WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join

Gain valuable exposure to commercial banking while supporting one of OCBC's key industry-focused teams. As an EB Real Estate & Construction Intern, you'll work alongside Credit Analysts to evaluate financing opportunities, monitor industry developments, and support credit assessment activities. You'll have the opportunity to develop your analytical, research, and problem-solving skills while gaining practical insights into how banks assess risks and support businesses within the real estate and construction sectors.

How You Succeed

To excel in this role, you'll need to be curious, detail-oriented, and eager to learn. You'll work closely with the Credit Analyst team to perform financial and industry reviews, conduct market research, and support portfolio monitoring activities. Your ability to analyse information, manage multiple priorities, and communicate findings effectively will be key to delivering quality outcomes in a dynamic banking environment.

What You Do

Your responsibilities will include:

• Credit Review Support: assist the Credit Analyst team in conducting credit reviews and preparing ad-hoc credit memoranda to support credit assessment and decision-making
• Industry Research: monitor and analyse developments in the real estate and construction sectors, including preparing periodic industry outlook reviews
• Risk & Adverse News Screening: perform adverse news checks and background research on borrowers to support ongoing portfolio monitoring and risk management activities
• Market Intelligence: conduct market research and gather industry insights to support business and credit-related initiatives
• Data Analysis & Reporting: assist with data extraction, sorting, validation, and stress testing exercises to support portfolio reviews and business requirements
• Ad-hoc Projects: provide support on other analytical, research, and operational assignments as required

Who You Work With

Global Commercial Banking partners businesses across a wide range of industries, providing financing solutions and advisory support to help them grow and succeed. Within the EB Real Estate & Construction team, you'll work closely with Credit Analysts and business stakeholders who evaluate opportunities and manage risks within the real estate and construction sectors. You'll gain valuable exposure to credit assessment, portfolio management, and industry-specific banking practices while working in a collaborative and supportive environment.

Who You Are

• Open to learning and feedback
• Strong sense of curiosity and attention to detail
• Organised and able to manage multiple priorities effectively
• Strong analytical and problem-solving skills
• Excellent communication skills and ability to work well with others
• Proficient in Microsoft Excel and PowerPoint
• Interested in commercial banking, credit analysis, and the real estate and construction sectors
• Currently pursuing an undergraduate degree

Learning Objectives

This internship will provide you with:

• Exposure to credit assessment and credit review processes within commercial banking
• Understanding of the real estate and construction sectors from a banking and risk perspective
• Hands-on experience conducting market research, industry analysis, and adverse news screening
• Opportunities to develop analytical, problem-solving, and data management skills
• Practical experience supporting portfolio monitoring and stress testing exercises
• Exposure to professional communication and stakeholder engagement within a banking environment
• Opportunities to develop time management and interpersonal skills in a professional workplace setting

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.