Credit Risk Executive

• Make safe, sound and responsible credit decisions across consumer and commercial lending for Commonwealth Private Bank.
• Bring your credit expertise to a decisioning team where your judgement directly shapes customer outcomes.
• Play a key role in protecting portfolio quality while helping the Private Bank deliver for its customers.

Do Work That Matters

The Private Bank Credit Risk Team is a decisioning team that reviews and advises on deals for Commonwealth Private Bank. Our mandate is to deliver sound credit decisions and services to Commonwealth Private and their customers, partnering closely with Bankers and Risk colleagues to support high-value clients with confidence and care.

See yourself in our team

As a Credit Risk Executive, you will assess and decision consumer and commercial credit applications within your personal delegation and the stated risk appetite, consistently applying CBA's Vision, Values and Strategy. You will balance sound commercial judgement with a genuine focus on customers' best interests, while championing continuous improvement across our processes and culture.

• Decision credit applications with sound commercial and consumer judgement, operating within your personal delegation and the stated risk appetite.
• Demonstrate best-practice standards of credit origination, analysis, review and recommendation.
• Assess industry changes that may impact risk outcomes and recommend appropriate changes to the structuring of credit proposals.
• Deliver insightful, solutions-driven advice to internal clients to support strong outcomes for external clients and transactions.
• Partner with Bankers and Risk colleagues to develop strategies to manage, mitigate and price for risk.
• Optimise credit decisioning processes and turnaround times while ensuring portfolios are monitored and action is taken promptly where credit deterioration emerges.
• Simplify policies and systems so the team can deliver excellent service to the Private Bank business and its customers.
• Build trusted stakeholder relationships through high-quality partnerships, providing constructive and independent challenge to the Commonwealth Private business.

We're interested in hearing from people who:

We're looking for an experienced credit professional who combines sharp analytical judgement with strong commercial acumen and integrity. You will bring a collaborative, customer-focused mindset and the confidence to make considered decisions, even in complex situations.

• Have experience in credit analysis, assessment, submissions and reviews across consumer and commercial lending, including exercising a meaningful delegation ($5mil+) in a major financial institution.
• Provide sound, consistent risk decisions made in customers' best interests, with the confidence to make decisions outside policy where justified.
• Stay across relevant industry issues affecting credit quality and recommend appropriate changes to systems and policies.
• Think creatively, adapt quickly to new situations and bring high attention to detail.
• Communicate exceptionally well, with sound influencing, negotiating and stakeholder management skills.
• Work autonomously with absolute integrity and a strong commitment to confidentiality and the National Privacy Principles.
• Add value as a proactive team player who contributes to a positive, high-performing culture.
• Hold industry-related tertiary qualifications, with a relevant professional qualification (e.g. CFA, CA, Finsia, PRMIA, GARP) or working towards one preferred but not essential.

If this opportunity excites you, we'd love to hear from you. Apply today.

Working with us:

At CommBank, we're committed to creating an accessible, inclusive and respectful workplace. If you require support or adjustments, please let us know. We welcome applications from people of all backgrounds and we're particularly committed to making a positive difference for Aboriginal and/or Torres Strait Islander Peoples. For support please contact 1800 989 696