About the opportunity

N26 is looking for a Legal Counsel Data Privacy to further expand the Data Privacy Team in our ‘Beyond Banking Team.’ You will primarily advise on data protection legal issues, as well as artificial intelligence related legal topics. You will independently review and negotiate contracts and work closely with your manager to ensure compliance with legal regulations. In this role, you will advise various N26 teams from a data protection law perspective, including our product team, and have the opportunity to contribute to product design. Additionally, you will not only provide legal advice to various internal stakeholders but also review data protection contracts and regularly participate in contract negotiations with external parties. As part of our international expansion, you will independently collaborate with our Local Counsel network.

In this role, you will:

• You will work in our ‘Beyond Banking Law’ Team and have the exciting opportunity to gain experience in data protection law, as well as at the implementation of the AI Act, at a continuously growing and regulated company.

• The focus of your work will be the legal review of various issues related to data protection, as well as the negotiation of contracts of various kinds in close collaboration with different company stakeholders, external companies, and law firms.

• You will independently handle legal questions related to national and European data protection law. In doing so, you will identify and assess data protection and business risks, create solution strategies, and creatively assist in their implementation.

• You will advise the product team on data protection issues, especially concerning compliance with data protection regulations, as well as AI related legal requirements. Additionally, you will provide legal support in the creation and development of app and product features and flows, and internal tools.

• You will be responsible for creating the necessary internal and external data protection documentation (such as processing directories, data protection impact assessments, balancing of interests, and privacy policies) in the projects you work on.

• As part of the Data Privacy Team, you will help build, expand, and automate processes, update templates, and contribute to our Template Gallery.

• You will also support the team about legal changes and developments in the context of European data protection and AI law.

What you need to be successful:

Background:

• You are a fully qualified EU lawyer with excellent results in your university studies and you are registered or may register with a bar association to practice law (EU member states).

• You have 2-3 years professional experience in data protection law in a renowned law firm or international company (in the Legal Team preferred).

• You have already acquired knowledge in the legal areas mentioned above.

• You are fluent in English, spoken and written. Knowledge of additional languages (particularly German, Spanish, French, or Italian) is a plus.

• A legal professional experience with a data protection authority is an advantage.
   

Skills:

• You have a strong interest in regulated companies, technical and business contexts, as well as digital business models.

• You work independently, make decisions, and are ready to represent them both internally and externally, but also value teamwork and collaboration.

• You are willing to pragmatically explore new areas and closely follow dynamic regulatory developments in data protection and AI law.

• You possess a high level of integrity, commitment, and initiative, and are not afraid to take on responsibility.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors

• Employee benefits include discounts to fitness & wellness memberships, language courses, public transportation and more. 

• A Premium N26 bank account. As well as subscriptions for friends and family members.

• Varying vacation days depending on your location of work and duration of your internship. 

• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.

Who we are:

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

Traits:

• Actively help yourself (and others) be successful
• Continuously learn and challenge the status quo
• Think globally, act locally
• Strong bias for action
• Give and receive open, direct and timely feedback

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

Traits:

• Actively help yourself (and others) be successful
• Continuously learn and challenge the status quo
• Think globally, act locally
• Strong bias for action
• Give and receive open, direct and timely feedback

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

We are seeking a Senior Site Reliability Engineer to join the Platform Engineering Domain in the Access Team.

The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use.” Access Team’s mission is to ensure secure, seamless, and compliant access to that infrastructure. We build the gateway between our engineers and our cloud resources.

As one of the first banks completely hosted in the cloud, our security and compliance standards are industry-leading. We don’t just use a modern stack; we build sophisticated access solutions like JIT (Just-In-Time) provisioning and Privileged Access Management (PAM) to protect our customers and our data.

In this role, you will:

Be responsible for designing and maintaining the systems that govern how humans and services access our AWS environment. You will ensure that access is "least-privilege" by default, automated, and audit-ready.

More specifically, you will:

• Manage and scale our Teleport infrastructure for secure access to servers, databases, and Kubernetes clusters.
• Develop and maintain automated Identity and Access Management (IAM) workflows within AWS.
• Implement and improve Just-In-Time (JIT) access solutions to reduce our permanent attack surface.
• Collaborate closely with the Cloud Control team to integrate security policies into the core infrastructure provisioning process.
• Automate authorization flows to ensure regulatory compliance without slowing down engineering velocity.
• Maintain and improve our Infrastructure-as-Code (Terraform) for all access-related components.
• Support internal and external audits by providing technical evidence and ensuring our access protocols meet strict regulatory standards; proactively identify gaps in our current access landscape and drive initiatives to remediate them.
• Create monitors and alerts for access patterns, diagnosing and resolving issues related to authentication and authorization services.

What you need to be successful:

Background and skills:

• Production expertise in Amazon Web Services (AWS), specifically with IAM, Organizations, and Multi-account security.
• Hands-on experience with Access Management tools, preferably Teleport, or similar PAM/JIT solutions.
• Strong experience with Terraform for managing cloud resources and security policies.
• Solid understanding of Linux systems and networking fundamentals (OIDC, SAML, SSH, TLS, TCP/IP).
• Experience programming in Go and/or Python to automate security workflows.
• Familiarity with compliance frameworks and a proven ability to translate audit requirements into technical solutions.
• Experience with container orchestration (Docker, Kubernetes) from an access and RBAC perspective.
• A "Security-first" mindset with a proactive approach to solving complex permission issues.
• Good communication skills and the ability to work autonomously within a fast-paced environment.

Traits:

• Independently lead tech projects
• Lead and promote technical discussions with engineering audiences
• Mentoring & support of Junior & Mid-level engineers
• Review, assessment & improvement of the current team tool landscape
• Advancements in code quality practices, security awareness and monitoring
• Build up knowledge of production data and its analysis
• You are on top of incidents, generate learnings and follow up
• Deepest understanding of everything built by the team
• Leading specialist activities, drive tech projects independently
• Bring architectural & technical debt issues into the backlog
• You see the delivery of your team in a broad, domain-wide context
• Building bridges to other areas and be the glue in your own team
• Take full responsibility for your work and projects you participate
• Mature & solution-oriented tech counterpart in any discussion

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

We are seeking a Senior Site Reliability Engineer to join the Platform Engineering Domain in the Access Team.

The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use.” Access Team’s mission is to ensure secure, seamless, and compliant access to that infrastructure. We build the gateway between our engineers and our cloud resources.

As one of the first banks completely hosted in the cloud, our security and compliance standards are industry-leading. We don’t just use a modern stack; we build sophisticated access solutions like JIT (Just-In-Time) provisioning and Privileged Access Management (PAM) to protect our customers and our data.

In this role, you will:

Be responsible for designing and maintaining the systems that govern how humans and services access our AWS environment. You will ensure that access is "least-privilege" by default, automated, and audit-ready.

More specifically, you will:

• Manage and scale our Teleport infrastructure for secure access to servers, databases, and Kubernetes clusters.
• Develop and maintain automated Identity and Access Management (IAM) workflows within AWS.
• Implement and improve Just-In-Time (JIT) access solutions to reduce our permanent attack surface.
• Collaborate closely with the Cloud Control team to integrate security policies into the core infrastructure provisioning process.
• Automate authorization flows to ensure regulatory compliance without slowing down engineering velocity.
• Maintain and improve our Infrastructure-as-Code (Terraform) for all access-related components.
• Support internal and external audits by providing technical evidence and ensuring our access protocols meet strict regulatory standards; proactively identify gaps in our current access landscape and drive initiatives to remediate them.
• Create monitors and alerts for access patterns, diagnosing and resolving issues related to authentication and authorization services.

What you need to be successful:

Background and skills:

• Production expertise in Amazon Web Services (AWS), specifically with IAM, Organizations, and Multi-account security.
• Hands-on experience with Access Management tools, preferably Teleport, or similar PAM/JIT solutions.
• Strong experience with Terraform for managing cloud resources and security policies.
• Solid understanding of Linux systems and networking fundamentals (OIDC, SAML, SSH, TLS, TCP/IP).
• Experience programming in Go and/or Python to automate security workflows.
• Familiarity with compliance frameworks and a proven ability to translate audit requirements into technical solutions.
• Experience with container orchestration (Docker, Kubernetes) from an access and RBAC perspective.
• A "Security-first" mindset with a proactive approach to solving complex permission issues.
• Good communication skills and the ability to work autonomously within a fast-paced environment.

Traits:

• Independently lead tech projects
• Lead and promote technical discussions with engineering audiences
• Mentoring & support of Junior & Mid-level engineers
• Review, assessment & improvement of the current team tool landscape
• Advancements in code quality practices, security awareness and monitoring
• Build up knowledge of production data and its analysis
• You are on top of incidents, generate learnings and follow up
• Deepest understanding of everything built by the team
• Leading specialist activities, drive tech projects independently
• Bring architectural & technical debt issues into the backlog
• You see the delivery of your team in a broad, domain-wide context
• Building bridges to other areas and be the glue in your own team
• Take full responsibility for your work and projects you participate
• Mature & solution-oriented tech counterpart in any discussion

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are looking for a Senior AI & Automation Manager to join our Growth Operations team and lead the "AI Operator & Tooling Strategy" for N26 Marketing. This isn't just about managing tools; it’s about reimagining how a modern marketing organization functions. You will be our internal expert on the latest AI developments, identifying exactly where automation can replace manual tasks and where AI can supercharge our creative output. If you are a MarTech enthusiast who loves deconstructing complex workflows and rebuilding them to be faster, smarter, and more scalable, you will play a pivotal role in defining the future of growth at N26.

In this role, you will:

• Architect AI-Driven Workflows: Lead the integration of cutting-edge AI tools and automation (e.g., using n8n or Zapier) into marketing workstreams to accelerate production, approvals, enhance creative output without compromising on N26’s premium brand consistency, and feed the output into the different Marketing platforms.
• Optimize Marketing Efficiency: Conduct deep-dive analyses of existing team workflows to identify friction points and implement structural improvements that boost overall operational velocity.
• Scale Performance Reporting: Develop and manage automated reporting frameworks to track team performance, and operational efficiency, providing the data needed for strategic resource allocation.
• Build the MarTech Ecosystem: Design and deploy scalable processes and custom tooling (including Lokalise and DAM integrations) that ensure consistency across global campaigns, from brief to execution.
• Modernize Project Management: Own and optimize our project management systems (e.g., Jira, Figma) to ensure they are fit-for-purpose, enabling seamless collaboration across the entire Marketing organization.
• Drive AI Adoption & Organizational Maturity: Act as the primary advocate for AI within Growth, developing comprehensive training frameworks and enablement sessions that empower team members to leverage new technologies, ultimately increasing the department's technical maturity and operational autonomy.

What you need to be successful:

• Proven MarTech & AI Delivery: You have 5+ years of experience in automation or operations, with a documented track record of building and launching multiple AI-driven initiatives from the ground up. You have successfully scaled AI projects that solve tangible customer problems while driving significant operational impact.
• Process Engineering Mindset: You have a natural ability to map complex business processes and a passion for finding "the better way" to get work done through technology.
• Advanced Systems Proficiency: You are an expert in configuring and managing Jira and have hands-on experience with orchestration tools (e.g., n8n) and creative collaboration platforms like Figma.
• Data-Driven Approach: You are comfortable working with performance data and can translate operational metrics into clear reports that demonstrate the impact of your efficiency gains.
• Cross-Functional Enablement: You can bridge the gap between technical possibilities and marketing needs, effectively coaching teams on how to adopt new tools and AI-driven methodologies.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the opportunity

Are you passionate about cybersecurity and eager to make a real impact in a dynamic environment? Look no further! We are on the lookout for a Senior Cloud Security Engineer who is ready to take the lead in proactively identifying and mitigating security threats and safeguarding our sensitive data. Join forces with our Platform and Data teams and be at the forefront of safeguarding our customer and our organisation.

At N26, our Infrastructure Security team is on a mission to detect and remediate IT and cloud infrastructure security threats. We're dedicated to providing efficient and effective services that empower our N26 tech teams to thrive.

Once here you will

• Drive the Cloud Infrastructure Security function roadmap in alignment with the Product Manager, Tech Lead, and Engineering Manager.
• Own, define and drive initiatives, solutions, processes and frameworks to proactively identify and mitigate security threats within our AWS infrastructure which leads to an overall improvement of our security maturity.
• Design, deploy and maintain state-of-the-art cloud-native security solutions, incorporating end-to-end data protection, advanced threat detection, automated controls, alerting and remediation mechanisms to ensure continuous compliance and protection across our cloud infrastructure.  
• Perform regular and proactive research to detect new attack vectors.
• Perform Threat Modeling Sessions, assess and classify identify security threats and define threats mitigation solutions in alignment with the stakeholders
• Monitor for vulnerabilities, perform ongoing risk assessment and collaborate with cross-functional teams to mitigate the risk.
• Define the pentesting scope and scenarios.
• Develop and maintain documentation providing clear guidelines to strengthen security posture and ensure consistent, secure cloud operations across the organisation.
• Provide a first class service to our main stakeholders in our support portal
• Be part of our security incident response on-call rotation (voluntary) and lead security incidents 

What you will bring along

• Cloud Security: Competent understanding and experience of securing at minimum AWS cloud infrastructure environments, CI/CD pipelines, containerized environment and Linux systems.
• Risk Assessment: Experience with assessing security findings and mitigation strategies 
• Security Savvy: Competent knowledge of common security frameworks and tactics, including STRIDE, MITRE ATT&CK®, and OWASP.
• Data Security: Understanding of cloud data security challenges and best practices across cloud cloud environments.
• Tool Mastery: Experience in deploying and customising security tools to address threats and reduce risk (CSPM/CNAPP, vulnerability scanners, IDS/IPS, endpoint security, KSPM, container runtime security, etc.)
• Automation Pro: Proficiency in using CI/CD pipelines (e.g., Terraform) for implementing automated security testing and change management.
• Cloud Deployment: Hands-on Experience with modern cloud technology components and deployment patterns: virtual machines, containers, Kubernetes, serverless, infrastructure as code, etc.
• Scripting Skills: Proficiency in Python, Bash, or GO for scripting and automation.
• Ethical Hacker: Experience with ethical hacking and penetration test methodologies.

Teamwork & Collaboration

• Agile Mindset: Familiarity with agile methodologies and project management.
• Collaborative Spirit: Demonstrated ability to collaborate across teams and segments to achieve complex objectives.
• Hands-On: A hands-on attitude with a knack for driving solutions to completion.
• Communicator: Excellent oral and written communication skills.
• Growth-Driven: A growth mindset focused on learning and pushing the team forward.
• Community Contributor: Contributions to the security community, such as open-source tools, research papers, conference talks, etc.
• Educational Background: A Master's degree in cybersecurity or a related field or a Bachelor's degree in computer science or a related field with an advanced security certification.

If you're ready to embark on a thrilling journey in the world of IT security and make a meaningful impact, we want to hear from you! Join our team at N26 and help us protect what matters most.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26. 

About the opportunity

Are you passionate about cybersecurity and eager to make a real impact in a dynamic environment? Look no further! We are on the lookout for a Senior Cloud Security Engineer who is ready to take the lead in proactively identifying and mitigating security threats and safeguarding our sensitive data. Join forces with our Platform and Data teams and be at the forefront of safeguarding our customer and our organisation.

At N26, our Infrastructure Security team is on a mission to detect and remediate IT and cloud infrastructure security threats. We're dedicated to providing efficient and effective services that empower our N26 tech teams to thrive.

Once here you will

• Drive the Cloud Infrastructure Security function roadmap in alignment with the Product Manager, Tech Lead, and Engineering Manager.
• Own, define and drive initiatives, solutions, processes and frameworks to proactively identify and mitigate security threats within our AWS infrastructure which leads to an overall improvement of our security maturity.
• Design, deploy and maintain state-of-the-art cloud-native security solutions, incorporating end-to-end data protection, advanced threat detection, automated controls, alerting and remediation mechanisms to ensure continuous compliance and protection across our cloud infrastructure.  
• Perform regular and proactive research to detect new attack vectors.
• Perform Threat Modeling Sessions, assess and classify identify security threats and define threats mitigation solutions in alignment with the stakeholders
• Monitor for vulnerabilities, perform ongoing risk assessment and collaborate with cross-functional teams to mitigate the risk.
• Define the pentesting scope and scenarios.
• Develop and maintain documentation providing clear guidelines to strengthen security posture and ensure consistent, secure cloud operations across the organisation.
• Provide a first class service to our main stakeholders in our support portal
• Be part of our security incident response on-call rotation (voluntary) and lead security incidents 

What you will bring along

• Cloud Security: Competent understanding and experience of securing at minimum AWS cloud infrastructure environments, CI/CD pipelines, containerized environment and Linux systems.
• Risk Assessment: Experience with assessing security findings and mitigation strategies 
• Security Savvy: Competent knowledge of common security frameworks and tactics, including STRIDE, MITRE ATT&CK®, and OWASP.
• Data Security: Understanding of cloud data security challenges and best practices across cloud cloud environments.
• Tool Mastery: Experience in deploying and customising security tools to address threats and reduce risk (CSPM/CNAPP, vulnerability scanners, IDS/IPS, endpoint security, KSPM, container runtime security, etc.)
• Automation Pro: Proficiency in using CI/CD pipelines (e.g., Terraform) for implementing automated security testing and change management.
• Cloud Deployment: Hands-on Experience with modern cloud technology components and deployment patterns: virtual machines, containers, Kubernetes, serverless, infrastructure as code, etc.
• Scripting Skills: Proficiency in Python, Bash, or GO for scripting and automation.
• Ethical Hacker: Experience with ethical hacking and penetration test methodologies.

Teamwork & Collaboration

• Agile Mindset: Familiarity with agile methodologies and project management.
• Collaborative Spirit: Demonstrated ability to collaborate across teams and segments to achieve complex objectives.
• Hands-On: A hands-on attitude with a knack for driving solutions to completion.
• Communicator: Excellent oral and written communication skills.
• Growth-Driven: A growth mindset focused on learning and pushing the team forward.
• Community Contributor: Contributions to the security community, such as open-source tools, research papers, conference talks, etc.
• Educational Background: A Master's degree in cybersecurity or a related field or a Bachelor's degree in computer science or a related field with an advanced security certification.

If you're ready to embark on a thrilling journey in the world of IT security and make a meaningful impact, we want to hear from you! Join our team at N26 and help us protect what matters most.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26. 

About the opportunity

We’re seeking a Product Manager to join our Savings Team to help shape and elevate our core savings offerings. Our Investments team is dedicated to empowering retail investors by building accessible, transparent, and innovative wealth-building products, including Instant Savings and similar propositions. We believe that saving and investing should be simple, intuitive, fair, and aligned with long-term financial success.

As a Product Manager in this team, you’ll drive the evolution of our core Savings offerings, ensuring they are best-in-class for our customers while also being scalable, compliant, and well-integrated with partners and platforms. You'll work cross-functionally with engineering, design, business, data, compliance, and external stakeholders. Above all, you'll bring a passion for personal finance to the team, using your drive to help people build a better relationship with their money and achieve their savings goals.

To excel in this role, you ideally have a tight grasp of investment products from a retail investor’s perspective, plus an understanding of the ecosystem, partnerships, and infrastructure required to deliver these products at scale. You will draw on this experience to balance customer needs with regulatory requirements while driving execution and delivering results.

In this role, you will:

• Own the Savings Roadmap: Define and execute the product strategy for our core Savings offerings, ensuring alignment with N26's broader wealth-building goals and adapting swiftly to shifting market dynamics (like changing interest rate environments).
• Lead End-to-End Execution: Drive the product development lifecycle for new and existing savings features—from initial user research and technical scoping to engineering delivery, go-to-market strategy, and post-launch iteration.
• Navigate Complex Ecosystems: Act as the central node between engineering, design, compliance, and legal teams to safely and swiftly bring scalable products to market while adhering to strict regulatory requirements.
• Manage Strategic Partnerships: Work closely with third-party providers and external financial institutions to ensure seamless integrations and robust infrastructure for our savings propositions.
• Drive Commercial & User Growth: Own key performance metrics focused on adoption, engagement, and retention. You will design and implement initiatives that actively encourage positive, long-term saving habits for our customers.
• Champion Data-Driven Decisions: Dive deep into user behavior, market trends, and competitive analysis to uncover new opportunities, optimize the customer journey, and continuously refine our portfolio.

What you need to be successful:

Background:

• 3+ years of product management experience in fintech, specifically building customer-facing wealth-building, savings, or banking products.
• Proven experience bringing regulated financial products to market, including managing third-party partnerships, API integrations, and navigating regulatory bodies.
• Deep empathy for the user. You care deeply about UX and know how to translate complex financial concepts into simple, intuitive, and engaging customer journeys.
• Able to craft a long-term product vision while executing effectively in the short term, always keeping an eye on market dynamics (like shifting interest rates) and business impact.
• Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams, as well as managing external B2B relationships.
• Strong ability to interpret investment data, market trends, and user insights to optimize adoption, retention, and product growth.

Skills:

• Strategic Thinker: Able to craft a long-term product vision while executing effectively in the short term.
• Execution-Focused: Strong ability to ship products, drive operational excellence, and navigate complex financial ecosystems. Biased for action.
• Analytical & Data-Driven: Strong ability to interpret investment data, market trends, and user insights to inform product decisions.
• Autonomy & Ownership: Thrives in an entrepreneurial, fast-moving environment with a high level of independence and responsibility.
• Stakeholder Management: Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams.
• Communication & Leadership: Ability to articulate product decisions, drive alignment, and influence at all levels of the organization.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We’re seeking a Product Manager to join our Savings Team to help shape and elevate our core savings offerings. Our Investments team is dedicated to empowering retail investors by building accessible, transparent, and innovative wealth-building products, including Instant Savings and similar propositions. We believe that saving and investing should be simple, intuitive, fair, and aligned with long-term financial success.

As a Product Manager in this team, you’ll drive the evolution of our core Savings offerings, ensuring they are best-in-class for our customers while also being scalable, compliant, and well-integrated with partners and platforms. You'll work cross-functionally with engineering, design, business, data, compliance, and external stakeholders. Above all, you'll bring a passion for personal finance to the team, using your drive to help people build a better relationship with their money and achieve their savings goals.

To excel in this role, you ideally have a tight grasp of investment products from a retail investor’s perspective, plus an understanding of the ecosystem, partnerships, and infrastructure required to deliver these products at scale. You will draw on this experience to balance customer needs with regulatory requirements while driving execution and delivering results.

In this role, you will:

• Own the Savings Roadmap: Define and execute the product strategy for our core Savings offerings, ensuring alignment with N26's broader wealth-building goals and adapting swiftly to shifting market dynamics (like changing interest rate environments).
• Lead End-to-End Execution: Drive the product development lifecycle for new and existing savings features—from initial user research and technical scoping to engineering delivery, go-to-market strategy, and post-launch iteration.
• Navigate Complex Ecosystems: Act as the central node between engineering, design, compliance, and legal teams to safely and swiftly bring scalable products to market while adhering to strict regulatory requirements.
• Manage Strategic Partnerships: Work closely with third-party providers and external financial institutions to ensure seamless integrations and robust infrastructure for our savings propositions.
• Drive Commercial & User Growth: Own key performance metrics focused on adoption, engagement, and retention. You will design and implement initiatives that actively encourage positive, long-term saving habits for our customers.
• Champion Data-Driven Decisions: Dive deep into user behavior, market trends, and competitive analysis to uncover new opportunities, optimize the customer journey, and continuously refine our portfolio.

What you need to be successful:

Background:

• 3+ years of product management experience in fintech, specifically building customer-facing wealth-building, savings, or banking products.
• Proven experience bringing regulated financial products to market, including managing third-party partnerships, API integrations, and navigating regulatory bodies.
• Deep empathy for the user. You care deeply about UX and know how to translate complex financial concepts into simple, intuitive, and engaging customer journeys.
• Able to craft a long-term product vision while executing effectively in the short term, always keeping an eye on market dynamics (like shifting interest rates) and business impact.
• Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams, as well as managing external B2B relationships.
• Strong ability to interpret investment data, market trends, and user insights to optimize adoption, retention, and product growth.

Skills:

• Strategic Thinker: Able to craft a long-term product vision while executing effectively in the short term.
• Execution-Focused: Strong ability to ship products, drive operational excellence, and navigate complex financial ecosystems. Biased for action.
• Analytical & Data-Driven: Strong ability to interpret investment data, market trends, and user insights to inform product decisions.
• Autonomy & Ownership: Thrives in an entrepreneurial, fast-moving environment with a high level of independence and responsibility.
• Stakeholder Management: Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams.
• Communication & Leadership: Ability to articulate product decisions, drive alignment, and influence at all levels of the organization.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

N26 sucht einen Senior Legal Counsel Banking Law, um unsere rechtliche Expertise weiter auszubauen. In dieser Schlüsselrolle bist du Teil unseres Banking Law & Litigation Teams und fungierst als strategischer Partner für das Management sowie den Vorstand.

Dein Fokus liegt auf der rechtlichen Architektur und Absicherung wegweisender Finanzprodukte. Du gestaltest die Zukunft des digitalen Banking, indem du komplexe regulatorische Anforderungen in rechtssichere Konzepte übersetzt – von der Skalierung unserer Bank-, Trading- und Krypto-Angebote bis hin zur Erschließung neuer europäischer Märkte. Dabei balancierst du Agilität mit höchster Compliance und stellst sicher, dass unsere Produktvisionen stets im Einklang mit dem Aufsichtsrecht stehen.

Deine Aufgaben:

• Du wirst innerhalb des N26 Legal Departments in unserem Banking Law & Litigation Team arbeiten und bei der Einführung sowie Skalierung von zukunftsweisenden Bank- und Finanzprodukten mitwirken (z. B. Trading & Crypto).
• Du berätst das Management und den Vorstand ganzheitlich in allen rechtlichen Fragen im Zusammenhang mit bestehenden und neuen Banking, Trading und Finanzprodukten.
• Du bewertest komplexe regulatorische Anforderungen und entwickelst rechtssichere Konzepte für neue Produkte in einem dynamischen Umfeld.
• Du arbeitest eng mit dem Product und dem Compliance Team zusammen und stellst sicher, dass Innovation und regulatorische Compliance Hand in Hand gehen.
• Du fungierst als Ansprechpartner bei regulatorischen Prüfungen und steuerst souverän die Kommunikation mit Aufsichtsbehörden.
• Du koordinierst eigenverantwortlich die Zusammenarbeit mit externen Rechtsberatern und stellst eine erstklassige Beratungsqualität sicher.
• Du führst eigenständig Gerichts- sowie Streitbeilegungsverfahren und verantwortest das Management bedeutender Verfahren über alle Instanzen hinweg.
  
  

What you need to be successful

Hintergrund: 

• Du bist deutscher Volljurist und hast das erste und zweite juristische Staatsexamen mit überdurchschnittlichen Ergebnissen abgeschlossen.
• Du kannst mindestens 4 Jahre Berufserfahrung und einen wesentlichen Teil davon im Bank- und Finanzrecht in einer renommierten Kanzlei oder/und in einem internationalen Unternehmen (gerne auch Fintech) vorweisen.
• Umfassende Kenntnisse im Bank- und Finanzrecht und in angrenzenden Rechtsgebieten sind erforderlich. Erfahrungen in anderen Rechtsgebieten sind willkommen.
• Idealerweise hast du bereits einen Fachanwaltslehrgang im Bank- und Kapitalmarktrecht erfolgreich abgeschlossen oder führst bereits den entsprechenden Fachanwaltstitel.
• Deutsch und Englisch fließend in Wort und Schrift, jede weitere Sprache (insbesondere Französisch, Spanisch oder Italienisch) ist ein Plus.

Fähigkeiten: 

• Du hast ein ausgeprägtes Interesse an technischen und betriebswirtschaftlichen Zusammenhängen sowie digitalen Geschäftsmodellen.
• Du arbeitest eigenständig, triffst Entscheidungen und bist bereit diese auch intern und extern zu vertreten.
• Du bist bereit, dir pragmatisch auch neue Themen und Rechtsgebiete zu erschließen und dynamische regulatorische Entwicklungen eng zu begleiten.
• Du besitzt ein hohes Level an Integrität, Einsatzbereitschaft und Eigeninitiative und scheust dich nicht vor Personalverantwortung.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Please Note : This role can be performed remotely in Germany or Spain. However, any employee based in our Berlin or Barcelona locations is required to work on a hybrid schedule.

About the opportunity

We are the N26 Regulatory Reporting Team, an enthusiastic team, we are committed to precision and teamwork. Our mission is to ensure seamless compliance with regulations, and we navigate the complexities of multiple authorities with dedication and adaptability.

We are looking for a Regulatory Reporting Manager for Germany to join our expanding team. If you have a strong interest in reporting and making a meaningful impact, we encourage you to apply.

In this role, you will

• Ensure flawless and timely reporting processes.
• You take care of the plausibility check, control and documentation of the regulatory reporting process. 
• Be responsible for statistical and financial regulatory reports of N26 Bank and Group.
• Enhance the Reporting function for effectiveness and compliance with all applicable directives and regulations.
• Implement new reporting processes as required due to regulatory changes or product launches.
• Represent the Reporting Team in cross-functional alignments with various stakeholders within the organization.
• You take care of the automation of processes.

What you need to be successful

• At least 5 years of experience in banking, financial outsourcing companies or financial institutions.
• You have a degree in Business Administration, Business Engineering or alternatively a bank education with appropriate further qualification.
• Knowledge of financial and banking legislation (CRR III,  CRD VI and KWG), COREP & FINREP and to work with regulatory reporting software.
• Experienced with regulations on banks’ reporting and technical specifications.
• Familiar in working on projects and setting up new processes.
• Ability to take ownership and meet deadlines.
• Exceptional attention to details and analytical skills.
• Structured way of thinking and strong communication skills
• Fluent in both German and English.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking an IT Audit Manager to drive impact at N26, by taking ownership of the end-to-end IT audit cycle. In this role, you’ll assess risks, evaluate controls, and ensure our systems meet the highest standards of reliability and regulatory compliance. You’ll shape audit plans, dive into data and processes, and deliver clear, actionable insights that influence how we operate.

Beyond audits, you’ll stay ahead of the evolving IT risk landscape - partnering with teams to strengthen controls, improve processes, and embed best practices across the organization. If you’re curious, analytical, and eager to make a real impact in a fast-moving environment, this is your chance to do it.

In this role, you will:

• Own and execute the full IT audit cycle, covering risk and control management to ensure operational effectiveness, system reliability, and compliance with all relevant regulations and directives
• Support the definition of internal audit scope and contribute to the development of annual audit plans
• Review, analyze, and evaluate documentation, reports, data, and process flows across key IT areas, including system development, IT security, and IT operations
• Prepare clear, insightful Internal Audit reports with actionable recommendations
• Ensure Internal Audit activities are conducted in line with established professional and regulatory standards

What you need to be successful:

Background: 

• Significant experience as an Internal IT Auditor in an international company operating in a regulated environment, preferably within a bank, financial institution, fintech, or an audit/consulting firm.
• Proven experience in planning, executing, and documenting internal audit activities, including risk assessments, control testing (Test of Design and Test of Effectiveness), reporting findings, and monitoring remediation actions.
• Knowledge and experience in cloud infrastructure audits and corporate IT infrastructure environments, including modern IT architectures and third-party service dependencies.
• Experience in data-driven audit approaches, including SQL-based analysis and large-scale data analysis techniques to support audit testing and control evaluation.
• Good understanding of European financial regulatory frameworks relevant to IT and digital financial services, particularly DORA, EBA guidelines, and national supervisory expectations (MaRisk/BAIT).
• Insight into banking laws, regulatory expectations, and supervisory frameworks, with the willingness and ability to become familiar with local banking regulations, regulatory requirements, and banking IT systems.

Skills: 

• Essential knowledge of generally accepted auditing standards and frameworks (e.g., IIA Standards, ITIL 4, ISO 27001).
• Strong understanding of IT General Controls (ITGC) and ICT third-party risk management practices, including outsourcing governance and supplier risk assessments.
• Strong understanding of IT governance, IT audit standards, ICT risk management, and operational resilience frameworks.
• Fluency in English is required and fluency in German is a plus
• High integrity, independence, and professional skepticism
• Strong analytical and problem-solving skills, with the ability to assess complex IT environments
• Strategic mindset with solid business acumen and attention to detail
• Excellent communication and stakeholder management skills across technical and non-technical teams
• Curious, detail-oriented, and committed to continuous learning
• Proficient in audit tools, data analytics, SQL, and reporting systems
• Strong understanding of controls, risk management, and process optimization
• Skilled in project management, stakeholder alignment, and driving actionable audit outcomes

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Discover more about our Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the opportunity

Are you ready to take the next step in your career? N26 is looking for a Team Lead to lead and further develop the Risk Governance & Capital Planning team.

In this role, you will take ownership of key risk controlling processes across capital and liquidity adequacy, with a focus on Pillar 1 topics within the normative perspective of the ICAAP framework as well as ILAAP. You will ensure alignment with regulatory requirements and internal risk strategy while further strengthening governance frameworks, methodologies, and risk controlling practices.

As the lead of the team, you will guide and develop team members and play a key role in assessing, controlling, and reporting N26’s risks. You will collaborate closely with cross-functional stakeholders and act as a key counterpart for auditors and regulators.

In this role, you will:

• Lead and develop the Risk Governance & Capital Planning team, providing guidance, mentorship, and expertise across ICAAP (Pillar 1) and ILAAP topics
• Own and further enhance capital planning processes and Pillar 1 ICAAP governance, including stress testing frameworks and scenario design
• Own and further develop the ILAAP framework, including liquidity risk methodologies, stress testing, and key liquidity risk metrics
• Oversee key risk governance components, including RWA calculation, risk appetite framework, risk policies, limit setting and monitoring, and internal controls
• Own and further develop the risk inventory and recovery plan (Sanierungsplan), ensuring consistency across capital and liquidity perspectives
• Drive the continuous improvement of risk reporting across ICAAP and ILAAP, delivering high-quality, data-driven insights for senior management
• Ensure strong data governance and data quality in line with BCBS 239 principles for key inputs used for capital and liquidity risk assessments (e.g. balance sheet, RWA, liquidity metrics).
• Ensure adherence to regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations), act as key contact for auditors and regulators, and collaborate closely with cross-functional stakeholders (e.g., Finance, Treasury, Risk)
• Leverage a passion for and a track record of using state-of-the-art technology to simplify processes, automate risk controlling workflows, and increase overall operational efficiency.

What you need to be successful:

Background: 

• Master’s degree in business/economics, finance, mathematics, or a related field
• 7+ years of experience in risk management, risk controlling, capital planning, liquidity risk, or a related function within a regulated financial institution or leading consultancy
• Strong experience across ICAAP, capital planning, and/or ILAAP and liquidity risk management
• Proven experience in leading or mentoring team members and driving complex initiatives

Skills: 

• Strong understanding of ICAAP frameworks (Pillar 1 focus), including capital planning, risk inventory, stress testing, and recovery planning
• Strong understanding of ILAAP frameworks and liquidity risk management, including liquidity stress testing, funding risk, and key metrics (e.g. survival horizon, maturity transformation)
• Extensive knowledge of regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations)
• Strong expertise in risk governance frameworks, including risk appetite, policies, internal controls, and decision-making frameworks
• Experience in designing and enhancing methodologies across capital and liquidity risk (e.g. stress testing, scenario design, capital planning processes)
• Strong understanding of data flows, data quality, and governance of key risk inputs (e.g. balance sheet, RWA, liquidity metrics)
• Strong analytical, conceptual, and stakeholder management skills, with the ability to independently drive topics and communicate complex issues effectively
• Fluent English; German is a strong advantage

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Are you ready to take the next step in your career? N26 is looking for a Team Lead to lead and further develop the Risk Governance & Capital Planning team.

In this role, you will take ownership of key risk controlling processes across capital and liquidity adequacy, with a focus on Pillar 1 topics within the normative perspective of the ICAAP framework as well as ILAAP. You will ensure alignment with regulatory requirements and internal risk strategy while further strengthening governance frameworks, methodologies, and risk controlling practices.

As the lead of the team, you will guide and develop team members and play a key role in assessing, controlling, and reporting N26’s risks. You will collaborate closely with cross-functional stakeholders and act as a key counterpart for auditors and regulators.

In this role, you will:

• Lead and develop the Risk Governance & Capital Planning team, providing guidance, mentorship, and expertise across ICAAP (Pillar 1) and ILAAP topics
• Own and further enhance capital planning processes and Pillar 1 ICAAP governance, including stress testing frameworks and scenario design
• Own and further develop the ILAAP framework, including liquidity risk methodologies, stress testing, and key liquidity risk metrics
• Oversee key risk governance components, including RWA calculation, risk appetite framework, risk policies, limit setting and monitoring, and internal controls
• Own and further develop the risk inventory and recovery plan (Sanierungsplan), ensuring consistency across capital and liquidity perspectives
• Drive the continuous improvement of risk reporting across ICAAP and ILAAP, delivering high-quality, data-driven insights for senior management
• Ensure strong data governance and data quality in line with BCBS 239 principles for key inputs used for capital and liquidity risk assessments (e.g. balance sheet, RWA, liquidity metrics).
• Ensure adherence to regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations), act as key contact for auditors and regulators, and collaborate closely with cross-functional stakeholders (e.g., Finance, Treasury, Risk)
• Leverage a passion for and a track record of using state-of-the-art technology to simplify processes, automate risk controlling workflows, and increase overall operational efficiency.

What you need to be successful:

Background: 

• Master’s degree in business/economics, finance, mathematics, or a related field
• 7+ years of experience in risk management, risk controlling, capital planning, liquidity risk, or a related function within a regulated financial institution or leading consultancy
• Strong experience across ICAAP, capital planning, and/or ILAAP and liquidity risk management
• Proven experience in leading or mentoring team members and driving complex initiatives

Skills: 

• Strong understanding of ICAAP frameworks (Pillar 1 focus), including capital planning, risk inventory, stress testing, and recovery planning
• Strong understanding of ILAAP frameworks and liquidity risk management, including liquidity stress testing, funding risk, and key metrics (e.g. survival horizon, maturity transformation)
• Extensive knowledge of regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations)
• Strong expertise in risk governance frameworks, including risk appetite, policies, internal controls, and decision-making frameworks
• Experience in designing and enhancing methodologies across capital and liquidity risk (e.g. stress testing, scenario design, capital planning processes)
• Strong understanding of data flows, data quality, and governance of key risk inputs (e.g. balance sheet, RWA, liquidity metrics)
• Strong analytical, conceptual, and stakeholder management skills, with the ability to independently drive topics and communicate complex issues effectively
• Fluent English; German is a strong advantage

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Risk Controlling Manager, Liquidity Risk (ILAAP)

About the opportunity

We are seeking a Manager Risk Controlling to help us further develop and strengthen our Risk Controlling function with a focus on the Internal Liquidity Adequacy Assessment Process (ILAAP) and overall Liquidity Risk Management.

As part of the Risk Controlling team, you will lead the development, implementation, and analysis of models for liquidity risk controlling, covering both regulatory requirements (Pillar I) and internal methodologies. You will ensure that N26 maintains a robust liquidity position through advanced modelling, stress testing, and expert methodological guidance.

At N26, we are redefining banking through technology and innovation. As a Risk Controlling Manager with a focus on ILAAP and liquidity risk, you will have the opportunity to shape the future of risk management in a fast-paced, forward-thinking environment. Join us and be part of a team that values collaboration, innovation, and excellence.

In this role, you will:

• Lead the design, maintenance, and continuous improvement of the ILAAP framework, ensuring it accurately reflects the firm's liquidity adequacy and risk appetite.
• Develop and enhance advanced methodologies for measuring liquidity risk, including internal liquidity maturity ladders, survival period analysis, and intraday liquidity metrics.
• Spearhead the design and calibration of comprehensive liquidity stress scenarios, identifying potential vulnerabilities and challenging qualitative assumptions.
• Ensure full compliance with relevant European and German regulatory requirements, such as MaRisk and EBA Guidelines on ILAAP, while overseeing regulatory liquidity reporting standards.
• Establish and maintain the architectural design of risk limits for liquidity and funding, providing expert advice on limit calibration and remediation strategies.
• Lead initiatives to improve the quality, governance, and lineage of core balance sheet data used in liquidity risk and ILAAP calculations.
• Act as the primary methodological expert and project lead for interactions with internal/external auditors and regulators (e.g., EBA, national central banks) regarding the adequacy and robustness of liquidity risk practices

What you need to be successful:

Background: 

• Quantitative academic background (Master's in statistics, mathematics, economics, or a similar field). Professional certifications like CFA or FRM are a plus.
• 5+ years of practical experience in a risk controlling function or a leading consultancy (Big Four), with deep expertise in Liquidity Risk and ILAAP within a regulated financial institution.

Skills: 

• Strong understanding of the overall ILAAP framework, maturity transformation, and liquidity-related KRIs.
• Strong proficiency in SQL and Python for quantitative analysis and data-driven insights.
• Strong analytical and quantitative skills, with the ability to independently generate actionable insights from complex data.
• Ability to work independently, form sound judgments on complex risk topics, and communicate effectively with senior stakeholders and regulators.
• Experience with data governance and data quality management processes is a strong plus.
• Fluent English is required; German language skills are a plus

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

ICT GRC - Risk & Compliance Manager (fluent German required)

About the opportunity

Are you ready to take the next step in your career? As an ICT GRC - Risk & Compliance Manager, you will play a pivotal role in shaping how we manage IT risks in an increasingly AI-driven financial landscape.

In this role, you’ll be at the forefront of risk management and compliance, ensuring our IT systems remain secure, resilient, and aligned with evolving regulations. You’ll work closely with tech, security, and compliance teams to strengthen risk frameworks, enhance resilience, and drive smarter decision-making.

As AI and automation become essential in risk management, you’ll help explore and implement automation and AI-driven solutions to improve risk assessments, identify emerging threats, and streamline compliance processes. This is an opportunity to not just keep up with change, but to help shape it.

If you're looking for a role where AI, automation, and ICT Risk and compliance intersect, and where your expertise can have a real impact, this is it.

In this role you will

• Function as a key member of the bank's risk function (Second Line of Defense), reporting directly to the Deputy CISO and maintaining close collaboration with First Line of Defense teams on matters of ICT risk management.
• Actively engage in the ICT Risk Management process, encompassing proactive risk assessment, analysis, treatment plan identification, mitigation, and ongoing monitoring.
• Drive the maturity of the ICT Risk Management framework in adherence to DORA act.
• Proactively conduct risk assessments to identify ICT risks within the bank's IT infrastructure and propose appropriate mitigation strategies.
• Collaborate with cross-functional teams, including product, technology, security, and other First Line of Defense teams, to identify and implement risk treatment plans.
• Maintain the ICT risk register, ensuring the accuracy and completeness of ICT risks.
• Proactively report progress and updates to the team, providing detailed reports and presentations on the status of identified risks, mitigation efforts, and compliance.
• Leverage artificial intelligence tools and technologies to enhance risk management and compliance processes.
• Ensure that all communication is clear, actionable, and aligned with the bank's overarching risk management strategy. Facilitate regular meetings with key stakeholders to discuss risk status, challenges, and next steps, fostering a culture of continuous improvement and proactive risk management.

What you need to be successful

Background

• Bachelor`s degree in Information Technology, Computer Science, Information Security, or a related field.
• Professional certifications such as CISA / CISM / CRISC, or equivalent are highly desirable.
• Minimum of 6 years of experience in IT risk management, information security, and compliance, preferably within the banking or financial services industry.
• In-depth knowledge of relevant regulatory requirements, such as MaRisk, BAIT, DORA and industry standards such as ISO 27001/27002, NIST, etc.
• Strong understanding of IT infrastructure, network security, application security, and cloud security.

• Should be able to leverage AI tools and techniques to enhance risk assessment, compliance monitoring, and the identification of emerging threats.

Skills

• Excellent analytical and problem-solving skills, with the ability to identify and assess complex IT and information security risks.
• Possesses expertise in assessing, writing and managing IT risks, threats and the ability to connect it with the appropriate controls.
• Ability to proactively recommend improvements to the area based on your expertise, as well as drive and operationalize the necessary changes required
• Strong project management skills with the ability to manage multiple tasks and projects simultaneously.
• Ability to manage the ICT Risk Management process from end to end
• Proficiency in using Enterprise GRC tools such OneTrust / ServiceNow GRC and ability to use AI-driven technologies for compliance and risk management is a plus.
• Effective communication and interpersonal skills, with the ability to explain technical concepts to non-technical stakeholders.
• Strong report-writing and presentation skills.
• Fluency in English required, as well as fluency in German

Traits

• Adaptable and open to learning, with a keen interest in staying up-to-date with the latest trends and developments in IT and information security.
• Detail-oriented and meticulous in ensuring accuracy and thoroughness in all tasks.
• Proactive and self-motivated, with the ability to work independently and as part of a team.
• Collaborative, able to work well with teams and stakeholders.
• Strong topic ownership and a bias for action.
• Critical thinking and a drive to improve the status quo.
• Both attention to detail and strong conceptual thinking.
• Flexibility in a fast-changing and agile environment.
• Actively help oneself and the team to be successful.
• Willingness to continuously learn and act upon direct feedback.
• High ethical standards and integrity, with a strong commitment to confidentiality and data protection.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Traits

• Adaptable and open to learning, with a keen interest in staying up-to-date with the latest trends and developments in IT and information security.

• Passion for risk management, internal controls, and complex problem-solving.

• Detail-oriented and meticulous in ensuring accuracy and thoroughness in all tasks.

• Proactive and self-motivated, with the ability to work independently and as part of a team.

• Collaborative, able to work well with teams and stakeholders.

• Strong topic ownership and a bias for action.

• Critical thinking and a drive to improve the status quo.

• Both attention to detail and strong conceptual thinking.

• Flexibility in a fast-changing and agile environment.

• Actively help oneself and the team to be successful.

• Willingness to continuously learn and act upon direct feedback.

• High ethical standards and integrity, with a strong commitment to confidentiality and data protection.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    

• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.  

• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 

• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

Founded in 2013, N26 now has more than 8 million customers in 24 markets. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

About the opportunity

We are seeking an experienced and visionary Engineering Manager to lead one of our Data Platform teams, currently undergoing a fundamental transformation from a traditional, service-oriented model into a product-oriented platform team focused on automation, scalability, integration, and developer enablement.

As Engineering Manager, you will play a pivotal role in accelerating this transition, guiding the team through a challenging but high-potential journey.

You will be responsible for shaping and executing long-term technical and organizational strategies that enable scalable ownership models across the company, allowing teams to safely and autonomously leverage platform capabilities. Your leadership will be key to evolving a team with strong operational foundations into a high-impact, autonomous group of engineers who deliver reliable and compliant platform solutions, empower development teams, and contribute to the broader platform ecosystem. You will have end to end ownership of the team’s scope, including strategy, execution, and organizational design.This role is an opportunity to shape the future of our Data Platform, defining how teams across the company build, operate, and scale data and AI-driven products in a compliant and reliable way.

In this role, you will:

• Define and drive the strategic evolution of the team towards building a modern, scalable data platform that enables advanced data and AI use cases by default, without requiring bespoke solutions or direct platform team involvement

• Enable development teams to safely and autonomously leverage data and platform capabilities through robust tooling, guardrails, and well-defined interfaces.

• Establish a long-term roadmap that aligns data platform capabilities with emerging AI use cases, product needs, and regulatory constraints.

• Build and grow a high-performing, cross-functional team capable of delivering reliable, scalable, and compliant platform solutions

• Shape the team’s culture by promoting initiative, critical thinking, technical leadership, and shared responsibility across the platform.

• Coach and develop engineers to strengthen their skills across data, infrastructure, and platform engineering, while raising the bar on ownership and delivery.

• Take a proactive role in performance management, ensuring the team continuously evolves towards autonomy, maturity, and impact.

• Act as a key liaison between Engineering, Product, Security, and other stakeholders to represent the team’s roadmap and priorities.

What you need to be successful

Background

• Proven experience leading high-impact engineering teams in a Platform, Infrastructure, SRE, or DevOps context, ideally within regulated, complex technical environments.

• Strong track record in transforming teams, developing both skills and mindset to support long-term strategic goals.

• Experience with public cloud providers, ideally AWS, and an understanding of how cloud-native services impact data architecture and operations

Skills

• Strong understanding of data platform architectures and the trade-offs involved in building and operating them at scale.

• Familiarity with platform engineering principles and practices, including automation, observability, IaC, and secure-by-default design.

• Strong leadership in people and performance management, with experience coaching engineers and influencing team culture.

• Ability to navigate complex environments, balancing speed, reliability, and risk, with an understanding of regulatory constraints as a plus.

• Excellent communication and stakeholder management skills; able to create alignment across engineering, product, and business.

• Strategic thinker with the ability to translate long-term vision into clear plans and team evolution.

• Full professional proficiency in English

Traits

• You lead with clarity and purpose, bringing structure and momentum to complex transformations.

• You are proactive, decisive, and comfortable making hard calls when needed.

• You empower individuals and teams, holding high standards while creating a supportive environment.

• You have a strong sense of accountability and inspire it in others.

• You are able to influence teams and stakeholders across the organization to align on shared goals, without relying on formal authority.

• You value long-term sustainability over short-term fixes, and seek scalable, systemic solutions.

What’s in it for you

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.

• The opportunity to work on a data platform that enables real AI use cases at scale, with space to innovate and shape how these capabilities are built and adopted across the company..

• A relocation package with visa support for those who need it. 

Who we are:

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has more than 8 million customers in 24 markets. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Join the People Technology Team at N26, whose mission is to continuously improve and maintain applications owned within the People function. These applications include the Workday HCM modules, Greenhouse and more. This opportunity offers you the chance to be a part of process improvements that positively impact the entire N26 workforce. You will be providing support to maintain Workday, gaining experience in how to design and implement improvements, gathering requirements, maintaining existing people team tools and becoming the go to person for recruitment tools.

In this role, you will:

• Overseas and maintains optimal function of the organisations internal HR & Financial information services systems, which may include database management, network support, installation, customisation, development, maintenance and upgrades to application, systems and modules

• Instals, implements, modifies and upgrades software and applications to meet changing business and technology 

• Provides technical support troubleshooting, and guidance to HR & FIN employees

• Collaborates with executive leadership and HR/ FIN staff to identify needed improvements and enhancements to existing services and databases, recommends and implements solutions

• Ensures permissions, access, personalisation and similar system operations and settings for HR/FIN services users are maintained and meeting internal policies and legislative requirements

• Programs custom functions and documentation such as automated queries, filters, macros and reports

• Compiles or assists with acquisition of complex data reports, summaries and logs requested by senior executives and HR/ FIN staff

• Serves as lead representative and liaison between HR/ FIN, information services, external vendors and other stakeholders for HR/ FIN database design and implementation projects

• Ensures system compliance with data security and privacy requirements

• Maintains knowledge of trends and developments in data management and security, HR / FIN technology, and HRIS/ ERP application

• Oversees the procurement of appropriate hardware and software to ensure that the organisation has high quality efficient systems

What you need to be successful:

Background: 

• Bachelors' degree 

• 8+ years experience in Workday 

• 8+ years business experience working within Workday teams, financial or people department with solid understanding of processes and data management 

• Understanding of Workday system administration items for new configuration, ongoing maintenance or troubleshooting

• Experience working with people and finance modules in Workday

• Experience working with integrations, Workday studio 

• Experience in process design and improvement 

• Experience in data management, administration and system configuration 

• Familiarity with Agile ways of working and working in Jira

• Experience with operational best practices and implementing technology solutions to support compliance requirements 

• Love to learn and continuous improvement 

• Growth mindset 

• Great team player that loves to share and collaborate

Traits:

• Actively help yourself (and others) be successful.

• Continuously learn and challenge the status quo.

• Think globally, act locally.

• Strong bias for action.

• Give and receive open, direct and timely feedback. 

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

The Audit Operations Senior Manager is responsible for the operational policy and support processes of Internal Audit. This role ensures that reporting, data analytics, audit tools, and the organizational framework of the audit function are operated efficiently and continuously developed. The objective is to support the auditing function through a structured data foundation, reliable reporting, and a stable system landscape, while ensuring transparency regarding audit activities and findings.

In this role, you will:

• Audit Governance & Methodology: Support Maintain and further develop the operational framework of the Internal Audit function, including methodologies, operational standards, and supporting governance processes.
• Audit Quality Assurance: Manage the Internal Audit Quality Assurance and Improvement Program in Internal audit
• Audit Reporting: Prepare and consolidate quarterly and annual Internal Audit reports for senior management and governance bodies, including analysis of audit coverage, findings, and remediation status.
• Audit Data Analytics: Develop and perform data analyses to support audit activities, including trend analysis of findings, risk indicators, and remediation progress.
• Audit Systems Administration: Operate and maintain the Internal Audit systems landscape, including administration and continuous improvement of Audimax and the Jira Audit project.
• Issue & Findings Monitoring: Oversee the tracking and monitoring of audit findings and remediation measures, ensuring transparency on remediation progress and escalation of delays where necessary.
• Audit Process Support: Support auditors with operational aspects of the audit lifecycle, including reporting structures, system usage, and data preparation.
• Stakeholder Coordination: Act as central coordination point between Internal Audit, IT, and other control functions regarding audit tools, reporting requirements, and data availability.
• Continuous Improvement of Audit Operations: Identify opportunities to improve efficiency, automation, and data-driven decision making within Internal Audit operations.

What you need to be successful:

Background: 

• Successfully completed degree in economics, business administration, finance, information systems, or comparable training.
• Gained at least 7 years of relevant professional experience in Internal Audit, Audit Operations, Audit Methodology, or a related control function within an international company operating in a regulated environment. Preferably within a bank, financial institution, or audit/consulting firm.
• Strong understanding of Internal Audit governance, methodology, quality assurance, and the end-to-end audit lifecycle, including reporting, issue tracking, remediation monitoring, and audit systems administration.
• Sound knowledge of banking regulatory requirements and professional internal audit standards, with the ability to translate these into effective audit methodologies, governance processes, and operational frameworks. Familiarity with banking IT systems, audit tools, and data environments is highly desirable.
• Good English and German language skills. Any other European language is a plus.

Skills: 

• Strong communication and stakeholder management skills, with the ability to coordinate effectively across Internal Audit, IT, and other control functions
• Strong proficiency in audit tools, reporting systems, and data analytics, including the ability to derive meaningful insights from audit data, findings trends, risk indicators, and remediation progress.
• Strong expertise in preparing, consolidating, and quality assuring quarterly and annual Internal Audit reports for senior management and governance bodies, with a clear focus on audit coverage, findings, thematic risk developments, and remediation status.
• Excellent presentation skills, including the ability to present complex audit matters, reporting outputs, and key risk messages in a clear, concise, and management-appropriate manner to senior stakeholders and committees.
• Deep understanding of Internal Audit methodology, quality assurance, issue and findings monitoring, and the operational support processes required to run an effective audit function.
• Strong drafting and reporting skills, with a high degree of precision, attention to detail, and sound legal and factual subsumption.
• Ability to produce robust, defensible, and decision-oriented reporting and management presentations.
• Strong focus on continuous improvement, operational efficiency, automation, and data-driven decision-making within the Internal Audit function.
• Leadership capability in audit quality assurance, audit operations, and the ongoing enhancement of audit governance and methodology.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the opportunity: 

We are seeking an Engineering Manager to lead, manage and grow a group of talented engineers, working closely with product managers and various stakeholders from the business, focusing on interesting and exciting topics at N26.

The Customer Risk Lifecycle segment is responsible for the systems for managing anti money laundering and fraud risks. This role will be covering our Digital Identity team with mission of providing secure and frictionless authentication experience for our customers.

Once you are here you will:

• Support, invest in and develop an incredible team of talented and motivated engineers with clear expectations via practices such as 1:1s, goal setting, and constant feedback.

• Recruit, manage and retain the best talent for the delivery teams.

• Create growth opportunities for team members and address gaps via technical or non-technical skills mentoring and performance management. Help make our people shine!

• Create a high performing and positive work environment based on transparency, accountability, and trust.

• Collaborate with product managers and operations in project planning, dependency management, risk management and continuous process improvement for an optimal flow of value for customers and the business (with an appropriate use of metrics).

• Connect with management and other teams to unblock dependencies, provide visibility and transparency to team progress on product initiatives

What you will bring along:

• Experience growing, coaching, mentoring and providing feedback to team members including having had difficult conversations

• Experience managing and delivering impactful projects

• Experience working on an rapidly evolving product in an agile environment

• Strong leadership, planning and communication skills 

• Passionate about people, and improving the environment in which they work

• Interested in working with a fast-paced and quickly growing company

• Professional proficiency in written English

Nice to have:

• Previous experience work in a FinTech company or exposure working in an environment enabling DevOps culture 

• A good understanding of infrastructure, operations and engineering.

What’s in it for you:

• Accelerate your career growth by joining Germany’s #1 Top Startup Employer, named by LinkedIn two years running 🚀

• Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop

• 26 vacation days per year in Austria & Germany, with an additional day for each year of service - up to 30 days ; and 24 vacation days in Spain (up to 28 days)

• A high degree of collaboration and autonomy while working with a group of international peers, getting things done attitude, and access to cutting edge technologies 

• Rotating selection of hot and cold drinks and snacks in the office, Friday Celebrations once per month with pizza, wine, and beer, plus a monthly company-wide lunch and learn

• A relocation package with visa support for those who need it

Who we are

N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages.

If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

About us 

N26 is Europe’s leading digital bank. With a full German banking license and a presence in over 20 markets, we have moved past the "disruptor" phase and are entering a period of institutional maturity.

Our strategy is clear: we want to be the primary account for our customers. To achieve this, we are expanding far beyond basic transactions into a holistic financial ecosystem, including our recent launch of N26 for under 18s, bringing families into our digital-first world. This evolution requires a new level of robustness and scalability. We are sharpening how we build, ship, and sustain products at scale, ensuring our core is as reliable as it is innovative.

About the role 

As the Director of Accounting and Reporting, you aren't just managing a function; you are the architect of our financial integrity. This is a high-impact, high-intensity role that requires you to get deep into the weeds. We are currently in a phase of heavy-lift construction. You will spend a significant amount of your time setting up the infrastructure and refining the plumbing of our financial systems. This isn't a role for someone who wants to walk into a finished house; it’s for a leader who can navigate extreme ambiguity, make high-stakes decisions with incomplete information, and maintain unwavering resilience while building the engine of a global bank.

Reporting into CFO, based in Berlin

Your impact 

• Build the Infrastructure: Drive the heavy lifting of building out our accounting systems and ERP (Workday), ensuring the architecture can support millions of primary accounts and new products like kids' cards.
• Deep-Dive Data Ownership: Get into the weeds of our data sets, subledgers, and source systems. You will ensure our financial "source of truth" is industrial-grade and perfectly aligned with our product reality.
• Own the Fast Close: Take end-to-end ownership of the book-close process, relentlessly optimizing workflows to achieve a 3-business-day fast close without compromising on integrity.
• Decision-Making in Ambiguity: Navigate a rapidly evolving regulatory landscape, making firm, strategic calls even when the path forward isn't perfectly paved.
• Resilient Leadership: Lead your team through a phase of radical transformation. You must provide clear direction and maintain high standards during periods of high pressure and tight deadlines.
• Strategic Interface: Act as the critical link between Finance, Product, and Risk, ensuring every new launch—from crypto to family banking—is seamlessly integrated into our financial reporting.
• Compliance & Policy: Design and implement the accounting frameworks that allow us to scale across Europe while remaining strictly compliant with HGB and IFRS.

What you bring  

• 10+ years of experience in a leadership role within a Bank or Fintech.
• A university degree with a focus on Finance, Controlling, Audit, or a related field.
• Professional Certification: Wirtschaftsprüfer, CPA, ACCA, or equivalent is highly preferred.
• Grit & Resilience: You have the mental stamina to handle the pressure of a maturing bank and the "building" phase of a department
• Comfort in the Weeds: You are a hands-on leader who enjoys fixing broken processes and investigating data discrepancies at the granular level
• Technical Mastery: Profound knowledge of IFRS and German GAAP (HGB).
• Systems Architecture: Experience with the design and implementation of reporting and closing processes. Workday knowledge is a significant plus.
• Decisiveness: The ability to provide clear direction and make sound judgments in an environment where things move fast and ambiguity is the norm.
• Language: Fluency in English is required; German is a major plus.

What’s in it for you

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need its

What you can expect 

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking a passionate Product manager with a desire to develop innovative products and an innate interest in financial technology to join our Customer Identity group.

As a (Senior) Product Manager in the Customer Identity space, you will be responsible for supporting customer identity verification topics aiming to enable a secure, reliable, and frictionless experience for N26 users globally during customer onboarding and rest of the lifecycle.

You will be working in a cross-functional team of product managers, product designers, engineers, and data scientists who develop and maintain the products. You will also be partnering with various areas in the bank to offer advice and support on a large portfolio of new and existing product and market launches. 

In this role you will:

• Support strategic discussions and product designs in the customer identity product area.

• Create and support the execution of the product roadmaps, with an outcome/ KPI-driven mindset.

• Ensure product rollouts are delivered successfully by working cross-functionally with local market teams, marketing, operations, compliance, and the engineering team.

• Work with stakeholders to support customer onboarding (with focus on customer identity verification), new product launches and expansion plans.

• Partner with stakeholders across N26 to define your team goals and drive it to achieve success.

• Run discoveries in different areas in the company in order to identify pain points and opportunities, brainstorm solutions and impact customers’ onboarding experience.

• Work with the business teams, other product managers, designers, and engineers across the organization to improve the onboarding experience for customer identity verification (KYC) across multiple markets and verification options.

• Collaborate with external partners to ensure frictionless customer experience through seamless integration with partner products and effective customisation for N26 customer needs.

• Collaborate with external partners and areas in the company aiming to be up-to-date with the latest market trends.

What you need to be successful:

• At least 5 years of experience in Product Management.

• Relevant experience in managing high-volume B2C onboarding funnel, conversion is a must-have and experience in KYC, or Identity verification would be preferred.

• Experience working in a FinTech, banking environment, InsureTech, payment processor, or similar regulated environment is a must-have.

• Experience working with vendor solutions - including driving feature requests and customisations (nice to have).

• Very hands-on with strong quantitative and analytical skills is a must-have (familiarity with SQL is a plus).

• Exceptional verbal and written communication skills.

• Strong understanding of agile product development and delivery.

• Tech awareness is a must-have. Curiosity, and familiarity with new technologies and databases (nice to have).

• Digitally native and have a high drive for meeting customer needs.

• A high level of integrity and work ethic with an intrinsic desire to deliver high-quality end products.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 

• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    

• Additional day of annual leave for each year of service.  

• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 

• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

The Senior Manager, Business Audit supports internal audit activities across the N26 group, including external contractors and subsidiaries, in line with professional and regulatory standards. Key responsibilities include developing and executing a comprehensive risk-based annual audit plan, managing the full audit cycle to ensure operational effectiveness, compliance, and reliability, and auditing both in-house and outsourced processes. The position requires preparing detailed audit reports, regularly communicating findings and agreed actions to management and committees, monitoring timely resolution of issues, participating in strategic projects while maintaining independence, and supervising junior auditors to ensure high-quality outputs.

In this role, you will:

• Conduct and support all business internal audit activities within the N26 group including external contractors 
• Prepare and where necessary lead the full audit cycle including risk management and control management over business operations’ effectiveness, reliability and compliance with all applicable directives and regulations
• Prepare and where necessary lead a comprehensive risk-based annual audit plan for business functions, including product, customer operations, sales, marketing, and partnerships
• Audit all activities and processes, including those outsourced at appropriate intervals and of all subsidiaries performed in accordance with established professional and regulatory standards 
• Prepare the internal audit reports as per requirements with strong focus on attention to details of specific boundaries of the audit/s defined scope 
• Prepare written reports on each audit and submit to the responsible members of the management board and communicate the outcomes / agreed actions to specific team members, this includes regular reporting to management board and committees 
• Monitor in an appropriate form whether the findings identified during the audit are remedied within the specified timeframe
• Participate in key projects, while guarding independence, avoiding conflicts of interest and maintain internal audit policies and procedures
• Supervise and review the audit outputs of junior team members enabling them to be successful in their role

What you need to be successful:

Background: 

• Successfully completed degree in economics or comparable training.
• Gained at least 7 years working experience as Internal Auditor in an international company, in a regulated environment. Preferably in a bank or other financial institution or an audit company.
• High degree of process understanding as well as profound knowledge in the areas of online banking and retail products.
• Very good insight into Banking laws & requirements, and willing to become acquainted with local specific Banking laws, standard banking requirements as well as banking IT-Systems.
• Good English (and German) language skills. Any other European language is a plus.

Skills: 

• Strong communication and stakeholder management with the ability to engage with cross-functional stakeholders and to withstand management pushback.
• Proficiency in audit tools, data analytics, and reporting systems
• Deep understanding of operational and financial (key) controls, process optimization, and risk mitigation
• Strong report writer focus on legal and factual subsumption.
• Robust and defensible reporting,
• Audit Leadership and audit quality assurance

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

Der Job

N26 sucht nach einem Legal Operations Analyst, um die administrativen Arbeiten im Legal Team zu koordinieren und zu bearbeiten. Dazu prüfst du AGB und bereitest diese für die Website und andere Stakeholder auf. Du unterstützt bei der Optimierung von internen Prozessen und entwirfst wo notwendig auch neue Prozesse. Du unterstützt darüber hinaus bei der Bearbeitung von außergerichtlichen und gerichtlichen Streitigkeiten, indem du bei der Sachverhaltsaufklärung unterstützt und selbstständig mit anderen Fachabteilungen im Unternehmen kommunizierst. Du bearbeitest eingehende Post und verteilst sie entsprechend im Team. Ein weiterer Schwerpunkt liegt in der Unterstützung der Anwälte bi der Recherche zu allgemeinen zivilrechtlichen Fragen und Fragen des Zahlungsdiensterahmenvertragsrechts. Zusätzlich wirst Du sowohl das Angebot von neuen Features für die N26 App und den Launch von Finanzprodukten rechtlich begleiten als auch Dich mit internen und externen Local Counseln unserer europäischen Märkte zu lokalen Rechtsfragen abstimmen.

Deine Aufgaben:

• Du wirst in unserem Legal Team arbeiten und hier insbesondere bei komplexen Administrativen Fragen unterstützen
• Du wirst eigenverantwortlich das Management unserer Allgemeinen Geschäftsbedingungen verantworten 
• Du unterstützt bei gerichtlichen und außergerichtlichen Streitigkeiten und übernimmst die Aufarbeitung der Sachverhalte und gibts eine erste rechtliche Einschätzung ab.
• Du entwickelst neue Konzepte und steuerst Projekte auf dem Gebiet des Bankrechts und hinsichtlich neuer Finanzmarktprodukte.
• Du übernimmst den Review von Stellungnahmen in Beschwerdeverfahren
• Du koordinierts eigenständig die Zudsammenarbeit und Kommunikation mit externen Rechtsberatern.

Was Du mitbringen solltest:

Hintergrund: 

• Du hast erfolgreich einen Bachelor-Abschluss in Wirtschaftsrecht gemacht und erste Kenntnisse im deutschen Zivilrecht erworben. Ein Master mit weiterer Vertiefung eines rechtlichen Schwerpunktes ist wünschenswert, aber kein Muss.
• Berufserfahrung in den genannten Rechtsgebieten ist kein Muss, aber ein Plus. Erwartet wird vor allem die Bereitschaft, sich schnell in die genannten Themengebiete einzuarbeiten und das “juristische Handwerkszeug” anzuwenden.
• Erste Berufserfahrung im Bereich des Legal Team Managements / Legal Operations ist ein Plus.
• Deutsch und Englisch fließend in Wort und Schrift, jede weitere Sprache (insbesondere Französisch, Spanisch oder Italienisch) ist ein Plus.

Fähigkeiten: 

• Du hast ein ausgeprägtes Interesse an technischen und betriebswirtschaftlichen Zusammenhängen sowie digitalen Geschäftsmodellen. Zudem interessiert Du Dich insbesondere für das Finanzwesen und Fintechs.
• Du arbeitest eigenständig, triffst Entscheidungen und bist bereit diese auch intern und extern zu vertreten.
• Du bist bereit dir pragmatisch auch neue Themen und Rechtsgebiete zu erschließen und dynamische zivilrechtliche und regulatorische Entwicklungen eng zu begleiten.
• Du besitzt ein hohes Level an Integrität, Einsatzbereitschaft und Eigeninitiative.

Was wir dir bieten:

• Werde Teil einer fachlich exzellenten und motivierten Rechtsabteilung in einem international agierenden Tech-Startup.
• Werde Teil unseres ‘Banking Law’ Teams und arbeite an einer Vielzahl bank- und finanzrechtlicher Fragestellungen sowie in Projekten zusammen mit talentierten Kollegen. 
• Mach den nächsten großen Schritt in deiner Karriere, indem du Teil des Unternehmens wirst, das von LinkedIn drei Jahre in Folge als eines der besten Startup-Unternehmen in Deutschland gewählt wurde 🚀
• Budget für die persönliche Weiterentwicklung, ermäßigtes ÖPNV-Abo, Fitnessabo und vergünstigte Kinderbetreuung, N26 Premiumkonto, Mitarbeiterkredite und ein Mac- oder Windows-Laptop.
• 26 Urlaubstage pro Jahr mit einem zusätzlichen Tag nach jedem Jahr bei uns – bis zu 30 Tage
• Ein großes Ausmaß an Autonomie, aber auch effiziente Zusammenarbeit mit einem Team von internationalen Mitarbeitern, Getting-things-done-attitude und Zugang zu modernster Technologie
• Wechselnde Auswahl an heißen und kalten Getränken, Snacks, monatliches  unternehmensübergreifendes Lunch and Learn, sowie Pizza, Wein und Bier jeden Freitag.
• Umzugsbonus mit Unterstützung für dein Visum (falls nötig)

Wer wir sind

N26 hat Banking für die digitale Welt revolutioniert. Technologie und Design sind die treibenden Kräfte hinter allem was wir tun. Als mobile Bank entwickeln wir Produkte, die für den globalen Gebrauch sind. Wir haben uns von Filialen, Papierkram und versteckten Gebühren verabschiedet und bieten stattdessen ein elegantes, digitales Erlebnis und mit smarten Funktionen und vielen Ersparnissen. Wir wollen die erste weltweit digitale Bank aufbauen und unseren Kunden (und dir!) ermöglichen, ihr Banking und Leben so zu gestalten, wie sie wollen. 

N26 hat Standorte in Berlin, Barcelona, und Wien.

Klingt gut? Dann bewirb dich jetzt für diese Stelle.

N26 engagiert sich für Chancengleichheit und Diversität. Wir diskriminieren nicht aufgrund von Religion, Hautfarbe, Herkunft, Geschlecht, Sexualität, Alter, Lebensstand oder gesundheitlichen Einschränkungen.

Risk Controlling Manager, Liquidity Risk (ILAAP)

About the opportunity

We are seeking a Manager Risk Controlling to help us further develop and strengthen our Risk Controlling function with a focus on the Internal Liquidity Adequacy Assessment Process (ILAAP) and overall Liquidity Risk Management.

As part of the Risk Controlling team, you will lead the development, implementation, and analysis of models for liquidity risk controlling, covering both regulatory requirements (Pillar I) and internal methodologies. You will ensure that N26 maintains a robust liquidity position through advanced modelling, stress testing, and expert methodological guidance.

At N26, we are redefining banking through technology and innovation. As a Risk Controlling Manager with a focus on ILAAP and liquidity risk, you will have the opportunity to shape the future of risk management in a fast-paced, forward-thinking environment. Join us and be part of a team that values collaboration, innovation, and excellence.

In this role, you will:

• Lead the design, maintenance, and continuous improvement of the ILAAP framework, ensuring it accurately reflects the firm's liquidity adequacy and risk appetite.
• Develop and enhance advanced methodologies for measuring liquidity risk, including internal liquidity maturity ladders, survival period analysis, and intraday liquidity metrics.
• Spearhead the design and calibration of comprehensive liquidity stress scenarios, identifying potential vulnerabilities and challenging qualitative assumptions.
• Ensure full compliance with relevant European and German regulatory requirements, such as MaRisk and EBA Guidelines on ILAAP, while overseeing regulatory liquidity reporting standards.
• Establish and maintain the architectural design of risk limits for liquidity and funding, providing expert advice on limit calibration and remediation strategies.
• Lead initiatives to improve the quality, governance, and lineage of core balance sheet data used in liquidity risk and ILAAP calculations.
• Act as the primary methodological expert and project lead for interactions with internal/external auditors and regulators (e.g., EBA, national central banks) regarding the adequacy and robustness of liquidity risk practices

What you need to be successful:

Background: 

• Quantitative academic background (Master's in statistics, mathematics, economics, or a similar field). Professional certifications like CFA or FRM are a plus.
• 5+ years of practical experience in a risk controlling function or a leading consultancy (Big Four), with deep expertise in Liquidity Risk and ILAAP within a regulated financial institution.

Skills: 

• Strong understanding of the overall ILAAP framework, maturity transformation, and liquidity-related KRIs.
• Strong proficiency in SQL and Python for quantitative analysis and data-driven insights.
• Strong analytical and quantitative skills, with the ability to independently generate actionable insights from complex data.
• Ability to work independently, form sound judgments on complex risk topics, and communicate effectively with senior stakeholders and regulators.
• Experience with data governance and data quality management processes is a strong plus.
• Fluent English is required; German language skills are a plus

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking a passionate Product manager with a desire to develop innovative products and an innate interest in financial technology to join our Customer Identity group.

As a (Senior) Product Manager in the Customer Identity space, you will be responsible for supporting customer identity verification topics aiming to enable a secure, reliable, and frictionless experience for N26 users globally during customer onboarding and rest of the lifecycle.

You will be working in a cross-functional team of product managers, product designers, engineers, and data scientists who develop and maintain the products. You will also be partnering with various areas in the bank to offer advice and support on a large portfolio of new and existing product and market launches. 

In this role you will:

• Support strategic discussions and product designs in the customer identity product area.

• Create and support the execution of the product roadmaps, with an outcome/ KPI-driven mindset.

• Ensure product rollouts are delivered successfully by working cross-functionally with local market teams, marketing, operations, compliance, and the engineering team.

• Work with stakeholders to support customer onboarding (with focus on customer identity verification), new product launches and expansion plans.

• Partner with stakeholders across N26 to define your team goals and drive it to achieve success.

• Run discoveries in different areas in the company in order to identify pain points and opportunities, brainstorm solutions and impact customers’ onboarding experience.

• Work with the business teams, other product managers, designers, and engineers across the organization to improve the onboarding experience for customer identity verification (KYC) across multiple markets and verification options.

• Collaborate with external partners to ensure frictionless customer experience through seamless integration with partner products and effective customisation for N26 customer needs.

• Collaborate with external partners and areas in the company aiming to be up-to-date with the latest market trends.

What you need to be successful:

• At least 5 years of experience in Product Management.

• Relevant experience in managing high-volume B2C onboarding funnel, conversion is a must-have and experience in KYC, or Identity verification would be preferred.

• Experience working in a FinTech, banking environment, InsureTech, payment processor, or similar regulated environment is a must-have.

• Experience working with vendor solutions - including driving feature requests and customisations (nice to have).

• Very hands-on with strong quantitative and analytical skills is a must-have (familiarity with SQL is a plus).

• Exceptional verbal and written communication skills.

• Strong understanding of agile product development and delivery.

• Tech awareness is a must-have. Curiosity, and familiarity with new technologies and databases (nice to have).

• Digitally native and have a high drive for meeting customer needs.

• A high level of integrity and work ethic with an intrinsic desire to deliver high-quality end products.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 

• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    

• Additional day of annual leave for each year of service.  

• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 

• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

We are looking for a highly motivated Sr. Affiliates & Influencers Marketing Specialist to join our team and support the execution of our affiliate and influencer marketing strategy specifically within the German market. This role is ideal for a results-driven professional who is eager to manage external partnerships, drive user acquisition, and gain exposure to high-impact performance marketing channels.

You will assist in defining, executing, and optimizing our partnership strategies with Affiliate and Influencer partners. This role will provide the opportunity to collaborate closely with the wider marketing team and gain hands-on experience in partner management, performance tracking, and local market execution.

In this role, you will:

• Support the development and execution of the Affiliate and Influencer marketing strategy in Germany, ensuring alignment with overall business goals and local market nuances.
• Manage the day-to-day operations of the German Affiliate and Influencer network, including building a pipeline of partners, relationship management, negotiation, and performance optimization and reporting.
• Assist in identifying, vetting, onboarding and assisting partners across relevant platforms to drive brand awareness and acquisition.
• Conduct data-driven research and analysis to support decision-making, providing insights to optimize channel performance.
• Drive cross-functional alignment, working closely with key internal stakeholders, including the Head of Growth, Marketing Strategy, and Product Marketing; for example activating the channel for campaigns.
• Own reporting of channel performance, key insights, and strategic plans in weekly and monthly growth steering meetings.
• Help define and improve marketing processes related to partnership tracking, attribution, and payout/budgeting for the German market.

What you need to be successful:

• At least 2 years of experience managing Affiliate and Influencer Marketing programmes.
• Proven track record in independently building and scaling new partner relationships within the German market.
• Demonstrated ability to negotiate and structure diverse commercial deals (e.g., CPA, CPL, fee structures, commission tiers)
• Native or professional fluency in German is required; fluency in English is also essential for collaboration with the international team.
• Experience in fintech or startups is a plus.

Skills:

• Partner Management: proven ability to build, maintain, and scale relationships with external partners (affiliates, agencies, influencers).
• Analytical Mindset: strong ability to work with data, track KPIs, analyse data trends and extract insights to translate into next steps and decisions. 
• Strategic Thinking: ability to translate business goals into actionable partnership initiatives and support execution in a local market context.
• Operational & Independent Problem-Solver: a highly operational and independent mindset, with the ability to proactively diagnose and solve day-to-day partner issues, such as tracking discrepancies, conversion funnel blocks, or payout errors.
• Project Management: strong organizational skills with the ability to manage multiple campaigns and partner contracts simultaneously.
• Communication: excellent written and verbal communication skills in both German and English, with the ability to negotiate effectively and present results clearly.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.