Sobre este puesto de Workout Credit Officer Commercial Real Estate - Vice President en Deutsche Bank
Job Description:
Job Title: Workout Credit Officer
Corporate Title: Vice President
Location: New York, NY
Overview
As a Workout Credit Officer – Vice President, you will be a key member of Deutsche Bank’s Lending franchise, focusing on credit risk management for underperforming or distressed clients. You will work in close collaboration with Workout colleagues to analyze transactions from underperforming clients or in distressed situations. You will also manage a diversified portfolio and participate in regulatory audits. The role involves analyzing complex transactions, leading workout strategies, and ensuring compliance with credit policies and regulations
What We Offer You
A diverse and inclusive environment that embraces change, innovation, and collaboration
A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
Educational resources, matching gift and volunteer programs
What You’ll Do
Oversee a diversified portfolio of distressed assets, focused on commercial real estate, high-yield structures and leveraged loans and conduct detailed credit evaluations, monitor borrower financials.
Design and implement strategies to mitigate risk and maximize recovery, including debt restructuring, insolvency proceedings, and Chapter 11 exit financing
Support internal and external audits, ensure policy adherence, and maintain accurate documentation
Work with risk management, legal, and deal teams to execute workout plans and present findings to senior management
Guide junior credit officers on transaction workflows, policy compliance, and regulatory changes
Provide regular updates to senior management on portfolio performance and risk exposure
How You’ll Lead
Lead professional transactions, collaborating with the deal team and your colleagues in the Workout team, and other stakeholders
Provide training and guidance to junior credit officers particularly with respect to transactions workflow as well as policy and regulatory adherence
You will lead projects to improve the credit process or to adapt the portfolio to regulatory changes
Skills You’ll Need
Bachelor’s degree in finance, economics, accounting, or a related field; advanced degree preferred
Moderate experience credit analysis, underwriting, or related financial industry roles
Strong analytical and problem-solving abilities, excellent communication and negotiation skills, in-depth knowledge of loan origination and workout processes
Experience in commercial real estate, or similar distressed asset class is highly valued
Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs
Skills That Will Help You Excel
Strong communication skills and the ability to explain potentially complex and nuanced transaction structures to relevant stakeholders
Desire to go above and beyond to exceed expectations with work product
Demonstrating core Deutsche Bank values, teamwork mindset, entrepreneurial drive and skillset
Ability to deliver presentations effectively and commercially in an interactive setting
Ability to work independently and manage multiple priorities
Expectations
It is the Bank’s expectation that employees hired into this role will work in the New York office in accordance with the Bank’s hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
The salary range for this position in New York City is $170,000 to $222,500. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.
Deutsche Bank Benefits
At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more!
Learn more about your life at Deutsche Bank through the eyes of our current employees https://careers.db.com/life
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We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank’s Equal Opportunity Policy Statement and the following notices: EEOC Know Your Rights; Employee Rights and Responsibilities under the Family and Medical Leave Act; and Employee Polygraph Protection Act.
