At Sun Life, we’re driven by our Purpose: helping our  Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.  

Our student and new graduate programs offer a chance to explore Sun Life from the inside. You’ll make a difference in the lives of our customers and communities, while building the skills and experience that allow you to grow in a meaningful and rewarding way.

Job Description:

You are as unique as your background, experience, and point of view. Here, you’ll be encouraged, empowered, and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families, and communities around the world.

What’s it like to work at Sunlife?

You’ll find it dynamic and highly professional; collaborative and supportive. We encourage career mobility. Sunlife is also a socially responsible employer, supporting the communities in which we live and work, with a globally recognized commitment to the environment and sustainability.

The Role: 

The Credit Risk Management Commercial Real Estate team is seeking a co-op student to support the review and adjudication of commercial real estate investments, with an initial focus on traditional commercial mortgage loans in Canada and the U.S. Working under the guidance of experienced team members, the successful candidate will assist with financial and credit analysis, prepare initial drafts of adjudication reports, and contribute to other portfolio oversight and process-improvement activities.

Sunlife Corporate Real Estate Affiliate: BGO (Bentall Green Oak)

Preferred skills

• Strong analytical, research, and problem-solving skills
• Ability to interpret financial statements and identify key credit considerations
• Clear and concise written and verbal communication
• Strong attention to detail and commitment to producing accurate work
• Ability to organize priorities and manage multiple assignments
• Proficiency with Microsoft Excel, Word, and PowerPoint
• Interest in commercial real estate, lending, credit risk, or investment analysis
• Curiosity and willingness to learn new analytical tools, including AI-enabled applications
• Ability to work collaboratively and incorporate feedback

Qualifications

• Currently enrolled in an undergraduate or graduate program in finance, accounting, economics, real estate, business, or a related discipline
• Eligible to participate in a university or college co-op program
• Foundational understanding of financial analysis, accounting, or corporate finance
• Prior coursework or experience involving commercial real estate, credit analysis, or financial modelling is considered an asset
• Availability for a four- to six-month co-op term beginning in January 2027

Responsibilities

• Support the initial review of traditional commercial mortgage loan transactions in Canada
• Analyze borrower, property, market, cash flow, and financing information
• Assist in assessing key credit metrics and identifying material transaction risks
• Prepare initial drafts of credit adjudication reports and supporting analysis using established templates
• Review prior adjudication examples and apply relevant internal guidelines and processes
• Support lower-risk renewals, refinancings, and other standardized transactions under close supervision
• Assist with in-force reviews and recurring monthly or quarterly portfolio activities
• Conduct research and summarize information relevant to real estate markets, borrowers, sponsors, and properties
• Assist with scorecard, guideline, process-improvement, and other special projects as capacity permits
• Contribute to initiatives intended to streamline or automate existing processes through AI and other available tools
• Work with the existing team, which will retain responsibility for review, quality control, and approval of completed work

Compensation: $26.00/hr

We are committed to fostering an inclusive environment where all employees feel they belong, are supported and empowered to thrive.  We are dedicated to building teams with varied experiences, backgrounds, perspectives and ideas that benefit our colleagues, clients, and the communities where we operate.  We encourage applications from qualified individuals from all backgrounds.

We will make reasonable accommodations to the known physical or mental limitations of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email thebrightside@sunlife.com to request an accommodation.

For applicants residing in California, please read our employee California Privacy Policy and Notice.

We do not require or administer lie detector tests as a condition of employment or continued employment.

Sun Life will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, including applicable fair chance ordinances.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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