Our Commercial Banking Internship is designed to launch your banking career by giving you an immersive, hands-on look at how UMB powers businesses of every size, and you may be considered for the 2028 UMB Banker Development Program. You’ll step into the world of commercial banking and lending, where we help companies thrive through solutions like treasury management, commercial lending, payments and healthcare financial services.

Markets for UMB's 2028 Banker Development Program will be determined at a later date. However, the Commercial Banking Line of Business has several markets, and candidates willing to relocate to multiple markets are preferred. Markets could include:

Salt Lake City
Fresno
Albuquerque
Fort Worth
Denver
CO Springs
Des Moines
Kansas City
Lubbock/Midland/Odessa
Milwaukee/Madison
Minneapolis
Oklahoma City
Tulsa
Phoenix
St. Louis
Rockford
Springfield
Wichita

The Commercial Banking Internship will be part of UMB's Summer Internship Program starting on June 2nd, 2027 to August 6th, 2027. Interns may be provided housing in the Kansas City, MO area during this time frame, when applicable.

Over the course of the summer, you’ll learn key areas of the business, build relationships with experienced bankers and develop the research, analytical and client-facing skills that set top performers apart. You won’t just observe — you’ll contribute, present, ask questions and leave with a clear understanding of what a future in commercial banking can look like.

How you’ll make an impact:

• Engage directly with commercial bankers through 1:1 informational interviews to understand their career paths, client strategies and the realities of the banking industry.

• Analyze real business drivers. Learn how bankers manage portfolios, assess industries and make risk-smart decisions.

• Lead and present market research projects that inform how we approach opportunities across our Commercial Banking teams.

• Collaborate with our Credit Analysis team to understand how loans are evaluated, structured and approved.

• Sit in on cross-functional meetings to see how marketing, finance, operations and sales come together to support clients.

• Contribute to team assignments that mirror real banking workflows.

• Own ad hoc responsibilities that stretch your critical thinking, creativity and problem-solving skills.

You’re a great fit if you...

• Consider yourself a curious, driven and collaborative problem solver.

• Communicate clearly and confidently.

• Take initiative, ask smart questions and thrive in team environments.

• Bring proficiency in Excel, Outlook and Word.

• Are entering your Senior year with a major in business, finance, accounting, economics or a related field.

• Maintain a strong academic record.

Compensation Range:

The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?
You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

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