À propos de ce poste Data Scientist, Credit Risk Analytics chez Prosper
Your role in our mission
How you’ll make an impact
Leverage complex data sources (e.g., credit bureau reports, customer-supplied information) at scale to develop credit and fraud strategies to improve the credit performance and optimize risk decisions.
Collaborate with engineers to deploy your models into a production environment
Propose and execute solutions to various problems within business constraints
Use responsible AI technique following regulatory requirements and lending best practices
Help the team with developing tools and workflow solutions to increase data science productivity
Actively monitor the credit risk models in production
Extract the most value out of data to significantly impact our key business metrics
Assess the potential usefulness and validity of machine learning algorithms and features through various data sources
Conduct ad-hoc analysis related to risk management, investor services, operations and corporate development
Skills that will help you thrive
3+ years of work experience in fintech, finance, or other high impact fields applying statistical and machine learning predictive techniques (educational experience taken into consideration). Consumer lending experience in unsecured personal loan or credit card is a plus
Advanced degree (M.S./PhD) preferably in statistics, computer science, engineering, physical sciences, economics, or related technical field
Expert knowledge in one of the statistical programming languages such as Python, and database languages such as SQL
Solid understanding of coding best practices and model documentation
Strong communication skills – ability to clearly and succinctly communicate technical subject matter to other team members and senior management
Strong interpersonal skills – collaborate with people across functions and develop strong relationships
Ability to work unsupervised in fast-paced environment and prioritize among parallel projects
Ability to think within regulatory guidelines with a mindset toward reproducible research
Self-motivated, results-oriented, enthusiastic, and a creative thinker
Resources to help you prosper
Interview Process
Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.
Prosper’s flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions. Learn more at www.prosper.com.
- Diversity expands opportunities
- Collaboration creates better solutions
- Curiosity fuels our innovation
- Integrity defines all our relationships
- Excellence leads to longevity
- Simplicity guides our user experience
- Accountability at all levels drives results
*All personal loans are made by WebBank.
¹The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.
