Together we fight for everyone’s opportunity for a better financial future.

We will do this together — with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone’s access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future.  We know that reaching this future depends on our actions today.

Like our Purpose Statement, Voya believes in being bold and committed to action.  We are committed to a work environment where the differences that we are born with — and those we acquire throughout our lives — are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision.

Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage – Apply Now

Get to Know the Opportunity:

The successful candidate will support the risk management, performance monitoring, valuation, reporting, and data analytics functions for a $15B+ institutional commercial real estate debt portfolio across multiple property types, geographies, borrowers, and capital sources. This role will focus on portfolio surveillance, annual loan reviews, credit ratings, valuation analysis, stress testing, executive-level reporting, and the continued development of scalable risk analytics and automation tools supporting the Commercial Mortgage Loan (CML) platform.

This role is based near our Atlanta office, with expected onsite presence on average up to 3-5 days per week to support team and business priorities.

The Contributions You’ll Make:

• Manage and analyze credit risk, performance, and valuation trends across a $15B+ commercial real estate debt portfolio, including property-level cash flow, market conditions, sponsor strength, tenant exposure, maturity risk, borrower performance, and emerging macroeconomic or capital markets risks.
• Perform annual loan underwriting and credit reviews, evaluating property financial performance, valuation trends, refinancing risk, collateral quality, and key credit metrics to assess investment risk and portfolio performance.
• Assign, monitor, and support credit ratings, including rating migration analysis, watchlist identification, early-stage credit deterioration, and identification of portfolio trends and potential opportunities.
• Enhance processes for the early detection of potential problem loans through stress testing, scenario analysis, and portfolio surveillance activities.
• Develop, maintain, and improve portfolio dashboards, risk analytics tools, quarterly portfolio review materials, and executive-level reporting used by senior leadership.
• Analyze asset performance, credit trends, concentration risk, valuation changes, maturity profiles, and key risk indicators across the portfolio.
• Support ad hoc audit requests, portfolio analytics initiatives, and internal and external survey requests.
• Contribute to the ongoing enhancement of data analytics, reporting automation, and scalable portfolio management tools.

Minimum Knowledge & Experience:

• Bachelor's degree required.
• 3 to 6 years of experience in commercial real estate finance, accounting, credit risk, portfolio analytics, asset management, valuation, investment analysis, or a related field.
• Experience analyzing accounting reports and assessing financial, operational, or investment risk.
• Strong analytical, written, and interpersonal skills with the ability to synthesize complex information into clear, actionable insights for senior leadership, investment committees, and portfolio review discussions.
• Strong attention to detail with the ability to identify trends, anomalies, and potential risks through thorough review and analysis of financial, credit, valuation, and portfolio data.
• Demonstrated ability to manage multiple priorities and deliver high-quality analyses in a dynamic environment.

Preferred Knowledge & Experience:

• Degree in real estate, finance, accounting, economics, business, data analytics, or a related discipline.
• Commercial real estate experience.
• Understanding of commercial mortgage loans, real estate fundamentals, financial statements, valuation methodologies, and key credit metrics.
• Experience with data management, reporting automation, AI platforms, workflow improvement initiatives, or advanced analytics tools.
• Exposure to portfolio monitoring, credit ratings, loan surveillance, stress testing, or risk management frameworks.

How This Role Aligns to Our Core Four:

At Voya, our Core Four guide how we work and create value. This role supports those expectations through thoughtful risk analysis, data-driven decision making, collaborative partnerships, and a strong focus on portfolio quality and performance.

• Instill Customer Obsession – Deliver timely and insightful portfolio analysis that supports sound investment decisions and strong outcomes for clients and stakeholders.
• Transform with Automation/AI – Leverage automation, analytics tools, and AI-enabled solutions to enhance reporting, portfolio surveillance, and risk monitoring capabilities.
• Drive Higher Performance Through Our People – Partner closely with investment, risk, and portfolio management teams to share insights, align priorities, and strengthen decision-making.
• Execute on the Fundamentals – Maintain disciplined underwriting, credit review, valuation analysis, and reporting practices to proactively identify risks and support portfolio performance.

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Compensation Pay Disclosure:

Voya is committed to pay that’s fair and equitable, which means comparable pay for comparable roles and responsibilities.

The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting.

Actual compensation offered may vary from the posted salary range based upon the candidate’s geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Be Well. Stay Well.

Voya provides the resources that can make a difference in your lives. To us, this means thriving physically, financially, socially and emotionally. Voya benefits are designed to help you do just that. That’s why we offer an array of plans, programs, tools and resources with one goal in mind: To help you and your family be well and stay well.

What We Offer

• Health, dental, vision and life insurance plans
• 401(k) Savings plan – with generous company matching contributions (up to 6%)
• Voya Retirement Plan – employer paid cash balance retirement plan (4%)
• Tuition reimbursement up to $5,250/year
• Paid time off – including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day.
• Paid volunteer time — 40 hours per calendar year

Learn more about Voya benefits (download PDF)

Critical Skills

At Voya, we have identified the following critical skills which are key to success in our culture:

• Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations.
• Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution.
• Team Mentality: Partnering effectively to drive our culture and execute on our common goals.
• Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions.
• Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage.

Learn more about Critical Skills

Equal Employment Opportunity

Voya Financial is an equal-opportunity employer. Voya Financial provides equal opportunity to qualified individuals regardless of race, color, sex, national origin, citizenship status, religion, age, disability, veteran status, creed, marital status, sexual orientation, gender identity, genetic information, or any other status protected by state or local law.