Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating  in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.

Here at Funding Societies | Modalku we live by our core values GETFS:

• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.
• Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.

As a Junior Executive, Legal, you will take ownership of the Legal team’s debt recovery work while supporting legal matters across Malaysia and Singapore. Working closely with external counsel and the Collections team, you will help move recovery cases forward and improve how we manage them. You will also gain hands-on exposure to commercial agreements, regulatory matters and Group projects.

This is a role where your work goes well beyond reviewing documents: you will collaborate with colleagues from across multiple functions such as Operations, Credit, Payments, Partnerships, Product and Engineering to solve real business problems and see your legal contributions be put into action.

What you will do:

• Support debt recovery matters by coordinating with external counsel on letters of demand, legal proceedings, winding-up actions and judgment enforcement. Work with the Collections team to track cases and improve recovery processes.
• Draft and review commercial and financing documents, including collaboration and partnership agreements, service agreements and NDAs. Assist with more complex corporate transactions under supervision.
• Research and assist with day-to-day legal matters across Malaysia and Singapore, including customer complaints, scams or impersonation cases, regulatory queries and audits.
• Communicate legal issues clearly to colleagues in different teams and help develop practical solutions.
• Take ownership of assigned projects, including management and improvements of systems, trackers and knowledge centers, as well as tender processes and the use of AI and automation tools.

Requirements

What we are looking for:

• 1 to 3 years’ post-qualification experience in litigation, corporate, banking or commercial practice. Litigation or debt recovery experience is an advantage. 
• Strong skills in legal drafting, document review, and research.
• High ownership and accountability; self-driven, solutions-oriented, and motivated to deliver results.
• Pragmatic and street-smart, able to grasp technical subject matter (e.g., product, technology, operations) quickly and communicate clearly with non-legal stakeholders.
• Possesses good commercial judgment and the ability to provide balanced, business-oriented legal solutions.
• Comfortable working in a fast-paced, high-growth environment.
• IT-proficient – confident using spreadsheets, shared drives, and internal trackers.
• Exposure to AI tools, legal technology, or automation of legal processes is a bonus, particularly where used to improve efficiency and streamline legal workflows

Just completed chambering? If you don't have all of the experience above but have a strong can-do attitude and are eager to learn, we would still love to hear from you. We value attitude, curiosity and the willingness to learn just as much as experience.

What you will gain:

• Exposure to cutting-edge fintech legal work encompassing digital lending, payments, software, and platform infrastructure, with a focus on AI and automation.
• Direct involvement in high-impact strategic initiatives such as fundraising, product launches, regulatory engagement.
• Be part of a lean, high-performing legal team that provides close mentorship, meaningful support, and huge opportunities for growth and advancement.
• Be part of a mission-driven company that is transforming access to financing for SMEs across Southeast Asia.

Benefits

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.
• Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching.
• Tech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity.

Interested to know more about us? Learn about our Stories here.