Job Summary:**

As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.

Job Responsibilities:**

* Proactively identify and engage with prospective clients to understand their financial needs and objectives.
* Conduct thorough financial needs analyses, including investment, insurance, retirement, and estate planning.
* Develop and present personalized financial plans and recommendations to clients, aligning with RHB Bank's product offerings.
* Advise clients on various financial products such as savings accounts, fixed deposits, unit trusts, insurance policies, loans, and wealth management solutions.
* Build and maintain strong, long-term relationships with clients, providing ongoing financial guidance and excellent customer service.
* Monitor and review client portfolios regularly, making adjustments as necessary to adapt to changing market conditions and client circumstances.
* Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
* Achieve individual sales targets and contribute to the overall team and branch performance.
* Stay updated on market trends, economic conditions, and new financial products and services.

Job Qualifications:**

* Bachelor's degree in Finance, Economics, Business Administration, or a related field.
* Proven experience (minimum 2-3 years) in financial services, preferably in a client-facing role within banking or wealth management.
* Possession of relevant industry certifications (e.g., FIMM, PCE, CEILI) is highly advantageous.
* Strong understanding of financial products, investment principles, and wealth management concepts.
* Excellent communication, interpersonal, and presentation skills.
* Demonstrated ability to build rapport and trust with clients.
* Results-oriented with a strong sales drive and ability to meet targets.
* High level of integrity and commitment to ethical conduct.
* Proficiency in Microsoft Office Suite.
* Fluency in written and spoken English and Bahasa Malaysia; proficiency in other local languages is a plus.