Job Description:

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re actively seeking a talented Junior Credit Analyst to join our Private Asset Investment team in Newport Beach, CA. The Private Asset team manages a rapidly growing portfolio of over $50 billion of AUM and operates within the Pacific Life Investment division that manages over $180B of AUM.

As a Junior Credit Analyst, you’ll play a key role in Pacific Life’s growth and long-term success by supporting the evaluation and management of existing private fixed income investments.  You will work closely within a team of senior analysts to analyze credit risk, monitor portfolio performance, and contribute to investment decisions. The Junior Analyst role is the first steppingstone to building a successful career as an investment professional. There will be opportunities to gain experience in various asset classes within the Investment division, including corporate credit, private ABS securities, fund finance, infrastructure debt and equity as well as private equity.

This role is on-site. You’ll work at our state-of-the-art Newport Beach headquarters. We believe in empowering our employees to get work done both in and out of the office.

This position will start Summer 2027. Specific start date to be determined.

How You Will Make An Impact

• Support the credit analysis of private fixed-income investments including analyzing the overall financial strength and repayment ability of fixed-income issuers.
• Monitor and report on the performance of portfolio investments, identifying potential risks and opportunities, and translating quantitative and qualitative monitoring data into actionable insights.
• Collaborate with senior analysts to perform industry and market research.
• Collaborate with our legal team to monitor the compliance of counterparties with deal covenants.

The Experience You Will Bring

• Bachelor’s degree in finance, Economics, Accounting, or a related field < 2 years' experience
• Strong analytical and quantitative skills, with attention to detail
• Excellent written and verbal communication skills
• Ability to work collaboratively in a team environment and manage multiple tasks simultaneously
  
  What Will Make You Stand Out
• Ability to be a self-starter with a curious mindset, capable of investigating complex issues, making connections, and uncovering insights.
• Strong problem-solving skills and the ability to think critically and independently
• Experience with fixed income investments
• Familiarity with credit rating methodologies and risk assessment tools
• Experience with financial statement analysis
• Ability to multitask

Compensation

• The base pay for this role is $ 91,700

You Can Be Who You Are.

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

Base Pay Range

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

EEO Statement

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

Your Benefits Start Day 1  
 

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off

• Paid Parental Leave as well as an Adoption Assistance Program

• Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.