À propos de ce poste Senior Manager, Card Services, Digital Banking chez Forbrightbank
DUTIES AND RESPONSIBILITIES:
Card Services Operations Management
-
Oversee the daily operations of the card services function, supporting debit card administration and debit card dispute activities
-
Manage a blended team responsible for debit card servicing, including card issuance, replacement, reissuance, and dispute processing
-
Ensure operational workflows are executed accurately, efficiently, and in accordance with defined SLAs and internal controls
-
Serve as the operational subject matter expert for debit card services, providing guidance and escalation support, as needed
Debit Card Administration & Program Oversight
-
Oversee debit card administration processes, including card ordering, replacements, inventory management, and program maintenance
-
Establish and maintain controls over card inventory forecasting, tracking, and shrinkage prevention
-
Monitor and report on key debit card program performance metrics such as activation rates, reissue volume, replacement cycle times, and customer impact trends
-
Partner with internal stakeholders and third-party providers to ensure program stability, operational readiness, and consistent customer experience outcomes
Debit Card Disputes & Regulatory Execution (Reg E)
-
Oversee end-to-end operational execution of debit card disputes, including chargeback submission through the Bank’s third-party processor
-
Ensure compliance with Regulation E requirements, including investigation timelines, provisional credit obligations, and final resolution standards
-
Maintain dispute procedures, workflows, and operational controls to support consistent and compliant execution
-
Monitor dispute resolution SLAs, track Reg E deadlines, and implement any corrective actions as needed
-
Partner with Fraud, Risk, and Compliance teams to ensure alignment and clarity regarding roles and responsibilities related to debit card dispute processing
Risk, Compliance & Audit Support
-
Ensure Card Services operations comply with applicable regulatory requirements, network rules (including Mastercard), internal policies, and audit standards
-
Serve as the primary operational contact for audits, exams, and reviews related to debit card services and debit card disputes
-
Support audit requests, issue remediation efforts, and ongoing control enhancements related to Reg E and debit card operations
-
Proactively identify operational risks and partner with leadership to strengthen controls and reduce customer and regulatory exposure
Team Leadership & Development
-
Manage, coach, and develop a team of mostly remote Card Services staff, setting clear expectations for performance, quality, and accountability
-
Promote a culture of ownership, precision, and regulatory awareness within the Card Services function
-
Support training initiatives related to card services processes, dispute handling, and regulatory execution
-
Perform other duties as assigned
QUALIFICATIONS:
-
Bachelor’s Degree in business, finance, or a related field, or equivalent experience required
-
Minimum of 7 years of experience in financial institution operations required
-
Minimum of 5 years of experience in leadership / management required
-
Required experience in debit card services operations, including card administration and servicing activities
-
Required experience in debit card dispute processing, including chargebacks and Reg E investigations including investigation timelines, provisional credit requirements, and dispute resolution standards
-
Strong understanding of card network rules (including Mastercard) and their operational implications
-
Experience partnering with Risk, Compliance, Audit, and third-party vendors in a regulated banking environment
-
Experience working with Marqueta debit card products preferred
-
Strong attention to detail with a demonstrated ability to manage operational risk and controls
-
Proficiency with Microsoft Office tools (Outlook, Word, PowerPoint, Excel)
-
Excellent verbal, written, and interpersonal communication skills
-
Strong organizational skills and attention to detail
-
Outstanding problem-solving and time management skills
-
Self-motivated, self-directed, and results-oriented
-
Adaptable and able to multitask in a fast-paced environment
-
Can work independently and within a team; solution-oriented with a collaborative approach