About the opportunity

Here at N26 the IIT team is continuously trying to optimize and automate manual tasks to cope with the tremendous growth of the company, moving away from the traditional IT into a more DevSecOps approach relying on technology to empower people.

The Corporate Infrastructure (COIN) team builds, manages and supports the systems and infrastructure that power our workplace keeping our users working smoothly, productively, and securely. As an IT Operations Specialist, you’ll help design and scale the infrastructure powering your peers’ day to day work.

If you like to think out of the box, automate all the manual tasks and make people's lives easier, we are looking for you!

In this role, you will:

• Implement and improve systems to manage our growing workplace infrastructure, global corporate networks, A/V infrastructure, and physical security.

• Support our current workplace infrastructure and IT Support with creative ideas.

• Collaborate with partner teams to scale and automate our infrastructure.

• Thoughtfully and inventively incorporate leading third-party software into N26 workplace infrastructure.

• Keep abreast of company growth and industry trends and iterate on automated deployment, configuration, and monitoring.

• Uphold our high engineering standards and bring consistency to the many processes and procedures you encounter.

• Help your teammates by sharing knowledge, mentoring, and supporting.

• Own an issue until the problem has been mitigated and/or resolved.

• Maintain the operational effectiveness of systems in their specialist infrastructure area.

• Conducts ongoing maintenance of infrastructure.

• Maintain an effective working relationship with all key stakeholders, including issues and planned changes within their specialist infrastructure area. 

What you need to be successful:

• Proven experience managing and operating workplace infrastructure components like corporate networks, physical servers as well as CCTV and physical security systems. Knowledge of Cloud computing and VM will be considered as plus.

• Experience scripting in Bash or Powershell in order to automate repetitive tasks. Experience with Infrastructure as Code is desired.

• Proficiency troubleshooting Linux and Windows systems (ideally 2012 R2/2016 & 2019) at the OS level and as part of a distributed system. 

• Experience with server IDRAC and managing.

• Knowledge of TCP/IP, VPN, application network protocols, firewall management, hardware and printing devices with centralised management solutions.

• Comfort discussing technical concepts like network protocols and infrastructure components.

• Eager to inherit new knowledge and to be able to work independently.

• Not to be afraid to grab more complex tasks, even not to be comfortable or have enough knowledge to execute them.

• A learning mindset, regardless of level or experience.

• An empathetic, humble, and customer-focused demeanor.

• Excellent English communication skills, both written and verbal, knowledge of German or Spanish is a plus

• Multi-tasking capabilities and ability to adapt to a fast paced environment.

• Ability to be proactive, self-motivated and learn quickly.

• Troubleshooting and support of meeting room issues.

•  'All hands' events support and troubleshooting.

• Meeting room booking platform hardware support from the infrastructure side

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the opportunity

Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff. We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators.

We are seeking a talented Backend Engineer to join our expanding teams in Barcelona and evolve our product, powered by a microservice architecture predominantly written in Java 8 and Kotlin, using Spring Boot.

Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy.

As a Backend Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis.

In this role, you will:

• Design, develop, test, deploy and maintain software in a thriving environment

• Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions

• Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our GSDD.

• Work within your cross-functional team to uphold the highest technical standards right across the product

What you need to be successful:

Background:

• Experience in developing software using a JVM language and Spring Boot in Large-scale production systems (note: experience of Kotlin would be a plus)

• Sound understanding of microservice architecture

• Knowledge of both relational and non-relational databases, preferably Postgres

Skills:

• Sound understanding of microservice architecture

• Deep knowledge of both relational and non-relational databases, preferably Postgres

• Appreciation of working in a modern cloud architecture, preferably with AWS

• Language Skills: Full professional proficiency in English

Traits:

• Highly motivated and not afraid of getting things done

• Ongoing appreciation and consideration for security

• Motivation to write code which is well-tested and well-documented

• Give and receive open, direct and timely feedback

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

• Additional day of annual leave for each year of service.

• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.

• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are looking for a Specialist in Know-Your-Customer (KYC) to join our growing KYC German team in our Madrid office. In this role, you will take ownership of key processes within KYC and ensure an optimal user experience.

In KYC, our goal is to lead and shape the industry by fostering a culture of compliance within N26 that is trusted by authorities, customers, and shareholders. For that purpose, your expertise in KYC is fundamental. Particularly in Ongoing Due Diligence (ODD) and Enhanced Due Diligence (EDD) for Customers and Politically Exposed Persons (PEP), will be instrumental for your success in this position.

The Specialist role is centered on operational excellence and the effective management of daily cases. Through dedication and continuous learning, an L1 becomes a fundamental member of the team in ensuring N26's regulatory compliance.

In Your Next Challenge, You Will:

• Apply In-depth knowledge of regulatory requirements and industry best practices related to EDD and ODD processes.

• Apply your experience with due diligence processes related to High-Risk Customers (HRC) and Politically Exposed Persons (PEP).

• Correctly apply established policies in each case assessment, maintaining a clear understanding of compliance requirements to ensure quality work.

• Contribute to the maintenance of the Service Level Agreement (SLA): Efficiently manage assigned cases, ensuring deadlines are met.

• Showcase your proficiency in using KYC tools, platforms, and software for efficient processing and management of EDD and ODD cases.

• Demonstrate your analytical and investigative skills to assess and mitigate risks associated with High Risk customer profiles.

• Showcase your ability to interpret and analyse financial statements, transactions, and other relevant data to make informed decisions.

• Conduct thorough and accurate assessments, identifying risks and relevant documentation.

• Demonstrate a high level of Problem-Solving skills, continuously proving the ability to identify and solve problems independently.

• Exhibit outstanding team Collaboration, working collaboratively in a multicultural and fast-paced team environment.

• Foster open dialogue within the team and share key case findings. Actively seek help and feedback for professional growth.

• Collaborate with other internal teams (such as MLRO or Customer Support) to resolve questions quickly and effectively.

• Adapt quickly to process changes and maintain a positive attitude. Actively participate in the adoption of new guidelines and tools.

• Be exposed to a fast-paced environment, demonstrating openness to learning and incorporating new methodologies and technologies into the KYC workflow.

• Participate in projects, contribute ideas, and execute assigned tasks.

• Embrace our Customer-Centric Approach, focusing on enhancing the user experience for our customers undergoing the KYC process, balancing compliance requirements with a seamless and user-friendly approach.

 What You’ll Need to Be Successful

Background:

• Hands-on experience in KYC, ideally with exposure to Enhanced Due Diligence (EDD) and Ongoing Due Diligence (ODD).

• Proven track record of managing and resolving KYC cases efficiently.

• Previous experience in similar fast-paced Finance and Banking companies is desired, but not mandatory.

Skills:

• Excellent hands-on experience in KYC Operations.

• Knowledge of banking regulations is preferable.

• Strong analytical skills, with the capability to independently generate insights.

• Proactive and detail-oriented with the ability to maintain a positive mindset and excel under pressure.

• Fluency in English is mandatory; proficiency in German is an added value.

• Exceptional interpersonal and communication skills, with proven experience in supporting stakeholders through complex situations.

What’s in it for you:

Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

Vacation days vary depending on your location of work. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.

A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paolo.

Sound good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

About the opportunity

We are seeking a proactive Product Manager to join our Lending team. This role is central to our Lending Ambition, our strategic roadmap to become the most trusted European digital primary bank by 2029 through a material, high-growth lending profit center.

In this role, you will help us further accelerate our Lending Ambition for our N26 customers, ensuring we offer personalized, inclusive, and innovative digital credit experiences across Europe. You will join a cross-functional team of product managers, designers, engineers, and data scientists dedicated to scaling this high-priority profit center.

In this role, you will:

• Execute the Strategy: Support the delivery of our Lending Ambition (Foundations, Experimentation, and Innovation) to help reach our ambitious growth targets for the Lending business.
• Define & Deliver: Develop and own problem spaces within Lending Foundations (e.g., credit data platforms) and define the necessary stories, epics, and initiatives to solve them.
• Iterative Progress: Break down complex features into iterative milestones, fostering a culture of "build, measure, learn" through A/B testing and customer discovery.
• Collaborate Across Groups: Partner closely with Credit Risk, Finance, and Engineering to ensure product rollouts are high-quality, compliant, and meet our "Lending Bank" readiness standards.
• Targeted Focus: Support critical unresourced topics as they arise, such as initiatives around Credit Underwriting Models and onboarding external data sources to reduce Time-to-Value.
• Maintain Operational Excellence: Contribute to the maturity of our processes, supporting audit requirements (e.g., Deloitte) and upleveling our reporting and documentation.

What you need to be successful:

• Experience: 3+ years in Product Management, ideally within FinTech or a regulated banking environment.
• Product Craft: Proficiency in breaking down high-level goals into actionable roadmaps and technical specifications. Can define stories and epics well when given a problem statement.
• Analytical Mindset: Comfortable using Claude Code or other AI tools to fast-identify funnel friction and validate hypotheses.
• Stakeholder Management: Ability to build effective relationships across different disciplines and navigate a fast-paced, "digitally native" environment.
• Adaptability: A mindset that embraces the Lending Ambition, being fast to adapt, hypothesis-driven, and focused on both customer and business value.

Our Team Values:

We are a team that believes in being better together and authentically ourselves. We live by these principles:

• Simple. Speed. Scale.
• Customer value, biz value, or no value.
• Accountable to outcomes, guided by purpose.
• Earn trust: with customers, regulators, and each other.
• Hypothesis driven, fast to adapt.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking a proactive Product Manager to join our Lending team. This role is central to our Lending Ambition, our strategic roadmap to become the most trusted European digital primary bank by 2029 through a material, high-growth lending profit center.

In this role, you will help us further accelerate our Lending Ambition for our N26 customers, ensuring we offer personalized, inclusive, and innovative digital credit experiences across Europe. You will join a cross-functional team of product managers, designers, engineers, and data scientists dedicated to scaling this high-priority profit center.

In this role, you will:

• Execute the Strategy: Support the delivery of our Lending Ambition (Foundations, Experimentation, and Innovation) to help reach our ambitious growth targets for the Lending business.
• Define & Deliver: Develop and own problem spaces within Lending Foundations (e.g., credit data platforms) and define the necessary stories, epics, and initiatives to solve them.
• Iterative Progress: Break down complex features into iterative milestones, fostering a culture of "build, measure, learn" through A/B testing and customer discovery.
• Collaborate Across Groups: Partner closely with Credit Risk, Finance, and Engineering to ensure product rollouts are high-quality, compliant, and meet our "Lending Bank" readiness standards.
• Targeted Focus: Support critical unresourced topics as they arise, such as initiatives around Credit Underwriting Models and onboarding external data sources to reduce Time-to-Value.
• Maintain Operational Excellence: Contribute to the maturity of our processes, supporting audit requirements (e.g., Deloitte) and upleveling our reporting and documentation.

What you need to be successful:

• Experience: 3+ years in Product Management, ideally within FinTech or a regulated banking environment.
• Product Craft: Proficiency in breaking down high-level goals into actionable roadmaps and technical specifications. Can define stories and epics well when given a problem statement.
• Analytical Mindset: Comfortable using Claude Code or other AI tools to fast-identify funnel friction and validate hypotheses.
• Stakeholder Management: Ability to build effective relationships across different disciplines and navigate a fast-paced, "digitally native" environment.
• Adaptability: A mindset that embraces the Lending Ambition, being fast to adapt, hypothesis-driven, and focused on both customer and business value.

Our Team Values:

We are a team that believes in being better together and authentically ourselves. We live by these principles:

• Simple. Speed. Scale.
• Customer value, biz value, or no value.
• Accountable to outcomes, guided by purpose.
• Earn trust: with customers, regulators, and each other.
• Hypothesis driven, fast to adapt.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

Traits:

• Actively help yourself (and others) be successful
• Continuously learn and challenge the status quo
• Think globally, act locally
• Strong bias for action
• Give and receive open, direct and timely feedback

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

Traits:

• Actively help yourself (and others) be successful
• Continuously learn and challenge the status quo
• Think globally, act locally
• Strong bias for action
• Give and receive open, direct and timely feedback

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

We are seeking a Senior Site Reliability Engineer to join the Platform Engineering Domain in the Access Team.

The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use.” Access Team’s mission is to ensure secure, seamless, and compliant access to that infrastructure. We build the gateway between our engineers and our cloud resources.

As one of the first banks completely hosted in the cloud, our security and compliance standards are industry-leading. We don’t just use a modern stack; we build sophisticated access solutions like JIT (Just-In-Time) provisioning and Privileged Access Management (PAM) to protect our customers and our data.

In this role, you will:

Be responsible for designing and maintaining the systems that govern how humans and services access our AWS environment. You will ensure that access is "least-privilege" by default, automated, and audit-ready.

More specifically, you will:

• Manage and scale our Teleport infrastructure for secure access to servers, databases, and Kubernetes clusters.
• Develop and maintain automated Identity and Access Management (IAM) workflows within AWS.
• Implement and improve Just-In-Time (JIT) access solutions to reduce our permanent attack surface.
• Collaborate closely with the Cloud Control team to integrate security policies into the core infrastructure provisioning process.
• Automate authorization flows to ensure regulatory compliance without slowing down engineering velocity.
• Maintain and improve our Infrastructure-as-Code (Terraform) for all access-related components.
• Support internal and external audits by providing technical evidence and ensuring our access protocols meet strict regulatory standards; proactively identify gaps in our current access landscape and drive initiatives to remediate them.
• Create monitors and alerts for access patterns, diagnosing and resolving issues related to authentication and authorization services.

What you need to be successful:

Background and skills:

• Production expertise in Amazon Web Services (AWS), specifically with IAM, Organizations, and Multi-account security.
• Hands-on experience with Access Management tools, preferably Teleport, or similar PAM/JIT solutions.
• Strong experience with Terraform for managing cloud resources and security policies.
• Solid understanding of Linux systems and networking fundamentals (OIDC, SAML, SSH, TLS, TCP/IP).
• Experience programming in Go and/or Python to automate security workflows.
• Familiarity with compliance frameworks and a proven ability to translate audit requirements into technical solutions.
• Experience with container orchestration (Docker, Kubernetes) from an access and RBAC perspective.
• A "Security-first" mindset with a proactive approach to solving complex permission issues.
• Good communication skills and the ability to work autonomously within a fast-paced environment.

Traits:

• Independently lead tech projects
• Lead and promote technical discussions with engineering audiences
• Mentoring & support of Junior & Mid-level engineers
• Review, assessment & improvement of the current team tool landscape
• Advancements in code quality practices, security awareness and monitoring
• Build up knowledge of production data and its analysis
• You are on top of incidents, generate learnings and follow up
• Deepest understanding of everything built by the team
• Leading specialist activities, drive tech projects independently
• Bring architectural & technical debt issues into the backlog
• You see the delivery of your team in a broad, domain-wide context
• Building bridges to other areas and be the glue in your own team
• Take full responsibility for your work and projects you participate
• Mature & solution-oriented tech counterpart in any discussion

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

We are seeking a Senior Site Reliability Engineer to join the Platform Engineering Domain in the Access Team.

The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use.” Access Team’s mission is to ensure secure, seamless, and compliant access to that infrastructure. We build the gateway between our engineers and our cloud resources.

As one of the first banks completely hosted in the cloud, our security and compliance standards are industry-leading. We don’t just use a modern stack; we build sophisticated access solutions like JIT (Just-In-Time) provisioning and Privileged Access Management (PAM) to protect our customers and our data.

In this role, you will:

Be responsible for designing and maintaining the systems that govern how humans and services access our AWS environment. You will ensure that access is "least-privilege" by default, automated, and audit-ready.

More specifically, you will:

• Manage and scale our Teleport infrastructure for secure access to servers, databases, and Kubernetes clusters.
• Develop and maintain automated Identity and Access Management (IAM) workflows within AWS.
• Implement and improve Just-In-Time (JIT) access solutions to reduce our permanent attack surface.
• Collaborate closely with the Cloud Control team to integrate security policies into the core infrastructure provisioning process.
• Automate authorization flows to ensure regulatory compliance without slowing down engineering velocity.
• Maintain and improve our Infrastructure-as-Code (Terraform) for all access-related components.
• Support internal and external audits by providing technical evidence and ensuring our access protocols meet strict regulatory standards; proactively identify gaps in our current access landscape and drive initiatives to remediate them.
• Create monitors and alerts for access patterns, diagnosing and resolving issues related to authentication and authorization services.

What you need to be successful:

Background and skills:

• Production expertise in Amazon Web Services (AWS), specifically with IAM, Organizations, and Multi-account security.
• Hands-on experience with Access Management tools, preferably Teleport, or similar PAM/JIT solutions.
• Strong experience with Terraform for managing cloud resources and security policies.
• Solid understanding of Linux systems and networking fundamentals (OIDC, SAML, SSH, TLS, TCP/IP).
• Experience programming in Go and/or Python to automate security workflows.
• Familiarity with compliance frameworks and a proven ability to translate audit requirements into technical solutions.
• Experience with container orchestration (Docker, Kubernetes) from an access and RBAC perspective.
• A "Security-first" mindset with a proactive approach to solving complex permission issues.
• Good communication skills and the ability to work autonomously within a fast-paced environment.

Traits:

• Independently lead tech projects
• Lead and promote technical discussions with engineering audiences
• Mentoring & support of Junior & Mid-level engineers
• Review, assessment & improvement of the current team tool landscape
• Advancements in code quality practices, security awareness and monitoring
• Build up knowledge of production data and its analysis
• You are on top of incidents, generate learnings and follow up
• Deepest understanding of everything built by the team
• Leading specialist activities, drive tech projects independently
• Bring architectural & technical debt issues into the backlog
• You see the delivery of your team in a broad, domain-wide context
• Building bridges to other areas and be the glue in your own team
• Take full responsibility for your work and projects you participate
• Mature & solution-oriented tech counterpart in any discussion

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

You will work in the Grow & Engage domain. This is the heart of the customer experience ranging from the acquisition and signup to our premium membership tiers and the daily engagement of our users. Specifically, within the Acquire team, you will work in teams delivering the newest and most innovative features serving our customers in the best way possible to ensure a seamless entry into the N26 ecosystem.

This is a hybrid role from Barcelona or Berlin.

In this role, you will:

• Do discovery, design, develop, test, deploy and maintain software in a thriving environment.
• Manage individual project priorities and deliverables while working in a team that enjoys knowledge sharing sessions.
• Stay up to date with the latest trends in technology.
• Propose new findings during our GSDD (Get Stuff Done Days).

What you need to be successful:

• Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus).
• Sound understanding of microservice architecture.
• Knowledge of both relational and non-relational databases, preferably Postgres.
• Appreciation of working in a modern cloud architecture, preferably with AWS.
• Strong bias for action and getting things done.
• Ongoing appreciation and consideration for security.
• Motivation to write code which is well-tested and well-documented.
• Ability to give and receive open, direct, and timely feedback.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

You will work in the Grow & Engage domain. This is the heart of the customer experience ranging from the acquisition and signup to our premium membership tiers and the daily engagement of our users. Specifically, within the Acquire team, you will work in teams delivering the newest and most innovative features serving our customers in the best way possible to ensure a seamless entry into the N26 ecosystem.

This is a hybrid role from Barcelona or Berlin.

In this role, you will:

• Do discovery, design, develop, test, deploy and maintain software in a thriving environment.
• Manage individual project priorities and deliverables while working in a team that enjoys knowledge sharing sessions.
• Stay up to date with the latest trends in technology.
• Propose new findings during our GSDD (Get Stuff Done Days).

What you need to be successful:

• Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus).
• Sound understanding of microservice architecture.
• Knowledge of both relational and non-relational databases, preferably Postgres.
• Appreciation of working in a modern cloud architecture, preferably with AWS.
• Strong bias for action and getting things done.
• Ongoing appreciation and consideration for security.
• Motivation to write code which is well-tested and well-documented.
• Ability to give and receive open, direct, and timely feedback.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Hi, I’m Brayn, the Global WFM Manager at N26, and I am looking for a new WFM Forecasting Expert to join our brand new Operations team in Madrid.

• Do you have hands-on management experience in forecasting processes?
• Do you love solving complex problems using SQL and Python to create new and adjust existing forecasting models as well as for data analysis and KPI monitoring?
• Do you enjoy building and maintaining Forecasting in Operations?

About the opportunity

The Forecasting Expert is the advanced level role in our workforce management team and owns the WFM Forecasting processes for one or more business lines (depending on their size) end to end. This includes being in charge of administering volume forecasts, their input metrics as well as creation, delivery and presentation to internal and external stakeholders. This to ensure the achievement of forecasting targets and Service Level Agreements.

In this role, you will:

• Ensure maintenance of volume forecasting from information gathering for the input metrics and creation through to delivery and presentation to stakeholders and reportings.
• Regular process reviews and end to end planning of improvement projects.
• Ensure all service desk tickets and WFM emails are supported within agreed SLA.
• Bring clear and to-the-point oral + written communication skills to convey solutions in a business context.
• Drive the culture of the team to create an innovative and collaborative environment.
  
  

What you need to be successful:

Background:

• Embrace and drive change with a positive, resilient approach to challenging situations.
• Communication skills that clearly present ideas, theories, and technical information to operations and managerial staff. 
• English language proficiency is a must, additional languages relevant to our markets are a plus.
• Experience with advanced Spreadsheets (excel or google).
• SQL and Python are required, a similar language is a plus.
• Experience in the same or a similar role.
• Experienced in working with workforce management technologies, ideally Calabrio, is a plus but not essential.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are:

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

Founded in 2013, N26 now has more than 8 million customers in 24 markets. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

About the opportunity

We are looking for a Senior AI & Automation Manager to join our Growth Operations team and lead the "AI Operator & Tooling Strategy" for N26 Marketing. This isn't just about managing tools; it’s about reimagining how a modern marketing organization functions. You will be our internal expert on the latest AI developments, identifying exactly where automation can replace manual tasks and where AI can supercharge our creative output. If you are a MarTech enthusiast who loves deconstructing complex workflows and rebuilding them to be faster, smarter, and more scalable, you will play a pivotal role in defining the future of growth at N26.

In this role, you will:

• Architect AI-Driven Workflows: Lead the integration of cutting-edge AI tools and automation (e.g., using n8n or Zapier) into marketing workstreams to accelerate production, approvals, enhance creative output without compromising on N26’s premium brand consistency, and feed the output into the different Marketing platforms.
• Optimize Marketing Efficiency: Conduct deep-dive analyses of existing team workflows to identify friction points and implement structural improvements that boost overall operational velocity.
• Scale Performance Reporting: Develop and manage automated reporting frameworks to track team performance, and operational efficiency, providing the data needed for strategic resource allocation.
• Build the MarTech Ecosystem: Design and deploy scalable processes and custom tooling (including Lokalise and DAM integrations) that ensure consistency across global campaigns, from brief to execution.
• Modernize Project Management: Own and optimize our project management systems (e.g., Jira, Figma) to ensure they are fit-for-purpose, enabling seamless collaboration across the entire Marketing organization.
• Drive AI Adoption & Organizational Maturity: Act as the primary advocate for AI within Growth, developing comprehensive training frameworks and enablement sessions that empower team members to leverage new technologies, ultimately increasing the department's technical maturity and operational autonomy.

What you need to be successful:

• Proven MarTech & AI Delivery: You have 5+ years of experience in automation or operations, with a documented track record of building and launching multiple AI-driven initiatives from the ground up. You have successfully scaled AI projects that solve tangible customer problems while driving significant operational impact.
• Process Engineering Mindset: You have a natural ability to map complex business processes and a passion for finding "the better way" to get work done through technology.
• Advanced Systems Proficiency: You are an expert in configuring and managing Jira and have hands-on experience with orchestration tools (e.g., n8n) and creative collaboration platforms like Figma.
• Data-Driven Approach: You are comfortable working with performance data and can translate operational metrics into clear reports that demonstrate the impact of your efficiency gains.
• Cross-Functional Enablement: You can bridge the gap between technical possibilities and marketing needs, effectively coaching teams on how to adopt new tools and AI-driven methodologies.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

We are seeking an experienced and strategic Analytics Manager to lead the Everyday Banking domain (Payments, Cards, and Core Account Lifecycle) , one of our cross-functional areas shaping the development of one of the world's leading FinTech products.

About the opportunity

As an Analytics Manager, you will own the analytics strategy and execution for our Product & Business Segments within the respective domain.

You are responsible for ensuring data is at the core of decision-making, fostering a strong data culture, and enabling teams to deliver measurable business impact. You will work in a cross-functional setup, leading a team of ~4 data analysts while partnering closely with engineers, designers, product managers, and senior business stakeholders.

This is a hands-on leadership role, where you are expected to split your time between:

• ~50% individual contribution, focusing on the most complex and high-impact analytical problems
• ~50% team leadership and management, ensuring your team delivers high-quality work and continues to grow

In this role, you will:

Help us set the right goals: Define and align domain-level KPIs and OKRs, ensuring teams are focused on the highest-impact opportunities. Establish frameworks that connect product initiatives to measurable business outcomes.

Inform product roadmap:Drive the analytics roadmap for your domain, proactively identifying strategic opportunities, risks, and trends. Ensure insights consistently shape product and business strategy across multiple teams.

Be a strategic partner: Act as a trusted advisor to senior stakeholders, influencing decision-making through high-level insights and clear recommendations. Translate complex data into business strategy.

Handle stakeholders: Own relationships with senior stakeholders across Product, Marketing, Tech and Leadership. Align cross-functional priorities and ensure analytics work is tightly integrated with broader business goals.

Evaluate initiatives: Oversee experimentation and measurement strategy across teams. Ensure robust test design, execution, and interpretation, maintaining a high bar for analytical rigor and business relevance.

Contribute to self-serve data platform: Drive the development of scalable analytics foundations in partnership with engineering. Ensure teams have access to reliable data, tools, and frameworks to independently generate insights.

Provide monitoring tools: Ensure the team delivers high-quality dashboards and monitoring systems that track performance against company OKRs. Define standards for clarity, usability, and impact.

Improve data literacy of organisation: Scale data literacy across the organization by enabling teams to better understand and use data. Establish training programs, frameworks, and best practices that empower self-serve analytics.

Be part of our data-community: Lead collaboration across analytics teams, contributing to shared standards, tooling, and strategic initiatives. Act as a thought leader within the broader data organization.

Support some of the following product & business team initiatives (not limited to):

• Guide teams in discovering new product opportunities, identifying user friction points, and prioritizing high-impact initiatives
• Ensure continuous product releases are evaluated against business goals using robust analytical methods
• Partner with UX research to combine qualitative and quantitative insights for stronger decision-making
• Ensure data tracking and instrumentation are properly designed to enable future analysis and measurement
• Personally lead the most complex and ambiguous analyses within the domain, setting the standard for quality and impact

What you need to be successful:

Background:

• 5+ years of experience as an individual contributor in analytics or a related field
• 1+ year of experience managing people, leading a team of 3–4 data analysts
• Proven track record of driving business impact through data

Skills:

• Causal inference & impact measurement: Deep expertise in methods (uplift modeling, quasi-experiments, counterfactuals) to measure true business impact beyond surface metrics.
• Experimentation: Strong track record designing and scaling A/B, multivariate, and observational analyses when experimentation isn’t feasible.
• Strategic problem-solving: Ability to structure ambiguous business problems into rigorous analytical frameworks that inform product and growth strategy.
• Analytics & Engineering: High proficiency in SQL and Python/R for analysis, experimentation, and modeling.
• LLM & self-serve analytics: Experience leveraging LLMs and conversational interfaces to enable scalable, self-serve analytics.
• Data storytelling: Communicates complex insights clearly using modern BI tools (Tableau, Looker, Metabase, Superset).
• Stakeholder influence: Confident communicator with fluency in English, who challenges assumptions, aligns cross-functional teams, and drives data-informed decisions.

Nice to have:

• Experience in the specific domain
• Experience in high-growth environments 
• Experience in fintech
• Experience building or scaling analytics teams or functions

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

We are seeking an experienced and strategic Analytics Manager to lead the Financial Empowerment domain (Investments, Savings, and Lending) one of our cross-functional areas shaping the development of one of the world's leading FinTech products.

About the opportunity

As an Analytics Manager, you will own the analytics strategy and execution for our Product & Business Segments within the respective domain.

You are responsible for ensuring data is at the core of decision-making, fostering a strong data culture, and enabling teams to deliver measurable business impact. You will work in a cross-functional setup, leading a team of ~4 data analysts while partnering closely with engineers, designers, product managers, and senior business stakeholders.

This is a hands-on leadership role, where you are expected to split your time between:

• ~50% individual contribution, focusing on the most complex and high-impact analytical problems
• ~50% team leadership and management, ensuring your team delivers high-quality work and continues to grow

In this role, you will:

Help us set the right goals: Define and align domain-level KPIs and OKRs, ensuring teams are focused on the highest-impact opportunities. Establish frameworks that connect product initiatives to measurable business outcomes.

Inform product roadmap:Drive the analytics roadmap for your domain, proactively identifying strategic opportunities, risks, and trends. Ensure insights consistently shape product and business strategy across multiple teams.

Be a strategic partner: Act as a trusted advisor to senior stakeholders, influencing decision-making through high-level insights and clear recommendations. Translate complex data into business strategy.

Handle stakeholders: Own relationships with senior stakeholders across Product, Marketing, Tech and Leadership. Align cross-functional priorities and ensure analytics work is tightly integrated with broader business goals.

Evaluate initiatives: Oversee experimentation and measurement strategy across teams. Ensure robust test design, execution, and interpretation, maintaining a high bar for analytical rigor and business relevance.

Contribute to self-serve data platform: Drive the development of scalable analytics foundations in partnership with engineering. Ensure teams have access to reliable data, tools, and frameworks to independently generate insights.

Provide monitoring tools: Ensure the team delivers high-quality dashboards and monitoring systems that track performance against company OKRs. Define standards for clarity, usability, and impact.

Improve data literacy of organisation: Scale data literacy across the organization by enabling teams to better understand and use data. Establish training programs, frameworks, and best practices that empower self-serve analytics.

Be part of our data-community: Lead collaboration across analytics teams, contributing to shared standards, tooling, and strategic initiatives. Act as a thought leader within the broader data organization.

Support some of the following product & business team initiatives (not limited to):

• Guide teams in discovering new product opportunities, identifying user friction points, and prioritizing high-impact initiatives
• Ensure continuous product releases are evaluated against business goals using robust analytical methods
• Partner with UX research to combine qualitative and quantitative insights for stronger decision-making
• Ensure data tracking and instrumentation are properly designed to enable future analysis and measurement
• Personally lead the most complex and ambiguous analyses within the domain, setting the standard for quality and impact

What you need to be successful:

Background:

• 5+ years of experience as an individual contributor in analytics or a related field
• 1+ year of experience managing people, leading a team of 3–4 data analysts
• Proven track record of driving business impact through data

Skills:

• Causal inference & impact measurement: Deep expertise in methods (uplift modeling, quasi-experiments, counterfactuals) to measure true business impact beyond surface metrics.
• Experimentation: Strong track record designing and scaling A/B, multivariate, and observational analyses when experimentation isn’t feasible.
• Strategic problem-solving: Ability to structure ambiguous business problems into rigorous analytical frameworks that inform product and growth strategy.
• Analytics & Engineering: High proficiency in SQL and Python/R for analysis, experimentation, and modeling.
• LLM & self-serve analytics: Experience leveraging LLMs and conversational interfaces to enable scalable, self-serve analytics.
• Data storytelling: Communicates complex insights clearly using modern BI tools (Tableau, Looker, Metabase, Superset).
• Stakeholder influence: Confident communicator with a fluent command of English, who challenges assumptions, aligns cross-functional teams, and drives data-informed decisions.

Nice to have:

• Experience in the specific domain
• Experience in high-growth environments 
• Experience in fintech
• Experience building or scaling analytics teams or functions

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the opportunity

We are seeking a Strategy & Operations Manager to act as a trusted partner to the General Manager, with primary responsibility for overseeing and strengthening day-to-day operations in France. 

This role is focused on execution, ensuring that processes run smoothly and operational challenges are resolved quickly and effectively. 

You will play a key role in translating business priorities into clear operational plans, driving accountability across teams and implementing structures that enable N26 to scale in the French market. From improving workflows and resolving any bottlenecks, you will be instrumental in building a reliable, high-performing operation. 

In this role, you will:

• Be responsible for strategic and operational tasks in the areas of Operations, Product, Growth and Regulatory for the French market.
• Drive leading projects end-to-end from initial strategy design to complete execution and ongoing improvement management.
• Facilitate execution through cross-functional tasks and projects ranging from banking operations, data analytics, finance, risk, legal, and local regulation to successfully complete projects.
• Collaborate with a wide variety of teams at N26 to increase product market fit.
• Support the local General manager and French local operations on a daily basis.

What you need to be successful:

Background: 

• You hold a Master’s degree in a quantitative or business discipline such as Finance, Economics, or Engineering, with a strong emphasis on analytical and structured problem-solving.
• Ideally, you have 4–6 years of experience in analytical or strategic operations roles, with a proven track record of managing complex projects and driving operational results.
• Outstanding analytical skills and a structured way of thinking.
• Good understanding of the French market.
• Prior experience in fintech or banking is a plus!

Skills: 

• Data driven; SQL background is a plus.
• Strong hands-on mentality with a focus on execution, and high motivation to take an active role in N26.
• A quick learning ability, outstanding analytical skills and a structured way of thinking, your attention to details is exceptional.
• Open to learn, and interested in understanding and deepening your knowledge of the banking business.
• Proven ability to master new topics and tackle challenges both independently and proactively.
• Fluent communication skills in both French and English.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

Senior Backend Engineer - Payments

About the opportunity

You will work in the Everyday Banking domain for the Payments team. This is where all payment and card transactions are being managed and processed by modern and high-volume systems that power the best customer experience possible. These teams make banking easy, reliable, seamless, and secure — everyday for every customer.

This is a Hybrid role from our Berlin office. 

In this role, you will:

• Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion.
• Design, develop, test, deploy, and maintain software in a thriving environment.
• Mentor junior members in the team by relentlessly guarding code quality through pull requests and helping them when they have questions.
• Stay up to date with the latest trends in technology and propose findings during our Get Stuff Done Days (GSDD).
• Work within your cross-functional team to uphold the highest technical standards right across the product.

What you need to be successful:

• Experience in developing software using a JVM language and Spring Boot in large-scale production systems (experience with Kotlin is a plus).
• Sound understanding of microservice architecture.
• Knowledge of both relational and non-relational databases, preferably Postgres.
• Appreciation of modern cloud architecture, preferably with AWS.

Traits:

• Actively help yourself (and others) be successful.
• Continuously learn and challenge the status quo.
• Think globally, act locally.
• Strong bias for action and giving/receiving open, direct, and timely feedback.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked-about disruptors.
• Employee benefits ranging from a competitive personal development budget, work-from-home budget, and discounts to fitness/wellness memberships.
• N26 Premium subscription for your personal bank account, plus subscriptions for friends and family.
• Additional annual leave: One extra day for each year of service.
• A high degree of autonomy and access to cutting-edge technologies while working with a diverse, international team.
• Relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Are you passionate about cybersecurity and eager to make a real impact in a dynamic environment? Look no further! We are on the lookout for a Senior Cloud Security Engineer who is ready to take the lead in proactively identifying and mitigating security threats and safeguarding our sensitive data. Join forces with our Platform and Data teams and be at the forefront of safeguarding our customer and our organisation.

At N26, our Infrastructure Security team is on a mission to detect and remediate IT and cloud infrastructure security threats. We're dedicated to providing efficient and effective services that empower our N26 tech teams to thrive.

Once here you will

• Drive the Cloud Infrastructure Security function roadmap in alignment with the Product Manager, Tech Lead, and Engineering Manager.
• Own, define and drive initiatives, solutions, processes and frameworks to proactively identify and mitigate security threats within our AWS infrastructure which leads to an overall improvement of our security maturity.
• Design, deploy and maintain state-of-the-art cloud-native security solutions, incorporating end-to-end data protection, advanced threat detection, automated controls, alerting and remediation mechanisms to ensure continuous compliance and protection across our cloud infrastructure.  
• Perform regular and proactive research to detect new attack vectors.
• Perform Threat Modeling Sessions, assess and classify identify security threats and define threats mitigation solutions in alignment with the stakeholders
• Monitor for vulnerabilities, perform ongoing risk assessment and collaborate with cross-functional teams to mitigate the risk.
• Define the pentesting scope and scenarios.
• Develop and maintain documentation providing clear guidelines to strengthen security posture and ensure consistent, secure cloud operations across the organisation.
• Provide a first class service to our main stakeholders in our support portal
• Be part of our security incident response on-call rotation (voluntary) and lead security incidents 

What you will bring along

• Cloud Security: Competent understanding and experience of securing at minimum AWS cloud infrastructure environments, CI/CD pipelines, containerized environment and Linux systems.
• Risk Assessment: Experience with assessing security findings and mitigation strategies 
• Security Savvy: Competent knowledge of common security frameworks and tactics, including STRIDE, MITRE ATT&CK®, and OWASP.
• Data Security: Understanding of cloud data security challenges and best practices across cloud cloud environments.
• Tool Mastery: Experience in deploying and customising security tools to address threats and reduce risk (CSPM/CNAPP, vulnerability scanners, IDS/IPS, endpoint security, KSPM, container runtime security, etc.)
• Automation Pro: Proficiency in using CI/CD pipelines (e.g., Terraform) for implementing automated security testing and change management.
• Cloud Deployment: Hands-on Experience with modern cloud technology components and deployment patterns: virtual machines, containers, Kubernetes, serverless, infrastructure as code, etc.
• Scripting Skills: Proficiency in Python, Bash, or GO for scripting and automation.
• Ethical Hacker: Experience with ethical hacking and penetration test methodologies.

Teamwork & Collaboration

• Agile Mindset: Familiarity with agile methodologies and project management.
• Collaborative Spirit: Demonstrated ability to collaborate across teams and segments to achieve complex objectives.
• Hands-On: A hands-on attitude with a knack for driving solutions to completion.
• Communicator: Excellent oral and written communication skills.
• Growth-Driven: A growth mindset focused on learning and pushing the team forward.
• Community Contributor: Contributions to the security community, such as open-source tools, research papers, conference talks, etc.
• Educational Background: A Master's degree in cybersecurity or a related field or a Bachelor's degree in computer science or a related field with an advanced security certification.

If you're ready to embark on a thrilling journey in the world of IT security and make a meaningful impact, we want to hear from you! Join our team at N26 and help us protect what matters most.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26. 

About the opportunity

Are you passionate about cybersecurity and eager to make a real impact in a dynamic environment? Look no further! We are on the lookout for a Senior Cloud Security Engineer who is ready to take the lead in proactively identifying and mitigating security threats and safeguarding our sensitive data. Join forces with our Platform and Data teams and be at the forefront of safeguarding our customer and our organisation.

At N26, our Infrastructure Security team is on a mission to detect and remediate IT and cloud infrastructure security threats. We're dedicated to providing efficient and effective services that empower our N26 tech teams to thrive.

Once here you will

• Drive the Cloud Infrastructure Security function roadmap in alignment with the Product Manager, Tech Lead, and Engineering Manager.
• Own, define and drive initiatives, solutions, processes and frameworks to proactively identify and mitigate security threats within our AWS infrastructure which leads to an overall improvement of our security maturity.
• Design, deploy and maintain state-of-the-art cloud-native security solutions, incorporating end-to-end data protection, advanced threat detection, automated controls, alerting and remediation mechanisms to ensure continuous compliance and protection across our cloud infrastructure.  
• Perform regular and proactive research to detect new attack vectors.
• Perform Threat Modeling Sessions, assess and classify identify security threats and define threats mitigation solutions in alignment with the stakeholders
• Monitor for vulnerabilities, perform ongoing risk assessment and collaborate with cross-functional teams to mitigate the risk.
• Define the pentesting scope and scenarios.
• Develop and maintain documentation providing clear guidelines to strengthen security posture and ensure consistent, secure cloud operations across the organisation.
• Provide a first class service to our main stakeholders in our support portal
• Be part of our security incident response on-call rotation (voluntary) and lead security incidents 

What you will bring along

• Cloud Security: Competent understanding and experience of securing at minimum AWS cloud infrastructure environments, CI/CD pipelines, containerized environment and Linux systems.
• Risk Assessment: Experience with assessing security findings and mitigation strategies 
• Security Savvy: Competent knowledge of common security frameworks and tactics, including STRIDE, MITRE ATT&CK®, and OWASP.
• Data Security: Understanding of cloud data security challenges and best practices across cloud cloud environments.
• Tool Mastery: Experience in deploying and customising security tools to address threats and reduce risk (CSPM/CNAPP, vulnerability scanners, IDS/IPS, endpoint security, KSPM, container runtime security, etc.)
• Automation Pro: Proficiency in using CI/CD pipelines (e.g., Terraform) for implementing automated security testing and change management.
• Cloud Deployment: Hands-on Experience with modern cloud technology components and deployment patterns: virtual machines, containers, Kubernetes, serverless, infrastructure as code, etc.
• Scripting Skills: Proficiency in Python, Bash, or GO for scripting and automation.
• Ethical Hacker: Experience with ethical hacking and penetration test methodologies.

Teamwork & Collaboration

• Agile Mindset: Familiarity with agile methodologies and project management.
• Collaborative Spirit: Demonstrated ability to collaborate across teams and segments to achieve complex objectives.
• Hands-On: A hands-on attitude with a knack for driving solutions to completion.
• Communicator: Excellent oral and written communication skills.
• Growth-Driven: A growth mindset focused on learning and pushing the team forward.
• Community Contributor: Contributions to the security community, such as open-source tools, research papers, conference talks, etc.
• Educational Background: A Master's degree in cybersecurity or a related field or a Bachelor's degree in computer science or a related field with an advanced security certification.

If you're ready to embark on a thrilling journey in the world of IT security and make a meaningful impact, we want to hear from you! Join our team at N26 and help us protect what matters most.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26. 

About the opportunity

We’re seeking a Product Manager to join our Savings Team to help shape and elevate our core savings offerings. Our Investments team is dedicated to empowering retail investors by building accessible, transparent, and innovative wealth-building products, including Instant Savings and similar propositions. We believe that saving and investing should be simple, intuitive, fair, and aligned with long-term financial success.

As a Product Manager in this team, you’ll drive the evolution of our core Savings offerings, ensuring they are best-in-class for our customers while also being scalable, compliant, and well-integrated with partners and platforms. You'll work cross-functionally with engineering, design, business, data, compliance, and external stakeholders. Above all, you'll bring a passion for personal finance to the team, using your drive to help people build a better relationship with their money and achieve their savings goals.

To excel in this role, you ideally have a tight grasp of investment products from a retail investor’s perspective, plus an understanding of the ecosystem, partnerships, and infrastructure required to deliver these products at scale. You will draw on this experience to balance customer needs with regulatory requirements while driving execution and delivering results.

In this role, you will:

• Own the Savings Roadmap: Define and execute the product strategy for our core Savings offerings, ensuring alignment with N26's broader wealth-building goals and adapting swiftly to shifting market dynamics (like changing interest rate environments).
• Lead End-to-End Execution: Drive the product development lifecycle for new and existing savings features—from initial user research and technical scoping to engineering delivery, go-to-market strategy, and post-launch iteration.
• Navigate Complex Ecosystems: Act as the central node between engineering, design, compliance, and legal teams to safely and swiftly bring scalable products to market while adhering to strict regulatory requirements.
• Manage Strategic Partnerships: Work closely with third-party providers and external financial institutions to ensure seamless integrations and robust infrastructure for our savings propositions.
• Drive Commercial & User Growth: Own key performance metrics focused on adoption, engagement, and retention. You will design and implement initiatives that actively encourage positive, long-term saving habits for our customers.
• Champion Data-Driven Decisions: Dive deep into user behavior, market trends, and competitive analysis to uncover new opportunities, optimize the customer journey, and continuously refine our portfolio.

What you need to be successful:

Background:

• 3+ years of product management experience in fintech, specifically building customer-facing wealth-building, savings, or banking products.
• Proven experience bringing regulated financial products to market, including managing third-party partnerships, API integrations, and navigating regulatory bodies.
• Deep empathy for the user. You care deeply about UX and know how to translate complex financial concepts into simple, intuitive, and engaging customer journeys.
• Able to craft a long-term product vision while executing effectively in the short term, always keeping an eye on market dynamics (like shifting interest rates) and business impact.
• Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams, as well as managing external B2B relationships.
• Strong ability to interpret investment data, market trends, and user insights to optimize adoption, retention, and product growth.

Skills:

• Strategic Thinker: Able to craft a long-term product vision while executing effectively in the short term.
• Execution-Focused: Strong ability to ship products, drive operational excellence, and navigate complex financial ecosystems. Biased for action.
• Analytical & Data-Driven: Strong ability to interpret investment data, market trends, and user insights to inform product decisions.
• Autonomy & Ownership: Thrives in an entrepreneurial, fast-moving environment with a high level of independence and responsibility.
• Stakeholder Management: Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams.
• Communication & Leadership: Ability to articulate product decisions, drive alignment, and influence at all levels of the organization.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We’re seeking a Product Manager to join our Savings Team to help shape and elevate our core savings offerings. Our Investments team is dedicated to empowering retail investors by building accessible, transparent, and innovative wealth-building products, including Instant Savings and similar propositions. We believe that saving and investing should be simple, intuitive, fair, and aligned with long-term financial success.

As a Product Manager in this team, you’ll drive the evolution of our core Savings offerings, ensuring they are best-in-class for our customers while also being scalable, compliant, and well-integrated with partners and platforms. You'll work cross-functionally with engineering, design, business, data, compliance, and external stakeholders. Above all, you'll bring a passion for personal finance to the team, using your drive to help people build a better relationship with their money and achieve their savings goals.

To excel in this role, you ideally have a tight grasp of investment products from a retail investor’s perspective, plus an understanding of the ecosystem, partnerships, and infrastructure required to deliver these products at scale. You will draw on this experience to balance customer needs with regulatory requirements while driving execution and delivering results.

In this role, you will:

• Own the Savings Roadmap: Define and execute the product strategy for our core Savings offerings, ensuring alignment with N26's broader wealth-building goals and adapting swiftly to shifting market dynamics (like changing interest rate environments).
• Lead End-to-End Execution: Drive the product development lifecycle for new and existing savings features—from initial user research and technical scoping to engineering delivery, go-to-market strategy, and post-launch iteration.
• Navigate Complex Ecosystems: Act as the central node between engineering, design, compliance, and legal teams to safely and swiftly bring scalable products to market while adhering to strict regulatory requirements.
• Manage Strategic Partnerships: Work closely with third-party providers and external financial institutions to ensure seamless integrations and robust infrastructure for our savings propositions.
• Drive Commercial & User Growth: Own key performance metrics focused on adoption, engagement, and retention. You will design and implement initiatives that actively encourage positive, long-term saving habits for our customers.
• Champion Data-Driven Decisions: Dive deep into user behavior, market trends, and competitive analysis to uncover new opportunities, optimize the customer journey, and continuously refine our portfolio.

What you need to be successful:

Background:

• 3+ years of product management experience in fintech, specifically building customer-facing wealth-building, savings, or banking products.
• Proven experience bringing regulated financial products to market, including managing third-party partnerships, API integrations, and navigating regulatory bodies.
• Deep empathy for the user. You care deeply about UX and know how to translate complex financial concepts into simple, intuitive, and engaging customer journeys.
• Able to craft a long-term product vision while executing effectively in the short term, always keeping an eye on market dynamics (like shifting interest rates) and business impact.
• Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams, as well as managing external B2B relationships.
• Strong ability to interpret investment data, market trends, and user insights to optimize adoption, retention, and product growth.

Skills:

• Strategic Thinker: Able to craft a long-term product vision while executing effectively in the short term.
• Execution-Focused: Strong ability to ship products, drive operational excellence, and navigate complex financial ecosystems. Biased for action.
• Analytical & Data-Driven: Strong ability to interpret investment data, market trends, and user insights to inform product decisions.
• Autonomy & Ownership: Thrives in an entrepreneurial, fast-moving environment with a high level of independence and responsibility.
• Stakeholder Management: Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams.
• Communication & Leadership: Ability to articulate product decisions, drive alignment, and influence at all levels of the organization.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

We are looking for a Treasury Operations Associate to serve as a senior subject matter expert within our Treasury Back Office function. This is a high-impact role at the intersection of Capital Markets, Operational Risk, and Regulatory Compliance, responsible for driving the integrity of our post trade environment and shaping the operational framework for N26. The Associate will take ownership of critical processes, lead cross-functional workstreams and act as a key escalation point for both internal and external stakeholders.

In this role, you will

• Act as an SME providing control and oversight for Post Trade Execution integrity, specifically focusing on:

  • Monitoring the quality and adherence of Trade Settlement and Execution processes.

  • Enforcing Trade Controls and internal policy adherence across the function.

• Upon request, act as contact and subject matter expert for communication with external providers and internal stakeholders.

• Identifying opportunities for process standardization and automation to scale the Treasury Back Office function efficiently.

• Participate in initiatives and projects related to settlement / securities lending, preparing the team for new product launches.

• Actively support internal and external audit requirements pertaining to Treasury Operations by timely preparation and submission of necessary documentation, ensuring effective evidence of operational controls and compliance.

• Provide critical analytical input and process context to the Reporting team to ensure the accuracy and timely submission of all mandated regulatory and management reports.

• Mentor and upskill junior team members through structured knowledge sharing on the trade lifecycle, operational controls, regulatory requirements, and systems usage, supporting the development of a resilient and scalable Treasury Operations function.

What you need to be successful

• 5+ years of experience in Treasury, Securities Back Office, or Capital Markets Operations, with a proven track record of progressive responsibility and ownership in a regulated financial institution or Fintech environment.

• Good knowledge of the full trade lifecycle, from execution through settlement and post trade reconciliation including regulatory frameworks governing these processes (e.g., MaRisk BTO 2.2, MiFIR).

• Demonstrated expertise in regulatory reporting with the ability to design, review, and improve reporting controls and documentation standards.

• Proven experience maintaining data quality frameworks, managing master data, and resolving complex interface issues across systems.

• Exceptional stakeholder management capability and comfortable communicating as the operational voice across various internal functions (Compliance, Technology, Front Office, Finance) as well as external partners (Regulators, Banks, Custodians, Auditors).

• Demonstrated ability to lead process improvement initiatives, translating operational insight into scalable solutions.

• Experience with systems such as ServiceNow, Bloomberg, or similar trade and settlement platforms is a strong advantage.

• Relevant professional qualifications, such CISI - International Operations Certificate (IOC) or ICMA - Operations Certificate Programme (OCP) or something similar are a plus.

• Professional-level fluency in English (written and verbal) is required to collaborate with our diverse, global teams. Fluency in German is a strong plus, particularly for navigating local regulatory landscapes and BaFin-related documentation.

What’s in it for you:

Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

Vacation days vary depending on your location of work. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.

A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paolo.

Sound good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

About the opportunity

We invite you to contribute into shaping the future of digital banking in the Complaint Management & Prevention Department – a business unit that connects our customers, market regulators and internal stakeholders on the exciting journey of creating compliant and seamless services that our Users love. ​

As a Complaints Market Manager (German Market), you will be based in our Madrid hub and play a key role in coordinating the complaints handling process focused on supporting the management of the relevant markets within the scope of the role, as well as driving the collaboration within the authorities relations and audits compliance spaces. You will combine a deep legal understanding of the financial sector with a strong operational execution and a relentless focus on customer outcomes.

In your next challenge, you will:

• Co-manage the team of the highly motivated team of associates and analysts, who deliver end‑to‑end handling of customer or authority‑escalated complaints for the German and other relevant markets,
• Support the other markets teams’ management, ensuring fair, timely and compliant resolutions.
• Collaborate with the market manager, acting as a primary point of contact for German‑speaking authorities and external dispute resolution bodies, preparing and submitting high‑quality responses and evidence.
• Support the market management in coordination and preparation audit‑ready documentation for complaints processes in your scope, partnering closely with internal audit, Compliance, Legal and Risk teams.
• Lead and drive cross‑functional initiatives to tackle root causes of complaints, improve processes, and reduce operational and regulatory risk across markets.
• Provide subject‑matter expertise on German consumer, banking and payments regulations in the context of complaint handling, and support impact assessments for new products and features.
• Mentor complaints analysts in Madrid, fostering a culture of quality, ownership and continuous improvement in German‑language complaints handling.
• Monitor KPIs and SLAs for your markets, proactively identifying risks, inefficiencies and trends, and translating them into actionable improvements, particularly in terms of capacity-related risks and planning.
• Have a substantial degree of autonomy, taking ownership from issue identification to implementation and follow‑up.

What you’ll need to be successful:

• Fluency in German and English – these are mandatory requirements. Spanish, Italian or French skills are a plus.
• This role requires either an ​university degree in law with a solid understanding of German or other European civil, consumer or banking law, or related, or a strong carrier track in the same field. Practical experience in this field is a plus.
• Several years of relevant experience in complaints handling, legal / regulatory casework, or customer‑facing legal operations in the banking, payments or financial services industry.
• Experience in working with financial regulators, ombudsman schemes or other public authorities is a strong plus.
• Strong analytical mindset combined with excellent investigation and writing skills in German; you can independently carry out accurate legal research and translate complex issues into clear customer‑friendly explanations.
• Demonstrated ability to run and improve operational processes at scale, including identifying root causes, closing control gaps and implementing pragmatic solutions. Hands‑on experience with CRM tools (ideally Salesforce) and process management tools such as Jira and Confluence, or the ability to get up to speed quickly.
• High sense of ownership, resilience and pragmatism; you use your time effectively, prioritize under strict deadlines and keep a cool head when dealing with sensitive cases.
• A collaborative mindset – you enjoy working in a motivated, international team while being comfortable taking autonomous decisions within your remit.
• Please be aware that this role is not remote and will require your in-person presence in the in our office in Madrid on the specific days during the week.

What’s in it for you?

• Accelerate your career growth by joining one of Europe’s most talked‑about digital banking disruptors and a LinkedIn Germany Top Startup Employer.
• N26 is a genuinely exciting place to be, where we can play to our strengths and respect our limitations, while trying to overcome them.
• Personal development budget, discounted public transit pass (selected locations), German language classes, fitness memberships, childcare services (selected locations),
• N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop.
• 26 vacation days per year, with an additional day for each year of service – up to 30 days.
• A high degree of collaboration and autonomy while working with a group of diverse peers, and access to cutting‑edge technologies.
• A relocation package with visa support for those who need it, and the opportunity to build your career in vibrant Madrid as part of our new European Centre of Excellence.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We’ve eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and transparent savings. Founded in 2013, N26 now serves millions of customers in multiple markets across Europe and beyond. Our talented team works across offices in Berlin, Barcelona, Madrid, Milan, Paris and Vienna. Sounds good? Apply now for this position. N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

Workday Functional Analyst (FIN)

• Be the configuring Lead for Workday Financials, testing and documenting enhancements, improvements and bug fixing of our Workday Finance system.

• Work closely with our Finance, Sourcing and TechOps teams to develop our technology landscape and integration with the goal of creating a delightful modern digital experience

• Partner with business stakeholders across the organisation to identify needs and opportunities to improve our employee experience using technology

• Lead decision making on business processes, design and architecture, as well as training and change management activities, utilizing business process mapping

• Manage release cycles of new functionalities according to business

• Ensure smooth running of our technology landscape, supporting users, investigating and addressing issues and if necessary working with the vendors on resolution using our Jira ticketing system

• Lead implementation projects to introduce new solutions and capabilities

• Analyze and report metrics on our technology activities in support of strategic decision-making initiatives and for ongoing measurement and continual improvement

• Support data management and data architecture activities to ensure high quality data

• Create and manage documentation to align our business process and architecture with banking and privacy compliance requirements

• Report generation from Workday for key stakeholders

What you need to be successful:

Experienced in working within the Workday tool specifically covering Financial Management, Expenses and Procurement. Your background will have been working in Finance departments, you will understand the business processes to design a best in class service. You’re also a digital native, a quick learner that is always looking for opportunities to make things better. You understand that you need great processes and technology to get things done so we can use it to create amazing experiences. You love to share ideas and find untraditional ways to collaborate and co-create, you learn from feedback and want to grow by creating a truly positive impact.

Background: 

• Bachelors' degree

• 3+ years experience working with Workday Financials

• 5-6+ years experience working within Finance departments.

Skills: 

• Experience working with at least one or more modules in Workday - Financial Management, Expenses and/or Procurement (essential)

• Experience in process design and improvement

• Experience in data management, administration and system configuration

• Familiarity with Agile ways of working

• Experience with Finance best practices and implementing technology solutions to support compliance requirements.

• Love to learn and continuous improvement

• Growth mindset

• Great team player that loves to share and collaborate

Traits:

• Actively help yourself (and others) be successful

• Continuously learn and challenge the status quo

• Think globally, act locally

• Strong bias for action

• Give and receive open, direct and timely feedback

About the opportunity

N26 sucht einen Senior Legal Counsel Banking Law, um unsere rechtliche Expertise weiter auszubauen. In dieser Schlüsselrolle bist du Teil unseres Banking Law & Litigation Teams und fungierst als strategischer Partner für das Management sowie den Vorstand.

Dein Fokus liegt auf der rechtlichen Architektur und Absicherung wegweisender Finanzprodukte. Du gestaltest die Zukunft des digitalen Banking, indem du komplexe regulatorische Anforderungen in rechtssichere Konzepte übersetzt – von der Skalierung unserer Bank-, Trading- und Krypto-Angebote bis hin zur Erschließung neuer europäischer Märkte. Dabei balancierst du Agilität mit höchster Compliance und stellst sicher, dass unsere Produktvisionen stets im Einklang mit dem Aufsichtsrecht stehen.

Deine Aufgaben:

• Du wirst innerhalb des N26 Legal Departments in unserem Banking Law & Litigation Team arbeiten und bei der Einführung sowie Skalierung von zukunftsweisenden Bank- und Finanzprodukten mitwirken (z. B. Trading & Crypto).
• Du berätst das Management und den Vorstand ganzheitlich in allen rechtlichen Fragen im Zusammenhang mit bestehenden und neuen Banking, Trading und Finanzprodukten.
• Du bewertest komplexe regulatorische Anforderungen und entwickelst rechtssichere Konzepte für neue Produkte in einem dynamischen Umfeld.
• Du arbeitest eng mit dem Product und dem Compliance Team zusammen und stellst sicher, dass Innovation und regulatorische Compliance Hand in Hand gehen.
• Du fungierst als Ansprechpartner bei regulatorischen Prüfungen und steuerst souverän die Kommunikation mit Aufsichtsbehörden.
• Du koordinierst eigenverantwortlich die Zusammenarbeit mit externen Rechtsberatern und stellst eine erstklassige Beratungsqualität sicher.
• Du führst eigenständig Gerichts- sowie Streitbeilegungsverfahren und verantwortest das Management bedeutender Verfahren über alle Instanzen hinweg.
  
  

What you need to be successful

Hintergrund: 

• Du bist deutscher Volljurist und hast das erste und zweite juristische Staatsexamen mit überdurchschnittlichen Ergebnissen abgeschlossen.
• Du kannst mindestens 4 Jahre Berufserfahrung und einen wesentlichen Teil davon im Bank- und Finanzrecht in einer renommierten Kanzlei oder/und in einem internationalen Unternehmen (gerne auch Fintech) vorweisen.
• Umfassende Kenntnisse im Bank- und Finanzrecht und in angrenzenden Rechtsgebieten sind erforderlich. Erfahrungen in anderen Rechtsgebieten sind willkommen.
• Idealerweise hast du bereits einen Fachanwaltslehrgang im Bank- und Kapitalmarktrecht erfolgreich abgeschlossen oder führst bereits den entsprechenden Fachanwaltstitel.
• Deutsch und Englisch fließend in Wort und Schrift, jede weitere Sprache (insbesondere Französisch, Spanisch oder Italienisch) ist ein Plus.

Fähigkeiten: 

• Du hast ein ausgeprägtes Interesse an technischen und betriebswirtschaftlichen Zusammenhängen sowie digitalen Geschäftsmodellen.
• Du arbeitest eigenständig, triffst Entscheidungen und bist bereit diese auch intern und extern zu vertreten.
• Du bist bereit, dir pragmatisch auch neue Themen und Rechtsgebiete zu erschließen und dynamische regulatorische Entwicklungen eng zu begleiten.
• Du besitzt ein hohes Level an Integrität, Einsatzbereitschaft und Eigeninitiative und scheust dich nicht vor Personalverantwortung.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking a Manager Risk Controlling to help us further develop and strengthen our Risk Controlling function with a focus on steering interest rate risk in the banking book. 

As part of the ICAAP Methodology & Analytics team, you will be supporting with model development, implementation and data analysis for risk controlling, with a focus on Pillar II and interest rate risk in the banking book. You will contribute to assessing, controlling, and reporting N26’s risks while ensuring effective collaboration across various teams and stakeholders.

At N26, we are redefining banking through technology and innovation. As Manager Market Risk, you will have the opportunity to shape the future of risk management in a fast-paced, forward-thinking environment. Join us and be part of a team that values collaboration, innovation, and excellence.

In this role, you will:

• Contribute to the development, implementation and maintenance of advanced risk measurement methodologies specifically for Interest Rate Risk in the Banking Book (IRRBB) and Credit Spread Risk in the Banking Book, including metrics like EVE (Economic Value of Equity) and NII (Net Interest Income) sensitivity. Ensure full compliance with relevant regulatory requirements (e.g., MaRisk, EBA Guidelines on IRRBB and CSRBB).
• Lead the design, implementation and monitoring of pricing and valuation models for interest rate derivatives, including centrally cleared derivatives and swaptions.
• Establish and maintain the architectural design of risk limits for IRRBB and associated derivatives, providing expert advice on hedging strategies and their methodological impact.
• Spearhead cross-functional initiatives to improve the quality, governance, and lineage of core balance sheet and derivative data used in IRRBB, CSRBB and liquidity risk calculations.
• Ensure the development of a robust, audit-proof testing environment for all new methodology and code releases, establishing best-practice documentation.
• Act as the primary methodological expert and project lead for cross-functional, risk-related projects with significant IRR or derivative components (e.g., new product approvals, core banking system migrations, implementation of new hedging programs).
• Lead and coordinate interactions with internal and external auditors and regulators (e.g., EBA, national central banks) regarding the adequacy, compliance, and robustness of market risk methodologies and derivative valuation practices.

What you need to be successful:

Background: 

• Quantitative academic background: Master’s in statistics, mathematics, business/economics, or a similar field with a quantitative focus. Additional professional certification (e.g. CFA, FRM) is a plus.
• 5+ years of practical experience in an active risk controlling function with experience in IRRBB, CSRBB and interest rate derivatives from a regulated financial institution. Experience with repos, secured lending and other risk types is a strong plus.

Skills: 

• Knowledge of VaR and stress testing methodologies, with practical experience in model development, implementation, and governance, preferably with a focus on market risk.
• Solid understanding of the overall ICAAP and interest rate risk related KRIs. Experience with IDW RS BFA 3 and/or hedge accounting is a strong plus.
• Solid knowledge of European and/or German regulations (e.g. EBA Guidelines, MaRisk) and experience dealing with (external) audits is a strong plus.
• Strong proficiency in SQL and Python for quantitative analysis.
• Strong analytical and quantitative skills, with the ability to independently generate actionable insights from complex data.
• Previous experience with independent price verification processes and related requirements is a strong plus.
• Experience with data governance and data quality management processes is a strong plus.
• Fluent English (German is a plus).

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking a Manager Risk Controlling to help us further develop and strengthen our Risk Controlling function with a focus on steering interest rate risk in the banking book. 

As part of the ICAAP Methodology & Analytics team, you will be supporting with model development, implementation and data analysis for risk controlling, with a focus on Pillar II and interest rate risk in the banking book. You will contribute to assessing, controlling, and reporting N26’s risks while ensuring effective collaboration across various teams and stakeholders.

At N26, we are redefining banking through technology and innovation. As Manager Market Risk, you will have the opportunity to shape the future of risk management in a fast-paced, forward-thinking environment. Join us and be part of a team that values collaboration, innovation, and excellence.

In this role, you will:

• Contribute to the development, implementation and maintenance of advanced risk measurement methodologies specifically for Interest Rate Risk in the Banking Book (IRRBB) and Credit Spread Risk in the Banking Book, including metrics like EVE (Economic Value of Equity) and NII (Net Interest Income) sensitivity. Ensure full compliance with relevant regulatory requirements (e.g., MaRisk, EBA Guidelines on IRRBB and CSRBB).
• Lead the design, implementation and monitoring of pricing and valuation models for interest rate derivatives, including centrally cleared derivatives and swaptions.
• Establish and maintain the architectural design of risk limits for IRRBB and associated derivatives, providing expert advice on hedging strategies and their methodological impact.
• Spearhead cross-functional initiatives to improve the quality, governance, and lineage of core balance sheet and derivative data used in IRRBB, CSRBB and liquidity risk calculations.
• Ensure the development of a robust, audit-proof testing environment for all new methodology and code releases, establishing best-practice documentation.
• Act as the primary methodological expert and project lead for cross-functional, risk-related projects with significant IRR or derivative components (e.g., new product approvals, core banking system migrations, implementation of new hedging programs).
• Lead and coordinate interactions with internal and external auditors and regulators (e.g., EBA, national central banks) regarding the adequacy, compliance, and robustness of market risk methodologies and derivative valuation practices.

What you need to be successful:

Background: 

• Quantitative academic background: Master’s in statistics, mathematics, business/economics, or a similar field with a quantitative focus. Additional professional certification (e.g. CFA, FRM) is a plus.
• 5+ years of practical experience in an active risk controlling function with experience in IRRBB, CSRBB and interest rate derivatives from a regulated financial institution. Experience with repos, secured lending and other risk types is a strong plus.

Skills: 

• Knowledge of VaR and stress testing methodologies, with practical experience in model development, implementation, and governance, preferably with a focus on market risk.
• Solid understanding of the overall ICAAP and interest rate risk related KRIs. Experience with IDW RS BFA 3 and/or hedge accounting is a strong plus.
• Solid knowledge of European and/or German regulations (e.g. EBA Guidelines, MaRisk) and experience dealing with (external) audits is a strong plus.
• Strong proficiency in SQL and Python for quantitative analysis.
• Strong analytical and quantitative skills, with the ability to independently generate actionable insights from complex data.
• Previous experience with independent price verification processes and related requirements is a strong plus.
• Experience with data governance and data quality management processes is a strong plus.
• Fluent English (German is a plus).

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Our Data Governance & Analytics Engineering segment’s mission is to provide teams data they can trust for data driven decision making, which can power N26 to reach the next 100 million customers.

The Data Governance & Analytics Engineering segment at N26 consists of 3 teams that define the analytics tooling, core data products and data governance for the bank.

We are looking for a data-driven, technically savvy, Senior Product Manager to help build the Data Governance and Data Products of the future bank and help deliver key growth and operational metrics.

In this role, you will:

• Deliver a world class Analytics & Data Governance tooling platform, fully compliant and user-centric.
• Help build the strategy for the evolution of N26’s Core Data Products, its interactions with the rest of the organisation, its global rollout and the decision to build vs buy.
• Deeply understand the needs of the segment customers - teams developing the products and services built on top of the analytics platform, understand how it enables their success, and identify clear product improvements.
• Help us understand where there are inefficiencies in the way that we do things and create solutions to enable our product, engineering, and design teams to make the biggest impact.
• Be the glue of the team. Clearly communicate the product vision and ensure alignment between product, engineering, design and cross-functional groups (e.g. Bank, Legal, Compliance, Product teams, commercial departments).
• Be a decision maker. Possess complex decision making skills rooted in analytics, user feedback, and business goals. Set clear goals, priorities, and manage stakeholder expectations.

What you need to be successful:

• 5+ years of experience with a proven track record of building scalable and efficient products in a mature environment.
• Strong technical understanding and exposure to the latest emerging trends in the Data domain, especially with Data Mesh and Analytics.
• Deep understanding of the product life cycle and how the right data products and tooling enable other teams.
• Strong analytical thinking and the ability to use data and customer insights to inform decisions and inspire new thinking.
• Extensive experience working with agile methodologies, leading cross-functional teams of engineers, data analysts, designers.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Our Data Governance & Analytics Engineering segment’s mission is to provide teams data they can trust for data driven decision making, which can power N26 to reach the next 100 million customers.

The Data Governance & Analytics Engineering segment at N26 consists of 3 teams that define the analytics tooling, core data products and data governance for the bank.

We are looking for a data-driven, technically savvy, Senior Product Manager to help build the Data Governance and Data Products of the future bank and help deliver key growth and operational metrics.

In this role, you will:

• Deliver a world class Analytics & Data Governance tooling platform, fully compliant and user-centric.
• Help build the strategy for the evolution of N26’s Core Data Products, its interactions with the rest of the organisation, its global rollout and the decision to build vs buy.
• Deeply understand the needs of the segment customers - teams developing the products and services built on top of the analytics platform, understand how it enables their success, and identify clear product improvements.
• Help us understand where there are inefficiencies in the way that we do things and create solutions to enable our product, engineering, and design teams to make the biggest impact.
• Be the glue of the team. Clearly communicate the product vision and ensure alignment between product, engineering, design and cross-functional groups (e.g. Bank, Legal, Compliance, Product teams, commercial departments).
• Be a decision maker. Possess complex decision making skills rooted in analytics, user feedback, and business goals. Set clear goals, priorities, and manage stakeholder expectations.

What you need to be successful:

• 5+ years of experience with a proven track record of building scalable and efficient products in a mature environment.
• Strong technical understanding and exposure to the latest emerging trends in the Data domain, especially with Data Mesh and Analytics.
• Deep understanding of the product life cycle and how the right data products and tooling enable other teams.
• Strong analytical thinking and the ability to use data and customer insights to inform decisions and inspire new thinking.
• Extensive experience working with agile methodologies, leading cross-functional teams of engineers, data analysts, designers.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Please Note : This role can be performed remotely in Germany or Spain. However, any employee based in our Berlin or Barcelona locations is required to work on a hybrid schedule.

About the opportunity

We are the N26 Regulatory Reporting Team, an enthusiastic team, we are committed to precision and teamwork. Our mission is to ensure seamless compliance with regulations, and we navigate the complexities of multiple authorities with dedication and adaptability.

We are looking for a Regulatory Reporting Manager for Germany to join our expanding team. If you have a strong interest in reporting and making a meaningful impact, we encourage you to apply.

In this role, you will

• Ensure flawless and timely reporting processes.
• You take care of the plausibility check, control and documentation of the regulatory reporting process. 
• Be responsible for statistical and financial regulatory reports of N26 Bank and Group.
• Enhance the Reporting function for effectiveness and compliance with all applicable directives and regulations.
• Implement new reporting processes as required due to regulatory changes or product launches.
• Represent the Reporting Team in cross-functional alignments with various stakeholders within the organization.
• You take care of the automation of processes.

What you need to be successful

• At least 5 years of experience in banking, financial outsourcing companies or financial institutions.
• You have a degree in Business Administration, Business Engineering or alternatively a bank education with appropriate further qualification.
• Knowledge of financial and banking legislation (CRR III,  CRD VI and KWG), COREP & FINREP and to work with regulatory reporting software.
• Experienced with regulations on banks’ reporting and technical specifications.
• Familiar in working on projects and setting up new processes.
• Ability to take ownership and meet deadlines.
• Exceptional attention to details and analytical skills.
• Structured way of thinking and strong communication skills
• Fluent in both German and English.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking an IT Audit Manager to drive impact at N26, by taking ownership of the end-to-end IT audit cycle. In this role, you’ll assess risks, evaluate controls, and ensure our systems meet the highest standards of reliability and regulatory compliance. You’ll shape audit plans, dive into data and processes, and deliver clear, actionable insights that influence how we operate.

Beyond audits, you’ll stay ahead of the evolving IT risk landscape - partnering with teams to strengthen controls, improve processes, and embed best practices across the organization. If you’re curious, analytical, and eager to make a real impact in a fast-moving environment, this is your chance to do it.

In this role, you will:

• Own and execute the full IT audit cycle, covering risk and control management to ensure operational effectiveness, system reliability, and compliance with all relevant regulations and directives
• Support the definition of internal audit scope and contribute to the development of annual audit plans
• Review, analyze, and evaluate documentation, reports, data, and process flows across key IT areas, including system development, IT security, and IT operations
• Prepare clear, insightful Internal Audit reports with actionable recommendations
• Ensure Internal Audit activities are conducted in line with established professional and regulatory standards

What you need to be successful:

Background: 

• Significant experience as an Internal IT Auditor in an international company operating in a regulated environment, preferably within a bank, financial institution, fintech, or an audit/consulting firm.
• Proven experience in planning, executing, and documenting internal audit activities, including risk assessments, control testing (Test of Design and Test of Effectiveness), reporting findings, and monitoring remediation actions.
• Knowledge and experience in cloud infrastructure audits and corporate IT infrastructure environments, including modern IT architectures and third-party service dependencies.
• Experience in data-driven audit approaches, including SQL-based analysis and large-scale data analysis techniques to support audit testing and control evaluation.
• Good understanding of European financial regulatory frameworks relevant to IT and digital financial services, particularly DORA, EBA guidelines, and national supervisory expectations (MaRisk/BAIT).
• Insight into banking laws, regulatory expectations, and supervisory frameworks, with the willingness and ability to become familiar with local banking regulations, regulatory requirements, and banking IT systems.

Skills: 

• Essential knowledge of generally accepted auditing standards and frameworks (e.g., IIA Standards, ITIL 4, ISO 27001).
• Strong understanding of IT General Controls (ITGC) and ICT third-party risk management practices, including outsourcing governance and supplier risk assessments.
• Strong understanding of IT governance, IT audit standards, ICT risk management, and operational resilience frameworks.
• Fluency in English is required and fluency in German is a plus
• High integrity, independence, and professional skepticism
• Strong analytical and problem-solving skills, with the ability to assess complex IT environments
• Strategic mindset with solid business acumen and attention to detail
• Excellent communication and stakeholder management skills across technical and non-technical teams
• Curious, detail-oriented, and committed to continuous learning
• Proficient in audit tools, data analytics, SQL, and reporting systems
• Strong understanding of controls, risk management, and process optimization
• Skilled in project management, stakeholder alignment, and driving actionable audit outcomes

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Discover more about our Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the Opportunity

At N26, security is the foundation of our bank. We are looking for a Senior Full-stack Engineer to join our Security Engineering team. In this role, you will be part of a small, high-impact, and independent team responsible for building and scaling the N26 Security Platform. This team acts as a central force within our security organization, building the internal products and automation engines that support multiple specialized teams across the company. This is a role for an engineer who thrives on autonomy and wants to solve high-stakes technical challenges. You will have the independence to lead technical decisions and transform complex security requirements into elegant, scalable software that protects millions of users.

As a Full-Stack Engineer, you will be at the forefront of our GenAI and LLM initiatives, building the foundational architecture required to safeguard sensitive data and automate data governance. You won’t just identify AI risks - you’ll engineer the solutions to mitigate them. Beyond AI, you will develop and scale secure-by-design features across our entire stack, ensuring our ecosystem remains resilient. By building the solutions that power our Product Security Programs, you will enable our engineering teams to ship secure code faster than ever.

Once here you will

• Design and Own End-to-End Solutions: Lead the architectural design and implementation of full-stack features, from robust backend services to intuitive internal dashboards.
• Build the Security Platform: Develop tools and platforms that enable other security teams to automate threat detection, incident response, and vulnerability management at scale.
• Enable the Organization: Act as a technical partner to various teams within the security department, building the shared infrastructure and automation they need to operate efficiently.
• Drive Technical Excellence: Choose the right tools for the job, maintaining a high bar for code quality, automated testing, and system reliability.
• Champion "You Build It, You Run It": Own the full lifecycle of your services, leveraging modern CI/CD practices and infrastructure-as-code to ensure seamless production deployments.
• Mentor & Influence: Share your full-stack expertise with the wider security organization, helping to foster a strong engineering culture within the department.

What you bring

• Strong Full-Stack Foundation: 5+ years of experience building production-grade applications. You are a "solid" engineer who can navigate both backend architecture and frontend user experience with ease.
• Technical Versatility: Deep proficiency in at least one backend language (Python, Go, or Java/Kotlin) and modern frontend frameworks (React is highly preferred).
• Self-Driven Independence: A proven track record of working effectively in small, autonomous teams. You are comfortable taking a vague problem and turning it into a concrete technical solution without heavy oversight.
• Cloud & Infrastructure Knowledge: Experience with AWS and containerization (Docker/Kubernetes).
• Security Interest (as a plus): While your primary strength is engineering, a strong interest in the security domain or prior experience with security automation tools (SAST/DAST, SIEM, SOAR) is a significant advantage.
• Quality Craftsmanship: A commitment to clean code, scalability, and building systems that are as secure as they are performant.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Are you ready to take the next step in your career? N26 is looking for a Team Lead to lead and further develop the Risk Governance & Capital Planning team.

In this role, you will take ownership of key risk controlling processes across capital and liquidity adequacy, with a focus on Pillar 1 topics within the normative perspective of the ICAAP framework as well as ILAAP. You will ensure alignment with regulatory requirements and internal risk strategy while further strengthening governance frameworks, methodologies, and risk controlling practices.

As the lead of the team, you will guide and develop team members and play a key role in assessing, controlling, and reporting N26’s risks. You will collaborate closely with cross-functional stakeholders and act as a key counterpart for auditors and regulators.

In this role, you will:

• Lead and develop the Risk Governance & Capital Planning team, providing guidance, mentorship, and expertise across ICAAP (Pillar 1) and ILAAP topics
• Own and further enhance capital planning processes and Pillar 1 ICAAP governance, including stress testing frameworks and scenario design
• Own and further develop the ILAAP framework, including liquidity risk methodologies, stress testing, and key liquidity risk metrics
• Oversee key risk governance components, including RWA calculation, risk appetite framework, risk policies, limit setting and monitoring, and internal controls
• Own and further develop the risk inventory and recovery plan (Sanierungsplan), ensuring consistency across capital and liquidity perspectives
• Drive the continuous improvement of risk reporting across ICAAP and ILAAP, delivering high-quality, data-driven insights for senior management
• Ensure strong data governance and data quality in line with BCBS 239 principles for key inputs used for capital and liquidity risk assessments (e.g. balance sheet, RWA, liquidity metrics).
• Ensure adherence to regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations), act as key contact for auditors and regulators, and collaborate closely with cross-functional stakeholders (e.g., Finance, Treasury, Risk)
• Leverage a passion for and a track record of using state-of-the-art technology to simplify processes, automate risk controlling workflows, and increase overall operational efficiency.

What you need to be successful:

Background: 

• Master’s degree in business/economics, finance, mathematics, or a related field
• 7+ years of experience in risk management, risk controlling, capital planning, liquidity risk, or a related function within a regulated financial institution or leading consultancy
• Strong experience across ICAAP, capital planning, and/or ILAAP and liquidity risk management
• Proven experience in leading or mentoring team members and driving complex initiatives

Skills: 

• Strong understanding of ICAAP frameworks (Pillar 1 focus), including capital planning, risk inventory, stress testing, and recovery planning
• Strong understanding of ILAAP frameworks and liquidity risk management, including liquidity stress testing, funding risk, and key metrics (e.g. survival horizon, maturity transformation)
• Extensive knowledge of regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations)
• Strong expertise in risk governance frameworks, including risk appetite, policies, internal controls, and decision-making frameworks
• Experience in designing and enhancing methodologies across capital and liquidity risk (e.g. stress testing, scenario design, capital planning processes)
• Strong understanding of data flows, data quality, and governance of key risk inputs (e.g. balance sheet, RWA, liquidity metrics)
• Strong analytical, conceptual, and stakeholder management skills, with the ability to independently drive topics and communicate complex issues effectively
• Fluent English; German is a strong advantage

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Are you ready to take the next step in your career? N26 is looking for a Team Lead to lead and further develop the Risk Governance & Capital Planning team.

In this role, you will take ownership of key risk controlling processes across capital and liquidity adequacy, with a focus on Pillar 1 topics within the normative perspective of the ICAAP framework as well as ILAAP. You will ensure alignment with regulatory requirements and internal risk strategy while further strengthening governance frameworks, methodologies, and risk controlling practices.

As the lead of the team, you will guide and develop team members and play a key role in assessing, controlling, and reporting N26’s risks. You will collaborate closely with cross-functional stakeholders and act as a key counterpart for auditors and regulators.

In this role, you will:

• Lead and develop the Risk Governance & Capital Planning team, providing guidance, mentorship, and expertise across ICAAP (Pillar 1) and ILAAP topics
• Own and further enhance capital planning processes and Pillar 1 ICAAP governance, including stress testing frameworks and scenario design
• Own and further develop the ILAAP framework, including liquidity risk methodologies, stress testing, and key liquidity risk metrics
• Oversee key risk governance components, including RWA calculation, risk appetite framework, risk policies, limit setting and monitoring, and internal controls
• Own and further develop the risk inventory and recovery plan (Sanierungsplan), ensuring consistency across capital and liquidity perspectives
• Drive the continuous improvement of risk reporting across ICAAP and ILAAP, delivering high-quality, data-driven insights for senior management
• Ensure strong data governance and data quality in line with BCBS 239 principles for key inputs used for capital and liquidity risk assessments (e.g. balance sheet, RWA, liquidity metrics).
• Ensure adherence to regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations), act as key contact for auditors and regulators, and collaborate closely with cross-functional stakeholders (e.g., Finance, Treasury, Risk)
• Leverage a passion for and a track record of using state-of-the-art technology to simplify processes, automate risk controlling workflows, and increase overall operational efficiency.

What you need to be successful:

Background: 

• Master’s degree in business/economics, finance, mathematics, or a related field
• 7+ years of experience in risk management, risk controlling, capital planning, liquidity risk, or a related function within a regulated financial institution or leading consultancy
• Strong experience across ICAAP, capital planning, and/or ILAAP and liquidity risk management
• Proven experience in leading or mentoring team members and driving complex initiatives

Skills: 

• Strong understanding of ICAAP frameworks (Pillar 1 focus), including capital planning, risk inventory, stress testing, and recovery planning
• Strong understanding of ILAAP frameworks and liquidity risk management, including liquidity stress testing, funding risk, and key metrics (e.g. survival horizon, maturity transformation)
• Extensive knowledge of regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations)
• Strong expertise in risk governance frameworks, including risk appetite, policies, internal controls, and decision-making frameworks
• Experience in designing and enhancing methodologies across capital and liquidity risk (e.g. stress testing, scenario design, capital planning processes)
• Strong understanding of data flows, data quality, and governance of key risk inputs (e.g. balance sheet, RWA, liquidity metrics)
• Strong analytical, conceptual, and stakeholder management skills, with the ability to independently drive topics and communicate complex issues effectively
• Fluent English; German is a strong advantage

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are looking for a Banking Operations Senior Manager with experience in delivering operations excellence on a global scale. You will be part of the Banking Operations leadership team, on a journey to build a cutting-edge service delivery organization. In a regulated environment with high expectations towards service excellence, deep banking expertise and process excellence are the foundation of our success.

1. Do you have experience in the banking/fintech/financial services sector driving process optimization?
2. Do you have experience in banking operations topics related to: payments and reconciliations, recovery operations (dunning and collections) and/or regulatory processes such GDPR, account customer data? 
3. Do you have experience leading large teams as well as managing 1stLoD support agents from vendor partners/BPO?
4. Do you enjoy complex data analysis and working on dashboards to find root causes to improve customer and business outcomes?

In your next challenge, you will:

• Lead and develop a team of dedicated professionals in order to deliver best-in-class global Banking Operations across a range of problem areas.
• Co-creating and implementing the strategy for the department and aligning with overall banking operations and N26 strategy and goals.
• Ensure your teams and stakeholders are aligned when new products or market launches occur.
• Improve end-to-end process effectiveness and efficiency in line with the commitments on respective local regulation for existing and new markets.
• Responsible for service delivery and governance with outsourcing partners, including the identification and mitigation of risks and challenges.
• Proactively identify, prioritise and manage key projects and opportunities. Scope and execute initiatives end-to-end, support standardization and automation, drive change Management and challenge the status quo.
• Apply a data-driven approach to refine and develop key metrics that measure quality and efficiency of banking operational processes and services. Collaborate with supporting functions to monitor, analyse and enhance performance.
• Represent the voice of the customer within the team and collaborate with cross functionally, to implement actions in order to improve the quality of services.
• Proactively manage operational and business risk by supporting incident analysis and implementation of relevant solutions and workarounds to minimize customer impact.
• Improve communication frameworks to enable bilateral communication between operational teams, Product and other stakeholders, including those on market-facing improvements.

What you’ll need to be successful

Background & Skills

• 3+ years of proven experience as a leader in European Banking Operations or Service Delivery teams, with a track record of building and leading high-performing operations teams.
• Experience and ability to identify, execute and oversee process optimization initiatives, regulatory compliance and risk management frameworks.
• A strong analytical mindset and an ability to monitor and analyze data and use this to inform, prioritize and guide your management decisions.
• Demonstrated ability to manage cross-functional projects and implement strategic initiatives using data-driven decision making.
• You have stakeholder management skills with an ability to connect at all levels of an international organization, bringing strengths in operational excellence, collaboration and customer-centric mindset.
• Confident with both written and verbal communication. English language fluency is a must, additional languages relevant to our markets are a plus.
• You bring an innovative and customer-oriented mindset and a strong delivery mentality with a focus on execution. The customer is always at the forefront of your mind, and your entrepreneurial spirit will help us delivering best-in-class banking services

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

At N26, security is the foundation of our bank. We are looking for a Senior Full-stack Engineer to join our Security Engineering team. In this role, you will be part of a small, high-impact, and independent team responsible for building and scaling the N26 Security Platform. This team acts as a central force within our security organization, building the internal products and automation engines that support multiple specialized teams across the company. This is a role for an engineer who thrives on autonomy and wants to solve high-stakes technical challenges. You will have the independence to lead technical decisions and transform complex security requirements into elegant, scalable software that protects millions of users.

As a Full-Stack Engineer, you will be at the forefront of our GenAI and LLM initiatives, building the foundational architecture required to safeguard sensitive data and automate data governance. You won’t just identify AI risks - you’ll engineer the solutions to mitigate them. Beyond AI, you will develop and scale secure-by-design features across our entire stack, ensuring our ecosystem remains resilient. By building the solutions that power our Product Security Programs, you will enable our engineering teams to ship secure code faster than ever.

Once here you will

• Design and Own End-to-End Solutions: Lead the architectural design and implementation of full-stack features, from robust backend services to intuitive internal dashboards.
• Build the Security Platform: Develop tools and platforms that enable other security teams to automate threat detection, incident response, and vulnerability management at scale.
• Enable the Organization: Act as a technical partner to various teams within the security department, building the shared infrastructure and automation they need to operate efficiently.
• Drive Technical Excellence: Choose the right tools for the job, maintaining a high bar for code quality, automated testing, and system reliability.
• Champion "You Build It, You Run It": Own the full lifecycle of your services, leveraging modern CI/CD practices and infrastructure-as-code to ensure seamless production deployments.
• Mentor & Influence: Share your full-stack expertise with the wider security organization, helping to foster a strong engineering culture within the department.

What you bring

• Strong Full-Stack Foundation: 5+ years of experience building production-grade applications. You are a "solid" engineer who can navigate both backend architecture and frontend user experience with ease.
• Technical Versatility: Deep proficiency in at least one backend language (Python, Go, or Java/Kotlin) and modern frontend frameworks (React is highly preferred).
• Self-Driven Independence: A proven track record of working effectively in small, autonomous teams. You are comfortable taking a vague problem and turning it into a concrete technical solution without heavy oversight.
• Cloud & Infrastructure Knowledge: Experience with AWS and containerization (Docker/Kubernetes).
• Security Interest (as a plus): While your primary strength is engineering, a strong interest in the security domain or prior experience with security automation tools (SAST/DAST, SIEM, SOAR) is a significant advantage.
• Quality Craftsmanship: A commitment to clean code, scalability, and building systems that are as secure as they are performant.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking a passionate Product manager with a desire to develop innovative products and an innate interest in financial technology to join our Customer Identity group.

As a (Senior) Product Manager in the Customer Identity space, you will be responsible for supporting customer identity verification topics aiming to enable a secure, reliable, and frictionless experience for N26 users globally during customer onboarding and rest of the lifecycle.

You will be working in a cross-functional team of product managers, product designers, engineers, and data scientists who develop and maintain the products. You will also be partnering with various areas in the bank to offer advice and support on a large portfolio of new and existing product and market launches. 

In this role you will:

• Support strategic discussions and product designs in the customer identity product area.

• Create and support the execution of the product roadmaps, with an outcome/ KPI-driven mindset.

• Ensure product rollouts are delivered successfully by working cross-functionally with local market teams, marketing, operations, compliance, and the engineering team.

• Work with stakeholders to support customer onboarding (with focus on customer identity verification), new product launches and expansion plans.

• Partner with stakeholders across N26 to define your team goals and drive it to achieve success.

• Run discoveries in different areas in the company in order to identify pain points and opportunities, brainstorm solutions and impact customers’ onboarding experience.

• Work with the business teams, other product managers, designers, and engineers across the organization to improve the onboarding experience for customer identity verification (KYC) across multiple markets and verification options.

• Collaborate with external partners to ensure frictionless customer experience through seamless integration with partner products and effective customisation for N26 customer needs.

• Collaborate with external partners and areas in the company aiming to be up-to-date with the latest market trends.

What you need to be successful:

• At least 5 years of experience in Product Management.

• Relevant experience in managing high-volume B2C onboarding funnel, conversion is a must-have and experience in KYC, or Identity verification would be preferred.

• Experience working in a FinTech, banking environment, InsureTech, payment processor, or similar regulated environment is a must-have.

• Experience working with vendor solutions - including driving feature requests and customisations (nice to have).

• Very hands-on with strong quantitative and analytical skills is a must-have (familiarity with SQL is a plus).

• Exceptional verbal and written communication skills.

• Strong understanding of agile product development and delivery.

• Tech awareness is a must-have. Curiosity, and familiarity with new technologies and databases (nice to have).

• Digitally native and have a high drive for meeting customer needs.

• A high level of integrity and work ethic with an intrinsic desire to deliver high-quality end products.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 

• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    

• Additional day of annual leave for each year of service.  

• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 

• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About us 

N26 is Europe’s leading digital bank. With a full German banking license and a presence in over 20 markets, we have moved past the "disruptor" phase and are entering a period of institutional maturity.

Our strategy is clear: we want to be the primary account for our customers. To achieve this, we are expanding far beyond basic transactions into a holistic financial ecosystem, including our recent launch of N26 for under 18s, bringing families into our digital-first world. This evolution requires a new level of robustness and scalability. We are sharpening how we build, ship, and sustain products at scale, ensuring our core is as reliable as it is innovative.

About the role 

As the Director of Accounting and Reporting, you aren't just managing a function; you are the architect of our financial integrity. This is a high-impact, high-intensity role that requires you to get deep into the weeds. We are currently in a phase of heavy-lift construction. You will spend a significant amount of your time setting up the infrastructure and refining the plumbing of our financial systems. This isn't a role for someone who wants to walk into a finished house; it’s for a leader who can navigate extreme ambiguity, make high-stakes decisions with incomplete information, and maintain unwavering resilience while building the engine of a global bank.

Reporting into CFO, based in Berlin

Your impact 

• Build the Infrastructure: Drive the heavy lifting of building out our accounting systems and ERP (Workday), ensuring the architecture can support millions of primary accounts and new products like kids' cards.
• Deep-Dive Data Ownership: Get into the weeds of our data sets, subledgers, and source systems. You will ensure our financial "source of truth" is industrial-grade and perfectly aligned with our product reality.
• Own the Fast Close: Take end-to-end ownership of the book-close process, relentlessly optimizing workflows to achieve a 3-business-day fast close without compromising on integrity.
• Decision-Making in Ambiguity: Navigate a rapidly evolving regulatory landscape, making firm, strategic calls even when the path forward isn't perfectly paved.
• Resilient Leadership: Lead your team through a phase of radical transformation. You must provide clear direction and maintain high standards during periods of high pressure and tight deadlines.
• Strategic Interface: Act as the critical link between Finance, Product, and Risk, ensuring every new launch—from crypto to family banking—is seamlessly integrated into our financial reporting.
• Compliance & Policy: Design and implement the accounting frameworks that allow us to scale across Europe while remaining strictly compliant with HGB and IFRS.

What you bring  

• 10+ years of experience in a leadership role within a Bank or Fintech.
• A university degree with a focus on Finance, Controlling, Audit, or a related field.
• Professional Certification: Wirtschaftsprüfer, CPA, ACCA, or equivalent is highly preferred.
• Grit & Resilience: You have the mental stamina to handle the pressure of a maturing bank and the "building" phase of a department
• Comfort in the Weeds: You are a hands-on leader who enjoys fixing broken processes and investigating data discrepancies at the granular level
• Technical Mastery: Profound knowledge of IFRS and German GAAP (HGB).
• Systems Architecture: Experience with the design and implementation of reporting and closing processes. Workday knowledge is a significant plus.
• Decisiveness: The ability to provide clear direction and make sound judgments in an environment where things move fast and ambiguity is the norm.
• Language: Fluency in English is required; German is a major plus.

What’s in it for you

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need its

What you can expect 

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity: 

We are seeking an Engineering Manager to lead, manage and grow a group of talented engineers, working closely with product managers and various stakeholders from the business, focusing on interesting and exciting topics at N26.

The Customer Risk Lifecycle segment is responsible for the systems for managing anti money laundering and fraud risks. This role will be covering our Digital Identity team with mission of providing secure and frictionless authentication experience for our customers.

Once you are here you will:

• Support, invest in and develop an incredible team of talented and motivated engineers with clear expectations via practices such as 1:1s, goal setting, and constant feedback.

• Recruit, manage and retain the best talent for the delivery teams.

• Create growth opportunities for team members and address gaps via technical or non-technical skills mentoring and performance management. Help make our people shine!

• Create a high performing and positive work environment based on transparency, accountability, and trust.

• Collaborate with product managers and operations in project planning, dependency management, risk management and continuous process improvement for an optimal flow of value for customers and the business (with an appropriate use of metrics).

• Connect with management and other teams to unblock dependencies, provide visibility and transparency to team progress on product initiatives

What you will bring along:

• Experience growing, coaching, mentoring and providing feedback to team members including having had difficult conversations

• Experience managing and delivering impactful projects

• Experience working on an rapidly evolving product in an agile environment

• Strong leadership, planning and communication skills 

• Passionate about people, and improving the environment in which they work

• Interested in working with a fast-paced and quickly growing company

• Professional proficiency in written English

Nice to have:

• Previous experience work in a FinTech company or exposure working in an environment enabling DevOps culture 

• A good understanding of infrastructure, operations and engineering.

What’s in it for you:

• Accelerate your career growth by joining Germany’s #1 Top Startup Employer, named by LinkedIn two years running 🚀

• Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop

• 26 vacation days per year in Austria & Germany, with an additional day for each year of service - up to 30 days ; and 24 vacation days in Spain (up to 28 days)

• A high degree of collaboration and autonomy while working with a group of international peers, getting things done attitude, and access to cutting edge technologies 

• Rotating selection of hot and cold drinks and snacks in the office, Friday Celebrations once per month with pizza, wine, and beer, plus a monthly company-wide lunch and learn

• A relocation package with visa support for those who need it

Who we are

N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages.

If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

About the opportunity

We are seeking an experienced and visionary Engineering Manager to lead one of our Data Platform teams, currently undergoing a fundamental transformation from a traditional, service-oriented model into a product-oriented platform team focused on automation, scalability, integration, and developer enablement.

As Engineering Manager, you will play a pivotal role in accelerating this transition, guiding the team through a challenging but high-potential journey.

You will be responsible for shaping and executing long-term technical and organizational strategies that enable scalable ownership models across the company, allowing teams to safely and autonomously leverage platform capabilities. Your leadership will be key to evolving a team with strong operational foundations into a high-impact, autonomous group of engineers who deliver reliable and compliant platform solutions, empower development teams, and contribute to the broader platform ecosystem. You will have end to end ownership of the team’s scope, including strategy, execution, and organizational design.This role is an opportunity to shape the future of our Data Platform, defining how teams across the company build, operate, and scale data and AI-driven products in a compliant and reliable way.

In this role, you will:

• Define and drive the strategic evolution of the team towards building a modern, scalable data platform that enables advanced data and AI use cases by default, without requiring bespoke solutions or direct platform team involvement

• Enable development teams to safely and autonomously leverage data and platform capabilities through robust tooling, guardrails, and well-defined interfaces.

• Establish a long-term roadmap that aligns data platform capabilities with emerging AI use cases, product needs, and regulatory constraints.

• Build and grow a high-performing, cross-functional team capable of delivering reliable, scalable, and compliant platform solutions

• Shape the team’s culture by promoting initiative, critical thinking, technical leadership, and shared responsibility across the platform.

• Coach and develop engineers to strengthen their skills across data, infrastructure, and platform engineering, while raising the bar on ownership and delivery.

• Take a proactive role in performance management, ensuring the team continuously evolves towards autonomy, maturity, and impact.

• Act as a key liaison between Engineering, Product, Security, and other stakeholders to represent the team’s roadmap and priorities.

What you need to be successful

Background

• Proven experience leading high-impact engineering teams in a Platform, Infrastructure, SRE, or DevOps context, ideally within regulated, complex technical environments.

• Strong track record in transforming teams, developing both skills and mindset to support long-term strategic goals.

• Experience with public cloud providers, ideally AWS, and an understanding of how cloud-native services impact data architecture and operations

Skills

• Strong understanding of data platform architectures and the trade-offs involved in building and operating them at scale.

• Familiarity with platform engineering principles and practices, including automation, observability, IaC, and secure-by-default design.

• Strong leadership in people and performance management, with experience coaching engineers and influencing team culture.

• Ability to navigate complex environments, balancing speed, reliability, and risk, with an understanding of regulatory constraints as a plus.

• Excellent communication and stakeholder management skills; able to create alignment across engineering, product, and business.

• Strategic thinker with the ability to translate long-term vision into clear plans and team evolution.

• Full professional proficiency in English

Traits

• You lead with clarity and purpose, bringing structure and momentum to complex transformations.

• You are proactive, decisive, and comfortable making hard calls when needed.

• You empower individuals and teams, holding high standards while creating a supportive environment.

• You have a strong sense of accountability and inspire it in others.

• You are able to influence teams and stakeholders across the organization to align on shared goals, without relying on formal authority.

• You value long-term sustainability over short-term fixes, and seek scalable, systemic solutions.

What’s in it for you

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.

• The opportunity to work on a data platform that enables real AI use cases at scale, with space to innovate and shape how these capabilities are built and adopted across the company..

• A relocation package with visa support for those who need it. 

Who we are:

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has more than 8 million customers in 24 markets. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

ICT GRC - Risk & Compliance Manager (fluent German required)

About the opportunity

Are you ready to take the next step in your career? As an ICT GRC - Risk & Compliance Manager, you will play a pivotal role in shaping how we manage IT risks in an increasingly AI-driven financial landscape.

In this role, you’ll be at the forefront of risk management and compliance, ensuring our IT systems remain secure, resilient, and aligned with evolving regulations. You’ll work closely with tech, security, and compliance teams to strengthen risk frameworks, enhance resilience, and drive smarter decision-making.

As AI and automation become essential in risk management, you’ll help explore and implement automation and AI-driven solutions to improve risk assessments, identify emerging threats, and streamline compliance processes. This is an opportunity to not just keep up with change, but to help shape it.

If you're looking for a role where AI, automation, and ICT Risk and compliance intersect, and where your expertise can have a real impact, this is it.

In this role you will

• Function as a key member of the bank's risk function (Second Line of Defense), reporting directly to the Deputy CISO and maintaining close collaboration with First Line of Defense teams on matters of ICT risk management.
• Actively engage in the ICT Risk Management process, encompassing proactive risk assessment, analysis, treatment plan identification, mitigation, and ongoing monitoring.
• Drive the maturity of the ICT Risk Management framework in adherence to DORA act.
• Proactively conduct risk assessments to identify ICT risks within the bank's IT infrastructure and propose appropriate mitigation strategies.
• Collaborate with cross-functional teams, including product, technology, security, and other First Line of Defense teams, to identify and implement risk treatment plans.
• Maintain the ICT risk register, ensuring the accuracy and completeness of ICT risks.
• Proactively report progress and updates to the team, providing detailed reports and presentations on the status of identified risks, mitigation efforts, and compliance.
• Leverage artificial intelligence tools and technologies to enhance risk management and compliance processes.
• Ensure that all communication is clear, actionable, and aligned with the bank's overarching risk management strategy. Facilitate regular meetings with key stakeholders to discuss risk status, challenges, and next steps, fostering a culture of continuous improvement and proactive risk management.

What you need to be successful

Background

• Bachelor`s degree in Information Technology, Computer Science, Information Security, or a related field.
• Professional certifications such as CISA / CISM / CRISC, or equivalent are highly desirable.
• Minimum of 6 years of experience in IT risk management, information security, and compliance, preferably within the banking or financial services industry.
• In-depth knowledge of relevant regulatory requirements, such as MaRisk, BAIT, DORA and industry standards such as ISO 27001/27002, NIST, etc.
• Strong understanding of IT infrastructure, network security, application security, and cloud security.

• Should be able to leverage AI tools and techniques to enhance risk assessment, compliance monitoring, and the identification of emerging threats.

Skills

• Excellent analytical and problem-solving skills, with the ability to identify and assess complex IT and information security risks.
• Possesses expertise in assessing, writing and managing IT risks, threats and the ability to connect it with the appropriate controls.
• Ability to proactively recommend improvements to the area based on your expertise, as well as drive and operationalize the necessary changes required
• Strong project management skills with the ability to manage multiple tasks and projects simultaneously.
• Ability to manage the ICT Risk Management process from end to end
• Proficiency in using Enterprise GRC tools such OneTrust / ServiceNow GRC and ability to use AI-driven technologies for compliance and risk management is a plus.
• Effective communication and interpersonal skills, with the ability to explain technical concepts to non-technical stakeholders.
• Strong report-writing and presentation skills.
• Fluency in English required, as well as fluency in German

Traits

• Adaptable and open to learning, with a keen interest in staying up-to-date with the latest trends and developments in IT and information security.
• Detail-oriented and meticulous in ensuring accuracy and thoroughness in all tasks.
• Proactive and self-motivated, with the ability to work independently and as part of a team.
• Collaborative, able to work well with teams and stakeholders.
• Strong topic ownership and a bias for action.
• Critical thinking and a drive to improve the status quo.
• Both attention to detail and strong conceptual thinking.
• Flexibility in a fast-changing and agile environment.
• Actively help oneself and the team to be successful.
• Willingness to continuously learn and act upon direct feedback.
• High ethical standards and integrity, with a strong commitment to confidentiality and data protection.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Traits

• Adaptable and open to learning, with a keen interest in staying up-to-date with the latest trends and developments in IT and information security.

• Passion for risk management, internal controls, and complex problem-solving.

• Detail-oriented and meticulous in ensuring accuracy and thoroughness in all tasks.

• Proactive and self-motivated, with the ability to work independently and as part of a team.

• Collaborative, able to work well with teams and stakeholders.

• Strong topic ownership and a bias for action.

• Critical thinking and a drive to improve the status quo.

• Both attention to detail and strong conceptual thinking.

• Flexibility in a fast-changing and agile environment.

• Actively help oneself and the team to be successful.

• Willingness to continuously learn and act upon direct feedback.

• High ethical standards and integrity, with a strong commitment to confidentiality and data protection.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    

• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.  

• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 

• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

Founded in 2013, N26 now has more than 8 million customers in 24 markets. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

About the opportunity

We are seeking a highly skilled and experienced IT Operations Specialist to join our dynamic Team. In this role, you will be responsible for the design, implementation, and maintenance of our MDMs, such as Google Workspace, Kandji and Intune, with a strong focus on security and automation.

You will be a key player in ensuring our employees have a secure and productive digital workspace, particularly in our MDM and BYOD environment. You will leverage your expertise in Google Apps Script, Bash and Powershell to automate workflows and enhance user experience, your advanced Kandji/Jamf knowledge to manage and secure our macOS devices, iOS devices and iPadOS devices.

In this role, you will:

• Google Workspace Administration: Manage and optimize our Google Workspace environment, including user provisioning, security policies, and application integrations.
• BYOD Management: Being able to support, manage and improve our  robust BYOD policies and procedures within Google Workspace, ensuring data security and compliance.
• Automation research and development: Develop and maintain custom applications and scripts to automate workflows, integrate with third-party solutions, and enhance user productivity.
• Apple MDM (Kandji) Management:  Administer and configure Kandji to manage and secure macOS, iOS and iPadOS devices, including deployment, patching, and complying with the latest security policies.
• Security and Compliance: Implement and maintain security best practices within Google Workspace, Kandji and Intune, ensuring compliance with relevant regulations and industry standards.
• Troubleshooting and Support: Provide expert-level troubleshooting and support for MDM-Related Issues.
• Documentation and Training: Develop and maintain comprehensive documentation and provide training to end-users and IT staff.
• Collaboration: Work closely with other IT teams, including security, networking, and support, to ensure a cohesive and effective IT environment.
• Staying Updated: Remain up-to-date with the latest Google Workspace, Kandji/Jamf, and Intune technologies and best practices.

What you need to be successful:

• 5+ years of experience as a Google Workspace Engineer or Sys Admin.
• Expertise in BYOD management within Google Workspace, Kandji and Intune
• Proficiency in script development (Google Apps Script, Bash, Powershell…).
• Advanced knowledge of Kandji, Google Workspace and Intune, including configuration, deployment, and troubleshooting.
• Solid understanding of security best practices and compliance requirements.
• Excellent problem-solving and troubleshooting skills.
• Strong communication and interpersonal skills.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the opportunity

You will be part of the Intelligent Operations Platforms (IOP) or the Assistance segments, which cross-functional teams power the operations at N26 and in some cases enable other tech teams through a robust platform approach.

We are seeking a talented Lead Engineer to join our expanding teams and evolve our product, powered by a microservice architecture predominantly written in Java and Kotlin, using Spring Boot.

Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy.

As a Lead Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis.

In this role, you will:

• Directly impact your team’s tech scope: work hand in hand with PM and EM to manage product technical roadmaps and dependencies to minimise technical debt.
• Architect & Build: Design, develop, and maintain high-availability, high-performance web applications that serve as the backbone of our internal operations.
• Foster tech-solid delivery: Drive the team's build-it-ship-it attitude by demonstrating healthy engineering practices, writing clean, well-tested, and well-refactored code with the team, and shipping it into production as often as possible
• Integrate AI: Implement new features and integrations with foundational models and automation systems to empower our back-office teams.
• Scale: Optimize, measure and monitor distributed systems to ensure seamless, continuous software delivery.
• Mentor & Document: Role model engineering excellence through code reviews, technical documentation, and knowledge sharing in multiple ways, cultivating learning and avoiding knowledge silos in the team
• Lead initiatives to improve our company-wide engineering culture and discover ways to multiply the effectiveness of the team and the organisation
• Be involved in recruitment and employer brand projects to help make our engineering team stronger

What you need to be successful:

Engineering Mindset & Design

• Design Patterns: A firm grasp of object-oriented programming, distributed systems principles and methodologies like DDD using architecture design patterns like Hexagonal, Event-Driven and Microservices.
• Quality First: A strong track record of using engineering best practices, including Clean Code, TDD/BDD, and deep observability.
• AI-Augmented Development: Proven experience in critically using AI coding agents (e.g., Claude Code, Gemini Code, GitHub Copilot) to accelerate delivery without compromising code integrity or security.

Technical Stack

• Modern backend: 5+ years of experience in building complex distributed systems in Java or/and Kotlin and Springboot/Spring AI.
• API Design: Solid experience designing and implementing robust REST APIs.
• Data & DevOps: Professional experience with PostgreSQL (performance and scalability) and "DevOps mindset" regarding CI/CD pipelines. Experience with AWS and/or Kubernetes is a plus.
• Bonus Points: Knowledge of Python or Generative AI frameworks (Langchain, RAG pipelines) is a significant plus.

Leadership & Soft Skills

• Bias for Action: A "can-do" attitude with a focus on product understanding to ensure continuous improvement and successful delivery.
• Effective leadership: Guide a team of mid and senior engineers to milestone delivery by unblocking and mentoring.
• Collaborative Spirit: Strong collaborative spirit with a commitment to knowledge sharing and mutual growth.
• Communication: Clear written and verbal communication skills, essential for a What you need to be successful:
• Strong ownership: A sense of independence and an ability to establish structures or processes to adapt to a constantly evolving domain and environment-

What's in it for you:

• Accelerate your career growth by joining one of Europe's most talked-about disruptors.
• Employee benefits including a competitive personal development budget, work-from-home budget, and discounts for fitness, wellness, language apps, and public transportation.
• A free Premium subscription on your personal N26 bank account, plus subscriptions for friends and family.
• Vacation: An additional day of annual leave for each year of service.
• Autonomy: A high degree of autonomy and access to cutting-edge technologies.
• Relocation: A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages.

If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

About the opportunity

Join the People Technology Team at N26, whose mission is to continuously improve and maintain applications owned within the People function. These applications include the Workday HCM modules, Greenhouse and more. This opportunity offers you the chance to be a part of process improvements that positively impact the entire N26 workforce. You will be providing support to maintain Workday, gaining experience in how to design and implement improvements, gathering requirements, maintaining existing people team tools and becoming the go to person for recruitment tools.

In this role, you will:

• Overseas and maintains optimal function of the organisations internal HR & Financial information services systems, which may include database management, network support, installation, customisation, development, maintenance and upgrades to application, systems and modules

• Instals, implements, modifies and upgrades software and applications to meet changing business and technology 

• Provides technical support troubleshooting, and guidance to HR & FIN employees

• Collaborates with executive leadership and HR/ FIN staff to identify needed improvements and enhancements to existing services and databases, recommends and implements solutions

• Ensures permissions, access, personalisation and similar system operations and settings for HR/FIN services users are maintained and meeting internal policies and legislative requirements

• Programs custom functions and documentation such as automated queries, filters, macros and reports

• Compiles or assists with acquisition of complex data reports, summaries and logs requested by senior executives and HR/ FIN staff

• Serves as lead representative and liaison between HR/ FIN, information services, external vendors and other stakeholders for HR/ FIN database design and implementation projects

• Ensures system compliance with data security and privacy requirements

• Maintains knowledge of trends and developments in data management and security, HR / FIN technology, and HRIS/ ERP application

• Oversees the procurement of appropriate hardware and software to ensure that the organisation has high quality efficient systems

What you need to be successful:

Background: 

• Bachelors' degree 

• 8+ years experience in Workday 

• 8+ years business experience working within Workday teams, financial or people department with solid understanding of processes and data management 

• Understanding of Workday system administration items for new configuration, ongoing maintenance or troubleshooting

• Experience working with people and finance modules in Workday

• Experience working with integrations, Workday studio 

• Experience in process design and improvement 

• Experience in data management, administration and system configuration 

• Familiarity with Agile ways of working and working in Jira

• Experience with operational best practices and implementing technology solutions to support compliance requirements 

• Love to learn and continuous improvement 

• Growth mindset 

• Great team player that loves to share and collaborate

Traits:

• Actively help yourself (and others) be successful.

• Continuously learn and challenge the status quo.

• Think globally, act locally.

• Strong bias for action.

• Give and receive open, direct and timely feedback. 

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

The Senior Manager, Business Audit supports internal audit activities across the N26 group, including external contractors and subsidiaries, in line with professional and regulatory standards. Key responsibilities include developing and executing a comprehensive risk-based annual audit plan, managing the full audit cycle to ensure operational effectiveness, compliance, and reliability, and auditing both in-house and outsourced processes. The position requires preparing detailed audit reports, regularly communicating findings and agreed actions to management and committees, monitoring timely resolution of issues, participating in strategic projects while maintaining independence, and supervising junior auditors to ensure high-quality outputs.

In this role, you will:

• Conduct and support all business internal audit activities within the N26 group including external contractors 
• Prepare and where necessary lead the full audit cycle including risk management and control management over business operations’ effectiveness, reliability and compliance with all applicable directives and regulations
• Prepare and where necessary lead a comprehensive risk-based annual audit plan for business functions, including product, customer operations, sales, marketing, and partnerships
• Audit all activities and processes, including those outsourced at appropriate intervals and of all subsidiaries performed in accordance with established professional and regulatory standards 
• Prepare the internal audit reports as per requirements with strong focus on attention to details of specific boundaries of the audit/s defined scope 
• Prepare written reports on each audit and submit to the responsible members of the management board and communicate the outcomes / agreed actions to specific team members, this includes regular reporting to management board and committees 
• Monitor in an appropriate form whether the findings identified during the audit are remedied within the specified timeframe
• Participate in key projects, while guarding independence, avoiding conflicts of interest and maintain internal audit policies and procedures
• Supervise and review the audit outputs of junior team members enabling them to be successful in their role

What you need to be successful:

Background: 

• Successfully completed degree in economics or comparable training.
• Gained at least 7 years working experience as Internal Auditor in an international company, in a regulated environment. Preferably in a bank or other financial institution or an audit company.
• High degree of process understanding as well as profound knowledge in the areas of online banking and retail products.
• Very good insight into Banking laws & requirements, and willing to become acquainted with local specific Banking laws, standard banking requirements as well as banking IT-Systems.
• Good English (and German) language skills. Any other European language is a plus.

Skills: 

• Strong communication and stakeholder management with the ability to engage with cross-functional stakeholders and to withstand management pushback.
• Proficiency in audit tools, data analytics, and reporting systems
• Deep understanding of operational and financial (key) controls, process optimization, and risk mitigation
• Strong report writer focus on legal and factual subsumption.
• Robust and defensible reporting,
• Audit Leadership and audit quality assurance

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

Risk Controlling Manager, Liquidity Risk (ILAAP)

About the opportunity

We are seeking a Manager Risk Controlling to help us further develop and strengthen our Risk Controlling function with a focus on the Internal Liquidity Adequacy Assessment Process (ILAAP) and overall Liquidity Risk Management.

As part of the Risk Controlling team, you will lead the development, implementation, and analysis of models for liquidity risk controlling, covering both regulatory requirements (Pillar I) and internal methodologies. You will ensure that N26 maintains a robust liquidity position through advanced modelling, stress testing, and expert methodological guidance.

At N26, we are redefining banking through technology and innovation. As a Risk Controlling Manager with a focus on ILAAP and liquidity risk, you will have the opportunity to shape the future of risk management in a fast-paced, forward-thinking environment. Join us and be part of a team that values collaboration, innovation, and excellence.

In this role, you will:

• Lead the design, maintenance, and continuous improvement of the ILAAP framework, ensuring it accurately reflects the firm's liquidity adequacy and risk appetite.
• Develop and enhance advanced methodologies for measuring liquidity risk, including internal liquidity maturity ladders, survival period analysis, and intraday liquidity metrics.
• Spearhead the design and calibration of comprehensive liquidity stress scenarios, identifying potential vulnerabilities and challenging qualitative assumptions.
• Ensure full compliance with relevant European and German regulatory requirements, such as MaRisk and EBA Guidelines on ILAAP, while overseeing regulatory liquidity reporting standards.
• Establish and maintain the architectural design of risk limits for liquidity and funding, providing expert advice on limit calibration and remediation strategies.
• Lead initiatives to improve the quality, governance, and lineage of core balance sheet data used in liquidity risk and ILAAP calculations.
• Act as the primary methodological expert and project lead for interactions with internal/external auditors and regulators (e.g., EBA, national central banks) regarding the adequacy and robustness of liquidity risk practices

What you need to be successful:

Background: 

• Quantitative academic background (Master's in statistics, mathematics, economics, or a similar field). Professional certifications like CFA or FRM are a plus.
• 5+ years of practical experience in a risk controlling function or a leading consultancy (Big Four), with deep expertise in Liquidity Risk and ILAAP within a regulated financial institution.

Skills: 

• Strong understanding of the overall ILAAP framework, maturity transformation, and liquidity-related KRIs.
• Strong proficiency in SQL and Python for quantitative analysis and data-driven insights.
• Strong analytical and quantitative skills, with the ability to independently generate actionable insights from complex data.
• Ability to work independently, form sound judgments on complex risk topics, and communicate effectively with senior stakeholders and regulators.
• Experience with data governance and data quality management processes is a strong plus.
• Fluent English is required; German language skills are a plus

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are currenlty looking for an AFC Senior Associate / SAR Delegate to join our French MLRO team in a high-impact, hands-on role at the heart of our Anti-Financial Crime operations.

In this position, you will take ownership of critical AFC activities, including leading AML-CFT investigations, supporting ongoing due diligence and enhanced due diligence (EDD) processes, and reviewing and submitting Suspicious Activity Reports (SARs). You will play a key role in decision-making, particularly around investigative outcomes and customer information requests.

As a trusted subject matter expert, you will act as a central point of contact for our AFC and KYC Operations teams - providing guidance, sharing your expertise, and actively contributing to the upskilling of colleagues. This role offers the opportunity to combine deep investigative work with a strong coaching and leadership dimension.

You will work in a fast-paced, international, and tech-driven environment, collaborating closely with Compliance, AFC, and global stakeholders. Acting as correspondant/déclarant Tracfin, you will also contribute to regulatory engagement and communication with relevant authorities.

This is an excellent opportunity for a seasoned financial crime professional who is passionate about investigations, enjoys driving operational excellence, and is motivated to make a tangible impact while developing others.

In this role, you will:

• Review investigations made by the AFC Operations department.
• Assist AFC Operations on their investigations.
• Oversee complex case investigations, sanctions reviews, and other AFC related processes.
• Draft, review and submit SARs, ensuring quality according to Tracfin and ACPR expectations.
• Act as Correspondant/Déclarant Tracfin.
• Review complex Authority Requests.
• Provide guidelines individually and collectively. Prepare and deliver formal training. 
• Prepare necessary templates for AFC Ops communication with customers.
• Implement and improve local procedures based on the local regulatory challenges and the group’s standard.
• Coordination with other operational functions working on the French market.

What you need to be successful:

Background:

• Graduated in law (Ecole de droit/Master II) or from a Grande Ecole - or alike. 
• Professional experience gained in anti-financial crime, with at least 5 years of experience. 
• Proven experience in operational functions, including  investigation, and SAR drafting but also transaction monitoring, sanctions and adverse media screening. 

Skills: 

• In-depth knowledge of European and French regulations on Financial Crime (KYC, AML, terrorism financing, fraud, tax evasion, sanctions…)
• Deep investigation expertise
• Fluency in French and English (spoken and written)
• Excellent communication skills and ability to work with a wide variety of stakeholders
• Proven ability to liaise with the French Authorities
• Hardworking, strong team player, benevolent and resilient
• Diligent and reliable, solution driven and committed, ability to work under pressure
• Strong analytical, advisory skills, high quality standards and attention to detail
• You have a hands-on mentality and take ownership 
• You should enjoy a fast-paced working environment, show high willingness to learn and work autonomously to grasp new topics

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, Swile vouchers, public transportation, work from home/from abroad and more. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the opportunity

The Audit Operations Senior Manager is responsible for the operational policy and support processes of Internal Audit. This role ensures that reporting, data analytics, audit tools, and the organizational framework of the audit function are operated efficiently and continuously developed. The objective is to support the auditing function through a structured data foundation, reliable reporting, and a stable system landscape, while ensuring transparency regarding audit activities and findings.

In this role, you will:

• Audit Governance & Methodology: Support Maintain and further develop the operational framework of the Internal Audit function, including methodologies, operational standards, and supporting governance processes.
• Audit Quality Assurance: Manage the Internal Audit Quality Assurance and Improvement Program in Internal audit
• Audit Reporting: Prepare and consolidate quarterly and annual Internal Audit reports for senior management and governance bodies, including analysis of audit coverage, findings, and remediation status.
• Audit Data Analytics: Develop and perform data analyses to support audit activities, including trend analysis of findings, risk indicators, and remediation progress.
• Audit Systems Administration: Operate and maintain the Internal Audit systems landscape, including administration and continuous improvement of Audimax and the Jira Audit project.
• Issue & Findings Monitoring: Oversee the tracking and monitoring of audit findings and remediation measures, ensuring transparency on remediation progress and escalation of delays where necessary.
• Audit Process Support: Support auditors with operational aspects of the audit lifecycle, including reporting structures, system usage, and data preparation.
• Stakeholder Coordination: Act as central coordination point between Internal Audit, IT, and other control functions regarding audit tools, reporting requirements, and data availability.
• Continuous Improvement of Audit Operations: Identify opportunities to improve efficiency, automation, and data-driven decision making within Internal Audit operations.

What you need to be successful:

Background: 

• Successfully completed degree in economics, business administration, finance, information systems, or comparable training.
• Gained at least 7 years of relevant professional experience in Internal Audit, Audit Operations, Audit Methodology, or a related control function within an international company operating in a regulated environment. Preferably within a bank, financial institution, or audit/consulting firm.
• Strong understanding of Internal Audit governance, methodology, quality assurance, and the end-to-end audit lifecycle, including reporting, issue tracking, remediation monitoring, and audit systems administration.
• Sound knowledge of banking regulatory requirements and professional internal audit standards, with the ability to translate these into effective audit methodologies, governance processes, and operational frameworks. Familiarity with banking IT systems, audit tools, and data environments is highly desirable.
• Good English and German language skills. Any other European language is a plus.

Skills: 

• Strong communication and stakeholder management skills, with the ability to coordinate effectively across Internal Audit, IT, and other control functions
• Strong proficiency in audit tools, reporting systems, and data analytics, including the ability to derive meaningful insights from audit data, findings trends, risk indicators, and remediation progress.
• Strong expertise in preparing, consolidating, and quality assuring quarterly and annual Internal Audit reports for senior management and governance bodies, with a clear focus on audit coverage, findings, thematic risk developments, and remediation status.
• Excellent presentation skills, including the ability to present complex audit matters, reporting outputs, and key risk messages in a clear, concise, and management-appropriate manner to senior stakeholders and committees.
• Deep understanding of Internal Audit methodology, quality assurance, issue and findings monitoring, and the operational support processes required to run an effective audit function.
• Strong drafting and reporting skills, with a high degree of precision, attention to detail, and sound legal and factual subsumption.
• Ability to produce robust, defensible, and decision-oriented reporting and management presentations.
• Strong focus on continuous improvement, operational efficiency, automation, and data-driven decision-making within the Internal Audit function.
• Leadership capability in audit quality assurance, audit operations, and the ongoing enhancement of audit governance and methodology.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the opportunity

We are strengthening our Account & Customer Data expertise within Banking Operations and are looking for a motivated and experienced Banking Operations Analyst (French speaker) to join us.

Within Banking Operations, we act as the centre of competence for the management and processing of special account types, including probate & estates, accounts with legal representatives or custodians, and basic accounts under the Payment Accounts Act. In addition, we coordinate customer queries related to tax proceedings and GDPR-related information requests, ensuring that cases are handled with care while safeguarding N26 Bank SE from legal and regulatory risks.

As an Analyst on the French market, you will bring expertise and ownership to the team. You will handle complex and sensitive cases independently, act as a point of escalation, and actively contribute to improving our operational processes. You will collaborate closely with internal stakeholders such as Legal, Compliance, Anti-Financial Crime, KYC, and Quality Assurance, as well as external partners and authorities.

This role is ideal for someone who wants to go beyond daily case handling and play an active role in shaping how the team evolves and operates.

In this role, you will:

• Take ownership of processes related to special account types (e.g. probate & estates, custodianship, basic accounts), handling complex cases independently and serving as a go-to person for escalations.

• Manage end-to-end enquiries and orders, including research, legal assessment, and case-by-case decision-making.

• Deal with lawyers, notaries, courts, tax authorities, and other officials.

• Collaborate closely with Legal on sensitive or high-impact cases to ensure regulatory alignment.

• Support onboarding and training of new joiners and external partners, fostering knowledge sharing within the team.

• Partner with Quality Assurance and Banking Operations Excellence teams to maintain and elevate case handling standards.

What you need to be successful:

• 1 year of relevant professional experience in banking operations or in a role requiring strong legal and regulatory knowledge.

• Practical experience in handling probate & estates, custodianship/guardianship matters, or similar complex banking processes.

• Completed bank apprenticeship or a university degree in business, finance, law, or a related field.

• Experience working with legal stakeholders such as lawyers, notaries, courts, or regulatory authorities.

• Proven experience contributing to projects or leading process improvements.

• Fluent French and English (written and spoken) are required. German, Spanish, or Italian are a plus.

• Strong knowledge of Google Workspace; experience with Salesforce, Jira, Confluence, and other CRM/ticketing systems is an advantage.

• Basic understanding of SQL is a plus.

• Excellent organizational skills, with the ability to prioritize effectively, meet deadlines, and manage multiple complex tasks.

• A collaborative mindset combined with the confidence to take ownership and make independent decisions.

What’s in it for you:

Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

Vacation days vary depending on your location of work. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.

A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paolo.

Sound good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

About the opportunity

We are establishing a new Data Privacy Operations function within Banking Operations and are looking for an Operations Analyst to join us. The primary focus for this function is to serve as the primary contact for GDPR Data Subject Rights requests, including access, correction, deletion, restriction, objections, and automated decision-making.

Our work is vital to ensuring transparency and trust for our customers while protecting N26 from legal and regulatory risks. You will collaborate closely with colleagues in Legal, Complaints Management & Prevention, Anti-Financial Crime, KYC, and with external partners.

In this role, you will:

• Handle GDPR Data Subject Rights requests, ensuring accuracy and timely completion.

• Investigate and resolve cases, coordinating with internal and external stakeholders.

• Identify inefficiencies in workflows and propose improvements.

• Support onboarding and training of external partners, providing ongoing guidance.

• Contribute to cross-team projects related to privacy and regulatory compliance.

• Share knowledge and support expertise-building within the team.

What you need to be successful:

• 1+ years of experience in banking operations or a role with legal/regulatory exposure.

• Some knowledge of GDPR or prior experience handling privacy-related queries.

• A university degree in business, finance, law, or equivalent professional experience.

• Experience collaborating with legal stakeholders (e.g., lawyers, notaries, courts) is a plus.

• Strong English and German skills (written and spoken); French, Spanish, or Italian are a plus.

• Familiarity with Google Workspace; knowledge of Salesforce, Jira, or Confluence is an advantage.

• Strong organizational skills with the ability to prioritize, manage time, and meet deadlines.

• A team oriented mindset, with confidence to work independently.

What’s in it for you:

Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

Vacation days vary depending on your location of work. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.

A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paolo.

Sound good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.