About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

Position: Project Manager / Functional Business Analyst - RETAIL CREDIT

Domain Expertise

• 10+ years of experience in banking, specifically across retail lending products and credit cards.
• Strong background in credit origination, collections, credit risk portfolio management, and credit bureau reporting.
• 5+ years of deep expertise in Retail Credit, including:
  • Credit risk management, including underwriting, credit decisioning, early warning, and collections.
  • Credit portfolio monitoring, including scorecard development, risk segmentation, and limit setting.

Project Management & Delivery Experience

• 5+ years of experience managing and delivering large-scale technology and business transformation projects, preferably within Retail Credit or banking.
• Proven experience managing projects end-to-end, from requirements gathering and planning through solution design, development, testing, implementation, and post-production support.
• Strong project management capabilities, including project planning, resource management, budget tracking, risk and issue management, dependency management, and delivery governance.
• Ability to coordinate effectively across Business, Technology, Risk, Operations, vendors, and other key stakeholders to drive timely delivery.
• Experienced in managing project milestones, deliverables, dependencies, risks, and senior management reporting.
• Strong stakeholder management and communication skills, with the ability to facilitate discussions, drive decisions, and ensure timely closure of actions.
• Proven ability to lead cross-functional teams and deliver projects within agreed scope, timeline, and budget.

Technical & Functional Skills

• Ability to translate high-level business needs into detailed functional and non-functional requirements.
• Skilled in designing end-to-end credit management processes, customer onboarding journeys, and integrated risk portfolio workflows.
• Strong understanding of credit systems, decision rules, scoring engines, and their integrations across enterprise systems.
• Proven experience leading and delivering large-scale Retail Credit system implementation programs.
• Ability to bridge business, functional, and technology teams, ensuring business requirements are effectively translated into implementable solutions.
• Strong leadership skills with the ability to lead and manage a small team effectively.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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