Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Software Engineer II

Overview

The ABU team enables issuers and acquirers to securely communicate account changes for credential-on-file and recurring payments to merchants. This helps increase approval rates for card-not-present transactions, improve customer satisfaction, and reduce customer service demand. We continue to strengthen platform performance, resiliency, and scalability to support evolving on-soil regulations and growing global demand.

We are modernizing the ABU platform and looking for a Senior Software Engineer to build and enhance highly available, distributed systems. This role provides the opportunity to solve complex technical challenges, contribute to architectural decisions, and deliver secure, reliable software at scale.

Role
• Implement application logic in Java.
• Write code to do unit testing, integration testing and functional testing.
• Reach out to senior team members in the team for any help if blocked.
• Participate in all the scrum ceremonies.
• Apply best development practices to write well designed, maintainable, testable, scalable, and secure code.
• Mentor junior members of the team.
• Work with stakeholders to provide updates on development and next steps.
• Support team by completing committed tasks in the iteration.
• Creative solutions to solve complex problems

About you
Essential Knowledge/Experience
• Strong programming skills with deep knowledge of Java.
• Excellent knowledge of Spring and other frameworks.
• Good knowledge of unit testing and mocking frameworks like junit, mockito or easymock.
• Good knowledge of SQL and experience working with Oracle.
• Experience working with high performance applications.
• Good problem diagnostic and creative problem solving skills.
• Strong organizational skills; able to manage multiple tasks within the constraints and timelines determined by business needs.
• Actively working through the sprint, backlog tickets to deliver value to our products.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 01/20/2027. If the fill date has passed, Mastercard intends to fill this position as soon as possible.

Pay Ranges

O'Fallon, Missouri: $92,000 - $147,000 USD