At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. 

Job Description

The Specialty Operations Senior Consultant plays a critical role in shaping successful outcomes for highly complex reinsurance claims. In this position, you will lead the resolution and settlement of high exposure assumed reinsurance matters—including asbestos, pharmaceutical, toxic tort, environmental, sexual abuse and molestation, and other mass tort claims.
You will join a collaborative and knowledgeable Specialty Operations team where independent judgment, analytical skill, and strategic decision making are valued. This is an opportunity to influence meaningful outcomes, work with challenging and evolving legal issues, and contribute to our continued success within a highly specialized claims environment.

Key Responsibilities:

• Independently manage a portfolio of complex reinsurance claims involving asbestos, environmental, and other latent injury exposures—analyzing liability, damages, and contractual obligations to drive informed and strategic claim outcomes.

• Interpret and apply facultative and treaty reinsurance contracts, as well as CGL, umbrella, and excess policies, to determine coverage, using underlying facts and relevant case law.
• Establish accurate case reserves, leveraging cedent reporting, internal assessment, and designated authority levels; seek management approval for exposures exceeding authority.
• Develop and execute action plans for the evaluation, negotiation, and resolution of reported claims.
• Maintain thorough and timely documentation, ensuring claim files reflect clear reasoning, compliance with internal guidelines, and proactive communication with management.
• Stay current on emerging legal trends, industry developments, and significant case law, applying this knowledge to enhance claims strategy and decision‑making.
• Serve as a corporate witness or representative in litigation, arbitration, and other dispute‑resolution settings when required.

Supervisory Responsibilities:

This position does not include supervisory responsibilities.

Preferred Qualifications

Experience:

• 5+ years of relevant experience preferred; 3+ years will be considered for strong candidates with demonstrated capability.

Functional Skills

• Strong knowledge of reinsurance contracts, insurance coverage principles, claim processes, and relevant case law. This role focuses on Property & Casualty reinsurance.
• Proven experience evaluating and resolving complex bodily injury and property damage reinsurance claims involving mass‑tort exposures.
• Ability to collaborate effectively in both virtual and in‑person settings with internal teams, management, external cedents, and brokers.
• Proficiency with Microsoft Outlook, Teams, Word, Excel, and Copilot; aptitude for learning new technology and claims systems.
• Exceptional written communication skills with the ability to produce clear, concise, and well‑reasoned documentation.

Limited travel will be expected (approx. twice per year) to build team connections.

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Skills

Analytical Thinking, Arbitration, Claims Review, Compliance, Legal Issues, Mass Torts, Reinsurance, Reporting, Tort Claims

Compensation

Base compensation offered for this role is $80,000 -$125,000 annually and is based on experience and qualifications.

*** Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) as applicable for the role.

The candidate(s) offered this position will be required to submit to a background investigation.

 

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

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It is the Company’s policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

 

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

 

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.