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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

DEPARTMENT OVERVIEW

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization

• Lunch and Learns on topics such as Innovation

• Diversity and Inclusion and Personal Branding and so much more

JOB DESCRIPTION

TD Insurance Life & Health Product Management team is responsible for the development, management, performance monitoring, and enhancement of insurance products that help protect customers and their families. As a Product Management Co-op/Intern, you will gain hands-on experience working on strategic initiatives, product analytics, customer insights, competitive research, and business performance reporting.

In this role, you will work closely with Product Managers and cross-functional partners across Distribution, Analytics, Finance, Actuarial, Compliance, Legal, Operations, Marketing, and Digital teams to support the execution of business priorities and customer-focused product enhancements.

Key Accountabilities:

• Support product managers in the development and management of Life & Health insurance products and initiatives.
• Analyze product performance metrics, sales trends, customer behavior, and portfolio results to identify opportunities and insights.
• Assist with business case development, financial analysis, forecasting, and executive reporting.
• Conduct market and competitor research to identify emerging industry trends, customer needs, and best practices.
• Support the creation of presentations, executive summaries, dashboards, and performance updates for senior leadership.
• Collaborate with cross-functional teams to support product launches, enhancements, and regulatory or operational initiatives.
• Assist with reviewing product documentation, training materials, customer communications, and marketing content for accuracy and consistency.
• Leverage data and analytical tools to transform information into actionable business insights.
• Participate in project planning, stakeholder meetings, and ongoing strategic initiatives within the Life & Health business.

JOB REQUIREMENTS

• Currently enrolled in an undergraduate, master's or MBA degree in Finance, Accounting, Analytics, Data Science, Business/Commerce, Economics, Mathematics, Statistics, Actuarial Science, Insurance, or a related field.
• Must be enrolled in an undergraduate degree with the intent of returning to school following the completion of the work term.

Business-Specific Requirements

• Interest in product management, insurance, financial services, customer experience, or business strategy.
• Strong analytical and problem-solving skills with the ability to interpret data and identify meaningful insights.
• Proficiency in Microsoft Excel and PowerPoint; experience with Power BI, Tableau, AI Tools, or other analytical tools is considered an asset.
• Strong attention to detail and ability to work with large data sets.
• Excellent written and verbal communication skills, including the ability to synthesize complex information into clear and concise recommendations.
• Demonstrated ability to manage multiple priorities and work effectively in a fast-paced environment.
• Strong collaboration and relationship management skills.
• Ability to think critically, challenge assumptions, and contribute innovative ideas to improve business outcomes.
• Previous experience in data analysis, consulting, project management, financial services, insurance, or related internships is considered an asset.

ADDITIONAL INFORMATION

• This position is a 4-month work term and will commence January 4 2027 – April 23 2027
• Applications must include a transcript, cover letter (one letter-sized page or less), and a resume (maximum of 2 pages).
• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements.
• TD is committed to providing candidates with an exceptional internship experience. Work location and start dates may be subject to change based on business needs.

What You'll Gain

• Exposure to product strategy and management within a leading financial institution.
• Experience working with senior leaders and cross-functional business partners.
• Hands-on experience analyzing business performance and supporting strategic decision-making.
• Opportunities to develop analytical, communication, and stakeholder management skills.
• Meaningful work that contributes to improving customer outcomes and business performance.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):