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BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

About the job:

Job Purpose & Objectives

• Technical Secretariat: Ensure the effective governance of the Asia Credit Committee by supporting informed and structured decision-making, maintaining proper documentation, and upholding compliance with internal risk frameworks.

• Complement the Challenger role in Asia Credit Committee.

• Maintain credit quality by following up with Risk Teams on their tasks, procedures and decisions.

• Monitor deal level, client level and portfolio level attributes and assure their alignment with the risk management framework of BBVA.

Key Responsibilites

• Verify that credit proposals meet minimum documentation and compliance standards prior to Committee submission.

• Organize the Asia Credit Committee, including agenda and minutes preparation, coordination of materials, and recording of decisions in the systems.

• Review risk proposals, making sure they are aligned with BBVA risk appetite framework and consistent with BBVA procedures, including sectorial frameworks and product guidelines.

• Guarantee the traceability of the decision-making process alignment.

• Actively participate in Asia Risk Committees, enforcing this challenger independent role on the proposals presented at the committees. 

• This role is expected to escalate internally proposals, and questions on them, if any of their terms or alignment is not clear.  

• Reviewing and endorsing risk policies and guidelines, facilitating the implementation of business strategies and achieving the statutory regulations

• Prepare periodic reporting on the Risk Internal Control activity.

• Helping perform and develop the strategies of Risk Management

Job Specifications

Qualification & Experience

• University degree in Business Administration, Finance or related discipline.
• 10 years relevant experience in financial sector, of which at least 7 years in corporate credit risk assessment. 
• Good knowledge in the full range of risks faced in banking
• Excellent credit analysis, report writing and presentation skills

Language

• Strong communication skills in English. 
• Additional languages (eg Spanish) will be an asset.

Knowledge & Skills

• PC literacy (Microsoft Office and Google Suite apps)
• Understanding of Databases structures

Language

• Fluency in written and spoken English
• Other Asian languages such as Mandarin an added advantage.
• Spanish speaking language skills (desirable)

Other Skills (e.g. Interpersonal, Communication etc)

• Professionalism and ethics
• Strong interpersonal and communication skills
• Able to work in a matrix reporting structure, multi-functional and cross-cultural environment
• Well-organized and meticulous in details
• Ability to work under pressure
• A team player

BBVA Hong Kong will conduct a background check on you in accordance with the Mandatory Reference Checking (MRC) Scheme regulated by the Hong Kong Monetary Authority (HKMA).  Should any discrepancy identified or deemed unsatisfactory to us, we reserve the rights to terminate your employment in such case.  (FAQs for In-Scope Individual: https://www.hkab.org.hk/files/page/page-content/79/FAQs_for_In-Scope_Individuals_(24_July_2025)-1753348029.pdf)

Skills: