CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview:

The Condo Underwriter is responsible for reviewing documentation for all new and existing condominium and cooperative projects to ensure compliance with internal policies and procedures, as well as the requirements of Fannie Mae, Freddie Mac, FHA and VA.

This position primarily operates within Pacific Time zone working hours to support the West Coast region. 

Job Responsibilities:

• Ensure condominium and cooperative projects are underwritten accurately and in a timely manner.

• Maintain approved and declined condominium and cooperative projects lists and manage expiration dates.

• Manage lender concentration.

• Maintain condominium and cooperative projects documentation and requirements as dictated by the agencies and investors.

• Retain and manage project files.

• Ensure cooperatives meet Fannie Mae and Freddie Mac guidelines.

• Ensure condominiums meet Fannie Mae, Freddie Mac, and FHA/ VA guidelines.

• Determine eligibility of a project (underwrite budget, financials, questionnaire, etc.).

• Perform legal reviews of the projects (i.e. review by laws, offering plan, etc.).

• Deliver excellent customer service to Sales and Operations staff.

Qualifications and Skills:

• 5+ years’ project review experience.

• 5+ years’ experience related to mortgage credit guidelines, policies and procedures.

• 5 years’ experience with FNMA/ Freddie/ FHA underwriting guidelines.

• Experience with investor guidelines.

• Knowledge of Fannie Mae, Freddie Mac and FHA/ VA condominium’s websites and all regulations.

• Excellent organizational skills.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.