First Circle is an SME-focused, credit-centric, and multi-product NeoBank in SE Asia which is fast-growing (>100%), profitable, and internationalising soon.

We started life as an SME lender in the Philippines in 2016 to solve the SME credit gap by using technology to systemise underwriting, deliver exceptional UX, and automate away delivery costs. We’ve delivered our clients the fastest, cheapest, most flexible credit line available to businesses anywhere in Southeast Asia. We’ve been rewarded with both fast growth and exceptional unit economics, a rare combination in our space.

Over the past two years we’ve expanded our product range to include business bank accounts & payments, e-Invoices, corporate credit cards, rooftop solar, and most recently deposits catalysed by securing a full bank charter in the Philippines. In 2027, we’ll expand our geographical coverage to include at least two new markets in APAC.

Our track record and our future both result from our people & culture. We combine high standards & intensity with a collegiate environment. Our barometers of success are the rate of personal growth of our people, how long high performers choose to stay, and ensuring we we raise the bar with every hire.

We are looking for the best young engineers in the country to join our team to ride the fintech wave with a company that has been changing the game for 8 years and counting.

What’s different about engineering at First Circle?

• Engineers are given personal responsibility to solve real problems in our business from the day they join. That means starting small, and quickly growing into leading hugely exciting projects.
• Receive regular mentorship from senior engineers that have tremendous track records building software around the world.
• Building in emerging markets like the Philippines presents unique challenges, given the state of digital infrastructure. We are building virtually everything in-house, which is not easy, but its a lot of fun. We have a track record of solving seemingly impossible problems that defeated many other start-ups, and the opportunity ahead remains enormous.
• We already have a core product that customers love - this is a unique opportunity to do zero-to-one building in a company that has already got a track record of delivering great things.
• Our exceptional engineering team: we love working together - no politics, just building, maintaining high standards, and having fun whilst we do it.

Requirements

• Natural creators and problem solvers who love critical thinking. You will not be expected to get it right every time, but you will always be asked to justify your thinking,
• Experience: ideally a degree or bootcamp related to engineering, computer science, etc. Professional experience is welcome but not essential.
• Skills: ability to pass the FC engineering code test that successful applicants will be sent.

Benefits

• No fixed budget, we hire globally and adjust offers based on experience and market rate.
• Flexibility around working hours and location.
• Macbooks, private health insurance, training budgets and more!
• Opportunity to travel

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