About World Business Lenders

• World Business Lenders provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding. 
• WBL is a U.S.-based company with a 100% remote workforce. We are seeking a detail-oriented FP&A Analyst to support the company’s financial planning, forecasting, modeling, and management-reporting activities. 
• This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs.

Position Overview 

• The FP&A Analyst will build, maintain, reconcile, and analyze financial models and reports within an assigned area of the FP&A function.
• The role requires strong Excel skills, comfort working with large and sometimes incomplete datasets, and the ability to produce accurate, transparent, and well-documented analysis.
• Analysts are expected to support the broader FP&A function as needed, but hiring and performance expectations will emphasize the primary functional assignment.

Functional Assignment

1. Corporate Planning & Performance — budget and reforecast support; three-statement forecasting; operating expense and headcount planning; variance analysis; and management reporting.
2. Portfolio & Capital — origination and portfolio forecasting; NPL, REO, and recovery analysis; cash and liquidity; facility and covenant forecasting; and capital scenarios.
3. Strategic Finance, Data & Automation — channel, product, and unit economics; pricing and profitability; business cases and scenario modeling; automated reporting; FP&A data and model governance; due diligence; and workflow automation.
   

Role Focus

• A detail-oriented FP&A Analyst assigned to a primary functional area while supporting the broader planning and analysis needs of the business

Key Responsibilities 

• Collect, organize, validate, and maintain financial and operational data used in FP&A models, reporting, and analysis.
• Build, update, and maintain financial models, forecasts, analyses, and reports within the assigned functional area.
• Reconcile model outputs and management reports to source data and financial statements and investigate discrepancies.
• Analyze actual results and business performance, identify material drivers and variances, and prepare clear explanations.
• Prepare scenario, sensitivity, break-even, and other decision-support analyses as needed.
• Maintain clear model assumptions, supporting schedules, version control, change logs, and process documentation.
• Support recurring management reporting and improve or automate reporting where practical.
• Work with Accounting, Operations, and other departments to obtain required data and resolve inconsistencies.
• Support broader FP&A, due-diligence, and ad hoc financial projects as needed. 

Requirements

• Education:
• Bachelor’s degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field.  

• Experience:
• Two to three years of progressive experience in FP&A, financial analysis, financial modeling, budgeting, forecasting, accounting analysis, or a related finance position.  

• Strong understanding of financial statements, including the income statement, balance sheet, and cash-flow statement.  
• Experience preparing budgets, forecasts, cash-flow projections, and actual-to-forecast variance analyses.  

• Advanced proficiency in Microsoft Excel, including:  
• Financial formulas and functions  
• Pivot tables and charts  
• Lookup and conditional formulas  
• Scenario and sensitivity analysis  
• Financial model construction  
• Excel-based reporting and dashboards  
• Working with large datasets  
• Ability to review financial information, identify discrepancies, and reconcile reports to source data.  
• Strong analytical and quantitative problem-solving skills.  
• Ability to explain financial results and analysis clearly to finance and non-finance stakeholders.
• Relevant experience in at least one functional assignment listed above; candidates are not expected to have depth across all three.
• Ability to work independently, manage recurring deadlines, and communicate regularly in a remote environment.

Preferred Qualifications 

• Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment.  
• Experience developing management reports or dashboards in Power BI.  

• Experience supporting multi-entity, multi-business-unit, or consolidated budgeting and forecasting processes.  
• Experience in one or more of the following: consolidated planning, lending or portfolio analysis, liquidity and capital planning, pricing or unit economics, or financial reporting automation.

Benefits

What We Offer

💰 USD compensation: $1,000–$1,500, with up to $1,800 considered for candidates with exceptional expertise or relevant experience.

🏖️ Paid Time Off (PTO).

🌍 Fully remote — work from wherever you do your best work!

Ready to Apply?

If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!