payabl. empowers businesses to grow through payments innovation and banking services. Our ambition is to expand our strong portfolio of global financial services we provide to businesses and make them all available in one place on our platform we call payabl.one. As a licensed financial company with principal membership with card schemes, we specialize in global payments and providing businesses with multi-currency accounts.

The role is about:

As the Enterprise Risk Manager, you will be responsible for the design, implementation, and maintenance of our business-wide risk management framework. A primary focus of this role will be ensuring that our entire framework is developed and maintained in strict accordance with all applicable regulations of a global regulated payment institution, including the new Governance Directive by the Central Bank of Cyprus (CBC). You will serve as a pivotal partner in shaping the risk strategy of the firm, liaising with risk owners across the organization to identify, mitigate, and monitor the firm’s risk profile. Reporting to the Head of Corporate Affairs, you will play a critical role in shaping the firm's risk culture, providing relevant training to internal stakeholders, and ensuring robust oversight of all potential exposures.

You Will:

• Take full ownership of the design, implementation, and maintenance of the business-wide risk management framework.
• Ensure the framework meets the standards of a global regulated payment institution and complies with the CBC Governance Directive.
• Act as a strategic partner to the business, helping to shape and evolve payabl.’s risk strategy.
• Liaise with department-level risk owners to identify, assess, and monitor risks, ensuring effective mitigation is in place.
• Develop and deliver risk management training programs for internal stakeholders to promote a strong risk culture.
• Monitor the firm’s overall risk profile and ensure alignment with the approved risk appetite.
• Prepare and present detailed risk reports and insights to Senior Management and the Risk Committee.
• Provide expert input to the Risk Committee to support informed decision-making.
• Oversee the firm’s risk profile monitoring, ensuring all potential exposures are identified and managed proactively.

What we need:

• A minimum of five to seven years of experience in risk management within a regulated financial institution (Payments or EMI preferred).
• Proven track record in designing and maintaining enterprise-wide risk frameworks in a global regulatory environment.
• Strong familiarity with the CBC Governance Directive and international risk management standards (e.g., ISO 31000, COSO).
• Experience reporting directly to Senior Management and supporting Board-level committees.
• Excellent pedagogical and communication skills to deliver effective risk training across the organization.
• A proactive, solution-oriented approach with the ability to act as a "pivotal partner" across different business functions.
• Proficiency in English; knowledge of Greek is an advantage given the local regulatory liaison requirements.
• Strong analytical mindset with the ability to identify emerging risks in a fast-paced, global payments landscape.

The perks of being a payabl.er:

• Future-Proof Your Finances: Once you’ve passed probation, we’ll kickstart your Provident Fund to secure your future. 
• Grow with Us: Annual Learning Budget for professional development (eligible after probation)—because your growth is our growth. 
• Wolt Your Way Through Lunch: €150 monthly Wolt allowance to keep you fueled and happy.
• Stay Active Your Way: Enjoy a SportsBenefits membership giving you access to a wide variety of gyms and sports facilities to support your active lifestyle.
• Drive in Style:  After one year with us, you may be eligible for a company car—performance and availability permitting. 
• Park with Ease: Complimentary parking space just steps from the office, so your commute is as smooth as your workday.
• Max Out Your Downtime: 25 days of vacation + public holidays, plus an additional 10 sick days. 
• Shop & Save: Exclusive local discount card + tickets for exciting events like Beonix, basketball games, and more. 
• Speak Like a Local: Join free Greek language classes, twice a week, open to all team members. 
• Celebrate Together: We bring colleagues from all offices together for unforgettable company celebrations.
• Global Collaboration & Events: Opportunities to participate in international company events and initiatives, connecting with colleagues from all regions and contributing to a truly global community 

🚀 Our Hiring Process:

• Initial Interview - Conducted by the Talent Acquisition team (30-40 min).
• In-Depth Discussion - A 1 hour interview with the Head of Compliance and MLRO (UK) / Head of Corporate Affairs
• Meet Our Leadership - Focused team fit, with participation from the Group CCO/Group Deputy CEO.

Let's embark on a journey to redefine the landscape of payments together. We're not just offering a role; we're inviting you to be a part of something bigger. Join our team, and let's innovate, disrupt, and lead the future of payments. Together, we can make an impact that resonates. Welcome to the team! 

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