Job Title: Product Owner

Corporate Title: Vice President

Location: Pune, India

Role Description

• This is an exciting opportunity for a confident and highly experienced individual to join the Credit Risk Technology team and utilize their business knowledge and leaderships skills in a highly visible domain level role as a Product owner. The role requires in-depth experience on Credit Risk specifically credit risk lifecycle, delivering on the Regulatory Demand and working on Bankwide programs with Front Office, Finance and other areas of Risk.
• The opportunity offers and provide exposure in the Product Owner and Management space. Embrace and propagate product mindset by actively working with other Product Owners. Define and Communicate Product Vision and roadmap in partnership with stakeholders and engineering. Ensure Product changes align with Business Strategy and Vision. Define and govern the end-to-end delivery in Agile Framework across Credit risk Domain where you would be driving agile ceremonies linking to Backlog Refinements, Demos, Review and Planning. 
• You will manage and drive the adoption of recognized best practices, tools and policy ensuring that a robust and maintainable solution is implemented.  Work alongside Senior Business Owners, Credit Officers, Analysts & IT stakeholders to ensure that the applicable stream of work is progressing to plan across different credit risk functions and dependencies that are identified are managed, provide guidance by example and act as the senior escalation point Program and Business Outcome.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

• Best in class leave policy.
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Develop, Create, and communicate Product Vision and Roadmap with the Business Owners, Solution/System Architect, Engineering & Product Management
• Manage and prioritize backlog and ensure value delivery is embedded in Agile Planning and delivery via prioritized features and enablers.
• Continuously refine Product Backlog, re-prioritise according to criticality, cost and value.
• Develop as an SME and primary point of contact liaison with all relevant stakeholders in Business and Engineering, giving them timely, transparent, and metric driven updates.
• Develop and provide strategic business solutions under Credit Risk Domain to Business Problems, Efficiency gains, Regulatory Findings and Front to Back Integrations.
• Be responsible for Product Health and Maturity in Credit Risk domain, continuously monitoring and improving the Health and Maturity Metrics.
• Responsible for Product quality through compliance of UX, Architecture & Business process and the SDLC cycle and release to production. Provide input into Release Notes clearly articulating Business Value/Outcomes
• Ensure adherence to both the Bank’s and domain’s testing standards with focus on achieving further efficiencies and benefits through automated testing.
• Provide management, leadership, and technical/domain guidance to teams across multiple locations and senior escalation point for all stakeholders.
• Participate in the end-to-end development cycle working closely with squad teams following BDD development model.

Your skills and experience

Technical/ Domain Skills

• 10+ years’ experience in Product Owner & product management on a agile environment, with a strong emphasis on cognitive solutions within Investment Banking or Credit Risk domain.
• Strong stakeholder management skills and the ability to communicate at senior level with proven experience in successfully driving roadmaps and delivery of large-scale Regulatory, Risk, Data or Technical Programs
• Experience working in Technology or Change for the large Investment Banks dealing with Banking Products, Data and Systems.
• Proven experience and evidencing prioritization techniques, refinement, grooming and challenges with the Backlog management.
• Good to have strong understanding of AI/ML concepts and Ability to scope and deliver AI-enabled features end-to-end—problem framing, identify practical use-cases and risks (privacy, bias, explainability) in enterprise settings.
• Knowledge and experience of Risk or Finance domain. Good to have experience of working in any parts of Credit Risk Lifecycle, Limit Management, Rating Methodologies, Recovery Management.
• Good to have knowledge and understanding of Risk Methodologies for PD, LGD, EAD, RWA Calculations
• Additional advantage with domain Knowledge or understanding of Model Calculations and Pricing/Valuations across multiple asset classes including Traded Derivatives, Banking Book Securitization etc. Knowledge of BASEL & ECB IRBA guidelines and strong knowledge of models involved in rating methodology buildout and various data sources involved.
• Working with various Testing Methodologies and framework e.g. BDD.
• Experience in writing simple SQL queries for analysis would be a great enabler to perform the role well.
• Good to have complimentary technical skills on Oracle, Python, Java, Angular
• Good to have knowledge on Data Analytical tools of Tableau, Qlik.

Soft Skills

• Strong Analytical skills
• Ability to work in virtual teams and in matrix organizations
• Strong communication skills
• Evidence of Team Player, Mentor or driving Team objectives
• Evidence of keeping pace with technical innovation

Education/ Qualifications

• B.E/ BTech or Degree in Computer Science/ information technology
• Recognized Degree in Finance and Risk Domain e.g. MBA, B.COM
• FRM/CFA Certified Professionals
• Good to have Product owner/Product Manager/ Business Analyst Certifications from recognized institutes/ courses.

How we’ll support you

• Training and development to help you excel in your career.
• Coaching and support from experts in your team.
• A culture of continuous learning to aid progression.
• A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.