Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting
Designation: Delivery Lead Manager
Qualifications:Master of Business Administration
Years of Experience:13 to 18 years
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com
What would you do? • Career Level 7 Delivery Lead Manager Large Corporate Underwriting A working credit leadership role owning the credit quality, throughput and capability of the Large Corporate Underwriting team, reporting to the CL6 Delivery Lead Senior Manager. Summary Career level CL7Delivery Lead Manager (VP Equivalent) Experience 15+ years, of which 8+ years leading underwriting or credit analysis teams Model preference Reports • Why this role exists We run one of the most specialised wholesale-credit delivery capabilities in the industry an end to-end commercial lending and credit modernisation engagement spanning Large Corporate Underwriting, Wholesale Credit Delivery, Portfolio Management, Monitoring, Fulfilment and Servicing. The CL7 seat sits closest to the work. It exists because credit quality is decided file by filein the review • Conduct detailed research on the financial history of businesses to determine their creditworthiness. • Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving declining counter offer of business loans.
What are we looking for? • 4.1 Experience profile • 15+ years of experience in banking and financial services, with at least 5 years leading underwriting or credit analysis teams. • Preference for candidates who have operated within a GCC Global Capability Centre or Managed Business Services model, serving global North American banking clients offshore delivery discipline, onshoreoffshore working rhythm and client-embedded ways of working. • Hands-on underwriting background; recent, demonstrable file-level experience rather than purely supervisory exposure. • Experience supporting transitions, knowledge transfer
Roles and Responsibilities: • Role purpose To lead the Large Corporate Underwriting team and own the credit quality, throughput and capability of everything it produces reviewing files, challenging analysis, coaching underwriters, engaging client credit partners and holding the line on standards case by case. The role operates within the framework, operating model and delegated authority set by the CL6 Delivery Lead Senior Manager, escalating the genuinely hard calls and the risks that cannot be resolved at function level. • Direct the development of forecast models including cash-flow projections under expected, downside and management cases over a five- to seven-year horizon, and stress-test the conclusions. • Review enterprise valuation models determining total company value across equity and debt components. • Evaluate business models • strengths, weaknesses, risks, revenue structure and corporate organisationand ensure the credit narrative reflects them honestly. • Assess risk parameters across borrower, guarantor, facility and industry; evaluate repayment capacity and recommend approval, decline or counteroffer within delegated authority. • Escalate to the CL6 lead promptly where a call sits outside delegated authority, where capacity is at risk, or where a client position needs senior arbitration

Master of Business Administration

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.

Visit us at www.accenture.com 

Equal Employment Opportunity Statement

We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, military veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by applicable law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.