KEY RESPONSIBILITIES 

Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.   

• Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines 

• Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels 

• Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategy 

• Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents 

• Monitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelines 

• Support production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environment 

EDUCATION AND EXPERIENCE 

The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

• Bachelor’s degree or relevant insurance designation preferred 

• Experience within underwriting or brokering specialty or E&S insurance products 

• Experience expectations increase across the career path, with progression toward broader authority, complex risk evaluation, and independent decision-making 

CERTIFICATIONS, LICENSES, REGISTRATIONS 

• Appropriate state-specific insurance license required. Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression. 

FUNCTIONAL SKILLS 

• Strong understanding of underwriting principles, risk evaluation, and policy structure 

• Ability to independently analyze insurance risks and determine appropriate terms and conditions 

• Knowledge of binding authority guidelines and market placement strategies 

• Strong problem-solving skills with ability to resolve complex coverage and underwriting issues 

• Effective communication and relationship management skills with carriers and agents 

• Ability to manage high-volume underwriting workflows with accuracy and efficiency