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Sobre este puesto de Market, Liquidity & Capital Risk Analyst en Regions

Regions · Presencial · Birmingham, AL - Regions Center

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Market/Liquidity/Capital Risk Analyst performs risk analyst duties related to market, liquidity, and capital risks across the full Regions enterprise. This position resides in the second line Market, Liquidity, & Capital Risk Management function (MLC Risk Management) and assists in the oversight of first line market, liquidity, and capital management activities primarily within the Treasury, Capital Markets, and Consumer Banking departments. Additionally, this position coordinates with internal and external parties across the bank in various areas to assess risks across the company, and benefits from significant exposure to key activities in Treasury, Capital Markets, Finance, Mortgage Banking, Enterprise Risk Management, etc.

The analyst at this level contributes to team projects, and therefore must be comfortable working in a time environment. Additionally, the analyst at this level assists in developing and implementing reporting and/or financial analysis to assist in the Risk team’s oversight role. The role participates in both quantitative and qualitative analyses, thus providing a broader perspective of market, liquidity, and capital activities. This role assists in improving and providing regular updates of various practices, reports, policies, and procedures within these risk types. This role assists with periodic interaction with Internal Audit and Regulators. This role works closely with numerous other of the analyst team and various divisions of Regions to ensure the successful completion of these responsibilities and further enhance the MLC Risk Management’s oversight of risks. This position is in a group that is highly visible within the organization with regular exposure to senior and executive level members of management.

Primary Responsibilities

  • Oversees the day-to-day identification, measurement, mitigation, monitoring, and reporting of less complex market, liquidity, and capital risks with primary focus on the first line Treasury, Capital Markets, and Consumer Banking functions
  • Assists in aggregating and evaluating risks related to various departments including: Treasury, Capital Markets, Finance, Mortgage Banking, Enterprise Risk Management, etc.
  • Assists with the design, develop, and report independent analyses that provides greater insight into risk exposures and mitigation efforts
  • Works to enhance team processes, and update policies and procedures to reflect improvements
  • Participates in the team’s preparation and involvement in regulatory examinations, which may include the annual Federal Reserve’s Horizontal Capital Review and Horizontal Liquidity Review
  • Ensures the quality and accuracy of information reported
  • Stays well informed of regulatory and industry practices
  • Builds knowledge of the organization, processes, and customers

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. 

Requirements

  • Bachelor’s Degree in Finance, Accounting, or related field
  • Two (2) years of experience in market liquidity risk analysis or similar financial analysis

Preferences

  • Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), Master of Business Administration (MBA), or similar credential(s)
  • Knowledge of Statistical Analysis System (SAS) or other analytical and programming tools

Skills and Competencies

  • A willingness to explore and learn without direct oversight
  • Ability to work on a fast-moving team and shift between individual contributor and project leadership
  • Excellent computer skills including experience with Microsoft applications
  • Foundational knowledge of financial statements and strong quantitative skills
  • Strong verbal and written communication skills

  • Identify, champion, and implement opportunities to leverage automation, artificial intelligence, and emerging technologies across market, liquidity, and capital risk management programs
  • Develop and deliver executive-ready presentations, dashboards, and data visualizations that effectively communicate insights and support decision-making
  • Demonstrate strong analytical and technical skills, including development of queries, scripts, macros, and other tools to access, transform, and analyze data
  • Leverage AI-enabled solutions to enhance analytical capabilities, improve productivity, and streamline business processes
  • Design and implement technical solutions that automate business workflows, controls, and data management processes
  • Apply expertise in data analytics, data engineering, and data modeling to support risk management and strategic initiatives
  • Research complex business and data issues, synthesize findings, derive actionable insights, and recommend practical solutions
  • Utilize advanced data management practices, methodologies, and technologies to ensure data quality and reporting accuracy
  • Demonstrate knowledge of data integration concepts, including ETL/ELT processes, data pipelines, and data movement frameworks
  • Partner with technology and business stakeholders to define requirements and develop scalable data and reporting solutions

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$78,259.50 USD

Median:

$105,020.00 USD

Incentive Pay Plans:

This job is not incentive eligible.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

  • Paid Vacation/Sick Time

  • 401K with Company Match

  • Medical, Dental and Vision Benefits

  • Disability Benefits

  • Health Savings Account

  • Flexible Spending Account

  • Life Insurance

  • Parental Leave

  • Employee Assistance Program

  • Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.


https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Regions Center

Location:

Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

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Cómo se compara este salario de Risk Analyst

Este puesto paga $105,020/yr — en línea con el rango típico para los puestos de Risk Analyst.

$75,000 la mediana de $133,175 $199,960

Rango típico $97,328–$163,600/yr, a partir de 648 ofertas comparables de Risk Analyst en JobsRadar (salario anualizado en USD). Ver datos salariales de Risk Analyst →

Sobre Regions

About Regions At Regions, our culture focuses on five core values that are a commitment to how we will do business: Put people first Do what is right Focus on your customer Reach higher Enjoy life Through these values, our mission to make life better drives our desire to improve and make a positive difference in the communities where we work and live through financial investments and volunteering.

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