Job Summary**

As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking and investment products.

Job Responsibilities**

* Develop and maintain strong relationships with individual clients, understanding their financial needs and aspirations.
* Conduct thorough financial needs analysis to identify suitable banking, investment, insurance, and lending products.
* Present and explain complex financial products and services clearly and concisely to clients.
* Provide personalized financial planning advice, including retirement planning, wealth management, and investment strategies.
* Monitor client portfolios and provide regular updates and recommendations based on market conditions and client objectives.
* Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
* Actively participate in sales campaigns and initiatives to achieve individual and team sales targets.
* Collaborate with other departments within RHB Bank to offer integrated financial solutions to clients.
* Keep abreast of market trends, economic developments, and new product offerings to effectively advise clients.

Job Qualifications**

* Bachelor's degree in Finance, Economics, Business Administration, or a related field.
* Proven experience in financial advisory, sales, or banking, preferably within a retail banking environment.
* Strong understanding of various financial products including deposits, loans, investments (unit trusts, bonds, equities), and insurance.
* Excellent communication, interpersonal, and presentation skills.
* Strong analytical and problem-solving abilities.
* Ability to build rapport and trust with clients.
* Results-oriented with a strong drive to achieve sales targets.
* Relevant industry certifications (e.g., FIMM, PCE, CUTE, TBE) are a significant advantage.
* Proficiency in Microsoft Office Suite.