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À propos de ce poste Associate Director, Capital Management chez AIA

AIA · Sur site · Hong Kong, HK-AIA Hong Kong & Macau

Transform insights into action and impact.


At AIA, your skills, perspective and ideas can help us protect customers, balance risk and opportunity, and contribute to our Purpose of helping millions of people live Healthier, Longer, Better Lives. Across our diverse markets, you will take on real-world challenges, collaborate with talented colleagues and bring together data, technical expertise and commercial understanding to strengthen customer solutions and support sustainable growth.


Join us to shape better decisions, grow through new experiences and extend your impact across Asia.


About the Role


• Drive the company’s financial performance by enhancing capital efficiency and delivering innovative capital solutions that support sustainable growth.
• Lead, develop, and inspire a high-performing Capital Management team, fostering a culture of accountability, collaboration, and continuous improvement.
• Oversee the timely and accurate delivery of all capital-related reporting, including: HKRBC quarterly sensitivity analysis, Stress testing, Capital plans and ORSA SST report
• Lead initiatives to optimize capital generation and support dividend remittance to the Group, ensuring full compliance with regulatory requirements and internal governance policies.
• Act as a key liaison with internal and external stakeholders, including senior management, Group Office and regulators, to ensure alignment on capital strategies and reporting expectations.
• Partner with Finance, Risk, Investment, and Actuarial teams to drive integrated capital planning and informed decision-making across the organization.
• Assume end-to-end accountability for the capital management and S&P credit-rating management of AIA Global, within the approved capital strategy, risk appetite and delegated authorities.
• For AIA Global, formulate entity-level recommendations, coordinate the required governance and drive approved actions through implementation, while escalating matters with AIA Group’s implication.

The entities covered are AIA-I HK, AIA-I MC, AIA Co. HK, AIA Everest and AIA Global.

This role contributes to the delivery of customer outcomes that are reliable, thoughtful, and create meaningful impact for customers and society. The role holder is expected to embed a customer first mindset in all decisions and actions by developing a clear understanding of customer needs, taking end to end ownership to resolve issues, and working collaboratively across teams to continuously enhance the customer journey—both directly and indirectly.

Roles and Responsibilities:


1. Regular Financial Closing (Stress Capital and Sensitivity Testing) – Lead the team to (i) Perform reserve, capital requirement and stress capital calculation follow the internal time schedule; (ii) Ensure proper control is implemented and demonstrate to meet internal control requirement; (iii) Perform analysis on reserves, capital requirement and solvency to explain movements driven by market conditions, demographic shifts, and business strategies, and take appropriate actions. Ensure that relevant AIA Global capital movements and emerging issues are incorporated into forward-looking management advice.


2. Own Risk and Solvency Assessment (ORSA) – Lead the team to (i) Design own risk scenarios and perform the solvency risk assessment aligned with tight regulatory timeline; (ii) Review Target Capital Framework to ensure regulatory compliance while maintaining flexibility for capital management. (iii) Ensure proper control is implemented; (iv) Analyse results to interpret impacts from market, demographic, and strategic factors, and recommend management actions to drive desired outcome, and support Appointed Actuary ‘s sign off on Stress and Scenario Testing (SST); (v) Prepare Board-level documentation (vi) Handle regulatory inquiries and requests with clear and professional communication. Incorporate AIA Global into the relevant planning and stress-assessment processes where applicable to its legal and regulatory framework (which is governed by Commercial Insurer Solvency Self-Assessment, CISSA).


3. Capital Management and Strategic Plan – (i) Oversee current and projected capital positions through regular monitoring and analysis of fungible assets. Identify and implement actions to strengthen capital and asset fungibility.; (ii) Lead the team in developing the 3-year Strategic Plan for solvency and remittance capacity, ensuring alignment with internal timelines and coordination across planning, reporting, and Group Office teams on assumptions, models, and methodologies.


a. For AIA Global, own the entity capital plan and ongoing capital position, including target capital levels, solvency outlook, capital generation, funding and remittance capacity, early-warning indicators and management actions. Present recommendations to the Head of Capital and Liquidity Management, CFO and relevant governance forums, and execute approved actions within delegated authority.

b. Lead the capital assessment of AIA Global business expansion and material strategic initiatives, clearly setting out capital needs, return, solvency resilience and credit-rating implications before key decisions are made.


4. Senior Management Reporting – Manage the preparation of reporting materials to deliver insightful updates on capital positions to senior management committees, including Financial Risk Committee (FRC), Quarterly Business Review (QBR), and Asset and Liability Committee (ALCO). For AIA Global, move beyond reporting results by highlighting decision points, trade-offs and a clear recommended course of action.


5. Cash remittance to Group – Liaise with Group Capital Management, Group Treasury and Local Finance to ensure the timely execution of cash remittance plan, which is critical to support Group’s capital management plan (share buyback, shareholder dividend distribution etc). Own AIA Global’s capital and remittance assessment where relevant, subject to applicable legal, regulatory and governance requirements.


6. Optimize capital efficiency with SAA and ALM initiatives. For AIA Global, assess both capital and S&P rating implications and recommend options within the entity's approved strategy and risk parameters.


7. AIA Global Credit-Rating Management

a. Own the ongoing management of AIA Global S&P credit rating, with the objective of maintaining the agreed target rating and supporting informed management decisions.

b. Act as the primary working-level coordinator for S&P engagement, including the annual rating review, information requests, management presentations and follow-up actions, ensuring submissions are accurate, consistent and appropriately governed.

c. Monitor the quantitative and qualitative rating drivers and assess the potential rating implications of AIA Global business plan, capital actions, funding, reinsurance, investments and other material decisions.

d. Provide early warning of emerging rating pressure and recommend proportionate actions. Prepare senior management for rating-agency discussions and escalate strategically sensitive matters to the Head of Capital and Liquidity Management and CFO, who remain the senior sponsors.


8. Regulatory Engagement – Lobby with regulators to drive favourable outcomes for the company’s capital management framework.


9. Team management – Coach and develop team members to achieve departmental goals and foster a high-performance culture.


Minimum Job Requirements:


  • University / College graduate in Actuarial Science, Mathematics and Statistics, Business Administration or related subject with at least 10 years’ experience in life insurance industry, experience with capital management / ALM is a plus.
  • Attained Fellowship in Actuarial professional examination.
  • Strong people management and analytical skills.
  • Strong communication, presentation and project management skills.
  • Ability to deal with and handle multiple priorities.
  • Solid experience and knowledge in insurance product, corporate actuarial work, statutory / economic / EV / IFRS basis reporting & regulatory filing, solvency & capital management.
  • Proficiency in MS Office. Knowledge in Actuarial Software, e.g. Prophet is an advantage.
  • The incumbent is required to obtain relevant license if the job involves in regulated activities.

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.

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À propos de AIA

At AIA we’ve started an exciting movement to create a healthier, more sustainable future for everyone. It's about finding new ways to not only better people's lives, but to better the communities and environments we live in. As the largest listed company on the Hong Kong Stock Exchange, we’ve been proudly making a difference for people and communities across Asia for over a century. And we build on this every day with our ambition to engage one billion people to live Healthier, Longer, Better Lives by 2030. If you work at AIA, you play an important part in this movement. Which is why we give you every opportunity to learn, grow and shape your career - your way. Inspiring and supporting you t

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