About the Team

We are looking for Software Engineers who want to go beyond just writing code — engineers who want to shape the backbone of modern fintech.

In Treasury and Financial Systems, every line of code you write directly impacts financial accuracy, liquidity, and trust. You’ll design and maintain systems that power reporting, reconciliation, and automation — the unseen yet critical infrastructure that keeps digital finance running smoothly.

It’s an opportunity to work at the intersection of engineering, finance, and operations. You’ll collaborate with Operations, Finance, and Compliance, taking ownership of projects end-to-end, and learning how technology safeguards hundreds of millions in financial flows.

What You Will Do

• Build reporting platforms that ensure compliance and precision. You’ll learn how to design systems where accuracy is paramount.
• Develop dashboards and monitoring systems that track and reconcile assets vs. liabilities — giving the company the confidence to scale products backed by real liquidity.
• Build automated reconciliation systems — the foundation of every fintech. You’ll learn how to detect, investigate, and resolve mismatches across internal and external financial systems.
• Create systems that take manual accounting work off the table by automatically generating journal and ledger entries into ERP and treasury platforms.
• Work closely with Finance, Treasury, Data, and Compliance to transform domain-heavy requirements into elegant, scalable technical solutions.
• Implement real-time monitoring and anomaly detection for treasury operations — so issues are caught before they become problems.

What We’re Looking For

• 1 year of software engineering experience, fresh graduated are welcome to apply
• Proficiency in Ruby on Rails or Golang (both is a big plus).
• Strong data analysis skills: BigQuery, SQL optimization, dbt, and familiarity with OLTP/OLAP tradeoffs.
• SQL and database design expertise.
• Experience building and consuming RESTful APIs, ideally in a microservices architecture.
• Proficiency in CI/CD pipelines and Git workflows.
• Strong English communication skills, both written and spoken.
• Bonus: familiarity with Agile, fintech, or financial systems.

What You Will Gain

• Deep domain expertise — You’ll learn how financial systems really work under the hood: reconciliations, liquidity, compliance, and reporting.
• High ownership environment — You won’t be a cog in the machine. You’ll drive projects that directly influence how money moves across products and markets.
• Cross-disciplinary learning — You’ll partner with Finance, Treasury, and Compliance teams, giving you rare exposure outside the typical software silo.
• Impact at scale — The systems you build safeguard trust in financial products used across Southeast Asia.

Nice to Haves

• Experience integrating ERP finance modules.
• Experience with digital wallets, bank payment rails, or blockchain.
• Knowledge of financial audit and reporting principles.

About the Role

We’re hiring a Product Manager to drive AI-enabled trading capabilities across OTC, FX, liquidity management, and external financial integrations. Embedded within the Trading Desk domain, you’ll partner closely with Product, Engineering, Operations, Business, and external partners to build scalable, reliable financial infrastructure. This mid-level individual contributor role offers strong ownership over features and execution, ideal for someone analytically sharp, hands-on, and comfortable operating in a fast-paced, regulated fintech environment.

What You Will Do

• Own and shape trading product capabilities across OTC workflows, FX pricing, liquidity sourcing, and execution systems.
• Turn complex business and AI-driven needs into action by translating requirements into clear PRDs, user stories, and delivery plans.
• Build intelligent, scalable solutions by partnering with engineering and data teams on AI-assisted trading features.
• Drive execution and impact by managing product priorities in line with trading strategy and operational goals.
• Enhance risk and exposure monitoring by identifying automation and AI opportunities to improve speed and accuracy.
• Champion data-driven performance by analyzing metrics to improve trading efficiency and mitigate operational risks.
• Enable seamless integrations by collaborating with internal teams and external partners such as banks, liquidity providers, and custodians.

What We Are Looking For

• 3–5 years of experience as a Product Manager (or similar role) in fintech, payments, trading, or financial infrastructure.
• Strong analytical thinking and problem-solving skills; comfortable working with numbers, flows, and edge cases.
• Experience in independently drafting PRDs and managing product delivery with minimal supervision.
• Experience working on data-driven or AI-assisted product features (e.g. automation, recommendations, anomaly detection).
• Basic trading knowledge is required — e.g. personal trading experience or hands-on exposure to trading products.
• Experience or exposure to payments, digital assets, trading, or treasury operations (reserve management, funding, rebalancing, or similar) is a plus.
• Familiarity with financial partners (banks, liquidity providers, custodians) is highly desirable.
• Ability to communicate clearly with both technical and non-technical stakeholders.

About the Job

You are looking for a challenge, eager for a fast-paced startup environment that will push you out of your comfort zone, where learning happens. Most importantly, you’re a problem solver with exquisite attention to detail , unafraid to get technical to understand the root cause of an issue.

The Financial Operations team manages all customer funds across the region, ensuring that funds are placed appropriately, liquidity is managed correctly, transactions are reconciled and all manual operations to support customer fund flows are executed to an extremely high standard.

As we expand across more countries, we have developed a global offering (“Global Accounts”) for our merchants, allowing them to move funds seamlessly across currencies and leverage any of Xendit’s global services from within one dashboard. This role will be the main owner of all regional fund flows, overseeing float management, liquidity forecasting, day to day operations, cross border and FX operations. The focus will be on the strategy and management of this, while execution will primarily be done by the existing operations team.

If you can be accurate and detail-oriented under pressure, are always reliable, collaborative, and love the dynamic environment of operations, we want to hear from you. Bonus points for those who love challenging the status quo.

Minimum Qualifications

• Graduate of Management, Accounting, Finance, or a similar course, with 5-8 years of relevant experience in a start-up/fast paced environment or within the payments, fintech, or financial services spaces
• At least 3 years working in cross-border and FX operations
• Able to get your hands dirty, getting into the weeds of the operations to ensure they are done in the most efficient and effective manner
• Comfortable dealing with large datasets and data analysis
• Constantly looking to push the bar and increase standards of operations
• You have a discerning ability to prioritize workload in line with tight deadlines and work effectively under pressure
• You are a team player and communicate well with internal and external stakeholders
• You have great ownership mentality and have proven you can push towards a goal by yourself
• You pick up new skills quickly using a combination of self-exploration and relationship building
• You are detail-oriented and able to manage multiple priorities while maintaining quality work
• Detail oriented, can see patterns in data/information or notice when something is amiss
• Located in Jakarta, Bangkok, Manila or Kuala Lumpur

Preferred Qualifications

• Experience working in or dealing with banks or large financial institutions
• Experience with SQL or visualization tools (e.g. Looker)
• Experience in managing a Finance / Financial Operations team of 4-6 people
• Experience managing a geographically dispersed team

Responsibilities

Design & execute the fund management & liquidity strategy for Global Accounts operations

• Understand all fund flows, their volumes, and their liquidity requirements, in order to design the right strategy to support these operations
• Design & execute on the strategy to manage liquidity in the most operationally and cost effective manner for Xendit. Adjust strategy as needed
• Monitor funds across the region through the day to ensure correct allocation across accounts and currencies

Monitor Global Accounts & FX operations to ensure seamless execution

• Execution of Global Accounts & FX operations will be done by the existing Financial Operations team. Oversee and guide the operations to ensure that there are no errors or disruptions to merchant flows
• Create or update SOPs as required to correct operations and ensure they all follow best practices
• Address and manage any operational issues or escalations independently

Operational improvements & reporting

• Focus on the processes and tooling to enable the execution of cross border fund flows and liquidity operations
• Report on Global Accounts operations and liquidity statuses to the Financial Operations Head and to broader leadership as required
• ⁠⁠Own and drive Global Accounts & FX metrics such as efficiency and accuracy

Work closely with various internal teams to drive success

• The reconciliations of all fund flows are done by a centralised team. Work closely with this team on all Global Accounts / FX recons to ensure they have the information they need and to address any questions / unreconciled items that arise
• As the product continues to evolve, partner closely with the product team to give feedback on the product and provide FinOps’ input and requests, to ensure future builds and evolutions meet our operational requirements
• Solve complex problems by working across product, regional partnerships, treasury, compliance, sales and growth teams to ensure FinOps is able to support all aspects of our Global Accounts

Do whatever it takes to make Xendit succeed