Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation! G ka ba? Join the G Nation today!

DOES (The tasks / responsibilities that the role performs to address requirements in Key Result Areas)

Acquisition Policy Development & Optimization:

• Analyze and assess creditworthiness of potential eligible base (EB) using various data sources, and internal scoring models.

• Contribute to the development, implementation, and refinement of acquisition credit risk strategies and eligibility policies.

• Monitor the effectiveness of current credit strategies and recommend adjustments based on portfolio performance, market trends, and risk appetite.

• Utilize statistical analysis and modeling techniques to enhance risk segmentation and decision-making.

Data Analysis & Reporting:

• Collect, analyze, and interpret large datasets related to loan originations, and early portfolio performance.

• Develop and maintain regular reports on key risk indicators (KRIs), EBs and disbursements, take up rates, and other relevant metrics.

• Present findings and recommendations to senior management and other stakeholders in a clear and concise manner.

Portfolio Monitoring & Management:

• Monitor the credit quality of newly originated loans and identify emerging risk trends.

• Collaborate with collections and portfolio management teams to understand the impact of acquisition strategies on downstream performance.

Collaboration & Process Improvement:

• Work closely with cross-functional teams, including Products, Tech, and Sales, to optimize the loan processes and enhance risk management capabilities.

• Identify opportunities for process improvements and automation within the credit risk function.

• Participate in ad-hoc projects and initiatives related to credit risk management.

What We Offer

Opportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible compensation and benefits package