The Role

SoFi is launching a brand-new commercial banking product — and we need a Staff Software Engineer to be its technical backbone.

Commercial Banking is SoFi's entry into institutional commercial banking. We're building the infrastructure that lets large institutional clients in crypto, fintech, and enterprise finance manage their money at SoFi — real-time payments, multi-account treasury management, and a closed-loop settlement network that operates 24/7/365. The systems you design will handle real institutional money from day one. The network you help architect — SEN (SoFi Exchange Network) — could become the default settlement rail for the industry.

As the Senior Staff Engineer on the Commercial Banking team, you'll be the technical leader the team looks to for the hardest problems — system design, API contracts, payment correctness, performance, and reliability. You'll set the technical bar, make architectural decisions that stick, and write the code that proves them out. This is a hands-on role: you'll be deep in the codebase while also shaping the direction for the engineers around you.

What You'll Do

Architect and Build

• Own the technical architecture for Commercial Banking's core systems — payment orchestration, client onboarding workflows, API Gateway, real-time settlement, and the services that power the client-facing experience.
• Design and implement the SoFi Exchange Network (SEN) — a real-time, 24/7/365 closed-loop payment network enabling instant settlement between SoFi commercial clients.
• Build the client onboarding orchestrator: a stateful workflow engine that provisions entities, bank accounts, entitlements, payment rails, limits, and pricing — with retry, rollback, and idempotency guarantees.
• Design enterprise-grade identity, RBAC, and maker/checker approval systems that support complex organizational structures with scoped account access, per-rail permissions, and configurable payment limits.
• Define API contracts that institutional clients will integrate against — getting the abstractions, error models, and versioning right from day one.
• Architect a sandbox environment that realistically simulates every payment rail, enabling clients to build and test their integrations with confidence.

Set the Technical Standard

• Establish system design patterns, coding standards, and engineering best practices for the Commercial Banking codebase.
• Drive technical decisions on data modeling, service boundaries, consistency guarantees, and failure handling across payment workflows where correctness is non-negotiable.
• Own observability strategy — structured logging, distributed tracing, alerting, and dashboards that give the team confidence in production.
• Lead technical design reviews and code reviews. Raise the quality bar and make it stick through example, not just feedback.
• Identify and address technical debt proactively — knowing when to take shortcuts for speed and when to invest in the right long-term solution.

Lead Through Influence

• Be the go-to technical leader on the team — the person engineers come to when they're stuck on a design problem, a performance issue, or a tricky integration.
• Mentor engineers at all levels. Help senior engineers grow toward staff-level thinking; help mid-level engineers develop stronger system design instincts.
• Partner with engineering management to shape the technical roadmap, estimate complexity, and sequence work for maximum impact.
• Drive cross-team technical alignment with other engineering teams at SoFi — working across identity, entitlements, accounts, payments, and core banking systems to ensure clean integration points.
• Represent the team's technical perspective in discussions with Product, Compliance, Risk, and Operations — translating business requirements into sound engineering decisions.

Make It Production-Ready

• Design systems that handle real money with the reliability and correctness that institutional clients demand — every transaction must be accounted for, every failure mode handled.
• Build for scale from day one — systems that work for early clients but are architected to support hundreds without rework.
• Own the technical side of client go-live: integration health checks, performance validation, monitoring readiness, and production cutover.
• Drive incident response and post-mortems. Build a culture where production issues are learning opportunities, not blame events.

What You'll Need

• 7+ years of software engineering experience, with a sustained track record of technical leadership on complex, production-critical systems.
• Deep distributed systems expertise — you can design services end-to-end, reason about consistency and ordering guarantees, and make pragmatic tradeoffs between correctness, availability, and latency.
• Hands-on mastery of JVM-based stacks (Kotlin or Java, Spring Boot) and modern infrastructure (Kubernetes, AWS/GCP, Terraform, CI/CD pipelines).
• Strong API design sensibility — you've designed APIs that external consumers depend on, and you understand the long-term cost of getting contracts wrong.
• Experience with stateful workflow systems — you've built or operated long-running, retryable, idempotent workflows in production.
• Proven ability to lead without authority — you influence technical direction through the quality of your ideas, your code, and your ability to bring people along.
• Excellent communication skills — you can write clear technical design documents, explain complex systems to non-technical stakeholders, and make your reasoning legible to the team.
• Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field (or equivalent experience).

Nice to Have

• Experience building financial systems — payments, ledger, treasury, banking, or fintech where auditability, correctness, and regulatory compliance are table stakes.
• Experience building real-time payment systems (FedWire, FedNow, RTP, ACH origination) or settlement networks.
• Background in commercial or institutional banking (treasury management, FBO/omnibus accounts, correspondent banking).
• Experience with crypto-adjacent financial infrastructure — custodian banking, exchange settlement, stablecoin operations.
• Familiarity with AML/KYB compliance workflows and transaction monitoring in a regulated banking environment.
• Experience building developer-facing products — API gateways, developer portals, sandbox environments, webhook infrastructure.
• Prior work with workflow orchestration engines (Temporal, Cadence, Step Functions) for long-running stateful processes.
• Experience with event-driven architectures — Kafka, event sourcing, or CQRS patterns in high-throughput systems.

About Bridge

We’re creating an entirely new payments platform, built with stablecoins, to simplify global money movement. Bridge enables faster, cheaper payments and borderless access to dollars via stablecoins. Through our APIs, businesses can send and receive funds across borders faster / cheaper vs. SWIFT and other fiat-only rails. Our virtual accounts enable international consumers and businesses to easily access, store and spend US dollars. Our payouts infrastructure enables platforms to disburse USD to anyone globally. We believe many trillions of dollars will move and settle through stablecoin payment rails. Bridge is pulling this future forward. 

We have a small team of people who have previously built financial infrastructure at some of the world’s leading companies (Coinbase, Stripe, Square, Brex, Upstart, DoorDash, Airbnb) and each and every one of them chose Bridge because they fundamentally believe that stablecoins will be a critical piece of financial infrastructure that allows for the improvement of global money movement.

About the Role

As an early member of the Bridge engineering team, you will be given the autonomy to work on projects that are truly global in scale and aim to give customers access to products they've never had access to. Many of the use cases that we work on today didn't exist several months ago and that's because our team is dedicated to constant improvement for our partners and end users. Our Engineers have outsized ownership over projects so if you are looking for increased autonomy working on a completely greenfield opportunity, Bridge is the place for you.

Responsibilities

• Ship software to build out our suite of API products. We’re an engineering and API-first company, and you will learn first-hand and contribute towards building highly reliable, performant, and mission critical infrastructure serving thousands of developers across the globe.

• Take sole ownership of projects, oftentimes without the support of Product Management, and liaise both internally with teams like Legal/Compliance and externally with our partners and developers.

• Look for constant improvements to our product offerings with the explicit goal of improving the experience for our partners and end users.

• Make effective tradeoffs that consider business priorities, user experience, and a sustainable technical foundation.

• Improve engineering standards, tooling and processes for the team and our broader org.

Qualifications

• We are open to hiring engineers at various levels of seniority (SWE through Senior Staff) but at a minimum we are looking for somebody with 5+ years of experience.

• Experience building backend systems with SQL databases. Experience with frameworks such as Rails, Django, Express or equivalent is a bonus.

• An enlarged sense of ownership and the ability to lead and influence the design and direction of our products.

• An ability to thrive in a fast paced environment.

• A growth mindset and a constant curiosity and fearlessness to dive into the unknown.

• An ability to write maintainable, well-tested, modular code, but also be pragmatic about moving fast.

• Excellent written and verbal communication skills, including the ability to write clear technical documentation.

• Past experience working on crypto or financial products a plus, and while not required, we do look for people who are very passionate about building in this space.

• Experience with building API products a plus, but not required.

• Experience working with blockchain or distributed systems a big plus

The Role:

SoFi is launching a brand-new commercial banking product — and we need a Senior Engineering Manager to build and lead it.

Commercial Banking is SoFi's entry into institutional commercial banking. We're building the infrastructure that lets large institutional clients in crypto, fintech, and enterprise finance manage their money at SoFi — real-time payments, multi-account treasury management, and a closed-loop settlement network that operates 24/7/365. The product you build will handle real institutional money from day one. The network you help create — SEN (SoFi Exchange Network) — could become the default settlement rail for the industry.

This is a rare chance to build a new business line for a publicly traded bank, backed by SoFi's banking charter, existing payment infrastructure, and a company that moves fast. You'll shape the technical foundation, hire the team, and ship the product.

What You'll Do:

Build It

• Lead the architecture and delivery of SoFi's commercial banking product — API Gateway, payment orchestration, client onboarding, and the services that power the client-facing experience.
• Own the end-to-end client onboarding orchestrator: a stateful workflow engine that provisions entities, bank accounts, entitlements, payment rails, limits, and pricing — across sandbox and production environments.
• Drive the design and implementation of the SoFi Exchange Network (SEN) — a real-time, 24/7/365 closed-loop payment network enabling instant settlement between SoFi commercial clients.
• Build enterprise-grade identity, RBAC, and maker/checker approval systems that support complex organizational structures (CFOs, treasury managers, analysts, auditors — each with scoped account access, per-rail permissions, and configurable payment limits).
• Deliver a production-quality sandbox environment that allows institutional clients to integrate and test against realistic simulations of every payment rail.

Lead the Team

• Recruit, mentor, and grow a high-performing engineering team.
• Set technical direction and engineering standards — code quality, system design, observability, incident response.
• Drive execution with well-defined sprints, clear deliverables, and tight feedback loops.
• Create a culture of ownership where engineers think beyond their pull requests — understanding the business impact of every payment that flows through the system.

Drive Cross-Functional Delivery

• Partner directly with Product, Design, Compliance (AML/KYB), Risk, Treasury, and Bank Operations to deliver a product that meets both client needs and regulatory requirements.
• Coordinate across engineering teams at SoFi to integrate Commercial Banking into SoFi's broader banking infrastructure — identity, entitlements, accounts, payments, and core banking systems.
• Influence and shape the end-to-end client experience, working closely with partners across the product and design organizations.
• Own the technical relationship with early clients during onboarding, sandbox integration, and production go-live. You'll be in the room when the first wire clears.
• Define and execute the go-live readiness process: functional validation, security review, ops runbook, monitoring, and formal sign-off across Engineering, Operations, and the client.

Scale It

• Design systems that scale from early clients at launch to hundreds — with the onboarding orchestrator, payment processing, and operational tooling to support that growth.
• Establish the operational workflows that SoFi Ops will use to manage Commercial Banking clients at scale (account views, payment rail dashboards, error resolution, compliance and regulatory workflows).
• Build the billing and revenue infrastructure, including monthly reporting and reconciliation.

What You'll Need:

• 10+ years of software engineering experience, with at least 4 years in engineering management leading teams of software engineers.
• Strong distributed systems skills — you can design services, define API contracts, and reason about consistency, idempotency, and failure modes in complex workflows.
• Strong technical expertise — you can evaluate architecture proposals, engage in design reviews, and hold the team to a high engineering bar. Familiarity with JVM-based stacks (Kotlin or Java, Spring Boot) and modern infrastructure (Kubernetes, AWS/GCP, CI/CD) is a plus.
• Track record of zero-to-one product delivery — you've shipped a new product from concept to production with real users.
• Experience with enterprise identity and access management — RBAC, OAuth2, multi-tenant authorization, and approval workflows.
• Strong cross-functional leadership — you can drive alignment across Product, Design, Compliance, Risk, and Operations without needing a VP to clear the path.
• Excellent communication skills — you'll present to executives, write technical design documents, and explain system tradeoffs to non-technical stakeholders.

Nice to Have:

• Experience building financial systems — payments, ledger, treasury, banking, or fintech where correctness, auditability, and reliability are non-negotiable.
• Experience building real-time payment systems (FedWire, FedNow, RTP, ACH origination) or settlement networks.
• Background in commercial or institutional banking (treasury management, FBO/omnibus accounts, correspondent banking).
• Experience with crypto-adjacent financial infrastructure — custodian banking, exchange settlement, stablecoin operations.
• Familiarity with AML/KYB compliance workflows, sanctions screening (OFAC), and transaction monitoring in a regulated banking environment.
• Experience building developer-facing products — API gateways, developer portals, sandbox environments, webhook infrastructure.

Prior work with workflow orchestration engines (Temporal, Cadence, Step Functions) for long-running stateful processes.

About the Role:

We're looking for an experienced engineer with deep expertise in distributed data systems to shape the future of Gusto's storage layer. You'll manage complex migrations, architect high-scale systems, and set standards for automation, resiliency, and security. This is a high-impact role where you'll implement distributed database solutions that enable Gusto's continued growth and scale.

About the Team:

The Datastores Infrastructure Engineering team designs, builds, and operates the data platforms that power Gusto's product: MySQL, Postgres, Redis, Kafka, and S3. We ensure our infrastructure is consistent, reliable, and ready to support Gusto's growing needs. As we transition to self-hosted distributed databases, the team is focused on reducing blast radius, improving operational resilience, and enabling sustainable scale.

Here’s what you’ll do day-to-day:

• Architect, deploy, and own the full lifecycle of distributed database systems (TiDB) on Kubernetes at scale, ensuring high availability, data consistency, and operational excellence
• Coordinate complex, zero-downtime migrations from monolithic to distributed architectures, including vertical sharding to isolate Product Services
• Define and drive efficiency improvements across the storage infrastructure through query optimization, caching strategies, and workload management
• Define standards and build reliable automation to ensure data consistency, integrity, and security across distributed systems
• Continuously improve operational excellence by reducing on-call burden through sustainable, long-term solutions
• Partner with product engineering teams and technical collaborators to enable rapid and reliable product development
• Mentor engineers across the Datastores Infrastructure team on best practices for operating complex, self-hosted distributed systems, actively developing our collective operational expertise

Here’s what we're looking for:

• 12+ years of software engineering experience building and scaling large-scale infrastructure systems
• Hands-on experience building and operating distributed databases on Kubernetes (strongly preferred: TiDB; alternatively: CockroachDB, Vitess, Citus, or similar solutions)
• Deep expertise in distributed data systems including horizontal sharding, partitioning strategies, and distributed transaction management
• Proven experience coordinating complex, zero-downtime migrations affecting production systems at scale
• 5+ years of AWS experience with RDS, Aurora, caching systems (Redis/ValKey), streaming platforms (Kafka), and infrastructure optimization at scale
• Strong communication skills with the ability to simplify technical complexity and collaborate on technical direction across teams
• Curiosity and ability to operate in an AI-native environment, leveraging AI tooling to enhance infrastructure operations, driving improvements in  query optimization, performance evaluation, and infrastructure automation
• Bonus: Experience with service extraction and vertical sharding from monolithic architectures
• Bonus: Experience working with Ruby on Rails or similar MVC frameworks at scale

Our cash compensation amount for this role is targeted at $200,000-$230,000 /yr in Denver & most remote locations, and $230,000-$270,000 /yr for San Francisco, Seattle & New York. Final offer amounts are determined by multiple factors, including candidate experience and expertise, and may vary from the amounts listed above.

The Role: 

At SoFi, we're on a mission to help our members get their money right and become a Top 10 Financial Institution. Beyond that, we're building the "AWS of Banking" — modern, scalable platforms that power financial services across every SoFi product.

We're looking for a Principal Product Manager to own SoFi's real-time payments platform — the infrastructure that enables instant, 24/7/365 money movement for our members and commercial clients. You'll define the vision and strategy for how SoFi sends and receives money in real time, and build the platform capabilities that make fast, transparent, and reliable transfers the default experience.

This role sits within Bank Platform, SoFi's shared financial infrastructure team. Your platform serves every line of business — from Consumer to Commercial Banking, Invest and Lending and everything in between — enabling them to move money faster, compliantly and more cost effectively without each building their own rails. 

What you'll do: 

• Own the vision, strategy, and roadmap for SoFi's real-time payments platform, including FedNow, Fedwire, instant debit (Visa Direct, Mastercard Send), and future real-time rails.
• Scale real-time capabilities to new business lines — champion the real-time payments services internally, evangelize the value of Bank Platform adoption to other business units, and build a roadmap to onboard new use cases so that all relevant SoFi products benefit from real-time money movement capabilities
• Partner with Risk and Compliance and Operations to ensure real-time payments are secure, compliant, and resilient and every penny is accounted for
• Manage vendor and partner relationships — including Galileo (Payment Hub), the Federal Reserve (FedNow, Fedwire), The Clearing House (RTP), and card network partners — to influence roadmaps, negotiate terms, and ensure SoFi's needs are met.
• Drive operational excellence — define SLAs, monitor platform health, reduce failure rates, and build operational tooling that enables support teams to resolve issues quickly.
• Instrument and measure — define the metrics that matter (transaction success rate, speed, funds availability, cost per transaction, fraud rates, complaints per rail) and build the data infrastructure to track them.

What you'll need: 

Must-Have

• 8+ years of product management experience, with significant time in payments, financial infrastructure, or money movement platforms.
• Deep understanding of payment rails — you can explain the difference between FedNow, Fedwire, RTP, ACH, and card-based instant payments in your sleep. You understand message formats, settlement mechanics, cutoff times, and regulatory requirements for each.
• Platform product management experience — you've built infrastructure or platform products that serve multiple internal or external customers, not just a single consumer surface. You think in APIs, contracts, and capabilities, not just screens.
• Experience with payment orchestration — routing logic, fallback strategies, rail selection, transaction lifecycle management. Ideally you've worked with or built a payment hub or gateway.
• Vendor and partner management chops — you've managed relationships with processors, networks, or infrastructure vendors. You know how to influence a partner's roadmap when you're not their biggest customer.
• Comfort with compliance and risk — you understand AML/KYC/OFAC requirements for real-time payments, Reg E implications, and how to design for compliance without killing the user experience.
• Strong analytical skills — you use data to identify problems, size opportunities, and make decisions. You can define and instrument metrics from scratch when the data doesn't exist yet.
• Excellent communication — you can translate complex technical infrastructure into clear narratives for executive leadership, business partners, and operations teams.

Nice-to-Have

• Experience at a bank, neobank, or bank-as-a-service provider (not just a fintech that rides on someone else's charter).
• Familiarity with Galileo's platform (Payment Hub, Cyberbank Core) or similar core banking processors.
• Experience building for both consumer and commercial (B2B) use cases on the same platform.
• Background in real-time gross settlement (RTGS) systems, cross-border payments, or correspondent banking.
• Technical depth — you can read an API spec, review an architecture diagram, or write a SQL query to investigate an issue. You don't need to code, but you're credible with engineers.

The Role

At SoFi, we're on a mission to help our members get their money right and become a Top 10 Financial Institution. We're seeking a Senior Product Manager to own the payments product experience and API/developer platform for Big Business Banking (BBB) - SoFi's zero-to-one commercial banking platform for institutional clients, backed by our national bank charter.

You'll define how commercial clients move money - via portal or programmatically through APIs - across wires, SEN, FedNow, RTP, ACH, and potentially tokenized deposit settlement (SoFiUSD). 

As a key cross-functional player, you will collaborate closely with Engineering, Design, Business, Operations, Compliance, Risk, Treasury, and others to set a vision, define priorities, manage trade-offs, execute an ambitious agenda, and be accountable to results reported at the executive level.

What You'll Do:

• Define payment product strategy for Big Business Banking - sequence the roadmap across various payments capabilities. Translate market and client needs into a prioritized backlog.
• Own the client-facing payment experience - design end-to-end UX for how treasury teams initiate, approve, track, and reconcile payments across portal and API. Design for commercial complexity: batch payments, multi-approver workflows, scheduled transfers, beneficiary management.
• Own the API product and developer experience - define payment and webhook API contracts, error handling, idempotency, and versioning. Build a sandbox and documentation experience that gets a client from signed contract to first successful API payment with minimal friction.
• Write PRDs and requirements for Bank Platform - serve as the "customer voice" to the Bank Platform team that builds rail infrastructure. Define acceptance criteria and own UAT. Ensure BBB's needs are prioritized alongside other internal consumers (Money, Credit Card, Crypto).
• Define payment operations and exception handling - design what happens when payments fail, get returned, or need manual intervention. Define ops workflows and tooling requirements so operations teams can resolve issues quickly.
• Partner with Risk and Compliance on payment-level controls - transaction limits, sanctions screening flows, fraud rules, and regulatory requirements (Reg E, BSA). Treat compliance as a product feature.
• Own go-to-market for new payment capabilities - define readiness criteria for each new rail launch, coordinate across eng/ops/compliance/business, and drive adoption with clients.

What You'll Need:

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
• 5+ years of product management experience, with meaningful time in payments, commercial/B2B fintech, or financial infrastructure.
• Deep understanding of how money moves - wires, ACH, real-time rails, stablecoins - and what's different about commercial payments: higher stakes, multi-party authorization, beneficiary management, batch operations.
• Experience shipping APIs that external developers integrate against. You think in contracts, error codes, idempotency keys, and developer experience.
• Ability to cut through swirl and define the requirements. You can take ambiguous client needs and translate them into clear, testable requirements that an engineering team can execute without constant clarification.
• Proven cross-functional partnership skills and ability to work in matrixed environment 
• Experience working in regulated environments - you know how to partner with compliance, legal, and risk teams while keeping the product experience usable.
• Technical credibility - you can read an API spec, review a sequence diagram, and discuss system design with engineers. You self-service data.
• Strong communication, forward lean and AI-fluency

Nice to Have:

• Experience at a bank, neobank, or banking-as-a-service provider - particularly on the commercial or treasury side.
• Familiarity with real-time payment rails (FedNow, RTP) and/or stablecoin settlement infrastructure.
• Experience with developer-facing products at companies like Stripe, Plaid, Marqeta, Unit, Treasury Prime, Modern Treasury, or similar.

The Role

At SoFi, we’re on a mission to help our members get their money right. We are seeking a high-agency Senior Product Manager to own the fraud product strategy for all money movement rails at SoFi.

You will be the core of the fraud organization, directly owning the real-time systems and detection logic that monitor and authorize all money movement at SoFi. Your mission is to stop bad actors from moving a single dollar out of the ecosystem while ensuring our good members can pay their bills and send money to friends without a hitch. Sitting at the intersection of Data Science, Engineering, and Payments, you will build high-precision detection logic that scales. You will own the risk profile for every inflow and outflow, building out defenses against the unique challenges of physical check fraud, ACH, Wires, Card, and irreversible real-time payments.

What You’ll Do

• Own the Transactional Roadmap: Define and execute the product strategy for transaction authorization and monitoring, both in-app and out-of-app.
• Harden the "Hot Path": Enable the rules and ML models that decide in milliseconds whether a transaction is safe, suspicious, or fraudulent.
• Drive Smarter Limits: Move beyond blunt "one-size-fits-all" limits. You will build and iterate on designing a secure solution in a limitless world, velocity policies, and transaction-time policy checks that adapt based on member risk and behavior.
• Design Pre-Authorization Gates: Own the logic for assessing member eligibility to attempt a transaction and strategically issuing step-up challenges before the transaction leaves our systems.
• Optimize Efficacy: You’ll tune our detection systems to maximize loss prevention while minimizing False Positives.
• Full-Rail Coverage: Own the fraud product strategy to secure all transactional money movement rails including ACH, Wires, Debit Card, Credit Card, Checks, P2P, International Remittances and Crypto.
• Cross-Functional Collaboration: Partner closely with the Fraud Products Lead to ensure your transactional logic fits into the holistic member risk profile, with the Account Security team who hands you a "Secured Session", and with the Fraud Data team for the features your rules rely on.
• Metrics & Impact: Manage and optimize key success metrics, including keeping Gross/Net Fraud Loss (BPS) below target, maintaining sub-second detection latency for real-time rails, and ensuring a low False Positive Rate (FPR) so we aren't blocking good members unnecessarily.

What You’ll Need

• 4+ years of Product Management experience: With a focus on fraud, risk, payments, or FinTech.
• Deep Domain Expertise in Fraud: You possess a strong understanding of common fraud attack vectors and the strategic product solutions required to mitigate them.
• Payments Expertise: You understand the nuances of different payment rails (ACH, Wires, Card) and how fraudsters exploit the "settlement gap" in each.
• A Data-First Decision Maker: You are comfortable diving into SQL or data visualization tools to understand why a specific rule fired and how to tighten the net without catching good users. You can synthesize inputs and data from multiple sources to build a strategic rationale that advocates for long-term customer value.
• Systems Thinker: You don't just want to write a rule; you want to build a repeatable framework for how we authorize money movement across the entire enterprise.
• Exceptional Communication: You can distill complex concepts into easily understood product strategy and requirements, tailoring your message to engineering, data science, and business stakeholders.
• Strong Ownership: A proactive bias for ownership, capable of taking initiative on product outcomes, finding scrappy ways around roadblocks, and driving multiple key results.

Nice to Have

• Experience tuning specific detection systems (like Oscilar, Datavisor, Flowable, or internal decision engines).
• Direct experience with the unique risk challenges of physical Check fraud and irreversible real-time payments.
• Experience working closely with Data Science and Machine Learning Engineers to operationalize real-time scoring and transaction monitoring models.

The Role 

We’re building Commercial Banking from the ground up and are looking for a Director Product Management  to lead the strategy, architecture, and delivery of our next-generation business banking platform.

This is a 0→1, company-level role responsible for defining how businesses move and manage money across modern rails — including Wires, ACH, FedNow, and emerging real-time/stablecoin settlement. You will set the vision, drive the roadmap and deliver the experiences and infrastructure that commercial clients need to run their businesses. 

You’ll operate with high autonomy, influence executive strategy, and lead complex, regulated financial systems from concept through scale.

What you'll do:

• Define the multi-year product vision and roadmap for Commercial Banking
• Own and deliver client facing experiences and APIs and end-to-end platform: business accounts, payments rails (Wires, ACH, FedNow), treasury capabilities, and APIs
• Lead 0→1 product development from discovery through launch and scale
• Manage and grow a product team to drive roadmap and delivery as business scales
• Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations teams to bring product roadmap to life
• Translate regulatory and operational constraints into elegant product solutions
• Drive measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance
• Influence company strategy and mentor other PMs as a subject-matter expert in commercial banking

What you'll need:

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
• 10+ years of product management experience, with significant time in platform and B2B roles
• Experience building and growing teams of product managers
• Strong cross-functional collaboration and influence skills
• Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders. Experience presenting to C-level leadership
• Direct experience building commercial/business banking or payments products
• Deep knowledge of Wires and ACH systems and operations
• Experience launching regulated financial products at scale from within a Bank
• Entrepreneurial mindset, with proven track record leading ambiguous, cross-team 0→1 initiatives independently
• Strong technical fluency with APIs, ledgers, and payments architectures
  
  

Preferred Qualifications: 

• Experience with FedNow or real-time payments (RTP)
• Stablecoin, tokenized deposits, or blockchain-based settlement experience
• Sponsor bank or Banking-as-a-Service experience
• Treasury, cash management, or reconciliation platform exposure
• Experience building front-end b2b experiences 
• Experience building developer-first financial platforms or serving fintech/platform customers

The Community You Will Join:

At Airbnb, we believe technology has the power to bring people together — and our engineers are the ones building it. Our Engineering org is a diverse, fast-moving group of teams working across Payments, Trust, Marketing, Relevance & Personalization, and more. Together, we're tackling some of the hardest problems in tech: search relevance at global scale, fraud prevention, seamless payments, and fueling growth — all while delivering a product experience that feels effortless and beautiful. We're also at the forefront of integrating AI and machine learning into our products — from personalized search experiences to intelligent trust and safety systems — and we're looking for curious engineers who are excited to grow alongside this technology.

If you're energized by engineering that creates real-world human connection — and by the idea that your code will be experienced by millions of people around the world — you'll feel right at home here.

The Difference You Will Make:

As a Software Engineer (New Grad) at Airbnb, you’ll play a vital role in building, supporting, and refining the products and systems that make Airbnb’s mission possible. Your work will directly contribute to high-quality, reliable experiences for our global community—whether you’re fixing bugs, launching well-defined features, or enhancing existing components. You'll also have the opportunity to contribute to AI-powered features, applying foundational knowledge of machine learning concepts and modern AI tools to build smarter, more personalized experiences for our hosts and guests. By clearly communicating challenges and collaborating with teammates across functions, you’ll help drive projects forward with transparency and trust.

You’ll foster a sense of belonging by actively seeking feedback, sharing your own learnings, and supporting the onboarding of new team members. You’ll help uphold Airbnb’s commitment to excellence by following best practices, delivering tasks autonomously, and continually improving your technical skills. Your curiosity, empathy, and commitment to candid communication will empower you to make a meaningful impact—on projects, teammates, and Airbnb’s inclusive culture.

A Typical Day: 

• Attend team syncs to discuss priorities, share progress, and surface any blockers with transparency.
• Dive into coding—fixing bugs, developing features, or refining APIs and components—while applying best practices for code quality, error handling, and testability. Leverage AI-assisted development tools (e.g., Claude Code or similar) to accelerate your workflow and improve code quality.
• Participate in design or code reviews, ask clarifying questions, and apply feedback to improve your work. Work closely with cross-functional partners like product managers and designers to ensure your tasks align clearly with broader goals.
• Dedicate time to expanding your technical knowledge through documentation, mentorship, or internal knowledge-sharing sessions. This includes staying current on AI/ML developments relevant to your team's domain — whether that's recommendation systems, natural language understanding, or AI safety practices. Seek guidance from managers or tech leads when tackling unfamiliar problems.
• Contribute to team activities, such as onboarding new hires (e.g., being an onboarding buddy), sharing observations from the hiring process, or joining in cultural events focused on diversity, inclusion, and innovation.
• Share updates on your progress and next steps, highlighting challenges or learnings. 

Your Expertise:

This role is designed for recent graduates (Bachelor's or Master's) with less than 1 year of full-time professional experience who are ready to grow fast and make an impact.

• Strong foundation in Computer Science fundamentals — data structures, algorithms, design patterns, and systems thinking
• Proficiency in one or more of: Java, Scala, Ruby, Ruby on Rails, C++, SQL, HTML/CSS, JavaScript, Objective-C, Swift (iOS), or Kotlin (Android)
• Foundational awareness of AI/ML concepts — such as supervised learning, model evaluation, or working with APIs backed by large language models (LLMs) — gained through coursework, personal projects, or internships
• Familiarity with Python and common AI/ML libraries (e.g., NumPy, scikit-learn, or PyTorch) is a plus, as is experience integrating cloud-based AI services or LLM APIs
• An understanding of responsible AI principles — including fairness, privacy, and safety — and a curiosity about how these apply to real-world product development
• Bonus points for leadership experience, community involvement, or teaching/mentoring — we love engineers who invest in others

Your Location:

Preference for candidates based in San Francisco, California or Seattle, Washington with the ability to commute to the office three days per week. Additional in-person attendance for team meetings or offsites may be required as needed. Domestic Relocation support will be provided for candidates open to relocating.

Our Commitment To Inclusion & Belonging:

Airbnb is committed to working with the broadest talent pool possible. We believe diverse ideas foster innovation and engagement, and allow us to attract creatively-led people, and to develop the best products, services and solutions. All qualified individuals are encouraged to apply.

We strive to also provide a disability inclusive application and interview process. If you are a candidate with a disability and require reasonable accommodation in order to submit an application, please contact us at: reasonableaccommodations@airbnb.com. Please include your full name, the role you’re applying for and the accommodation necessary to assist you with the recruiting process. 

We ask that you only reach out to us if you are a candidate whose disability prevents you from being able to complete our online application.

Please complete the attached Internal Transfer Request Form and submit.  

Please make sure to apply with your Coupang e-mail address.  

  We exist to wow our customers. We know we’re doing the right thing when we hear our customers say, “How did I ever live without Coupang?” Born out of an obsession to make shopping, eating, and living easier than ever, we’re collectively disrupting the multi-billion-dollar commerce industry from the ground up. We are an American technology company and one of the fastest-growing retail companies that has established an unparalleled reputation for being a leading and reliable force in global commerce.

We are proud to have the best of both worlds — a startup culture with the resources of a large global public company. This fuels us to continue our growth and launch new services at the speed we have been since our inception. We are all entrepreneurial,  surrounded by opportunities to drive new initiatives and innovations. At our core, we are bold and ambitious people that like to get our hands dirty and make a hands-on impact. At Coupang, you will see yourself, your colleagues, your team, and the company grow every day.

Our mission to build the future of commerce is real. We push the boundaries of what’s possible to solve problems and break traditional tradeoffs. Join Coupang now to create an epic experience in this always-on, high-tech, and hyper-connected world.

Role Overview

Coupang is seeking an experienced and execution-focused Treasury Operations Specialist to support day-to-day treasury operations for our U.S. entities. This role is hands-on and operational in nature, requiring strong knowledge of U.S. banking, payments, cash management, and SOX-compliant controls. The role will partner closely with the Head of U.S. Treasury and the Global Treasury team, ensuring disciplined execution, strong governance, and reliable liquidity management in a fast-paced, high-growth environment.

What You Will Do

Treasury Operations & Execution

• Execute daily treasury operations for U.S. entities, including payments, cash positioning, liquidity management, and short-term cash forecasting.

• Manage U.S. banking activities, including account openings and closures, bank mandates, KYC documentation, and ongoing relationship management.

• Support funding activities, intercompany cash movements, and FX settlements in line with global treasury policies.
• Partner with Accounting and Finance on cash flow forecasting, month-end close and reconciliations.

Controls, Compliance & Risk Management

• Ensure compliance with SOX controls, internal treasury policies, segregation of duties and approval frameworks.
• Maintain strong governance over payment processes, banking access, user entitlements, and audit documentation.
• Support internal and external audits by providing treasury documentation, control evidence, and process explanations.
• Stay informed on U.S. regulatory and compliance requirements affecting treasury operations.

Systems & Process Excellence

• Operate treasury processes within Treasury Management Systems (TMS), ERP integrations, and U.S. online banking platforms.
• Identify opportunities to improve treasury workflows, controls, automation, and reporting.
• Support implementation or enhancement of banking structures, payment solutions, and treasury system functionality.

Cross-Functional & Global Collaboration

• Work closely with Accounting, Tax, Legal, Compliance, AP, Payroll, and FP&A teams to support U.S. treasury needs.
• Coordinate with global Treasury colleagues to ensure alignment with global standards and best practices.
• Provide U.S. treasury and market insights to support global treasury initiatives and projects.
• Lead and support ad-hoc treasury initiatives, including capital markets activities, TMS implementations, cash pooling structures, and other non-routine or time-sensitive projects.

Basic Qualifications

• Bachelor’s degree and 3+ years of total experience
• Experience in multinational organizations; technology, ecommerce, or retail background preferred
• Strong knowledge of U.S. banking systems, payment rails, cash management practices, and market conventions.
• Demonstrated experience operating within SOX-controlled environments, including documentation, testing support, and audit interaction.
• Experience across payments execution, cash management, forecasting, bank account management, funding, and FX settlements.
• Proficiency with Treasury Management Systems (TMS), ERP-integrated treasury processes, and online banking platforms.
• Fluent in English with strong written and verbal communication skills.
• Ability to work independently, manage competing priorities, and execute with a high level of accuracy and accountability.

Preferred Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 5 years of hands-on treasury operations experience, preferably within a high-growth tech, multinational or complex corporate environment.
• Detail-oriented, execution-driven treasury professional with a strong control mindset.
• Comfortable operating in a regulated, SOX-compliant environment.
• Strong sense of ownership and accountability for end-to-end processes.
• Effective collaborator who can partner cross-functionally and across global teams.
• Thrives in a fast-moving, growth-oriented organization.

Pay & Benefits

Our compensation reflects the cost of labor across several US geographic markets. At Coupang, your base pay is one part of your total compensation. The base pay for this position ranges from $89K/year in our lowest geographic market to $153K/year in our  highest geographic market. Pay is based on several factors including market location and may vary depending on job-related knowledge, skills, and experience.

General Description of All Benefits

• Annual bonus is 0-20% of the base salary
• Medical/Dental/Vision/Life, AD&D insurance
• Flexible Spending Accounts (FSA) & Health Savings Account (HSA)
• Long-term/Short-term Disability
• Employee Assistance Program (EAP) program
• 401K Plan with Company Match
• 18-21 days of the Paid Time Off (PTO) a year based on the tenure
• 12 Public Holidays
• Paid Parental leave
• Pre-tax commuter benefits

General Description of Other Compensation

“Other Compensation” includes, but is not limited to, bonuses, equity, or other forms of compensation that would be offered to the hired applicant in addition to their established salary range or wage scale.

Recruitment Process

• Application Review - Phone Interview - Onsite (or Virtual Onsite) Interview – Offer
• The exact nature of the recruitment process may vary according to the specific job and may be changed due to scheduling or other circumstances.
• Interview schedules and the results will be informed to the applicant via the e-mail address submitted at the application stage

Details to Consider

• This job posting may be closed prior to the stated end date for application if all openings are filled.
• Coupang has the right to rescind an offer of employment if a candidate is found to have submitted false information as part of the application process.
• Those eligible for employment protection (recipients of veteran’s benefits, the disabled, etc.) may receive preferential treatment for employment in accordance with applicable laws.

Privacy Notice

• Your personal information will be collected and managed by Coupang as stated in the Application Privacy Notice located below: https://www.coupang.jobs/privacy-policy/

Coupang is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to actual or perceived race (including traits historically associated with race, including but not limited to hair texture and protective hair styles), color, religion, religious creed (including religious dress and grooming practices), sex or gender (including pregnancy, childbirth, breastfeeding, and medical conditions related to pregnancy, childbirth or breastfeeding), gender identity, gender expression, sexual orientation, ,ancestry, national origin (including language use restrictions), age (40 and over), physical or mental disability, medical condition, genetic information, HIV/AIDS or Hepatitis C status, family status (including but not limited to marital or domestic partnership status), military or veteran status, use of a trained dog guide or service animal, political activities or affiliations, ancestry, citizenship, family and medical leave status, status as a victim of any violent crime, or any other characteristic or class protected by the laws or regulations in the locations where we operate. Coupang is also committed to providing a safe work environment for its employees and its consumers. If you need assistance and/or a reasonable accommodation in the application of recruiting process due to a disability, please contact us at usrecruiting@coupang.com

Job Requisition ID: R0072206

Please complete the attached Internal Transfer Request Form and submit.  

Please make sure to apply with your Coupang e-mail address.  

We exist to wow our customers. We know we’re doing the right thing when we hear our customers say, “How did I ever live without Coupang?” Born out of an obsession to make shopping, eating, and living easier than ever, we’re collectively disrupting the multi-billion-dollar commerce industry from the ground up. We are an American technology company and one of the fastest-growing retail companies that has established an unparalleled reputation for being a leading and reliable force in global commerce.

We are proud to have the best of both worlds — a startup culture with the resources of a large global public company. This fuels us to continue our growth and launch new services at the speed we have been since our inception. We are all entrepreneurial,  surrounded by opportunities to drive new initiatives and innovations. At our core, we are bold and ambitious people that like to get our hands dirty and make a hands-on impact. At Coupang, you will see yourself, your colleagues, your team, and the company grow every day.

Our mission to build the future of commerce is real. We push the boundaries of what’s possible to solve problems and break traditional tradeoffs. Join Coupang now to create an epic experience in this always-on, high-tech, and hyper-connected world.

Role Overview

Coupang is seeking an experienced and execution-focused Treasury Operations Specialist to support day-to-day treasury operations for our U.S. entities. This role is hands-on and operational in nature, requiring strong knowledge of U.S. banking, payments, cash management, and SOX-compliant controls. The role will partner closely with the Head of U.S. Treasury and the Global Treasury team, ensuring disciplined execution, strong governance, and reliable liquidity management in a fast-paced, high-growth environment.

What You Will Do

Treasury Operations & Execution

• Execute daily treasury operations for U.S. entities, including payments, cash positioning, liquidity management, and short-term cash forecasting.

• Manage U.S. banking activities, including account openings and closures, bank mandates, KYC documentation, and ongoing relationship management.

• Support funding activities, intercompany cash movements, and FX settlements in line with global treasury policies.
• Partner with Accounting and Finance on cash flow forecasting, month-end close and reconciliations.

Controls, Compliance & Risk Management

• Ensure compliance with SOX controls, internal treasury policies, segregation of duties and approval frameworks.
• Maintain strong governance over payment processes, banking access, user entitlements, and audit documentation.
• Support internal and external audits by providing treasury documentation, control evidence, and process explanations.
• Stay informed on U.S. regulatory and compliance requirements affecting treasury operations.

Systems & Process Excellence

• Operate treasury processes within Treasury Management Systems (TMS), ERP integrations, and U.S. online banking platforms.
• Identify opportunities to improve treasury workflows, controls, automation, and reporting.
• Support implementation or enhancement of banking structures, payment solutions, and treasury system functionality.

Cross-Functional & Global Collaboration

• Work closely with Accounting, Tax, Legal, Compliance, AP, Payroll, and FP&A teams to support U.S. treasury needs.
• Coordinate with global Treasury colleagues to ensure alignment with global standards and best practices.
• Provide U.S. treasury and market insights to support global treasury initiatives and projects.
• Lead and support ad-hoc treasury initiatives, including capital markets activities, TMS implementations, cash pooling structures, and other non-routine or time-sensitive projects.

Basic Qualifications

• Bachelor’s degree and 3+ years of total experience
• Experience in multinational organizations; technology, ecommerce, or retail background preferred
• Strong knowledge of U.S. banking systems, payment rails, cash management practices, and market conventions.
• Demonstrated experience operating within SOX-controlled environments, including documentation, testing support, and audit interaction.
• Experience across payments execution, cash management, forecasting, bank account management, funding, and FX settlements.
• Proficiency with Treasury Management Systems (TMS), ERP-integrated treasury processes, and online banking platforms.
• Fluent in English with strong written and verbal communication skills.
• Ability to work independently, manage competing priorities, and execute with a high level of accuracy and accountability.

Preferred Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 5 years of hands-on treasury operations experience, preferably within a high-growth tech, multinational or complex corporate environment.
• Detail-oriented, execution-driven treasury professional with a strong control mindset.
• Comfortable operating in a regulated, SOX-compliant environment.
• Strong sense of ownership and accountability for end-to-end processes.
• Effective collaborator who can partner cross-functionally and across global teams.
• Thrives in a fast-moving, growth-oriented organization.

Pay & Benefits

Our compensation reflects the cost of labor across several US geographic markets. At Coupang, your base pay is one part of your total compensation. The base pay for this position ranges from $89K/year in our lowest geographic market to $153K/year in our  highest geographic market. Pay is based on several factors including market location and may vary depending on job-related knowledge, skills, and experience.

General Description of All Benefits

• Annual bonus is 0-20% of the base salary
• Medical/Dental/Vision/Life, AD&D insurance
• Flexible Spending Accounts (FSA) & Health Savings Account (HSA)
• Long-term/Short-term Disability
• Employee Assistance Program (EAP) program
• 401K Plan with Company Match
• 18-21 days of the Paid Time Off (PTO) a year based on the tenure
• 12 Public Holidays
• Paid Parental leave
• Pre-tax commuter benefits

General Description of Other Compensation

“Other Compensation” includes, but is not limited to, bonuses, equity, or other forms of compensation that would be offered to the hired applicant in addition to their established salary range or wage scale.

Recruitment Process

• Application Review - Phone Interview - Onsite (or Virtual Onsite) Interview – Offer
• The exact nature of the recruitment process may vary according to the specific job and may be changed due to scheduling or other circumstances.
• Interview schedules and the results will be informed to the applicant via the e-mail address submitted at the application stage

Details to Consider

• This job posting may be closed prior to the stated end date for application if all openings are filled.
• Coupang has the right to rescind an offer of employment if a candidate is found to have submitted false information as part of the application process.
• Those eligible for employment protection (recipients of veteran’s benefits, the disabled, etc.) may receive preferential treatment for employment in accordance with applicable laws.

Privacy Notice

• Your personal information will be collected and managed by Coupang as stated in the Application Privacy Notice located below: https://www.coupang.jobs/privacy-policy/

Coupang is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to actual or perceived race (including traits historically associated with race, including but not limited to hair texture and protective hair styles), color, religion, religious creed (including religious dress and grooming practices), sex or gender (including pregnancy, childbirth, breastfeeding, and medical conditions related to pregnancy, childbirth or breastfeeding), gender identity, gender expression, sexual orientation, ,ancestry, national origin (including language use restrictions), age (40 and over), physical or mental disability, medical condition, genetic information, HIV/AIDS or Hepatitis C status, family status (including but not limited to marital or domestic partnership status), military or veteran status, use of a trained dog guide or service animal, political activities or affiliations, ancestry, citizenship, family and medical leave status, status as a victim of any violent crime, or any other characteristic or class protected by the laws or regulations in the locations where we operate. Coupang is also committed to providing a safe work environment for its employees and its consumers. If you need assistance and/or a reasonable accommodation in the application of recruiting process due to a disability, please contact us at usrecruiting@coupang.com

Job Requisition ID: R0072206

Product at Brex

The Product team is at the forefront of Brex's mission to empower employees anywhere to make better financial decisions. With a deep understanding of the business, we identify and scope out the most impactful opportunities for Brex to tackle. We are responsible for aligning cross-functional teams — such as Engineering, Legal, Compliance, and Design — on key decisions. We set strategy and drive products from inception to launch, enabling Brex to grow rapidly and help our customers reach their full potential.

What you’ll do

As Director of Product Management, Banking + AP, you will define and drive the strategy for one of Brex’s most critical domains: the Operating Account platform — the combination of Banking and Accounts Payable that makes Brex the place customers run payments from day one. Brex's banking product is used by tens of thousands of businesses to store $10B+ in total deposits, and our AP platform moves over $1B across hundreds of thousands of transactions each month. This role will own the end-to-end product vision and execution across customer accounts, money movement, treasury capabilities, liquidity management, accounts payable workflows, and regulatory-compliant banking services.

You will define how Brex wins in this category — turning banking and payables into a unified system customers choose to run their business. By aligning product capabilities with customer buying criteria, partner ecosystems, and segment needs, you will strengthen Brex’s competitive differentiation and expand our role at the center of business finance.

You will set multi-year platform strategy, lead and develop a team of Product Managers, and partner deeply with Engineering, Design, GTM, Risk, Legal, Compliance, Finance, and external banking partners. Your work will shape Brex’s competitive advantage in embedded banking and financial operations — making Brex indispensable to how businesses move and manage money, and enabling durable deposit growth as a natural outcome.

Where you’ll work

This role will be based in either our San Francisco, Seattle, or New York City office. You must be willing to work in the office at least 3 days per week on Monday, Wednesday and Thursday. Employees will be able to work remotely for up to 4 weeks per year, for a minimum of one week at a time.

Responsibilities

Define and drive Operating Account strategy

• Own the multi-year product vision and roadmap for Brex's Operating Account platform spanning Banking and Accounts Payable — aligned to company-level priorities.
• Identify and prioritize high-leverage opportunities that drive AP attach, deepen operating behavior, and grow durable DDA balances through payment activity rather than balance-seeking alone.
• Identify customer challenges across increasing coordination and control complexity, from admin-initiated payments and centralized AP through decentralized, multi-stakeholder procurement workflows.
• Balance innovation with regulatory rigor, ensuring long-term scalability and resilience.

Lead complex, regulated systems across Banking and AP

• Oversee core banking and AP domains including accounts, ledger systems, payment rails (ACH, wires, RTP, international), bill pay, vendor management, treasury workflows, and embedded financial services.
• Drive the integration of banking and AP capabilities into a unified operating experience, ensuring that money movement, vendor payments, and account management work seamlessly together.
• Engage deeply with Engineering and Risk in discussions around APIs, ledger design, reconciliation, data models, and risk controls, to design reliable and scalable systems.

Build and lead a high-performing PM team

• Manage and develop a team of Product Managers spanning banking and AP, fostering ownership, clarity, and high standards.
• Elevate product craft across the organization, being at the forefront of how the role is changing as we incorporate agents
• Establish strong operating rhythms for planning, prioritization, and cross-functional alignment.

Deliver measurable business impact

• Define success metrics tied to company outcomes such as operating account attach rate, DDA balance growth, AP transaction volume, revenue expansion, margin improvement, customer retention, risk loss rates, and operational efficiency.
• Drive structured decision-making using data, experimentation, and financial modeling — with a sharp focus on the relationship between AP behavior and balance durability.
• Hold teams accountable to clear impact targets and measurable results.

Requirements

• 10+ years of product management experience, including leading and developing high-performing PM teams and building strong product cultures.
• Proven track record of setting and executing multi-quarter or multi-year strategies that delivered measurable business impact (growth, retention, revenue expansion, cost efficiency, or adoption).
• Strong business and systems thinking — able to translate complex operational or infrastructure challenges into simple customer experiences that drive adoption and long-term platform stickiness.
• Data-driven decision maker with experience defining success metrics, modeling business impact, and using SQL or similar tools to inform priorities and tradeoffs.
• Exceptional communicator who creates clarity in complex environments — distilling strategy, tradeoffs, and decisions into narratives that align executives and mobilize teams.
• Experience building trusted, mission-critical products where reliability, accuracy, and customer confidence are non-negotiable.
• High standards for product rigor and execution quality — consistently raising the bar for clarity of thinking, prioritization, and customer impact.

Bonus Points

• Experience building or scaling accounts payable, payments, or money movement workflows, especially in B2B environments.
• Experience with financial infrastructure, fintech platforms, or regulated products.
• Familiarity with distributed systems, APIs, ledgers, payment rails, or financial data models.
• Experience improving or automating procurement, bill pay, vendor management, or operational finance workflows.
• Track record of driving deposit growth, balance-based revenue, or usage-driven platform adoption.

Compensation

The expected salary range for this role is $340,000 - $425,000. However, the starting base pay will depend on a number of factors including the candidate’s location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.

Reporting to the Associate Director, Engineering - Insights Retention, this engineer will help enhance and grow the analytics products that demonstrate the value of our services to the customers using them. This role will build our product features as a part of a cross-functional product team and will collaborate with more senior engineers to grow while also mentoring more junior engineers to improve our overall execution practices.

Please note that this is a hybrid role based in Seattle, with an expectation to be in the office 2–3 days per week at our 255 King St location. Candidates must be based in the Seattle metro area or able to relocate independently within 90 days of their start date. Occasional travel will be required for team on-sites.

What you’ll do:

• Design and build scalable full-stack services using Ruby on Rails, React, and GraphQL
• Collaborate with cross-functional teams to ship high-impact features that improve customer reporting and analytics
• Expand and maintain the existing web application
• Debug and resolve issues quickly and efficiently
• Contribute to architectural discussions, code reviews, and tech debt prioritization
• Advocate for high engineering standards, including test coverage, documentation, and observability
• Participate in an on-call rotation to support system reliability and respond to production issues
• Collaborate flexibly across time zones, as needed, to support distributed teams and stakeholder
• Work with product managers and designers to scope and deliver 0–1 product features
• Identify areas for growth and iteration on our application stack and advocate for them on the roadmap
• Build and maintain integrations with data warehouses or external APIs
• Troubleshoot data discrepancies and work with cross-functional teams to resolve issues

What success looks like:

• Deliver projects on time, within scope, and with high stakeholder satisfaction
• Maintain high system uptime and low defect rates through strong testing and observability practices
• Partner effectively with product, design, data, or other teams, contributing meaningfully to team goals and alignment
• Complete tasks independently, resolve issues proactively, and accurately track personal work
• Contribute to improved team velocity through planning, estimation, and delivery best practices
• Continuously seek out new technologies or practices to improve engineering outcomes

What you’ll bring:

• 3-5 years of experience in software development with a focus on full-stack development
• Proficiency in at least one of the following languages: Ruby on Rails, Java, C#, Python, or equivalent on the backend and Typescript, React, Angular, Vue, or equivalent on the frontend
• Ability to work independently and collaboratively in a fast-paced, ambiguous environment
• Experience working in cross-functional Agile teams
• Strong problem-solving skills and attention to detail
• Strong knowledge of SQL and experience working with databases such as PostgreSQL or Snowflake
• Demonstrated ability to troubleshoot data discrepancies and identify root causes

The target base salary range for this position is $120,000 - $149,630, and is part of a competitive total rewards package including stock options and benefits. Individual pay may vary from the target range and is determined by a number of factors including experience, location, internal pay equity, and other relevant business considerations. We review all employee pay and compensation programs annually using Radford Global Compensation Database at minimum to ensure competitive and fair pay. 

Benefits provided by Spring Health:

Note: We have even more benefits than listed here and below, your recruiter will provide more in-depth information as you continue in the interview process. Benefits are subject to individual plan requirements and eligibility criteria.

• Health, Dental, Vision benefits start on your first day at Spring. You and your dependents also receive access to One Medical accounts HSA and FSA plans are also available, with Spring contributing up to $1K for HSAs, depending on your plan type.
• Employer sponsored 401(k) match of up to 2% for retirement planning
• A yearly allotment of no cost visits to the Spring Health network of therapists, coaches, and medication management providers for you and your dependents.
• We offer competitive paid time off policies including vacation, sick leave and company holidays.
• At 6 months tenure with Spring, we offer parental leave of 18 weeks for birthing parents and 16 weeks for non-birthing parents.
• Access to Noom, a weight management program—based in psychology, that’s tailored to your unique needs and goals. 
• Access to fertility care support through Carrot, in addition to $4,000 reimbursement for related fertility expenses.
• Access to Wellhub,  which connects employees to the best options for fitness, mindfulness, nutrition, and sleep in one subscription
• Access to BrightHorizons, which provides sponsored child care, back-up care, and elder care
• Up to $1,000 Professional Development Reimbursement a year.
• $200 per year donation matching to support your favorite causes.

Full Stack Software Engineer (Senior level role)

The Consumer team owns comprehensive digital experiences for home sellers and buyers. While sellers have traditionally come to Opendoor for a cash offer on their homes, we have been expanding our suite of products to serve more customers in one of the biggest transactions of their lives. This is a particularly exciting time for the team as we transform our technical architecture and user experience to a multi-product, personalized experience. We are looking for a product-focused Senior Full stack Engineer to join us in this transformation.

What You'll Do:

• Create Meaningful Experiences: Work closely with product managers and designers to understand user pain points and build elegant, scalable solutions that delight our customers.
• Own Full Stack Features: Design and develop robust front-end experiences in React and TypeScript, while also diving into back-end systems (Python, Go, or Ruby) to ensure seamless functionality end to end.
• Lead with Craftsmanship: Write clean, maintainable, and modular code. You’ll contribute to reusable UI components and scalable application architecture that powers multiple user experiences.
• Collaborate Across Disciplines: Engage with engineers, designers, and operators to deliver end-to-end solutions, share feedback, and ensure alignment across teams.
• Drive Quality & Best Practices: Champion technical excellence through code reviews, mentorship, and initiatives to raise the bar on software quality and team processes.
• Remove Friction with Technology: Partner with our operations teams to identify opportunities where software can simplify workflows, reduce manual tasks, and enhance customer support.

Skills & Experience we're seeking:

• Bachelor's degree in Computer Science or related discipline. Masters degree preferred.
• Outstanding object-oriented design and object-oriented programming skills (OOD/OOP).
• 8+ years of full stack software development experience in a SaaS company - building and delivering high quality, web-based user-centered software products.
• 8+ of development front end UI experience with JavaScript/TypeScript, React, GraphQL, HTML5 and CSS with a deep understanding of building scalable, maintainable user interfaces.
• 5+ years of back end development experience; Ruby, Go, and Python preferred.
• A strong desire to build intuitive, impactful software that solves real problems for real people.
• Experience working closely with cross-functional partners, such as engineering, design and operations, to deliver value to customers
• Ideally, direct experience with our tech stack:
• Frontend:   React, Typescript, gRPC, Kafka, GraphQL
• Backend:  Rails, Go;
• Db:  Postgres
• Cloud:  AWS

The base pay range for this position is $170,000 - $234,000 annually, plus RSUs and bonuses. Pay within this range varies by work location and may also depend on your qualifications, job-related knowledge, skills, and experience.  We also offer a comprehensive package of benefits including unlimited PTO, medical/dental/vision insurance, life insurance, and 401(k) to eligible employees.

#LI-RO

About this role: 

Building for trust is non‑negotiable in our mission of making mental healthcare more accessible and affordable across the US: patients share sensitive information, payers demand demonstrably strong controls, and providers depend on reliable, secure infrastructure. Trust Foundations is responsible for instilling confidence in our products by safeguarding our user’s data. We achieve this by developing out-of-the-box identity, access, and secure-data platforms for other engineering teams to utilize. Our mission is to make the most secure path the most efficient path, enabling clinicians, patients, and payers to trust Headway implicitly.

This team is growing and we are hiring for multiple roles at both mid/senior levels. As a Software Engineer/Senior Software Engineer on our Trust Foundations team, you’ll be working on 0-1 access control (RBAC/ABAC), OAuth 2.0/OIDC platforms while shaping the long‑term vision for trust at Headway. You will translate open identity and authorization standards into scalable building blocks; embed privacy‑by‑design and reliability principles into everything we build; and mentor engineers across the company in Trust first thinking.

What you’ll do here:

• Design, build, and operate core trust primitives - authentication providers, authorization engines, data governance, stratified encrypted data stores, and tamper‑evident audits.
• Embed security & privacy by design - Partner with Legal / Compliance to translate regulatory language into concrete engineering controls.
• Scale our identity rails -  Design and evolve multi‑tenant authentication & authorization services that handle millions of sessions daily with high availability expectations.
• Deliver scalable, secure platform foundations -  Design and build 0-1 shared services, implement consistent access control patterns that enable product teams to move quickly while ensuring security-by-default (least‑privilege access, encryption in transit and at rest, audit hooks).
• Turn ambiguous requirements into incremental delivery plans - Lead architecture reviews; break large problems into testable milestones; and make pragmatic build‑vs‑buy decisions in a regulated domain.
• Champion operational excellence - Instrument services, tune alerting, own on‑call runbooks, and drive post‑incident hardening.
• Elevate engineering culture -  Mentor teammates, document patterns, and help recruit the next generation of Headway engineers.

Who you are: 

• Security Mindset: You are passionate about cybersecurity and protecting access to sensitive user data. 
• Cross functional Collaboration - you have demonstrated effective collaboration working with product, infosec and compliance teams. 
• A track record of mentoring engineers, elevating design quality, and improving engineering processes.
• Secure Architecture: You think of security platforms, not as a gate, but as an enabler of secure product development. 
• Dealing with ambiguity: You are comfortable working with and bringing clarity to ambiguous requirements. 

Preferred (not required) experience: 

• 3+ years of experience working in data governance and access control systems (RBAC/ABAC) compliant with HIPAA, HITRUST, SOC2 etc
• 3+ years of experience working with third party IdPs and expertise with OAuth 2.0 / OIDC standards.
• 3+ years of experience with Python, TypeScript and AWS.

About Engineering at headway:

Building a new mental healthcare system at Headway is only possible because of the scale and leverage that software can provide.  The engineering team at Headway is a small but mighty team using technology to build that future (and have a fun time while doing it!).

Principles that guide us:

• Focus on the mission - We view software as a means of effecting change in the world, not as an end unto itself. We write software to empower our patients and therapist to better solve the problems they’re facing.
• Ship small, learn fast - We are building new and novel products and believe that we learn what our users need by quickly shipping and iteration.
• Everything is a product - Whether it's our patient search experience or a developer productivity improvement, we treat everything we build at Headway as a product with end-users in mind.
• Optimize for trust - We believe that engineers should be continually learning. To learn effectively and to be productive, engineers must feel safe asking questions and discussing mistakes.

Tools we use:

• Languages: Python 3, TypeScript
• Libraries & Frameworks: FastAPI, SQLAlchemy, React, Remix, Next.js
• Datastores: Postgres, Redis
• Infrastructure: AWS (Fargate, ECS, S3, and more), Spark and Kafka
• Monitoring: Datadog, PagerDuty, Sentry
• Version Control: Github, PagerDuty
• Vulnerability Management: Snyk, Semgrep
• Cloud Security: Lacework

Our interview process

After you apply to Headway, here are some details of what to expect during the interview process.

• Initial screen: You’ll connect with someone in recruiting so you can learn more about the team, Headway’s mission and exciting growth, and we can get a better idea of your background. 
• First round: You'll meet with an engineer on the team to do some live coding and learn more about the engineering team.
• Final rounds: You’ll meet several more team members for technical and non-technical interviews and leave with a fuller picture of what it’s like to work at Headway.
• References and the Offer: Our favorite part of the process! We'll send over all of the details, including specifics on employee equity, and congratulatory messages from excited future team members!

Compensation and Benefits:

The expected base pay range for this position is $168,300 - $237,500, based on a variety of factors including qualifications, experience, and geographic location. In addition to base salary, this role may be eligible for an equity grant, depending on the position and level.

We are committed to offering a comprehensive and competitive total rewards package, including robust health and wellness benefits, retirement savings, and meaningful ownership opportunities through equity. Compensation decisions are made holistically, ensuring fairness and alignment with market benchmarks while recognizing individual contributions and potential.

Benefits offered include:

Equity Compensation

• Medical, Dental, and Vision coverage
• HSA / FSA
• 401K
• Work-from-Home Stipend
• Therapy Reimbursement
• 16-week parental leave for eligible employees
• Carrot Fertility annual reimbursement and membership
• 13 paid holidays each year as well as a Holiday Break during the week between December 25th and December 31st
• Flexible PTO
• Employee Assistance Program (EAP)
• Training and professional development

#LI-SC1

The Team You’ll Work With

You’ll enter our engineering interview process as part of a pooled hiring model. We believe in hiring for Carta first, focusing on your core strengths and technical craft rather than a specific team’s immediate gap. 

Staff Engineers at Carta are technical anchors for our business. You don’t just own features, you take long-term accountability for the technical health and strategic direction of different domains. As you move through our process, we’ll transition from the general pool to a team-matching phase. Our goal is to match your unique technical strengths, and personal career interests with our most impactful, strategic challenges. 

Strategic areas you may influence include:

• Platform Data Ecosystem: Shaping how data flows across our entire suite of products to ensure a "single source of truth" for private market data.
• Financial Systems Architecture: Designing resilient, scalable solutions for management fee accounting and multi-currency transactions.
• Engineering Excellence: Defining company-wide standards that reduce operational load and improve developer velocity across dozens of teams.

The Problems You’ll Solve

As a Staff Engineer, you are responsible for the long-term technical health and success of your business unit. You’ll work to:

• Navigate Ambiguity: Tackle the most complex and poorly defined problems at Carta, breaking them down into navigable paths for the rest of the organization.
• Champion Systemic Improvement: Identify and eliminate failure patterns across multiple systems, driving architectural changes that improve scalability and reliability.
• Bridge Technical Gaps: Use your deep understanding of cross-functional domains to align multiple teams on major technical decisions.
• Define the AI Frontier: Lead the charge in transforming how we build by defining the context and building the rails that allow every person at Carta to leverage AI tools safely and effectively. You’ll help move the organization toward a future where AI amplifies our collective engineering impact.
• Uphold Engineering Standards: Set the vision for operational excellence and mentor senior engineers to raise the collective craft of the organization.

About You

• The Tech Stack: You are an expert in building distributed systems. While our primary stack is Python/Django, React, and Postgres, you should be comfortable guiding technical direction across JVM languages, gRPC, and cloud-native infrastructure (AWS). 
• Leadership: You lead through influence rather than authority, acting as a role model for constructive communication and technical discipline.
• Vision: You don't just solve the problem in front of you; you anticipate future roadblocks and build systems that support long-term business growth.

Experience: We recommend 10+ years of professional software engineering experience with a track record of high-level technical leadership.

Salary

Carta’s compensation package includes a market competitive salary, equity for all full time roles, exceptional benefits, and, for applicable roles, commissions plans. Our expected cash compensation (salary + commission if applicable) range for this role is: 

•  $228,000 - $285,000 in Seattle, WA
•  $240,000 - $300,000 in San Francisco, CA; Santa Clara, CA; New York, NY

We are hiring for multiple levels and locations, so final offers may vary from the amounts listed based on geography, experience and expertise, and other factors.