CA / CWA / MBA / FRM).

• Experience of 2-3 years in credit risk management in wholesale banking from reputed financial institution, including analysis, approval / recommendation of transactions and portfolio responsibilities

• Basic understanding of key products – financings, trade finance and global markets (fx/rates/commodities)

• Strong technical & analytic skills, risk judgment.

• Basic understanding of documentation like ISDA, CSA and loan agreements.

• Strong written and verbal communication skills.

• Proven ability to make time sensitive credit decisions

• Strategic and result oriented

• Team oriented, flexible, diligent, self-motivated

• Effective time management/ ability to remain calm under stress

• Lives the Bank values

• Succeed through collaboration and team work

• Focused on regulatory requirements and protecting the Bank’s reputation

• Native in English and Korean

• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

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How we’ll support you:  

• Flexible working to assist you balance your personal priorities

• Coaching and support from experts in your team

• A culture of continuous learning to aid progression

• A range of flexible benefits that you can tailor to suit your needs

• Training and development to help you excel in your career

About us and our teams:

Deutsche Bank is the leading German bank with strong European roots and a global network. click here  to see what we do.

Deutsche Bank & Diversity

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.