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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

About the Team

The Analytics, Insights & Artificial Intelligence (AI2) team delivers data- and analytics-driven insights that support informed decision-making and strategic planning across the organization. Within AI2, the Canadian Personal Banking (CPB) team provides end-to-end analytics support—including reporting, advanced analytics, and AI solutions—to drive measurable business value.

The Role

The Data Scientist III will play a key role in the Flow of Funds initiative, strengthening a core data asset and applying advanced analytics to drive enterprise product strategy and portfolio performance. You will translate complex data into actionable insights that inform product strategy, customer experience, and pricing decisions, partnering closely with business, risk, and technology teams.

Key Responsibilities

• Design and build scalable data assets, dashboards, and analytical tools to enable repeatable insights.
• Deliver actionable insights from enterprise data to support product, pricing, customer, and portfolio decisions.
• Lead advanced analytical work (e.g., regression, clustering, time series, causal inference) to solve complex business problems.
• Act as a trusted advisor to business partners, influencing decisions through clear, compelling insights.
• Collaborate with Data & Technology partners to develop high-quality, reliable, and reusable data assets.
• Communicate insights effectively to both technical and non-technical audiences, including senior leadership.
• Mentor junior data scientists and contribute to analytics best practices.

Required Qualifications

• 5+ years of experience in data science or advanced analytics, with ownership of complex, high-impact initiatives.
• Degree in quantitative discipline (e.g., data science, business management, statistics, economics, computer science, engineering).
• Advanced proficiency in SQL and Python/PySpark, with experience building production-ready analytical solutions in Databricks.
• Advanced Analytics Engineering proficiency in developing ETLs, analytical data assets, automation & models in a production level environment leveraging Object Oriented Programming.
• Solid understanding of version control using Bitbucket & GitHub.
• Strong statistical foundations focused on experimentation (A/B testing), and applied machine learning.
• Experience & curiosity in leveraging AI APIs technologies such as Open AI, Gemini, etc. for automation, insights, knowledge management systems (KMS) & other AI use cases.
• Strong communication skills and the ability to communicate complex technical topics to non-technical stakeholders and influence non-technical stakeholders.
• Proficiency with Excel and PowerPoint.

Nice to Have

• Experience in financial services, particularly Canadian Personal Banking and/or Wealth.
• Experience with Power BI.R

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):