Job Title: Requirements Engineer

Corporate Title: Associate

Location: Pune, India

Role Description

The Requirements Engineer will serve as the primary liaison between business stakeholders and software development teams for credit and debit card processing applications. The role is responsible for eliciting, analyzing, documenting, validating, and managing business and system requirements throughout the product delivery lifecycle.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

• Best in class leave policy.
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Partner with product owners, operations, compliance, risk, customer service, and technology stakeholders to understand business needs.
• Act as the go-between for business and development teams, translating business objectives into clear functional and non-functional requirements.
• Elicit requirements through workshops, interviews, process reviews, data analysis, and stakeholder discussions.
• Create and maintain business requirements, user stories, acceptance criteria, process flows, use cases, interface requirements, and traceability records.
• Support applications covering card authorization, clearing and settlement, transaction processing, refunds, reversals, disputes, chargebacks, fees, and reconciliation.
• Analyze impacts across upstream and downstream systems, integrations, APIs, data flows, and operational processes.
• Work with architects, developers, and testers to clarify requirements and resolve gaps, conflicts, and dependencies.
• Support backlog refinement, sprint planning, reviews, retrospectives, release planning, and daily Scrum activities.
• Assist quality assurance teams with test scenarios, requirement coverage, defect triage, and business acceptance testing.
• Maintain stakeholder alignment, track decisions and changes, and communicate delivery risks, assumptions, issues, and dependencies.
• Ensure requirements consider security, privacy, regulatory, audit, resilience, and card-industry controls. 

Your skills and experience

• Experience as a Requirements Engineer, Business Analyst, Systems Analyst, or similar role in financial services or payments technology.
• Working knowledge of credit and debit card transaction lifecycles and card processing platforms.
• Strong requirements elicitation, analysis, documentation, modelling, and stakeholder-management skills.
• Ability to communicate effectively with both business and technical audiences and convert complex needs into actionable requirements.
• Practical experience working in Agile Scrum teams and understanding Scrum roles, ceremonies, artefacts, and backlog management.
• Familiarity with tools such as Jira, Confluence or equivalent requirements and delivery-management platforms.
• Experience writing well-structured user stories and testable acceptance criteria.
• Strong analytical, problem-solving, facilitation, negotiation, and written communication skills.
• Ability to manage multiple priorities and work effectively across distributed, cross-functional teams.
• Familiar with Agile Team management tools (JIRA, Confluence)
• Pro-active team player with good communication skills as well as good English language skills.
• Experience with Agile/SCRUM environment including agile tooling and methodology together with knowledge of cards.
• Bachelor's degree from a college or university with an focus on IT or data evaluation and / or comparable professional experience 

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career.
• Coaching and support from experts in your team.
• A culture of continuous learning to aid progression.
• A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.