Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Brown & Brown is seeking a Binding Authority Renewal Underwriter to join our growing team in Morristown, NJ.  

The Personal Lines, Renewal Underwriter, quotes renewal business in a timely, efficient, professional, and accurate manner, all the while being responsible for growing revenues.  This position interacts with company and retail agent personnel in a diplomatic and knowledgeable manner to establish positive relationships, increase revenues, and retain policies upon expiration.  In concert with other renewal underwriters, is responsible for production and profitability results of the renewal business segment of the Personal Lines department. 

How You Will Contribute:  

• Process Personal Lines renewal business in a timely and efficient manner to grow revenues and maintain retention and profitability.

• Examines such documents as application forms, insurance maps, and loss experience to determine degree of risk from such factors as applicant financial standing, business operation exposure, and value and condition of property.  Requests additional information, if necessary, and accepts or rejects risks in conformance with company guidelines.

• Underwrites renewal business by reviewing insured’s files, producing agency experience, nature and frequency of losses and prior carrier loss experience.

• Ensure that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws. 

• Review inspection reports to ensure all the information provided by broker is accurate; no additional exposure other than presented. Also, advise brokers regarding recommendation and recommendation compliance.

• Advise brokers with adverse underwriting decisions, rate appeals, underwriting requirements, status and any non-renewal notices.

• Ensure that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made.

• Keep track of policy renewal dates and send out notices (if applicable) in a timely manner.

• Service and perpetuate existing renewal business, process renewal business, and have a keen awareness of priorities.

• Assist in the training of other personnel as directed, not limited to instructing and training processors and assistants.

Skills & Experience to be Successful:

Required

• Minimum education required a High School Diploma or GED

• Proficient with MS Office Suite

• Exceptional telephone demeanor

• Ability to maintain a high level of confidentiality

• 2 – 3 years' experience in a similar position

Preferred

• Bachelor’s Degree (B.A) from four-year college or university or equivalent industry experience.

• Working towards or holds a valid P&C License

Pay Range

The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance  
• Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement 
• Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. 

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. 

Recruiting Vendor Disclosure Statement

Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies ("Recruiting Vendors"). Recruiting Vendors must have a valid written agreement and received prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.

The Power To Be Yourself  

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.